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Location: Barcelona, Spain Workplace: hybrid About seQura seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers. We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education, Eyewear, Repairs and Travel. We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months. Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR. Over 6000 businesses, almost 3 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.1/5. About the role 🤓 Finance at seQura runs on data: recurring calculations, regulatory processes, provisioning, reporting cycles, and profitability tracking. As a Senior Financial Product Data Analyst, you'll own the link between how Finance actually works, the KPIs it tracks, and the decisions those KPIs drive, turning that understanding into reliable, self-service data products. This isn't a "receive a ticket, write a query" role. You'll work closely with Finance and Finance Tech teams to understand why a number matters before you model it, then build trusted data products that Finance teams can use independently. Your work will directly improve how Finance operates, helping establish a single source of truth for revenue, enabling self-service reporting, and ensuring the business can make confident decisions based on reliable data. What challenges you'll be solving 🚀 Learn seQura's Finance domain deeply enough to understand which KPIs matter, why they matter, and the business decisions they support—from pricing and provisioning to servicer settlement and product profitability. Design and build production-grade data products, not just queries: dbt models on Redshift, fully documented and tested to Single Source of Truth standards, together with the Metabase dashboards and self-service datasets that sit on top of them. Partner directly with Finance stakeholders to translate complex financial and regulatory processes into robust, reliable, and auditable data models. Validate and reconcile critical Finance outputs, including servicer reports, provisioning runs, and amortisation tables, ensuring they are accurate and audit-ready. Chase data quality issues back to their source, working closely with Data Engineering to solve problems upstream instead of applying downstream workarounds. Help close the existing revenue gap between operational systems and the data warehouse while improving Finance models for defaults and amortisation. Present findings, recommendations, and new data products directly to Finance leadership, connecting the data back to the business decisions it's meant to support. Contribute to broader Data & AI governance initiatives, including metadata, documentation, and data catalog work wherever it impacts Finance. About the Data team 🧩 Team mission To turn seQura's raw data into trusted, well-governed data products that power business decisions, reporting, and AI across all domains. What we own The dbt transformation layer across business domains. The Single Source of Truth (SSOT) for key business metrics. Semantic models that enable consistent reporting and analytics. Data contracts and governance standards across domains. Data lineage, documentation, and discoverability. Data quality, testing, and monitoring to ensure trusted data products. Team Structure You'll join a team of four Analytics Engineers, working alongside a Data Governance Lead and reporting to the Head of Data. You'll collaborate closely with FP&A, Accounting, Treasury, Finance Tech, Data Engineering, and the wider Data & AI team to ensure Finance data is accurate, governed, and easy to consume. How we work We treat data as a product, with clear ownership, quality standards, and consumers. We build self-service data products rather than one-off reports. We understand the business context before building data models—we care as much about why a metric exists as how it's calculated. We work closely with domain experts to turn business knowledge into reusable, trusted data assets. We continuously improve data quality through governance, documentation, testing, and collaboration. What to expect in the next 90 days 🏁 Month 1 Learn seQura's core Finance processes and KPIs, including pricing, provisioning, servicer settlement, and product profitability. Meet stakeholders across Finance and Finance Tech, and become familiar with the existing dbt models and Metabase dashboards supporting Finance. Month 2 Take ownership of your first data quality or reconciliation initiative end-to-end, tracing issues back to their source alongside Data Engineering while contributing to an active dbt model. Month 3 Deliver your first self-service Finance data product—a documented dbt model together with a Metabase dashboard—that Finance stakeholders can use independently, and present your work and recommendations to Finance leadership. Tech stack & environment 🛠️ Our Finance Analytics stack is built around SQL, dbt, Redshift, and Metabase, enabling trusted, production-grade data products across Finance. The team uses dbt for transformation and testing, Redshift as the analytical warehouse, and Metabase to deliver self-service reporting. OpenMetadata supports governance and discoverability, while Python and Airflow are used where automation or orchestration adds value. What you’ll need 🤝 Must have: 5+ years of experience as a Data Analyst or Analytics Engineer. Strong hands-on SQL skills. Practical experience with dbt, including data modeling, testing, and documentation. Experience building dashboards and self-service data products using Metabase (or an equivalent BI platform). Demonstrated ability to understand Finance processes, not just execute against a specification, and translate that understanding into robust data logic. Strong business mindset, with the ability to connect KPIs to the decisions they support. Fluent English. Nice to have: Experience in fintech, lending, or BNPL environments. Knowledge of provisioning, amortisation, EIR, or IFRS 9. Python for analysis or lightweight automation. Experience with data governance or catalog tools such as OpenMetadata. Experience with orchestration tools such as Airflow. Experience presenting data products directly to Finance or executive stakeholders. What we offer 😎 We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible. One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge. In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need. 23 vacation days + 2 days of free disposal per year. Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee. Health insurance discounts Flexible working hours. A personal budget for professional development. Office workshops and meet-ups to encourage community participation and career growth. Hybrid work from Barcelona Moreover, we have a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, and environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you. Which are the next steps? 🙌 Interview with People Team Hiring Manager interview Technical take-home assessment (async) Live Peer review of the assessment Meet the team We kindly ask that you submit your CV in English, as it is the official language of our community. We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or any other characteristic. We have an inclusive environment, and respect is above all. Do you want to be part of the change? Join us!👇

Location: Lagos, Nigeria About Renmoney Renmoney is a leading Nigerian financial institution committed to making financial services simple, accessible, and impactful for millions of individuals and small businesses. We leverage technology, data, and innovation to provide lending, savings, payments, and emerging financial solutions that improve our customers' financial wellbeing. Our ambition is to build one of Africa's most trusted and customer-centric financial services platforms. As we continue to scale, we are seeking an exceptional Chief Financial Officer to help shape our next phase of growth. Please note that this is a Lagos-based executive role, requiring an on-site presence in Nigeria. The Role The Chief Financial Officer (CFO) is a key member of the Executive Committee and strategic partner to the CEO, Board, investors, and regulators. The CFO is responsible for safeguarding the financial strength of the business while driving sustainable growth, capital optimisation, investor confidence, and long-term value creation. The role provides leadership across Finance, Treasury, Financial Planning & Analysis (FP&A), Tax, Procurement, Investor Relations, Regulatory Reporting, Capital Management, and Financial Operations. The successful candidate will build a high-performing finance organisation that delivers timely insights, enables effective decision-making, strengthens governance, and supports the company's strategic ambitions. Key Responsibilities Strategic Leadership Serve as a trusted adviser to the CEO, Board, and Executive Committee on all financial and strategic matters. Contribute to the development and execution of the Company's long-term strategy and growth plans. Drive enterprise-wide performance management and ensure resources are allocated to the highest-return opportunities. Provide strategic challenge and independent insight to support decision-making across all business functions. Promote a culture of accountability, transparency, execution excellence, and value creation. Financial Strategy & Performance Lead the Company's financial planning, budgeting, forecasting, and performance management processes. Develop financial models and strategic scenarios to support growth initiatives, product expansion, and investment decisions. Deliver insightful management reporting and performance analysis to the Executive Committee and Board. Establish clear profitability and return-on-capital metrics across products, channels, and customer segments. Drive continuous improvement in forecasting accuracy and financial discipline. Treasury, Funding & Capital Management Develop and execute the Company's funding and capital strategy. Ensure effective liquidity management and maintenance of adequate capital buffers. Lead relationships with banks, institutional lenders, development finance institutions, investors, and funding partners. Identify and execute opportunities to diversify funding sources and reduce cost of funds. Monitor capital adequacy and ensure alignment with regulatory and growth requirements. Support fundraising initiatives, including debt and equity transactions. Investor Relations & Stakeholder Management Build and maintain strong relationships with shareholders, investors, lenders, auditors, rating agencies, and key stakeholders. Present financial performance, strategic initiatives, and funding opportunities to existing and prospective investors. Ensure timely, accurate, and transparent communication with stakeholders. Support future capital raising and strategic partnership opportunities. Regulatory Compliance & Governance Ensure full compliance with all regulatory, statutory, tax, and reporting requirements. Maintain strong relationships with regulators, including the Central Bank of Nigeria and other relevant authorities. Lead statutory reporting, annual audits, tax management, and financial governance activities. Ensure effective internal controls, policies, and risk management frameworks are maintained and continuously improved. Promote a strong control environment and a "no surprises" culture. Business Performance & Analytics Drive the use of data and analytics to improve commercial decision-making. Establish robust business intelligence and management reporting capabilities. Monitor business performance, portfolio profitability, customer economics, and operational efficiency. Partner with Business, Risk, Product, Operations, and Technology teams to optimise financial outcomes. Ensure financial insights are translated into actionable business decisions. Portfolio & Risk Management Work closely with Risk and Business teams to optimise portfolio growth and profitability. Monitor portfolio quality, expected losses, provisioning, and risk-adjusted returns. Evaluate the financial implications of credit, liquidity, operational, and market risks. Support sustainable growth through disciplined balance sheet management. Technology & Finance Transformation Drive automation, digitisation, and continuous improvement across finance processes. Ensure finance systems and reporting infrastructure support business scalability. Improve reporting speed, quality, and accessibility through technology and data. Lead finance transformation initiatives that enhance efficiency and effectiveness. Leadership & Talent Development Build, lead, and develop a high-performing finance organisation. Foster a culture of accountability, ownership, continuous learning, and excellence. Develop succession plans and strengthen leadership capability across the finance function. Mentor and coach future finance leaders within the organisation. Collaborate effectively across all business functions to achieve organisational goals. Success Measures Within the first 6–12 months, the CFO will be expected to: Strengthen profitability and forecasting accuracy. Improve capital efficiency and liquidity management. Enhance management reporting and business insights. Successfully execute funding and capital initiatives. Strengthen investor, Board, and regulatory confidence. Improve finance operational efficiency through automation and transformation. Build a high-performing finance leadership team capable of supporting the Company's long-term growth ambitions. Requirements Education & Professional Qualifications Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline. ACA, ACCA, CPA, CFA, or equivalent professional qualification required. MBA or advanced business qualification is an advantage. Experience Minimum 5 years of experience in a CFO, Finance Director, Deputy CFO, or equivalent executive finance role. Minimum 15 years of progressive finance leadership experience preferred. Proven experience working in an international business environment. Strong experience within financial services, banking, fintech, lending, payments, or consumer finance. Demonstrated success managing large balance sheets, funding programmes, and regulatory relationships. Proven experience leading fundraising and investor engagement initiatives; capital management experience is an advantage. Experience driving finance transformation and organisational growth. Key Competencies Strategic & Commercial Strong understanding of growth, profitability, and value creation drivers. Ability to connect financial performance with business strategy is an advantage. Leadership Executive presence and credibility with Boards, investors, regulators, and senior stakeholders. Strong influencing and stakeholder management skills. Proven ability to build and lead high-performing teams preferred. Technical Excellence Deep knowledge of financial reporting, treasury, taxation, and regulatory requirements, with capital management expertise an advantage. Strong financial modelling capability. Experience with modern finance systems and data-driven decision-making. Personal Attributes Collaborative and able to work effectively across multiple functions. Benefits Visa sponsorship for the relocation to Lagos, Nigeria Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan, annual performance review Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools. Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Location: Remote (Global) Workplace: Remote ABOUT CLIPBOARD Our mission is to uplift as many communities as possible. We do this through our app-based marketplace that connects healthcare professionals with the workplaces that need amazing workers. This enables hundreds of thousands of people to achieve financial stability for themselves and their families while providing essential care to millions of people across the U.S. Founded in 2016, we are a remote-first team of over 1,000 people building a top Y-Combinator company https://www.ycombinator.com/topcompanies/ and have been profitable since 2022. We’re the leader in Long-Term Care staffing and are rapidly expanding into Home Health, Hospitals, and more, meaning we have more work to do than people to do it, and are growing our team to support millions more people and their communities. ABOUT THIS ROLE The Strategy & Ops Senior Associate role is an experienced generalist role at Clipboard suited for the “all-around athlete” type who can do it all and wants exposure to a range of problems and opportunities. You’re likely someone who’s interested in and capable of solving different problem types – you’re resourceful, adaptable, and confident you can figure it out if you can sink your teeth in deep enough. Your first “tour of duty” will be on the Billing team (see more below). The specific projects you take on will depend on your strengths and what we learn during the recruiting process and your first days at Clipboard; that being said, here is a list of example initiatives to give you an idea: - Build an internal predictive analytics model and corresponding underwriting process to catch bad payers early with high accuracy to inform our contracting decisions and risk mitigation tactics - Research, vet, and onboard a new vendor that embeds AI agents into our customer-facing collections efforts - Redesign our process for converting workplaces to new methods of payment, such as getting customers who send checks to start paying us via eCheck to speed up the cash conversion process - Manage a team of Billing Account Managers   FIRST TOUR OF DUTY – QUICK BACKGROUND ON BILLING Our most immediate need right now is on the Billing team. The TLDR is that we want to maximize our profitability by collecting money as fast as possible and minimizing losses, while preserving the customer experience, all in service of reliably converting revenue into cash (the lifeline of a capital-intensive business like ours). This in a way is “ensuring high-quality growth” for the company. Although Clipboard provides a service where workplaces can find qualified professionals to fill shifts, we are in many ways a lending company at our core since we pay professionals immediately after they work a shift. For illustrative purposes: a nurse works a shift → we pay the nurse $100 immediately with our cash → the workplace pays us $120 a month later. We extend debt to workplaces using cash we borrow, with interest, from an Asset-Backed Line (ABL) of credit – workplaces use that debt to pay their staffing costs, and we expect to be paid back by the workplaces at a later date based on agreed-upon net terms. Billing is doing the critical work of converting our revenue into cash that we put in the bank. Otherwise, money we cannot collect is money we’ve already burned. With thousands of customers operating in different regulatory environments, under different conditions, with nuanced capital structures and corporate setups, and using varied complicated processes…this can be hard to do at scale. We consistently fight a multi-faceted battle: a battle wherein we must maximize the speed at which we recognize revenue, maximize the margin associated with each shift, and maximize the customer experience, all without letting one unduly impact the other. Optimizing collections is critical to make sure Clipboard is generating sustainable, high-quality growth and turning top-line revenue into cash that we use to service or grow other parts of the business, and you will help us do that.   WHO WE’RE LOOKING FOR We find those who are most successful in this type of role: - Are insatiably curious and notice non-obvious clues and patterns: Curiosity https://creatingvalue.substack.com/i/46535664/noticing-and-curiosity sits atop our company values. Understanding something from first principles and getting to the root cause of the problem will often reveal the best solution, and a natural and unwavering curiosity to keep asking questions and digging will take you most of the way. - Roll up their sleeves and go to the source: There are multiple ways to say this: touching reality, dogfooding, seeing for yourself, going to the front-lines, etc. Don’t just take someone’s word for it – go find out yourself by testing the feature, or listening to the agent call, or calling the customer, or executing the workflow. This is how you seek truth. - Bring a tenacity and persistence to problem-solving: You’ll hit walls and find yourself in uncertain and unfamiliar situations. If you can sit with the uncertainty, look at the problem from new angles, and keep applying pressure to a problem – you’ll position yourself for breakthroughs. - Bounce back from failure quickly: You’ll make mistakes, move in the wrong direction, and stumble from time-to-time. Just avoid big mistakes and don’t make the same mistakes twice, and learn from them quickly. Worry less about failing and more about losing momentum in your feedback loop. If you fail cheaply and quickly, that's worth the lesson/learning you get in return. While performance on your case and interviews during the hiring process is the most important aspect of your candidacy, your years of relevant working experience will be taken into consideration for both (a) the work you’re placed into once hired and (b) compensation.   Please note: We are currently accepting applications only from candidates based in North America, South America or Europe. This role requires an overlap of at least 5 hours with the PST (UTC-8) time zone.   WHY JOIN CLIPBOARD? - 100% Remote – Always. Work from anywhere in the world. - Fast-Paced Startup Environment. Join a company that values curiosity, independence, and growth. - A Hiring Process That Rewards Skills, Not Just Experience. Every applicant gets a fair shot—our selection is based on real-world problem-solving ability, not just credentials. - Opportunity to make a significant impact with our workplace customers.   HIRING PROCESS 1. Application 2. Case Study 1 3. Interview 1 4. Case Study 2 [OPTIONAL] 5. Interview 2 [OPTIONAL] 6. Interview with Head of Operations 7. Interview with Head of People   SYSTEM REQUIREMENTS To succeed in this role, you must have: - A reliable laptop/desktop (no Chromebooks or Linux OS). - Minimum 20 Mbps wired internet connection. - Wired headset for clear communication. - A quiet, distraction-free workspace. - Stable power and internet connectivity   *After submitting your application, please check your spam folder periodically over the next few days for updates. #LI-DNI Quick Note on Scammers: Clipboard would never ask you for money or your bank details to participate in our hiring process. Report any scammers impersonating the Clipboard hiring team members here https://forms.gle/SyGaxHFbon7Hg9fW6.

