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Location: London, United Kingdom Workplace: hybrid Global University Systems (GUS) is an international education group that empowers students to transform their lives through education. We believe education drives careers, lives, and society forward, enabling a brighter and more sustainable future for all.  Our institutions offer the broadest range of industry-relevant skills through inclusive, accessible and digital-first learning.  We offer a choice of career-enhancing certificates, degrees and post-graduate level qualifications, equipping our thriving multi-national community of students for lifelong success. Our world-leading network and state-of-the-art institutions power the up-skilling of our students worldwide. About the role Group Procurement has recently been established a new function and is on an exciting journey to establish itself as a trusted advisor, globally. In role, you will have the opportunity to help shape Procurement’s future, through helping drive a step change in benefit delivery across the organisation. There will be functional alignment with the Centre of Excellence, and you will work closely with our Global Heads of Category/Senior Category Managers. Reporting to the Head of Global Procurement, the Procurement Manager role is responsible for executing their own procurement projects whilst supporting our Heads of Category to deliver their Procurement strategies on a UK and Global scale. This role involves designing and delivering end-to-end sourcing strategies, from early market engagement through tendering, negotiation, contract award, and mobilisation. The ideal candidate will have a strong background in procurement, excellent negotiation skills, and the ability to work effectively in a cross-functional environment. Key responsibilities Lead end-to-end procurement projects from initiation through to implementation and contract management. Develop and execute strategic sourcing and category management plans aligned to organisational objectives. Deliver measurable cost savings, value creation, and risk mitigation across key spend areas. Conduct market analysis to identify opportunities, supplier innovation, and risk exposure. Lead supplier selection processes including RFI/RFP/tender activities. Negotiate commercial terms, pricing structures, and contractual agreements with suppliers. Build and manage strong supplier relationships to ensure performance and compliance. Collaborate with internal stakeholders to understand business needs and ensure procurement strategies support operational priorities. Ensure procurement activities comply with internal governance, regulatory requirements, and best practice standards. Monitor supplier performance using KPIs and implement continuous improvement initiatives. Provide expert procurement advice to senior stakeholders and project teams. Manage risk throughout the procurement lifecycle. Requirements Essential Strong understanding of strategic procurement and category management principles. Proven ability to lead procurement or sourcing projects. Demonstrated experience negotiating complex contracts and commercial terms. Strong stakeholder management and communication skills. Ability to analyse spend data and market trends to inform strategy. Excellent organisational and project management skills. Commercially astute with strong analytical capability. Desirable Professional procurement qualification (e.g., CIPS or equivalent). Experience working within a regulated or public sector environment. Knowledge of contract law and risk management frameworks. Experience implementing procurement transformation initiatives. Experience using e-procurement or contract management systems. Experience Demonstrated delivery of strategic sourcing initiatives and category strategies with measurable outcomes. Successful leadership of end-to-end procurement projects from scoping through implementation. Proven track record of negotiating high-value or complex commercial contracts. Evidence of influencing and collaborating with senior stakeholders across multiple business functions. Delivery of cost savings, value optimisation, or commercial risk reduction initiatives. Desirable Management of multi-category or high-spend procurement portfolios. Exposure to complex, regulated, or large-scale organisational environments. Contribution to procurement transformation or continuous improvement programmes. Implementation of structured governance, reporting, or performance management frameworks. What we offer: Hybrid working - most roles offer hybrid or flexible arrangements to support work life balance. Contributory Pension Scheme - 5% personal contribution & 3% Company contribution, so you can build long-term financial security with added benefits of the company contributions. Season Ticket Loan (T&C's apply) - spread the cost of your commute with an interest-free travel loan. Training & Development opportunities (T&C's apply) - access to short courses via FutureLearn and Group-wide professional development programmes. Staff Discount Scheme - via My Rewards Hub, from various retailers – Fashion, Grocery, Health & Beauty, Travel, Automotive, Furniture, Dining, Sports and Leisure, Electronics, etc Employee Assistance Programme - confidential support for your wellbeing, whenever you need it. We will screen all applicants and select candidates whose qualifications meet our requirements. We will carefully consider your application during the initial screening and will contact you if you are selected to continue for the next stage of the recruitment process. We wish you every success in your job search. GUS is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, or religion or belief.

Location: London, United Kingdom Workplace: hybrid Global University Systems (GUS) is an international education group that empowers students to transform their lives through education. We believe education drives careers, lives, and society forward, enabling a brighter and more sustainable future for all.  Our institutions offer the broadest range of industry-relevant skills through inclusive, accessible and digital-first learning.  We offer a choice of career-enhancing certificates, degrees and post-graduate level qualifications, equipping our thriving multi-national community of students for lifelong success. Our world-leading network and state-of-the-art institutions power the up-skilling of our students worldwide. About the role Group Procurement has recently been established a new function and is on an exciting journey to establish itself as a trusted advisor, globally. In role, you will have the opportunity to help shape Procurement’s future, through helping drive a step change in benefit delivery across the organisation. There will be functional alignment with the Centre of Excellence, and you will work closely with our Global Heads of Category/Senior Category Managers. Reporting to the Head of Global Procurement, the Procurement Manager role is responsible for executing their own procurement projects whilst supporting our Heads of Category to deliver their Procurement strategies on a UK and Global scale. This role involves designing and delivering end-to-end sourcing strategies, from early market engagement through tendering, negotiation, contract award, and mobilisation. The ideal candidate will have a strong background in procurement, excellent negotiation skills, and the ability to work effectively in a cross-functional environment. Key responsibilities Lead end-to-end procurement projects from initiation through to implementation and contract management. Develop and execute strategic sourcing and category management plans aligned to organisational objectives. Deliver measurable cost savings, value creation, and risk mitigation across key spend areas. Conduct market analysis to identify opportunities, supplier innovation, and risk exposure. Lead supplier selection processes including RFI/RFP/tender activities. Negotiate commercial terms, pricing structures, and contractual agreements with suppliers. Build and manage strong supplier relationships to ensure performance and compliance. Collaborate with internal stakeholders to understand business needs and ensure procurement strategies support operational priorities. Ensure procurement activities comply with internal governance, regulatory requirements, and best practice standards. Monitor supplier performance using KPIs and implement continuous improvement initiatives. Provide expert procurement advice to senior stakeholders and project teams. Manage risk throughout the procurement lifecycle. Requirements Essential Strong understanding of strategic procurement and category management principles. Proven ability to lead procurement or sourcing projects. Demonstrated experience negotiating complex contracts and commercial terms. Strong stakeholder management and communication skills. Ability to analyse spend data and market trends to inform strategy. Excellent organisational and project management skills. Commercially astute with strong analytical capability. Desirable Professional procurement qualification (e.g., CIPS or equivalent). Experience working within a regulated or public sector environment. Knowledge of contract law and risk management frameworks. Experience implementing procurement transformation initiatives. Experience using e-procurement or contract management systems. Experience Demonstrated delivery of strategic sourcing initiatives and category strategies with measurable outcomes. Successful leadership of end-to-end procurement projects from scoping through implementation. Proven track record of negotiating high-value or complex commercial contracts. Evidence of influencing and collaborating with senior stakeholders across multiple business functions. Delivery of cost savings, value optimisation, or commercial risk reduction initiatives. Desirable Management of multi-category or high-spend procurement portfolios. Exposure to complex, regulated, or large-scale organisational environments. Contribution to procurement transformation or continuous improvement programmes. Implementation of structured governance, reporting, or performance management frameworks. What we offer: Hybrid working - most roles offer hybrid or flexible arrangements to support work life balance. Contributory Pension Scheme - 5% personal contribution & 3% Company contribution, so you can build long-term financial security with added benefits of the company contributions. Season Ticket Loan (T&C's apply) - spread the cost of your commute with an interest-free travel loan. Training & Development opportunities (T&C's apply) - access to short courses via FutureLearn and Group-wide professional development programmes. Staff Discount Scheme - via My Rewards Hub, from various retailers – Fashion, Grocery, Health & Beauty, Travel, Automotive, Furniture, Dining, Sports and Leisure, Electronics, etc Employee Assistance Programme - confidential support for your wellbeing, whenever you need it. We will screen all applicants and select candidates whose qualifications meet our requirements. We will carefully consider your application during the initial screening and will contact you if you are selected to continue for the next stage of the recruitment process. We wish you every success in your job search. GUS is an equal opportunities employer and positively encourages applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, or religion or belief.

