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you will lead the compliance program for Gemini’s deposit and lending products, including the first-in-class crypto rewards credit card and business credit card. You will be responsible for creating a comprehensive strategy to scale the program and support the business in delivering product features in a compliant and consumer-friendly way.

Location: Remote (Canada) Workplace: Remote BUILD SOMETHING PEOPLE LOVE Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $155 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada. We're proud of what we've built — and we're just getting started. Read our Culture Manual https://www.wealthsimple.com/en-ca/culture and learn more about how we work https://www.wealthsimple.com/en-ca/careers. About the team: At Wealthsimple, we aren't just managing portfolios; we're rewriting the rules of how Canadians interact with credit. The Credit Analytics team own’s Wealthsimple's lending ecosystem, operating at the intersection of high-growth tech and data-driven underwriting. We believe that being “credit-worthy” should mean more than just a traditional score. Our mission is to challenge the status quo, building inclusive products that empower millions of Canadians and the businesses they run to lead better financial lives. We’re growing fast, moving from small data to massive scale through iteration and experimentation. We are extending our consumer credit expertise into business lending built for Canadian small and medium-sized businesses (SMBs). This is a true green-field build — new adjudication policy, new underwriting signals, and new risk infrastructure, informed by everything we've learned scaling our consumer card portfolio. About the role: We are looking for a Senior Associate to own credit policy for our business lending products, starting with a business credit card — from adjudication through the full account lifecycle. You will design and implement the underwriting framework that determines who qualifies and at what limit, build the line management strategies that govern how those limits evolve, and partner closely with collections to manage risk once accounts are on book. Small business cards can be underwritten on the owner, or on the business as it grows. You’ll be working with cash flow, seasonality, industry, and business bureau data, which is usually thinner and messier than consumer bureau data. We need someone who has worked across that range and can turn it into automated policy instead of file-by-file decisions. You will collaborate cross-functionally with Engineering, Product, Data Science, Fraud, and Client Experience to translate policy into shippable adjudication and monitoring systems, and you will have significant ownership over how this portfolio’s risk appetite is defined from day one. In this role, you will have the opportunity to: - Build a new lending program from the ground up with the breadth to see every part of it, from policy to funding, and the runway to grow into leading a lending line of business. - Design and own the adjudication policy for a new business credit card, including entity-level underwriting criteria, principal/guarantor assessment, joint-liability, initial limit-setting, and approval decisioning. - Own line management strategy for business credit products: credit limit increases and decreases, pricing, authorization rules, and active exposure management driven by cash-flow and balance monitoring. - Partner with the collections team to design risk-managed treatment strategies specific to business accounts, and to build lifecycle monitoring that catches emerging risk early. - Evaluate the performance of the business lending portfolio and your policies, using vintage analysis, cohort tracking, and champion/challenger testing to validate and refine underwriting decisions. - Propose policy enhancements that improve marginal profitability while keeping risk within appetite, informed by rigorous root-cause analysis rather than surface-level metrics. - Help define the data and underwriting infrastructure needed for SMB lending — including how to source, validate, and weigh business financial data alongside traditional bureau signals. - Influence roadmaps across partner teams (Engineering, Product, Data Science, Fraud, and Client Experience) and implement policy that drives measurable impact. We're looking for someone who: - Has direct experience underwriting or setting credit policy for small and medium-sized businesses, this is a must-have for this role. Card experience isn't required; we'd love to hear from you if your background is in instalment loans or lines of credit. - Writes SQL hands-on to self-serve data and build monitoring and analytics. - Brings credit discipline to a ship-and-iterate environment, and is comfortable shaping policy while the product itself is still being defined. - Can turn analysis into a clear recommendation for technical and non-technical audiences, weigh incomplete or noisy information and still reach well-grounded decisions. - Is intellectually curious, passionate about their work, and wants ownership over their projects. Preferred qualifications: - 5+ years of experience in small business lending - Knowledge of Canadian consumer credit bureau data (Equifax, TransUnion) - Working knowledge of how business credit risk differs from consumer credit risk: entity vs. personal guarantor assessment, business bureau data (e.g., business credit bureaus), cash-flow-based underwriting, industry/sector risk, and revenue seasonality. - Experience across the credit lifecycle: adjudication policy, line management, pricing, and collections strategy. - Experience with statistical/quantitative analysis: experimental design, champion/challenger (or A/B) testing, model accuracy validation, constrained optimization, decision trees, discounted cash flows, financial modeling. - Experience with Python, and GitHub. Airflow, AWS Redshift, and dbt are a plus. WHY WEALTHSIMPLE? 🌸 Top-tier health benefits and life insurance 📈 Long-term group savings with employer match, through Wealthsimple for Business 🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year* ✈️ 90 days away: work outside Canada for up to 90 days per year* 👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS 🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work. *Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles. ICYMI Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building. Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status. Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs. AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.

