Location: Lagos, Nigeria
The Card Operations Manager is responsible for the effective day-to-day management of Renmoney’s debit and credit card operations, ensuring operational stability, regulatory and scheme compliance, accurate reconciliation and settlement, effective fraud controls, efficient card issuance and personalisation, and a consistently positive cardholder experience.
The role will oversee the end-to-end operational processes supporting the card business and work closely with internal stakeholders, card schemes, processors, personalisation bureaus and other service providers to ensure that card products are delivered reliably, securely and efficiently.
1. Card Operations Management
Manage the end-to-end operational processes for Renmoney’s debit and credit card portfolio, including card issuance, personalisation, activation, transaction processing, reconciliation, settlement and dispute management.
Ensure card operational processes are efficient, scalable and appropriately controlled.
Identify opportunities to automate manual card operations processes and improve turnaround times.
Monitor operational performance and proactively address issues that could affect card availability, transaction processing or customer experience.
Develop, maintain and continuously improve card operations procedures, process maps and operating manuals.
2. Regulatory and Card Scheme Compliance
Ensure card operations comply with all applicable CBN, NIBSS and card scheme requirements, including Mastercard, Verve, Visa and AfriGO requirements w
Monitor changes in regulatory and scheme rules and coordinate implementation of required operational changes.
Ensure all required regulatory and scheme reports are accurate and submitted within stipulated timelines.
Coordinate responses to internal audits, external audits, regulatory reviews and card scheme assessments.
Ensure audit and compliance findings relating to card operations are addressed within agreed timelines.
3. Card Issuance, Personalisation and Inventory Management
Manage card ordering, inventory, personalisation, activation and distribution processes.
Maintain adequate card stock levels to support approved issuance plans and prevent stock-outs.
Work closely with card personalisation bureaus and other service providers to ensure cards are produced and delivered within agreed service levels.
Monitor card issuance turnaround times and resolve operational bottlenecks.
Ensure appropriate controls are maintained over blank cards, personalised cards, PINs and other sensitive card materials.
4. Transaction Processing, Reconciliation and Settlement (this is primarily handled by the central operations team; the job of the card ops manager here will be to ensure everything is done correctly, within stipulated timelines and in line with regulations)
· Oversee daily reconciliation of card transactions across relevant channels, processors, card schemes and settlement accounts.
Ensure reconciliation is completed within agreed timelines and discrepancies are promptly investigated and resolved.
Work closely with Finance, Technology, Risk and relevant partners to resolve settlement and reconciliation breaks.
Ensure the accuracy and completeness of operational card data used for financial, risk and management reporting.
Monitor outstanding reconciliation items and ensure timely closure.
5. Fraud Risk and Card Security
Work with Risk, Fraud and Information Security teams to strengthen fraud prevention, monitoring and response across Renmoney card products.
Ensure fraud alerts and suspicious card transactions are reviewed and escalated promptly.
Coordinate investigations and resolution of card-related fraud incidents.
Monitor card fraud trends and recommend operational controls to reduce fraud exposure and losses.
Ensure operational processes comply with applicable card security and data-protection requirements.
6. Dispute and Chargeback Management (this is primarily handled by the central operations team; the job of the card ops manager here will be to ensure everything is done correctly, within stipulated timelines and in line with regulations)
Oversee cardholder disputes, chargebacks, reversals and transaction-related investigations.
Ensure disputes are processed in accordance with card scheme rules and agreed customer service timelines.
Monitor outstanding dispute cases and ensure timely resolution.
Analyse dispute trends and recommend process improvements to reduce recurring issues.
7. Vendor and Partner Management
Manage operational relationships with key card ecosystem partners, including processors, personalisation bureaus, card schemes and other service providers.
Monitor vendor performance against contractual service-level agreements.
Conduct regular operational and service review meetings with key partners.
Escalate and drive resolution of high-impact service issues.
Maintain appropriate documentation of vendor performance, incidents and remedial actions.
8. Customer Experience and Issue Resolution
Partner with Customer Experience and other relevant teams to ensure card-related customer complaints and operational issues are resolved promptly.
Monitor card-related customer complaints, turnaround times and recurring issues.
Conduct root-cause analysis of significant or repeated customer issues and implement corrective actions.
Drive initiatives that improve the reliability and quality of the cardholder experience.
9. Management Information and Reporting
Prepare periodic card operations reports for management covering operational performance, issuance, reconciliation, fraud, disputes, customer complaints, vendor performance and key incidents.
Maintain accurate operational dashboards and performance indicators.
Provide timely insights on operational risks, trends and emerging issues.
Support budgeting, forecasting and operational planning for the card business.
10. Stakeholder Management
Collaborate with Product, Technology, Finance, Risk, Compliance, Customer Experience, Internal Audit and other internal stakeholders to support the card business.
Support the launch of new card products, features and operational capabilities.
Represent Card Operations in relevant internal governance forums and partner engagements.
Ensure operational readiness before the launch of new card products, programmes or functionality.
Key Performance Indicators
Performance will be measured across the following areas:
Zero regulatory sanctions or card scheme penalties arising from card operations.
Timely closure of audit and compliance findings.
100% timely submission of applicable regulatory and scheme reports.
Reduction in manual operational processes and card-related escalations.
Completion of transaction reconciliation within agreed T+1 timelines.
Reduction in confirmed card fraud losses and timely review of fraud alerts.
Achievement of agreed vendor SLA performance.
Timely resolution of high-impact vendor incidents.
Reduction in card-related customer complaints and repeat complaints.
Achievement of card personalisation and activation turnaround times.
Prevention of material card stock-outs.
Achievement of agreed reconciliation accuracy levels and timely closure of reconciliation breaks.
Timely delivery of management and operational reports.
Requirements
Bachelor’s degree in Finance, Banking, Business Administration, Economics, Accounting, Information Technology or a related discipline.
Relevant professional certifications in cards, payments, banking operations, risk, fraud or project management would be an advantage.
Minimum of
5–7 years’ experience
in banking, fintech, payments or card operations, with at least
2–3 years in a supervisory or managerial capacity
.
Strong practical knowledge of debit and/or credit card operations.
Experience working with card schemes such as Mastercard, Verve and/or AfriGO.
Good understanding of card transaction processing, reconciliation, settlement, disputes, chargebacks, fraud management and card personalisation.
Familiarity with CBN, NIBSS and applicable payment-card regulatory requirements.
Experience managing processors, card bureaus, card schemes and other third-party service providers.
Required Skills and Competencies
Strong understanding of the cards and payments ecosystem.
Excellent operational and process-management skills.
Strong analytical and problem-solving capability.
Good understanding of operational risk, fraud and control frameworks.
Strong reconciliation and financial-control orientation.
Excellent vendor and stakeholder management skills.
Strong attention to detail and commitment to accuracy.
Ability to manage multiple operational priorities and incidents simultaneously.
Strong written and verbal communication skills.
Data-driven approach to performance management and decision-making.
Strong customer-service orientation.
Ability to identify operational inefficiencies and drive automation and process improvement.
Ability to work effectively across Product, Technology, Finance, Risk, Compliance and Customer Experience teams.
