Вакансии

Location: London, England; New York Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the Role We're looking for a Senior React Native Engineer to build Aave App's Android and web experiences. You'll deliver secure, intuitive consumer savings journeys across platforms while working closely with design, product, backend, iOS, and protocol engineers. This role is focused on hands-on delivery and independent ownership of defined product areas. You'll take features from technical design through release, contribute to the shared application architecture, and ensure the experience remains polished, accessible, performant, and reliable across different devices and browsers. How you can make an impact: Develop and ship customer-facing features across the Android and web builds of Aave App using React Native, TypeScript, and React Build responsive, accessible interfaces and reusable components that behave consistently across devices, form factors and web surfaces Integrate consumer blockchain functionality such as wallet connectivity, transaction preparation and signing interfaces, onchain data reads, gas estimation, and transaction-status updates Work with backend and protocol engineers to integrate onchain and offchain data, savings and withdrawal flows, funding options, notifications, and analytics Write well-tested, maintainable code and contribute useful reviews that improve consistency without slowing delivery. Partner closely with design to deliver precise UI, refined interactions, and a cohesive cross-platform design system Let's connect if you have: 4+ years building consumer mobile or cross-platform applications, including strong production experience with React Native and TypeScript Deep React fundamentals with a strong focus on performance, including render cost and re-render behaviour, with experience using profiling and data-driven approaches to identify and resolve performance issues Hands-on experience with Reanimated and Gesture Handler, with fluency across the React Native toolchain, including Metro, Hermes, EAS, and native module integration and debugging A track record of shipping polished consumer experiences with close attention to UX, accessibility, and design detail Experience with secure storage, authentication, encryption, permissions, and sensitive user data on mobile devices Strong testing and debugging skills across unit, integration, end-to-end, device, and browser environments Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Location: New York Workplace: Hybrid ABOUT MORPHO Morpho is a leading Decentralized Finance (DeFi) lending protocol backed by a16z crypto, Paradigm, Ribbit Capital, Apollo, Vaneck, Coinbase Ventures, Variant and 50 others to build an open credit network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing exponential adoption, with over billion in deposits on the network and used by institutional clients including Bitwise, Galaxy, and Anchorage Digital and the largest crypto exchanges, such as Coinbase, Binance, and Kraken. Now, Morpho is scaling its team of contributors to establish itself as the open credit network, not just of DeFi, but of the world.   WHY MORPHO EXISTS Everyone has the potential to build something great for the world. But fulfilling that ambition almost always requires more: people willing to trust you with their capital. Yet access to capital still depends on where you live, who you know, and which institutions are willing to trust you. Even when capital is available, it sits fragmented across disconnected networks and hidden behind intermediaries. The result is a system that fails most of the people it should serve. Borrowers overpay. Lenders earn less than they should. Many are shut out entirely, not because they are unworthy of credit, but because today's infrastructure was never built to connect them. Morpho exists to solve this. Full article here https://morpho.org/blog/why-morpho-exists/. LOCATION   This role is Hybrid - New York.   ROLE   Morpho's largest enterprise partners are live integrations with significant untapped growth potential. This role embeds inside a flagship partner organization, builds relationships from PMs to executives, and inserts Morpho into the partner's product roadmap. Success is measured on revenue and active loans generated by the account.   RESPONSIBILITIES     - Own relationship management for a flagship enterprise partner, building relationships with PMs, executives, and teams across the organization to grow the account and protect it from churn       - Run a recurring meeting cadence with the partner's product teams, including quarterly reviews with executives, to align objectives and keep joint priorities moving       - Make the commercial and product case to PMs that integrating loans grows their revenue, improves their product, and benefits their users, so Morpho earns a place on their roadmap       - Track product data to identify growth levers, such as rolling products out to new jurisdictions or running activation campaigns, and turn them into quantified expansion plays       - Map the incentives of the different players inside the partner organization and use that understanding to unlock decisions       - Spend consistent in-person time with the partner's teams in New York so relationships run deep across the organization, not through a single contact     WHAT SUCCESS LOOKS LIKE   FIRST 30 DAYS   Fully onboarded on a flagship account: you understand the current integration, its performance data, and the history of the relationship, and you have mapped the organization, its decision makers, and their incentives. You have met the key PMs in person and established yourself as Morpho's primary point of contact.   FIRST 3 MONTHS   You have drafted a full account strategy with the CEO: growth thesis, expansion opportunities across existing and new products, blockers, and a 12-month roadmap. A recurring cadence is running with the partner's product teams, and you have identified 2-3 quantified expansion plays and begun pitching them to the relevant PMs.   FIRST 6 MONTHS   Morpho features on the partner's product roadmap, with at least one expansion play committed or shipped and measurable growth in revenue and active loans against your starting baseline. Executive relationships are established, quarterly reviews run as standard cadence, and you are trusted internally as the voice of the account.   MUST HAVE SKILLS & EXPERIENCE     - Experience navigating and selling into large organizations, for example through a top-tier consulting background or an enterprise-facing operating role       - Strong relationship builder across levels, from PMs to executives       - Product-minded: able to insert yourself into a roadmap and argue the commercial and product case for integrating loans       - Data-driven: comfortable tracking product metrics and spotting expansion opportunities like new jurisdictions or activation campaigns       - Crypto native: credible in front of PMs at major crypto and fintech platforms       - Comfort operating in fast-changing, ambiguous contexts       - Strong ownership and autonomy: doesn't wait to be told       - Clear and crisp async communication       - Team-first mindset, low ego PERKS & BENEFITS We design benefits around deep work and growth, so you can do the best work of your career. Expect fair, top-tier compensation, real flexibility, time together in Paris, great health coverage, and support to keep learning.   EQUAL OPPORTUNITY We welcome applicants from all backgrounds and hire based on talent, potential, and values alignment.

