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Location: Dubai, United Arab Emirates; Hong Kong; Singapore About Hex Trust Hex Trust is a fully-licensed digital asset financial institution building the infrastructure institutions use to operate in crypto. Custody, staking, capital markets, investment solutions, payments, fiat ramping, financing, and tokenization — all on one regulated platform. Founded in 2018, we’re licensed across multiple jurisdictions (HK, SG, Dubai, SVG). As institutional capital moves into crypto and the RWA and payments narratives accelerate, we’re one of the few players who can serve institutions as a fully-regulated, one-stop-shop partner. We serve 600+ institutional clients globally: funds, family offices, banks, foundations, token issuers, payment firms, OTC desks, and corporates. We’re well-capitalized, growing consistently, and built on a sustainable model. We operate 24/7 from hubs in Hong Kong, Singapore, Dubai, and Vietnam. You’ll work alongside a senior commercial team, own real institutional relationships, and get exposure to the most active parts of the market. We’re scaling fast. If you want to sell into the institutional side of crypto at a firm that’s actually licensed to do it, this is the place. Position Summary This is a senior originator seat owning Hex Trust’s institutional financing book. You will scale our lending book by sourcing both sides of the market: institutional borrowers (funds, market makers, prop desks, treasuries, corporates) and lenders (family offices, HNW, balance sheets, and institutional liquidity providers) and structuring the trades that connect them. The role is P&L-accountable from day one: origination, structuring, pricing, and ongoing counterparty coverage. You will own the financing book end-to-end and work hand-in-hand with risk, legal, and product to build a scalable, capital-efficient lending business across digital assets. We expect the person in this seat to grow the desk into a meaningful contributor to Hex Trust’s revenue mix and, over time, to build and lead a financing team underneath them. Duties & Responsibilities Originate and execute institutional crypto lending, borrowing, and financing transactions — collateralized loans, margin financing, repo-style structures, basis and yield-enhancement trades. Build and scale the lending book: grow assets under loan, optimise utilisation, and expand the spread Hex Trust earns across the financing stack. Develop and own borrower relationships across hedge funds, market makers, OTC desks, prop trading firms, miners, and corporate treasuries. Work closely with the institutional sales team to strengthen relationships with existing clients and push/cross-sell financing products. Structure, price, and negotiate commercial and credit terms in partnership with risk, credit, treasury, and legal; own term sheets through to execution. Partner with risk and operations on counterparty onboarding, margining frameworks, collateral management, and exposure monitoring. Maintain financing pipeline hygiene and HubSpot CRM accuracy; produce weekly pipeline, activity, and revenue reporting for management within Hex Trust. Represent Hex Trust at industry conferences, client events, and on panels; act as a public face of the Hex Trust team Requirements Minimum 7–10 years of relevant experience in institutional financing, securities lending, prime brokerage, repo, or crypto lending — at a bank, broker-dealer, prime broker, or crypto-native lender. Proven track record originating and growing a lending book is required. Existing network of institutional borrowers and lenders that can be activated from day one. Deep understanding of collateralized lending mechanics: LTVs, margining, haircuts, liquidation, rehypothecation, tri-party structures, and credit risk — including hands-on familiarity with risk/collateral dashboards such as Haruko. Strong commercial and structuring instincts; able to price risk, negotiate term sheets, and close complex transactions. Credit-aware and risk-disciplined; comfortable working closely with risk, and legal on borrowing/lending decisions. Crypto-native, or a TradFi financing professional with a demonstrated bridge into digital assets. Comfortable discussing custody, collateral segregation, on-chain settlement, and stablecoin mechanics. Strong written and verbal communication in English. Fluency in Mandarin is a strong plus Highly comfortable with AI tools (Claude or similar) and modern workflows; uses them to move faster on origination and analysis. Hong Kong, Singapore, Dubai onsite or 100% remote; full-time position. Benefits As one of the leading Web3 innovators, Hex Trust offers a front-row seat in the ever-changing blockchain & crypto industry. We genuinely believe that people are our greatest asset, and invest heavily so they’re best prepared to support our mission to unlock ownership in decentralized markets! You will be joining a company that is always committed to creating a supportive & inclusive environment that promotes personal and professional growth that furthers your success and drives innovation, collaboration, and passion in the blockchain space. At Hex Trust, we are proud of our H.E.X. culture: Heart Empowerment Xcellence Join us at Hex Trust and not only can you look forward to working with blockchain professionals to build the decentralized future, but also: Competitive Salaries & Bonuses Generous Amounts of Paid Time Off (incl. leave for Birthdays, Work Anniversary, and Mental Health etc.) Access to Corporate Discounts and exclusive Employer Perks Medical & Retirement Plans Professional Learning and Development Opportunities Elevate your work using cutting-edge technology Fun & friendly office spaces in Hong Kong, Singapore, Dubai and Vietnam Regular company & social events Hex Trust is an equal-opportunity employer devoted to diversity and inclusion in the workplace. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Strategy Lead at OnePay, you'll act as a right hand to leadership - helping define where we should play and why. You'll spot where the industry is going, translate that into clear business and product priorities, and build the frameworks that guide what we build, buy, or partner for. If you're someone who has strong instincts about the future of fintech and the ability to turn ambiguity into crisp strategic direction, this role is built for that. You will: - Spot where fintech, AI, and consumer behavior are headed - and turn that into concrete strategic bets and product priorities, and shape them into clear testable experiments - Develop evaluation frameworks, build business cases / financial modeling, and define the prioritization criteria that determine what OnePay builds, buys, or partners for - Create clear, compelling narratives for leadership, including board-level work - Own competitive intelligence - synthesize trends, competitor moves and regulatory signals into strategic recommendations for the executive team - Lead high visibility strategic initiatives end-to-end, including