Success Profile
The successful Card Operations Manager will be highly organised, control-conscious and commercially aware, with the ability to balance operational efficiency, regulatory compliance, risk management and customer experience. The individual should be proactive in identifying issues before they affect customers, comfortable managing multiple external partners, and capable of building robust operational processes that can support the growth of Renmoney’s card portfolio.
Location: Remote
Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.
Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years.
We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others.
We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.
We are hiring a
Senior Software Engineer
for Lithic’s Card Authorization team, which owns the real-time systems that make every card authorization decision correct, reliable, and fast. The team also owns related fraud tooling, including Lithic’s Rules Engine and 3D Secure integration. You’ll own high-impact projects end-to-end, solve distributed-systems problems at scale, and help build the tools customers use to control fraud and payment risk.
What you'll do:
Write reliable, secure, scalable code for Lithic’s real-time authorization and fraud-prevention systems with minimal tech debt
Build customer-facing features, such as rules improvements, velocity controls, 3DS flows, fraud tooling, and transaction monitoring. Own projects from planning to launch.
Improve the reliability of systems in team’s scope and participate in the team on-call rotation
Lead efforts to improve systems and processes within the team
What you'll bring:
4+ years building production backend systems. Full stack experience is a plus.
Experience in or desire to learn Rust; ability to understand Lithic’s system written in other programming languages (Python, Java)
Interest and experience in leveraging AI tools to enhance productivity
Ability to navigate ambiguity, align diverse perspectives, and drive toward practical solutions
Experience or interest in payments, fintech, fraud prevention.
Comfort with designing systems from scratch and owning the product development process end-to-end
Strong written communication skills and experience working in a remote, async-first team that’s spread across time zones
The annual US salary range for this role is $160,000 to $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.
This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance.
Crack the code
A hidden code is tucked into this application. Find it and enter it below to continue.
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
Benefits for Full-Time US Employees:
Unlimited PTO
12-weeks fully paid parental leave
4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)
Work From Anywhere: work from anywhere in the world 4-weeks each year
3% cashback on card purchases with your complimentary
Privacy.com
employee account
Health, vision, and dental insurance; HSA Contribution Match
401(k) match
Voluntary Life Insurance and STD/LTD
NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.
In-office employees receive:
Commuter benefit
Catered lunch every Tuesday and Thursday
Location: Remote (Canada)
Workplace: Remote
BUILD SOMETHING PEOPLE LOVE
Wealthsimple is Canada’s leading financial innovator. The company offers a full suite of simple, sophisticated financial products across managed investing, do-it-yourself trading, cryptocurrency, tax filing, spending and saving. Wealthsimple currently serves more than 4 million Canadians and holds over $155 billion in assets under administration. The company was founded in 2014 by a team of financial experts and technology entrepreneurs, and is headquartered in Toronto, Canada.
We're proud of what we've built — and we're just getting started. Read our Culture Manual https://www.wealthsimple.com/en-ca/culture and learn more about how we work https://www.wealthsimple.com/en-ca/careers.
ABOUT THE ROLE
We’re looking for a Senior Lead, Credit Card Growth to own how we acquire new Credit Card clients and deliver against ambitious growth targets.
You’ll own the growth model, projections, roadmap, and execution across every acquisition lever at our disposal. A major focus of the role will be building and scaling our offer engine — testing and optimizing sign-up offers, welcome bonuses, referral incentives, and other promotions to drive incremental growth.
You’ll partner closely with Product on product-led growth opportunities and with channel leads across paid, search, affiliates, referrals, lifecycle, and other acquisition channels. Where there isn’t an owner, you’ll build and run the channel yourself.
We’re looking for someone analytical, highly hands-on, relentless about results, and willing to find or invent new ways to grow.
WHAT YOU’LL DO
- Own the growth plan: Build and maintain the model for how we’ll hit Credit Card new-client targets, and translate it into a clear, prioritized growth roadmap.
- Build the acquisition engine: Own the plan for delivering new clients across paid, search, affiliates, referrals, lifecycle, partnerships, and new channels — partnering with channel owners where they exist and directly owning execution where they don’t.
- Own the offer engine: Develop and optimize sign-up offers, welcome bonuses, referral incentives, and other promotions to drive incremental growth efficiently. Run a high-velocity experimentation program to continually improve performance.
- Obsess over the funnel: Know the acquisition and application funnel inside and out, identify the biggest opportunities to improve conversion, and work closely with Product to prioritize the product growth initiatives that will have the greatest impact.
- Deliver the number: Be accountable for hitting Credit Card new-client targets. Know where growth is coming from, where we’re behind, and what needs to change to close the gap.
WHAT YOU’LL BRING
- A track record of building 0→1 growth playbooks, owning ambitious targets, and exceeding them.
- Demonstrated ability to deliver tangible growth, not just develop strategy or manage programs.
- A highly analytical, hands-on approach to growth, experimentation, forecasting, and execution.
- A relentless, channel-agnostic mindset: you’ll use any channel that works — and build a new one if you need to.
- Strong cross-functional leadership and the ability to drive results through Product and channel teams without directly owning them.
Nice to have
- Experience in credit card growth
- Experience building or optimizing incentive offer programs
- Experience with credit card affiliate programs
- Comfortable using SQL to analyze performance and uncover growth opportunities
WHY WEALTHSIMPLE?
🌸 Top-tier health benefits and life insurance
📈 Long-term group savings with employer match, through Wealthsimple for Business
🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year*
✈️ 90 days away: work outside Canada for up to 90 days per year*
👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS
🌎 We are a hybrid team with over 1,500 employees across North America. The people are one of the best parts of working here: you'll collaborate with incredibly talented, curious, and driven teammates who are deeply committed to doing great work.
*Unlimited paid sick days, Wellness Days and the 90 day away program do not apply to certain roles.
ICYMI
Technology & Innovation at Wealthsimple: We move quickly and build thoughtfully. That means we're always looking for better ways to work — whether that's new tools, AI, or rethinking how we approach a problem. We don't expect you to have all the answers, but we do expect curiosity and a willingness to evolve alongside the products we're building.
Inclusion Statement: We're building products for a diverse world, and we need a diverse team to do it well. We strongly encourage applications from everyone, regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.
Accessibility Statement: We're committed to an accessible hiring experience. If you need any accommodations throughout the interview process, please let us know — we'll work with you to make sure you have what you need. We also welcome any feedback on how we can better accommodate candidates with accessibility needs.
AI in Hiring: We may use artificial intelligence (AI) tools to support parts of our hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our team but don't replace human judgment – all final hiring decisions are made by people. If you have questions about how your data is used, reach out to us.
Location: Spain
Workplace: remote
About Finom
Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe.
Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain.
At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
We're hiring Senior Product Designers for Credit & Cards (credit application, card issuance, and repayment experiences used by real businesses managing real money). You'll own design from discovery through delivery, turning complex financial workflows into experiences that are simple, trustworthy, and easy to act on — working closely with Product, Engineering, Analytics, and Research.
What You’ll Do
Own end-to-end design for your domain — from problem framing and research to shipped, polished UI.
Use research, product data, and customer feedback to guide and defend design decisions.
