Антифрод / AML специалист вакансии - удалённо

Location: Remote (Sweden) Workplace: Remote ABOUT RAMP Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 7.5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. ABOUT THE ROLE Ramp is launching payments across the EU through its Swedish payment institution. Our European operations team (Europs) onboards European businesses and keeps them trading, across Ramp's own regulated entities and our card-issuing and payments partners. We're a small team that runs on frontier AI tooling: our operators build and use their own automations so they can spend their time on judgement, not admin. We're hiring a KYB/AML Analyst in Stockholm to review and onboard business customers of our Swedish entity, work directly with those customers to get them live, and resolve onboarding requirements raised by our partners. You'll join a small Swedish team and help keep onboarding moving every day as we grow. WHAT YOU'LL DO - Carry out first-line (1LoD) KYB reviews of business customers onboarding with Ramp's Swedish payment institution: company verification, beneficial ownership, sanctions/PEP/adverse-media screening, and risk assessment - Decide standard cases end to end, and escalate complex or higher-risk cases with a clear rationale - Handle customer communications through onboarding: clear document requests, follow-ups and status updates - Resolve onboarding requirements from our card-issuing and payments partners for EU customers - Document decisions to a standard that holds up to second-line and regulatory review - Keep Swedish casework moving when teammates are on leave or handling incidents - Spend part of your time improving how we work: playbooks, templates and AI-assisted workflows WHAT YOU NEED - 2–4 years of KYB / AML / onboarding experience at a fintech, payment institution, EMI or bank - Solid grounding in business customer due diligence: company registers, UBO identification, sanctions/PEP screening, and spotting red flags - Fluent English, written and verbal - Clear, friendly written communication with customers - Curiosity about AI tools and how they can make casework faster and better - Based in, or relocating to, Stockholm, with the right to work in Sweden NICE-TO-HAVES - Swedish (strongly preferred) - Familiarity with Swedish sources and requirements (Bolagsverket, the beneficial ownership register, FI expectations under the Swedish AML Act) - Experience onboarding EU businesses across several jurisdictions - An additional European language BENEFITS AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL) - Flexible PTO - Centralized home-office equipment ordering - Health and wellness stipend - Budget for intra-office travel - Weekly coffee stipend UNITED STATES - 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents - One Medical annual membership - 401(k), including employer match on contributions made while employed by Ramp - Fertility HRA (up to $10,000 per year) - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay - Pet insurance - In-office perks: lunch, snacks, drinks, and more - Relocation expense coverage to NYC or SF (if needed) CANADA - Group medical, dental, and vision coverage through Sun Life - Life, AD&D, and disability coverage - Fertility drug coverage (up to $4,000 lifetime) - Group Retirement Plan with employer match (RRSP + DPSP) - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay - Employee Assistance Program and virtual care through Lumino Health UNITED KINGDOM - Private medical insurance through Freedom Elite - Virtual GP and at-home care via eMed x Livi - Workplace pension through Penfold, with salary sacrifice option - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay REFERRAL INSTRUCTIONS If you are being referred for the role, please contact that person to apply on your behalf.   OTHER NOTICES Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.   Beware of recruiting scams: Ramp will only contact you through official @Ramp.com http://Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.   Ramp Applicant Privacy Notice https://ramp.com/legal/applicant-privacy-notice

Yellow Card is looking for an AML Compliance Officer to lead Zimbabwean AML compliance, implement controls, investigate transaction alerts, and engage regulators.