Location: Madrid, Spain Workplace: remote The role: Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions. We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up. This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform. Key Responsibilities: Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities. Analyse companies' financial statements, cash flows, liquidity position and repayment capacity. Determine appropriate lending amounts, terms, covenants, security, and other risk protections. Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch. Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes. Support the development and scaling of the new credit business. Requirements: 10+ years of relevant credit experience. Strong experience in credit underwriting and structuring , rather than purely credit analysis. Previous experience with fintech & payments is mandatory. Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment. Experience establishing or developing credit policies, processes, or risk frameworks. Crypto, digital assets, or stablecoin experience is a plus, but not required .

В роли вице-президента и руководителя программы кредитования в RAKBANK, одной из старейших и прогрессивных коммерческих банков ОАЭ, вы будете отвечать за управление и развитие кредитных программ банка. Ваша задача — координировать процессы кредитования, обеспечивать соответствие программ стратегическим целям банка и контролировать риски. Требуется опыт в банковской сфере, глубокое понимание кредитных продуктов и способность вести команду к достижению поставленных целей.

Требования: — опыт работы бизнес-аналитиком в банковской сфере или финансовых услугах.

Location: Atlanta, United States; August, United States; Boston, United States; Bradford, United States; Brighton Beach, United States; Bronx, United States; Brooklyn, United States; Canarsie, United States; Chicago, United States; Cedarhurst, United States; Columbus, United States; Coney Island, United States; Dallas, United States; Denver, United States; Des Moines, United States; Dover, United States; Manhattan, United States; Fall River, United States; Forest Hills, United States; Fresh Meadows, United States; Hawley, United States; kansas city, United States; Lansing, United States; Las Vegas, United States; Lexington, United States; Little Rock, United States; Los Angeles, CA 90021, United States; Lynbrook, United States; Montogomery, United States; Nassau County, United States; New Bedford, United States; New Jersey, United States; New York, United States; Norwalk, United States; Oregon city, United States; Pittsburgh, United States; Phoenix, United States; Plano, United States; Queens, United States; Redwood City, United States; Ridgewood, United States; Salt lake city, United States; San Francisco, United States; Seattle, United States; St. Louis, United States; Staten Island, United States; Valley Stream, Long Island, United States; Valley Stream, United States; Wantagh, United States; Washington DC, United States; Williamsburg, United States; Wilmington, United States; Greenwich, United States Workplace: remote $150,000–$200,000 Base Salary | $400,000–$600,000 Total Annual Earning Potential Our client, a growing alternative-financing company, is seeking a Director of Strategic Partnerships & Private Credit Origination to expand its professional referral network and generate lower-middle-market financing opportunities, typically ranging from $1M–$25M . This is a relationship-driven origination role focused on building and leveraging relationships with professional referral partners who can provide consistent, repeat deal flow. The ideal candidate will bring an established network of relationships across commercial finance and the lower-middle market, including banks, CPAs, attorneys, investment bankers, M&A advisors, financial advisors, private equity firms, family offices, independent sponsors, and other professional intermediaries. Candidates may come from private credit, commercial finance, ABL, factoring, SBA lending, equipment finance, commercial banking, M&A/advisory, investment banking, or other related areas. Experienced underwriters, credit professionals, and portfolio managers are also encouraged to apply if they have developed a strong external referral network and are interested in moving into a relationship-driven origination role. Benefits 100% employer-paid Cigna medical coverage for employees and eligible dependents 100% employer-paid basic life insurance Dental and vision insurance options