Collaborate with Product Managers, Engineers, and Analysts to scope work and define outcomes.
Contribute to the design system, improving consistency, accessibility, and craft across the interface.
Design credit application, card issuance, and repayment experiences that build trust in complex financial decisions.
Translate compliance and risk requirements (credit checks, KYC, repayment terms) into clear, honest, usable flows.
Balance conversion goals with responsible communication of risk and cost to the customer.
Who You Are
4+ years of experience
in product design, with ownership of complex, multi-step user flows.
A strong portfolio showing user-centered thinking and polished interaction/visual craft.
Hands-on experience designing native mobile app products (iOS/Android), you should be comfortable with mobile-specific interaction patterns and constraints (touch, limited screen space, performance, offline states)
Experience designing platforms with multiple states, permissions, edge cases, and dependencies.
Comfortable using research, data, and business context to defend design decisions in cross-functional squads.
Fluent professional English
Nice to Have
Fintech, SaaS, or other regulated/complex-industry experience (not required — a plus).
Prior experience with lending, payments, or KYC/compliance flows.
Regular use of AI tools (e.g. prototyping, research synthesis) in your workflow.
Hiring Process
Step 1: Async Portfolio Review
— We review your portfolio link and one written response to assess craft and design quality before scheduling any calls.
Step 2: Hiring Manager Call
— A video chat with VP of Design focusing on your ownership, drive, and collaborative style.
Step 3: Take-Home Assignment
— A practical Finom product case study (3–5 days turnaround) evaluated for strategic thinking, user insights, and design execution.
Step 4: Live Presentation & Cross-Functional Interview
— A full walkthrough and Q&A with design and product leads.
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.
Location: Cyprus; Georgia; Poland; Spain; Serbia; Latvia
At GoMining, a General Manager is the end-to-end owner of a business direction, responsible for its strategy, P&L, product, team, and overall results. A GM combines business, product, and operational ownership — setting priorities, managing unit economics, driving execution, and making decisions based on data. The goal is to run the direction as a business and take full responsibility for its growth, profitability, and performance.
We are looking for a General Manager to own the Cards business at GoMining.
You will be responsible for the card product end-to-end — from issuing and processing infrastructure to activation, spending, subscription, cashback, KYC, provider relationships, and unit economics.
This is a business ownership role, not just a product role. You will own the strategy, P&L, product roadmap, delivery, key metrics, provider relationships, and engineering team behind the Cards direction.
Your goal is to build a card product customers actively use while creating sustainable economics for the company.
Responsibilities
Business Ownership
Own the Cards business end-to-end, including strategy, P&L, budget, roadmap, and execution.
Define and manage the economics of the card program.
Own TPV, active cards, customer spending, retention, and monetisation.
Build financial models covering revenue, card issuance costs, processing costs, customer margin, and LTV.
Identify opportunities to improve profitability and customer engagement.
Present strategy, performance, and key decisions directly to C-level stakeholders.
Card Product
Own the full card customer journey from onboarding and issuance to activation and everyday spending.
Develop virtual and physical card products.
Own subscription, cashback, and other card-related mechanics.
Improve activation rates and increase customer spending.
Develop simplified onboarding and KYC flows together with Compliance.
Own card-related customer experience and continuously identify friction points.
Issuing & Processing
Own relationships with issuing, processing, BaaS, and other card infrastructure providers.
Manage integrations and operational dependencies.
Negotiate commercial terms with providers.
Reduce vendor lock-in and build resilience against changes in provider terms or availability.
Ensure the card business can continue operating reliably as it scales.
Manage critical incidents involving providers together with engineering.
Economics & Growth
Understand and optimize the unit economics of every active card.
Track customer profitability, card issuance and servicing costs, transaction economics, retention, and LTV.
Identify opportunities to increase transaction volume and customer engagement.
Design product mechanics that encourage customers to keep spending through GoMining Cards.
Work with Growth and Marketing on acquisition, activation, and retention initiatives.
Team & Delivery
Lead the engineering team responsible for the Cards direction.
Work directly with the Tech Lead on architecture and delivery.
Own roadmap, priorities, backlog, releases, and key incidents.
Hire and develop team members when needed.
Build a high-speed, data-driven execution culture.
Use AI and automation across product development, analytics, specifications, QA, and operational processes.
Requirements
Strong end-to-end experience with card products.
Experience with issuing, processing, BaaS, or card infrastructure.
Experience launching or scaling a card program.
Strong understanding of card unit economics.
Ability to model customer margin, transaction economics, issuance costs, and LTV.
Experience negotiating directly with card providers.
Experience managing dependency on external providers and ideally reducing vendor lock-in.
Strong product and commercial mindset.
Experience owning revenue or P&L is highly preferred.
Strong analytical and data-driven approach.
Technical literacy and ability to work directly with engineering teams.
Experience managing product or engineering teams.
Experience in fintech, neobanking, payments, crypto cards, wallets, or exchanges is highly relevant.
Benefits
Professional growth: support for courses, conferences, and English learning (up to 100% coverage).
Work-life fit: remote or hybrid format with flexible hours across international teams.
Paid leave: up to 20 vacation days + 8 company holidays + 5 personal days per year
Recognition programs: structured performance reviews and team awards.
Team culture: retreats in international locations (for example, company apartments in Cyprus).
Location: Poland
Workplace: remote
About Finom
Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe.
Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain.
At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
We're hiring Senior Product Designers for Credit & Cards (credit application, card issuance, and repayment experiences used by real businesses managing real money). You'll own design from discovery through delivery, turning complex financial workflows into experiences that are simple, trustworthy, and easy to act on — working closely with Product, Engineering, Analytics, and Research.
What You’ll Do
Own end-to-end design for your domain — from problem framing and research to shipped, polished UI.
Use research, product data, and customer feedback to guide and defend design decisions.
Collaborate with Product Managers, Engineers, and Analysts to scope work and define outcomes.
Hands-on experience designing native mobile app products (iOS/Android), you should be comfortable with mobile-specific interaction patterns and constraints (touch, limited screen space, performance, offline states)
Contribute to the design system, improving consistency, accessibility, and craft across the interface.
Design credit application, card issuance, and repayment experiences that build trust in complex financial decisions.
Translate compliance and risk requirements (credit checks, KYC, repayment terms) into clear, honest, usable flows.
Balance conversion goals with responsible communication of risk and cost to the customer.
Who You Are
4+ years of experience
in product design, with ownership of complex, multi-step user flows.
A strong portfolio showing user-centered thinking and polished interaction/visual craft.
Hands-on experience designing native mobile app products (iOS/Android), you should be comfortable with mobile-specific interaction patterns and constraints (touch, limited screen space, performance, offline states)
Experience designing platforms with multiple states, permissions, edge cases, and dependencies.
Comfortable using research, data, and business context to defend design decisions in cross-functional squads.
Fluent professional English
Nice to Have
Fintech, SaaS, or other regulated/complex-industry experience (not required — a plus).
Prior experience with lending, payments, or KYC/compliance flows.
Regular use of AI tools (e.g. prototyping, research synthesis) in your workflow.
Hiring Process
Step 1: Async Portfolio Review
— We review your portfolio link and one written response to assess craft and design quality before scheduling any calls.