Location: U.S. (Remote) Workplace: Remote ABOUT CLIPBOARD Our mission is to uplift as many communities as possible. We do this through our app-based marketplace that connects healthcare professionals with the workplaces that need amazing workers. This enables hundreds of thousands of people to achieve financial stability for themselves and their families while providing essential care to millions of people across the U.S. Founded in 2016, we are a remote-first team of over 1,000 people building a top Y-Combinator company https://www.ycombinator.com/topcompanies/ and have been profitable since 2022. We’re the leader in Long-Term Care staffing and are rapidly expanding into Home Health, Hospitals, and more, meaning we have more work to do than people to do it, and are growing our team to support millions more people and their communities. ABOUT THIS ROLE The Strategy & Ops Senior Associate role is an experienced generalist role at Clipboard suited for the “all-around athlete” type who can do it all and wants exposure to a range of problems and opportunities. You’re likely someone who’s interested in and capable of solving different problem types – you’re resourceful, adaptable, and confident you can figure it out if you can sink your teeth in deep enough. Your first “tour of duty” will be on the Billing team (see more below). The specific projects you take on will depend on your strengths and what we learn during the recruiting process and your first days at Clipboard; that being said, here is a list of example initiatives to give you an idea: - Build an internal predictive analytics model and corresponding underwriting process to catch bad payers early with high accuracy to inform our contracting decisions and risk mitigation tactics - Research, vet, and onboard a new vendor that embeds AI agents into our customer-facing collections efforts - Redesign our process for converting workplaces to new methods of payment, such as getting customers who send checks to start paying us via eCheck to speed up the cash conversion process - Manage a team of Billing Account Managers   FIRST TOUR OF DUTY – QUICK BACKGROUND ON BILLING Our most immediate need right now is on the Billing team. The TLDR is that we want to maximize our profitability by collecting money as fast as possible and minimizing losses, while preserving the customer experience, all in service of reliably converting revenue into cash (the lifeline of a capital-intensive business like ours). This in a way is “ensuring high-quality growth” for the company. Although Clipboard provides a service where workplaces can find qualified professionals to fill shifts, we are in many ways a lending company at our core since we pay professionals immediately after they work a shift. For illustrative purposes: a nurse works a shift → we pay the nurse $100 immediately with our cash → the workplace pays us $120 a month later. We extend debt to workplaces using cash we borrow, with interest, from an Asset-Backed Line (ABL) of credit – workplaces use that debt to pay their staffing costs, and we expect to be paid back by the workplaces at a later date based on agreed-upon net terms. Billing is doing the critical work of converting our revenue into cash that we put in the bank. Otherwise, money we cannot collect is money we’ve already burned. With thousands of customers operating in different regulatory environments, under different conditions, with nuanced capital structures and corporate setups, and using varied complicated processes…this can be hard to do at scale. We consistently fight a multi-faceted battle: a battle wherein we must maximize the speed at which we recognize revenue, maximize the margin associated with each shift, and maximize the customer experience, all without letting one unduly impact the other. Optimizing collections is critical to make sure Clipboard is generating sustainable, high-quality growth and turning top-line revenue into cash that we use to service or grow other parts of the business, and you will help us do that.   WHO WE’RE LOOKING FOR We find those who are most successful in this type of role: - Are insatiably curious and notice non-obvious clues and patterns: Curiosity https://creatingvalue.substack.com/i/46535664/noticing-and-curiosity sits atop our company values. Understanding something from first principles and getting to the root cause of the problem will often reveal the best solution, and a natural and unwavering curiosity to keep asking questions and digging will take you most of the way. - Roll up their sleeves and go to the source: There are multiple ways to say this: touching reality, dogfooding, seeing for yourself, going to the front-lines, etc. Don’t just take someone’s word for it – go find out yourself by testing the feature, or listening to the agent call, or calling the customer, or executing the workflow. This is how you seek truth. - Bring a tenacity and persistence to problem-solving: You’ll hit walls and find yourself in uncertain and unfamiliar situations. If you can sit with the uncertainty, look at the problem from new angles, and keep applying pressure to a problem – you’ll position yourself for breakthroughs. - Bounce back from failure quickly: You’ll make mistakes, move in the wrong direction, and stumble from time-to-time. Just avoid big mistakes and don’t make the same mistakes twice, and learn from them quickly. Worry less about failing and more about losing momentum in your feedback loop. If you fail cheaply and quickly, that's worth the lesson/learning you get in return. While performance on your case and interviews during the hiring process is the most important aspect of your candidacy, your years of relevant working experience will be taken into consideration for both (a) the work you’re placed into once hired and (b) compensation.   WHY JOIN CLIPBOARD? - 100% Remote – Always. Work from anywhere in the world. - Fast-Paced Startup Environment. Join a company that values curiosity, independence, and growth. - A Hiring Process That Rewards Skills, Not Just Experience. Every applicant gets a fair shot—our selection is based on real-world problem-solving ability, not just credentials. - Opportunity to make a significant impact with our workplace customers.   HIRING PROCESS 1. Application 2. Case Study 1 3. Interview 1 4. Case Study 2 [OPTIONAL] 5. Interview 2 [OPTIONAL] 6. Interview with Head of Operations 7. Interview with Head of People   SYSTEM REQUIREMENTS To succeed in this role, you must have: - A reliable laptop/desktop (no Chromebooks or Linux OS). - Minimum 20 Mbps wired internet connection. - Wired headset for clear communication. - A quiet, distraction-free workspace. - Stable power and internet connectivity   *After submitting your application, please check your spam folder periodically over the next few days for updates. #LI-DNI Quick Note on Scammers: Clipboard would never ask you for money or your bank details to participate in our hiring process. Report any scammers impersonating the Clipboard hiring team members here https://forms.gle/SyGaxHFbon7Hg9fW6.