Flexible spending benefits Commuter benefits Responsibilities Develop and maintain productive relationships with banks, CPAs, attorneys, M&A advisors, investment bankers, private equity firms, family offices, independent sponsors, financial advisors, and other professional referral sources. Generate qualified $1M–$25M lower-middle-market financing opportunities through an existing professional network. Build and expand referral channels capable of producing consistent and repeatable deal flow. Re-engage existing professional relationships and develop new strategic referral partnerships. Present the company's alternative-financing solutions to referral partners and prospective borrowers. Identify financing opportunities and determine whether they align with the company's credit profile and available solutions. Manage opportunities from initial introduction and qualification through underwriting, structuring, and closing. Work closely with credit, underwriting, and leadership teams to develop appropriate financing structures for prospective borrowers. Maintain consistent communication with referral partners throughout the financing process. Attend industry conferences, networking events, and professional gatherings to expand the company's referral network. Independently manage and grow a book of referral relationships and originated opportunities. Proven experience in business development, origination, strategic partnerships, relationship management, underwriting, credit, or portfolio management within commercial finance or an adjacent financial-services field. Background in private credit, ABL, factoring, commercial finance, SBA lending, equipment finance, commercial banking, M&A/advisory, investment banking, or a related area . Established relationships with professional referral sources such as banks, CPAs, attorneys, investment bankers, M&A advisors, financial advisors, private equity firms, family offices, independent sponsors, or other financial intermediaries. Demonstrated ability to generate or influence repeat deal flow through professional relationships . Experience working with lower-middle-market companies and financing transactions, ideally within the $1M–$25M range . Strong understanding of commercial credit, financing structures, and the needs of lower-middle-market businesses. Ability to identify, qualify, and communicate financing opportunities effectively. Strong relationship-building, communication, negotiation, and presentation skills. Self-motivated and comfortable independently developing and managing a book of business.

Location: Manhattan, United States Workplace: hybrid We are partnering with a high-growth alternative finance platform in the commercial funding and merchant cash advance (MCA) space. Seeking a dynamic Director of Operations to oversee core business processes, drive operational efficiency, and build a foundation for sustainable growth alongside executive management. Key Responsibilities Team Leadership & Development: Lead, coach, and manage a multi-tiered operational staff (combining local and global resources) focused on daily execution and accountability. Operational Execution: Direct end-to-end operational activities, including pipeline throughput, payment processing, portfolio management, and daily reporting. Systems & Vendor Management: Oversee operational tech infrastructure, managing software integrations, third-party vendor relationships, and system enhancements. Process Optimization: Continuously audit current workflows to eliminate bottlenecks, automate manual tasks, and optimize execution speed while preserving credit standards. Cross-Functional Collaboration: Work closely with senior management to align operational capabilities with overall business objectives and technology implementations. Business Continuity: Troubleshoot technical or operational issues rapidly to ensure seamless service delivery and minimal downtime. 8+ years of operational leadership experience, with required background in merchant cash advance (MCA), alternative business financing, or specialty fintech. Demonstrated success scaling operational functions, refining processes, and implementing software integrations in a fast-moving setting. Broad operational technical comfort across Loan Origination Systems (LOS), CRM platforms, and data reporting tools. Strong leadership, analytical problem-solving skills, and a balanced focus on strategy and hands-on execution. Prior experience in a high-growth or entrepreneurial environment is strongly preferred.

