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Location: Ikoyi, Nigeria About Renmoney Renmoney is a leading Nigerian fintech dedicated to making financial inclusion a reality for millions of under-banked individuals and small business owners. We deliver innovative loan, savings, and fixed deposit solutions, striving to be the most convenient lending company with outstanding customer experiences. Join our passionate team to build simple, accessible financial products that empower emerging and middle-class customers, including informal entrepreneurs. Role Purpose As the Senior Product Manager for Offline Lending, you will own the vision, strategy, and end-to-end delivery of personal and self-employed loan products in Nigeria’s offline market. You’ll drive Renmoney’s mission of financial inclusion by creating customer-centric credit solutions for under-served segments, such as micro-entrepreneurs and salaried workers, through offline channels like field agents and branches. Balancing strategic leadership with hands-on execution, you’ll translate market insights and field intelligence into impactful products that grow Renmoney’s offline lending portfolio. Key Responsibilities Product Strategy & Vision: Define and own the product roadmap for offline personal and self-employed loans, aligning with Renmoney’s goal of accessible finance. Identify market opportunities and competitive differentiators for under-banked segments, crafting a compelling strategy to drive portfolio growth. Customer-Centric Design: Act as the voice of the customer by conducting field research (interviews, focus groups, surveys) to understand borrower needs, especially for informal entrepreneurs. Collaborate with UX and operations teams to design intuitive, compliant loan products. Product Lifecycle Management: Lead the product development cycle from ideation to launch and optimization. Draft requirements, prioritize features, and drive Agile execution, iterating based on performance data and customer feedback. Cross-Functional Collaboration: Partner with Engineering, Credit/Risk, Operations, Marketing, and Finance to deliver scalable, compliant products. Align features with Nigeria’s regulatory requirements and Renmoney’s risk policies. Sales & Field Partnership: Work closely with sales and field teams to translate on-the-ground insights into product enhancements. Support customer acquisition and agent training to ensure product-market fit. Data-Driven Decisions: Define and track KPIs (e.g., loan approval rate, portfolio yield, repayment rates, customer acquisition cost). Use analytics to optimize products and report performance to stakeholders. Agile Execution: Drive Agile processes (sprint planning, stand-ups, retrospectives), manage the product backlog, and remove blockers. Balance strategic planning with hands-on sprint deliverables. Leadership & Mentorship: Mentor junior product managers and lead a product delivery squad, fostering collaboration, innovation, and accountability. Qualifications 5+ years of product management experience, with 3+ years in lending or financial services, ideally in offline or branch-based channels. Proven track record of delivering and scaling lending products in complex markets, preferably for under-banked segments (e.g., SMEs, micro-entrepreneurs). Bachelor’s degree in Business, Finance, Computer Science, or related field; MBA or advanced degree is a plus. Deep understanding of Nigeria’s credit ecosystem, offline lending landscape, and alternative credit data for informal borrowers. Expertise in Agile/Scrum methodologies, backlog management, and analytics tools (e.g., SQL, Excel). Strong analytical skills to break down complex problems and make data-driven decisions. Excellent communication and leadership to align cross-functional teams and influence without formal authority. Familiarity with sales/CRM platforms (e.g., Salesforce) to drive adoption. Passionate about financial inclusion, customer advocacy, and innovation. Proactive, detail-oriented, and thrives in a fast-paced fintech environment. Requirements A passionate and experienced product leader with a minimum of 5 years in financial services product management, ideally focused on lending products. A strategic thinker with a deep understanding of lending products, market dynamics, and regulatory requirements in the Nigerian financial landscape (MBA or advanced degree a plus). A data whiz with a knack for translating insights into actionable product strategies. A natural collaborator with excellent communication and interpersonal skills to build strong relationships across teams. A customer champion with a dedication to delivering exceptional loan experiences for both salaried workers and self-employed individuals. Adept in product management tools and software. Benefits Make an Impact: Drive affordable credit solutions that transform lives for under-banked Nigerians. Grow with Us: Join a dynamic fintech with opportunities to lead, innovate, and shape the future of lending. Collaborative Culture: Work with a passionate, diverse team that values your ideas and celebrates excellence. Innovate Boldly: Leverage data and technology to challenge the status quo in Nigeria’s financial services

Location: Ikoyi, Nigeria Strategy & Execution: Develop and implement efficient loan collection strategies tailored to a digital lending environment. Segment loan portfolios and prioritize collection actions based on risk exposure and customer behavior. Design and monitor automated workflows and digital touchpoints (e.g., SMS, email, app notifications) for collections. Team Management: Supervise and coach collections officers and agents to meet collections targets. Monitor team performance and provide regular feedback and training. Process Optimization: Leverage technology, including CRM tools, AI, and analytics platforms to track loan delinquencies and optimize collection efficiency. Collaborate with product, tech, and data teams to continuously refine collections processes. Customer Engagement: Handle escalated customer issues with professionalism and tact. Develop user-friendly repayment plans and negotiate settlements where appropriate. Reporting & Compliance: Maintain accurate records of interactions, payments, and commitments. Ensure compliance with regulatory requirements and internal policies. Provide regular reports and insights to management on portfolio performance, trends, and risks. Requirements Bachelor’s degree in Finance, Business Administration, Economics, or related field. Minimum 5 years of experience in collections or credit recovery, with at least 2 in a digital lending or fintech environment. Strong leadership and team management skills. Proficient in the use of digital collection tools, CRMs, and Excel/data analytics platforms. Excellent communication, negotiation, and customer service skills. Familiarity with local financial regulations and microfinance operations. Preferred Qualifications: Experience with loan management systems (LMS) and digital banking platforms. Certification in credit management or debt recovery. Excellent skills in Microsoft office Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Location: Lagos, Nigeria As Product Design Lead, you will spearhead Renmoney’s design transformation, creating a cohesive design language that enhances customer trust and drives business growth. Leading a team of  product and brand designers, you will champion a scalable Renmoney Design System, deliver intuitive and accessible user experiences, and collaborate with Product, Marketing, and Engineering teams. Design Strategy & Leadership : Define and execute a design vision aligned with Renmoney’s mission to simplify financial services. Build, mentor, and lead a high-performing team of  designers, fostering creativity and user-centricity. Renmoney Design System : Develop and maintain a scalable design system (components, patterns, guidelines) to ensure consistency across digital platforms, in-store branding, and marketing materials. Enforce guidelines for internal teams and external partners. Brand Identity : Evolve Renmoney’s visual identity (logo, typography, color palette) for mobile apps, in-store signage, print materials, and digital campaigns. Manage relationships with external agencies to ensure brand consistency across all touchpoints. Product Design : Oversee UX/UI strategy for mobile apps, web platforms, and agent tools, delivering intuitive, accessible experiences for diverse users (e.g., instant loan users, SMEs, savers). Conduct user research and usability testing to refine customer journeys. Customer Insights : Integrate user feedback, behavioral data, and customer service insights to inform design priorities. Champion a culture of empathy and experimentation within the design team. Cross-Functional Collaboration : Partner with Product, Marketing, and Customer Experience teams to align design with business objectives and go-to-market plans. Collaborate with Engineering to ensure technical feasibility and seamless implementation. Innovation & Accessibility : Leverage emerging tools (e.g., AI-driven design, localization for Nigerian languages) to create scalable, inclusive experiences. Ensure all designs meet accessibility standards (e.g., WCAG compliance) and resonate with Nigeria’s diverse audience. Design Operations : Streamline design workflows, improve project velocity, and manage multiple projects with clear documentation. Coordinate with vendors and agencies for offline branding, digital campaigns, and print production. Executive Reporting : Present design strategies, progress, and outcomes to the CEO and executive leadership. Communicate design impact to board members and business stakeholders Requirements Experience : 7+ years in design roles, with 3+ years in a leadership position (e.g., Head of Design, Design Lead, Design Manager, Creative Director). Fintech, financial services, or product-led startup experience is a plus. Portfolio : A strong portfolio showcasing end-to-end design thinking across UX/UI, design systems, and consumer-facing branding. Technical Skills : Proficiency in Figma, Adobe Creative Suite (Illustrator, Photoshop, XD), user research tools, and collaborative platforms (e.g., Notion, Whimsical). Leadership & Collaboration : Proven ability to lead multidisciplinary teams, influence stakeholders, and drive strategic design impact. Fintech Awareness : Strong understanding of Nigeria’s financial services landscape, user behaviors, and accessibility needs. Education : Bachelor’s degree in Graphic Design, Interaction Design, Visual Communication, or a related field. Master’s degree or certifications are a plus. What Success Looks Like in 12 Months A fully adopted Renmoney Design System driving consistency across mobile, web, and offline channels. Improved Net Promoter Score (NPS) and brand consistency metrics. 50% reduction in design-to-development friction through clear documentation and workflows. A strong brand presence across agent locations, digital platforms, and marketing campaigns. A high-performing design team delivering with velocity and clarity. Benefits - Impact: Shape the face of digital banking in Nigeria by delivering intuitive and life-changing user experiences. - Ownership: Lead end-to-end product journeys with autonomy and measurable results. - Growth: Work in a data-driven, agile, and collaborative environment with opportunities to grow into senior leadership. - Flexibility: Hybrid work options, performance-based rewards, and a culture that values innovation, empathy, and diversity.