Задачи: — Предоставлять предложения по внедрению новых правил мониторинга транзакций и настройке существующих — Проверять AML и другие оповещения о финансовых преступлениях в очереди мониторинга транзакций и принимать необходимые меры — Связываться с пользователями для получения информации об использовании их счетов и транзакциях — Работать с партнерами и внутренними командами для оценки информации, полученной от пользователей — Расследовать и отвечать на запросы информации (RFI) от банков-партнеров, предоставляя четкие и обоснованные AML-обзоры активности клиентов — Принимать решения по учетным записям пользователей, включая блокировку или закрытие счетов — Развивать понимание ожидаемой активности для каждого типа пользователей — Документировать результаты расследований и передавать необычную или потенциально подозрительную активность партнерам для рассмотрения SAR — Развивать внимательность к потенциальному мошенничеству или отмыванию денег — Исследовать инструменты, которые могут облегчить работу — Писать четкую документацию по текущим процессам и помогать обучать новых сотрудников Требования: — Опыт выявления отмывания денег, обнаружения мошенничества или других финансовых преступлений в банковской сфере, финтехе или финансовых услугах с использованием как сторонних, так и внутренних правил мониторинга транзакций — Знание терминологии банковских транзакций, включая ACH, чеки, дебетовые и кредитные карты, а также международные и внутренние переводы — Понимание бизнес-ландшафта банков и знакомство с международной деятельностью и собственностью — Эмпатия и умение общаться с пользователями — Умение эффективно и ясно излагать сложные концепции устно и письменно — Уверенное управление отношениями с внешними сторонами — Умение работать эффективно и сосредоточенно — Организованность и аккуратность в ведении электронной почты — Любовь к решению проблем и повышению эффективности команд, продуктов и процессов — Интерес к автоматизации рабочих процессов — Любознательность относительно банковской системы США, стартапов и компаний электронной коммерции Условия: — Полная занятость — Удаленная работа в пределах США (Сан-Франциско, Нью-Йорк, Портленд или удаленно) — Конкурентная зарплата и пакет вознаграждений, включающий базовую зарплату, акции (опционы/RSU) и льготы — Зарплата зависит от опыта, географии и внутреннего равенства оплаты Mercury ценит разнообразие и равные возможности при найме, предоставляет разумные условия для кандидатов с особыми потребностями.

Location: Europe Workplace: Remote About Eneba At Eneba, we’re building an open, safe and sustainable marketplace for the gamers of today and tomorrow. Our marketplace supports close to 20m+ active users (and growing fast!), provides a level of trust, safety and market accessibility unparalleled to none. We’re proud of what we’ve accomplished in such a short time and look forward to sharing this journey with you. Join us as we continue to scale, diversify our portfolio, and grow with the evolving community of gamers. About your team Behind every product that moves money, there's a team making sure it can be trusted. Risk & Fraud Operations protects Eneba's platforms and players, drawing a clean line between genuine customers and bad actors without getting in the way of the good ones. We don't see risk as a cost center. We treat it as a discipline. With an e-money (EMI) license on the horizon, we're preparing to operate as a regulated institution. As our first dedicated AML specialist, you won't inherit a rulebook. You'll write it. About your role You’ll join Eneba’s Risk and Fraud team, an operations team where everyone owns their goals and drives them forward. We run multiple products with more in the pipeline, and we’re working towards an e-money (EMI) license that will see us operate as a regulated institution. This is a new role: you own AML risk across our products. When a new product, payment method or commercial request appears, you assess the money laundering exposure, define the controls, and monitor them once live. You report to our Head of Risk & Fraud Operations and have the freedom to build the framework rather than follow a fixed one. You’ll help lay the groundwork for Eneba to operate as a regulated institution. It’s a dynamic environment where new ideas get tested quickly, so there’s always something new to build. Responsibilities - Own product AML risk: Assess our products for money laundering risk and identify where controls are missing or need strengthening - Run intake and sign-off: Define the controls, processes and frameworks needed for existing products and for new ones as they launch - Run investigations: Lead AML investigations and prepare SAR-ready cases, working with Compliance on regulatory reporting. - Screen and review: Carry out sanctions screening, customer due diligence (CDD) and enhanced due diligence (EDD) - Data Analysis: Analyse large volumes of data to find patterns and root causes, and turn the findings into clear recommendations - Prepare for regulation: Help prepare our risk and fraud operation for regulatory requirements, including the EMI licence - Raise the standard. Train colleagues and support on AML topics. Turn root-cause findings into clear recommendations. - Strategy to execution: Set the AML roadmap and stay hands-on in the operational work behind it. Requirements - 3-5 years of experience in AML or financial crime, ideally