scoping, execution and measuremen, coordinating across cross functional teams - Help position OnePay externally through industry POVs, research, and key conversations - Use AI aggressively to move faster, think broader, and produce high-quality output YOU BRING - 7–10+ years of experience across consulting, product / corporate strategy, or venture capital; with at least 3-4 years in fintech, AI or consumer tech - Consulting background (Bain, BCG, McKinsey, or similar) - Strong product intuition - you can evaluate ideas critically and frame clear go/no-go recommendations - Experience advising on or defining strategy for 0→1 products - not necessarily building them - A clear point of view on where fintech is going - Excellent problem structuring and communication skills - High ownership and comfort operating in fast-moving, constantly changing environments WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: New York; London, England Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the role:    We are looking for a highly driven Strategy & BD Associate to work closely with Aave Labs’ leadership team on high-impact strategic initiatives across ecosystem growth, product expansion, and institutional adoption. This is a unique opportunity to operate at the intersection of strategy, business development, and execution within one of the most influential organizations in decentralized finance. The role is designed for someone who thrives in fast-moving environments, enjoys solving complex problems, and is excited to help shape the future of onchain finance.  You will support and help drive a broad range of initiatives across Aave Labs, reporting to the Chief Strategy & Business Officer, working cross-functionally with product, engineering, legal, marketing, ecosystem, and external partners. This role is intentionally designed with broad exposure across strategy, ecosystem growth, and execution. For the right person, it represents a significant opportunity to grow within Aave Labs’ business development and strategic functions over time, take ownership of key initiatives, and help shape the evolution of the team as the organization continues to scale. How you can make an impact: Support the development and execution of strategic growth initiatives across Aave Labs’ ecosystem and products Work closely with leadership to help identify and evaluate new market opportunities and expansion strategies Coordinate cross-functional initiatives across product, engineering, legal, marketing, and ecosystem teams to drive execution and alignment Assist in developing and managing strategic partnerships across DeFi, fintech, infrastructure, and institutional ecosystems Conduct market research, competitive analysis, and ecosystem mapping to support business and strategic decision-making Help prepare strategic materials including partnership proposals, market overviews, presentations, and ecosystem analyses Support business development efforts including outreach coordination, pipeline management, partner tracking, and stakeholder communication Monitor trends across DeFi, stablecoins, tokenization, institutional adoption, and digital asset infrastructure to identify emerging opportunities Contribute to internal strategic planning and operational initiatives as Aave Labs continues to scale globally Let's connect if you have: 3–5 years of experience in strategy, business development or partnerships, and digital assets Strong understanding of crypto, DeFi, and the evolving digital asset ecosystem Intellectual curiosity and a genuine passion for decentralized finance and emerging financial infrastructure Exceptional communication, organizational, and project management skills Ability to operate autonomously and manage multiple workstreams in fast-moving environments Strong analytical and strategic thinking capabilities with high attention to detail Comfortable working cross-functionally with both technical and non-technical stakeholders High-agency mindset with a willingness to take ownership and drive initiatives forward Strong team player who thrives in collaborative and globally distributed environments Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.                 #LI-MG1

Location: United Kingdom About Huzzle At Huzzle, we connect exceptional talent with top opportunities at leading companies across the UK, US, Canada, Europe, and Australia. Our clients include fast-growing startups, digital agencies, SaaS businesses, FinTech platforms, and professional service firms. Unlike traditional outsourcing agencies, we place you directly with a client where you become a valued part of their in-house team. Role Type: Full-time Engagement: Independent Contractor Job Summary We are hiring a UK-based Sales Development Representative (SDR) with proven experience in financial services sales, lead generation, and outbound prospecting. This is an exciting opportunity for a highly motivated sales professional who understands the financial services landscape and can confidently engage decision-makers, qualify leads, and book high-quality meetings for the senior sales team. The ideal candidate is commercially driven, experienced in outbound sales, and comfortable speaking with business owners, financial decision-makers, and high-value prospects. Key Responsibilities Conduct outbound prospecting via phone, email, LinkedIn, and other sales channels. Identify and engage qualified prospects within the financial services sector. Generate and qualify new business opportunities for the sales team. Book high-quality discovery meetings and demos with decision-makers. Build and maintain a healthy sales pipeline using CRM systems. Research target accounts and personalize outreach campaigns. Follow up consistently with leads and nurture prospect relationships. Collaborate with internal sales and marketing teams to improve outreach performance. Meet and exceed weekly and monthly KPI targets. Requirements 1+ years of experience as a Sales Development Representative, Business Development Representative, or outbound sales professional. Strong background in financial services sales, including sectors such as insurance, lending, mortgages, wealth management, fintech, or banking. Must be currently based in the UK. Proven track record in cold calling, lead generation, and appointment setting. Excellent verbal and written communication skills. Confident speaking with senior stakeholders and decision-makers. Experience using CRM platforms such as HubSpot, Salesforce, or similar tools. Highly organized, target-driven, and self-motivated. Ability to work independently in a remote environment. Benefits 💰 Competitive salary + performance-based commission structure. 🌎 Fully remote role with flexible working environment. 🚀 Opportunity to work with a fast-growing financial services company. 📈 Clear career progression into senior sales or account executive roles. 🎯 High-impact role with direct influence on company growth. 🤝 Collaborative and supportive team culture. 🏆 Ongoing sales training and professional development opportunities.