Location: Lagos, Nigeria As the Product Manager for Business Banking, you will spearhead the development and adoption of digital solutions to onboard and engage corporate clients on Renmoney’s web and mobile platforms. You’ll own the product vision for business banking, delivering features like business accounts, SME loans, bulk payments, and invoicing to meet the unique needs of Nigerian businesses. Collaborating with cross-functional teams, you’ll drive revenue growth, ensure regulatory compliance, and create intuitive user journeys that redefine SME banking. Job Description Product Strategy - define and own the product roadmap for business banking, aligning with Renmoney’s digital-first strategy and SME growth objectives. Propose innovative features like cash flow tools or API integrations to stay ahead of market trends. Corporate Onboarding - Design seamless digital onboarding journeys for SMEs and corporate clients on web and mobile, ensuring compliance with KYC/AML, CBN, NDIC, and NIBSS regulations. Optimize conversion rates across funnels. Feature Development - Lead end-to-end development of high-impact features (e.g., business account dashboards, user role management, bulk payments, invoicing, transaction insights, SME loans). Test and scale solutions with engineering and design teams. Stakeholder Collaboration - Partner with Engineering, Design, Compliance, Risk, Sales, and Distribution to align features with client needs. Work with Ops and Customer Service to ensure backend scalability and support. Analytics & Iteration - Leverage customer feedback, funnel data, and tools like Amplitude to drive decisions. Run A/B tests to improve adoption, engagement, and retention. Track KPIs like transaction volume and feature usage. Regulatory Alignment - Ensure all products comply with Nigerian financial regulations. Participate in risk reviews and policy formulation to maintain trust and security. Adoption & Growth - Collaborate with Sales to drive client acquisition and engagement. Optimize user journeys to boost business account activations and transaction volumes. Requirements 4+ years in product management, with 2+ years in SME/business banking, fintech, or digital financial services Proven success launching digital onboarding or transaction products Strong knowledge of SME financial needs (e.g., lending, payments, KYC, invoicing) Ability to translate business problems into technical requirements Excellent communication skills to engage diverse stakeholders Benefits Impact: Shape the future of business banking for Nigerian SMEs and corporates. Growth: Access professional development and career advancement in a fast-growing fintech. Culture: Work in a collaborative, innovative team with hybrid flexibility. Benefits: Enjoy competitive compensation, health insurance, and wellness programs.

Location: Lagos, Nigeria About Renmoney Renmoney is a leading Nigerian fintech on a mission to make financial inclusion simple, accessible, and rewarding. As we scale our digital presence, we’re looking for a talented Product Manager to own and drive the user experience across our mobile app and web platforms, ensuring our customers enjoy frictionless access to loans, savings, bill payments, transfers, and account management features. Role Summary The Product Manager for Front-End Channels will lead the strategy, execution, and continuous optimization of Renmoney’s Mobile and Web customer-facing platforms. You will work with cross-functional squads — including engineering, design, QA, marketing, and business stakeholders — to create intuitive and delightful digital journeys that drive engagement, conversion, and revenue growth. Key Responsibilities Product Strategy & Vision - Define and champion a compelling product vision for Mobile and Web channels, aligned with Renmoney’s business goals of increasing customer acquisition, retention, and transaction volume. UX Optimization - Lead UI/UX revamps to improve usability, accessibility, and inclusiveness, especially for non-tech-savvy users. Partner with design to ensure consistency, performance, and visual appeal. Execution & Delivery - Own the product backlog. Prioritize features, manage sprints, and coordinate across Engineering, QA, DevOps, and BA teams to deliver timely, high-quality updates. Customer-Centric Design - Use customer feedback, usability testing, and behavioral analytics to optimize onboarding, in-app navigation, and key feature adoption. Conversion & Engagement - Drive improvements in loan funnel conversion, savings engagement, and transaction completion. Proactively reduce drop-offs and increase session stickiness. Cross-functional Collaboration - Collaborate with Lending, Banking, Risk, Customer Service, and Marketing teams to ensure platform scalability, compliance, and readiness for new initiatives. Compliance & Regulation - Ensure all front-end features meet Nigerian fintech regulatory and data privacy standards. - Advocate for inclusive design to drive financial access. Release Management - Plan and coordinate beta rollouts, production deployments, and emergency hotfixes in collaboration with DevOps and QA. Product Analytics - Define and monitor KPIs — including activation, MAU/WAU, churn, drop-off points — using tools like Firebase, Mixpanel, and Google Analytics Requirements 5+ years of Product Management experience in fintech or digital banking; 3+ years managing mobile/web platforms with proven outcomes in user growth and engagement. Technical Exposure - Understanding of REST APIs, mobile/web architecture, analytics integration, and Agile methodologies. Tools Proficiency - JIRA, Confluence, Figma, Miro, Productboard (or equivalent), Firebase/Mixpanel, Google Analytics. SQL is a plus. Bachelor’s in Computer Science, Engineering, Finance, or related field. MBA or Product certifications (e.g., Pragmatic, AIPMM) is a plus. Soft Skills - Strong ownership mindset, analytical thinking, storytelling ability, cross-functional leadership, and stakeholder influence at C-level. Key Performance Indicators (KPIs) - Mobile App Conversion Rates (Loan Applications, Savings, Bill Pay) - Weekly & Monthly Active Users (WAU, MAU) - Onboarding Funnel Completion Rate - Customer Retention & Churn (Mobile & Web) - App Store Ratings and Reviews - Page Speed, Uptime, and Hotfix Delivery Time Benefits - Impact: Shape the face of digital banking in Nigeria by delivering intuitive and life-changing user experiences. - Ownership: Lead end-to-end product journeys with autonomy and measurable results. - Growth: Work in a data-driven, agile, and collaborative environment with opportunities to grow into senior leadership. - Flexibility: Hybrid work options, performance-based rewards, and a culture that values innovation, empathy, and diversity.