in a fintech or a bank - Hands-on experience with sanctions screening, CDD and EDD - Experience with regulatory reporting and investigations, and working with regulators or authorities - Strong analytical skills, with a track record of data analysis and root cause analysis - Proven ability to solve complex, specific problems - A high bar for quality, a strong sense of ownership and the drive to work independently - Comfortable creating frameworks and processes rather than only following existing ones - Based in a European or compatible time zone - Nice to have: a recognized AML certification (such as ICA or ACAMS), SQL knowledge, and experience in a fast-moving, results-driven fintech Compensation €30,000 - €40,000 a year Salary ranges may vary. We’re seeking candidates with varied experience levels; from individual contributors to functional leaders in this space. What it’s like to work at Eneba - Opportunity to join our Employee Stock Options program. - Opportunity to help scale a unique product. - Various bonus systems: performance-based, referral, additional paid leave, personal learning budget. - Paid volunteering opportunities. - Work location of your choice: office, remote, opportunity to work and travel. - Personal and professional growth at an exponential rate supported by well-defined feedback and promotion processes. - Please attach CV's in English. - To find out about how we handle your personal data, make sure to check out our Candidate Privacy Notice https://www.eneba.com/candidate-privacy-notice

Задачи: — Проверять адреса и транзакции, разбирать алерты и проводить расследования на платформе; — Оценивать качество данных, понятность риск-оценки и удобство подготовки отчётов (находить ошибки, пробелы и лишние действия); — Сравнивать рабочие сценарии с привычными инструментами и выявлять, что мешает получить надёжный результат; — Предлагать улучшения с конкретными примерами, формулировать требования вместе с продуктовой командой и проверять реализованные изменения. Требования: — Практический опыт крипто-AML/KYT на бирже, в криптоплатёжном / кастодиальном сервисе или финансовой организации (ориентир — от 2 лет, важнее глубина практики); — Регулярная работа в Chainalysis, TRM, Crystal, Elliptic или аналогичном инструменте в текущей или недавней роли; — Самостоятельное ведение кейсов: от проверки транзакции до обоснованного заключения для руководителя/проверяющего; — Умение проверять источники, объяснять ограничения данных и понятно излагать выводы; — Рабочий английский язык для общения и работы с документацией (внутри команды — русский); — Вакансия предполагает выполнение тестового задания. Будет плюсом: — Опыт работы с несколькими аналитическими платформами; — Опыт участия во внедрении или настройке инструмента; — Опыт углублённых расследований и отслеживания средств между сетями (программирование не требуется).

AMLCO - Job Description We are seeking an Anti-Money Laundering Compliance Officer (AMLCO) to lead regulatory and compliance efforts for the Poland region as Unlimit expands in Europe. This role oversees regulatory reporting to authorities, maintains and implements compliance policies, and manages financial crime prevention activities to support offering Polish IBANs and local financial services. What you will do AML / CFT / Sanction compliance: — Ensure effective AML/CTF/Sanction compliance throughout the business; — Act as Financial Interleague Unit reporting agent and correspondent for the Polish branch; — Identify AML/CTF/Sanction risks; — Monitor local developments; — Maintain and develop policies and procedures to stay compliant. Regulatory compliance: — Serve as the central point of contact with the Polish Financial Supervision Authority and other regulators; — Ensure regulatory requirements are met; — Assess risks and adjust processes; — Prepare periodic reports; — Assist with regulatory inquiries, inspections, audits; — Support internal system enhancements for AML purposes. Training & Awareness: — Prepare and deliver tailor-made AML/CTF/Sanction training for staff of the Polish branch. Transaction Monitoring: — Identify, monitor, and STRs; — Improve transaction monitoring systems; — Conduct ad-hoc reviews to ensure effectiveness. Customer KYC/KYB & Onboarding: — Oversee and manage KYC onboarding for new customers and review existing customers; — Ensure compliance with local and international KYC/ID verification requirements. Who we are looking for — 5+ years of experience as AML/CFT compliance officer or Deputy AML/CFT compliance officer at a credit institution or Electronic Money Institution. — Experience liaising with banks, auditors, regulators; — Ability to handle regulatory inquiries, inspections, audits. — Strong experience drafting, reviewing, and updating AML/CTF/Sanction policies and procedures; — Reflect best practices and regulatory changes. — Experience implementing and monitoring AML/CTF/Sanction practices across the business. — Excellent analytical and organizational skills; — Attention to detail. — Strong communication skills with all levels of the business and external partners. — University degree in a relevant field. Benefits & Perks — Unlimit is an equal opportunity employer; — Diverse workforce; — Recruitment decisions based on experience and skills. — AI tools may be used in parts of the hiring process but do not replace human judgment. — Final hiring decisions are by humans.