Location: Los Angeles, United States; California City, United States About LBC Mortgage At LBC Mortgage, we are committed to delivering exceptional lending solutions and personalized service to our clients. As we continue to grow, we are looking for an experienced and detail-oriented Commercial Mortgage Underwriter to join our team. Position Overview The Commercial Mortgage Underwriter will be responsible for analyzing and evaluating commercial loan applications, assessing financial risk, and ensuring compliance with company and investor guidelines. The ideal candidate has strong experience in commercial lending, excellent analytical skills, and the ability to work efficiently in a fast-paced environment. Responsibilities Review and analyze commercial mortgage loan applications and supporting documentation Assess borrower creditworthiness, financial statements, tax returns, cash flow, and collateral Perform risk analysis and make sound underwriting decisions Ensure loans meet internal policies, investor requirements, and regulatory guidelines Work closely with loan officers, processors, and management throughout the loan process Prepare clear and detailed underwriting summaries and recommendations Identify potential risks and propose mitigating solutions Maintain strong communication with all parties involved in the transaction Qualifications Minimum 2+ years of commercial underwriting experience Strong understanding of commercial real estate lending and underwriting guidelines Ability to analyze complex financial documents and credit profiles Excellent attention to detail and organizational skills Strong communication and problem-solving abilities Ability to manage multiple files and deadlines simultaneously Experience with residential mortgage underwriting is a plus What We Offer Competitive compensation Career growth opportunities Supportive and professional work environment Opportunity to work with a growing and dynamic team If you are a motivated professional with commercial underwriting experience and a passion for the mortgage industry, we would love to hear from you.

Location: Los Angeles, United States; California City, United States; Orange, United States About LBC Mortgage LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience . Our Private Lending Division is rapidly growing and focused on funding real estate investor loans nationwide, including Fix & Flip, Bridge, DSCR, and Ground-Up Construction. We are looking for an experienced Senior Hard Money Underwriter who can independently underwrite complex deals, support junior underwriters, and ensure strong credit and collateral decisions while keeping the pipeline moving quickly. Key Responsibilities Independently underwrite and approve Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Ground-Up, Cash-Out, etc.) Review full loan packages including borrower profile, entity structure, credit, liquidity, and exit strategy Analyze collateral, appraisals, comps, market conditions, rehab budgets, and timelines Calculate and validate LTV, ARV, LTC , and deal profitability Identify risk factors early and provide clear recommendations to leadership Issue approvals, conditions, and exceptions in line with company guidelines Collaborate with Loan Officers, Processors, and Closing teams to ensure fast turn times Assist in training, mentoring, and supporting junior underwriters Participate in improving underwriting processes, policies, and efficiency Ensure loan files meet internal requirements and compliance standards Requirements 4+ years of Hard Money / Private Money underwriting experience (required) Strong expertise in ARV underwriting , rehab budgets, and investor deal analysis Proven experience underwriting Fix & Flip and Bridge loans at volume Strong knowledge of appraisals, title, insurance, entity documentation, and real estate investor structures Ability to work independently and make confident credit decisions Strong communication skills with internal teams, brokers, and borrowers Highly organized with strong attention to detail and deadline management Preferred Qualifications Experience underwriting Ground-Up Construction loans Experience underwriting DSCR / rental portfolio loans Background in mortgage underwriting is a plus Familiarity with Encompass, Calyx, or other loan origination systems Why Join LBC Mortgage Stable company with 20+ years in the lending industry Rapidly growing Private Lending Division with strong deal flow Competitive compensation based on experience Remote flexibility Opportunity to grow into Underwriting Manager / Credit Lead role High-impact position with direct influence on loan quality and performance

Location: Los Angeles, United States; California City, United States LBC Mortgage is expanding its lending division and is actively seeking an experienced Hard Money Account Executive to join our high-performing team. We are looking for a driven, knowledgeable sales professional with direct experience in Hard Money / Private Lending . This is a results-focused role designed for someone who understands investor financing and knows how to close deals efficiently. About LBC Mortgage LBC Mortgage is a well-established mortgage brokerage committed to delivering tailored financing solutions to real estate investors and borrowers. As we continue to grow our lending portfolio, we are building a strong team of professionals who understand the urgency, complexity, and opportunity within the Hard Money space. Key Responsibilities Work directly with real estate investors seeking hard money financing Structure and present loan solutions based on LTV, ARV, and deal strength Manage the full loan lifecycle from lead intake to funding Build and maintain strong relationships with investors and referral partners Consistently meet and exceed monthly production goals Required Qualifications Proven experience in Hard Money lending (required) Strong understanding of real estate investment transactions Ability to analyze deals and assess risk quickly Excellent communication, negotiation, and closing skills Self-motivated and performance-driven What We Offer Competitive compensation structure Uncapped commission potential Strong operational and underwriting support Growth opportunities within a respected mortgage brand Access to consistent deal flow If you are experienced in hard money lending and ready to grow within a dynamic mortgage company, we would love to connect. Apply today and join the LBC Mortgage team!