Location: Lagos, Nigeria As the Business Analyst for Front-End Channels, you will bridge the gap between user needs and execution, ensuring Renmoney’s mobile app and web platforms deliver intuitive, seamless, and high-performing user experiences. You’ll collaborate closely with Product Managers, Engineers, and Designers to gather business requirements, drive data-driven decisions, and support sprint delivery. You will also act as the Scrum Master for the Mobile/Web Squad, owning the Agile delivery process end-to-end. This role is central to achieving business growth by improving user conversion, increasing engagement, and delivering best-in-class digital experiences Key Responsibilities Requirements Gathering: Collaborate with stakeholders to elicit, document, and prioritize business and user requirements. Translate them into actionable user stories and BRDs. Agile Delivery: Lead sprint ceremonies including planning, stand-ups, reviews, and retrospectives. Manage Jira backlog, velocity tracking, and delivery timelines. Data Analysis: Analyze user behavior (e.g., click-through rates, session flows, drop-off points) via Firebase and internal dashboards to uncover UX gaps and insights. User Journey Optimization: Map and optimize digital journeys across mobile and web, targeting friction reduction and improved conversion rates. Documentation: Create and maintain clear user stories, acceptance criteria, flowcharts, and decision logs using Confluence or Notion. Product QA/UAT Support: Coordinate UAT sessions and ensure new features meet business requirements and regulatory standards. UX/Design Collaboration: Partner with Product Designers to review wireframes, improve UI flows, and implement features like searchable dropdowns and better onboarding states. Market Monitoring: Benchmark competitor UX patterns and trends to inform feature improvements and innovation Requirements Experience: 3+ years of experience in business analysis, product analysis, or similar roles within fintech, e-commerce, or digital platforms. Educational Background: Bachelor’s degree in Business, Engineering, Information Systems, or related field. Certifications in Agile/Scrum or Business Analysis are a strong plus. Analytical Tools: Proficiency in Excel and dashboard tools (e.g., Power BI, Tableau). SQL and Firebase experience preferred. Documentation Tools: Jira, Confluence, Notion, Figma, Balsamiq or similar tools. Soft Skills: Detail-oriented, problem-solving mindset, strong facilitation skills, and excellent verbal and written communication. Agile Experience: Proven experience running Agile ceremonies and managing sprint cycles in a cross-functional product squad. Market Familiarity: Understanding of digital banking and user behavior in Nigeria or similar emerging markets KPIs Accuracy and completeness of BRDs and User Stories Sprint Velocity and Timely Delivery UAT Issue Resolution Time Documentation Quality and Stakeholder Feedback Quality of insights generated from user behavior data Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges. Shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary plus performance bonuses and health benefits. Thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools. Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Location: London; New York; Singapore; Dubai Workplace: OnSite Role Taptap Send is looking for a seasoned, strategic operator to join as a Founders Associate. You'll work directly with our Founder and senior leadership, owning high-stakes, cross-functional projects that will define the future of the business. From the very start, you'll be in the driver's seat—crafting strategy, steering execution, and making an immediate impact.  Every day, we’re moving billions of dollars across continents, serving diasporas in dozens of countries, and navigating the beautifully complex world of international finance. As we grow, we need someone who thrives in ambiguity, moves fast, and brings both analytical firepower and relentless execution to the table. This isn’t a role for the sidelines—it’s for builders who want to operate at the heart of a company scaling globally with urgency and purpose. Why now? Taptap Send is at a pivotal inflection point—our user base is growing rapidly, new markets are opening up, and the challenges we face are more complex and exciting than ever. As a Founders Associate, you’ll be trusted with some of our most pressing and high-leverage opportunities. You’ll have close proximity to Leadership, exposure to every part of the business, and the chance to help architect the systems, processes, and strategy that will power our next stage of growth. Responsibilities - Own and lead strategic initiatives across the company—scoping opportunities, building execution plans, and delivering results - Partner with cross-functional teams (Product, Finance, Ops, Legal, etc.) to turn strategy into reality - Design and improve key business processes and systems - Support prioritization and resourcing across major initiatives with executive leadership - Conduct high-quality analysis using SQL, Excel, and other tools to support decision-making - Collaborate with product and engineering teams to build internal tools that drive efficiency and scalability - Help shape internal operating cadence, tracking KPIs and ensuring accountability Requirements - 6-10 years of experience in a high-performing, analytical environment (consulting, biz ops, startup/scale-up, or similar) - Proven track record of taking initiatives from concept to execution - Strong analytical skills; comfortable working with SQL, Excel, and data visualization tools - Excellent communication and stakeholder management skills - “Owner mindset” – thrives on responsibility and is equally comfortable in the weeds or thinking big-picture - Bias for action and instinct to simplify complex problems - Nice to have: fluency in languages beyond English, experience working in global or emerging markets About Us   We’re building the world’s leading cross-border fintech for emerging markets - empowering families, fuelling local economies, and changing how millions access financial services.   Since our launch in 2019, we have transformed how money moves across borders with our operations spanning 6 out of 7 continents and covering both the busiest and most underserved (remittance) corridors. We tapped into a massive shift - from banks to phones - bringing digital finance to places where traditional systems never reached. The next stage of growth will fuel a network of services and products especially designed to make money more accessible to diaspora communities including local cards, and additional savings and payments features.   We’re growing fast, backed by world-class investors, and scaling a product that blends real world impact with cutting edge fintech innovation.   Here’s a little more: - Founded by Harvard grads and 3-time founders who previously built Segovia (acquired) and GiveDirectly (>$300M revenue, fastest-growing NGO in the world) - Backed by top investors including Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound, Wamda, and more - Built by global top performers from Bain, Google, McKinsey, Uber, Checkout, Bolt, and beyond - we move fast, stay humble, and care deeply about our mission - Truly global team - 250+ people, 50+ nationalities, 50+ languages - Guided by our values - ownership, impact, humility, and heart - in deed, not just word   TAPTAP VALUES https://www.taptapsend.com/our-values Impact first Team next Accept reality Propose solutions Win with grit Be proactively candid, with yourself and others Love the particular Own it Create positive energy Maybe, even have fun   Taptap Send is an equal opportunity employer dedicated to building an inclusive and diverse workforce. All employment decisions are decided on the basis of qualifications, experience and business need. We strongly encourage applications who are members of underrepresented communities to apply. If you require reasonable adjustments to be made during the recruitment process, please do not hesitate to let us know. Any information you provide us in this respect will only be used to accommodate your requirements. Note: we recognize imposter syndrome is real - any candidate that does not perfectly fit every characteristic of this role is still strongly encouraged to apply.