Location: United Kingdom (Hybrid) Workplace: Hybrid Most money apps talk at you. Cleo talks back ✨ We're not building another finance app. We're building the world's first AI financial assistant, one that actually understands your money and makes you better at it, and we're changing the world's relationship with money in the process 💰 For everyone, whatever their background or balance. The proof: profitable, fast-growing, a unicorn with over $300M in ARR, and millions of people who now feel differently about their money. We love original thinkers who challenge the status quo. We move fast, tell the truth, and there's nowhere to hide from good work here. If that excites you more than it scares you, you'll fit right in. Follow us on LinkedIn https://www.linkedin.com/company/cleo-ai/ for new features and the occasional roast 🔥 MEET THE TEAM 👥 Here at Cleo, we have ~70 Data Scientists (Product Analysts) working embedded into our Pillars ✨ They stay connected and share knowledge consistently through monthly meetings and slack channels to scale approaches and ensure everyone learns in the same way. They thrive through clear communication with their squad and stakeholders to influence product or company decisions, being that bridge between the non-tech and technical sides of the team. We have deeply structured data and a great experimentation culture using StatSig for all analysts to dive into! ABOUT THE ROLE ✍️ We're hiring a senior analytics leader to own the analytics strategy and operating model across Cleo's Financial Services Product pillars. You'll lead and develop the analytics leadership layer itself - L4/L5 managers and senior ICs - setting company-level standards for metrics, experimentation, and reporting across pillars. - Own the analytics strategy and operating model across Financial Services Product pillars - coherent measurement, experimentation, and insight cadence mapped to company priorities - Lead and develop the analytics leadership layer (L4/L5 managers and senior ICs), building a strong bench, growth plans, and succession so the function doesn't rely on any single person - Drive the experimentation programme as a product - fixing structural issues like single source of truth, standard bucketing, automated conflict detection, sizing and priors - and raise the bar on rigour across squads - Improve observability of live user flows and metric movements, partnering with Engineering on the event framework and product-health reporting - Champion responsible use of agentic AI as a force multiplier for analytics, with sensible guardrails - Partner with Product, Credit, Engineering, Commercial, and ML leadership to shape roadmaps and trade-offs with evidence, giving senior leadership clear visibility on what's driving key metrics - Set and enforce company-level standards for metrics, experimentation, and reporting, reducing duplicated, siloed work across pillars WHAT WE'RE LOOKING FOR 🕵️ - 8+ years in data analytics, data science, BI engineering, or analytics engineering, ideally in a high-growth, product-led company - Proven management experience of at least 4+ ICs - Deep experimentation expertise beyond stat-sig testing - fixing structural problems in a testing programme: bucketing, conflicts/collisions, sizing, priors, governance - A builder's instinct: bias for automation, ownership, and shipping - Ability to set standards and an operating model that teams actually adopt, measurably improving delivery beyond a single team - Commercial sense - can translate product/user metrics into revenue, profitability, and LTV, and hold your own with Product Directors and Commercial stakeholders - Systems thinker, comfortable in a mature, complex product environment with interacting parts (e.g. payments, credit risk, ML models feeding user experience) - Exec-ready storytelling - can synthesise across pillars, land insight at the right moment, and set and defend targets with senior stakeholders - Player-coach instinct - creates leverage through delegation, templates, and self-serve, but goes hands-on on the highest-leverage or most ambiguous problems when needed - Comfortable using AI tools (Claude, Cursor) as leverage, with the judgement to know when to trust output and when to verify - Interest in fintech and Cleo's mission to make money easier and more human - Nice to have: causal inference depth (CUPED, Bayesian methods, PSM, uplift modelling) and the judgement to know when it's worth the effort - Nice to have: genuine enthusiasm for agentic AI as a force multiplier in analytics workflows - Nice to have: credit-risk analytics exposure - arrears, defaults, how ML risk models interact with product analytics and UX - Nice to have: fintech, personal finance, lending, or high-growth consumer subscription experience WHAT WE OFFER We offer benefits package built to support you in and out of work. Benefits vary by country 🌍 and include meaningful equity, comprehensive health insurance, mental health support, a paid one-month sabbatical after four years, a learning & development platform, pension or retirement contributions, and location-specific leave entitlements. For the full breakdown on what's available in your location, visit our Candidate Hub https://meetcleo.notion.site/Cleo-Candidate-Hub-3b95c63b874580e9a068fdc6c8929ebf 👈 WHAT MATTERS Cleo's mission is to change the world's relationship with money. We can't do that without building a brilliant, genuinely diverse team - and making sure our hiring process gives everyone a fair shot, running a fair and transparent recruitment process in which every candidate is considered on their merits. We're glad to make reasonable adjustments at any stage of the process. If there's anything we can do to support you in showing us your best, please let your recruiter or one of the team know. We may use AI-assisted tools during the recruitment process to take support the team in different ways like taking notes or referring back to conversations. They do not replace the team and all applications are reviewed by a Cleo employee thoroughly!