Location: New York; London, England Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the role We’re looking for a Head of Risk to lead the Risk team and own Aave Labs’ risk-governance framework across its contributions to the Aave Protocol and its products. You’ll coordinate with external risk service providers, set and monitor risk parameters, and provide final internal Risk sign-off on collateral onboarding, material protocol-risk recommendations, and product or strategy launches and material changes. This is a leadership role that requires deep protocol knowledge, strong accountability, and the judgment to make high-stakes decisions. You’ll lead the Risk team and work closely with embedded quantitative, product and engineering specialists, as well as external risk providers to ensure Aave’s risk posture remains best-in-class as the protocol scales into new markets and asset classes. If you understand market structure, portfolio risk management, and the Aave Protocol at a deep level, and you’re ready to take ownership of risk at scale, this role is designed for you. How you can make an impact: Lead and build the Risk team, setting direction, priorities, and standards for the function Own and evolve Aave’s risk management frameworks and policies Set minimum review standards and provide independent challenge for product-specific risk frameworks Establish model-risk and data-governance standards for material quantitative models and external risk inputs, including validation, versioning and monitoring Review whether product and engineering controls adequately implement approved risk requirements, with explicit ownership of gaps, exceptions and incident response Establish standards for external risk providers and data dependencies, including methodology, independence, conflicts, data quality, performance and fallback arrangements Own the governance, approval thresholds and escalation process for protocol-risk parameters; oversee monitoring and review material change recommendations Approve and sign off on collateral onboarding decisions and risk assessments Review liquidation performance and recommend improvements to liquidation mechanisms Lead risk governance processes and present risk analyses to the DAO Monitor market structure changes and their implications for protocol risk Take accountability for the quality, independence and timeliness of Risk’s assessments, ensuring residual risks, decision owners and escalation paths are explicit and drive a culture of ownership within the team Let’s connect if you have: 5+ years of experience in risk management, with a strong preference for DeFi or crypto-native experience Proven experience leading and managing a risk team Deep understanding of the Aave Protocol: its markets, governance, parameters, and risk dynamics Strong grasp of market structure, portfolio risk management, and stress testing methodologies Experience governing risk for composable DeFi products or pooled strategies, including external protocol, liquidity, oracle, counterparty, execution and operational dependencies Experience working with or managing external risk service providers Strong sense of accountability and ownership. You take responsibility for outcomes and hold your team to the same standard Excellent judgment under uncertainty. You’re comfortable making consequential decisions with imperfect information Strong communication skills for governance proposals, risk reports, and stakeholder alignment Nice to haves: Previous experience working directly with DeFi governance processes Background in traditional finance risk management (portfolio, credit, or market risk) Familiarity with risk tooling and simulation platforms used in DeFi Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Location: Lagos, Nigeria Who we are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences. We are the place for you, if You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You are adept at identifying, assessing, mitigating, monitoring and reporting risks, and ensuring controls are working effectively. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions and are comfortable challenging anyone or any idea. The position We are currently seeking to employ a Contact Center Team Lead to lead and support our contact center team in maintaining a balance between company policy and customer benefit in decision making. You will help to continuously evaluate and identify opportunities to drive process improvements that positively impact the customer’s experience. 1. Team Leadership & Performance Management ·       Lead, coach, and develop a team of customer service agents to achieve defined KPIs (AHT, FCR, CSAT, SLA adherence) ·       Monitor individual and team performance, providing real-time feedback and structured coaching ·       Drive a high-performance culture with clear accountability and continuous improvement 2. Service Delivery & Operational Excellence ·       Ensure consistent achievement of service level targets across all channels (calls, email, chat, social media) ·       Identify service gaps and implement corrective actions to improve response and resolution times ·       Optimize workforce utilization in collaboration with workforce management to align with demand patterns 3. Customer Experience & Quality Assurance ·       Maintain high standards of customer interaction quality and professionalism ·       Analyze customer feedback and complaints to identify root causes and drive service improvements ·       Ensure adherence to company policies, regulatory requirements, and service standards 4. Reporting & Insights ·       Track, analyze, and report on key performance metrics and trends ·       Translate operational data into actionable insights and recommendations for management ·       Prepare and present performance updates to senior stakeholders when required 5. Process Improvement & Collaboration ·       Identify process inefficiencies and work with cross-functional teams to implement improvements ·       Support initiatives aimed at enhancing customer journey and reducing friction points ·       Act as a liaison between the client service team and other departments (Operations, Product, Risk) Requirements Requirements ·       4–7 years of experience in customer service/contact center operations ·       At least 2 years in a supervisory or team lead role ·       Experience in financial services or fintech is an advantage Preferred: ·       Strong detail orientation and communication/listening skills. ·       Willingness to work a flexible schedule and occasional overtime when needed. Core Competencies Strong leadership and coaching skills Data analysis and problem-solving capability Excellent communication and stakeholder management Ability to perform in a fast-paced, high-growth environment High level of professionalism, ownership, and accountability This job is perfect for you if you ·       Enjoy adding structure and developing approaches to ambiguous problems ·       Are a self-starter, take initiative, work collaboratively, and can self-manage in ambiguity ·       Have excellent verbal and written communication skills ·       Are excel and numbers-savvy and very detail oriented You will not enjoy this job if you ·       Work best in structured, hierarchical settings ·       Require clear, pre-set deliverables and constant direction ·       Are used to working in/with a large team Benefits You’ll receive competitive compensation and work with amazing people. You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Location: Los Angeles, United States; California City, United States; Orange, United States About LBC Mortgage LBC Mortgage is a Los Angeles–based mortgage company with over 20 years of industry experience . Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division , focused on funding real estate investment loans with speed, accuracy, and strong risk management. We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving. Responsibilities Underwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.) Review loan files and borrower documentation (credit, assets, entity docs, income where applicable) Analyze property details, exit strategies, deal structure, and overall risk Calculate and validate LTV, ARV, LTC , rehab budgets, and timelines Review appraisals, comps, and market data to confirm property value and feasibility Issue approvals and conditions, ensuring fast and clear communication with the team Work closely with Loan Officers, Processors, and Management to move loans efficiently Identify red flags early and provide clear recommendations Ensure adherence to internal guidelines and lending policies Requirements 2+ years of underwriting experience in Hard Money / Private Lending (required) Strong understanding of Fix & Flip and Bridge loan underwriting Ability to evaluate ARV-based deals , rehab scopes, and budgets Strong knowledge of appraisals, title reports, insurance, and entity structures Strong attention to detail and ability to work in a high-volume, fast-paced environment Excellent communication skills and ability to make confident decisions Preferred Qualifications Experience underwriting DSCR and rental investment loans Experience with Ground-Up Construction loans Familiarity with Encompass or other mortgage/loan CRM systems Strong knowledge of investor real estate lending across multiple states Why Join LBC Mortgage Established company with strong leadership and long-term stability Growing private lending division with strong pipeline Opportunity for career growth into Senior Underwriter / Underwriting Manager role Competitive compensation based on experience Remote flexibility and supportive team environment

Location: Paris; New York; US (EST) Workplace: Remote ABOUT MORPHO Morpho is a leading Decentralized Finance (DeFi) lending protocol backed by a16z crypto, Paradigm, Ribbit Capital, Apollo, Vaneck, Coinbase Ventures, Variant and 50 others to build an open credit network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing exponential adoption, with over billion in deposits on the network and used by institutional clients including Bitwise, Galaxy, and Anchorage Digital and the largest crypto exchanges, such as Coinbase, Binance, and Kraken. Now, Morpho is scaling its team of contributors to establish itself as the open credit network, not just of DeFi, but of the world.   WHY MORPHO EXISTS Everyone has the potential to build something great for the world. But fulfilling that ambition almost always requires more: people willing to trust you with their capital. Yet access to capital still depends on where you live, who you know, and which institutions are willing to trust you. Even when capital is available, it sits fragmented across disconnected networks and hidden behind intermediaries. The result is a system that fails most of the people it should serve. Borrowers overpay. Lenders earn less than they should. Many are shut out entirely, not because they are unworthy of credit, but because today's infrastructure was never built to connect them. Morpho exists to solve this. Full article here https://morpho.org/blog/why-morpho-exists/. LOCATION Remote (Europe only, from GMT to GMT+2 to ensure sufficient overlap with the rest of the team). HOW WE WORK We move fast on hard problems in a nascent market with no set playbook: navigating uncertainty is part of the job. You'll be challenged: anyone can question work and decisions must be justified. We keep a high bar and match it with high support: we help each other unblock and share context openly, with low ego. More about our values: morpho.org/jobs http://morpho.org/jobs. ROLE The mission of this role is to build and own the backend systems that power Morpho's consumer-facing products: reliable, performant APIs and data pipelines that serve accurate financial data to users at scale. RESPONSIBILITIES - Develop backend features using TypeScript and Node to deliver clear product outcomes for the Morpho Consumer team. - Design and evolve APIs (REST, GraphQL, …) and data models to expose accurate, secure financial data to the frontend with sub-second response times. - Operate and improve PostgreSQL-backed data pipelines to ensure performance, reliability, and availability as transaction volumes grow. - Collaborate closely with frontend engineers and product to scope, ship, and iterate on end-to-end features across the Consumer product. - Identify and implement architecture improvements: improving data processing, caching, and API layer design to simplify systems and reduce operational burden. - Monitor, troubleshoot, and resolve production issues to maintain a high-quality user experience. - Write clear, concise documentation and async updates to keep stakeholders aligned across time zones. WHAT SUCCESS LOOKS LIKE FIRST 30 DAYS Ramped up on the Consumer API, codebase, and delivery practices. Shipped the first meaningful feature safely to production. Established clear async communication habits and collaboration rhythms with product and frontend peers. FIRST 4 MONTHS Owns delivery of scoped features end-to-end. Identifying and starting to implement architecture improvements to the API and data processing layer. Contributing to higher reliability through better observability, testing, and incident response. IN 1 YEAR The go-to engineer for the Consumer API, with deep functional and technical context. Consistently delivering high-impact features and taking full ownership of architecture decisions within the Consumer vertical. MUST-HAVE EXPERIENCE & SKILLS - 8-10+ years of backend development experience in production TypeScript/Node environments. - Hands-on experience with REST APIs and relational databases, especially PostgreSQL. - Experience working on a backend-for-frontend stack, or collaborating closely with frontend teams to serve product data. - Track record operating production systems at scale: reliability, observability, and performance under real load. - Strong interest in the Web3 ecosystem and comfort learning the DeFi domain. - Comfort operating in fast-changing, ambiguous environments where priorities shift. - Strong ownership and autonomy: takes responsibility for outcomes end-to-end. - Clear and crisp async communication: writes well and keeps distributed teams aligned. - Team-first mindset, low ego. - Humble. PERKS & BENEFITS We design benefits around deep work and growth, so you can do the best work of your career. Expect fair, top-tier compensation, real flexibility, time together in Paris, great health coverage, and support to keep learning.   EQUAL OPPORTUNITY We welcome applicants from all backgrounds and hire based on talent, potential, and values alignment.