Location: Lagos, Nigeria; Russia We are looking for a Data Science Manager with a strong background in managing data-driven solutions to lead a high-performing DS team within the banking sector. This role combines ML expertise, team leadership, and cross-functional communication, with a focus on scorecard development, model performance, and portfolio risk monitoring. Responsibilities Advanced ML-modeling and data-exploration: ensembles and AI-algorithms, AI-initiatives management, external AI-services integration. Focus on models and solutions for: credit, fraud, marketing, collection and contact strategies, text, speech and behavioral analytics, dynamic pricing and limits. Stakeholders' expectations management: communication with risk (portfolio) team, collection team, other business units on score-modelling and backlog prioritization, task clarification. DS-team management: recruitment, training, performance improvement, scrum-servicing, task-management. Improvement DS-team communication with consumers and business needs understanding. Environment, process and tools management: git, Jira board, Confluence content, Agile rituals. ML-data management: colabration with DWH-team; data-availability, reliability and quality assessment; new/existent data-sources integrations support and management, data-flow stability control, feature-store administation. ML-model lifecycle management: from business needs identification to "sell", deployment and production-test stage. ML-models stability monitoring and quality control, reassessment and proactive quality improvement (re-calibration/ re-building). Knowledge management: Maintain up-to-date project documentation, implement standards, control discipline and maintain actuality for confluence descriptions, feature-store meta-data, git documentation, internal experience sharing and handover, new methodologies and tools review and implementation. Requirements Demonstrated experience working in fintech or banking, especially within emerging markets. Hands-on experience developing ML scoring models for text, speech, behavioral analytics, and dynamic modeling in card businesses. Strong programming skills in Python and SQL for data analysis, modeling, and automation. Proven experience with machine learning techniques, including: Regression, classification, ranking, boosting Graph-based models, neural networks, NLP, and large language models (LLMs) Solid understanding and practical implementation of AI concepts and systems. Familiarity with MLOps, including data pipelines, model deployment, and productionizing machine learning solutions. Experience with cloud computing platforms, especially AWS (highly preferred). Proficiency with BI and data visualization tools such as PowerBI, Excel, Tableau, or Grafana. Prior exposure to risk management or analytics, particularly within the cards or payments space. Strong grasp of Agile and Scrum methodologies in a data or engineering environment. Excellent communication and presentation skills, with the ability to simplify complex data concepts for both technical and non-technical audiences. Fluent in spoken English.

Location: Mexico City, Mexico; Santiago, Chile; Panama; São Paulo, Brazil; Montevideo, Uruguay; Bogota, Colombia Workplace: remote At TechBiz Global, we are providing recruitment service to our TOP clients from our portfolio. We are currently seeking a Business Analyst (Pre-Sales & Delivery) to join one of our clients' teams. If you're looking for an exciting opportunity to grow in a innovative environment, this could be the perfect fit for you. We are seeking a highly experienced and skilled Business Analyst to lead our pre-sales efforts and play a crucial role in project delivery. This role focuses on managing the pre-sales cycle, including requirements analysis, solution design, proposal development, client negotiations, and successful deal closure. Post-sale, the Business Analyst will act as the Single Point of Contact (SPOC) between the client and project team, ensuring smooth execution, client training, and project success. The ideal candidate will have at least 7 years of experience as a Developer Lead, Business Analyst, Project Coordinator, or Project Manager , with at least 3 years in the U.S. market . A strong understanding of the Software Development Lifecycle (SDLC) , especially in custom application development on cloud platforms , is essential. Expertise in AI, ML, and Blockchain technologies is highly valued. Strong leadership in pre-sales and project delivery, coupled with an agile mindset and excellent communication skills, is key to success in this role. Key Responsibilities: Pre-Sales Activities: Requirements Analysis: Engage with clients to understand business needs, technical challenges, and strategic objectives. Documentation: Develop Business Requirements Specifications (BRS), System Requirements Specifications (SRS), UML diagrams, and solution architecture documents. Solution Design: Collaborate with sales and technical teams to craft tailored solutions using cloud technologies, AI, ML, and Blockchain. Solution Presentation & Demonstration: Lead presentations and demonstrations of proposed solutions, showcasing business and technical value. Proposal Development: Create detailed proposals outlining scope, timelines, deliverables, and pricing. Client Negotiations: Oversee negotiations regarding project scope, pricing, timelines, and deliverables. Sales Target Achievement: Partner with the sales team to meet and exceed pre-sales targets. Post-Sale Activities: Project Handover: Act as SPOC between the client and project team for seamless transition and alignment on deliverables. Project Planning & Documentation: Work with project managers to develop plans, assist in SRS creation, and review project-related documentation. Upselling & Cross-Selling: Identify opportunities for additional services during project execution. Objection Handling: Address client concerns promptly to ensure satisfaction. Phase & Milestone Delivery: Monitor project progress, ensuring timely and successful completion. Client Training: Conduct training sessions to ensure effective solution adoption. Experience: Minimum 7 years in a Developer Lead, Business Analyst, Project Coordinator, or Project Manager role, with 3+ years in the U.S. market . Technical Expertise: Hands-on experience in custom application development, particularly on AWS and Google Cloud . Proficiency in technologies such as Node.js, Python, React.js, Next.js, React Native, Flutter, MySQL, PostgreSQL, MariaDB, DynamoDB, Serverless Architecture, and Microservices . Government Regulations Knowledge: Strong understanding of U.S. Government and State regulations in areas like financial compliance, AML, KYC, digital identity verification, investor verification, payment processing (ACH, Credit Card), cryptocurrency regulations, taxation laws, healthcare, fintech, and privacy laws . SDLC Knowledge: Expertise in Agile methodologies and project management principles. Documentation Skills: Ability to create and manage BRS, SRS, UML diagrams, and solution architecture documentation. Pre-Sales Leadership: Proven success in leading pre-sales efforts and closing deals. Communication & Relationship Building: Strong verbal and written communication skills. Project Management Skills: Experience in Agile environments, ensuring successful project delivery. Preferred: PMP certification or similar project management credentials.

Location: ikoyi, Nigeria About Renmoney: Renmoney is a leading Nigerian fintech company dedicated to transforming financial inclusion through innovative lending, savings, and banking solutions. Powered by cutting-edge technology and data-driven insights, we craft exceptional user experiences that empower millions of customers to achieve financial freedom. Role Overview : As a Senior Product Designer at Renmoney, you’ll spearhead the design strategy and execution for our digital financial products, including mobile apps, web platforms, and internal tools. Collaborating with Product Managers, Engineers, and key stakeholders, you’ll deliver intuitive, impactful designs that boost customer satisfaction, drive product adoption (e.g., achieving 20%+ growth in user engagement), and fuel business success. Key Responsibilities: Own the end-to-end user experience and interface design for Renmoney’s digital products and front-end channels delivering solutions that  increase user acquisition, engagement and retention Partner with Product Managers and Engineers to transform business goals into user-centric designs, consistently shipping  high-impact product features. Conduct user research, usability testing, and iterate based on insights to refine designs, targeting a 90%+ user satisfaction score. Create wireframes, interactive prototypes, and pixel-perfect visual designs using tools like Figma. Maintain and evolve our design system to ensure consistency across platforms. Advocate for design thinking and user-first principles across the organization. Mentor  junior designers, helping them grow into confident contributors. Requirements Bachelor’s degree or equivalent in Design, Human-Computer Interaction (HCI), or a related field. 5+ years of professional experience in product design or UX/UI, ideally in fintech, banking, or tech-driven industries. A robust portfolio showcasing digital/mobile design projects with measurable outcomes (e.g., improved conversion rates or user engagement). Proficiency with design tools like Figma, Adobe XD, or Sketch. Proven experience thriving in agile, cross-functional teams. Exceptional communication skills to articulate design rationale to diverse stakeholders. Skills & Competencies: Expertise in UX/UI principles, user research, and scalable design systems. Sharp eye for detail, paired with creative and analytical problem-solving. Ability to juggle user needs, business objectives, and technical feasibility with finesse. Strong leadership and mentorship skills to elevate team performance. Benefits Shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary plus performance bonuses and health benefits. Thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools. Join a diverse, inclusive team where all voices are valued, and professional growth is a priority. Our Commitment: At Renmoney, we’re building a workplace that reflects the diversity of the communities we serve. We welcome applicants of all backgrounds and are committed to fostering an equitable, inclusive environment. If you’re passionate about designing digital experiences that transform lives, apply today!