Location: United Kingdom (Hybrid); United Kingdom (Remote); United States Workplace: Remote Most money apps talk at you. Cleo talks back ✨ We're not building another finance app. We're building the world's first AI financial assistant, one that actually understands your money and makes you better at it, and we're changing the world's relationship with money in the process 💰 For everyone, whatever their background or balance. The proof: profitable, fast-growing, a unicorn with over $300M in ARR, and millions of people who now feel differently about their money. We love original thinkers who challenge the status quo. We move fast, tell the truth, and there's nowhere to hide from good work here. If that excites you more than it scares you, you'll fit right in. Follow us on LinkedIn https://www.linkedin.com/company/cleo-ai/ for new features and the occasional roast 🔥 MEET THE TEAM 👥 Here at Cleo we have team of ~135 member in our Borrow Pillar and ~8 dedicated to Credit Policy and Analytics. This function brings together several specialisms, all working toward managing portfolio performance; designing the systems, models, and controls that make lending sustainable. They drive to build and grow a portfolio of responsible EWA & Pay Later products that can scale across markets while protecting users from high cost debt trap. ABOUT THE ROLE ✍️ We're hiring a Head of Data Science to lead credit performance measurement and monitoring within our Risk & Payments pillar. This is a player-coach role: you'll manage a team of Credit Data Scientists and Analysts, splitting your time between hands-on analysis and leading the team - setting direction, developing people, and owning the function's output. You'll own the frameworks and metrics that keep our credit products healthy, and drive the deep-dive analyses that explain performance shifts and turn them into action. Key areas of impact: - Own credit performance measurement - design and maintain Cleo's risk metric framework (arrears, default, yield, LTV, marginal loss), and the dashboards/alerts that catch arrears spikes, roll-rate shifts, and decisioning anomalies early. - Bridge model health and business decisions - partner with Risk Modelling to translate model metrics (AUC, PSI, calibration, drift) into policy and product recommendations, and diagnose whether performance moves are model-driven, macro, or operational. - Lead root-cause analysis - own investigations end-to-end (question → analysis → recommendation) on issues like arrears spikes or yield compression, using driver analysis (SHAP, feature importance, decomposition), and present findings to Risk, Product, and Leadership. - Support policy and decisioning - work with Credit Policy and Decision Science to build evaluation frameworks for policy changes, quantify their marginal impact, and support elasticity/profitability modelling on pricing and limits. - Manage and develop a team - directly manage Credit Data Scientists and Analysts: set priorities, manage performance, and grow the team, not just direct project work. WHAT WE'RE LOOKING FOR 🕵️ - Strong SQL and Python skills, comfortable working directly from the warehouse - Track record owning analyses end-to-end - from framing the question to shipping a recommended change - Hands-on experience with predictive models (credit, fraud, or similar), fluent in AUC/Gini, calibration, PSI/CSI, and drift - Fluency in credit portfolio metrics (arrears buckets, roll rates, loss rate, yield/marginal loss) and how they tie to unit economics - Experience directly managing analysts or data scientists - priorities, performance, and people development - Nice to have: experience with short-term or revolving credit products - Nice to have: experience with both UK and US regulatory frameworks WHAT WE OFFER We offer benefits package built to support you in and out of work. Benefits vary by country 🌍 and include meaningful equity, comprehensive health insurance, mental health support, a paid one-month sabbatical after four years, a learning & development platform, pension or retirement contributions, and location-specific leave entitlements. For the full breakdown on what's available in your location, visit our Candidate Hub https://meetcleo.notion.site/Cleo-Candidate-Hub-3b95c63b874580e9a068fdc6c8929ebf 👈 WHAT MATTERS Cleo's mission is to change the world's relationship with money. We can't do that without building a brilliant, genuinely diverse team - and making sure our hiring process gives everyone a fair shot, running a fair and transparent recruitment process in which every candidate is considered on their merits. We're glad to make reasonable adjustments at any stage of the process. If there's anything we can do to support you in showing us your best, please let your recruiter or one of the team know. We may use AI-assisted tools during the recruitment process to take support the team in different ways like taking notes or referring back to conversations. They do not replace the team and all applications are reviewed by a Cleo employee thoroughly!