Location: Lagos, Nigeria Who We Are We are building a category-defining financial institution focused on expanding access to credit for underbanked individuals and small businesses across Nigeria. Through innovative lending, savings, and deposit solutions, we are redefining convenience, speed, and customer experience. The Role The Recovery Manager is responsible for the overall performance of Non-Performing Loans (NPL) and Written-Off Recoveries, including exceeding monthly recovery targets, safeguarding portfolio quality, proactively addressing performance gaps, and fostering a high-performance recovery culture. This role is for operators who think in numbers and manage by data, are obsessed with targets, run rates, and gap closure, can balance firmness with customer empathy, take extreme ownership and deliver results under pressure, challenge inefficiency and raise the performance bar, and move fast, act decisively, and execute relentlessly. Responsibility 1. Target Ownership & Run-Rate Management Deliver 100%+ of monthly NPL and written-off recovery benchmarks. Translate monthly targets into weekly and daily run-rate expectations. Identify deficits early and execute structured recovery sprints. 2. Performance Governance Implement daily war-room reviews. Track PTP conversion rates, RPC rates, contactability, and agent productivity. Reallocate high-value accounts to top performers when necessary. Enforce strict accountability at Team Lead and Agent levels. 3. Strategy & Continuous Improvement Design and execute data-driven recovery strategies. Lead portfolio segmentation (balance-based, risk-based, behavior-based). Improve PTP kept rates and reduce roll-forward rates. Introduce structured incentive models to drive productivity. 4. Team Leadership & Capability Building Recruit, develop, and retain high-performing recovery talent. Coach Team Leads to operate with discipline and urgency. Build a performance culture where underperformance is corrected quickly. 5. Executive Reporting & Insight Provide sharp, insight-led reporting to executive management. Forecast month-end outcomes based on real-time run rate. Highlight risks to profitability early and propose mitigation plans. Requirements Mandatory HND or BSc in a relevant discipline. Minimum of 7+ years’ experience in Recoveries (consumer lending or fintech preferred). Proven track record of consistently hitting or exceeding recovery targets. Strong analytical capability and data fluency. Advantageous Experience in digital collections platforms. Exposure to credit risk or portfolio analytics. Experience managing >20 collectors. Core Competencies Advanced negotiation and objection handling. Data-driven decision making. Strong execution discipline. Conflict resolution and escalation management. High emotional resilience under pressure. Clear and confident communication at all levels.

Location: United States; Los Angeles, United States Salesperson / Hard Money Loan Closer Who We Are LBC Mortgage is a direct private lender specializing in Hard Money, Bridge, DSCR, and Rehab loans across the U.S. We move fast, structure smart deals, and close when others can’t. Our reputation is built on execution, relationships, and results. If you’re a true closer who knows Hard Money inside out — this role is for you. Who You Are You are not “learning” Hard Money. You’ve closed deals , handled tough borrowers, structured creative solutions, and know how to move files from lead → approval → funding without babysitting. You thrive on: Fast timelines Complex deals High commissions Clear accountability What You’ll Do Close Hard Money loans from start to finish — no hand-holding Work directly with brokers, investors, and repeat clients Structure deals creatively to get them funded Drive volume through follow-ups, urgency, and relationship management Collaborate closely with processing and underwriting to push files to the finish line Build a strong personal pipeline while growing LBC’s production Maintain clean, professional communication and CRM records What You Must Have Proven experience closing Hard Money loans (this is mandatory) Strong understanding of LTV, ARV, rehab budgets, and investor strategies Confidence handling objections and tight timelines Ability to manage multiple deals at once without losing momentum Professional, polished communication with brokers and clients What We Offer Aggressive commission structure (for real closers only) Strong underwriting & processing support Fast decisions, direct access to leadership Remote position — work from anywhere A high-performance culture that rewards results, not excuses This Role Is NOT For You If: You’ve never closed a Hard Money deal You need heavy training or micromanagement You’re uncomfortable with pressure, pace, or accountability Ready to Close? If you’re a producer , not a talker — and Hard Money is your comfort zone — we want to hear from you.