Location: New York, NY (HQ); San Francisco, CA Workplace: Hybrid ABOUT RAMP Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome. The median Ramp customer saves 7.5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same. If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it. About the Role Ramp's Enterprise CSMs don't manage accounts — they transform how companies run their finances. This is a role for people who have been inside large organizations when change was hard, who speak the language of a CFO, and who already use AI the way surgeons use instruments: not occasionally, not as an experiment, but as the default way they work. You'll be embedded in Ramp's enterprise accounts, responsible for driving genuine workflow transformation — not just onboarding completion. What You'll Do - Lead enterprise customers through the full transformation journey — from implementation through agentic workflow adoption — with clear accountability for time-to-value and measurable business outcomes - Build and own the change management strategy for each account: map stakeholders, diagnose resistance, build internal coalitions, and drive adoption past the finish line - Quantify and communicate Ramp's impact in the language CFOs and Controllers care about — close cycle improvement, spend visibility, variance reduction, and ROI — not just product usage metrics - Run executive-level stakeholder management across multiple layers of a customer org, including C-suite relationships you own independently - Use AI tools daily to prepare for customer calls, build materials, synthesize data, identify account risk, and operate at a pace traditional methods can't match - Help customers understand and adopt Ramp's agentic finance capabilities — positioning new workflows not as features, but as fundamental changes to how their finance team operates - Partner with Account Executives and Technical Consulting to deliver seamless implementations and expand Ramp's footprint within accounts - Bring customer insight back to Product — surfacing patterns, gaps, and opportunities from your accounts to shape how Ramp evolves - About 30% travel expected Must-Haves - Enterprise change management — You've driven workflow adoption inside complex organizations, navigated real resistance from real stakeholders, and have measurable results to show for it. Finance or fintech context is a plus but not required. - ERP system fluency — You're comfortable working within and around major ERP platforms (NetSuite, SAP S/4HANA, Workday, Sage Intacct, or similar). You understand how these systems structure financial data, where integrations typically break, and how workflow changes ripple through an ERP-centric finance stack. This fluency is what lets you speak credibly to Controllers and finance ops teams about how Ramp fits into their existing systems of record. - AI fluency as a daily habit — You already use AI tools habitually in your work. You use them to prep for calls, synthesize information, build customer-facing materials, and automate repetitive tasks. This is how you work, not something you're exploring. Ramp is a builder culture: if you don't instinctively reach for AI before doing things manually, this role will be a hard adjustment. - Financial impact communication — You can walk a CFO through the business case for a workflow change, connect implementation milestones to P&L outcomes, and run executive updates in financial terms, not product terms. A finance background is not required — fluency is. - Technical acumen — You can hold your own in conversations with Product and Engineering on integrations, APIs, and workflow architecture. You don't need to code, but credibility in technical conversations is what earns you a seat at the table with the full customer stakeholder group. - 7+ years in enterprise customer success or implementations — You’ve spent enough time navigating complex organizations and senior stakeholders that it’s second nature. You know how to move an enterprise, not just support one. Nice-to-Haves - Agentic workflow experience — You've helped customers adopt AI-powered or agentic workflows at scale. You understand what friction looks like in practice and what makes transformation actually stick. - Finance domain depth — Exposure to FP&A, accounting software ecosystems (Netsuite, Sage, QuickBooks, Xero), expense management, or CFO-adjacent workflows. Accelerates credibility with Ramp's customer base. - Demonstrated commercial impact — You can point to expansion, retention, or time-to-value outcomes with specific metrics attached — not described in general terms. - Background at an AI-first or AI transformation company — not just a company that uses AI, but one where rethinking workflows around it was part of the product or culture - High-growth or startup experience (comfort operating in ambiguity and rapid change) - C-suite relationships built and maintained independently, without relying on a sales counterpart For candidates located in NYC or SF, the pay range for this role is $163,000 - $262,000. For candidates located in all other locations, the pay range for this role is $147,000- $236,000. BENEFITS AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL) - Flexible PTO - Centralized home-office equipment ordering - Health and wellness stipend - Budget for intra-office travel - Weekly coffee stipend UNITED STATES - 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents - One Medical annual membership - 401(k), including employer match on contributions made while employed by Ramp - Fertility HRA (up to $10,000 per year) - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay - Pet insurance - In-office perks: lunch, snacks, drinks, and more - Relocation expense coverage to NYC or SF (if needed) CANADA - Group medical, dental, and vision coverage through Sun Life - Life, AD&D, and disability coverage - Fertility drug coverage (up to $4,000 lifetime) - Group Retirement Plan with employer match (RRSP + DPSP) - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay - Employee Assistance Program and virtual care through Lumino Health UNITED KINGDOM - Private medical insurance through Freedom Elite - Virtual GP and at-home care via eMed x Livi - Workplace pension through Penfold, with salary sacrifice option - Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay REFERRAL INSTRUCTIONS If you are being referred for the role, please contact that person to apply on your behalf.   OTHER NOTICES Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.   Beware of recruiting scams: Ramp will only contact you through official @Ramp.com http://Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.   Ramp Applicant Privacy Notice https://ramp.com/legal/applicant-privacy-notice

