Вакансии

Location: Amsterdam; Berlin Workplace: Hybrid ABOUT MOTHERDUCK Don’t let the quirky name fool you: At MotherDuck, we’re on a mission to make data warehousing fun, frictionless, and ducking awesome for developers and data practitioners building blazing fast internal and customer-facing analytics experiences. We're building a cloud-hosted version of DuckDB, working hand-in-hand with the creators of the fastest-growing and fastest-improving query engine on the planet. Unlike other databases, MotherDuck was architected to unify local development with cloud operations to bridge the gap between software and data engineering workflows. Our team is a mix of thoughtful, passionate, and empathetic data industry veterans. WHAT YOU WILL DO The Database team is the bridge between DuckDB and the cloud. We own the core server and client extension logic that lets DuckDB run seamlessly, whether it's local or in the cloud, and we work in C++ right alongside the DuckDB codebase itself. Our mission is to push the boundaries of embedded database performance, distributed execution, and user experience, all while staying closely connected to DuckDB Labs (the team behind DuckDB) to align on APIs and shape what's next. Day to day, we drive major projects in dual execution, resource assignment, and system reliability, while also handling incoming issues and lending our DuckDB expertise to other teams. We collaborate closely across MotherDuck and with the wider DuckDB community, making sure people get the best of both local and cloud worlds. It's a small, high-agency team with big ambitions... the kind of place where engineers own impactful projects, share what they learn, and help shape how modern analytics gets built. This role is ideally based in Amsterdam or Berlin, but we are also open to great candidates remotely in Europe. Key Responsibilities: - Own major projects in our dual execution stack, so DuckDB can process queries seamlessly whether they're running locally or in the cloud. - Help build a cloud platform that dynamically assigns resources, so DuckDB stays efficient whether someone's running a tiny workload or pushing our biggest, highest-memory instances. - Lead cross-functional work with our frontend, platform, and infrastructure teams to keep the user experience coherent end to end. - Push the state of the art in embedded database performance, distributed execution, and DuckDB internals. - Deepen your DuckDB expertise and share it with the rest of the company through mentorship and documentation. - Work directly with our support team to debug issues, learn from real usage patterns, and prioritize the improvements that matter most. - Improve systems holistically... spotting architectural challenges early and clearing bottlenecks before they become problems. - Mentor teammates and help raise the bar for engineering practices across the team. - Work closely with DuckDB Labs (which grew out of the Database Architectures group at CWI, where vectorized execution and DuckDB were born) to help align on APIs and shape where DuckDB goes next. WHAT YOU BRING - You've built and shipped complex backend systems, and you know what great looks like. - You're fluent in a backend language like C++, Rust, Java, or similar systems languages, and you're comfortable working close to the metal. (C++ and Rust are the biggest plus here, and we love a great Java engineer too.) - A good foundation in query engines, execution plans, indexing, and performance optimization techniques. - Hands-on experience with DuckDB is a huge plus, no matter what level you're coming in at. - You've worked with cloud infrastructure, networking, and building low-latency distributed systems. - You can scope and lead projects that span multiple collaborators and cross-functional dependencies. - You take pride in clear thinking, careful design, and thoughtful tradeoffs. - You're comfortable mentoring peers and helping build a collaborative, high-agency environment. - You enjoy engaging with the wider community, whether that's open-source conversations or working directly with DuckDB Labs. WHAT WE PROVIDE - The opportunity to participate and contribute to DuckDB, one of most popular modern open source analytical databases. - Competitive salary and stock options so you have a stake in our flock’s success. - Flexible time off – take the time you need to recharge, explore, or just have a lazy day by the pond. - A good pension plan - Legendary company events – we bring the whole flock together once a year for unforgettable summits in fun locations, plus 1-2 team gatherings a year to keep our bonds strong. - Hybrid work environment – Spend three days a week in the office collaborating with the flock, and work from wherever you’re most productive the rest of the time—whether that’s your home office, a coffee shop, or a peaceful lakeside retreat. We have to warn you though, most of us like the office so much we come anyway. It’s on the river Ij, with a great lunch every day. PLEASE APPLY Does this role sound appealing to you, but you’re missing some of the requirements or don’t quite think you’re qualified?  Please apply anyway. Research has shown that underrepresented groups in technology often shy away from roles which aren’t a 100% match. We aim to build a diverse team and will strongly consider applicants who bring many of the requirements plus have other experiences which round out their qualifications. MotherDuck is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. MotherDuck is committed to working with and providing reasonable accommodations to applicants with physical and mental disabilities.

Location: United Kingdom; United States Workplace: remote About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?    We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the Role We're looking for a Principal iOS Engineer to lead the iOS engineering team and shape the architecture of Aave App. You'll combine hands-on technical depth with day-to-day team leadership to deliver a secure, intuitive consumer savings experience built on blockchain infrastructure. This role owns the technical direction for iOS, from application architecture and engineering standards to wallet security, transaction flows, performance, and release quality. You'll turn product goals into a clear roadmap, guide engineers through complex decisions, and partner closely with design, product, backend, protocol, and security teams. Production experience integrating blockchain functionality into an iOS application is essential for this role. The successful candidate will be able to lead decisions around wallets, private keys, transaction signing, RPC interaction, and onchain state. How you can make an impact: Own and evolve the technical architecture of Aave App on iOS, setting direction that supports rapid product development without compromising security or maintainability Design and ship core blockchain functionality, including wallet creation and connectivity, key management, transaction construction and signing, gas estimation, RPC interaction, onchain reads, and account-abstraction flows Lead the integration of onchain and offchain data across savings, funding, withdrawal, bridge, vault, portfolio, notification, and analytics experiences. Set standards for application architecture, Swift and UIKit code quality, testing, observability, performance, release safety, and incident response Remain hands-on in the codebase, particularly for foundational architecture, security-sensitive functionality, complex integrations, and critical production issues Partner closely with design to deliver precise UI, refined interactions, accessibility, and a cohesive mobile design system Coach and mentor iOS engineers, delegate meaningful ownership, provide clear technical and performance feedback, and contribute to hiring and team development Let's connect if you have: 8+ years building production iOS applications, including experience operating at Principal, Lead, or equivalent level Deep Swift and UIKit expertise, with a strong understanding of iOS architecture, concurrency, networking, navigation, application lifecycle, and native frameworks Hands-on production experience integrating blockchain functionality into an iOS application, including wallets, private keys, transaction signing, RPCs, gas, and onchain transaction lifecycles A track record of setting architectural direction for a complex consumer application Experience leading engineers through ambiguous, high-impact work, raising quality through mentoring and review, and creating clear ownership across a team. Strong judgement around performance, testing strategy, observability, release safety, incident response, and production reliability Proven ability to deliver polished, design-precise consumer experiences and collaborate effectively across product, design, backend, protocol, and security teams Clear communication with technical and non-technical stakeholders, particularly when explaining architecture, risk, priorities, and trade-offs Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion ABOUT THE EXPERIENCE DESIGN TEAM Experience Design at OnePay shapes how millions of people interact with their money. The product touches saving, spending, borrowing, and growing wealth – often for people the traditional financial system has underserved. That weight raises the bar on what we ship and how we ship it. We’re a small, senior team with roots at Apple, Meta, Ford, Airbnb, and leading fintechs – low ego, high craft, and genuinely collaborative. AI is a baseline part of how we work, not a future we’re talking about. THE ROLE We’re looking for a Design Engineer to help define what modern design-to-code looks like at OnePay. This is a first-class engineering role with design fluency. You’ll generate production-ready components directly, use AI coding tools aggressively, and help push the team past traditional spec-based handoff. You’re not executing the current model – you’re shaping what comes next. WHAT WE’RE LOOKING FOR - You ship in code. Figma is part of how you communicate, but you’re most fluent in the codebase. You generate production-ready work, not just specs. - You’re AI-native at production velocity. Cursor, Claude Code, v0, similar tools – they’re already how you move. You ship more in a day than most teams do in a week. - You’re rethinking handoff. The traditional model is breaking down, and you’re excited to define what replaces it. - You translate fluently. You speak both languages. Designers trust you, engineers trust you, and you make the gap between them disappear. - You sweat the implementation. A two-pixel drift in production matters to you. So does a token that doesn’t quite map. You catch what others miss. - You operate in motion. Process is fluid here, and you help shape it as you ship. TOOLS WE USE We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. YOU BRING - Fluency in both Figma and code (React Native or React). - Active use of AI coding tools (Cursor, Claude Code, v0, or similar) at production velocity. - Fluency in design tokens, component architecture, and how design systems map to code. - Experience shipping on cross-functional teams where design and engineering overlap. - Strong communication across both disciplines. - A track record of operating in fluid environments and helping define how teams work. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: St. Petersburg, Russia; Moscow, Russia; Belgrade, Serbia Workplace: remote At NOVACARD , we’re redefining how people use credit. We are the first interest-free and no-annual-fee credit card in Mexico , designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to $200,000 MXN in credit , only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals. About the Role: We’re looking for a DevOps Engineer to design, deploy, and operate AWS infrastructure for a large-scale migration of a digital financial product. You’ll build and maintain a production-ready platform covering AWS networking, Kubernetes/EKS, CI/CD, observability, backup/restore, and secure access management. You’ll collaborate closely with development, system analysis, QA, and engineering teams to ensure fast delivery, stable services, and a controlled migration. Key Responsibilities: AWS Infrastructure Design & Operations Design, deploy, and maintain AWS infrastructure: VPC, Subnets, Route Tables, Security Groups, IAM, EC2, EBS, S3, ELB/ALB/NLB, Route53. Configure AWS networking: public/private subnets, NAT Gateway, Internet Gateway, VPC Peering / Transit Gateway, VPN, routing. Ensure HA, backup/restore, disaster recovery, and production infrastructure principles. Create and maintain AWS infrastructure as code using Terraform. Kubernetes & Containerization Build and operate Kubernetes on AWS (EKS). Work with core Kubernetes objects: Deployment, StatefulSet, DaemonSet, Service, Ingress, ConfigMap, Secret, Job/CronJob, PVC/PV, Namespace, ServiceAccount. Use Helm for application management. Configure Ingress Controller, Load Balancer, and TLS/certificates. Understand Kubernetes storage and ensure stateful applications run reliably. Work with Docker: image builds, registry, container troubleshooting. CI/CD & Automation Build CI/CD processes, preferably with GitLab CI. Automate deployment of applications and dependent services. Integrate infrastructure changes into pipelines and maintain reproducible environments. Observability, Reliability & Operations Set up monitoring with Prometheus + Grafana: metrics and alerts. Organize centralized log collection and analysis: Loki/ELK/OpenSearch. Diagnose network and system issues in Linux. Ensure production stability, respond to incidents, and eliminate root causes. Security & Access Management Manage secrets: AWS Secrets Manager / Vault/OpenBao / External Secrets. Configure RBAC/IAM and follow the principle of least privilege. Ensure secure service-to-service communication and infrastructure access. Data & Services Support PostgreSQL, Redis, RabbitMQ/Kafka at the infrastructure and application integration level. Ensure backup/restore and fault tolerance for stateful services. Help teams deploy and maintain dependent services in Kubernetes. Key Requirements: AWS & Networking Strong AWS experience: VPC, Subnets, Route Tables, Security Groups, IAM, EC2, EBS, S3, ELB/ALB/NLB, Route53. Good understanding of AWS networking: public/private subnets, NAT Gateway, Internet Gateway, VPC Peering / Transit Gateway, VPN, routing. Kubernetes & Containers Hands-on experience building and operating Kubernetes on AWS (EKS). Understanding of core Kubernetes objects: Deployment, StatefulSet, DaemonSet, Service, Ingress, ConfigMap, Secret, Job/CronJob, PVC/PV, Namespace, ServiceAccount. Experience with Helm. Experience configuring Ingress Controller, Load Balancer, and TLS/certificates. Experience with Docker: image builds, registry, container troubleshooting. Understanding of Kubernetes storage and stateful application operation. IaC & CI/CD Terraform — creating and maintaining AWS infrastructure as code. Experience building CI/CD, preferably GitLab CI. Data, Queues & Storage Experience with PostgreSQL, Redis, RabbitMQ/Kafka at the infrastructure and application integration level. Understanding of HA, backup/restore, disaster recovery, and production infrastructure principles. Monitoring, Logging & Secrets Monitoring: Prometheus + Grafana, configuring metrics and alerts. Centralized log collection and analysis: Loki/ELK/OpenSearch. Secrets management: AWS Secrets Manager / Vault/OpenBao / External Secrets. Linux & Security Linux administration and confident diagnosis of network and system issues. Experience configuring RBAC/IAM and following the principle of least privilege. Especially Important Practical Experience: The engineer must be able to design an AWS network from scratch → set up EKS → deploy an application and dependent services → configure ingress/DNS/TLS → CI/CD → monitoring/logging → backup → hand over a production-ready infrastructure for operation. Nice to Have: Experience migrating lending systems or fintech products. Experience building CI/CD with GitLab CI. Hands-on experience with Vault/OpenBao, External Secrets. Experience with Kafka and stateful services in Kubernetes. What We Offer: Participation in a large-scale migration of a digital financial product. Work with a modern stack: AWS, Kubernetes/EKS, Terraform, CI/CD, Prometheus/Grafana. Close collaboration with development, system analysts, QA, and engineers. Opportunity to build a production-ready platform from scratch and hand it over to operations. Terms and work format — discussed individually

Location: Bangalore (Hybrid) ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a FCC Investigator, your mandate is to protect the safety of our customers by implementing the procedures and controls we have in place. This role will impact OnePay’s vision by fundamentally assisting in the development of a durable program, and the effectiveness of our financial crime compliance program. You will work closely with the Risk and Fraud team(s) working on daily monitoring and taking action on suspicious transaction alerts, and using strong investigative and analytical skills to decision alerts and escalate them as appropriate. This role reports to the FCC program manager. This role is responsible for: - Performing investigation to identify financial crime typologies - Monitoring of sanctions and PEP screening alerts - Drafting suspicious transaction reports - Providing advice and analysis of observed ML/TF typologies and trends to identify potential areas of risk - Perform quality control reviews of sanctions and suspicious transactions alerts and reports - Participating in transaction monitoring system tuning tests - Additional duties as assigned by your manager YOU BRING - 4+ years of experience - An act-like-an-owner mentality. We have a bias toward taking action. - Strong investigations experience with ability to tie disparate red flags and to effectively document conclusive results - Past experiences implementing BSA/AML program improvements a plus - Ability to synthesize transactional behavior through different views of transaction data set (e.g. chronological and pivoted summary data) - Self-starter, able to anticipate management needs, and comfortable working in a dynamic environment - Meticulously organized with ability to successfully manage disparate assignments in parallel - Results-oriented and analytical, with ability to work independently and adaptively, to anticipate and mitigate friction points, and to take action to promptly resolve and learn from challenges - Ability to work closely and communicate effectively with colleagues in all functions at all levels who are working remotely - Skilled in both written and verbal communications with all levels of an organization - CAMS or current candidacy a plus WHAT WE OFFER - Competitive salary, stock options, and benefits from Day 1 - Comprehensive health insurance coverage (health insurance, accident and disability insurance, term life insurance), including mental health support and wellness programs - Hybrid work model (Bengaluru office three days a week), various time off programs (vacation, sick, other paid leaves, and paid regional holidays) - Monthly transport and work-from-home allowances - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

RELOCATION TO MANILA PH Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. About the role: You'll own the NPV and unit economics model behind Salmon's credit card business — the core logic behind how we price, size, and monitor profitability across the portfolio. What you'll do: — Work directly with the Head of Economics to turn model logic into production-ready Python/SQL code — Build and maintain the datasets that feed the model — cohorts, cashflows, losses, funding, fees, revenue — with help from other analysts — Automate scenario and sensitivity runs so pricing, limit, and product decisions are backed by real numbers What you'll own: — Own the end-to-end NPV / unit economics model for credit cards — clean, testable, versioned logic — Validate model outputs against actual portfolio performance and investigate gaps when they don't match — Translate model logic into clear, implementation-ready specs when other teams need to build on it — Step outside your immediate scope when the work calls for it — we value ownership over rigid roles What makes you a strong fit: — 2–3+ years of hands-on experience in data analytics — Strong Python (pandas) and SQL — for data exploration and for implementing analytics logic in production — Solid understanding of unit economics / financial modeling — cashflows, NPV, cohorts — through direct modeling experience or hands-on work with such models — High attention to detail — small errors break economics in production What we offer: — Ownership and flexibility — Stock option plan — four-year vesting with a 25% cliff after the first year — Hybrid-first work environment — Company-provided tools and equipment — Office in Bonifacio Global City, Manila — a modern, walkable district at the centre of the Philippines' growing tech scene — Health and time off — Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits — Access to an internal mental health support specialist — 22 vacation days, Philippine public holidays, and 15 sick days — 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila — Relocation and family support — Relocation support for you and your family — including flights, two weeks of accommodation, visas, paperwork, and logistics — Reimbursement of eligible pet relocation expenses — USD 2,500 per year for flights home — Baby and family stipends for employees relocating to Manila: USD 1,000/month per child under two, USD 500/month per child aged two to 18 — Growth and team experience — Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications — Company-sponsored trips to Manila to meet and work with your team in person — Regular team offsites, sports activities, and team events — High-performing teams can earn a dedicated beach house week in Southeast Asia