Location: London, United Kingdom Workplace: none Location: London - Tower Hill & Aldgate Working Model: Onsite Contract: Full time, Permanent Salary: Competitive This is a full time time position (5 days a week) evening and weekend work will be required for this role as we are open 7 days a week. About LCCA At LCCA, we believe education should go beyond the classroom. Our teaching philosophy blends academic theory with real-world experience to ensure our students are career-ready and confident in their abilities. We’re now seeking a Student Success Tutor to join our progressive academic team — Someone with the heart of a mentor and the mindset of a coach. Role Summary As a Student Success Tutor, you’ll play a central role in shaping student journeys. You’ll provide proactive academic support, act as a personal tutor, and work collaboratively with student services to help every learner succeed. This isn’t just about teaching — it’s about transformation. Key Responsibilities Deliver 1:1 and group academic support to help students understand course material, develop skills, and achieve success. Act as a personal academic tutor, building strong relationships to create individual support and development plans. Identify at-risk students using data (e.g., attendance, performance) and implement early intervention strategies. Facilitate SMART goal setting and monitor progress through regular check-ins and feedback. Collaborate with well-being, careers, and academic teams to connect students to relevant resources. Provide ad-hoc classroom cover where required, ensuring continuity of learning in the absence of teaching staff Deliver pre-prepared teaching materials and facilitate sessions in an engaging and supportive manner Maintain a positive and inclusive learning environment, managing student behaviour in line with college policies Support students’ academic engagement during cover sessions and signpost any concerns to the appropriate teams Liaise with academic staff to ensure accurate handover and continuity of content delivery Maintain accurate records of student interactions, plans, and outcomes to support continuous improvement. Promote an inclusive learning environment that respects and celebrates diverse backgrounds About You Essential Qualifications & Skills Bachelor’s degree in a relevant discipline (e.g., Business, Management, Graphic Design, Fashion, Hospitality) Working towards or holding a PGCE or equivalent teaching qualification. Strong communication, problem-solving and organisational skills. Proficiency with learning management and student support systems. Cultural competence and commitment to inclusive education and widening participation. Desirable Master’s degree in a (e.g., Business, Management, Fashion, Hospitality) Experience supporting diverse and international student cohorts. Experience Experience teaching in Higher Education, especially with widening participation students. Experience teaching or supporting learners in Further or Higher Education. A student-first attitude and cultural awareness. Familiarity with learning management systems and student support tools. What we offer Competitive salary 20 days annual leave Pension 5% personal contribution & 3% Company contribution Season Ticket Loan (T&C's apply) Vision Express Eye Care Vouchers Training & Development opportunities (T&C's apply) Staff Discount Scheme – via My Rewards Hub, from various retailers – Fashion, Grocery, Health & Beauty, Travel, Automotive, Furniture, Dining, Sports and Leisure, Electronics etc Refer a friend scheme for staff members (T&Cs apply). Social events on campus and through GUS Social Committee "GOSH - GUS on Staff Happiness". Professional development opportunities, including training and career progression pathways. Employee wellbeing programmes and access to counselling services. Why Join Us? Make a meaningful impact on students’ academic success, confidence and career progression. Be part of a collaborative, diverse community that values creativity, innovation and inclusion. Access professional development, training, and career progression opportunities. Help shape the future of contemporary arts education in London. If you are passionate about supporting students to achieve their full potential, we would love to hear from you. Our Approach We are committed to ensuring our workforce is reflective of our diverse student population, striving to increase the representation of age, disability, gender identity and expression, religion, race, sex, sexual orientation, and socio-economic background of our employees. We’re also committed to providing adjustments to those who may require support with the recruitment process - please contact the LCCA Talent Acquisition Team collegedivisionrecruitment@gus.global Please note: For this opportunity, you must be able to prove you have the right to work in the UK - if in doubt please visit the following link Employers' right to work checklist - GOV.UK ( www.gov.uk ) . Please note we are not a licenced sponsor.

Location: Warszawa, Poland Workplace: hybrid What will you be doing on a day-to-day basis? Collaborate with Directors to define gameplay pillars that best realize the game vision, Collaborate with other domain Leads to develop concrete, actionable solutions for challenges presented by the development process, Lead a team of designers, providing mentoring and feedback, Collaborate with other teams to develop key foundational systems, Providing feedback to the overall gameplay, combat, systems, story and level design. What will help you succeed in this role? Experience as Lead Designer or Design Director, 8+ years of experience in game design (gameplay and/or systems). Experience with combat design, Experience and very good skills in managing a design team, Ability to work in hybrid model in our office in Warsaw, Experience with working on indie/AA and understand their limitations, capabilities and advantages, Knowledge of both Polish and English at B2 level or above, Ability to write good project documentation, Ability to define technical requirements, Ability to work within time and project constraints, Very good communication skills, Passion about games - you’re still playing in your free time and keep up to date with our industry. Nice to have Experience with Unreal Engine. What we offer? Health and Wellness psychological support/care private medical package free weekly yoga in the office Multisport Development team training budget in-office library English/Polish classes Our office near Metro Stadion Narodowy and Dworzec Wschodni stations dog-friendly in-house gym no dress code car and bike parking chill zone video, board and arcade games Working conditions flexible working hours hybrid work (3 days from office, 2 days from home + additional pool of remote days per year) 20 or 26 days of fully-paid holiday leave international working environment Fair compensation attractive bonus system – annual bonus, motivation programme transparent salary brackets Events and more attendance in game dev events relocation budget for candidates from abroad referral program annual company events merch/swag preferential loans