Location: Chihuahua, Mexico ¡Únete a Plata Card y forma parte de la revolución financiera que está cambiando México! Plata es un banco digital que revoluciona la banca con servicios financieros más justos, simples y centrados en las personas. En Plata Card combinamos tecnología, propósito y agilidad para ofrecer productos financieros accesibles y confiables. ¿Qué harás? Liderar, acompañar y desarrollar a un equipo de Brand Ambassadors en campo. Dar seguimiento diario y semanal a los indicadores de desempeño del equipo, como CR, BAF, iBAF, seguros, QA, Plata+ y venta cruzada. Detectar desviaciones, tendencias, malas prácticas y oportunidades de mejora; implementar acciones correctivas de forma oportuna. Supervisar el cumplimiento de políticas, procesos y estándares de operación. Capacitar, dar mentoría y retroalimentación continua al equipo para fortalecer sus habilidades y resultados. Planificar actividades, asignar prioridades y asegurar el cumplimiento de plazos y metas. Reportar incidencias operativas y de personal de manera oportuna, manteniendo comunicación con las áreas involucradas. Llevar el control y trazabilidad de tarjetas, teléfonos y demás herramientas asignadas al equipo, previniendo faltantes y asegurando su recuperación ante movimientos o bajas. Mantener visibilidad de la operación, cobertura, inventario, riesgos y desempeño de las zonas asignadas. ¿Qué buscamos? Bachillerato concluido. Al menos 1 a 2 años de experiencia liderando equipos operativos, comerciales o de ventas, preferentemente en campo. Experiencia en ventas cara a cara, colocación de productos o servicios y atención al cliente. Experiencia dando seguimiento a KPIs y tomando acciones para mejorar resultados. Manejo de Excel: bases de datos, cruces de información y tablas dinámicas. Conocimiento de herramientas de seguimiento de desempeño y métricas. Inglés básico. Medio de transporte propio (auto o motocicleta) y disponibilidad para trasladarte en la ciudad. Deseable experiencia en banca, fintech o instituciones financieras. Competencias clave Liderazgo y desarrollo de equipos. Enfoque a resultados y disciplina operativa. Pensamiento analítico y resolución de problemas. Comunicación efectiva, firmeza y capacidad para dar retroalimentación. Organización, priorización y seguimiento de múltiples actividades. Adaptabilidad a cambios y a un entorno dinámico. Inteligencia emocional y capacidad para manejar conversaciones difíciles. Ofrecemos Sueldo base más esquema de bonos. Apoyo de transporte de $1,000 MXN mensuales. Prestaciones de ley desde el ingreso. Seguro de Gastos Médicos Mayores. Seguro de vida. Oportunidad de crecimiento y desarrollo dentro de una compañía innovadora. Participación en la construcción y mejora de procesos operativos de un banco digital en crecimiento. Horario Lunes a viernes: 9:00 a.m. a 6:00 p.m. Sábado: 9:00 a.m. a 2:00 p.m. Descanso fijo en domingo.

Location: Torreón, Mexico ¡Únete a Plata Card y forma parte de la revolución financiera que está cambiando México! Plata es un banco digital que revoluciona la banca con servicios financieros más justos, simples y centrados en las personas. En Plata Card combinamos tecnología, propósito y agilidad para ofrecer productos financieros accesibles y confiables. ¿Qué harás? Liderar, acompañar y desarrollar a un equipo de Brand Ambassadors en campo. Dar seguimiento diario y semanal a los indicadores de desempeño del equipo, como CR, BAF, iBAF, seguros, QA, Plata+ y venta cruzada. Detectar desviaciones, tendencias, malas prácticas y oportunidades de mejora; implementar acciones correctivas de forma oportuna. Supervisar el cumplimiento de políticas, procesos y estándares de operación. Capacitar, dar mentoría y retroalimentación continua al equipo para fortalecer sus habilidades y resultados. Planificar actividades, asignar prioridades y asegurar el cumplimiento de plazos y metas. Reportar incidencias operativas y de personal de manera oportuna, manteniendo comunicación con las áreas involucradas. Llevar el control y trazabilidad de tarjetas, teléfonos y demás herramientas asignadas al equipo, previniendo faltantes y asegurando su recuperación ante movimientos o bajas. Mantener visibilidad de la operación, cobertura, inventario, riesgos y desempeño de las zonas asignadas. ¿Qué buscamos? Bachillerato concluido. Al menos 1 a 2 años de experiencia liderando equipos operativos, comerciales o de ventas, preferentemente en campo. Experiencia en ventas cara a cara, colocación de productos o servicios y atención al cliente. Experiencia dando seguimiento a KPIs y tomando acciones para mejorar resultados. Manejo de Excel: bases de datos, cruces de información y tablas dinámicas. Conocimiento de herramientas de seguimiento de desempeño y métricas. Inglés básico. Medio de transporte propio (auto o motocicleta) y disponibilidad para trasladarte en la ciudad. Deseable experiencia en banca, fintech o instituciones financieras. Competencias clave Liderazgo y desarrollo de equipos. Enfoque a resultados y disciplina operativa. Pensamiento analítico y resolución de problemas. Comunicación efectiva, firmeza y capacidad para dar retroalimentación. Organización, priorización y seguimiento de múltiples actividades. Adaptabilidad a cambios y a un entorno dinámico. Inteligencia emocional y capacidad para manejar conversaciones difíciles. Ofrecemos Sueldo base más esquema de bonos. Apoyo de transporte de $1,000 MXN mensuales. Prestaciones de ley desde el ingreso. Seguro de Gastos Médicos Mayores. Seguro de vida. Oportunidad de crecimiento y desarrollo dentro de una compañía innovadora. Participación en la construcción y mejora de procesos operativos de un banco digital en crecimiento. Horario Lunes a viernes: 9:00 a.m. a 6:00 p.m. Sábado: 9:00 a.m. a 2:00 p.m. Descanso fijo en domingo.

Location: Remote - European Region Workplace: hybrid Coinspaid Dev is the engineering brand behind the technology, infrastructure, and R&D expertise built within Coinspaid. With more than 120 engineersand over 11 years of industry experience, Coinspaid Dev brings together software engineering, infrastructure, security and R&D teams with experience building distributed systems and blockchain infrastructure operating across more than 20 blockchain networks. Coinspaid Dev emerges as an independent engineering brand with a straightforward mission: to advance blockchain infrastructure engineering and contribute practical expertise back to the industry. The structure is new. The experience behind it is not. Your future responsibilities and day-to-day tasks will be: Development of new features and support of existing ones Work with complex business logic within fintech products Improvement and development of the project, including architecture, developer experience, codebase, etc Participation in code review processes for the codebase and the application as a whole Have the opportunity to participate in the development of different products Tasks estimation, participating in planning sessions Required Skills & Background: 4+ years experience as a Frontend developer in technologies JavaScript/Typescript and React Excellent knowledge of modern Javascript and Typescript (5+) Solid understanding and development experience in React 18+ and Redux (toolkit) ecosystem Experience in developing responsive web apps for desktop and mobile browsers with HTML, CSS, Material UI Deep understanding of modern web applications design architecture, good API design patterns, performance and scale Deep understanding and experience in creating software testing(unit, integration, components) Strong problem-solving skills and attention to detail Awareness of cross-browser compatibility issues and client-side performance considerations Exceptional problem solving and ability to work independently Experience working in an Agile environment Good level of spoken and written English and Russian Would be a plus: Knowledge of security best practices in software development Experience working on fintech projects Why join CryptoProcessing by Coinspaid You’ll be joining a company that is actively shaping its space – with enough scale to matter and enough room to make an impact. At Coinspaid, people are expected to think, contribute, and take ownership – and are supported in doing so. We focus on flexibility, wellbeing, and long-term growth – without overcomplicating how benefits work. Flexible Benefits Benefit Bar – up to €230/monthA flexible monthly budget you can use for what matters most to you – from sports and mental health to coworking, home office, or medical-related expenses. Work & Flexibility Fully remote work from almost anywhere Optional offices and relocation support Flexible, async-friendly environment Growth & Learning Budget for courses, certifications, and professional development Language learning support Cross-team learning and knowledge sharing Wellbeing & Support Medical insurance or reimbursement depending on location Access to mental health support Financial support for important life events Extras Merch shop with rewards system Team offsites and company events Sounds good? Well then, we can’t wait to see your resume! To learn more please visit: https://coinspaid.com/about-us/ & https://coinspaid.com/careers/