Location: Paris; New York; US (EST) Workplace: Remote ABOUT MORPHO Morpho is a leading Decentralized Finance (DeFi) lending protocol backed by a16z crypto, Paradigm, Ribbit Capital, Apollo, Vaneck, Coinbase Ventures, Variant and 50 others to build an open credit network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing exponential adoption, with over billion in deposits on the network and used by institutional clients including Bitwise, Galaxy, and Anchorage Digital and the largest crypto exchanges, such as Coinbase, Binance, and Kraken. Now, Morpho is scaling its team of contributors to establish itself as the open credit network, not just of DeFi, but of the world.   WHY MORPHO EXISTS Everyone has the potential to build something great for the world. But fulfilling that ambition almost always requires more: people willing to trust you with their capital. Yet access to capital still depends on where you live, who you know, and which institutions are willing to trust you. Even when capital is available, it sits fragmented across disconnected networks and hidden behind intermediaries. The result is a system that fails most of the people it should serve. Borrowers overpay. Lenders earn less than they should. Many are shut out entirely, not because they are unworthy of credit, but because today's infrastructure was never built to connect them. Morpho exists to solve this. Full article here https://morpho.org/blog/why-morpho-exists/. LOCATION Paris or remote (from -5h GMT up to +2h GMT to ensure sufficient overlap with the rest of the team). HOW WE WORK We move fast on hard problems in a nascent market with no set playbook: navigating uncertainty is part of the job. You'll be challenged: anyone can question work and decisions must be justified. We keep a high bar and match it with high support: we help each other unblock and share context openly, with low ego. More about our values: morpho.org/jobs http://morpho.org/jobs. ROLE The mission of this role is to own the technical architecture and end-to-end delivery of Morpho's product suite, spanning React frontends, GraphQL APIs, and on-chain data systems, ensuring the platform scales reliably as Morpho grows beyond $10B in TVL, while actively raising the technical bar across the engineering team. RESPONSIBILITIES - Architect and own end-to-end delivery of DeFi products with billions in TVL, from React/Next.js frontends through GraphQL/REST APIs to blockchain data indexers, ensuring sub-second response times for users. - Design and implement the API and SDK strategy enabling hundreds of integrators to build on Morpho's infrastructure, including versioning patterns, developer experience standards, and real-time streaming systems. - Build and optimize high-performance data systems processing millions of on-chain events across 15+ blockchains, using intelligent caching and query optimization to maintain reliability at scale. - Lead technical architecture reviews and establish coding standards that raise the technical capability of 5-10 engineers across product teams. - Own observability and incident response across the stack, using OpenTelemetry, Grafana, and Sentry to ensure reliability for users and integrators. WHAT SUCCESS LOOKS LIKE FIRST 30 DAYS Shipped a high-impact feature end-to-end that demonstrates competency across the full stack. Completed an architecture review of current systems and proposed a modernization roadmap. Built working relationships with key stakeholders across product, protocol, and business teams. FIRST 4 MONTHS Leading delivery of a major product initiative from scoping to production. Driving measurable improvements to API p95 latency through caching, query optimization, and architectural changes. IN 1 YEAR Owns technical architecture for an entire product vertical, with proven reliability and performance metrics. Recognized as the technical authority for fullstack architecture decisions across the organization. MUST-HAVE EXPERIENCE & SKILLS - 8-10+ years building fullstack applications at scale, with demonstrated impact on business metrics. - Proven track record architecting high-availability systems handling millions of requests daily. - Deep TypeScript expertise across client and server: React/Next.js, GraphQL (Apollo Server), Node.js, and typed contract interactions (viem). - Hands-on experience building or maintaining on-chain data indexers (Ponder, Subsquid, or similar) and working knowledge of EVM event structures. - Track record of leading technical initiatives across multiple teams without direct authority. - Comfort operating in fast-changing, ambiguous environments without needing a defined playbook. - Strong ownership mindset: you drive things to completion and don't wait to be asked. - Clear, crisp async communication: you write well and can explain complex technical decisions simply. - Team-first approach: you make the engineers around you better, not just the codebase. - Humble. PERKS & BENEFITS We design benefits around deep work and growth, so you can do the best work of your career. Expect fair, top-tier compensation, real flexibility, time together in Paris, great health coverage, and support to keep learning.   EQUAL OPPORTUNITY We welcome applicants from all backgrounds and hire based on talent, potential, and values alignment.

Location: Barcelona, Spain Workplace: hybrid About seQura seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers. We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education, Eyewear and Travel. We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months. Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR. Over 6000 businesses, almost 3 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there. About the role 🤓 Finance at SeQura has evolved to building the infrastructure that powers forward-looking, insight-driven decisions. We are looking for builders, not classic FP&A profiles: people who have worked hands-on with AI tools, structured real databases, understand the business deeply, and get energy from turning messy manual processes into clean, automated ones. If you are excited by the idea of building an AI-first finance data platform for forecasting, planning, reporting, and decision-making, this role is for you. What challenges you'll be solving 🚀 Build the financial data backbone of SeQura. Help design, build, and maintain the single source of financial truth across P&L, cash flow, balance sheet, and unit economics; the data layer that everything else relies on. Build tools, not reports. Use AI (Claude), automation, and our data stack to create the models, pipelines, and tools that replace manual work and make insight available in real time. Proactively find and kill inefficiency. Proactively hunt down slow, manual, or fragile processes and re-engineer them. Own the problem end to end from spotting it to shipping the fix that sticks. Partner with the business. Work as a true finance partner through budgeting, forecasting, variance analysis, scenario planning, but with the goal of building the systems that make this faster and sharper every cycle. Move to continuous, driver-based planning. Help shift to rolling, driver-based forecasts and dynamic scenario analysis, powered by the infrastructure you build. Turn data into decisions. Prepare Board-, leadership-, and investor-ready materials that turn complex data into clear recommendations and build the tooling that makes producing them near-automatic. Raise the bar on the stack. Drive adoption of our finance and analytics tools (AI, Abacum, BI, automation, anomaly detection) to improve scalability, reduce manual work, and increase trust in analytics. Proactively identifying opportunities to automate before being asked to do so. Help build a real-time decision engine. Contribute to a Strategic Finance function that runs on ownership, automation, and analytical rigor, not manual reporting. What we offer 😎 We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible. One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge. In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need. 23 vacation days + 2 days of free disposal per year. Professional development workshops or seminars. Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee. Health insurance discounts with Sanitas and Adeslas. Urban mobility by using your own bike with Kleta. Free access to healthy, organic, and sustainable fruits. Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, and environmental consciousness). Each area will include various activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you. What you’ll need 🤝 Genuinely curious and relentless; someone who actively questions existing processes, experiments with new tools (including AI), and has a track record of finding better ways to do things without being asked. We're not looking for someone who waits for permission to improve. Bachelor’s degree in Finance, Accounting, Economics, Engineering, or a related field. 3+ years of experience in FP&A, Strategic Finance, or a similarly analytical role in a high-growth fintech, SaaS, lending, or other complex environment. Proven ability to build and run driver-based financial models across P&L, cash flow, balance sheet, and unit economics. Strong bias for action, with the ability to turn ambiguity into clear structure, decisions, and adopted solutions. Systems thinker with strong analytical rigor and attention to detail. Excellent communication and stakeholder-management skills, with the ability to translate complexity into clear business insight. Active use of AI tools in day-to-day work, not just awareness, but genuine integration into how you work. Someone who has already replaced manual tasks with automation and who keeps looking for the next one. Strong Excel and financial systems skills; experience with NetSuite, Abacum, and Embat is a plus. Fluent in English; Spanish is a strong plus. We kindly ask that you submit your CV in English, as it is the official language of our community. We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or other characteristics. We have an inclusive environment, and respect is above all. Do you want to be part of the change? Join us! 👇

Location: Remote; Armenia; Serbia; Kazakhstan; Georgia; European Union Workplace: Remote 🌍 Remote | UTC+8 | Core collaboration hours: 1:00–7:00 PM Manila Time Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role: You'll design, build, and scale the core banking and partner platforms behind Salmon's products — the APIs, integrations, and shared components other engineering teams build on. What you'll do: - Work on high-load, mission-critical systems where reliability directly affects live banking and lending products. - Build on a modern JVM stack — Kotlin, Ktor, jOOQ, coroutines, Arrow — running in Docker and Kubernetes on AWS. - Influence architectural decisions on shared platform components used across the company. What you'll own: - Design and evolve banking APIs for mobile applications and internal and external services. - Build scalable backend services in Kotlin and modern JVM technologies. - Develop public APIs, internal SDKs, and shared platform components other teams depend on. - Implement high-performance integrations with partners and third-party systems. - Contribute to the architecture, scalability, and reliability of the core banking and partner platforms. What makes you a strong fit: - 5+ years in the JVM ecosystem, with strong expertise in Kotlin or Java. - Deep understanding of concurrency and asynchronous programming. - Experience designing systems with clean architectures — DDD and event-driven approaches. - Solid knowledge of distributed systems and their trade-offs. - Hands-on experience with Docker and Kubernetes, preferably in an AWS environment. - Readiness to work primarily in Kotlin. What we offer: Ownership and flexibility - Stock option plan — four-year vesting with a 25% cliff after the first year. - Fully remote work with core collaboration hours from 13:00 to 7:00 PM Manila time (UTC+8). - Company-provided tools and equipment. Health and time off - Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits. - Access to an internal mental health support specialist. - 22 vacation days, Philippine public holidays, and 15 sick days. Growth and team experience - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications. - Company-sponsored trips to Manila to meet and work with your team in person. - High-performing teams can earn a dedicated beach house week in Southeast Asia. We believe strong teams are built by people with different backgrounds, experiences, and points of view. Salmon is an equal opportunity employer, and we make hiring decisions based on skills, experience, and potential.

Location: Lagos, Nigeria Who we are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences. We are the place for you, if You’re excited about technology and the future, and you’re looking for a place to learn and grow. You care a lot about detail and pride yourself in impeccable execution. You can collect and analyze lots of data and feed in just the right amount of intuition to make sound decisions. You are ready to work extremely hard, at a fast pace, to achieve audacious goals. You love to speak up, ask questions, and are comfortable challenging anyone or any idea. The position The Credit Monitoring Analyst is responsible for monitoring loan portfolios after disbursement to ensure timely repayments, identify early warning signs of credit risk, and ensure compliance with approved loan terms and credit policies. Job Description Collateral Strategy & Control: Manage the bank’s collateral strategy, implement effective controls, and conduct regular mark-to-market analysis to ensure adequate facility coverage. Monitoring & Reporting : - Implement and enforce the Collateral Inspection Plan. - Prepare and share key daily reports, including: Past Due Obligations (PDOs), Imminent Maturities and Newly Booked Facilities - Engage with Business Heads and Relationship Teams on key report insights. Post-Disbursement Review : Ensure compliance with drawdown conditions and escalate exceptions for prompt resolution. Early Warning & Risk Mitigation :  Identify early warning signs of problem loans, escalate adverse credit developments to prevent - Appoint agents for stock monitoring and perform inventory spot checks. - Review warehouse reports and evaluate stock coverage breaches. - Develop performance metrics and manage vendor relationships, including onboarding, conflict resolution, and sanctions where necessary. Credit Risk Oversight: -        Participate in Criticized Assets Review Committee meetings to address high-risk assets. -        Ensure all facilities operate within approved terms and follow up proactively on maturing obligations to avoid defaults. Customer Engagement: Engage clients regularly through calls, emails, and in-person meetings to understand their needs, provide updates, and offer tailored financial solutions. Feedback Collection & Resolution : Gather feedback through surveys or direct interactions, and promptly resolve issues or escalate concerns to the appropriate tea Requirements University degree or equivalent standard with a high numeric content: statistics, econometrics, business administration/ economics, mathematics, finance, etc. 2+ years practical experience Experience with hands-on customer relationship management Practical knowledge in credit risk working for a banking or non-banking financial institution Experience with Customer experience services