Location: Lagos, Nigeria Who We Are We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role The Senior Risk Analyst (Portfolio Risk) is responsible for driving portfolio risk analytics, credit performance monitoring, Expected Credit Loss (ECL) modeling, impairment analysis, and value-added risk initiatives that optimize portfolio performance and profitability. The role partners closely with Risk, Finance, Product, Collections, and Technology teams to deliver actionable portfolio insights, automate reporting, improve decision-making, and support strategic initiatives such as Risk-Based Pricing (RBP), digitalization, and portfolio optimization. This role is ideal for someone with strong analytical capabilities, deep knowledge of retail lending portfolios, IFRS 9/ECL methodologies, and the ability to translate complex data into business recommendations within a fast-paced financial services environment. What You Will Do Monitor and analyze portfolio performance across all lending products, identifying emerging risks, trends, and business opportunities. Develop, automate, and maintain portfolio risk dashboards, management reports, and executive reporting. Lead value-added portfolio initiatives including Risk-Based Pricing (RBP), digitalization, and portfolio optimization projects. Deliver timely, accurate, and insightful reporting to support strategic and operational decision-making. Own the portfolio Expected Credit Loss (ECL) and impairment analysis in accordance with IFRS 9 requirements. Provide profitability analysis by evaluating impairment costs, portfolio performance, and P&L contribution across each lending product. Support forecasting of credit losses, provisions, and portfolio performance under different economic scenarios. Design and enhance portfolio monitoring frameworks, early warning indicators, and risk performance metrics. Collaborate with Data, Finance, Product, Collections, and Technology teams to improve data quality and reporting automation. Build automated reporting solutions and improve data infrastructure to reduce manual processes. Conduct deep-dive analyses into portfolio trends, customer behavior, segmentation, and credit performance. Perform portfolio stress testing, sensitivity analysis, and scenario modeling. Support regulatory reporting, internal audits, and governance requirements relating to portfolio risk. Recommend risk policy enhancements based on portfolio performance and analytical findings. Maintain documentation for portfolio methodologies, reporting processes, and analytical models. Drive continuous improvement initiatives across portfolio analytics and reporting capabilities. Requirements What You Bring Educational Qualification Bachelor's degree in Statistics, Mathematics, Economics, Finance, Accounting, Computer Science, Engineering, or a related quantitative discipline. Master's degree is an added advantage. Professional Certifications FRM (Financial Risk Manager) – preferred. CFA (Chartered Financial Analyst) – an advantage. ACCA, ACA, or equivalent accounting qualification is beneficial. IFRS 9 or Credit Risk certifications are an added advantage. Microsoft Power BI, SQL, Python, SAS, or Data Analytics certifications are desirable. Experience Minimum of 5–7 years of experience in Portfolio Risk, Credit Risk Analytics, Risk Modelling, or Financial Risk. Experience within banking, fintech, consumer lending, digital lending, or financial services. Demonstrated experience with IFRS 9, Expected Credit Loss (ECL), impairment analysis, and portfolio monitoring. Experience building automated reporting and portfolio dashboards. Experience supporting senior management with portfolio performance insights and strategic recommendations. Professional Competencies Strong knowledge of portfolio risk management principles and retail lending products. Deep understanding of IFRS 9, ECL methodologies, impairment calculations, and provisioning. Strong analytical skills with experience interpreting large datasets and translating insights into business actions. Advanced proficiency in SQL, Excel, Power BI, Tableau, Python, SAS, R, or similar analytical tools. Strong understanding of P&L drivers, portfolio profitability, and financial performance analysis. Experience designing portfolio monitoring frameworks and early warning indicators. Ability to automate reporting processes and improve reporting efficiency. Strong knowledge of credit risk metrics including PAR, Roll Rates, Vintage Analysis, Loss Rates, Recoveries, and Collections performance. Excellent presentation, communication, and stakeholder management skills. Strong attention to detail with the ability to influence strategic decision-making through data. Ability to manage multiple priorities within a fast-paced environment. This Role Is Ideal For You If: You enjoy transforming complex portfolio data into strategic business insights. You are passionate about credit risk analytics, portfolio optimization, and automation. You enjoy improving reporting efficiency through digitalization and data-driven solutions. You thrive in solving complex business problems using analytics. You enjoy collaborating across Risk, Finance, Technology, and Product teams. You want to influence credit strategy and portfolio performance at scale. You May Not Enjoy This Role If: You prefer operational roles over analytical and strategic work. You are uncomfortable working with large datasets and complex financial models. You dislike automation, reporting, or continuous process improvement. You prefer highly repetitive work with limited opportunities for innovation. You are not interested in financial performance, impairment, or portfolio optimization. Benefits What's In It For You Opportunity to shape portfolio strategy within a leading fintech organization. Direct ownership of portfolio analytics, IFRS 9 reporting, and risk insights that influence executive decision-making. Exposure to large-scale digital transformation, Risk-Based Pricing (RBP), and advanced analytics initiatives. Opportunity to collaborate with Risk, Finance, Product, Data, Engineering, and Executive Leadership teams. Continuous learning, professional certification sponsorship, and career development opportunities. Competitive compensation and the opportunity to solve complex, high-impact credit risk challenges.

Location: Lagos, Nigeria Who We Are We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role The Senior Anti-Fraud & Credit Policy Manager leads the Bank's Credit Policy and Fraud Prevention function, ensuring robust controls across customer onboarding, loan origination, and portfolio management. The role is responsible for developing and optimizing fraud prevention strategies, KYC controls, credit policy rules, and fraud detection models while safeguarding the business against financial crime and operational losses. The successful candidate will oversee anti-fraud systems, external risk data providers, blacklist management, and continuous monitoring of fraud attacks. Working closely with Risk, Credit, Product, Operations, Technology, Compliance, and Data Science teams, this role will drive automation, enhance decisioning frameworks, and strengthen fraud prevention capabilities across the lending lifecycle. This role is ideal for someone with extensive experience in fraud risk management, credit policy, digital lending, and data-driven decisioning within banking or fintech. What You Will Do Lead the design, implementation, and continuous improvement of credit policies and anti-fraud strategies across all lending products. Develop, monitor, and optimize KYC, customer verification, and fraud prevention controls throughout the customer lifecycle. Design, implement, and fine-tune fraud detection rules, cross-match models, and decision engines to improve fraud detection while minimizing false positives. Manage fraud prevention platforms and decisioning systems to enhance approval quality and customer experience. Oversee relationships with external risk data providers, including credit bureaus, identity verification providers, device intelligence, and fraud intelligence vendors. Evaluate the effectiveness of third-party fraud and identity solutions and recommend enhancements where necessary. Own and maintain customer, device, identity, and merchant blacklists, ensuring timely updates and governance. Monitor fraud trends, emerging threats, attack patterns, and suspicious activities across digital channels. Lead daily fraud monitoring, investigate fraud incidents, and coordinate rapid response actions to mitigate losses. Develop fraud dashboards, KPIs, and management reports to support executive decision-making. Conduct root cause analysis of fraud events and implement preventive controls. Collaborate with Product, Engineering, Data Science, and Operations teams to implement new fraud controls and policy enhancements. Review lending policies and recommend updates based on portfolio performance, fraud trends, regulatory changes, and business strategy. Support internal and external audits, regulatory examinations, and compliance activities relating to fraud prevention and credit policy. Ensure all fraud prevention activities comply with regulatory requirements and internal governance standards. Lead continuous improvement initiatives through automation, analytics, and advanced fraud detection techniques. Requirements What You Bring Educational Qualification Bachelor's degree in Computer Science, Information Technology, Mathematics, Statistics, Economics, Finance, Accounting, Engineering, or a related discipline. Master's degree is an added advantage. Professional Certifications Certified Fraud Examiner (CFE) – preferred. Certified Anti-Money Laundering Specialist (CAMS) – an advantage. Certified Risk Management Professional (CRMP), FRM, or equivalent certifications are desirable. Professional certifications in Data Analytics, SQL, Python, SAS, or Power BI are an added advantage. Experience Minimum of 6–8 years of experience in Fraud Risk Management, Credit Policy, Financial Crime, Credit Risk, or Digital Lending. At least 3 years in a leadership or senior specialist role. Experience within banking, fintech, consumer lending, or financial services. Hands-on experience managing fraud prevention systems, KYC platforms, and rule-based decision engines. Experience working with external fraud intelligence, identity verification, and credit bureau providers. Professional Competencies Strong knowledge of digital fraud prevention, financial crime, and credit policy management. Deep understanding of KYC, Customer Due Diligence (CDD), identity verification, and fraud risk controls. Experience designing and optimizing fraud rules, scorecards, cross-match models, and decision engines. Strong understanding of fraud attack vectors, synthetic identity fraud, account takeover, device fraud, application fraud, and first-party fraud. Experience managing external risk data providers and integrating third-party fraud solutions. Strong knowledge of blacklist management, fraud monitoring, and fraud investigation processes. Proficiency in SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Strong analytical and problem-solving skills with the ability to identify emerging fraud patterns. Excellent stakeholder management, communication, and leadership skills. Strong understanding of regulatory requirements relating to fraud prevention, AML, KYC, and consumer lending. Ability to balance fraud prevention with customer experience and business growth. This Role Is Ideal For You If: You enjoy building robust fraud prevention and credit policy frameworks. You are passionate about protecting customers and the business from financial crime. You enjoy analyzing fraud patterns and improving decision engines through data. You thrive in fast-paced, technology-driven lending environments. You enjoy collaborating across Risk, Compliance, Product, Engineering, and Operations teams. You are motivated by solving complex fraud challenges using analytics and technology. You May Not Enjoy This Role If: You prefer operational processing over strategic risk management. You are uncomfortable making high-impact risk decisions. You dislike working with fraud analytics, rule optimization, and large datasets. You prefer environments with limited change and innovation. You are not interested in regulatory compliance, fraud prevention, or credit governance. Benefits What's In It For You Opportunity to lead fraud prevention and credit policy for a fast-growing fintech organization. Ownership of fraud strategy, KYC controls, and credit decisioning frameworks that directly influence portfolio quality and customer trust. Exposure to advanced fraud technologies, digital identity solutions, and analytics-driven decisioning. Opportunity to collaborate with Risk, Product, Engineering, Data Science, Compliance, and Executive Leadership teams. Continuous learning, professional certification support, and career development opportunities. Competitive compensation and the opportunity to solve complex, high-impact fraud and credit risk challenges.