Location: Remote Workplace: Remote Blockstream https://blockstream.com/ was founded in 2014 by Dr. Adam Back https://en.wikipedia.org/wiki/Adam_Back and a group of fellow cryptographers and engineers who were passionate about Bitcoin and its potential to change the future of finance. Focusing on building fundamental Bitcoin infrastructure, Blockstream quickly became one of the industry's leading technology powerhouses. Blockstream is transforming traditional financial systems by equipping enterprises and consumers with Bitcoin-based solutions that enhance efficiency, security, and scalability. Our vision is to empower the world with tools that strengthen financial security, streamline everyday use, and unlock new opportunities for growth.  In pursuit of our expansive vision, we’ve built a full stack of innovative products on top of the Bitcoin protocol, from layer-2 projects like Liquid and Core Lightning, to end-user software and hardware wallets like Green and Jade. Our brand stands for innovation in the Bitcoin community, and we’re growing our team to accelerate the future. As a QA Engineer, you will be responsible for designing, implementing, and executing test strategies to ensure the stability and performance of our Bitcoin and blockchain-based applications. You will work closely with developers, product managers, and devops engineers to identify issues early, automate testing processes, and maintain high-quality standards for our products. What You Will Be Doing (Responsibilities): - Develop and execute: test plans, test cases, and test scripts for blockchain-based applications and APIs. - Design, implement, and maintain automated testing frameworks for functional, performance, and security testing. - Conduct manual and automate testing of transactions, wallets, payment systems, and decentralized applications. - Identity, document, and track defects using bug-tracking tools (e.g. Jira, GitHub). - Collaborate with developers to conduct feature reviews and ensure testability of new features. - Perform security testing to detect vulnerabilities in products. - Work closely with DevOps to integrate testing into CI/CD pipelines, and optimize test execution in cloud-based environments. - Conduct regression testing and maintain a robust suite of automated tests to prevent system failures. - Research and implement test practices for blockchain and fintech QA methodologies. What We Look For In You (Required Qualifications): - 2+ years in software quality assurance; preferably in fintech, blockchain, or security-focused industries. - Proficiency in automation testing frameworks. - Strong understanding of Bitcoin and blockchain technology. - Experience with API testing tools. - Knowledge of scripting languages. - Understanding of security testing methodologies, including penetration testing and vulnerability assessments. - Experience with performance testing tools. - Strong analytical and problem-solving skills. - Ability to work in a fast-paced, remote-first, and collaborative environment. - Excellent communication and documentation skills.   🔒 Stay Safe from Job Scams All official Blockstream communication will come from an @blockstream.com email address. We will never ask you to share sensitive information or purchase equipment during the hiring process. If in doubt, contact us at hr@blockstream.com. Learn more about avoiding job scams here https://consumer.ftc.gov/consumer-alerts/2022/05/want-work-home-spot-scams-first.

Location: Ukraine; Poland; Georgia; Armenia; Moldova, Republic of Description Intetics, a leading global technology company providing custom software application development, distributed professional teams, software product quality assessment, and “all-things-digital” solutions, is looking for a Senior Golang Developer to enrich its team with a skilled professional who will help drive innovation and deliver cutting-edge solutions. We specialize in high-performance backend development, cloud-native applications, distributed systems, and scalable microservices architectures . Our projects span across various industries, including IoT, cloud computing, fintech, AI-driven solutions, and real-time data processing . We are looking for a passionate and ambitious Golang engineer who can take ownership of backend development, selecting the right technologies and tools to build robust and scalable solutions. If you thrive in an innovative environment and can transform ideas into working solutions, we invite you to join our team. We are seeking Senior Golang Developers to contribute to our growing team and work on complex, high-load backend systems. Primary Responsibilities: Develop, optimize, and maintain scalable, high-performance backend applications using Golang . Design and implement microservices-based architectures and cloud-native solutions. Ensure code quality, scalability, and maintainability through best development practices. Participate in code reviews, design discussions, and architecture decisions . Work closely with cross-functional teams to design and deliver high-impact solutions. Troubleshoot and optimize existing systems for performance, security, and reliability . Contribute to technical documentation and knowledge-sharing within the team. Apply for this job Requirements Requirements: 5+ years of experience in software development, with a strong focus on Golang . Solid understanding of concurrent programming, distributed systems, and microservices . Experience working with RESTful APIs and gRPC . Familiarity with SQL and NoSQL databases (e.g., PostgreSQL, MySQL, MongoDB). Hands-on experience with Docker, Kubernetes, and cloud platforms (AWS, GCP, or Azure). Knowledge of CI/CD pipelines, automated testing, and DevOps practices . Strong problem-solving skills and the ability to work independently. Excellent communication and teamwork skills. Nice to Have: Experience with message brokers (Kafka, RabbitMQ, NATS). Understanding of GraphQL, WebSockets, and streaming architectures . Experience in AI/ML, IoT, or blockchain-related projects . Familiarity with security best practices in backend development. Prior experience working in Agile/Scrum development environments .