Step 2: Hiring Manager Call
— A video chat with VP of Design focusing on your ownership, drive, and collaborative style.
Step 3: Take-Home Assignment
— A practical Finom product case study (3–5 days turnaround) evaluated for strategic thinking, user insights, and design execution.
Step 4: Live Presentation & Cross-Functional Interview
— A full walkthrough and Q&A with design and product leads.
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.
Location: New York, NY
Workplace: OnSite
About the Company
Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world.
You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.
Our Ethos
We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.
About the Team
Product Marketing sits within Rain's Marketing & Communications team and owns how we bring Rain's card issuing and stablecoin infrastructure to market. The Cards product pillar is our longest-standing product, and includes stablecoin cards that work across the Visa and Mastercard networks, onchain rewards infrastructure that drives loyalty, and thoughtfully crafted capabilities, like scoped cards, that support agentic payments as agents take on more of the world's transacting. Reporting to our founding PMM, you'll help build the positioning, enablement, and market intelligence that keep Rain ahead as this category gets more crowded.
What you’ll do
- Own go-to-market for new card-related product and feature launches, from positioning through rollout
- Build and maintain revenue enablement for both Business Development and post-sales Platform teams, including pitch decks, case studies, and sell sheets, as well as internal training
- Partner closely with Product, Engineering, Compliance, and Legal to translate card program mechanics like interchange, network rules, program economics, and agentic use cases into materials teams can act on
- Track issuers and networks entering the stablecoin card space in key global markets and give internal teams a clear point of view on how Rain wins
- Build and run training for Business Development and post-sales Platform teams on card issuing fundamentals so they can sell and support credibly
- Represent the voice of the customer back to Product and Engineering to shape roadmap priorities
You are likely to succeed if you have:
- 3-7+ years in product marketing, product management, or sales enablement at a card network, issuer, processor, or program manager (not a fintech or neobank that simply offered a card to consumers)
- Deep knowledge of card issuing economics, including interchange, network fees, program management, and compliance
- A track record selling or marketing card programs to enterprise-level companies
- Genuine interest in agentic payments and how cards like Rain's scoped cards will become a primary way agents transact
- Comfort working cross-functionally with Product, Engineering, Compliance, and Legal in a fast-moving environment
- Strong writing and communication skills, with the ability to make technical and regulatory complexity clear
Bonus attributes:
- Existing relationships across the card issuing and network ecosystem
- Familiarity with agentic commerce, AI agents, or emerging payment rails
Things that enable a fulfilling, healthy and happy experience at Rain:
Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.
Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace.
Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.
Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match.
Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success.
Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!
In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.
Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.
Location: San Jose, California, United States
Who We Are
At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles:
We Before Me
,
Do the Right Thing
, and
Get Things Done
. These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more.
About the Opportunity
Our Card and Payment engineering team builds reliable, intuitive experiences at the intersection of cards, payments, crypto, and global financial infrastructure. We partner closely with product, design, backend, risk, compliance, and business teams to make card and payment products accessible to users around the world.
As a Senior Mobile Engineer on the Card and Payment team, your primary responsibility will be to own and improve the global card issuance process. You will work mainly with product and engineering partners in the US, while meeting regularly with teams in Asia to understand requirements and align delivery. We are looking for someone who is highly self-driven, takes real ownership, collaborates well, and is eager to learn the card issuing and payment businesses in depth.
What You’ll Be Doing
Own the end-to-end global card issuance process—from eligibility and application through card creation, activation, provisioning, and lifecycle servicing—and improve the experience as OKX expands into new markets.
Learn the card issuing and payment domains deeply, and translate business, user, payment, and regulatory requirements into sound architecture, clear trade-offs, and executable delivery plans.
Own features from discovery through production, with a strong focus on security, reliability, observability, maintainability, documentation, and test coverage.
Drive ambiguous, cross-functional initiatives to completion with a high degree of ownership, self-direction, and sound judgment.
Collaborate primarily with product and engineering teams in the US, while joining regular discussions with Asia teams to discover, clarify, and align requirements.
Build with Swift, Kotlin, or Rust depending on the problem, and actively learn and adopt new languages, platforms, and tools rather than being limited to a single technology stack.
Use AI coding tools throughout the development lifecycle—from exploration and implementation to testing, review, and documentation—while maintaining strong engineering judgment and accountability.
Build and maintain reusable AI workflows, engineering harnesses, and technical knowledge bases that improve the entire team’s speed and quality.
Review code, share context openly, mentor teammates, and make decisions that improve both engineering quality and overall team outcomes.
Contribute to hiring, onboarding, and the continuous improvement of team practices.
What We Look For In You
B.S. or M.S. in Computer Science, or equivalent practical experience.
Proven experience shipping and operating production-quality mobile applications, with deep expertise in iOS or Android.
Strong proficiency in at least one of Swift, Kotlin, or Rust, with a demonstrated willingness to learn and contribute in unfamiliar languages and technology stacks.
Exceptional ownership and self-direction, with the judgment to make pragmatic decisions and drive ambiguous work to completion.
Demonstrated, regular use of AI coding tools with measurable impact on delivery speed, code quality, or engineering effectiveness.
A team-first mindset: you communicate openly, share knowledge, support peers, and align technical decisions around the best outcome for the team and product.
Genuine curiosity about card issuing and payment businesses, plus the ability to communicate technical decisions clearly with partners across the US and Asia. Professional proficiency in English and Mandarin Chinese is required.
Nice to Haves
Hands-on experience with global card issuance flows, card processing, payments, fintech, crypto, or other high-trust financial products.
Experience launching products across multiple countries or regulatory environments.
Knowledge of mobile security, payment authentication, risk controls, or transaction lifecycle design.
Experience improving mobile architecture, shared components, developer tooling, or engineering productivity at team scale.
Experience mentoring engineers or leading cross-functional technical initiatives.
Perks & Benefits
Competitive total compensation package
L&D programs and Education subsidy for employees' growth and development
Various team building programs and company events
Wellness and meal allowances
Comprehensive healthcare schemes for employees and dependants
More that we love to tell you along the process!
OKX Statement
OKX is committed to equal employment opportunities regardless of race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, lawful alien status, national origin, age, marital status, and non-job related physical or mental disability, or protected veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
The salary range for this position is $178,888 to $268,333.
The salary offered depends on a variety of factors, including job-related knowledge, skills, experience, and market location. In addition to the salary, a performance bonus and long-term incentives may be provided as part of the compensation package, as well as a full range of medical, financial, and/or other benefits, dependent on the position offered. Applicants should apply via OKX internal or external careers site.
Notice:
All official
OKX
vacancies are published on this website.
While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated.
If in doubt, please apply directly through our official careers website.
Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to
OKX
's
Candidate Privacy Notice
.
About the company Join FxPro: a leading international fintech company with offices in Limassol, London, Nassau, and Dubai. The company has over 600 employees from 40 nationalities.
Role overview: As a Card Operations Specialist, you will support day-to-day operations of card issuing and processing, ensuring smooth transaction handling, timely issue resolution, and operational and reporting support. You will work closely with processors, card schemes, and internal stakeholders to keep card operations efficient and contribute to process improvement.