Location: Lagos, Nigeria Who We Are: We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role: The Portfolio Manager is responsible for developing, implementing, and managing credit portfolio strategies that support the Bank's expansion into new markets and regions. The role ensures sustainable portfolio growth by balancing risk, profitability, and customer acquisition while adapting credit strategies to local market dynamics and regulatory environments. This role will lead portfolio performance monitoring, market analysis, credit strategy optimization, and expansion initiatives across multiple geographies. Working closely with Credit Risk, Product, Finance, Data, Collections, and Business teams, the Portfolio Manager will drive data-driven decisions that maximize portfolio quality and business performance. This role is ideal for someone with strong expertise in portfolio management, retail lending, credit analytics, and expansion strategy within banking or fintech. What You Will Do: Develop and execute portfolio strategies to support expansion into new markets and regions. Design localized credit strategies based on customer behaviour, market conditions, regulatory requirements, and portfolio performance. Monitor portfolio quality, profitability, and growth across multiple regions using key credit risk metrics. Analyse portfolio trends, customer segments, and product performance to identify growth opportunities and emerging risks. Perform portfolio forecasting, scenario analysis, stress testing, and profitability assessments. Recommend enhancements to underwriting policies, pricing strategies, and portfolio limits to optimise business performance. Partner with Product and Business teams to support the launch of new lending products and market expansion initiatives. Monitor key portfolio indicators including delinquency, default rates, recoveries, vintage performance, roll rates, and loss trends. Conduct deep-dive analysis on regional portfolio performance and provide actionable recommendations to senior management. Collaborate with Finance on Expected Credit Loss (ECL), impairment analysis, and portfolio provisioning. Develop automated dashboards and portfolio reporting to support executive decision-making. Drive continuous improvement initiatives across portfolio analytics, reporting automation, and risk management processes. Ensure compliance with internal credit policies, regulatory requirements, and governance standards. Work closely with Risk, Data Science, Technology, Collections, and Operations teams to improve portfolio performance and customer outcomes. Requirements What You Bring Educational Qualification: Bachelor's degree or Higher National Diploma in Finance, Economics, Statistics, Mathematics, Business Administration, Engineering, Computer Science, or a related quantitative discipline. A Master's degree is an added advantage. Professional Certifications: Financial Risk Manager (FRM) or Chartered Financial Analyst (CFA) certification is preferred. Professional certifications in Credit Risk Management or Portfolio Management are an added advantage. Microsoft Power BI, SQL, Python, SAS, or equivalent data analytics certifications are desirable. Experience: Minimum of 5–7 years of experience in Portfolio Management, Credit Risk, Credit Analytics, or Retail Lending. Hands-on experience managing consumer lending portfolios within banking, fintech, or other financial institutions. Experience supporting regional expansion, multi-market portfolios, or new market launches is an added advantage. Professional Competencies: Strong understanding of retail lending, portfolio management, and credit risk principles. Experience analysing portfolio performance using key risk and financial metrics. Knowledge of IFRS 9, Expected Credit Loss (ECL), impairment analysis, and portfolio profitability. Strong analytical skills with experience using SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Experience with portfolio segmentation, vintage analysis, roll rates, delinquency monitoring, and stress testing. Strong understanding of lending products, customer behaviour, and market dynamics. Excellent communication, stakeholder management, and presentation skills. Strong commercial acumen with the ability to balance business growth and portfolio quality. Ability to work effectively in a fast-paced, data-driven environment while managing multiple priorities. This Role Is Ideal For You If: You enjoy building and optimising lending portfolios across new markets. You are passionate about using data to drive strategic business decisions. You thrive in high-growth, fast-paced financial services environments. You enjoy collaborating with cross-functional teams to deliver business outcomes. You are motivated by solving complex portfolio and credit risk challenges. You May Not Enjoy This Role If: You prefer operational or administrative work over strategic portfolio management. You are uncomfortable working with large datasets and financial analysis. You dislike balancing commercial growth with risk management. You prefer highly repetitive work with limited opportunities for innovation and strategic thinking. Benefits What's In It For You: Opportunity to lead portfolio strategy for regional expansion within a fast-growing fintech organisation. Exposure to large-scale lending portfolios, market expansion, and strategic growth initiatives. Opportunity to collaborate with Credit Risk, Product, Finance, Data, Engineering, and Executive Leadership teams. Continuous learning, professional certifications, and career development opportunities. Competitive compensation and the opportunity to influence business growth while managing portfolio performance across multiple markets.