Location: United Kingdom Workplace: Remote BUILDING THE FUTURE OF OPEN FINANCE Payward - the parent company behind Kraken, NinjaTrader, Breakout, xStocks, Payward Services and CF Benchmarks - has spent the last 15 years building one of the most modern and globally accessible financial infrastructure platforms in the industry, built to advance an open, global financial system. THE TEAM Founded in 2011, Kraken is one of the world's longest-standing crypto platforms, trusted by over 10 million individuals and institutions across the globe. It offers spot trading, margin, futures, staking, and OTC services, with products built for both individual investors and institutional clients. We are seeking an experienced and driven MLRO to lead the financial crime compliance programmes across Payward Ltd (PWL) and Payward Services Ltd (PSL), two FCA-regulated UK entities within the Kraken Group. This is a senior role with end-to-end responsibility for the effectiveness of the firms’ anti-money laundering (AML), counter-terrorist financing (CTF), and sanctions controls. You will provide strategic and operational leadership across all aspects of financial crime risk management. This includes maintaining a robust control framework, advising on risk treatment across products and clients, and overseeing the operation and continuous improvement of transaction monitoring and sanctions screening systems.     THE OPPORTUNITY - Oversight of the AML/CTF and sanctions compliance frameworks across PWL and PSL - Develop, implement and maintain the firm’s AML/CTF policies, controls and procedures, ensuring that any global policies, controls and procedures meet UK regulatory requirements - Oversight of transaction monitoring, internal SAR and external SAR/DAML reporting - Oversight of CDD, EDD, enhanced monitoring and sanctions screening processes for the UK - Approve all new high risk client relationships and all periodic review outcomes of existing HRCs - Maintain and regularly update the firms’ business-wide financial crime risk assessments - Provide expert advice on AML and sanctions compliance across the customer lifecycle, including onboarding, periodic review, and investigations - Coordinate internal assurance activity and support external audits and regulatory reviews of the financial crime framework - Deliver training and awareness programmes to ensure staff understand their financial crime responsibilities - Prepare regular reporting and MI for senior management, risk committees, and the board - Lead delivery of UK MLRO team monthly review of UK corporate clients - Produce an annual MLRO report to the Board of Directors that assesses the overall AML/CTF framework and highlights emerging risks and improvements planned - Review monthly compliance and AML MI in order to identify trends, issues and ensure appropriate mitigation / escalation to the Board where appropriate - Attend relevant Committee meetings and Board meetings, support Executive decision making, escalate AML program related issues - Lead on strategic AML framework initiatives/implementations (e.g. Travel Rule) - Horizon scanning - monitor regulatory developments and ensure timely updates to internal policies and procedures - Liaise with law enforcement and regulatory authorities as required: - Regular engagement with FCA supervisory team - PoC for NCA - Support LEAs with setting up accounts     WHAT YOU BRING - Significant experience in AML/CTF and financial crime compliance within a regulated financial services firm - Deep understanding of the UK Money Laundering Regulations, Proceeds of Crime Act, UK sanctions regime (OFSI), and relevant industry guidance (e.g. JMLSG) - Proven track record of operating or overseeing transaction monitoring, sanctions screening, and customer due diligence systems - Skilled in translating complex regulatory requirements into actionable policy and operational controls - Confident communicator, able to influence senior stakeholders and represent the firm in external engagements - Proactive, detail-oriented, and resilient — with the ability to lead cross-functional initiatives and manage competing priorities     NICE TO HAVES - Significant experience in AML/CTF and financial crime compliance within a regulated cryptoasset, e-money, or payments firm       Unless a specific application deadline is stated in the job posting, applications are accepted on an ongoing basis. Please note, applicants are permitted to redact or remove information on their resume that identifies age, date of birth, or dates of attendance at or graduation from an educational institution. We consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. OUR COMMITMENT Payward is powered by people from around the world and we celebrate the diverse talents, backgrounds, contributions, and unique perspectives that everyone brings to the table. We hire based on merit, seeking out people with the right abilities, knowledge, and skills for the job. We encourage you to apply for roles where you don't fully meet the listed requirements, especially if you're passionate or knowledgeable about crypto. We may ask candidates to complete job-related skills or work-style assessments as part of our hiring process. These assessments evaluate competencies relevant to the role and are applied consistently across candidates for similar positions. Results are considered alongside experience and interviews, and are not the sole basis for any employment decision. As an equal opportunity employer, we don't tolerate discrimination or harassment of any kind, whether based on race, ethnicity, age, gender identity, citizenship, religion, sexual orientation, disability, pregnancy, veteran status, or any other protected characteristic as outlined by federal, state, or local laws. Stay connected Follow us on Twitter https://twitter.com/krakenfx Learn on the Kraken Blog https://blog.kraken.com/#:~:text=Enter%20your%20email%20address Connect on LinkedIn https://www.linkedin.com/company/kraken-exchange/ Candidate Privacy Notice https://www.kraken.com/legal/candidate-privacy-notice