Location: United States; Los Angeles, United States About Us We are a growing commercial real estate lending and investment company focused on structuring and closing high-value commercial deals across multiple asset classes. We are looking for a highly analytical and relationship-driven professional who can combine strong underwriting expertise with business development and deal origination skills. This role is ideal for someone who understands commercial real estate finance end-to-end — from sourcing opportunities and underwriting deals to structuring transactions and managing closings. Responsibilities Underwrite commercial real estate transactions across multiple asset classes including multifamily, office, retail, industrial, hospitality, and mixed-use Analyze borrower financials, rent rolls, operating statements, tax returns, and market data Build and review financial models, cash flow projections, and valuation analyses Structure loan terms and investment scenarios based on risk assessment and deal strategy Source and originate new commercial lending opportunities through brokers, borrowers, investors, and industry relationships Manage deal flow from initial screening through closing Coordinate due diligence, legal documentation, title, third-party reports, and closing requirements Present investment and lending recommendations to leadership Maintain relationships with lenders, brokers, borrowers, and capital partners Monitor market trends and identify strategic lending and investment opportunities Requirements 4+ years of experience in commercial real estate underwriting, investment analysis, mortgage banking, acquisitions, or loan origination Strong understanding of commercial lending structures and CRE financial analysis Experience underwriting income-producing properties and evaluating investment opportunities Proven ability to source, negotiate, or originate commercial deals Experience working with banks, private lenders, debt funds, bridge loans, agency financing, or institutional capital Advanced Excel and financial modeling skills Strong communication and negotiation abilities Ability to thrive in a fast-paced, entrepreneurial environment Preferred Background We are especially interested in candidates with experience in: Commercial mortgage banking CRE acquisitions or investment analysis Loan origination and capital markets Debt/equity structuring Institutional or private real estate lending What We Offer Competitive base salary + performance-based compensation Opportunity to work on high-value commercial transactions Career growth within an expanding real estate finance platform High exposure to acquisitions, underwriting, and capital markets Collaborative and entrepreneurial team environment

Location: Los Angeles, United States; California City, United States LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Loan Officer to join our high-performing team. We are looking for a driven, knowledgeable sales professional with direct experience in Hard Money / Private Lending . This is a results-focused role designed for someone who understands investor financing and knows how to close deals efficiently. About LBC Mortgage LBC Mortgage is a well-established mortgage brokerage committed to delivering tailored financing solutions to real estate investors and borrowers. As we continue to grow our lending portfolio, we are building a strong team of professionals who understand the urgency, complexity, and opportunity within the Hard Money space. Key Responsibilities Work directly with real estate investors seeking hard money financing Structure and present loan solutions based on LTV, ARV, and deal strength Manage the full loan lifecycle from lead intake to funding Build and maintain strong relationships with investors and referral partners Consistently meet and exceed monthly production goals Required Qualifications Proven experience in Hard Money lending (required) Strong understanding of real estate investment transactions Ability to analyze deals and assess risk quickly Excellent communication, negotiation, and closing skills Self-motivated and performance-driven What We Offer Competitive compensation structure Uncapped commission potential Strong operational and underwriting support Growth opportunities within a respected mortgage brand Access to consistent deal flow If you are experienced in hard money lending and ready to grow within a dynamic mortgage company, we would love to connect. Apply today and join the LBC Mortgage team!

Location: Russia; Belgrade, Serbia; Tbilisi, Georgia; Kazahstan, Kazakhstan; Lagos, Nigeria We are scaling our SME Lending direction and looking for a Product Manager - Lending Lead who can own the product end-to-end and drive measurable growth from day one. This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients. We expect first tangible outcomes within 6–8 weeks . What You’ll Do Own the SME Digital Lending product lifecycle end-to-end Improve risk models, approval flows, and credit decision logic Optimize acquisition and distribution channels Drive portfolio growth while balancing risk and profitability Prioritize based on data, unit economics, and business impact Work closely with Risk, Data, Engineering, Operations, and Commercial teams Adapt proven international lending practices to the Nigerian market Requirements 4–7 years of Product Management experience Strong background in lending for SME / B2B clients Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.) Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics Proven track record of scaling lending products Strong stakeholder management skills Highly data-driven decision-making approach Fluent English Benefits Remote work from anywhere in the world Performance bonus, 25+ paid vacations and day-offs, personal development plan Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Location: Hong Kong Who We Are: Galaxy Digital Inc. (Nasdaq: GLXY) is a global leader in digital assets and data center infrastructure, growing the economy that runs on code. Galaxy delivers the onchain infrastructure that connects institutions to digital assets, including trading, advisory, asset management, staking, self-custody, and tokenization. Galaxy also develops and operates data center infrastructure to power AI and HPC workloads. Anchored by its Helios campus in Texas, Galaxy is building a multi-gigawatt pipeline of more than 5.7 GW of potential capacity, positioning it among the largest and fastest-growing data center developers in North America. The Company is headquartered in New York City, with offices across North America, Europe, the Middle East, and Asia. Additional information about Galaxy's businesses and products is available on www.galaxy.com . What We Value: We are a diverse team of free thinkers, and fast movers united to help investors and creators energize the global economy. We are looking for individuals who thrive in a culture of builders and overachievers and embrace high performance, transparent feedback, and a mission-first approach. Our culture shapes our way of working and gets us where we want to be. Seek Excellence. Be Selective To Be Effective. Be Highly Aligned, Loosely Coupled. Disagree Transparently. Encourage Independent Decision-Making. Build Dream Teams. Who You Are: We are looking for talented software engineers to join our Lending technology team to build the next generation of crypto Lending systems. You can work independently, have strong analytical and problem-solving skills, and a desire to own issues and see them through to resolution. What You'll Do: You will work on core lending infrastructure, including collateral management, interest calculations, liquidations, and integrations with blockchain networks and traditional financial systems. Responsibilities will include: Design, develop, and maintain backend services for crypto lending and borrowing products Implement core lending logic including: Loan origination and lifecycle management Collateral valuation and margining Interest rate models and accrual Liquidation and risk management mechanisms Build reliable, scalable APIs for internal and external consumers Integrate with blockchain networks, smart contracts, custodians, oracles, and pricing feeds Collaborate with product, risk, and compliance teams to translate business requirements into robust systems Write clean, well-tested, and well-documented code Participate in code reviews and architectural discussions Monitor and improve system performance, security, and reliability in production What We’re Looking For: 10+ years of relevant development experience Excellent core Java skills Knowledge of Spring and Kafka Experience developing microservices Code optimization and profiling capabilities Bonus Points: Experience leading a team Development experience with OMS and Risk Systems Knowledge of traditional financial products Options Forwards Futures Docker / Kubernetes / AWS Knowledge of crypto Knowledge of crypto products Perpetual Forwards (perps) On-Chain Borrows / Lends What We Offer: Competitive base salary and discretionary bonus Flexible Time Off (i.e. unlimited paid vacation days) Company paid sick leave Company-paid health and protective benefits for employees, partners, and other dependents Generous paid Parental Leave Free virtual coaching and counseling sessions through Headspace Opportunities to learn about the Crypto industry Free daily snacks in-office Smart, entrepreneurial, and fun colleagues Employee Resource Groups Apply now and join us on our mission to engineer a new economic paradigm. Galaxy respects diversity and seeks to provide equal employment opportunities to all employees and job applicants for employment without regard to actual or perceived age, race, color, creed, religion, sex or gender (including pregnancy, childbirth, lactation and related medical conditions), gender identity or gender expression (including transgender status), sexual orientation, marital or partnership or caregiver status, ancestry, national origin, citizenship status, disability, military or veteran status, protected medical condition as defined by applicable state or local law, genetic information or predisposing genetic characteristic, or other characteristic protected by applicable federal, state, or local laws and ordinances. We will endeavor to make a reasonable accommodation to the known limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete the application process or to participate in an interview, please contact careers@galaxy.com.