Responsibilities:
— Support day-to-day card operations, ensuring smooth processing of card-related activities
— Monitor card transactions and operational queues, identify and resolve issues timely
— Assist with card issuance, activation, replacement, blocking, and maintenance
— Investigate transaction issues and coordinate resolution with internal teams and external partners
— Work closely with processors, card schemes, and third-party providers to resolve incidents
— Support fraud investigations and operational requests related to card transactions
— Maintain accurate operational records and documentation
— Assist in preparing operational reports and performance metrics
— Participate in testing new card features and operational processes
— Contribute to continuous improvement of card operations procedures
— Provide operational support and knowledge to Customer Support teams
— Monitor and analyze product and operational KPIs, use data to identify improvement opportunities and support product decisions
— Prepare regular management reports, executive presentations, and business cases for senior leadership and key stakeholders
Requirements:
— Bachelor's degree in Finance, Business Administration, Engineering, or related field
— 1–2 years experience in banking, fintech, payments, or card operations
— Basic understanding of payment cards and card transaction processing
— Familiarity with Visa, Mastercard, or other payment networks
— Strong attention to detail and analytical thinking
— Good problem-solving skills
— Ability to prioritize tasks and work in a fast-paced environment
— Good written and verbal communication skills in English
— Team player with proactive attitude
Nice to have:
— Experience with card management systems or payment processing platforms
— Understanding of authorization, clearing, settlement, and chargeback processes
— Experience with card fraud monitoring
— Experience supporting payment operations in bank or fintech
— Knowledge of mobile wallets (Apple Pay, Google Pay)
— Basic understanding of card scheme rules and operational procedures
— Certification related to card payments or banking operations
— Experience using AI-powered tools (e.g. ChatGPT, Copilot) to improve productivity, research, documentation, business analysis, and daily work
— Strong analytical mindset with ability to translate data into actionable insights and management recommendations
— Excellent presentation and communication skills, experience preparing high-quality reports and executive presentations
Our benefits:
— Competitive compensation package
— Medical insurance
— Provident fund
— In-house gym with personal trainer
— Free daily lunch catering, snacks, and beverages
— Company discount card for various products and services
— 21 days annual leave and 10 days sick leave annually
— Shuttle bus service from Limassol
Location: Ciudad de México, Mexico; Moscow, Russia; St. Petersburg, Russia
Workplace: remote
At
NOVACARD
, we’re redefining how people use credit. We are the
first interest-free and no-annual-fee credit card in Mexico
, designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to
$200,000 MXN in credit
, only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals.
About the Role:
We are looking for a strong Lead Product Manager to lead the development and growth of our credit card portfolio across multiple risk and customer segments. You will own the product strategy, P&L, end-to-end customer experience, and technical roadmap for products including Credit Builder, fixed-fee and progressive-fee cards, and grace-period and non-grace-period offerings. You will design the product ladder that enables customers to upgrade based on their payment behavior and risk profile. This is a role for someone who can simultaneously manage product strategy, customer experience, unit economics, risk, and technical delivery — not a coordinator of isolated tasks, but a product owner who defines what we build and why, proves the business case, prioritizes ruthlessly, and delivers measurable results. The role implies close collaboration with the local team in Mexico and international headquarters. Relocation support to Mexico or Serbia is available for the right candidate.
Key Responsibilities:
Product Strategy & Portfolio Design:
Define and evolve a multi-segment credit card lineup: Credit Builder, fixed-fee, progressive-fee, grace-period and non-grace-period products. Build a clear product ladder with transparent rules for customer migration between cards and tiers based on payment behavior, risk, and card usage.
Pricing & Fee Model Development:
Design and refine pricing mechanics including fixed fees, progressive fees, interest-based pricing, grace periods, minimum payments, cash withdrawal fees, and transfer fees. Ensure the tariff structure balances customer appeal with portfolio profitability.
P&L Ownership & Unit Economics:
Take full responsibility for product profitability. Model and optimize the funnel from acquisition and onboarding through utilization, average debt, ARPU, risk cost, funding cost, fee income, and operating expenses.
Risk & Portfolio Collaboration:
Partner with Risk teams on customer segmentation, credit limits, approval strategy, risk-based pricing, vintage analysis, and migration rules between products. Ensure product mechanics drive the right customer behavior without compromising portfolio quality.
Lifecycle & Customer Experience Management:
Own the full customer journey from acquisition and onboarding to activation, regular usage, limit increases, retention, and cross-sell. Deliver a seamless, digital-first experience at every stage.
Growth & Killer Features:
Analyze customer data, competitor offerings, and global best practices to identify features that can materially shift conversion, usage, profitability, or retention — not just expand the backlog.
Roadmap Prioritization:
Build and defend the product roadmap based on financial impact, customer value, risk, technical complexity, and team capacity. Make hard trade-offs and communicate the rationale clearly.
Metrics & Experimentation:
Establish product KPIs, formulate hypotheses, design A/B tests and pilots, analyze results, and make data-driven scale-or-kill decisions.
Technical Leadership:
Understand the credit product architecture — billing, fee and interest calculation, card processing, payment cycles, account statuses, and third-party integrations — to effectively collaborate with engineering teams.
End-to-End Launch Management:
Develop business requirements, CJMs, tariff structures, legal documentation, operational processes, and system logic; drive products from concept to live delivery.
Cross-Functional Collaboration:
Work daily with IT, Risk, Finance, Operations, Marketing, Legal, and HQ stakeholders. Prepare and defend product decisions in front of leadership and shareholders.
Team & Process Development:
Set tasks for analysts, designers, and developers; ensure delivery quality; and build a transparent product management process.
Key Requirements:
Strong experience in managing credit cards, credit lines, or other unsecured consumer lending products end-to-end — from strategy and financial modeling to launch, scaling, and portfolio management.
Ability to independently build and defend a credit product’s financial model, identify key profitability drivers, and find ways to improve unit economics.
Solid understanding of credit risk, segmentation, approval strategy, credit limits, vintage analysis, and how product mechanics influence customer payment behavior.
Technical fluency to collaborate with IT on business and system logic: billing, processing, fee calculations, payment cycles, integrations, and product status management.
Strong data skills: work confidently with funnels, cohorts, and experiments; distinguish causation from correlation and make decisions based on metrics.
Proven prioritization discipline: ability to select a few highest-impact initiatives, say no to weak ideas, and protect the roadmap.
Clear communication: able to explain complex product and financial mechanics to leadership, risk, IT, and other stakeholders concisely.
Fluent Russian — mandatory. English at upper-intermediate level or higher (spoken and written) — required. Spanish is a plus but not required.
What We Offer
Remote or hybrid work format — specific location and arrangement discussed individually with the right candidate.
Relocation support to Mexico or Serbia for candidates who are a strong fit.
Official employment or contractor arrangement depending on location and local regulations.
The opportunity to own and shape a complete credit card portfolio in a high-impact, expanding market.
A data-driven, entrepreneurial environment where product decisions translate directly into business results and customer growth.
Cross-functional collaboration with local and international teams, with direct exposure to HQ leadership.