Location: Hong Kong Who We Are: Galaxy Digital Inc. (Nasdaq: GLXY) is a global leader in digital assets and data center infrastructure, growing the economy that runs on code. Galaxy delivers the onchain infrastructure that connects institutions to digital assets, including trading, advisory, asset management, staking, self-custody, and tokenization. Galaxy also develops and operates data center infrastructure to power AI and HPC workloads. Anchored by its Helios campus in Texas, Galaxy is building a multi-gigawatt pipeline of more than 5.7 GW of potential capacity, positioning it among the largest and fastest-growing data center developers in North America. The Company is headquartered in New York City, with offices across North America, Europe, the Middle East, and Asia. Additional information about Galaxy's businesses and products is available on www.galaxy.com . What We Value: We are a diverse team of free thinkers, and fast movers united to help investors and creators energize the global economy. We are looking for individuals who thrive in a culture of builders and overachievers and embrace high performance, transparent feedback, and a mission-first approach. Our culture shapes our way of working and gets us where we want to be. Seek Excellence. Be Selective To Be Effective. Be Highly Aligned, Loosely Coupled. Disagree Transparently. Encourage Independent Decision-Making. Build Dream Teams. Who You Are: We are looking for talented software engineers to join our Lending technology team to build the next generation of crypto Lending systems. You can work independently, have strong analytical and problem-solving skills, and a desire to own issues and see them through to resolution. What You'll Do: You will work on core lending infrastructure, including collateral management, interest calculations, liquidations, and integrations with blockchain networks and traditional financial systems. Responsibilities will include: Design, develop, and maintain backend services for crypto lending and borrowing products Implement core lending logic including: Loan origination and lifecycle management Collateral valuation and margining Interest rate models and accrual Liquidation and risk management mechanisms Build reliable, scalable APIs for internal and external consumers Integrate with blockchain networks, smart contracts, custodians, oracles, and pricing feeds Collaborate with product, risk, and compliance teams to translate business requirements into robust systems Write clean, well-tested, and well-documented code Participate in code reviews and architectural discussions Monitor and improve system performance, security, and reliability in production What We’re Looking For: 10+ years of relevant development experience Excellent core Java skills Knowledge of Spring and Kafka Experience developing microservices Code optimization and profiling capabilities Bonus Points: Experience leading a team Development experience with OMS and Risk Systems Knowledge of traditional financial products Options Forwards Futures Docker / Kubernetes / AWS Knowledge of crypto Knowledge of crypto products Perpetual Forwards (perps) On-Chain Borrows / Lends What We Offer: Competitive base salary and discretionary bonus Flexible Time Off (i.e. unlimited paid vacation days) Company paid sick leave Company-paid health and protective benefits for employees, partners, and other dependents Generous paid Parental Leave Free virtual coaching and counseling sessions through Headspace Opportunities to learn about the Crypto industry Free daily snacks in-office Smart, entrepreneurial, and fun colleagues Employee Resource Groups Apply now and join us on our mission to engineer a new economic paradigm. Galaxy respects diversity and seeks to provide equal employment opportunities to all employees and job applicants for employment without regard to actual or perceived age, race, color, creed, religion, sex or gender (including pregnancy, childbirth, lactation and related medical conditions), gender identity or gender expression (including transgender status), sexual orientation, marital or partnership or caregiver status, ancestry, national origin, citizenship status, disability, military or veteran status, protected medical condition as defined by applicable state or local law, genetic information or predisposing genetic characteristic, or other characteristic protected by applicable federal, state, or local laws and ordinances. We will endeavor to make a reasonable accommodation to the known limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete the application process or to participate in an interview, please contact careers@galaxy.com.

Location: Lagos, Nigeria Product Strategy & Ownership Own the end-to-end strategy for Renmoney’s savings products, including: Everyday savings accounts Fixed or term deposits Structured and goal-based savings products Future diaspora savings offerings Translate Renmoney’s 2025–2027 long-term business strategy into a clear product roadmap for savings. Ensure savings products support: Deposit growth Lower funding costs Healthy balance between short-term and long-term funds Define product value propositions for different customer groups such as individual retail customers, small and medium-sized businesses, and Nigerians in the diaspora. Balance Sheet & Commercial Performance Work closely with the Finance and Treasury teams to: Improve the mix between on-demand savings (money customers can withdraw anytime) and fixed deposits (money locked for a specific period) Reduce the Cost of Funds (COF), which means how much the bank pays customers for deposits Model how pricing, interest rates, and savings tenors affect profitability and liquidity Own key savings performance metrics, including: Total deposits and monthly net inflows Average balance per customer Cost of Funds (interest paid on deposits) Customer retention and churn (how many customers stay or leave) Execution & Delivery Lead cross-functional execution with: Engineering (software development) Design (user experience and interface) Risk Management Compliance (regulatory adherence) Operations and Customer Support Marketing and Growth teams Write Product Requirement Documents (PRDs) that clearly describe what is being built and why. Prioritize features and initiatives based on customer value, risk, effort, and business impact. Ensure savings features are reliable, scalable, compliant with regulations, and easy for customers to use. Governance, Risk & Compliance Represent savings products in the Product Governance Council (PGC), which is the internal committee that reviews, approves, and governs all product changes. Participate in Asset and Liability Committee (ALCO) sessions, where senior leaders manage: Liquidity (availability of cash) Interest rate risk Funding strategy Ensure savings products comply with: Central Bank of Nigeria (CBN) regulations Nigeria Data Protection Regulation (NDPR), which governs customer data privacy Internal audit, risk, and control frameworks Proactively identify risks, trade-offs, and dependencies before they become issues. Customer Experience & Growth Improve savings adoption through: Simple and clear onboarding Smooth funding and withdrawal experiences Transparent communication of interest, penalties, and terms Use savings as a foundation to cross-sell other products such as loans and payments. Work with the Analytics team to understand customer behavior and lifetime value. Requirements 6–10+ years of Product Management experience Direct experience with banking, savings, or deposit products Experience working in regulated financial institutions such as banks, microfinance banks, or fintechs Proven ability to own products that impact revenue and the balance sheet Experience working closely with Finance, Risk, and Compliance teams Skills & Competencies Strong understanding of financial concepts such as interest rates, liquidity, and funding costs Data-driven decision-making combined with sound professional judgment Ability to operate at both strategic and execution levels Strong written and verbal communication skills, including with executive leadership High sense of ownership and accountability Success Metrics (First 12–18 Months) Consistent growth in customer deposits Improved funding efficiency through a better deposit mix Strong adoption and retention of savings products On-time delivery of roadmap initiatives that meet regulatory and audit requirements Clear, trusted product leadership in executive and governance forums Nice-to-Have Experience with diaspora banking or international savings products Exposure to senior financial decision-making forums such as ALCO Experience in fast-growing fintech or digital banking environments Familiarity with analytics, experimentation, and customer insight tools Key Stakeholders Head of Product Finance and Treasury teams Risk Management and Compliance teams Engineering and Design teams Marketing and Growth teams Executive Management, including: Chief Executive Officer (CEO) Deputy Chief Executive Officer Asset and Liability Committee (ALCO) Product Governance Council (PGC) Benefits Why Join Renmoney Opportunity to shape the savings foundation of a modern Nigerian digital bank High visibility and direct impact on business performance Strong governance, leadership support, and product culture A role that combines product leadership, financial performance, and customer impact