Location: Kazakhstan; Armenia; Uzbekistan; Georgia Workplace: Hybrid 📍 Manila, Philippines | Relocation required Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role: You'll be the finance partner to Salmon's business units — turning models, forecasts, and cost analysis into decisions that keep growth disciplined and sustainable. What you'll do: - Partner directly with business leaders across Product, Operations, and Sales to build budgets, forecasts, and long-term plans — and coordinate the inputs that drive each planning cycle. - Work where finance meets execution: keep financial targets aligned with what the business is actually delivering, and give leaders a clear read on performance, risks, and opportunities. - Build the models and analysis behind real decisions — business cases, investments, and strategic initiatives — across products and segments. What you'll own: - Build, maintain, and enhance financial models for business planning, forecasting, and scenario analysis. - Run detailed cost analysis, unit economics, and profitability assessments across products and segments. - Support monthly management reporting, including variance analysis against budget and forecast. - Drive financial planning cycles end to end, coordinating inputs from multiple stakeholders. - Evaluate business cases, investments, and strategic initiatives, surfacing risks and opportunities with actionable recommendations. - Improve financial processes, tools, and reporting frameworks for better decision support. What makes you a strong fit: - Degree in Finance, Accounting, Economics, or Business Management. - 3+ years of experience in FP&A, commercial finance, or business-partnering roles. - Advanced Excel and financial-modeling skills, with a strong grasp of budgeting, forecasting, and financial analysis techniques. - Ability to translate data into clear business insights and recommendations, and present financial concepts to non-finance stakeholders. - Strong commercial mindset and the ability to influence business decisions, with high attention to detail and a structured approach to analysis. - Russian and English speaker. What we offer: OWNERSHIP AND FLEXIBILITY - Stock option plan — four-year vesting with a 25% cliff after the first year - Hybrid-first work environment - Company-provided tools and equipment - Office in Bonifacio Global City, Manila — a modern, walkable district at the centre of the Philippines' growing tech scene HEALTH AND TIME OFF - Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits - Access to an internal mental health support specialist - 22 vacation days, Philippine public holidays, and 15 sick days - 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila RELOCATION AND FAMILY SUPPORT - Relocation support for you, your family — including flights, two weeks of accommodation, visas, paperwork, and logistics - Reimbursement of eligible pet relocation expenses - USD 2,500 per year for flights home - Baby and family stipends for employees relocating to Manila: USD 1,000 per month for each child under two and USD 500 per month for each child aged two to 18 GROWTH AND TEAM EXPERIENCE - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications - Company-sponsored trips to Manila to meet and work with your team in person - Regular team offsites, sports activities, and team events - High-performing teams can earn a dedicated beach house week in Southeast Asia We believe strong teams are built by people with different backgrounds, experiences, and points of view. Salmon is an equal opportunity employer, and we make hiring decisions based on skills, experience, and potential.

Location: Lagos, Nigeria Who we are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The position At Renmoney, we’re solving real-world problems with innovation, technology, and a mission to deepen financial inclusion. As Executive Assistant, you will work directly with our C-suite and play a critical role in driving efficiency, strategic alignment, and operational excellence across the organization. This is more than an administrative role: you will be a thought partner, execution leader, and force multiplier for executive leadership. What you’ll do Serve as a key liaison between the Executive Office and internal/external stakeholders, ensuring information flows smoothly and priorities are well-coordinated Track high-impact initiatives and business priorities, ensuring follow-through and accountability across departments Prepare briefing documents, reports, presentations, and memos for executive decision-making Facilitate effective meetings by developing agendas, recording and following up on action items, and supporting communication between cross-functional teams Lead special projects and initiatives on behalf of the Executive Office Manage executive calendars, travel plans, and high-level engagements with discretion and foresight Conserve the leadership team’s time by proactively anticipating needs, handling sensitive correspondence, and supporting day-to-day business operations Maintain an organized and secure system for managing executive documents and strategic materials Provide critical support during board meetings, strategy offsites, and external stakeholder engagements Requirements Proven ability to operate in fast-paced, high-growth environments Experience supporting C-suite leaders directly, coordinating across department heads, and managing external parties such as key partners Strong business writing and presentation skills for executive audiences Proficiency with Microsoft Office tools and report development Education & Experience Bachelor’s degree in any field (a business-related degree is a plus) Minimum of 3 years of experience supporting executive leadership or leading operational functions Experience in tech, financial services, or a startup environment is an advantage Based in Lagos, Nigeria, with eligibility to work in Lagos, Nigeria Benefits You’ll receive competitive compensation and work with passionate, driven people. You’ll collaborate directly with leadership on strategic initiatives and help shape the future of a brand solving meaningful problems. You'll be part of a flat, agile structure where your work creates real impact.