Location: Philippines Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region. 7M+ app downloads. 2M+ monthly active users. 10,000+ partner stores. US$310M+ raised from leading global investors. Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries. If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us. Southeast Asia's fintech moment starts here. About the role Salmon's content — marketing, product, and support — is already in good shape in English, but nothing gets properly localized without ad hoc help. You'd own that layer end-to-end and become our go-to expert on how things sound in Tagalog and Cebuano. This is a senior role: you set the quality bar, build the glossary and style guide, and make the calls yourself rather than follow someone else's rulebook. Done well, this could grow into its own small localization function down the line. What you'll do - Translate and localize marketing, website, product, and in-app copy into Tagalog and Cebuano — Cebuano work will grow as the product expands into new regions, but native-level fluency is required from day one, not something to grow into. - Adapt content for cultural relevance and natural register across Philippine regional audiences — deciding independently how to translate, how to adapt, and what to keep in English. - Review Filipino content before publication, including as backup reviewer for other authors, catching language and cultural issues before they ship. - Partner directly with Marketing, Content, and Product to take briefs, manage priorities, and deliver on schedule. What you'll own - The quality bar for all Filipino-language content, including improving what's already published. - The Filipino-language glossary and style guide, aligned with brand voice. - The team's go-to expertise on Filipino-language and regional-audience nuance. What makes you a strong fit - Degree in linguistics, translation, journalism, communications, or a related field — or equivalent professional experience in language and text work. - 3+ years of experience, with demonstrated ownership of a localization workflow end-to-end - Proven professional experience in editing, translation, journalism, copywriting, or localization for commercial clients. - Native or near-native fluency in English, Tagalog, and Cebuano. - Strong editorial judgment — able to evaluate content quality, make independent localization decisions, and give clear feedback to authors. - Experience building or contributing to localization guidelines, glossaries, or style guides. - Understanding of how Filipinos interact with financial products and digital interfaces — not just language skill, but product intuition. - Familiarity with localization/TMS tools (e.g., Lokalise, Phrase, Smartling, Crowdin) is a plus. What we offer Build what's next in Southeast Asian fintech Work and ownership - Hybrid-first work environment with a modern office in Bonifacio Global City, Manila - Company-provided tools and equipment - Work with an international team combining global fintech experience with deep Philippine market knowledge - Direct access to decision-makers and a real voice in how we build for the Philippine market Health and time off - Medical insurance for you and your family - 22 vacation days, Philippine public holidays, and 15 sick days - 105 days of paid maternity leave and up to 14 days of paid paternity leave Learning and team experience - Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications - Regular team offsites, sports activities, and team events in Manila - High-performing teams can earn a dedicated beach house week in Southeast Asia

Location: Lagos, Nigeria We are looking for a dynamic Senior Sales Executive to drive the growth of Renmoney’s lending products among salary earners, self-employed professionals, and SMEs. You will spearhead intensive prospecting, lead generation, and pipeline management while delivering exceptional service to convert prospects into loyal customers across multiple locations. Responsibilities Proactively seek out and engage potential clients through smart research, referrals, and networking. Deliver compelling sales presentations that highlight the unique benefits of our products. Build lasting relationships with clients, ensuring their needs are met and expectations exceeded. Consistently hit and surpass your monthly and quarterly sales targets. Offer top-notch customer service, swiftly addressing inquiries and providing personalized support. Collaborate across teams to continuously enhance our product offerings and customer experience. Maintain detailed records of all sales activities and client interactions. Stay ahead of market trends and competitor moves to keep your sales strategy fresh and effective. Requirements What You Bring to the Table Bachelor's degree in Business Administration, Finance, or a related field. At least 2 years of proven success in sales within the financial services industry. A track record of smashing sales targets and driving results. Outstanding communication and interpersonal skills that help you connect and build trust. The ability to understand client needs and craft tailored solutions. A self-starter mindset with excellent organizational and time management skills. Proficiency in Microsoft Office Suite and CRM platforms. A team player who can also shine when working independently.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion ROLE OVERVIEW This Treasury lead will report directly to the Treasurer and is responsible for building out the suite of analytic tools to enhance Treasury infrastructure and increase the visibility and value of cash and capital at the firm. The Analytics lead will be tasked with building cash forecasting, capital, balance sheet, and risk models to inform key strategic decisions. We are working to be an Ai native company and would expect this person to incorporate Ai in these builds; we have unlimited tokens here as well. This role combines strategic lens with hands-on execution, ensuring optimal cash utilization, robust forecasting, and effective capital adequacy management. The individual will work closely with finance leadership, accounting, strategic finance, FP&A, and financial operations to support the company's growth and financial and build out a longer term plan for capital efficiency. KEY RESPONSIBILITIES 1. CASH FORECASTING - Improve short, medium, and long-term cash flow forecasts, incorporating business inputs, financial projections, and historical data - Integrate cash forecasts into corporate-level models to inform budget and capital planning - Partner with treasury and financial operations teams on implementing strategies to improve cash usage 2. TREASURY DATA INFRASTRUCTURE & STRATEGY - Define and build the core treasury data set (cash positions, balance sheet, counterparty, and market data) as the foundation for all downstream models - Establish a treasury data strategy: sourcing, ownership, quality standards, and integration with corporate finance and accounting systems - Evaluate and implement tools and infrastructure to support scalable model-building and reporting 3. ALM, RISK MODELING & COST OF CAPITAL - Build foundational ALM models to inform cash and investment strategies - Build initial cash and capital utilization frameworks to consider and evaluate business lines and inform funding strategies - Enhance interest rate risk models to assess exposure across the balance sheet and inform hedging and investment decisions - Build FX risk models to monitor and manage currency exposure across entities and business lines - Design and run stress testing and scenario analysis frameworks to evaluate resilience of cash, capital, and liquidity positions under adverse conditions - Enhance balance sheet modeling with scenario capabilities to project evolution of balance sheet under different business and market environments 4. REPORTING, CONTROLS & PROCESS IMPROVEMENT - Enhance treasury reporting for cash, liquidity, funding, and counterparty exposure for management visibility - Strengthen treasury controls, documentation, and operational processes - Enhance and automate reconciliation processes 5. COMPLIANCE & CAPITAL ADEQUACY OVERSIGHT - Ensure compliance with investment policies and capital requirements - Oversee inputs and operational support for the capital adequacy and liquidity management framework - Partner with legal, risk, and compliance teams to ensure treasury activities align with regulatory and internal governance standards QUALIFICATIONS & SKILLS - Bachelor's degree in Finance, Accounting, Economics, or a related field; MBA, CFA, or CA preferred - 7–10+ years of experience in corporate treasury, liquidity management, or related analytical field - Prior experience at a large bank or major fintech - Experience prompting and using Ai for operational efficiencies - Strong understanding of financial statements, cash management structures, forecasting, ALM and other core treasury models, and banking products - Experience building or scaling treasury/finance data infrastructure; proficiency in SQL and BI tools (e.g., Tableau, Looker) a plus - Proven ability to balance strategic thinking with hands-on operational execution STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Security and Threat Operations Engineer at OnePay, your work will have a direct impact on protecting our fast-moving fintech environment. You will turn production signals into actionable detection, response, and hardening initiatives, partnering closely with Product Security, Platform Security, and Engineering teams. Your efforts will enable us to proactively identify, monitor, and stop compromised behaviors across OnePay's products and infrastructure, ensuring the continued safety and trust of our business and customers. You will: - Build and tune detections, alerts, and monitoring workflows across cloud, application, identity, and edge environments. - Review traffic patterns across APIs, authentication flows, and WAF telemetry to identify malicious activity, abuse patterns, and anomalous behavior. - Use AI responsibly as a force multiplier for triage, analysis, and workflow automation, while helping define guardrails for AI-enabled systems. - Help operate OnePay's vulnerability management program by triaging, prioritizing, and driving remediation for findings from Wiz, vulnerability scanning, and