Location: Lagos, Nigeria The Treasury Manager is responsible for managing Renmoney’s liquidity, funding, and treasury risk framework, ensuring adequate liquidity to support loan growth, optimizing funding costs, and maintaining strict compliance with CBN regulations applicable to finance companies and microfinance-regulated entities (where applicable). The role provides leadership in liquidity forecasting, scenario analysis, stress testing, funding strategy execution, ALCO support, and stakeholder management, while upholding the highest standards of integrity, governance, and regulatory compliance. Key Responsibilities 1. Liquidity Management & Forecasting Own and manage Renmoney’s daily, weekly, and medium-term liquidity position Develop and maintain cash flow forecasts aligned with loan disbursement and repayment cycles Ensure adequate liquidity buffers in line with internal policy and regulatory expectations Monitor liquidity ratios, early-warning indicators, and funding gaps 2. Scenario Analysis & Stress Testing Design, implement, and review liquidity stress tests and scenario analyses (base, adverse, and severe) Assess the impact of funding withdrawals, market shocks, and portfolio stress Recommend contingency funding actions and risk mitigation strategies Present stress-testing outcomes and recommendations to ALCO and Senior Management 3. Funding Strategy, Markets & Execution Develop and execute funding strategies across bank borrowings, Commercial Paper (CP), REPOs, and alternative funding structures Demonstrate a strong understanding of money market instruments and derivative products used for funding and risk management Monitor market conditions, pricing trends, investor appetite, and rollover risks Optimize cost of funds within approved liquidity and risk limits 4. Commercial Paper (CP) & Capital Markets Support the structuring, issuance, and management of Commercial Paper programmes Liaise with issuing houses, trustees, rating agencies, and investors Monitor CP maturity profiles and refinancing risks Ensure compliance with regulatory, documentation, and disclosure requirements 5. Banking & Counterparty Relationship Management Build and maintain strong relationships with deposit money banks, financial institutions, and market counterparties Negotiate funding lines, pricing, covenants, and terms Manage counterparty concentration and diversification Act as Renmoney’s primary treasury interface with banking partners 6. ALCO & Management Reporting Prepare and present comprehensive ALCO packs, including liquidity dashboards, funding analysis, stress-testing results, and market outlook Provide clear, actionable recommendations to ALCO Track and implement ALCO decisions and resolutions 7. Risk Management, Controls & Regulatory Compliance Ensure full compliance with CBN regulations, including requirements applicable to Microfinance Banks and finance companies (as relevant) Ensure adherence to internal treasury policies, approval limits, and delegation of authority Maintain strong treasury controls, segregation of duties, and audit trails Support internal audit, external audit, and CBN examinations 8. Stakeholder Management (Internal & Regulatory) Collaborate effectively with Finance, Risk, Compliance, Operations, and Business Teams Support engagement with regulators and respond to regulatory inquiries Translate regulatory developments into operational and policy actions 9. People Management, Ethics & Leadership Lead, mentor, and develop treasury team members Review and validate treasury analyses and reports Foster a culture of integrity, accountability, professionalism, and compliance Requirements Education Bachelor’s degree in Finance, Accounting, Economics, or Business Administration MBA or MSc Finance – added advantage Professional, Regulatory & Mandatory Certifications Mandatory / CBN-Recognised Microfinance Certification Programme (MCP) – mandatory or in progress, in line with CBN requirements for Microfinance Bank and regulated financial institution staff Professional Certifications (Strongly Preferred) CIBN (Associate or Full Member) ACI Dealing Certificate or ACT (AMCT / CTP) CFA (Level I or II) or FRM – added advantage Evidence of continuous professional development Analytical & Technical Skills Advanced liquidity modelling and forecasting Strong scenario analysis and stress-testing expertise Deep understanding of money market instruments, CP market, REPOs, and funding derivatives Strong quantitative and financial analysis capability Technical & Computer Skills Advanced Microsoft Excel (financial models, dashboards, sensitivity analysis) Strong PowerPoint skills for ALCO and senior management presentations Experience with treasury management systems and core banking platforms People Skills & Personal Attributes High ethical standards and integrity Strong leadership and mentoring ability Sound judgment and risk awareness Ability to work under pressure in dynamic environments Communication, Presentation & Stakeholder Skills Strong presentation skills at ALCO and the executive level Ability to explain complex treasury and market concepts clearly Strong negotiation and relationship-management capability 7–10 years of experience in Treasury, Financial Markets, or Banking / Non-Bank Financial Institutions Strong exposure to liquidity management, funding structures, CP issuance, and ALCO processes Experience in a microfinance or consumer lending environment is an advantage Key Performance Indicators (KPIs) Liquidity adequacy and stability Funding cost optimization Effectiveness of stress testing and scenario analysis Compliance with regulatory and treasury limits Quality of ALCO reporting and stakeholder engagement

Location: Jeddah, Saudi Arabia; Riyadh, Saudi Arabia; Tabuk, Saudi Arabia; Madinah, Saudi Arabia; Al Bahah, Saudi Arabia; Al Khobar, Saudi Arabia Eram Talent is looking for a dedicated and detail-oriented IT Asset Management Analyst to join our operations in Saudi Arabia. The IT Asset Management Analyst is responsible for maintaining the asset life cycle information including but not limited to the custodian, warranty and status for technology-based hardware and software assets. The IT Asset Management Analyst is also responsible for receiving, tagging, disposing the assets, updating the Assets database system, as well as developing and implementing procedures for tracking IT assets to oversee quality control throughout their lifecycles. Key Responsibilities Manage the entire lifecycle of IT assets, including acquisition, inventory management, utilization tracking, and disposal. Manage the complete IT asset lifecycle including receiving, tagging, tracking, loaning, repairing, and disposal of assets. Maintain accurate asset records (custodian, warranty, status, refresh, and end-of-life) in the asset management system. Conduct physical and system inventory audits, analyze variances, and ensure data accuracy. Control asset acquisition, storage, movement, and disposal in coordination with internal and external stakeholders. Prepare asset reports and dashboards and support process improvements and governance. Stay current with industry trends and best practices in IT asset management. Requirements Bachelor’s degree, preferably in Information Technology or a related field. 4+ years of experience in IT asset management systems and lifecycle management. 4+ years of experience in data analytics and reporting Strong knowledge of SAP, IT asset management processes, and supporting technologies. Advanced skills in Microsoft Excel and data analysis/reporting. Good English communication skills with the ability to work independently and collaborate across teams. Strong communication and interpersonal skills. Ability to work independently and as part of a team. Relevant certifications such as Certified IT Asset Manager (CITAM) or ITIL certification are a plus. Benefits Salary is not a constraint ,company is looking for right candidate .