Location: Remote, EU Workplace: remote About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the Role We're hiring a Staff Backend Engineer to build the backend infrastructure behind Aave App, a consumer savings app that makes onchain financial products simple, secure, and intuitive, and the vault products that power it. The role focuses on the systems between blockchain protocols and the consumer experiences built around them. This includes account and wallet services, transaction orchestration, vault management, monitoring and rebalancing, partner vault integrations, high-reliability blockchain indexing, balances and yield data, funding and withdrawal flows, notifications, and performant, well-documented APIs for mobile and web clients. You'll own a broad technical area with high ownership and turn ambiguous product goals into reliable production systems. Correctness, security, and operability are critical: the services you build will support customer transactions, sensitive account flows, user funds, and financial data across both onchain and offchain infrastructure. You'll also work closely with Quant Engineers, who own the financial models, assumptions, and calibration behind vault allocation and rebalancing, and with smart contract engineers, who own onchain integration and enforcement. Backend owns the production systems, data pipelines, and services that run those models. How you can make an impact: Design, build, and operate backend services for Aave App across onboarding, funding, savings, vaults, withdrawals, portfolio data, and customer communications Build vault management, monitoring, and rebalancing systems, including partner vault integrations, and work with Quant Engineers to turn reviewed allocation models into reliable production services Build transaction-orchestration and high-throughput indexing services that safely prepare, submit, monitor, and reconcile onchain activity across its full lifecycle Integrate with smart contracts, RPC providers, account infrastructure, payment partners, and other external services, designing for degraded dependencies and partial failure Lead technical reviews for high-value systems and improve testing, observability, alerting, incident response, and deployment practices across the backend codebase Work closely with mobile, web, product, design, protocol, smart contract, quant, security, data, and operations teams to deliver coherent consumer experiences Raise the engineering standard through hands-on delivery, pragmatic architecture, clear documentation, and review that helps other engineers grow Let's connect if you have: 6+ years of backend engineering experience, including ownership of complex production systems Strong backend programming skills. Production experience with Rust is highly desirable, but we'll also consider strong systems experience in Go, C++, Zig, or Java Experience building distributed, event-driven, or data-intensive systems with clear reliability and performance requirements Strong knowledge of API/GraphQL design, PostgreSQL or another relational database, caching, queues, and observability Experience with blockchain systems or other financial infrastructure involving real capital, particularly transaction signing, private-key or key-management flows, wallet infrastructure, and onchain transaction lifecycles, is highly desirable Strong judgement around threat modelling, sensitive data, permissions, and the operational risks of systems handling financial value Nice to haves: Experience reading smart contracts and integrating with EVM-compatible networks, smart accounts, account abstraction, bridges, vaults, or DeFi protocols Experience designing constraint, optimization, solver, or allocation systems Experience building consumer fintech, savings, wallet, exchange, or payments products at meaningful scale Experience with cross-chain indexing, large-scale data ingestion, Kafka, ClickHouse, or similar infrastructure Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Banco Plata is a digital bank and fintech startup specializing in consumer lending, credit cards with a cashback program, and interest-free installment plans. Remote work or relocation options available to Cyprus, Serbia, Spain, Georgia, or Mexico.

Location: Metro Manila; Armenia; Cyprus; Serbia; Bangkok; Kyrgyzstan; Kazakhstan; Uzbekistan; Georgia Workplace: Hybrid 📍 Manila, Philippines | Relocation required Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role: You'll lead the Finance side of the core banking system project — turning accounting needs, regulatory obligations, and product-administration realities into system requirements, and delivering against them. What you'll do: - Lead the core banking system project from the Finance side: own the plan end to end — scope, milestones, dependencies, and risk tracking — and act as Finance's subject-matter voice across vendor selection, design, and rollout. - Run UAT, data-migration validation, and cutover planning from the Finance side, coordinating closely with IT/Engineering and vendors. - Connect the dots across Finance, IT/Engineering, and Compliance — surfacing regulatory gaps tied to system limitations and helping close them, and keeping Finance leadership informed on progress, risk, and dependencies. What you'll own: - Turn accounting needs, regulatory obligations (such as BSP/MORB), and product-administration realities into concrete system requirements, and manage delivery against them. - Build and drive the accounting-backlog remediation plan with real milestones, pulling in Finance colleagues and outside help where it makes sense. - Get month-end and period-end close and reporting, based on the core banking system, integrated directly with the GL — and keep it that way. - Take the Odoo accounting-automation work into properly owned, documented, controlled, and audit-ready process. - Identify and prioritise efficiency gains — automating manual entries, reconciliations, and reporting, using AI where it applies — to cut team effort and errors. - Contribute to IPO-readiness work wherever it touches financial systems and controls. What makes you a strong fit: - 10+ years of experience with a strong track record in finance/accounting project management. - A solid grip on accounting fundamentals and the close process. - Proven automation experience — you've led or driven process-automation initiatives, not just used automated tools — including practical Odoo (or a comparable ERP) experience for accounting automation. - Strong IT literacy: comfortable with system architecture, data flows, and technical requirements — enough to bridge Finance and IT/Engineering without a translator. - Strong project-management discipline: scoping, milestone tracking, risk management, and stakeholder communication across Finance, IT/Engineering, and Compliance. - Ability to turn messy, ambiguous problems into a plan with real milestones. What we offer: OWNERSHIP AND FLEXIBILITY - Stock option plan — four-year vesting with a 25% cliff after the first year - Hybrid-first work environment - Company-provided tools and equipment - Office in Bonifacio Global City, Manila — a modern, walkable district at the centre of the Philippines' growing tech scene HEALTH AND TIME OFF - Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits - Access to an internal mental health support specialist - 22 vacation days, Philippine public holidays, and 15 sick days - 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila RELOCATION AND FAMILY SUPPORT - Relocation support for you, your family — including flights, two weeks of accommodation, visas, paperwork, and logistics - Reimbursement of eligible pet relocation expenses - USD 2,500 per year for flights home - Baby and family stipends for employees relocating to Manila: USD 1,000 per month for each child under two and USD 500 per month for each child aged two to 18 GROWTH AND TEAM EXPERIENCE - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications - Company-sponsored trips to Manila to meet and work with your team in person - Regular team offsites, sports activities, and team events - High-performing teams can earn a dedicated beach house week in Southeast Asia We believe strong teams are built by people with different backgrounds, experiences, and points of view. Salmon is an equal opportunity employer, and we make hiring decisions based on skills, experience, and potential.

Plata is a Mexican fintech startup specializing in consumer lending through the Plata Card. Work format: Remote (GMT-2 – GMT+5) or on-site. Flexible working hours. Relocation support available for Serbia, Georgia, Mexico, or Colombia.

Plata is a Mexican fintech startup specializing in consumer lending through the Plata Card. Remote work. Flexible working hours. Relocation support (Serbia, Georgia, Mexico or Colombia).