Location: Remote - Singapore Who we are At Twilio, we’re shaping the future of communications, all from the comfort of our homes. We deliver innovative solutions to hundreds of thousands of businesses and empower millions of developers worldwide to craft personalized customer experiences. Our dedication to remote-first work , and strong culture of connection and global inclusion means that no matter your location, you’re part of a vibrant team with diverse experiences making a global impact each day. As we continue to revolutionize how the world interacts, we’re acquiring new skills and experiences that make work feel truly rewarding. Your career at Twilio is in your hands. . Hiring and how we work We use Artificial Intelligence (AI) to help make our hiring process efficient. That said, every hiring decision is made by real Twilions! Also, while we are a remote-first company, you may be asked to report in person on an ad-hoc basis for team gatherings, functional off-sites or customer meetings. . See yourself at Twilio Join the team as our next New Business Account Executive. About the job As a New Business Account Executive, within our Global Sales organization, you will be responsible for prospecting, solution selling and closing new business opportunities across the entire Twilio platform . In this role, you will be directly responsible for becoming an essential strategic partner to some of the largest and fastest growing enterprise companies..You will drive profitable revenue growth by making multi-product selling the default sales motion. This role is highly cross functional, with deep integration with Specialist Sales, Product Management, Field Marketing, Finance, and Solutions Engineering teams. Responsibilities In this role, you’ll: Be responsible for new customer acquisition across the full Twilio portfolio, while being assigned a quota for iACV (incremental Account Contract Value) Own highly analytical and consultative sales cycles to move past transactional vendor relationships and help customers unlock value seamlessly across our portfolio. Ability to multi-thread Enterprise accounts and comfortable building trusted relationships at all levels and acting as a strategic partner to the C-Suite to drive sustained double-digit growth . Work with customers across assigned verticals and regions  to understand their business and technical requirements, partnering with the Specialist Sales organization to bring deep technical and domain expertise to complex deals. Collaborate with Product Specialists, Value Engineering, and Enterprise Strategists to incubate new solutions and accelerate the adoption of Twilio platform. Work with teams in Finance, Legal, Pricing, Product, and Operations to design mutually beneficial contracts to address customer requirements, while balancing the needs of our business. Simultaneously execute multiple projects and deals while maintaining high performance across shifting priorities. Partner cross functionally with Specialist Sales, services, product, and GTM Strategy & Operations to develop long-range territory strategies and sales plans. Act as the voice of the customer to Twilio’s product and carrier relations teams. Establish yourself as a subject matter expert in the unified communications and data platform industry. Establish yourself as a subject matter expert in the vertical industries you are focused on leveraging deep technical expertise to lead complex, multi-product digital initiatives. Ability to crisply articulate the power of unified GTM organization and how it benefits vertical industry clients by streamlining their strategic relationship with Twilio. Generate and maintain an accurate pipeline and forecast utilizing our CRM, Salesforce Qualifications Twilio values diverse experiences from all kinds of industries, and we encourage everyone who meets the required qualifications to apply. If your career is just starting or hasn't followed a traditional path, don't let that stop you from considering Twilio. We are always looking for people who will bring something new to the table! Required: Demonstrated track record of selling and closing in the cloud communications and customer data platform market, with a focus on driving multi product adoption. Specific requirements: Possess a total of 12 years of full cycle sales experience, with a minimum of 5 years managing or leading quantitative highly analytical products or solutions for their customers. Directly selling technical SaaS or CPaaS or Data platforms while moving beyond transactional sales into strategic partnerships . Experience outbound prospecting and executing a "total account relationship" strategy to drive profitable revenue growth.  Proven track record in consultative technical solution selling, with a focus on conducting deep discovery to translate complex customer pain points into integrated SaaS and API solutions. Comfortable working with both line of business and highly technical leaders, while influencing their understanding of how integrated data and AI drive business value. Analytical account development strategy based on using data to find opportunities and prove value and making multi-product selling the default for every engagement. Demonstrated track record of managing business forecasts and financial models Entrepreneurial mindset with appetite to define process and build programs Record of delivering market driven results, especially to scale and enterprise customers Excellent verbal and written communication skills (English) Bachelor’s Degree or equivalent years of experience Desired: Deep experience working in CPaaS, Data Platforms or global communications platforms. Domain expertise from a highly quantitative industry such as Retail, eCommerce, DevOps, Fintech, Insurance, advertising optimization, banking, or security or Software, SaaS, CPaas or PaaS selling experience. Location This role will be remote, based in Singapore Travel We prioritize connection and opportunities to build relationships with our customers and each other. For this role, More than 30% travel is anticipated to help you connect in-person in a meaningful way. What We Offer There are many benefits to working at Twilio, including, in addition to competitive pay, things like generous time-off, ample parental and wellness leave, healthcare, a retirement savings program, and much more. Offerings vary by location. Twilio thinks big. Do you? We like to solve problems, take initiative, pitch in when needed, and are always up for trying new things. That's why we seek out colleagues who embody our values — something we call Twilio Magic . Additionally, we empower employees to build positive change in their communities by supporting their volunteering and donation efforts. So, if you're ready to unleash your full potential, do your best work, and be the best version of yourself, apply now! If this role isn't what you're looking for, please consider other open positions. . Stay alert to recruitment fraud We care about your safety. Scammers sometimes impersonate Twilio recruiters through fake job postings, emails, websites, or messages. Please ensure you are engaging with an official @ twilio.com email address. We will never ask for payment, gift cards, cryptocurrency, or banking information during the recruiting process. We do not make job offers without a formal interview process or conduct interviews exclusively through text-based messaging apps. . Twilio is proud to be an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, genetic information, political views or activity, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. Qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. Additionally, Twilio participates in the E-Verify program in certain locations, as required by law.

Location: Cairo, Egypt; Alexandria, Egypt; Nairobi, Kenya; Belgium; Belgrade; Bucharest; Cape Town, South Africa; Croatia; Greece; India; Dublin, Ireland; Lisbon; Remote; Sofia; Tirana Workplace: remote Yassir is the leading super App in the Maghreb region set to changing the way daily services are provided. It currently operates in 45 cities across Algeria, Morocco and Tunisia with recent expansions into France, Canada and Sub-Saharan Africa. It is backed (~$200M in funding) by VCs from Silicon Valley, Europe and other parts of the world. We offer on-demand services such as ride-hailing and last-mile delivery. Building on this infrastructure, we are now introducing financial services to help our users pay, save and borrow digitally. Helping usher the continent into a digital economy era. We’re not just about serving people - we’re about creating a marketplace to bring people what they need while infusing social values. About the Role: We are seeking a visionary Analytics Manager to lead and expand our analytics capabilities. This pivotal role will oversee a dynamic team of business intelligence specialists and data analysts who are responsible for delivering actionable insights across Yassir’s ecosystem. You will be a key player in shaping Yassir’s data-driven strategy, enabling business growth, improving operational efficiency, and enhancing customer satisfaction across our ride-hailing, food delivery, and financial services verticals. Key Responsibilities: Strategic Leadership: Develop and implement Yassir’s analytics strategy, ensuring alignment with business objectives across diverse markets. Build and scale a robust analytics framework to support strategic decision-making across product, operations, marketing, and finance. Team Development and Management: Lead, mentor, and inspire a team of data analysts and BI professionals, fostering a culture of collaboration and innovation. Ensure professional development and alignment of team goals with Yassir’s mission and business priorities. Establish best practices for data governance, reporting, and visualization. Insights and Decision Support: Collaborate with leadership and functional teams to translate business challenges into analytics-driven solutions. Oversee the creation of dashboards, KPIs, and ad hoc analyses to support product optimization, operational excellence, and customer retention. Drive the adoption of self-service analytics tools to democratize data access and empower stakeholders across the organization. Operational Excellence: Partner with data engineering to ensure the quality, integrity, and scalability of Yassir’s data infrastructure. Manage and prioritize analytics initiatives, ensuring timely delivery and measurable impact. What We're Looking For: Experience: 8+ years in analytics, business intelligence, or similar roles, with at least 3 years managing teams. Experience scaling analytics functions in fast-paced, high-growth environments, ideally within tech or platform businesses. Technical Expertise: Proficiency in analytics tools (e.g., SQL, Tableau, Looker, or Power BI). Familiarity with data warehousing solutions (e.g., Snowflake, BigQuery) and ETL processes. Strong analytical skills and a proven ability to convert data into actionable insights. Leadership and Collaboration: Exceptional communication and stakeholder management skills to align technical teams and business leaders. Experience leading multicultural teams across diverse geographies. Proven track record of hiring, retaining and growing top talent in various data-related disciplines Education: Master’s degree in computer science, Statistics, Economics, or related fields; advanced degrees are a plus. Nice-to-Have: Proficiency working in French. Experience in ride-hailing, food delivery, or fintech industries. Knowledge of advanced analytics techniques, including machine learning or predictive modeling. Experience working in the geographies where Yassir operates. Why Join Yassir? At Yassir, you’ll be part of a mission-driven team working to revolutionize the way people live and work in the MENA region and beyond. Join us to shape the future of on-demand services and fintech while enjoying: A competitive compensation package and equity. Professional growth opportunities in a fast-growing, Series B-funded startup. The chance to build a world-class technology company in North Africa. At Yassir, we believe in the power of diversity and the importance of an inclusive culture. So, if you're ready to bring your unique perspective and experiences to the table, then we're excited to listen. Don't just apply for a job, come and be a part of our journey. Let's create a better tomorrow together. We look forward to receiving your application! Best of luck, Your Yassir TA Team