related workflows. - Develop Python-based tooling and automation to improve investigations, enrichment, response, and operational scale. - Partner with Product Security to translate threat models, security reviews, and product risks into production detections and response playbooks. - Investigate security events end to end, including triage, scoping, containment support, and follow-through on remediation. - Support vulnerability management and operational security practices in ways that align with PCI and SOC 2 expectations. - Participate in proactive threat hunting, detection improvement, and a 24x7 security incident response on-call rotation. YOU BRING - 5+ years of experience in information security, threat detection, security operations, detection engineering, or incident response, ideally in a cloud-native or product-focused environment. - Strong experience investigating suspicious activity in web, API, authentication, and infrastructure telemetry, with the ability to distinguish attacker behavior from normal production noise. - Demonstrated ability to review traffic and event patterns for signs of malicious activity, fraud, account abuse, credential attacks, reconnaissance, and exploitation attempts. - Strong Python programming skills and the ability to write maintainable code for automation, enrichment, analysis, and security operations tooling. - Experience building and tuning detections in a SIEM or detection platform and working with observability and logging systems such as CloudWatch, Datadog, or similar platforms. - Experience operating or supporting a vulnerability management program, including triage, prioritization, remediation tracking, and stakeholder coordination. - Familiarity with cloud and application security findings from platforms such as Wiz, including CNAPP, runtime, code, and vulnerability scanning use cases. - Experience with at least one major cloud provider, preferably AWS. - Working knowledge of identity and access systems, modern authentication flows, and the security implications of internet-facing applications and APIs. - Strong understanding of threat modeling, risk prioritization, and practical security controls across applications, infrastructure, and cloud environments. - Practical experience using AI tools in security workflows, along with sound judgment about AI-specific risks such as prompt injection, data leakage, excessive tool access, and weak auditability. - Excellent analytical, communication, and cross-functional collaboration skills, especially in environments where security needs to move quickly with product and engineering teams. - Drive and proactivity - everyone here is a builder and executor TOOLS WE USE We use Node and TypeScript on the server, leveraging the NestJS framework within a microservice-oriented architecture running on Kubernetes and AWS. On the client side, we build and ship product features for iOS, Android, and web platforms using React Native. We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: New York; United States Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the role We’re looking for a Legal Counsel to join Aave Labs and support our global business, with a particular focus on commercial matters, acquisitions and strategic transactions. You’ll work closely with teams across the business to structure, negotiate and execute a broad range of commercial arrangements and transactions, including strategic partnerships, acquisitions, asset purchases and acqui-hires. This role is well suited to someone with a strong corporate and commercial foundation who can navigate complex transactions, understand the commercial objectives behind them and provide practical, business-oriented legal advice in a fast-moving environment. This position offers global responsibilities, allowing you to work with diverse teams and navigate complex international legal landscapes. How you can make an impact: Draft, review and negotiate a broad range of commercial agreements, including strategic partnerships, technology and software agreements, integrations, vendor and service agreements Partner closely with Business Development, Product and other teams to structure complex commercial arrangements and develop practical legal solutions that enable new partnerships and products Support the negotiation and execution of strategic partnerships with financial institutions, fintechs, infrastructure providers and other participants across the digital asset ecosystem Provide legal support throughout the lifecycle of partner integrations and strategic initiatives, from initial structuring and negotiation through implementation and launch Advise teams across the business on contract interpretation, rights, obligations and commercial risk Support acquisitions, asset purchases, acqui-hires and other strategic transactions from initial evaluation through signing and completion Conduct and coordinate legal due diligence, identifying key risks and translating findings into clear, practical recommendations Draft, review and negotiate transaction documentation, including NDAs, LOIs, term sheets, purchase agreements, IP transfer arrangements and other ancillary documents Work closely with senior stakeholders and external counsel on transaction structuring, negotiation and execution Advise on corporate, commercial and intellectual property considerations arising from strategic transactions Support post-transaction matters, including the transfer and integration of contracts, intellectual property and other assets Develop and improve commercial templates, contracting processes and legal playbooks to enable the business to move efficiently and at scale Let’s connect if you have: 4+ years of experience as a practising lawyer, with a strong background in corporate and commercial law and experience handling complex transactions Experience working in fintech, crypto or digital assets, with a strong understanding of the commercial and legal environment Strong experience drafting and negotiating complex commercial agreements Experience advising on acquisitions, corporate transactions and other complex commercial arrangements Working knowledge of digital asset regulatory frameworks, including securities law issues and token classification, as they bear on deal structuring and diligence Familiarity with DeFi protocols and on-chain/DAO governance structures, including where they arise as transaction counterparties or acquisition targets Experience conducting legal due diligence and drafting and negotiating transaction documentation Experience structuring transaction consideration involving tokens, as distinct from standard cash or equity consideration Experience within a leading law firm and/or an in-house legal team within a technology or financial services environment Strong commercial judgment and the ability to identify material legal risks and translate them into practical recommendations Ability to operate autonomously, manage multiple workstreams and take ownership of transactions from start to finish Excellent communication and interpersonal skills, with the confidence to work with senior internal and external stakeholders Experience working across multiple jurisdictions and coordinating specialist external counsel where required Preference is for this role to be based in New York, NY, and relocation assistance is available for the right candidate. Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines. The company has 7M+ app downloads, 2M+ monthly active users, 7,000+ partner stores, and has raised US$310M+ from leading global investors. The team is Manila-based, globally distributed, and hybrid-first, spanning 45+ countries. About the role: You'll join the Python Development team to design and build new backend services, expanding engineering capacity so Salmon can launch strategically important new service lines. What you'll do: — Design and build new backend services in a microservice, event-driven environment, with reliability as the primary constraint. — Coordinate architecture and integrations with the Core and RBB teams to keep cross-team delivery consistent. — Contribute to the delivery of a major new service line, such as collections or cross-matching graphs, as business priorities take shape. What you'll own: — Own key components in the existing architecture and take on new service domains as they come up. — Design service architecture and choose communication patterns between services. — Instrument services with metrics for monitoring and alerting, and cover them with unit tests. — Identify and resolve technical debt and architectural bottlenecks. — Build and maintain shared libraries and tooling for recurring tasks. — Explore and adopt new instruments, and bring your own ideas to how we build. What makes you a strong fit: — 3+ years of production experience as a Python backend developer. — Strong Python skills including typing, testing, packaging, asyncio, threading, multiprocessing. — Production experience with microservice architecture. — Familiarity with event-driven systems such as Kafka. — Experience with Docker and Kubernetes, preferably on AWS EKS. Nice to have: — Experience with AWS and Terraform. — Knowledge of domain-driven design. — Experience with a statically typed compiled language. — Work experience in finance, antifraud or risk. — Experience with graph databases and graph-based data models. What we offer: — Build what's next in Southeast Asian fintech. — Ownership and flexibility. — Stock option plan with four-year vesting and 25% cliff after the first year. — Hybrid-first work model with fully remote work available for eligible roles and core collaboration hours from 12:00 to 19:00 Manila time (UTC+8). — Company-provided tools and equipment. — Office in Bonifacio Global City, Manila. — Medical insurance support for you and your family through co-funding or reimbursement, depending on location and policy limits. — Access to an internal mental health support specialist. — 22 vacation days, Philippine public holidays, and 15 sick days. — 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila. Relocation and family support: — Relocation support including flights, two weeks of accommodation, visas, paperwork, and logistics. — Reimbursement of eligible pet relocation expenses. — US$2,500 per year for flights home. — Baby and family stipends for employees relocating to Manila: US$1,000 per month for each child under two and US$500 per month for each child aged two to 18. Growth and team experience: — Opportunities to learn and share expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications. — Company-sponsored trips to Manila to meet and work with your team in person. — Regular team offsites, sports activities, and team events. — High-performing teams can earn a dedicated beach house week in Southeast Asia.