Location: Ikoyi, Nigeria About Renmoney Renmoney is a leading Nigerian fintech dedicated to making financial inclusion a reality for millions of under-banked individuals and small business owners. We deliver innovative loan, savings, and fixed deposit solutions, striving to be the most convenient lending company with outstanding customer experiences. Join our passionate team to build simple, accessible financial products that empower emerging and middle-class customers, including informal entrepreneurs. Role Purpose As the Senior Product Manager for Offline Lending, you will own the vision, strategy, and end-to-end delivery of personal and self-employed loan products in Nigeria’s offline market. You’ll drive Renmoney’s mission of financial inclusion by creating customer-centric credit solutions for under-served segments, such as micro-entrepreneurs and salaried workers, through offline channels like field agents and branches. Balancing strategic leadership with hands-on execution, you’ll translate market insights and field intelligence into impactful products that grow Renmoney’s offline lending portfolio. Key Responsibilities Product Strategy & Vision: Define and own the product roadmap for offline personal and self-employed loans, aligning with Renmoney’s goal of accessible finance. Identify market opportunities and competitive differentiators for under-banked segments, crafting a compelling strategy to drive portfolio growth. Customer-Centric Design: Act as the voice of the customer by conducting field research (interviews, focus groups, surveys) to understand borrower needs, especially for informal entrepreneurs. Collaborate with UX and operations teams to design intuitive, compliant loan products. Product Lifecycle Management: Lead the product development cycle from ideation to launch and optimization. Draft requirements, prioritize features, and drive Agile execution, iterating based on performance data and customer feedback. Cross-Functional Collaboration: Partner with Engineering, Credit/Risk, Operations, Marketing, and Finance to deliver scalable, compliant products. Align features with Nigeria’s regulatory requirements and Renmoney’s risk policies. Sales & Field Partnership: Work closely with sales and field teams to translate on-the-ground insights into product enhancements. Support customer acquisition and agent training to ensure product-market fit. Data-Driven Decisions: Define and track KPIs (e.g., loan approval rate, portfolio yield, repayment rates, customer acquisition cost). Use analytics to optimize products and report performance to stakeholders. Agile Execution: Drive Agile processes (sprint planning, stand-ups, retrospectives), manage the product backlog, and remove blockers. Balance strategic planning with hands-on sprint deliverables. Leadership & Mentorship: Mentor junior product managers and lead a product delivery squad, fostering collaboration, innovation, and accountability. Qualifications 5+ years of product management experience, with 3+ years in lending or financial services, ideally in offline or branch-based channels. Proven track record of delivering and scaling lending products in complex markets, preferably for under-banked segments (e.g., SMEs, micro-entrepreneurs). Bachelor’s degree in Business, Finance, Computer Science, or related field; MBA or advanced degree is a plus. Deep understanding of Nigeria’s credit ecosystem, offline lending landscape, and alternative credit data for informal borrowers. Expertise in Agile/Scrum methodologies, backlog management, and analytics tools (e.g., SQL, Excel). Strong analytical skills to break down complex problems and make data-driven decisions. Excellent communication and leadership to align cross-functional teams and influence without formal authority. Familiarity with sales/CRM platforms (e.g., Salesforce) to drive adoption. Passionate about financial inclusion, customer advocacy, and innovation. Proactive, detail-oriented, and thrives in a fast-paced fintech environment. Requirements A passionate and experienced product leader with a minimum of 5 years in financial services product management, ideally focused on lending products. A strategic thinker with a deep understanding of lending products, market dynamics, and regulatory requirements in the Nigerian financial landscape (MBA or advanced degree a plus). A data whiz with a knack for translating insights into actionable product strategies. A natural collaborator with excellent communication and interpersonal skills to build strong relationships across teams. A customer champion with a dedication to delivering exceptional loan experiences for both salaried workers and self-employed individuals. Adept in product management tools and software. Benefits Make an Impact: Drive affordable credit solutions that transform lives for under-banked Nigerians. Grow with Us: Join a dynamic fintech with opportunities to lead, innovate, and shape the future of lending. Collaborative Culture: Work with a passionate, diverse team that values your ideas and celebrates excellence. Innovate Boldly: Leverage data and technology to challenge the status quo in Nigeria’s financial services

Location: London, England Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the role:  Aave Labs is looking for a Video Editor to create engaging, high-quality video content across our social and digital channels. You'll work closely with the Marketing team to bring Aave's products, ecosystem and brand to life through video. From short-form social content and product launches to events, interviews and longer-form storytelling, you'll help shape how Aave communicates through video. This is a hands-on role for someone with strong creative instincts who understands how to create content that feels native to social and can turn complex ideas into clear, engaging stories. How you can make an impact: Edit high-quality video content across Aave's social and digital channels Create content across product launches, campaigns, events, interviews and the wider Aave ecosystem Turn raw footage and creative concepts into engaging edits with strong hooks, pacing and storytelling Work closely with Marketing, Design and other teams to bring creative ideas to life Adapt content and formats based on platform, audience and performance Stay on top of social trends, editing styles and emerging content formats Help evolve Aave's video style and maintain a consistently high creative standard Let's connect if you have: Strong portfolio demonstrating high-quality video editing and