ОБЗОР ПОЗИЦИИ И ПРОДУКТА
Финтех-компания, развивающая некастодиальный криптокошелёк, платежные крипто-карты и инфраструктуру IBAN-счетов, находится в поиске Senior React Native разработчика. Позиция предполагает сквозное владение продуктовыми фичами от проектирования архитектуры до вывода в прод и мониторинга стабильности приложения под реальными средствами пользователей.
ЧЕМ ПРЕДСТОИТ ЗАНИМАТЬСЯ
• Развитие базового функционала кошелька (отправка/получение активов, балансы, история транзакций, внутренний swap/bridge, on-ramp интеграции);
• Разработка и поддержка фич крипто-карт и IBAN-модулей (платежные шлюзы, управление подписками, онбординг новых провайдеров инфраструктуры);
• Сквозное владение функционалом (end-to-end): от архитектурного планирования до вывода релизов на продакшен и последующего мониторинга;
• Плотное кросс-функциональное взаимодействие с командами Product, Design, QA и backend.
ТРЕБОВАНИЯ К КАНДИДАТУ
• От 5 лет коммерческого опыта в сфере фронтенд-разработки и от 3 лет практического опыта работы с React Native на продакшен-проектах (в доменах fintech или crypto);
• Подтвержденный практический опыт работы с ончейн-транзакциями в продуктах, оперирующих реальными средствами пользователей;
• Экспертный уровень владения React, React Native (bare workflow + Expo), TypeScript, Jest, Detox;
• Уверенные навыки работы с Git и настройки пайплайнов GitHub Actions;
• Владение английским языком на уровне Upper-Intermediate и выше, свободный русский язык.
ТЕХНОЛОГИЧЕСКИЙ СТЕК ПРОЕКТА
• Mobile: React Native (bare), Expo, TypeScript, React Query, Zustand, Redux Toolkit, Reanimated, Skia;
• Testing: Jest, Detox;
• Web3 / Blockchain: WalletConnect, EVM, Bitcoin-family, Tron, Solana, TON.
УСЛОВИЯ И БЕНЕФИТЫ
• Полностью удаленный формат работы со стабильной загрузкой на полный день;
• Фиксированный конкурентный оклад с выплатами в USDT ($4000 – $5000);
• Работа в интернациональной распределенной команде без бюрократии;
• Возможность напрямую влиять на развитие технологичного Web3-продукта.
Location: Hong Kong, Hong Kong SAR
About the OKX Card Team
The OKX Card Team builds the payment infrastructure connecting digital assets to global commerce. Partnering with major card networks like Visa and Mastercard, we power the OKX crypto card platform. Our team handles the full card lifecycle and payment stack—from instant issuance and real-time transaction authorization (Auth) to settlement, ledger management, and card growth engines. We also actively embrace AI-assisted development to build fast, scale cleanly, and maximize engineering velocity.
Key Responsibilities
- Core Card Services: Develop and maintain reliable backend microservices in Java for card issuing, authorization pipelines, and settlement clearing.
- Workflow Orchestration: Utilize Temporal to manage complex, multi-step transaction lifecycles and resilient distributed state machines.
- Data & Ledgers: Design and optimize SQL schemas and queries to ensure exactness and speed across high-concurrency transaction ledgers.
- AI-Enhanced Velocity: Integrate modern AI development tools into your daily workflow to speed up coding, unit testing, and problem-solving.
- Growth & Features: Deliver features for promotional campaigns, rewards, and card lifecycle management to support user growth.
Qualifications
- Technical Core: 1–3 years of backend engineering experience proficient in Java (Spring Boot) and relational databases via SQL.
- Workflow Management: Direct experience or solid understanding of distributed workflow tools like Temporal (or Cadence).
- Card & Fintech Domain: Strong background in Fintech with a solid grasp of card transaction mechanics (Visa/Mastercard networks, Auth, clearing, and issuing workflows).
- AI Tooling Mindset: Proactive in using AI development tools (e.g., Copilot, AI assistants) to boost output and maintain high code quality.
- Soft Skills: Highly self-driven, quick learner, and excited to build secure financial products.
Nice to Have
- Experience working directly with Card Issuing processors or Payment Service Providers (PSPs).
- Broad understanding of Web3 concepts or crypto-to-fiat conversion flows.
- Exposure to cloud-native stacks (Docker, Kubernetes, AWS/GCP).
Notice:
All official
OKX
vacancies are published on this website.
While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated.
If in doubt, please apply directly through our official careers website.
Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to
OKX
's
Candidate Privacy Notice
.
Location: Lagos, Nigeria
Data Analysis & Reporting
Analyze card portfolio data to identify trends, patterns, and performance insights
Prepare regular reports on key metrics such as transaction volumes, spend, and card usage
Support ad-hoc data requests from business teams
Dashboard Development & Maintenance
Develop and maintain dashboards using tools such as Power BI or similar platforms
Ensure data accuracy, consistency, and integrity across reporting outputs
Automate recurring reports where possible
Performance Monitoring
Track key performance indicators including card issuance, activation, utilization, and revenue
Highlight variances, anomalies, and areas requiring attention
Support ongoing monitoring of business performance
Customer & Transaction Analysis
Analyze customer behavior and transaction patterns
Provide insights to support business decisions and operational improvements
Data Management Support
Work with internal teams to ensure proper data capture and quality
Assist in structuring and organizing datasets for analysis
Requirements
Bachelor’s degree in Mathematics, Statistics, Economics, Computer Science, or a related field
2–4 years’ experience in a Data Analyst role (preferably within banking, fintech, or payments)
Strong proficiency in Excel and SQL
Experience with data visualization tools (e.g., Power BI, Tableau)
Ability to work with large datasets and perform data cleaning and validation
Location: New York, NY
Workplace: OnSite
ABOUT THE COMPANY
Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world.
You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.
OUR ETHOS
We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.
ABOUT THE ROLE
Rain is hiring a Senior Product Manager to own cards — one of the most strategically important surfaces at the company. Cards are how stablecoins meet real-world spend, and this role will shape the product, platform, and growth decisions that define that experience for our partners and their end users.
This is a senior individual contributor role. You’ll operate as the directly responsible PM for cards end to end: the roadmap, the cardholder experience, the platform capabilities that power it, and the activation and growth loops that make the product stick. You’ll work closely with engineering, design, partnerships, and directly with our fintech, neobank, and institutional customers.