Location: CAN: Vancouver (333 Seymour St) Workplace: Hybrid OUR PURPOSE At Xero, we’re here to supercharge small businesses. By making small business more efficient every day, connecting them with big business technology and empowering a community behind them, their potential is limitless. When that happens, we’re not only helping small business, we’ll be building a stronger economy that can change the world. HOW YOU’LL MAKE AN IMPACT Accounts payable is broken for small businesses. Managing and paying a bill today means stitching together three or four different tools — capturing documents in one place, entering data in another, chasing approvals over email, and making the payment in a bank portal. It is manual, error-prone, and it takes hours every week from people who should be running their business. Xero’s bills and bill payment surface already serves over a million monthly active users globally: small business owners, the employees who keep their books, and professional bookkeepers working across dozens of clients at accounting firms. It runs on a system designed for a pre-agent world. As a Senior Product Manager on Bills, you will own the layer underneath that surface — the API contracts, the data-access model and the permission architecture that decide what a person or an agent is allowed to read, write and pay on a customer’s behalf. That applies inside Bills, and it applies through Xero’s integrations with Claude, Copilot and our open-source MCP server. You will set the vision alongside a principal engineer, argue the customer’s case inside technical decisions, decide what the interface should be, and lead a team of engineers through a replatform that never takes those million users offline. This is not a zero-to-one bet looking for users. The work already has them. What does not exist yet is the architecture underneath accounts payable that makes automated, agent-assisted and human-directed spend coherent, safe and trustworthy. That is the job. Your impact will be measured through customer, operational and commercial outcomes — including automation and straight-through processing rates, bill payment adoption and volume, activation and retention across owner and bookkeeper personas, platform and API reliability, and the pace at which the replatform lands without customer disruption. THE TEAM AND HOW THEY CONNECT You will join the Bills team — 20+ engineers, designers and product managers across Toronto, Vancouver and Pittsburgh — working across core AP workflows, platform APIs, AI experiences and bill payments. The team partners closely with payment and infrastructure vendors, and with cross-functional teams across North America, the UK, Australia and New Zealand. This is a global role, based in Toronto or Vancouver with flexibility to work remotely, and the team comes together in person regularly to collaborate and align on strategy. WHAT YOU’LL DO OWN THE ARCHITECTURE UNDERNEATH PAYMENTS - Develop the vision, strategy and roadmap for the API, data-access and permission layer that underpins bills and bill payments, in partnership with a principal engineer. - Define the contracts, data models and permission scopes that determine what any client — Xero’s own UI, a partner integration, or an AI agent — can read, write, approve and pay. - Decide where authority sits: what a person must confirm, what an agent may do unattended, what requires a second approver, and what can never be automated. - Sequence a replatform of a system serving more than a million monthly active users, with migration paths, dual-running periods and rollback plans that keep customers working throughout. - Own the cost and consequence of changing contracts that other teams and third parties depend on, including versioning, deprecation and breaking-change communication. - Identify opportunities to build reusable capabilities that serve Bills, the wider spend lifecycle and external developers, rather than isolated point solutions. REMOVE TOIL FROM THE END-TO-END ACCOUNTS PAYABLE WORKFLOW - Own products across the complete accounts payable journey: bill capture and understanding, coding and data extraction, approval routing, scheduling, payment execution, reconciliation and exception handling. - Build toward a world where bills arrive, get understood, get approved and get paid with minimal human toil, and where the entire spend lifecycle lives in one place. - Make Bill Pay the default way businesses pay through Xero, scaling bill payments across markets. - Identify valuable and differentiated customer problems, and frame clear solutions that can be tested, validated and delivered incrementally. - Ensure that platform complexity results in simple, understandable customer experiences rather than being passed through to the customer. BUILD FOR MULTIPLE PERSONAS WHOSE INTERESTS CONFLICT - Lead customer research across the distinct user types on this surface: business owners, in-house finance and admin staff, and professional bookkeepers and advisors managing many clients at once. - Design for the tension between them — the owner who wants a bill paid now, the bookkeeper who needs control and auditability, the firm that needs consistency across a client portfolio — and make the trade-off explicit rather than averaging it away. - Partner closely with Design and Engineering to create high-quality experiences across web, mobile and embedded surfaces, as well as programmatic ones. - Use customer data, qualitative insight and market intelligence to inform product strategy, prioritisation and roadmap decisions. SHIP AI AND AGENT CAPABILITIES CUSTOMERS CAN TRUST - Define how AI and agents participate in accounts payable: what they suggest, what they act on, what they escalate, and how the customer stays in control. - Own the quality bar for LLM-powered capabilities — evaluation sets, confidence thresholds, human-in-the-loop design, fallback behaviour and observable failure modes — and hold the line on it before launch. - Prototype your own ideas, including in code, rather than waiting for engineering capacity to test a hypothesis. - Shape how Xero’s accounts payable capabilities are exposed to external agent platforms, including our MCP server and integrations with Claude and Copilot. - Design for an error-intolerant workflow: this product moves real money, and a wrong answer costs a customer real money and real trust. NAVIGATE RISK, COMPLIANCE AND OPERATIONAL COMPLEXITY - Partner with Risk, Compliance, Legal, Security and Operations to build products that meet regulatory, security and operational requirements across markets. - Take responsibility for risks arising from authorisation and access control, financial crime, privacy and responsible data use, data accuracy, regulatory change and service availability. - Account for market-specific gating in payments and money movement — including US money transmission, UK FCA and open banking requirements, and Australian licensing and payment rails — when sequencing launches. - Lead trade-off decisions that balance customer experience, risk exposure, regulatory obligation, technical complexity and commercial outcome. - Treat operational processes, support tooling and exception management as part of the product, not an afterthought — including failed payments, duplicate bills, incorrect approvals, reversals and disputes. DRIVE STRATEGY, EXECUTION AND COMMERCIAL OUTCOMES - Develop and execute roadmaps that align customer needs, AP strategy, platform architecture and Xero’s broader business objectives, including the Melio acquisition and Xero’s North America growth agenda. - Establish clear product goals, success metrics and OKRs, and be accountable for moving them. - Take an active role in annual and quarterly planning, including funding, prioritisation and resourcing discussions. - Lead release and rollout strategy so that changes land safely and iteratively across customer cohorts and markets. - Monitor and interrogate customer, commercial and operational results, and lead interventions where outcomes are not meeting expectations. - Understand the economics of the product, including payment volume, adoption, pricing, processing cost, margin and revenue. - Make clear prioritisation decisions that balance immediate delivery against the long-term evolution of the platform. LEAD THROUGH CROSS-FUNCTIONAL INFLUENCE - Build strong relationships across Product, Engineering, Design, Risk, Compliance, Operations, Finance, Partnerships and Go-to-Market teams. - Create clarity on what is being built, why it matters, how it will work and when it will be delivered. - Hold your own in architecture and design reviews on data models, API contracts and migration sequencing, and bring a position rather than only questions. - Drive decision-making across complex stakeholder groups and act as tie-breaker when consensus cannot be reached. - Represent the products you own in senior leadership, product, architecture and payments forums, and in front of customers and partners. - Mentor and support other Product Managers, raising the standard of platform and AI product expertise across Xero. SUCCESS LOOKS LIKE - Bills arrive, get understood, get approved and get paid in Xero with materially less human effort than they require today. - There is a clear, documented and well-reasoned answer to what an agent is allowed to do with a customer’s money in Xero — and customers and partners trust it. - The API and permission layer underneath accounts payable is coherent, versioned and extensible, and new clients, markets and payment capabilities can be supported without duplication or rework. - The replatform progresses on a sequence the team believes in, with no material disruption to the million-plus customers using the surface every month. - Owners, in-house finance staff and professional bookkeepers each get an experience suited to how they actually work, and you can name the trade-offs you made between