storytelling Experience creating content for social and digital channels Strong proficiency in Premiere Pro, DaVinci Resolve, Final Cut Pro or equivalent Good understanding of pacing, hooks, retention, sound and visual storytelling Strong understanding of social platforms and internet culture Ability to work quickly across multiple projects in a fast-moving environment Strong attention to detail and creative judgement Interest in crypto, DeFi and the Aave ecosystem Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Location: Philippines Workplace: OnSite Job description: Salmon – Who We Are and What We Do Salmon is a rapidly growing consumer fintech group, founded in July 2022 with the vision of building the leading credit-led neobank in Southeast Asia. We chose the Philippines as our launch market and are now a licensed consumer lending company, currently working toward securing a full banking license (subject to BSP approval). Salmon was established by three co-founders who previously built and held senior leadership roles at Tinkoff, a highly successful, tech-driven bank that achieved a market capitalization of over US$20 billion. Our team is composed of world-class finance and technology professionals from across the globe. We are backed by premier investors, including the International Finance Corporation (IFC) — a member of the World Bank Group, ADQ — a sovereign investment company of the Government of Abu Dhabi, and other leading fintech investors. At Salmon, we are building a technology-driven financial platform designed to operate seamlessly 24/7/365. Our mission is to create thousands of jobs and provide millions of Filipinos with reliable, high-quality access to financial services. We invite you to be part of this journey as we shape the future of finance together. About the Role – Field Collector Officer - Visit clients' residences or businesses to collect overdue payments. - Negotiate payment arrangements with customers who are behind on their bills. - Maintain follow-up with clients to ensure payment deadlines are met. - Document every visit and interaction with clients, ensuring accurate and up-to-date information - Collaborate with the legal team if legal action needs to be pursued for unresolved cases Requirements - Experience in debt collection or a similar customer-facing. - Previous experience in sales, customer service, or field-based roles is an asset. - Knowledge of financial or debt recovery processes is beneficial. - Strong interpersonal skills and the ability to engage with clients in a professional, empathetic, and persuasive manner. - Ability to handle difficult conversations and resolve conflicts and to negotiate payment arrangements and settlements with clients who may be resistant to paying. - Luzon, Visayas and Mindanao field collectors Job Type: Full-time Experience: - field collection: 1 year (Preferred) Work Location: On the road

Location: Taguig, National Capital Region Workplace: Hybrid Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role We're hiring a Trainers Team Lead to run and grow our team of sales trainers and field collector trainers in a fast-growing fintech company. You make sure our field teams get consistent, high-quality training, delivered on time, even as products and priorities change quickly. You plan trainer capacity, manage workload, develop trainers' skills, and own the quality of training delivery and materials, improving them continuously through feedback and business performance data. The role sits within Partners & Distribution. What you will do 1. Resource planning - Own a clear, transparent system for tracking trainer workload - Manage workload and plan training schedules - Take on the more complex training tickets yourself 2. Trainer team leadership - Hire and onboard trainers: define the profile of the trainer we need and spot the skills the team lacks, rather than just hiring someone to run sessions - Develop trainers' competencies, including facilitation skills and the ability to create learning materials to a set standard - Support team members while holding them accountable for quality and results - Coach trainers and subject matter experts, and align learning priorities with operational performance gaps 3. Delivery excellence - Standardize facilitation practices and monitor consistency across trainers - Ensure high-quality training delivery - Own the training tickets and make sure SLAs are met - Run needs analysis and post-training effectiveness reviews 4. Training materials quality control - Turn methodology into everyday practice and align trainers with new programs and updates - Keep training materials current and controlled, together with quality, HR and operations What we are looking for - At least 3 years of experience in sales training, including at least 1 year managing or supervising trainers - Experience in fintech, banking, consumer lending, insurance, or another business with a high-volume sales operation - Hands-on experience in adult learning: training delivery, coaching, skills assessment, and curriculum development - Strong facilitation skills and a clear view of what good training delivery looks like - Understanding of the sales process and employees' learning needs across onboarding, ramp-up, and ongoing development - Comfort in a high-paced, fast-changing environment: you reprioritize quickly, decide with incomplete information, and keep quality high under tight deadlines - Fluency in English and Tagalog for training delivery, feedback, and material development Who you will work with Business leaders in Partners & Distribution, Quality, HR, and Operations, plus the sales and field collector teams your trainers serve.