Location: Lagos, Nigeria Renmoney is building the next-generation ecosystem for financial services in Nigeria, spanning retail savings, lending, digital banking, SME services and partnerships. As we expand beyond our mobile app, we are developing alternate channels that bring financial services closer to customers wherever they are. As Product Manager for Alternate Channels, you will act as the CEO of a pivotal business line. You will own the strategy, roadmap and commercial success of our alternate channels portfolio, covering agent banking, POS merchant acquiring, Distribution-led acquisition, banking, lending, and embedded finance (BaaS) partnerships. You will build products and platforms that put Renmoney’s services in the hands of every Nigerian, transforming corner shops into financial hubs and everyday apps into credit access points. This role demands strategic vision, hands-on execution, and strong commercial acumen. You will manage the P&L, collaborate with cross-functional teams, and ensure that our channels deliver profitable growth while adhering to regulatory requirements. Key Responsibilities 1. Strategic Leadership & Vision Develop and champion a compelling product vision for alternate channels, aligned with Renmoney’s mission of financial inclusion and business growth. Own the P&L for the alternate channels portfolio, setting pricing and revenue targets and managing costs to ensure profitability. Conduct market analysis, competitor benchmarking and customer research to identify new opportunities across agent banking, POS acquiring, distribution-led lending and embedded finance. Shape short- and long-term roadmaps for each channel, driving synergy with Renmoney’s core digital products. 2. Product Lifecycle Management & Execution Lead the end-to-end product development lifecycle from ideation, requirements gathering and user story creation to launch, iteration and retirement. Agent Banking: Design and enhance the agent platform (mobile and USSD) to facilitate deposits, withdrawals, transfers, bill payments and loan origination. Build a best-in-class agent onboarding and management system. POS Merchant Acquiring: Develop a differentiated value proposition for merchants. Oversee the strategy for POS devices, settlement processes and value-added services such as merchant lending and inventory management. Distribution-Led Lending: Design and launch credit products that can be offered through partners (e.g., retail chains, device financiers, agent networks), balancing growth with prudent risk management. Embedded Finance (BaaS): Define our API product suite, enabling third-party fintechs and businesses to integrate Renmoney’s credit and financial services into their platforms. 3. Growth, Efficiency & Customer Experience Collaborate with Sales and Marketing to design and execute acquisition and activation strategies for agents and merchants. Drive performance against numeric targets Increase the number of active agents and merchants by ≥30% year-over-year. Grow the value and volume of loans and savings balances disbursed via alternate channels by ≥40%. Reduce onboarding and transaction turnaround times by ≥25%. Improve cost per acquisition (CPA) by ≥15% while maintaining healthy unit economics. Establish feedback loops with agents, merchants and partners and use data to drive continuous improvement in product features and processes. Champion a world-class experience for all stakeholders and ensure high Net Promoter Scores (NPS), targeting a ≥20‑point improvement. 4. Compliance & Risk Management Ensure all alternate channels adhere to Central Bank of Nigeria (CBN) regulations and other applicable standards. Maintain 100% KYC compliance and zero major regulatory incidents. Work closely with Risk, Compliance and Legal teams to design products and processes that minimize fraud and support robust credit risk management. Maintain a non-performing loan (NPL) rate below 5% for loans disbursed via alternate channels. Lead regular audits and embed controls throughout the product lifecycle. Success Metrics / KPIs Your performance will be measured against clear, quantifiable KPIs that directly tie to business outcomes: • Scale & Reach: ≥30% YoY growth in active agents and merchants; monthly transaction volume and value targets for agent banking and POS acquiring. • Portfolio Growth: ≥40% YoY growth in loan disbursement and savings balances via alternate channels; maintain NPL rates under 5%. • Profitability: Achieve revenue and net transaction value (NTV) targets for each channel; manage the portfolio’s P&L to ensure profitable growth. • Efficiency & Quality: Reduce agent/merchant onboarding time and loan/savings processing turnaround times by ≥25%; maintain high transaction success rates (TSR) and improve CPA by ≥15%. • Compliance & Risk: 100% KYC compliance and zero major regulatory findings; robust fraud detection and risk mitigation. • Satisfaction: Achieve a ≥20‑point improvement in NPS for agents, merchants and partners; deliver best-in-class support and service resolution times. Requirements 5–7 years of product management or channel management experience in fintech, banking, payments or digital services. Hands-on experience launching and scaling at least one of the following: agent banking networks, POS merchant acquiring, B2B2C lending products, or embedded finance APIs. Proven track record managing a product P&L and executing growth strategies in emerging markets. Strong analytical and quantitative skills; proficiency in SQL, Excel, Mixpanel/Amplitude or similar analytics tools. Excellent stakeholder management and leadership skills; ability to influence cross-functional teams and engage senior stakeholders. Deep understanding of the Nigerian financial services regulatory landscape, particularly CBN guidelines on agent banking, POS acquiring, KYC and consumer protection. Bachelor’s degree in Business, Engineering or a related field; MBA or relevant certification (e.g., Certified Scrum Product Owner) is a plus. Benefits Renmoney is at the forefront of Nigeria’s digital banking revolution. We are democratizing financial services for millions of Nigerians and powering small businesses with innovative credit and savings solutions. As the Product Manager for Alternate Channels, you will: •          Build products that empower thousands of entrepreneurs and serve millions of customers. •          Own and grow a core engine of Renmoney's future; you are the CEO of your product with the autonomy to define roadmaps and the resources to execute them. •          Work on complex challenges alongside talented engineers, designers, marketers and risk professionals. •          Operate in one of the most dynamic and competitive fintech markets in the world, with the backing of an established and trusted brand. If you are ready to drive meaningful impact and build the next frontier of financial inclusion in Nigeria, Renmoney is the place to accelerate your career.