WHAT YOU’LL DO
• Own the roadmap for Rain’s cards product — cardholder experience, platform capabilities, and growth — and drive it end to end
• Partner deeply with engineering on platform and infrastructure tradeoffs (issuing flows, authorization behavior, ledger design, network integrations) and translate them into partner-facing product decisions
• Define and ship the card experience our fintech, neobank, and institutional partners put in front of their users — onboarding, activation, spend controls, and lifecycle
• Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs
• Translate complex payments and stablecoin infrastructure into intuitive product surfaces
• Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest-leverage work
• Measure ruthlessly, iterate quickly, and set a bar others want to work to
WHAT WE’RE LOOKING FOR
• 8-10 years of product management experience, with a track record of shipping products from zero-to-one through scale at a product-led company with a strong engineering culture and high bar for quality
• Exceptional product judgment and analytical rigor — you’re someone others describe as one of the sharpest PMs they’ve worked with, and you consistently raise the bar for the people around you
• A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction
• Strong technical fluency (APIs, payments systems, blockchain concepts) and the instinct to pull on technical threads yourself rather than defer to engineering
• Genuinely excited to live in the details — you believe product quality is won in the specifics and are energized by the work to get them right
• Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease
• Proven ability to ship quickly, measure adoption, and iterate in a fast-moving environment
NICE TO HAVE, BUT NOT MANDATORY
• Experience with card issuing, payments, or cross-border fintech products
• Exposure to stablecoins, crypto, or smart contract ecosystems
• Previous startup or hypergrowth environment experience
THINGS THAT ENABLE A FULFILLING, HEALTHY, AND HAPPY EXPERIENCE AT RAIN:
Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves.
Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace.
Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan.
Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match.
Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success.
Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you!
In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit.
Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.
Location: Lagos, Nigeria
Role Summary
The Card Product Analyst supports the development and optimization of card products by analyzing product performance, customer behavior, and financial metrics. The role provides insights that inform product strategy, pricing, and portfolio growth.
Key Responsibilities
Product Performance Analysis
· Monitor card portfolio performance including spend, activation, utilization, and revenue.
· Track KPIs such as card issuance, transaction volumes, and interchange income.
Data Analysis & Insights
· Analyze customer usage patterns and spending behaviors.
· Provide insights to support product enhancements and marketing campaigns.
Reporting & Dashboard Management
· Develop and maintain product performance dashboards.
· Prepare regular reports for management and stakeholders.
Pricing & Profitability Analysis
· Support pricing strategy through revenue and cost analysis.
· Evaluate profitability across different card products and customer segments.
Product Development Support
· Assist in business case development for new card products.
· Support product launch initiatives with data analysis and performance tracking.
Requirements
· Bachelor’s degree in Finance, Economics, Data Analytics, or related field.
· 2–4 years experience in product analytics, banking analytics, or payments analytics.
· Strong experience with Excel, SQL, Power BI, or similar tools.
О ПРОЕКТЕ
Мы — международная финтех-команда, создающая инновационный продукт на пересечении традиционных финансов и криптоактивов. Ищем сильного лидера, который проведет глубокий аудит нашей compliance-функции, пересоберет процессы и выведет безопасность продукта на новый уровень.
ВАШИ КЛЮЧЕВЫЕ ЗАДАЧИ
— Полная ревизия текущих compliance-процессов и выявление точек роста.
— Пересборка систем AML / KYC и мониторинга транзакций с нуля или до идеала.
— Определение риск-логики и настройка decision rules для минимизации угроз.
— Взаимодействие с банками, PSP и крипто-партнерами по вопросам соответствия.
— Формирование сильной команды и выстраивание устойчивой комплаенс-культуры.
ЧТО МЫ ЖДЕМ ОТ ВАС
— 5–8+ лет опыта в Compliance / AML / Risk.
— Релевантный бэкграунд в Fintech, Crypto, Payments или iGaming.
— Глубокое понимание KYC/AML, санкционных списков и мониторинга.
— Умение самостоятельно принимать сложные решения и нести за них ответственность.
— Опыт успешной трансформации или построения процессов в динамичных компаниях.
Условия:
— Гибкий формат работы (Fractional) с перспективой полноценного лидерства.
— Стабильные выплаты в твердой валюте или стейблкоинах.
Location: Serbia
Workplace: remote
ABOUT YOU
We are seeking a highly skilled Senior Software Engineer – Payments to design, build, and maintain core components of our payment processing platform — spanning both credit card acquiring and alternative payment methods (APMs). Working closely with the Tech Lead and cross-functional partners in Product, Finance, and Risk, you will take ownership of critical payment flows across the full ecosystem: from real-time card authorization through clearing, settlement, and reconciliation, to wallets, bank transfers, local payment methods, and beyond.
This role is for an engineer who thrives in complex, high-stakes financial systems, cares deeply about data integrity, and brings both the technical depth and collaborative instincts to contribute meaningfully across the full payments stack.
ABOUT US
Xsolla is a global commerce company with robust tools and services to help developers solve the inherent challenges of the video game industry. From indie to AAA, companies partner with Xsolla to help them fund, distribute, market, and monetize their games. Grounded in the belief in the future of video games, Xsolla is resolute in the mission to bring opportunities together, and continually make new resources available to creators. Headquartered and incorporated in Los Angeles, California, Xsolla operates as the merchant of record and has helped over 1,500+ game developers reach more players and grow their businesses around the world.
For more information, visit xsolla.com.
RESPONSIBILITIES
Credit Card Payment Processing
Implement and maintain scalable, fault-tolerant services handling
real-time authorization, batch clearing, and settlement
workflows.
Build and maintain integrations with acquiring banks, card networks (Visa, Mastercard, Amex, Discover), payment gateways, fraud providers, and tokenization services.
Implement resilient routing logic, retry strategies, and failover mechanisms across card network connections.
Ensure
transaction idempotency
and correct state management across the full card payment lifecycle.
Support 3D Secure (3DS2) and Strong Customer Authentication (SCA) flows.
Implement and maintain card vaulting and tokenization solutions in line with PCI DSS requirements.
Alternative Payment Methods (APMs)
Build and maintain integrations with a broad range of APMs, including
digital wallets
(PayPal, Apple Pay, Google Pay),
bank transfers
(ACH, SEPA, instant bank pay),
buy now pay later (BNPL)
providers,
prepaid and voucher
methods, and
regional local payment methods
across key markets.
Design flexible, extensible integration patterns that allow rapid onboarding of new payment methods and providers.
Handle the unique lifecycle requirements of each payment method — including asynchronous notifications, delayed confirmations, refund flows, and currency/settlement nuances.
Collaborate with Product to evaluate and prioritize new APM integrations based on market coverage and player demand.
Reconciliation & Financial Integrity
Build and maintain automated reconciliation pipelines that match authorization, clearing, and settlement records across both card and APM payment rails.
Reconcile internal ledgers against acquirer, network, and PSP reports; detect and surface mismatches, duplicates, and missing transactions.
Develop safeguards to prevent revenue leakage and ensure ledger consistency at scale.
Ensure all financial systems are audit-ready and compliant with internal financial controls.
Reporting, Monitoring & Alerting
Build and maintain payment reporting systems covering authorization rates, settlement reconciliation, interchange and fee breakdowns, APM conversion rates, and chargeback/dispute metrics.
Implement
threshold-based alerting
for authorization rate drops, decline pattern anomalies, settlement mismatches, volume spikes, and chargeback ratio changes across all payment methods.
Contribute to internal financial dashboards supporting cost optimization, risk monitoring, and financial performance visibility.
Participate in on-call rotations and incident response for payment-critical systems.
Compliance & Security
Build systems compliant with
PCI DSS
, card network operating regulations, data encryption and tokenization standards, and regional mandates.
Contribute to secure handling of sensitive payment data across card and APM flows.
Support audit processes and financial compliance reviews as required.
Fraud & Dispute Management
Integrate with fraud detection and risk scoring systems across card and APM payment flows.