Location: Lagos, Nigeria Who We Are: We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role: The Credit Policy Analyst is responsible for designing, implementing, and continuously improving credit policies and underwriting strategies for new lending products, including Credit Cards, Credit Lines, Buy Now Pay Later (BNPL), Merchant Financing, and other emerging digital credit solutions. The role partners closely with Credit Risk, Product, Data Science, Fraud, Technology, Finance, and Operations teams to ensure new products are launched with robust credit decisioning frameworks that balance portfolio growth, customer experience, profitability, and risk management. This role is ideal for someone with strong expertise in credit policy development, consumer lending, and data-driven decision-making within a fast-paced banking or fintech environment. What You Will Do: Design and develop credit policies for new lending products, including Credit Cards, Credit Lines, BNPL, Merchant Financing, and other digital lending solutions. Define customer eligibility criteria, underwriting standards, credit limits, pricing strategies, and approval rules for new products. Develop, test, and optimize credit decision rules, scorecards, and policy frameworks to improve portfolio quality and customer acquisition. Monitor the performance of newly launched products and recommend policy enhancements based on portfolio analytics and business performance. Conduct policy simulations, scenario analysis, and impact assessments before implementing credit policy changes. Collaborate with Product, Data Science, Fraud, Engineering, Collections, and Finance teams throughout the product development lifecycle. Analyse customer behaviour, repayment trends, portfolio performance, and profitability to support policy improvements. Recommend changes to approval strategies, credit limits, pricing, and risk controls based on portfolio performance and market trends. Develop automated dashboards, portfolio monitoring reports, and policy performance metrics for management reporting. Support A/B testing and champion/challenger strategies to continuously improve credit decisioning. Ensure all credit policies comply with regulatory requirements, internal governance standards, and the Bank's risk appetite. Maintain comprehensive documentation of credit policies, governance approvals, decision rules, and implementation procedures. Support audits, regulatory reviews, and compliance activities relating to credit policy management. Requirements What You Bring Educational Qualification: Bachelor's degree or Higher National Diploma in Finance, Economics, Statistics, Mathematics, Computer Science, Engineering, Business Administration, or a related quantitative discipline. A Master's degree is an added advantage. Professional Certifications: Financial Risk Manager (FRM), Chartered Financial Analyst (CFA), or equivalent risk management certification is preferred. Credit Risk or Consumer Lending certifications are an added advantage. Professional certifications in SQL, Python, SAS, Power BI, or Data Analytics are desirable. Experience: Minimum of 4–6 years of experience in Credit Policy, Credit Risk, Portfolio Analytics, Consumer Lending, or Lending Strategy. Hands-on experience designing or managing credit policies for retail or digital lending products. Experience within banking, fintech, consumer finance, or other regulated financial institutions. Experience supporting the launch of new lending products is an added advantage. Professional Competencies: Strong understanding of consumer lending, underwriting principles, and credit policy management. Experience developing credit strategies for products such as Credit Cards, Credit Lines, BNPL, Merchant Financing, or unsecured lending products. Knowledge of scorecards, decision engines, credit bureau data, affordability assessments, and risk-based pricing. Strong analytical skills with experience using SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Understanding of portfolio monitoring, IFRS 9, Expected Credit Loss (ECL), and portfolio performance metrics. Experience conducting policy performance analysis, segmentation, champion/challenger testing, and portfolio optimisation. Excellent analytical, communication, and stakeholder management skills. Strong attention to detail with the ability to balance business growth, customer experience, and credit risk. This Role Is Ideal For You If: You enjoy designing credit strategies for innovative lending products. You are passionate about balancing business growth with prudent risk management. You enjoy using data and analytics to improve customer decisioning. You thrive in collaborative, cross-functional product development environments. You enjoy solving complex lending and credit policy challenges. You May Not Enjoy This Role If: You prefer operational or administrative work over analytical and strategic roles. You are uncomfortable making data-driven credit policy recommendations. You dislike working with large datasets, policy optimisation, and performance analytics. You prefer highly repetitive work with limited opportunities for innovation. Benefits What's In It For You: Opportunity to shape the credit strategy for innovative lending products within a leading fintech organisation. Hands-on experience launching and optimising products such as Credit Cards, Credit Lines, BNPL, and Merchant Financing. Exposure to Product, Data Science, Risk, Engineering, Finance, and Executive Leadership teams. Continuous learning, professional certification support, and career development opportunities. Competitive compensation and the opportunity to solve complex, real-world lending and credit risk challenges.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Platform Engineer on the Builder Experience Team at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.   WHAT YOU’LL DO - Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem - Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams - Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products - Drive enhancements in CI/CD pipelines, automation, and developer workflows to increase deployment speed, reliability, and confidence across teams   YOU BRING - 2-9 years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments - Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster - Deep expertise in distributed systems, asynchronous processing, and high-availability platform services - Production experience in AWS cloud environments and building cloud-native infrastructure - Demonstrated experience designing and building agentic developer tools that empower automation, collaboration, or intelligent workflows - Strong experience working with CI/CD pipelines and driving continuous integration and delivery improvements - Drive and proactivity – everyone here is a builder and executor TOOLS WE USE We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: Ciudad de México, Mexico; Moscow, Russia Workplace: remote At NOVACARD , we’re redefining how people use credit. We are the first interest-free and no-annual-fee credit card in Mexico , designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to $200,000 MXN in credit , only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals. About the Role: We are looking for a Senior Campaign Manager to take ownership of campaign planning and coordination across our near-prime client portfolio. You will define the campaign structure and schedule, coordinate cross-functional teams to automate and launch campaigns on time, and ensure seamless execution from brief to analysis. This role requires a systematic thinker who can build scalable campaign processes and deliver results in a fast-paced lending environment. The role is based in Mexico, with remote flexibility and business trips when required. Key Responsibilities: Define the structure, prioritization, and schedule of portfolio campaigns targeting activation, balance building, retention, and cross-sell among Near Prime customers. Own the full campaign cycle — from briefing and task setting to launch coordination, delivery monitoring, and post-campaign analysis. Collaborate with development and CRM teams to automate recurring campaigns, reducing manual effort and increasing speed to market. Work closely with marketing, analytics, IT, and product teams to align on timelines, resources, and priorities for all campaign initiatives. Verify campaign setup accuracy, audience segmentation logic, and communication scenarios before launch to ensure flawless customer experiences. Monitor campaign results against KPIs, prepare regular performance reports, and deliver actionable recommendations for optimization. Establish standards, playbooks, and best practices to continuously improve the speed, quality, and impact of portfolio campaigns. Key Requirements: Proven experience managing marketing or CRM campaigns at a Senior level in fintech, banking, or consumer lending — mandatory. Solid understanding of CRM principles, customer segmentation, and communication automation (e.g., triggered journeys, dynamic content). Upper-intermediate English or higher (both spoken and written) — required for communication with international teams and HQ. Strong organizational, analytical, and project management skills, with the ability to run multiple campaigns concurrently and maintain meticulous attention to detail. Proactive mindset, end-to-end ownership of results, and ability to effectively coordinate cross-functional teams. Advanced soft skills: clear communication, stakeholder management, and a collaborative approach to problem-solving. What We Offer Remote or hybrid work format, with business trips as required. Official employment under local labor law; contractor arrangements available for candidates from other countries. The opportunity to drive portfolio engagement strategy for a growing Near Prime segment in Mexico. A data-driven environment where campaigns are core to customer lifecycle management and business growth. Cross-functional exposure to marketing, product, analytics, and technology teams, with a direct impact on portfolio metrics.

Location: Los Angeles, United States; Orange, United States; California City, United States Join a Team That's Generating More Leads Than We Can Handle Our Hard Money expert, Vladimir Isperov , has become one of the fastest-growing voices in the private lending space on social media. His educational content is attracting an incredible number of borrowers and investors every day—and the volume of incoming leads continues to grow. At LBC Mortgage , we're looking for motivated Mortgage Loan Officers who are ready to take advantage of a steady flow of company-generated leads. If you're tired of spending your time prospecting and want to focus on what you do best—building relationships and closing loans—we want to hear from you. What You'll Do Work with qualified company-provided leads generated through our marketing and social media campaigns. Build relationships with borrowers and understand their financing needs. Guide clients through the mortgage and hard money loan process from initial consultation to closing. Educate clients on available loan products and financing options. Maintain consistent follow-up with prospects and existing clients. Collaborate closely with processors, underwriters, and the operations team to ensure a smooth customer experience. Achieve monthly production goals while delivering exceptional customer service. What We're Looking For Active Mortgage Loan Originator (MLO) license. Previous experience originating residential mortgage loans or hard money loans. Strong sales, communication, and relationship-building skills. Confidence speaking with clients over the phone and converting opportunities into funded loans. Self-motivated, goal-oriented, and driven to succeed. Ability to work full-time from our North Hollywood office. Bilingual candidates are encouraged to apply. What We Offer A consistent pipeline of company-generated leads —no cold prospecting required. Competitive compensation with uncapped earning potential. Full operational support from experienced processors and underwriting staff. Modern CRM, technology, and marketing resources. Career growth opportunities within one of the fastest-growing mortgage companies. A collaborative, energetic, and supportive office environment. Ready to Close More Loans? If you're looking for an opportunity where the leads are already coming in and all you need to do is build relationships and close deals, we'd love to meet you. Apply today and become part of the LBC Mortgage team!