Location: Lagos, Nigeria Who we are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. We are the place for you, if You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You are adept at identifying, assessing, mitigating, monitoring and reporting risks, and ensuring controls are working effectively. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions and are comfortable challenging anyone or any idea. The position You will conduct assigned operational and IT audit reviews and investigation with a view to providing assurance to the Board and Senior Management those controls are in place, adequate and operating effectively to support the Company in achieving its goals. Responsibilities Conduct risk assessment and audits of departments/functional areas in accordance with the audit plan. Timely investigation of all fraud cases, customer complaints, general investigation and any assigned special investigation as may be assigned from time to time. Provide practical recommendations to management to minimize risk resulting from poor internal controls. Provide assurance that controls are in place and are effective and adequate and make recommendations where necessary. Track resolution of all audit / control recommendations and ensure compliance within agreed timeline. Create and improve homogenous Control Culture across all units of the Bank that aligns with the business objectives of the Bank. Requirements Requirements Required: B.Sc degree in any field. Minimum of 4 years’ experience performing Internal Control/Audit function. This job is perfect for you if you: Have advanced knowledge of auditing processes/procedures. Have the ability to balance detail with departmental goals/objectives. Have excellent verbal and written communication skills. Are excel and numbers-savvy and very detail oriented. You will not enjoy this job if you Work best in structured, hierarchical settings. Require clear, pre-set deliverables and constant direction. Are used to working with a large team. Benefits What’s in it for you You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Location: Ikoyi, Nigeria Company Overview Renmoney is committed to improving financial inclusion for underbanked individuals and small business owners in Nigeria by providing accessible financial solutions such as loans, savings, and fixed deposit accounts. Our innovative approach and customer-centric values drive us to create meaningful connections with our clients. Position Overview As a Collections Agent at Renmoney, you will play a crucial role in contacting customers to follow up on outstanding payments, negotiate repayment plans, and ensure a positive customer experience while effectively managing collections. Your ability to communicate clearly and empathetically will help facilitate timely payments and strengthen customer relationships. Key Responsibilities Contact customers via phone, email, or in-person to follow up on overdue accounts and negotiate repayment arrangements. Educate customers about their account status and available payment options, ensuring transparency and understanding. Maintain accurate records of customer interactions, payment agreements, and follow-up actions within the company's systems. Offer excellent customer service while dealing with sensitive financial matters and managing customer objections. Collaborate with the Collections team to strategize ways to improve recovery rates and reduce delinquency. Report on progress regularly to management and escalate critical concerns for resolution. Maintain compliance with applicable laws and regulations surrounding collections practices. Requirements Qualifications and Skills Minimum of 1 year of experience in collections, customer service, or a related field. Strong problem-solving skills and the ability to handle objections professionally. Excellent verbal and written communication skills. Proficiency in using MS Office Suite and CRM systems. Ability to work independently and as part of a team in a fast-paced environment. Detail-oriented with strong organizational skills. Bachelor’s degree in Finance, Business Administration, or a related field is a plus. Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Location: Lagos, Nigeria -          Evaluate SME and corporate loan applications by analyzing financial statements, cash flow, business models, and creditworthiness -          Identify and assess key risks (financial, industry, management, collateral) and recommend appropriate mitigants. -          Structure credit facilities in line with the borrower's needs and the bank’s risk appetite, including terms, pricing, and security requirements -          Draft detailed credit proposals or memos with clear justifications, risk analysis, and recommendations for approval. -          Liaise with relationship managers, legal, and risk teams to coordinate customer due diligence, site visits, and validation of submitted documents. -          Monitor assigned portfolio performance, ensure covenant compliance, and flag early warning signs or deterioration in credit quality. -          Ensure all credit evaluations and decisions adhere to internal policies, regulatory guidelines, and credit approval frameworks. -          Assess adequacy and enforceability of collateral, and work with legal to ensure proper documentation and perfection. -          Collaborate with Relationship Managers, Credit Committee, and other internal stakeholders to drive timely and sound credit decisions Requirements -          Proven experience in SME underwriting and credit risk assessment, with at least [3] years of experience in SME/Corporate credit analysis. -          Commercial banking experience as a credit analyst would be a plus -          Strong analytical skills with the ability to interpret financial statements, assess creditworthiness, and make data-driven lending decisions. -          In-depth knowledge of lending regulations, risk management principles, and best practices in underwriting. -          Excellent interpersonal skills, effective communication skills, both verbal and written, with the ability to articulate complex financial concepts to non-financial stakeholders. -          A strategic mindset with a keen focus on portfolio performance and risk management. Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges. We are the place for you, if You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You are adept at identifying, assessing, mitigating, monitoring and reporting risks, and ensuring controls are working effectively. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions and are comfortable challenging anyone or any idea.

Location: Lagos, Nigeria Who we are Renmoney is a digital finance company on a mission to make financial inclusion simple and human. We provide easy-to-access loans, savings, and financial services to individuals and small businesses across Nigeria. We’re entering a new phase of digital-led growth, powered by data, AI, and customer-centric innovation - and marketing is at the heart of that journey. We are the place for you, if: You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You are adept at identifying, assessing, mitigating, monitoring and reporting risks, and ensuring controls are working effectively. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions and are comfortable challenging anyone or any idea. The position We’re looking for a modern, AI-first Motion/Video Designer to craft compelling visual content that engages our customers, explains our products, and drives performance. This is not a traditional design role - we want someone who’s deeply familiar with generative AI tools, understands what performs in digital channels, and can deliver high-quality videos fast. You’ll own video production across ads, explainers, product demos, onboarding journeys, and internal campaigns. You’ll work closely with marketing, product, content, and brand teams to tell stories that resonate - while scaling creative output through AI-powered workflows. What you’ll do Design and animate short- and long-form video content across paid, owned, and internal channels Use GenAI tools (Runway, Pika, Midjourney, Sora, ElevenLabs, etc.) for ideation, scripting, editing, voiceover, and localization Develop templates and scalable video systems for rapid content production Collaborate with brand, product marketing, and growth teams to align creative with campaign goals Produce explainers and visual assets that simplify complex financial concepts and drive customer understanding Continuously test and optimize video performance across engagement, CTR, conversion, and retention metrics Stay ahead of creative and platform trends across YouTube, Instagram, TikTok, and beyond. Requirements 3+ years of hands-on experience in motion design and video content creation Proven portfolio of product explainers, social video, ad creatives, and short-form content Demonstrated use of AI tools in real-world creative workflows (submit examples with outcomes) Proficiency in Adobe After Effects, Premiere Pro, Final Cut, or equivalent Deep curiosity and hands-on experience with AI platforms like Runway, ElevenLabs, Midjourney, Pika, Sora, etc. Strong storytelling instincts, understanding of animation timing, and sound design Experience working cross-functionally with brand, content, and performance teams Bonus: 3D animation, scripting, sound editing, or mobile UI animation Benefits What’s in it for you Creative ownership across one of the most strategic marketing channels: motion/video Opportunity to build an AI-native design process that defines the future of Renmoney’s brand Collaborative, fast-paced team culture with room to experiment and grow Access to the latest generative AI tools and workflows Competitive salary, benefits, and hybrid working environment