Location: Hong Kong; Singapore; US / Remote Workplace: remote About the Company Born from groundbreaking research at Columbia University and Yale University, CertiK is a leading Web3 security company focused on securing blockchain protocols, smart contracts, and decentralized applications through cutting-edge security research, formal verification, and AI-powered technology. Founded in 2017 and headquartered in New York City, CertiK provides end-to-end security solutions including smart contract audits, penetration testing, on-chain monitoring, incident response, and compliance services for some of the largest projects in the digital asset ecosystem. Today, CertiK supports thousands of enterprise clients and Web3 projects globally, with a distributed international team spanning North America, Asia, and Europe. The company is backed by leading investors including Coatue, Goldman Sachs, Insight Partners, and Sequoia Capital, and has been recognized by organizations such as the World Economic Forum and CB Insights for its contributions to blockchain security innovation.   About the Role We are looking for an experienced compliance and financial crime leader to help shape and expand our work across anti money laundering, virtual asset compliance, and blockchain risk management. This role is designed for someone who understands compliance from both sides of the market: traditional financial institutions and virtual asset service providers. You should be comfortable operating at the intersection of regulation, financial crime prevention, blockchain analytics, and commercial strategy. You will serve as a senior subject matter expert on AML and virtual asset compliance, helping the company strengthen its compliance capabilities, advise financial institutions and VASPs, and engage credibly with regulators, law enforcement agencies, clients, and industry partners.   About You You are a practical and commercially minded compliance leader with deep experience in AML, financial crime, and virtual assets. You have worked within, or closely alongside, both traditional financial institutions and VASPs, and understand the differences between conventional transaction monitoring and the risks presented by blockchain based financial activity. You are equally comfortable reviewing a complex financial crime case, designing an AML framework, advising senior leadership, speaking with a regulator, and explaining blockchain risk to a bank, exchange, or government stakeholder. You do not approach compliance as a purely administrative function. You understand how strong compliance programs, credible risk controls, and effective blockchain analytics can support responsible business growth. Responsibilities Build and improve AML frameworks, virtual asset compliance strategy, sanctions, risk assessments, transaction monitoring, and investigation processes. Advise financial institutions and VASPs on virtual asset compliance, regulatory expectations, and blockchain related financial crime risks. Monitor regulatory developments and translate them into practical compliance guidance and product requirements. Where applicable, serve as MLRO or support the designated MLRO on suspicious activity reviews and regulatory reporting. Partner with product, engineering, business development teams, regulators, law enforcement, and other industry stakeholders. Requirements Prior experience as an MLRO, Chief Compliance Officer, Head of Financial Crime, or a similar senior compliance role. Experience across both traditional financial institutions and the virtual asset industry. Strong knowledge of AML, financial crime, sanctions, transaction monitoring, regulatory compliance and reporting, and virtual asset financial crime risks. Hands on experience with blockchain analytics, KYT, wallet screening, or similar on-chain compliance tools and processes. Strong communication skills and CAMS or an equivalent AML qualification. Bonus Points Experience owning the AML program of a regulated entity, VASP licensing, regulatory examinations, or remediation. Established relationships across regulators, law enforcement, banks, exchanges, or the virtual asset industry. The expected annual base salary range for this position in the United States is $150,000 to $220,000. Compensation for candidates outside the United States will be determined based on location, experience, and qualifications.   #blockchain #startups #hiring   CertiK accepts applications for this position on an ongoing basis.   In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.   CertiK is proud to be an equal opportunity employer. We will not discriminate against any applicant or employee on the basis of age, race, color, creed, religion, sex, sexual orientation, gender, gender identity or expression, medical condition, national origin, ancestry, citizenship, marital status or civil partnership/union status, physical or mental disability, pregnancy, childbirth, genetic information, military and veteran status, or any other basis prohibited by applicable federal, state or local law.   CertiK will consider for employment qualified applicants with criminal histories in a manner consistent with local and federal requirements. https://www.eeoc.gov/sites/default/files/migrated_files/employers/poster_screen_reader_optimized.pdf   All CertiK employees are expected to actively support diversity on their teams, and in the Company.