them. - AI-powered capabilities ship with defined evaluation criteria, measured quality, understood failure modes and appropriate human control — and improve after launch on evidence. - Bill Pay adoption, payment volume, automation rate, activation and retention are improving, and your contribution to that is clear. - Product risks and dependencies are identified early and managed in partnership with Engineering, Risk, Compliance and Operations. - Stakeholders understand the vision, strategy, roadmap and key trade-offs — and engineers come to you first when a decision needs making. - Other Product Managers are developing through your coaching and knowledge-sharing. - You demonstrate and amplify Xero’s values. WHAT YOU’LL BRING WITH YOU ESSENTIAL EXPERIENCE This role sits below the interface as much as in front of it, and the bar reflects that. You will bring: - Experience shipping below the UI. You have delivered changes to APIs, integration layers or shared services as part of delivering a wider product, and you know what it costs to change a contract other people depend on. Ideally you have owned a public or partner API through a breaking change. - Substantive AI product experience. You have shipped an LLM-powered capability that customers actually used, and you can talk about evaluations, failure modes and confidence thresholds unprompted — including what your product got wrong in production and what you did about it. You use AI aggressively in your own work and prototype in code. - Multi-persona B2B product experience. You have built a workflow serving several distinct user types whose interests conflict, and you can name a specific trade-off you made between two of them. - Error-intolerant domains. You have built products where a mistake costs money or carries regulatory consequence — payments, payroll, tax, treasury, lending, legal or clinical workflows. - Significant product management experience in a software development environment, across the full product lifecycle — typically five or more years in product, or comparable time as a founder, consultant or technical individual contributor in a payments and/or commerce domain. Deep accounts payable, bookkeeping, accounting or finance-team domain experience is a strong advantage but not a requirement, and experience with payment rails, regulatory-gated launches or fintech infrastructure is similarly valuable. Product experience confined to feature delivery on top of an existing platform, without direct involvement in the interfaces, contracts or data models underneath, is unlikely to be enough on its own for this role. PRODUCT LEADERSHIP - A strong track record of addressing customer needs through the innovative use of technology. - Experience developing successful product strategies, roadmaps and long-term plans — setting direction rather than receiving a spec. - Demonstrated ability to operate in technically complex and highly ambiguous environments, and to start before the problem is fully defined. - Strong product judgement and the ability to make decisions with incomplete information. - A track record of owning activation, retention, revenue or an equivalent metric and moving it — you can name the metric, the movement, and the trade-off you made to get it. - Self-direction under ambiguity, with minimal supervision required to define direction and drive outcomes. - Demonstrated ability to influence decisions at all levels of an organisation. TECHNICAL AND COMMERCIAL UNDERSTANDING - Ability to work as a peer with engineers and architects on platform design, APIs, data models, permission and authorisation models, system dependencies and technical trade-offs. - Understanding of migration and replatform sequencing in a live, high-volume system, and of the risks that come with it. - Strong understanding of how AI and agent systems are built and evaluated, including retrieval, tool use, evaluation design and the limits of model reliability. - Ability to translate customer and business needs into clear product requirements and technical specifications. - Understanding of product economics, including volume, cost, margin, pricing and revenue. - Experience evaluating third-party providers and making build, buy or partner decisions. - Familiarity with the regulatory, risk, security and operational considerations involved in moving money. CUSTOMER AND DATA ORIENTATION - Strong experience conducting customer research and converting insight into product decisions. - Ability to identify and clearly articulate complex customer problems — and to talk about users in the plural. - Experience developing MVPs, incremental solutions and experiments that validate product assumptions. - Strong analytical skills, using quantitative and qualitative data to make decisions. - Ability to establish meaningful success criteria and monitor ongoing performance. - Ability to translate complex information for technical, commercial, operational and executive audiences. CROSS-FUNCTIONAL LEADERSHIP - Demonstrated success working with diverse stakeholder groups across multiple engineering teams, geographies and third-party partners. - Ability to lead through influence across Product, Engineering, Design, Risk, Compliance, Operations, Finance and Go-to-Market. - Strong communication, facilitation and stakeholder-management skills, and comfort presenting to executives and to customers. - Ability to navigate difficult decisions, resolve ambiguity and create alignment across teams and geographies. - Willingness to disagree with an engineer, and to be disagreed with, in service of the customer. - Experience mentoring and coaching Product Managers and cross-functional team members. CRITICAL CAPABILITIES Love customer problems - Lead the use of customer research approaches and methodologies to generate meaningful insight across owner, in-house finance and bookkeeper personas. - Clearly define and articulate complex customer problems, including where personas conflict. - Develop incremental solutions and experiments that validate customer and product assumptions. - Ensure that platform and agent complexity results in simple, understandable and trustworthy customer experiences. Look to the future - Develop compelling product strategies and roadmaps that align customer, commercial and platform objectives. - Anticipate how immediate architectural decisions will constrain future agent capabilities, markets, partners and products. - Identify opportunities to create reusable capabilities rather than isolated point solutions. - Explore new technologies, models and business models that change how small businesses manage and pay their bills. Work the Xero way - Lead effective product prioritisation and decision-making. - Establish strong product and delivery practices within the team, without relying on a program manager to hold the plan. - Coordinate across products and teams to deliver end-to-end customer outcomes. - Ship iteratively, learn from outcomes and continuously improve the product. Demonstrate commercial acumen - Understand the markets, customer segments and competitive environment for accounts payable and bill payment. - Balance customer value, platform investment, risk and commercial outcome. - Define success criteria that reflect customer needs and product-market fit. - Use adoption, volume, cost, margin and revenue data to guide product decisions. Do it together - Create alignment across complex and diverse stakeholder groups. - Communicate a clear and compelling product narrative. - Build productive relationships across teams, functions, markets and geographies. - Mentor others and raise the standard of product, platform and AI expertise across Xero. Explore the data - Use data to understand customer behaviour, automation performance and operational outcomes. - Combine insight from customer research, product telemetry, support interactions and market trends. - Translate information into clear recommendations and decisions. - Establish measurement, evaluation and observability as core parts of product development. WHY THIS ROLE Most AI product roles are a bet on a zero-to-one that may never find users. This one is the opposite. More than a million people already do this work in Xero every month, and the mandate is to define how agents get to touch it. Xero has already put the pieces on the table: a US$2.5B acquisition of Melio, an open-source MCP server, a live Claude integration, and a new North America Product and Technology Hub. What does not exist yet is the architecture underneath accounts payable that makes it all coherent. That is what you would own. COMPENSATION & TOTAL REWARDS At Xero, we value the impact and skills you bring to the team. We believe in a Total Package philosophy - ensuring your value is recognized through a holistic lens that includes base salary, performance incentives, and world-class benefits. The expected base salary range for this role is CA$167,400 – CA$209,200. Individual pay is determined by various factors, including geography, level of experience, and the specific skills you bring to the role. In addition to base pay, Xero’s roles are eligible for the following forms of variable compensation: - Variable Pay: Permanent employees are eligible to participate in our annual bonus and equity (RSU) programs. You may also be eligible for performance-based cash or equity (RSUs) incentives depending on your role level, and company performance. - Comprehensive Benefits: World-class health, wellness, and retirement programs. Xero Perks https://careers.xero.com/inside-xero/benefits-wellbeing/ including Wellbeing days, generous leave, and dedicated professional development budgets. This is a posting for an existing vacancy. Xero uses AI to help screen applications based on job-related qualifications. These tools assist our recruiters but do not make automated hiring decisions. A human recruiter reviews all candidates before any hiring action is taken.