Location: Ikoyi, Nigeria About Renmoney Renmoney is a leading Nigerian fintech dedicated to making financial inclusion a reality for millions of under-banked individuals and small business owners. We deliver innovative loan, savings, and fixed deposit solutions, striving to be the most convenient lending company with outstanding customer experiences. Join our passionate team to build simple, accessible financial products that empower emerging and middle-class customers, including informal entrepreneurs. Role Purpose As the Senior Product Manager for Offline Lending, you will own the vision, strategy, and end-to-end delivery of personal and self-employed loan products in Nigeria’s offline market. You’ll drive Renmoney’s mission of financial inclusion by creating customer-centric credit solutions for under-served segments, such as micro-entrepreneurs and salaried workers, through offline channels like field agents and branches. Balancing strategic leadership with hands-on execution, you’ll translate market insights and field intelligence into impactful products that grow Renmoney’s offline lending portfolio. Key Responsibilities Product Strategy & Vision: Define and own the product roadmap for offline personal and self-employed loans, aligning with Renmoney’s goal of accessible finance. Identify market opportunities and competitive differentiators for under-banked segments, crafting a compelling strategy to drive portfolio growth. Customer-Centric Design: Act as the voice of the customer by conducting field research (interviews, focus groups, surveys) to understand borrower needs, especially for informal entrepreneurs. Collaborate with UX and operations teams to design intuitive, compliant loan products. Product Lifecycle Management: Lead the product development cycle from ideation to launch and optimization. Draft requirements, prioritize features, and drive Agile execution, iterating based on performance data and customer feedback. Cross-Functional Collaboration: Partner with Engineering, Credit/Risk, Operations, Marketing, and Finance to deliver scalable, compliant products. Align features with Nigeria’s regulatory requirements and Renmoney’s risk policies. Sales & Field Partnership: Work closely with sales and field teams to translate on-the-ground insights into product enhancements. Support customer acquisition and agent training to ensure product-market fit. Data-Driven Decisions: Define and track KPIs (e.g., loan approval rate, portfolio yield, repayment rates, customer acquisition cost). Use analytics to optimize products and report performance to stakeholders. Agile Execution: Drive Agile processes (sprint planning, stand-ups, retrospectives), manage the product backlog, and remove blockers. Balance strategic planning with hands-on sprint deliverables. Leadership & Mentorship: Mentor junior product managers and lead a product delivery squad, fostering collaboration, innovation, and accountability. Qualifications 5+ years of product management experience, with 3+ years in lending or financial services, ideally in offline or branch-based channels. Proven track record of delivering and scaling lending products in complex markets, preferably for under-banked segments (e.g., SMEs, micro-entrepreneurs). Bachelor’s degree in Business, Finance, Computer Science, or related field; MBA or advanced degree is a plus. Deep understanding of Nigeria’s credit ecosystem, offline lending landscape, and alternative credit data for informal borrowers. Expertise in Agile/Scrum methodologies, backlog management, and analytics tools (e.g., SQL, Excel). Strong analytical skills to break down complex problems and make data-driven decisions. Excellent communication and leadership to align cross-functional teams and influence without formal authority. Familiarity with sales/CRM platforms (e.g., Salesforce) to drive adoption. Passionate about financial inclusion, customer advocacy, and innovation. Proactive, detail-oriented, and thrives in a fast-paced fintech environment. Requirements A passionate and experienced product leader with a minimum of 5 years in financial services product management, ideally focused on lending products. A strategic thinker with a deep understanding of lending products, market dynamics, and regulatory requirements in the Nigerian financial landscape (MBA or advanced degree a plus). A data whiz with a knack for translating insights into actionable product strategies. A natural collaborator with excellent communication and interpersonal skills to build strong relationships across teams. A customer champion with a dedication to delivering exceptional loan experiences for both salaried workers and self-employed individuals. Adept in product management tools and software. Benefits Make an Impact: Drive affordable credit solutions that transform lives for under-banked Nigerians. Grow with Us: Join a dynamic fintech with opportunities to lead, innovate, and shape the future of lending. Collaborative Culture: Work with a passionate, diverse team that values your ideas and celebrates excellence. Innovate Boldly: Leverage data and technology to challenge the status quo in Nigeria’s financial services

Location: Dubai, United Arab Emirates Join Müller's Solutions as a Treasury Manager specializing in Core Finance. In this pivotal role, you will oversee and manage the treasury functions of our organization, ensuring effective liquidity management, cash flow forecasting, and risk assessment. Your expertise will be essential in guiding financial strategies that maximize our financial performance. Responsibilities: Should be available to visit the client daily (Dubai). Should have at least 3 projects where he/she has completed end-to-end. Experience in Real estate or similar industry is preferrable. Business Consulting skills is must Should be able to lead design of processes, discuss business process improvements based on new releases of SAP S/4 HANA and best practices Should have experience of handling WRICEF requirements and FSDs preparation. Should have experience of doing / recommending configuration , master data migration, defining cutover strategies in his area . Should have minimum 8 years of experience on SAP Treasury and related integration as mentioned in the below table. Should have solid knowledge in Core finance Treasury and Risk, Trade Finance ,Debt and Investments ,Bank Guarantee, Investments Management, Loan Management. Requirements Requirements: Bachelor's degree in Finance, Accounting, Business Administration, or a related field. Master’s degree or relevant certifications (such as CTP or CFA) preferred. Minimum of 7 years of progressively responsible experience in treasury management or finance roles. Strong understanding of cash management, risk management, and treasury operations. Proven experience in managing banking relationships and financing arrangements. Excellent analytical and quantitative skills, with a strong ability to analyze complex financial data. Proficiency in treasury management systems and financial modeling tools. Outstanding communication and interpersonal skills to work effectively with cross-functional teams. Demonstrated leadership abilities and experience managing teams. Strategic mindset with a focus on improving business processes and financial performance.

Location: Ikoyi, Nigeria Strategy & Execution: Develop and implement efficient loan collection strategies tailored to a digital lending environment. Segment loan portfolios and prioritize collection actions based on risk exposure and customer behavior. Design and monitor automated workflows and digital touchpoints (e.g., SMS, email, app notifications) for collections. Team Management: Supervise and coach collections officers and agents to meet collections targets. Monitor team performance and provide regular feedback and training. Process Optimization: Leverage technology, including CRM tools, AI, and analytics platforms to track loan delinquencies and optimize collection efficiency. Collaborate with product, tech, and data teams to continuously refine collections processes. Customer Engagement: Handle escalated customer issues with professionalism and tact. Develop user-friendly repayment plans and negotiate settlements where appropriate. Reporting & Compliance: Maintain accurate records of interactions, payments, and commitments. Ensure compliance with regulatory requirements and internal policies. Provide regular reports and insights to management on portfolio performance, trends, and risks. Requirements Bachelor’s degree in Finance, Business Administration, Economics, or related field. Minimum 5 years of experience in collections or credit recovery, with at least 2 in a digital lending or fintech environment. Strong leadership and team management skills. Proficient in the use of digital collection tools, CRMs, and Excel/data analytics platforms. Excellent communication, negotiation, and customer service skills. Familiarity with local financial regulations and microfinance operations. Preferred Qualifications: Experience with loan management systems (LMS) and digital banking platforms. Certification in credit management or debt recovery. Excellent skills in Microsoft office Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.