Location: Remote (Global) Looking to join a world-class blockchain development team? Ava Labs makes it simple to deploy high-performance solutions for Web3, led by innovations on Avalanche. The company was founded by Cornell computer scientists, who partnered with Wall Street veterans and early Web3 leaders to execute a promising vision for redefining the way people build permissionless networks. Ava Labs is redefining the way people create value with Web3. Join us as we empower people to easily and freely digitize all the world’s assets on one open, programmable blockchain platform. Lead the engineering org building Fortary's institutional digital asset platform: custody, trading, lending, staking, and treasury management for regulated financial institutions. You'll own the architecture and technical strategy for our distributed MPC custody system, grow the team, and partner with Product, Security, and executive leadership to ship secure, resilient infrastructure at institutional scale. This is a leadership role at the intersection of distributed systems, applied cryptography, and institutional finance. You set technical direction, you're accountable for what ships, and you build the org that ships it. What you'll do - Lead multiple teams delivering Fortary's custody, transaction authorization, key management, wallet infrastructure, and blockchain integrations - Own the architecture and roadmap for the distributed MPC custody platform, including disaster recovery, governance, and transaction policy controls - Partner with Product, Security, BD, and executives to prioritize investments against customer, regulatory, and business needs - Support multiple deployment models: managed platform and licensed software - Ensure engineering practices meet the security, compliance, and governance bar required as Fortary moves toward chartered-institution status - Lead incident response for outages, security events, and key management scenarios - Hire, mentor, and grow engineering managers and senior engineers - Drive adoption of AI-assisted engineering across the org What you'll bring - 10+ years in software engineering, 5+ leading teams shipping production-scale secure distributed systems - Track record owning large-scale, security-critical platforms from architecture through production - Deep expertise in modern cryptography and secure key management: MPC, threshold signatures, TEEs, HSMs - Experience building cloud-native systems (Kubernetes, IaC, CI/CD, observability) with security and resilience as first-order concerns - Fluency in the compliance frameworks for regulated finance: SOC 2, ISO 27001, NIST, AML/KYC, and awareness of the SEC/CFTC/OCC/MiCA landscape - Experience across digital asset infrastructure: custody, trading, staking, treasury, and blockchain settlement - Ability to communicate credibly with executives, institutional customers, auditors, and regulators Bonus - Experience scaling an org toward a chartered or licensed financial entity - Background delivering both managed-service and licensed-software products (**This is not a guarantee of compensation or salary, a final offer amount may vary based on factors including but not limited to experience and geographic location.) WHY AVA LABS? If you've ever thought about joining an early stage Web3 company - this is it! We're a global, world-class team of experts in computer science, economics, finance, marketing, and law with offices in New York City and Miami. We're highly passionate about Web3 and redefining the way people build and use finance and decentralized applications of all kinds. The company received early-stage funding from Andreessen Horowitz, Initialized Capital, and Polychain Capital, with angel investments from Balaji Srinivasan and Naval Ravikant. Join us and be a pioneer in a new technology that will have implications across a range of verticals such as finance, gaming, investing, collectibles, among many others. Ava Labs is committed to diversity in the workplace and we’re proud to be an Equal Opportunity Employer. We do not hire on basis of race, color, religion, creed, gender, national origin, citizenship, age, disability, veteran status, marital status, pregnancy, parental status, sex, gender expression or identity, sexual orientation, or any other basis protected by local, state or federal law. All employment is decided on the basis of qualifications, merit, and business need.

Location: Ciudad de México, Mexico; Moscow, Russia; St. Petersburg, Russia Workplace: remote At NOVACARD , we’re redefining how people use credit. We are the first interest-free and no-annual-fee credit card in Mexico , designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to $200,000 MXN in credit , only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals. About the Role: We are looking for a strong Lead Product Manager to lead the development and growth of our credit card portfolio across multiple risk and customer segments. You will own the product strategy, P&L, end-to-end customer experience, and technical roadmap for products including Credit Builder, fixed-fee and progressive-fee cards, and grace-period and non-grace-period offerings. You will design the product ladder that enables customers to upgrade based on their payment behavior and risk profile. This is a role for someone who can simultaneously manage product strategy, customer experience, unit economics, risk, and technical delivery — not a coordinator of isolated tasks, but a product owner who defines what we build and why, proves the business case, prioritizes ruthlessly, and delivers measurable results. The role implies close collaboration with the local team in Mexico and international headquarters. Relocation support to Mexico or Serbia is available for the right candidate. Key Responsibilities: Product Strategy & Portfolio Design: Define and evolve a multi-segment credit card lineup: Credit Builder, fixed-fee, progressive-fee, grace-period and non-grace-period products. Build a clear product ladder with transparent rules for customer migration between cards and tiers based on payment behavior, risk, and card usage. Pricing & Fee Model Development: Design and refine pricing mechanics including fixed fees, progressive fees, interest-based pricing, grace periods, minimum payments, cash withdrawal fees, and transfer fees. Ensure the tariff structure balances customer appeal with portfolio profitability. P&L Ownership & Unit Economics: Take full responsibility for product profitability. Model and optimize the funnel from acquisition and onboarding through utilization, average debt, ARPU, risk cost, funding cost, fee income, and operating expenses. Risk & Portfolio Collaboration: Partner with Risk teams on customer segmentation, credit limits, approval strategy, risk-based pricing, vintage analysis, and migration rules between products. Ensure product mechanics drive the right customer behavior without compromising portfolio quality. Lifecycle & Customer Experience Management: Own the full customer journey from acquisition and onboarding to activation, regular usage, limit increases, retention, and cross-sell. Deliver a seamless, digital-first experience at every stage. Growth & Killer Features: Analyze customer data, competitor offerings, and global best practices to identify features that can materially shift conversion, usage, profitability, or retention — not just expand the backlog. Roadmap Prioritization: Build and defend the product roadmap based on financial impact, customer value, risk, technical complexity, and team capacity. Make hard trade-offs and communicate the rationale clearly. Metrics & Experimentation: Establish product KPIs, formulate hypotheses, design A/B tests and pilots, analyze results, and make data-driven scale-or-kill decisions. Technical Leadership: Understand the credit product architecture — billing, fee and interest calculation, card processing, payment cycles, account statuses, and third-party integrations — to effectively collaborate with engineering teams. End-to-End Launch Management: Develop business requirements, CJMs, tariff structures, legal documentation, operational processes, and system logic; drive products from concept to live delivery. Cross-Functional Collaboration: Work daily with IT, Risk, Finance, Operations, Marketing, Legal, and HQ stakeholders. Prepare and defend product decisions in front of leadership and shareholders. Team & Process Development: Set tasks for analysts, designers, and developers; ensure delivery quality; and build a transparent product management process. Key Requirements: Strong experience in managing credit cards, credit lines, or other unsecured consumer lending products end-to-end — from strategy and financial modeling to launch, scaling, and portfolio management. Ability to independently build and defend a credit product’s financial model, identify key profitability drivers, and find ways to improve unit economics. Solid understanding of credit risk, segmentation, approval strategy, credit limits, vintage analysis, and how product mechanics influence customer payment behavior. Technical fluency to collaborate with IT on business and system logic: billing, processing, fee calculations, payment cycles, integrations, and product status management. Strong data skills: work confidently with funnels, cohorts, and experiments; distinguish causation from correlation and make decisions based on metrics. Proven prioritization discipline: ability to select a few highest-impact initiatives, say no to weak ideas, and protect the roadmap. Clear communication: able to explain complex product and financial mechanics to leadership, risk, IT, and other stakeholders concisely. Fluent Russian — mandatory. English at upper-intermediate level or higher (spoken and written) — required. Spanish is a plus but not required. What We Offer Remote or hybrid work format — specific location and arrangement discussed individually with the right candidate. Relocation support to Mexico or Serbia for candidates who are a strong fit. Official employment or contractor arrangement depending on location and local regulations. The opportunity to own and shape a complete credit card portfolio in a high-impact, expanding market. A data-driven, entrepreneurial environment where product decisions translate directly into business results and customer growth. Cross-functional collaboration with local and international teams, with direct exposure to HQ leadership.