Location: Remote We're hiring a Junior Trader to join our trading team. You'll work directly with senior traders across strategies on centralized and decentralized venues, and take on your own responsibilities quickly. We don't require prior DeFi experience. We do require that you're quantitative, technical, and able to move fast without breaking things. WHAT YOU'LL DO - Execute and manage trades across centralized (CEX) and decentralized (DEX) venues — order books, AMM pools, and concentrated liquidity positions. - Monitor positions, inventory, and P&L in real time. Identify risks early and act on them. - Build and improve the tooling the desk runs on: position trackers, reporting dashboards, hedging workflows, reconciliation. - Analyze market and execution data to answer questions that matter — where slippage comes from, which pools are actually profitable, how our fill quality compares to the market. - Develop real depth in market structure and protocol mechanics (AMMs, PMMs, lending protocols) and bring it back to the desk. WHAT WE'RE LOOKING FOR - 0–3 years of experience — recent graduates with strong technical credentials, or candidates from quant research, engineering, data, or markets-adjacent roles looking to move onto a trading desk. - Strong quantitative foundation: probability, statistics, and the instinct to reach for data before opinions. - Python preferred, ideally applied to financial modeling or data analysis (pandas, notebooks, working with messy datasets). Adjacent tooling — R, MATLAB, SQL, serious Excel modeling — counts. - Real interest in crypto and DeFi. Professional crypto experience isn't required; demonstrated engagement with the space is. - Sound judgment under pressure. Markets move at 3am and things break. We need someone who stays composed, thinks clearly, and escalates early. - Precise communicator - Self-directed and adaptable; comfortable operating with autonomy across time zones in a remote-first environment. NICE TO HAVE - Personal trading, market-making, or on-chain activity of any kind — a portfolio, a bot, an arbitrage script, a Dune dashboard. - Familiarity with Solana tooling (Jupiter, Orca, Drift) or EVM DeFi (Uniswap, Aave, Curve). - Exposure to algorithmic or systematic trading. - Machine learning or large-scale data analysis (regression, tree-based methods, classification). - Internships or prior work at a trading firm, market maker, exchange, or protocol. WHAT YOU'LL GET - Direct mentorship from traders running real capital — you'll learn by working alongside them, not from a curriculum. - Responsibility as fast as you can earn it, with clear feedback on where you stand. - Exposure across the full stack of a trading operation: execution, risk, tooling, counterparty relationships, and market structure. - A front-row seat as equities, commodities, and crypto converge on-chain.

Location: Lagos, Nigeria; Moscow, Russia; Belgrade, Serbia; Minsk, Belarus; Tbilisi, Georgia; Limassol, Cyprus Renmoney Microfinance Bank is on a mission to empower individuals and businesses across Nigeria by building a comprehensive financial ecosystem. From lending and savings to insurance, remittances, payments, and lifestyle services, we are creating innovative solutions that drive financial inclusion and economic growth. Your Mission As Chief Product Officer (CPO), you will own the vision and strategic direction of Renmoney’s retail product ecosystem. This includes core lending and banking products, as well as adjacent services such as insurance, remittances, and lifestyle solutions. Given the seniority of the CPO position and its strategic impact on the business, the role requires relocation to Lagos, Nigeria for the on-site work in the headquarters of the company. You will work closely with the executive team to: Drive product innovation and profitability. Enhance customer experience and adoption. Ensure products are competitive, compliant, and scalable in Nigeria’s fast-evolving financial services landscape. You will lead multidisciplinary teams across Product Management, Design, Data, and Technology — ensuring that what we build creates measurable value for customers, partners, and the business. Key Responsibilities Strategy & Vision Define and deliver Renmoney’s ecosystem product strategy, balancing growth, profitability, and risk. Translate market opportunities into scalable product roadmaps across lending, banking services, insurance, remittances, payments, and lifestyle. Stay ahead of regulatory requirements and competitive dynamics in Nigeria. Product Development & Execution Lead the design and rollout of customer-centric products tailored to Nigeria’s retail segments. Champion research, data analytics, and customer feedback to shape product decisions. Drive adoption of AI, automation, and digital channels to improve efficiency and customer experience. Establish robust product governance and compliance processes. Ecosystem & Partnerships Build and manage strategic partnerships with fintechs, telcos, insurers, remittance providers, and lifestyle platforms. Develop cross-sell, bundled, and embedded finance opportunities that expand customer value. Negotiate favorable commercial terms that balance growth and cost efficiency. Leadership & Performance Lead and grow a high-performing product team with a culture of accountability, innovation, and delivery. Partner with Risk, Finance, and Collections to optimize pricing, yields, impairments, and capital allocation. Track and report KPIs: adoption, profitability, NPS/CSAT, revenue contribution, and ecosystem expansion. Requirements 10+ years of product leadership experience (including Head of Product, VP Product, or CPO), ideally in financial services, fintech, or microfinance. Proven success in scaling retail products and ecosystems (beyond lending). Strong grasp of Nigeria’s financial landscape (banking, regulation, competition, consumer behavior). Ability to link product outcomes directly to P&L impact (CAC, LTV, NPS, churn). Experience with AI, automation, and data-driven product management. Strong leadership skills: strategic thinker, clear communicator, collaborative, commercially minded. Advanced degree (MBA or related) is a plus but not mandatory. Benefits Full support with relocation to Lagos, Nigeria A unique opportunity to shape the future of financial services in Nigeria. Competitive salary and performance-based incentives. Pension scheme, health cover, and wellness benefits. A collaborative and high-growth environment. Growth and development opportunities in a mission-driven organization.