Implement chargeback and dispute workflow components, including evidence submission and representment support.
Build safeguards and monitoring for fraud pattern detection across payment methods.
Engineering Excellence
Write clean, well-tested, well-documented code with a strong focus on reliability, observability, and correctness.
Participate actively in code reviews, technical design discussions, and architecture decisions.
Contribute to best practices for distributed systems design, observability, incident response, and financial data integrity.
Mentor junior engineers and contribute to a high-trust, high-accountability engineering culture.
QUALIFICATIONS & SKILLS
5+ years of software engineering experience, with a strong focus on PHP and Go (Golang) tech stacks
at least 2+ years working on
payment processing systems
in production
Hands-on experience with card payment flows: authorization, clearing, settlement, reconciliation, and chargebacks.
Experience integrating with or building against one or more APM providers (wallets, bank transfers, BNPL, local payment methods).
Solid understanding of the
four-party (Visa/Mastercard) and three-party (Amex/Discover) models
, including interchange, BIN logic, MCC codes, AVS, CVV, and 3DS/SCA.
Strong understanding of distributed systems: idempotency, eventual consistency, fault tolerance, and high availability.
Proficiency in designing and consuming RESTful and/or event-driven APIs in a payments context.
Familiarity with
PCI DSS
and payment data security fundamentals.
Strong debugging and incident response skills in complex, high-volume financial systems.
NICE TO HAVE
Experience at a PSP, acquirer, issuer, payment gateway, or fintech platform.
Familiarity with global payments and cross-border processing, including FX, local settlement, and regulatory considerations.
Experience at high transaction volumes (10M+ monthly transactions).
Exposure to authorization rate optimization and intelligent payment routing.
Familiarity with the gaming, digital goods, or e-commerce payments landscape.
Experience with audit processes and financial compliance reviews.
WHAT SUCCESS LOOKS LIKE
In your first 6 months, you will have:
Delivered meaningful improvements to at least one area of the card or APM payment stack — whether a new integration, a reconciliation improvement, or a reliability/observability uplift.
Demonstrated deep ownership of a payment domain area, proactively identifying and resolving gaps in reliability, correctness, or coverage.
Built strong working relationships with the Tech Lead, PM, and cross-functional stakeholders across Finance and Risk.
Contributed to engineering practices that raise the quality bar for the broader payments team.
Benefits
We are passionate about fostering a supportive environment for our team, so we prioritize the physical, mental, and emotional well-being of our employees through a comprehensive Benefits Program. This includes unlimited Flexible Time Off and a personalized career roadmap for each employee. By investing in professional development through training and educational opportunities, we ensure that our team thrives both personally and professionally. Together, we’re not just building a business; we’re cultivating a community that values creativity, collaboration, and the transformative power of play.
The duties and responsibilities of this position may evolve over time to support the organization’s goals and individual growth. This job description is intended to outline the general nature and level of work being performed and is not intended to be an exhaustive list of all duties, responsibilities, and qualifications required.
By submitting your application, you consent to Xsolla conducting background checks, where permitted by law, after the final interview stage. All checks will comply with local regulations, and your information will be handled confidentially.
Xsolla takes your privacy seriously and will not sell or externally distribute any personal data received during the hiring process. In accordance with applicable data protection laws, Xsolla is committed to protecting your personal information and respecting your privacy.
For any inquiries related to data privacy, please contact: careers@xsolla.com
Explore more opportunities at: https://xsolla.com/careers
Location: Nationwide
Workplace: unspecified
NATIONWIDE
IDT CORPORATION
SALES
At IDT, we understand the challenge of being apart from those who matter most. Communicating, transferring money, and mobile phone service must be safe, simple, and affordable. Our flagship brand, Boss Revolution, which includes our International Calling, Mobile Top Up, and Money Transfer services, as well as, our Boss Revolution Mobile, net2phone, National Retail Solutions, IDT Express, and IDT Carrier Services divisions all support IDT’s mission of enabling our customers to keep in touch and share resources with their friends and family around the world.
National Retail Solutions, a subsidiary of IDT, provides Point of Sale and Credit Card Processing technology to our customers. These two products, Point of Sale devices and Merchant Services (can be sold separately or bundled together for best value), provide our sales team with two different ways of earning our generous commission compensation.
Our IDT/NRS sales team is rapidly growing and you could be a vital part of our sales organization! We offer a base salary plus commissions, as well as, up front & residual UNLIMITED ACCOUNT SIGN-UP BONUSES. The employment package also includesa travel reimbursement program, health benefits (medical, dental, and vision), and a 401k!
Earnings Potential:
If you were to sell one of each type of solution per day, your total earnings would be well over $100,000 for your first year, closer to $125,000!!!
Even if you only sell 10 of each per month, you can earn over $65,000 per year. That alone would put you into the top 20% of earners in the entire United States!
We Would Like to See:
An experienced sales representatives in the merchant services industry who are highly self-motivated individuals that thrive on achieving success. Bilingual is a plus, but not a requirement.
About IDT: Established in 1990, IDT Telecom is a pioneer in Prepaid and VoIP telephony. Today, IDT Telecom is an industry leader in prepaid communication and payment services through its Retail division, as well as, one of the world's largest providers of international voice termination through its Wholesale division. IDT Corporation (NYSE: IDT) provides communications and payment services to individuals and businesses primarily through its Boss Revolution®, net2phone® and National Retail Solutions® brands. IDT’s wholesale carrier services business is a leading global carrier of international long-distance calls. IDT is listed on the NYSE, employs over 1000 people across 20+ countries and has revenues in excess of $1.5 billion.
About NRS:
National Retail Solutions (NRS), a subsidiary of IDT, operates a nationwide point-of-sale (POS) terminal-based platform for independent retailers; c-stores, grocery, tobacco, and liquor stores. With robust hardware and powerful software with a merchant touchscreen interface, the POS helps retailers compete and thrive, with sales, inventory and user management tools, one-touch Boss Revolution® pinless recharge, a built-in, free customer loyalty program plus optional, integrated NRS PAY (and other) credit card processing services. NRS PAY is a service of National Retail Solutions, offering honest, best-rate credit card processing. CPGs and manufacturers are able to leverage the NRS platform to provision promotions, coupons and special offers for independent retailers and their multicultural customer demographics. Advertisers can reach customers at eye level at checkout, on the POS’ large, customer-facing screen.
УдалённоseniorКанада, Чехия, Нидерланды, Польша, США; Strong written communication skills and experience working in a remote, async-first team that’s spread across time zones; However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic
УдалённоleadRemote (Canada)
Не хотите искать каждый день?
Настройте подбор один раз, и подходящие вакансии будут сами приходить в Telegram.
Настройте подбор, и подходящие вакансии будут приходить в Telegram.
УдалённоleadCiudad de México, Mexico; Moscow, Russia; St. Petersburg, Russia; Relocation support to Mexico or Serbia is available for the right candidate; Relocation support to Mexico or Serbia for candidates who are a strong fit
ОфисseniorNew York, NY
УдалённоseniorSerbia
География найма не уточнена
Все вакансии в одном месте - страница 2 · Job Hunters