Location: United Kingdom (Hybrid); United Kingdom (Remote); United States Workplace: Hybrid Most money apps talk at you. Cleo talks back ✨ We're not building another finance app. We're building the world's first AI financial assistant, one that actually understands your money and makes you better at it, and we're changing the world's relationship with money in the process 💰 For everyone, whatever their background or balance. The proof: profitable, fast-growing, a unicorn with over $300M in ARR, and millions of people who now feel differently about their money. We love original thinkers who challenge the status quo. We move fast, tell the truth, and there's nowhere to hide from good work here. If that excites you more than it scares you, you'll fit right in. Follow us on LinkedIn https://www.linkedin.com/company/cleo-ai/ for new features and the occasional roast 🔥 MEET THE TEAM 👥 Hello 👋 I'm Kyle, VP Finance at Cleo. Im excited to be growing our Finance team as Cleo enters its next stage of scaling. Finance at Cleo is about much more than reporting the numbers. We help the business understand its economics, make better decisions, allocate capital, and build the financial infrastructure needed to scale. Today, our team of ~25 spans Controllership, Financial Operations, Treasury, FP&A, Strategic Finance, Capital Markets, and Investor Relations, supported by a dedicated Data Science team working across all areas. We work closely with teams across Cleo, and we expect our people to understand the business, take real ownership, and master their craft. It’s an exciting time to join: the company is growing quickly, the problems are getting more interesting, and there is a huge amount still to build. About the Role ✍️ We are currently hiring a Head of Treasury (L5) reporting to the VP of Finance. As Cleo has scaled, so has the complexity of cash moving through the business - you'll bring together liquidity management, cash forecasting, banking infrastructure, funding operations and FX strategy into a single, scalable treasury function built for a fast-growing consumer lending platform operating across multiple facilities and geographies. Key responsibilities for this role include: - Own Cleo's group-wide liquidity strategy, building short, medium and long-term cash forecasts across entities, currencies and funding sources, and translating them into recommendations on capital allocation and funding needs - Own daily cash positioning and treasury operations supporting Cleo's lending facilities - drawdowns, repayments, settlements and collateral movements - partnering closely with Capital Markets to ensure facilities run efficiently - Strengthen cash controls, reconciliations and audit readiness with Core Finance and Finance Operations, and establish treasury policies and governance that support scale and public-company readiness - Define the roadmap for treasury systems, data and automation, reducing reliance on manual processes, and build clear reporting and dashboards across liquidity, funding capacity and facility utilisation - Establish operating rhythms across FP&A, Accounting, Capital Markets, Engineering and Operations so cash movements and forecasts are coordinated, transparent and auditable - Own Cleo's FX strategy - identify and manage currency exposure across a multi-currency, multi-geography business, and run and improve the hedging programme, from setting risk policy to executing hedges and reporting exposure to leadership - Scope and hire your first Treasury Operations team member, then grow the function as the business does What We're Looking For 🕵️ - You've built treasury before - stood up or materially transformed a treasury function, not just run one that already existed, in fintech, consumer lending, financial services, or another highly regulated environment - Consumer-lending fluency, with an understanding of warehouse facilities, borrowing bases, receivables financing, settlement flows and bank partnerships, comfortable supporting multiple concurrent facilities alongside a Capital Markets team - Hands-on and strategic - you enjoy building from first principles (operating model, controls, systems) and are equally comfortable approving a wire or designing the policy that governs it - Forecasting and analytical rigour, having built models and frameworks that leadership actually makes decisions on - Cross-functional influence, able to bring Finance, Accounting, Capital Markets, Engineering, Product and Operations along with you and explain complex treasury concepts to an exec audience - Bias to action, zero ego - this role exists because complexity is outrunning capacity, and you'll ship a better setup quickly WHAT WE OFFER We offer benefits package built to support you in and out of work. Benefits vary by country 🌍 and include meaningful equity, comprehensive health insurance, mental health support, a paid one-month sabbatical after four years, a learning & development platform, pension or retirement contributions, and location-specific leave entitlements. For the full breakdown on what's available in your location, visit our Candidate Hub https://meetcleo.notion.site/Cleo-Candidate-Hub-3b95c63b874580e9a068fdc6c8929ebf 👈 WHAT MATTERS Cleo's mission is to change the world's relationship with money. We can't do that without building a brilliant, genuinely diverse team - and making sure our hiring process gives everyone a fair shot, running a fair and transparent recruitment process in which every candidate is considered on their merits. We're glad to make reasonable adjustments at any stage of the process. If there's anything we can do to support you in showing us your best, please let your recruiter or one of the team know. We may use AI-assisted tools during the recruitment process to take support the team in different ways like taking notes or referring back to conversations. They do not replace the team and all applications are reviewed by a Cleo employee thoroughly!

Location: Hong Kong, Hong Kong SAR; Singapore, Singapore Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About the Team The Compliance function at OKX is responsible for promoting a strong compliance culture and supporting the business in meeting its regulatory obligations and managing enterprise risk. The Product Compliance team is responsible for embedding compliance into the product lifecycle and supporting the compliant development, launch and ongoing operation of OKX products and features globally across all markets in which our products and services are offered. We work closely with Product, Engineering, Legal, Risk, Central Compliance and local Compliance teams to identify regulatory and compliance requirements, assess product risks and develop practical solutions that support responsible commercial growth. About the Opportunity We are seeking an experienced, hands-on and commercially minded Senior Compliance Manager to join our Product Compliance team. This is a senior individual-contributor role focused primarily on the day-to-day review of new products, material product changes and existing product enhancements. The emphasis is on delivering timely, well-reasoned product compliance assessments using a risk-based approach, ensuring that material compliance risks are sufficiently mitigated and the firm’s regulatory positioning protected. You will act as a trusted compliance partner throughout the product development lifecycle, helping Product and Engineering teams navigate complex regulatory requirements while enabling commercially viable outcomes. You will be expected to distinguish between legal or regulatory constraints that cannot be crossed, risks that can be addressed through proportionate controls, and residual risks that require documented escalation or risk acceptance. What You’ll Be Doing Own and deliver day-to-day compliance reviews of new products, features, market expansions and material changes to existing products across OKX's global business and product suite. Review product requirements, technical documentation, user journeys, onboarding flows, trading or transaction mechanics, reward structures, disclosures and operational processes. Apply a risk-based waterfall that distinguishes hard legal or regulatory blockers from risks that may be addressed through controls, product conditions, jurisdictional restrictions, monitoring or escalation. Conduct and document product compliance risk assessments covering areas such as regulatory perimeter and licensing, AML/CFT, sanctions, KYC, consumer protection, financial promotions, trading and market conduct, asset safeguarding, data privacy and third-party risk. Produce clear, concise and evidence-based and solutions-based compliance recommendations setting out identified risks, required mitigants, residual exposure and the proposed approval or escalation route. Work directly with Product, Engineering, Legal, Risk, Central Compliance and local Compliance teams to develop practical and scalable solutions to identified compliance requirements. Maintain complete and accurate documentation and audit trails for product reviews, decisions, conditions, exceptions, approvals and subsequent changes. Support post-launch monitoring, control testing and assurance in partnership with Audit, Product and other Compliance teams, and drive remediation of identified issues. Promote a compliance-by-design culture within the product lifecycle; communicate the Product Compliance framework and program requirements to relevant stakeholders and deliver targeted training or guidance to Product, Engineering and business teams as required. Support special projects and priority product launches in a fast-paced and continually evolving environment. What We Look For In You At least 8 years of relevant experience in Compliance, Legal or Risk within financial services, fintech, payments or the cryptocurrency industry. Bachelor's degree in law, finance, business, economics, engineering or a related field, or equivalent practical experience. Significant hands-on experience in product compliance, regulatory advisory or product risk assessment, including advising on new products and material product changes. Strong understanding of the digital-asset industry and the products offered by crypto platforms, including trading, custody, payments, staking or earn products, lending, structured products, wallets or DeFi. Strong working knowledge of relevant regulatory and compliance requirements, including licensing and regulatory-perimeter considerations, AML/CFT, sanctions, KYC, consumer protection, financial promotions and trading or market-conduct requirements. Demonstrated ability to analyze products or initiatives involving significant complexity and risk and translate regulatory requirements into practical product requirements and controls. Experience in and demonstrated success in leveraging AI-enabled technology to maintain risk assessment standards, including ongoing tuning of agentic skills aligned with the Company’s risk appetite. Excellent risk judgment and the ability to