Location: Limassol, Cyprus Workplace: hybrid We are looking for a hands-on Risks Ops to own and evolve our core Decision-Making System (DMS) and credit processing engine. In this role, you will bridge the gap between risk management, and core engineering, leading a focused team of developers to design, build, and optimize high-throughput, low-latency decisioning engines. You will play a pivotal role in streamlining time-to-market for credit strategy changes, integrating advanced ML scoring models, and replacing legacy software with modern, scalable, in-house microservices architecture. Key Responsibilities Technical Leadership & Ownership: Take full ownership of the end-to-end Decision-Making System (DMS) lifecycle, including system architecture, deployment pipelines, production monitoring, continuous code cleanup, and performance optimization. Cross-Functional Collaboration: Partner closely with Risk Analysts and Data Scientists to translate complex business logic, risk rules, and ML scoring models (application, behavioral, fraud) into production-ready software. Team Leadership & Delivery: Implement core logic of DMS system to suit the needs of InDrive's lending vertical. Code reviews, release management, and performance evaluations while fostering an efficient, agile environment. Process Optimization: Reduce time-to-market for credit strategy updates by modernizing delivery workflows, introducing automated regression/retrospective testing, and eliminating dependencies on legacy release cycles. Architecture & System Integration: Drive the evolution of our high-volume microservices ecosystem (Golang, AWS). Integrate internal and external services (credit bureaus, collection platforms, fraud detection services) via REST APIs and event-driven pipelines. Skills, Knowledge and Expertise Fintech & Credit Decisioning Expertise: 7+ years of total backend engineering experience, with deep domain expertise in financial technology, credit conveyors, loan processing, debt collection systems, or automated decisioning engines. Risk-Ops experience: be familiar with any popular decision-engine (gorules, n8n, camunda, SAS RTDM, FICO Blaze Advisor etc…) Stack: Strong expertise in Golang / Python, and build tools (Gitlab CI), AWS-related experience will be a huge plus. Data Management: Proficiency with relational and non-relational databases (MySQL, AuroraDB, DynamoDB, GBQ). DevOps, CI/CD & Observability: Hands-on experience with modern CI/CD tools (GitLab CI, GitHub Actions), containerization (Docker), and system monitoring tools (Prometheus, Grafana). Why join us Help us challenge injustice by creating fair choices for millions of people across 47 countries. Develop your professional skills with access to mentoring, career consulting, and learning programs. Collaborate with teams around the world and gain international experience through our Global Talent Exchange Program. Engage in company-wide challenges, awards, sports activities, employee-led social impact and volunteering projects. Work alongside people who take initiative, speak openly, and challenge themselves to grow. Improve your language skills through co-financed courses and internal speaking clubs. Annual salary from 75 600 EUR gross. Final benefits may vary depending on the location.

Location: Belgrade, Remote Workplace: remote Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 25 million users choose Tabby to stay in control of their spending and make the most out of their money. The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 70,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores. Tabby generates over $18 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region. Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $6,5 billion. About the role We are looking for a Senior Product Manager with a strong business and technical background to join our Statements team in the Core Platform Domain. The team owns the statement and billing engine behind Tabby’s card products. You will be the Billing team’s go-to partner for Tabby Card. You’ll own all billing functionality the card needs, advise on what’s feasible from a platform, financial and compliance perspective, and shape the rules and architecture behind new card products and markets. This is a highly cross-functional role, great for someone who has built or run card billing, card management or ledger platforms and wants to own how a credit product works under the hood. What you will be doing Partner with Tabby Card product teams on all billing functionality and advise on platform, financial and compliance feasibility Own the billing and statements roadmap across existing and next-generation card products Define the core billing mechanics (statement cycles, minimum payment, repayment rules, installment plans and refunds) and shape the underlying data model and architecture with engineering Translate regulatory and accounting requirements into product requirements with Compliance and Finance Align scope and dependencies with adjacent teams: lending, risk, collections, support and finance Prioritize the backlog and support engineering and QA on requirements and edge cases What we are looking for 3+ years in product management with a strong focus on LMS, billing, core banking, lending, or ledger platforms Experience with platform products in a regulated financial environment Upper-Intermediate English or higher Strong at turning complex business and regulatory rules into precise, implementation-ready specs Hands-on with SQL and product architecture: comfortable designing data models, service interactions and API contracts with engineers Active use of AI tools in daily work, such as prototyping, data analysis, spec writing and automating routine tasks Good understanding of API and integration design: REST, gRPC Strong plus Experience in fintech, payments, banking, wallets, cards, or ledger/accounting domains Familiarity with platforms such as Thought Machine, Mambu, Galileo, Marqeta or TSYS Understanding of double-entry accounting and reconciliation What success looks like In this role, success means you can: Turn ambiguous financial or product requirements into clear, scalable platform designs Help teams implement changes safely in critical money movement systems Improve consistency across products by designing reusable CoreBank capabilities Grow from owning requirements into shaping the direction and evolution of the platform Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.