Location: Philippines Workplace: Hybrid Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role: You'll own the NPV and unit economics model behind Salmon's credit card business — the core logic behind how we price, size, and monitor profitability across the portfolio. What you'll do: - Work directly with the Head of Economics to turn model logic into production-ready Python/SQL code - Build and maintain the datasets that feed the model — cohorts, cashflows, losses, funding, fees, revenue — with help from other analysts - Automate scenario and sensitivity runs so pricing, limit, and product decisions are backed by real numbers What you'll own: - Own the end-to-end NPV / unit economics model for credit cards — clean, testable, versioned logic - Validate model outputs against actual portfolio performance and investigate gaps when they don't match - Translate model logic into clear, implementation-ready specs when other teams need to build on it - Step outside your immediate scope when the work calls for it — we value ownership over rigid roles What makes you a strong fit: - 2–3+ years of hands-on experience in data analytics - Strong Python (pandas) and SQL — for data exploration and for implementing analytics logic in production - Solid understanding of unit economics / financial modeling — cashflows, NPV, cohorts — through direct modeling experience or hands-on work with such models - High attention to detail — small errors break economics in production What we offer: Ownership and flexibility - Stock option plan — four-year vesting with a 25% cliff after the first year - Hybrid-first work environment - Company-provided tools and equipment - Office in Bonifacio Global City, Manila — a modern, walkable district at the centre of the Philippines' growing tech scene Health and time off - Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits - Access to an internal mental health support specialist - 22 vacation days, Philippine public holidays, and 15 sick days - 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila Relocation and family support - Relocation support for you and your family — including flights, two weeks of accommodation, visas, paperwork, and logistics - Reimbursement of eligible pet relocation expenses - USD 2,500 per year for flights home - Baby and family stipends for employees relocating to Manila: USD 1,000/month per child under two, USD 500/month per child aged two to 18 Growth and team experience - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications - Company-sponsored trips to Manila to meet and work with your team in person - Regular team offsites, sports activities, and team events - High-performing teams can earn a dedicated beach house week in Southeast Asia We believe strong teams are built by people with different backgrounds, experiences, and points of view. Salmon is an equal opportunity employer, and we make hiring decisions based on skills, experience, and potential.

Location: Kazakhstan; Kyrgyzstan; Uzbekistan Workplace: Hybrid Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role: You'll build the analytics layer for Finance and Marketing & Growth — two areas that only get partial coverage today — and help shape how analytics engineering scales as the team and data volume grow. What you'll do: - Build the semantic layer that powers Finance's financial reporting, turning business logic into reliable, gold-layer datasets. - Build the analytics layer for Marketing & Growth, enabling self-service reporting on acquisition, funnels, and campaign performance. - Help define how analytics engineering scales across the team — supporting other analysts' data models and shaping technical standards. What you'll own: - Own the semantic layer for financial reporting, ensuring one consistent source of truth for business metrics. - Own the analytics layer for Marketing & Growth, from data modeling to self-service reporting. - Build and maintain dbt models (staging, intermediate, marts) with tests, documentation, and reusable macros. - Design scalable data models in Databricks silver and gold layers, applying dimensional modeling. - Support other analysts across the data team, optimizing self-built data models when performance or reliability issues come up. - Contribute to defining the strategy and standards for analytics engineering as it grows. What makes you a strong fit: - Strong SQL expertise, including complex queries, window functions, and query optimization on large datasets - Hands-on experience with dbt — models, macros, tests, documentation, and CI workflows - Strong dimensional modeling experience (3NF/Inmon, star schema, or anchor modeling) - Experience building semantic layers or maintaining a single source of truth for business metrics - Experience in banking or fintech is a plus, especially data modeling for financial products - Comfortable working in Git-based ELT workflows What we offer: Ownership and flexibility - Stock option plan — four-year vesting with a 25% cliff after the first year - Remote-first role, with collaboration hours from 10:00 Manila time (UTC+8) - Company-provided tools and equipment Health and time off - Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits - Access to an internal mental health support specialist - 22 vacation days, Philippine public holidays, and 15 sick days Growth and team experience - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications - Company-sponsored trips to Manila to meet and work with your team in person - Regular team offsites, sports activities, and team events - High-performing teams can earn a dedicated beach house week in Southeast Asia We believe strong teams are built by people with different backgrounds, experiences, and points of view. Salmon is an equal opportunity employer, and we make hiring decisions based on skills, experience, and potential.