balance compliance rigor with a pragmatic, risk-based approach that supports responsible commercial outcomes. Proven ability to develop and deliver repeatable product compliance solutions, controls and review processes aligned with broader group requirements. Strong project-management and execution skills, including the ability to manage multiple concurrent reviews, maintain accurate documentation and meet product-launch deadlines. Excellent written and verbal communication skills, with the ability to present clear recommendations and lead discussions with Product, Engineering, Legal, Risk, senior management and other Compliance stakeholders. Strong stakeholder-management skills and the ability to influence product decisions and constructively challenge proposals without compromising Compliance rigor. Self-motivated, proactive and comfortable operating independently within a fast-paced, globally dispersed team. High personal integrity and sound professional judgment, including the ability to identify when an issue requires escalation. Nice to Haves Direct product compliance or regulatory advisory experience at a crypto exchange, fintech or technology-led financial-services company. Experience supporting multi-jurisdictional product launches and applying regulatory requirements across the United States, European Union, Middle East or Asia-Pacific. Practical knowledge of CeFi trading products, including spot, derivatives, leverage, custody, institutional products and OTC flows. Familiarity with Web3 products, blockchain technology, smart contracts, DeFi protocols and digital-asset transaction flows. Experience developing compliance risk-assessment frameworks, controls, and key risk indicators. Perks & Benefits Competitive total compensation package L&D programs and Education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Location: Lagos, Nigeria Who We Are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role Are you inherently curious about our customers? Do you constantly ask “why” behind the data? The Market Intelligence & Insights team is expanding, and we are looking for a highly analytical and customer-obsessed team member to join us as a Market Intelligence & Insights Analyst. In this role, you will work directly with the MI&I Manager to uncover the trends, behaviors, and competitive forces shaping the Nigerian fintech landscape. No prior formal market research experience is required. We will teach you the methodologies, tools, and science of research. What you need to bring is a deep understanding of the business, a passion for solving problems, and an eagerness to learn both quantitative (numbers-driven) and qualitative (people-driven) research. What You Will Do • Assist in the design, scripting, and deployment of customer surveys to measure satisfaction, product usage, and market trends • Help organize and eventually conduct customer interviews, focus groups, and usability tests to understand the “why” behind customer behaviors • Learn to analyze raw data, including survey results and internal metrics, to identify patterns and translate them into actionable insights • Monitor the Nigerian lending and fintech landscape to track competitor products, campaigns, and market positioning • Co-create visually engaging and easy-to-understand reports and presentations for cross-functional teams including Product, Marketing, and Management • Support end-to-end research projects that influence business decisions and strategy Requirements What You Bring Experience & Background • Experience in Customer Experience, Data Analytics, Product, Operations, or related areas is an advantage • Strong understanding of the company’s products, customer base, and operations • No prior formal market research experience is required Skills & Competencies • Insatiable curiosity and a strong desire to understand customer behaviour and market trends • Analytical empathy with the ability to connect data to real customer experiences • Strong written and verbal communication skills with the ability to simplify complex ideas • Strong business acumen and problem-solving ability • High attention to detail and strong organizational skills • Comfortable with basic data manipulation tools such as Excel or Google Sheets • Eagerness to learn quantitative and qualitative research methodologies This Role Is Ideal for You If: • You enjoy asking questions and uncovering insights behind customer behaviour • You are analytical but also customer-focused • You enjoy learning and developing new strategic skills • You are excited about influencing business decisions through research and insights You May Not Enjoy This Role If: • You prefer routine work without exploration or analysis • You struggle with interpreting data or identifying patterns • You are uncomfortable communicating insights or presenting findings • You are not interested in understanding customer behaviour or market dynamics Benefits What’s In It For You: • Opportunity to transition into a strategic, insight-driven role within the business • Hands-on mentorship and exposure to market research methodologies • Opportunity to build highly valuable skills in consumer psychology, data analysis, and market strategy • Exposure to cross-functional teams and business decision-making processes • The chance to directly influence future products, campaigns, and customer experience initiatives • Competitive compensation and growth opportunities within a fast-paced fintech environment

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Platform Engineer (AI & Automation) at OnePay, you are the technical force responsible for transforming AI strategy into production reality. You will embed within cross-functional teams to design, build, and deploy the agentic systems and intelligent tooling that automate complex workflows and 10X their impact. WHAT YOU’LL DO - Operate as an AI-native engineer, utilizing tools like Cursor and Claude Code to rapidly prototype, deploy, and ship production-grade AI agents and automation workflows that solve high-stakes business problems in cross-functional organizations. - Lead structured discovery sessions with business stakeholders and Subject Matter Experts to surface requirements, assess feasibility, and translate manual processes into clear, performant technical specifications and agentic architectures. - Build, maintain, and secure robust integrations between the core SaaS stack and custom AI services, instrumenting monitoring, guardrails, and evaluation frameworks to ensure all AI-driven workflows are accurate, compliant (including PII handling and audit logging), and resilient at scale. - Act as a technical force multiplier by empowering and educating internal partners to adopt AI-first mindsets, and create reusable playbooks, architecture decision records, and handoff documentation to enable teams to maintain and extend what you build. YOU BRING - 5+ years of professional engineering experience shipping production code to write clean, maintainable, and well-tested code. - Hands-on expertise with modern AI tooling, including LLM APIs, agent frameworks (LangGraph, Claude SDK), developer tools (Cursor/Claude Code), MCP server development, and familiarity with LLM evaluation techniques (prompt regression testing, human-in-the-loop review, and automated eval pipelines). - Systems integration experience, including a working knowledge of REST APIs, data pipelines (SQL), and cloud infrastructure (GCP/AWS). - A "Product Mindset"—proactively finding friction points, designing solutions, and presenting trade-offs to all audiences—along with the drive and proactivity to "walk across org lines" to get things done. TOOLS WE USE We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: London, England; Dublin Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the Role We're hiring a Principal Backend Engineer to lead the engineering team behind Push, Aave Labs' regulated, non-custodial on-ramp and off-ramp. This is a hands-on technical leadership role spanning the systems that connect banking and open-banking partners, identity and compliance controls, payment processing, blockchain settlement, customer wallets, and the applications through which customers access Push. You'll set the technical direction for a high-stakes financial product where correctness, security, auditability, and operational resilience directly affect customer funds and regulatory obligations. Alongside designing and building critical systems, you'll provide day-to-day leadership to the engineering team, create clarity from product and regulatory requirements, and ensure the team can deliver safely at pace. How you can make an impact: Own the technical direction and architecture for Push across backend services, external integrations, data flows, and onchain settlement Translate product, regulatory, and operational requirements into a clear engineering roadmap, well-scoped projects, and sound technical decisions Design and build resilient services for on-ramp and off-ramp transaction lifecycles, including payment initiation, status tracking, settlement, exception handling, and customer notifications Lead integrations with open-banking, payments, identity, compliance, and blockchain infrastructure providers Define secure boundaries between fiat systems, non-custodial wallets, and onchain execution, ensuring sensitive data, permissions, and signing-related flows are handled appropriately Set and uphold standards for secure development, architecture review, testing, observability, incident response, deployment, and sustainable on-call ownership Partner closely with Product, Compliance, Legal, Security, Operations, Finance, and application engineers Remain hands-on in the codebase, particularly for complex architecture, high-risk changes, and critical production issues Let's connect if you have: 8+ years of backend engineering experience, including senior technical leadership of production systems and teams Experience designing distributed, event-driven systems that move or account for real money, with a strong understanding of failure modes and operational risk Experience with regulated financial products and understanding how to balance compliance and regulatory requirements with product features and goals Strong backend programming skills. Production experience with Rust is highly desirable; deep experience with Go, Java, C++ can substitute Strong knowledge of API design, PostgreSQL or another relational database, messaging systems, and service-to-service integration patterns Experience in regulated fintech, payments, banking, digital assets, or another environment requiring auditability, controls, and high availability Excellent system-design judgement, including migration strategy, build-versus-buy decisions, security boundaries, and the long-term operational cost of architecture choices A track record of leading engineers through ambiguous, high-impact work while remaining close to implementation and production operations Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.