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Our Risk & Compliance team is hiring a Senior AML Analyst who will improve the effectiveness, resilience, and scalability of our financial monitoring program. You will own Lithic's AML and financial crime monitoring program at the SOP and monitoring-engine level, and you will be the person who turns our agentic monitoring and investigation tooling into realized, defensible capacity. This is an ownership role, not purely a queue-based execution role: you’ll certainly handle escalations, exceptions, and perform population sampling, but the goal is routine, documented volume is increasingly absorbed by automation, and you own the design, tuning, and exception handling that sit around it. What You’ll Do: Own and continuously improve the AML and financial crime transaction monitoring SOPs, keeping them aligned to current regulatory requirements, evolving typologies, and operational reality Own the feedback loop into Lithic's monitoring engine: partner with your Analytics, Engineering, and Product peers to evaluate alert logic, assess rule and scenario effectiveness, and tune thresholds to reduce false positives while preserving coverage Lead the testing, deployment, and tuning of agentic transaction monitoring and investigation solutions, including documenting the investigative context the tooling needs to produce repeatable, examiner-ready output Investigate complex suspicious activity independently and prepare high-quality SARs and UARs; own escalations and the judgment-heavy cases automation cannot close unattended Supervise and quality-check alert review and investigative output, including AI-assisted output, so decisions hold up to bank partner and regulatory scrutiny Synthesize monitoring performance data, operational trends, and emerging financial crime risks into actionable program insights, and define and influence AML KPIs and KRIs Lead governance preparation for relevant oversight forums and support bank partner and exam-readiness deliverables Train and mentor analysts on investigations, money laundering typologies, and the agentic tooling, so program knowledge scales beyond any one person What you'll bring: 3+ years of AML/BSA and transaction monitoring experience in fintech, payments, or a bank-partnered environment Demonstrated ownership of end-to-end AML programs or work streams with limited guidance, including authoring and maintaining SOPs and preparing governance materials Deep knowledge of money laundering typologies and emerging financial crime trends, with the ability to investigate complex activity and prepare high-quality SARs and UARs independently Hands-on experience evaluating alert logic and assessing or tuning transaction monitoring rules and scenarios for effectiveness Comfort working with AI-assisted or agentic tooling, including how to test, tune, document, and defend AI-assisted decisions to bank partners and regulators Self-starter who can create structure where none exists and knows when to escalate and collaborate Strong written and verbal communication Solid grasp of the BSA/AML regulatory framework (USA PATRIOT Act, OFAC and sanctions, SAR requirements) Nice to Have: CAMS or CFE (preferred, or willing to obtain) Experience deploying or tuning AI, automation, or agentic tooling in a compliance or investigations context Experience with OSINT tooling and SQL or Snowflake for investigative data retrieval Card issuing, payments, or fintech experience with exposure to sponsor bank relationships Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar) The annual US salary range for this role is $65,000 - $120,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

О ПРОЕКТЕ Match Systems создает мощные экосистемы для криптоплатежей и передовые AML-комплексы (анализ и трекинг транзакций). Мы работаем на острие технологий, помогая делать блокчейн прозрачным и безопасным. ВАШИ КЛЮЧЕВЫЕ ВЫЗОВЫ — Highload Engine: Проектирование и развитие сверхнагруженных backend-сервисов на Python. — Optimization: Поиск и устранение узких мест в производительности систем. — Scalability: Масштабирование архитектуры для обработки огромных массивов данных. — Quality: Проведение Code Review и внедрение культуры тестирования (Unit, Integration). — Cross-Team: Синхронизация с командами для внедрения надежных решений. ЧТО МЫ ЖДЕМ ОТ ВАС — Solid Experience: 7+ лет в разработке на Python. — FastAPI Pro: Глубокие знания и опыт работы с фреймворком. — Asynchronous Master: Экспертное владение asyncio, threading, multiprocessing. Вы понимаете влияние GIL и знаете, когда выбрать I/O-bound или CPU-bound подход. — Messaging: Уверенная работа с Kafka и RabbitMQ (понимание разницы между FIFO/LIFO и Pub/Sub). — Protocols: Опыт разработки RESTful API, работа с gRPC и RPC. — Database Skills: Владение PostgreSQL и мастерство использования ORM. — Domain: Опыт в Crypto / Blockchain или разработке торговых ботов будет вашим преимуществом. ПОЧЕМУ ЭТО КРУТО? — Global Presence: Возможность работать из любой точки мира или наших хабов (Дубай, Сингапур). — Complex Tasks: Реальные вызовы в одной из самых востребованных ниш (AML и блокчейн-безопасность). — Hardcore Team: Работа в команде топовых экспертов отрасли. — Growth: Профессиональный рост в среде, где технологии меняются каждый день.