Location: India Who We Are: Galaxy Digital Inc. (Nasdaq: GLXY) is a global leader in digital assets and data center infrastructure, growing the economy that runs on code. Galaxy delivers the onchain infrastructure that connects institutions to digital assets, including trading, advisory, asset management, staking, self-custody, and tokenization. Galaxy also develops and operates data center infrastructure to power AI and HPC workloads. Anchored by its Helios campus in Texas, Galaxy is building a multi-gigawatt pipeline of more than 5.7 GW of potential capacity, positioning it among the largest and fastest-growing data center developers in North America. The Company is headquartered in New York City, with offices across North America, Europe, the Middle East, and Asia. Additional information about Galaxy's businesses and products is available on www.galaxy.com . What We Value: We are a diverse team of free thinkers, and fast movers united to help investors and creators energize the global economy. We are looking for individuals who thrive in a culture of builders and overachievers and embrace high performance, transparent feedback, and a mission-first approach. Our culture shapes our way of working and gets us where we want to be. Seek Excellence. Be Selective To Be Effective. Be Highly Aligned, Loosely Coupled. Disagree Transparently. Encourage Independent Decision-Making. Build Dream Teams. Who You Are: The Compliance Associate will be responsible for maintaining the Firm’s compliance policies and procedures that are part of our robust BSA/AML compliance program across all business lines including but not limited to Trading, Lending, and Asset Management, focusing on KYC (Know Your Customer) and AML (Anti-Money Laundering) activities. This will include evaluation of client identification, risk profiles and other assessments. This role will interact with Senior Management, Legal, Technology, as well as clients, investors, and among other groups. What You’ll Do: OFAC, Sanctions, PEPS or adverse media: Conduct and review OFAC screens and research OFAC false positives and escalate potential OFAC issues for review; file OFAC reports if required; testing and validating the sanction screening tool Conduct Customer Due Diligence, review Customer Risk Ranking, conduct Enhanced Due Diligence, escalate potential AML risks with recommendations for mitigation. Investigating, analyzing and identifying AML alerts which may lead to filing suspicious activity reports as required by law. Assist in implementing on-chain transaction monitoring including validation, and clearing AML transaction monitoring alerts Implement respective BSA/AML and OFAC procedures and recommend procedure improvements based on regulations and industry practices that correspond to the Company's business model. Assist with regulatory audits and requests Ensure appropriate adherence to CDD, EDD and Transaction Monitoring processes while providing a positive experience for clients Identify compliance and risk issues. Assist institutional clients and investors during the onboarding process, which will include questions regarding onboarding to Galaxy and also onboarding Galaxy to their platform Provide an exceptional “client-first” experience both through email and over scheduled phone calls with business personnel to properly ensure the correct guidance and information is given to clients and investors What We’re Looking For: 3 to 5 years of experience conducting end-to-end KYC onboarding reviews Experience in blockchain investigations and AML alert clearance Preference for working in a fast paced and ever-changing environment Bachelor’s Degree Intellectually curious self-starter, comfortable in ambiguity and a fast-paced environment Strong appetite for problem solving in a high growth business Strong attention to detail Team player with a can-do attitude Excellent communication skills Bonus Points: CAMS certification Strong knowledge of BSA/AML, CDD, EDD, and Transaction Monitoring requirements Experience conducting and dispositioning transaction monitoring alerts and cases Ability to manage multiple projects and functions Experience, knowledge and interest in cryptocurrency a plus What We Offer: Competitive base salary and discretionary bonus Competitive paid time off Hybrid Working Arrangements Company-paid health and protective benefits for employees and their eligible dependents Free coaching and counseling sessions through Headspace Generous paid Parental Leave Opportunities to learn about the Crypto industry Smart, entrepreneurial, and fun colleagues Employee Resource Groups *Benefits may vary depending on location. Galaxy respects diversity and seeks to provide equal employment opportunities to all employees and job applicants for employment without regard to actual or perceived age, race, color, creed, religion, sex or gender (including pregnancy, childbirth, lactation and related medical conditions), gender identity or gender expression (including transgender status), sexual orientation, marital or partnership or caregiver status, ancestry, national origin, citizenship status, disability, military or veteran status, protected medical condition as defined by applicable state or local law, genetic information or predisposing genetic characteristic, or other characteristic protected by applicable federal, state, or local laws and ordinances. We will endeavor to make a reasonable accommodation to the known limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to complete the application process or to participate in an interview, please contact careers@galaxy.com.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Software Engineer on the Risk team, your work will directly impact the systems that protect our customers and company. You will: - Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale. - Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention. - Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions. - Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows. - Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems. - Build clear documentation to support collaboration, transparency, and operational excellence. YOU BRING - 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems. - Proficiency in building and maintaining APIs, microservices, and distributed systems. - Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies. - Experience working with risk, fraud, or compliance systems is a plus. - Drive and proactivity – everyone here is a builder and executor. TOOLS WE USE We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As an Applied Scientist at OnePay, you’ll be at the forefront of our AI and Machine Learning innovation! You will: - Design and deploy machine learning, deep learning, and LLM models that will shape our customer experience, drive business growth, and improve operational efficiency while collaborating closely with product, engineering, and analytics teams. - Develop personalization and recommendation systems that deliver dynamic, user-centric experiences across our product offerings. - Design and optimize search and retrieval systems to improve discoverability, relevance, and user satisfaction. YOU BRING - 7+ years of experience building and productionizing ML/AI models that deliver measurable business impact. - Experience building and productionizing LLM-powered applications, agentic systems, and traditional ML (ranking, recommendations, personalization). - A strong technical background with a degree in Computer Science, Data Science, Applied Mathematics, or a related field. - Fluency in collaborating with Product, Engineering, and Analytics teams to bring AI solutions from ideation to deployment. - Drive and proactivity – everyone here is a builder and executor. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS - Initial Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.