Location: Lagos, Nigeria We are expanding our product and technology teams and are hiring several Business Analysts across multiple domains: Digital/Web, Internal Products, SME Digital Lending, BNPL, Offline Lending, and Business Services . Our goal is to bring in professionals with international fintech or banking experience who can contribute best practices and help scale high-impact financial products. The ideal candidate is highly analytical, communicates clearly with both business and engineering teams, and is able to quickly ramp up and start delivering within 4–6 weeks . Responsibilities Work closely with Product Managers, Engineering, Risk, and Operations teams to translate business goals into clear product and system requirements. Lead discovery and requirements gathering for new features, products, and process improvements. Create and maintain functional specifications, user stories, process flows, and documentation . Support product delivery by clarifying requirements, managing scope, and ensuring alignment between stakeholders and development teams. Analyze business processes, product performance, and operational workflows to identify optimization opportunities. Ensure that delivered solutions meet business needs, regulatory requirements, and user expectations . Requirements 3–5 years of experience in Business Analysis, Product Analysis, or Product Operations. Background in fintech, banking, lending, payments, or digital financial products . Experience working with cross-functional product and engineering teams . Strong skills in requirements documentation, stakeholder management, and process modeling . Ability to quickly understand complex systems and business processes . Excellent analytical thinking and communication skills . Fluent English (spoken and written). Preferred Experience Experience in international fintech or banking environments (Europe, LatAm, SEA, USA, UK, Russia). Exposure to lending products, payments, BNPL, or digital financial platforms . Familiarity with Agile product development environments . Benefits Remote work from anywhere in the world Performance bonus, 25+ paid vacations and day-offs, personal development plan Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Location: Lagos, Nigeria To support and manage Renmoney’s treasury activities, including liquidity management, funding, investments, and regulatory compliance, ensuring optimal funding cost, adequate liquidity buffers, and strict adherence to CBN regulations applicable to Microfinance Banks. The role supports Renmoney’s core business of consumer lending and financial services by ensuring stable funding, efficient cash deployment, and strong treasury governance. CORE RESPONSIBILITIES Liquidity & Funding Management Monitor daily cash positions across all Renmoney accounts Daily reconciliation and call over of all Bank accounts Booking of deposits Liquidations of deposits Maintenance of FD schedule with regular reconciliation to the system Support maintenance of adequate liquidity buffers in line with internal policy and CBN guidelines Sound and efficient relationship management with all internal stakeholders Support funding activities (bank lines, placements, borrowings) Assist in regulatory reporting and data collation Support deal execution under supervision Maintain treasury databases, trackers, and schedules Treasury Operations Execute and monitor treasury transactions Maintain deal tickets, confirmations, and transaction records Ensure accurate posting and reconciliation of treasury transactions Regulatory & Compliance (CBN-Focused) Ensure compliance with internal treasury policies, approval limits, and delegation of authority Maintain audit-ready documentation for internal, external, and regulatory reviews Risk Management & Controls Identify and escalate liquidity, funding, market, and operational risks Ensure adherence to segregation of duties and internal control standards Reporting & Analysis Prepare the daily Treasury report Support budgeting, forecasting, and ALCO presentations Requirements 2–5 years’ experience in Treasury, Finance, Banking, or Financial Services Exposure to non-bank financial institutions or finance companies is an advantage Qualifications Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field Certifications CIBN (Associate Member or in progress) – desirable Microfinance Certification Programme (MCP) – desirable Skills & Competencies Analytical Skills Strong numerical and data interpretation ability Basic understanding of liquidity ratios and funding structures Technical & Computer Skills Intermediate to advanced Microsoft Excel Working knowledge of PowerPoint and Word Familiarity with core banking or treasury systems People Skills Good communication and teamwork skills Willingness to learn and take guidance Personal Attributes Pays close attention to detail Integrity and compliance mindset Ability to work under pressure

Location: Lagos, Nigeria Who We Are We are building a category-defining financial institution focused on expanding access to credit for underbanked individuals and small businesses across Nigeria. Through innovative lending, savings, and deposit solutions, we are redefining convenience, speed, and customer experience. The Role The Recovery Manager is responsible for the overall performance of Non-Performing Loans (NPL) and Written-Off Recoveries, including exceeding monthly recovery targets, safeguarding portfolio quality, proactively addressing performance gaps, and fostering a high-performance recovery culture. This role is for operators who think in numbers and manage by data, are obsessed with targets, run rates, and gap closure, can balance firmness with customer empathy, take extreme ownership and deliver results under pressure, challenge inefficiency and raise the performance bar, and move fast, act decisively, and execute relentlessly. Responsibility 1. Target Ownership & Run-Rate Management Deliver 100%+ of monthly NPL and written-off recovery benchmarks. Translate monthly targets into weekly and daily run-rate expectations. Identify deficits early and execute structured recovery sprints. 2. Performance Governance Implement daily war-room reviews. Track PTP conversion rates, RPC rates, contactability, and agent productivity. Reallocate high-value accounts to top performers when necessary. Enforce strict accountability at Team Lead and Agent levels. 3. Strategy & Continuous Improvement Design and execute data-driven recovery strategies. Lead portfolio segmentation (balance-based, risk-based, behavior-based). Improve PTP kept rates and reduce roll-forward rates. Introduce structured incentive models to drive productivity. 4. Team Leadership & Capability Building Recruit, develop, and retain high-performing recovery talent. Coach Team Leads to operate with discipline and urgency. Build a performance culture where underperformance is corrected quickly. 5. Executive Reporting & Insight Provide sharp, insight-led reporting to executive management. Forecast month-end outcomes based on real-time run rate. Highlight risks to profitability early and propose mitigation plans. Requirements Mandatory HND or BSc in a relevant discipline. Minimum of 7+ years’ experience in Recoveries (consumer lending or fintech preferred). Proven track record of consistently hitting or exceeding recovery targets. Strong analytical capability and data fluency. Advantageous Experience in digital collections platforms. Exposure to credit risk or portfolio analytics. Experience managing >20 collectors. Core Competencies Advanced negotiation and objection handling. Data-driven decision making. Strong execution discipline. Conflict resolution and escalation management. High emotional resilience under pressure. Clear and confident communication at all levels.