Location: Hong Kong, Hong Kong SAR; Singapore, Singapore Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About The Opportunity The Asset & Earn Team 2 is responsible for building and scaling next-generation earn and lending solutions at one of the world's largest crypto exchanges. As a developer on this team, you will work on Simple Earn, Flash Earn (including Jumpstart), Loan products, and Stablecoin Yield features — powering millions of users' passive income journeys in the crypto ecosystem. What You'll Be Doing: Design and develop high-performance, high-availability backend services for Simple Earn, Flash Earn, and Loan products Build and maintain the Jumpstart subscription and allocation system for new token launches Design and implement backend systems for stablecoin yield distribution and settlement Work closely with Product, Design, Risk, and Quant teams to deliver innovative earn and lending features Participate in on-call production support and incident response to ensure platform stability What We Look For In You: Proficient in AI-assisted development tools such as Codex and Claude Code — mandatory requirement to boost engineering productivity and iteration speed Minimum 3 years of backend development experience in financial or related industries Experience in Microservice/API development with Java / SpringBoot / SpringCloud Strong understanding of multi-threading, concurrency control, and distributed system design, with experience in high-concurrency, high-availability, and high-performance systems Familiarity with mainstream messaging frameworks such as Kafka and caching solutions like Redis Experience with Kubernetes (K8s) for container orchestration and deployment Solid experience with relational databases (MySQL or equivalent) Comfortable in a cloud-based Linux environment with production support capability Basic understanding of finance concepts, particularly earn/deposit, lending/loan, and yield products Fluency in English and Mandarin Business Domain Experience (At least one of the following three is required): Earn & Loan: Hands-on experience building earn or loan products, with understanding of interest accrual, risk control, and liquidity management Stablecoin Yield: Familiarity with stablecoin mechanics (USDT, USDC) and experience developing yield distribution or settlement systems Subscription & Allocation Systems: Experience building token launch, quota allocation, or subscription systems (e.g. Jumpstart-style products) Perks & Benefits Competitive total compensation package L&D programs and education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Location: Buenos Aires, Argentina; Ciudad de México, Mexico; Bogotá, Colombia; Moscow, Russia; Belgrade, Serbia; Caracas, Venezuela, Bolivarian Republic of Workplace: remote At NOVACARD , we’re redefining how people use credit. We are the first interest-free and no-annual-fee credit card in Mexico , designed to simplify personal finances and give users complete control - all from a mobile app. With NOVACARD, users can access up to $200,000 MXN in credit , only pay when they use it, and manage everything digitally in under 5 minutes. Our mission is to empower people to make smarter financial decisions by offering flexibility, transparency, and the freedom they need to reach their goals. Simple finances, big goals. About the Role: We are looking for a strong Product Manager to lead the development and growth of our cash loans and credit lines portfolio for the Near Prime segment. You will be fully responsible for building and scaling these products, owning their P&L, and delivering a seamless customer experience across every touchpoint. This is a role for someone who can balance customer desirability, technological feasibility, and business profitability — turning constraints into competitive advantages. The role is mostly remote, with business trips when required. Key Responsibilities: Define product strategy and roadmap for Cash Loans and Credit Lines tailored to Near Prime customers, based on market analysis and competitive monitoring. Design compelling value propositions that balance customer attractiveness with tech feasibility, regulatory constraints, and financial efficiency. Own full product P&L and key performance metrics: time-to-yes, time-to-cash, activation and usage rates, balance per customer, profitability, vintage risk quality, and attrition. Initiate data-driven changes to meet target KPIs. Architect end-to-end customer journeys, covering legal, financial, and technology layers to ensure seamless onboarding and lifecycle management — from acquisition and activation to active usage and retention. Develop partnership integration concepts with online/offline retailers and other channels to drive customer acquisition. Continuously analyze and improve unit economics (UE) for each product, increase customer segment LTV, and boost overall portfolio efficiency. Build and manage end-to-end product management processes for the Cash Loans and Credit Lines stream. Define a success matrix for new products and initiatives. Collaborate cross-functionally with risk, marketing, IT, finance, and legal teams (both locally and with headquarters). Collect and incorporate feedback from all stakeholders. Drive continuous improvement of customer experience (CJM) through product and process optimization. Ensure new features and products meet cost, quality, and performance targets. Key Requirements: Solid experience in consumer lending (Cash Loans, Credit Lines, Credit Cards, PDL, or other unsecured credit) on the business or risk management side — mandatory. Deep understanding of adjacent functions: risk management, marketing, and IT. Strong upper-intermediate English (both spoken and written) — required for regular communication with international teams and HQ. Powerful analytical skills, out-of-the-box thinking, and flexibility. Ability to work effectively in a fast-paced, multitasking environment. Openness to new ideas, genuine desire to learn, advanced communication and soft skills. What We Offer Remote work format, with office/on-site options when needed. Official employment under local labor law; contractor arrangements available for candidates from other countries. Opportunity to shape a strategically important product line in an international fintech environment. Data-driven culture where your decisions directly impact business growth and customer outcomes. Autonomy to build processes from scratch and drive meaningful innovations in the Near Prime lending space.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As an Issues & Program Manager on the Product Operations team, you'll own our Issue Management Program end to end — triaging issues, driving root cause analysis, and leading containment and remediation through to closure. You'll also serve as a project manager on our most critical product initiatives, partnering across Product, Engineering, Legal, Compliance, and Operations to deliver new features and raise the bar on how we build and launch. This is a high-impact, high-visibility role for someone who thrives at the intersection of cross-functional execution and continuous improvement. You will: - Build and continuously improve processes — including automation and AI tooling — that increase organizational efficiency, documentation quality, stakeholder alignment, and reduce dependency across the issue remediation lifecycle - Partner cross-functionally with Legal, Compliance, Operations, Product, Risk, and Engineering teams to drive issues to timely resolution - Own issue reporting to internal and external stakeholders - Track and manage issue containment and remediation - Drive execution of product launches end to end, ensuring cross-functional readiness across Product, Design, Engineering, Marketing, and Operations - Manage relationships with partners, including banking and strategic partners, serving as a key point of coordination and communication YOU BRING - 10+ years of experience in technology-based project management, product operations, or a related role within fintech or technology - Experience working on issues management, or regulatory compliance, or risk-adjacent projects — you understand the cadence of controls, audits, or policy-driven timelines and know how to keep product work moving within those constraints - Strong interest in leveraging AI to improve execution - Strong data skills— you can pull and interpret reports, build your own dashboards, and answer operational questions without waiting on an analyst - Proven ability to lead cross-functional initiatives and drive alignment across multidisciplinary teams - Strong communication and executive presentation skills, with the ability to distill complex topics into clear, actionable insights - Ability to operate in ambiguity, manage multiple priorities, and independently drive projects forward in a fast-paced environment - Drive and proactivity — everyone here is a builder and executor WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: Lagos, Nigeria Who We Are We’re a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role The Cloud Network and Infrastructure Engineer is responsible for designing, implementing, securing, and optimizing the Bank's hybrid infrastructure across Amazon Web Services (AWS) and on-premises environments. The role ensures the availability, reliability, performance, scalability, and security of enterprise infrastructure while supporting business-critical systems, cloud adoption, disaster recovery, and operational excellence. This role is ideal for someone who has strong expertise in cloud infrastructure, enterprise networking, systems administration, and infrastructure security, with the ability to manage hybrid environments in a fast-paced financial services organization. What You Will Do Design, deploy, administer, and support AWS cloud infrastructure, including compute, networking, storage, identity, monitoring, backup, and security services. Manage on-premises infrastructure, including Windows and Linux servers, virtualization platforms, storage, firewalls, switches, wireless infrastructure, and data center environments. Configure and maintain secure hybrid connectivity between AWS and on-premises environments using VPN, Direct Connect, routing, DNS, load balancing, and network segmentation. Monitor infrastructure performance, availability, capacity, and security using appropriate monitoring and alerting tools. Support business-critical applications through proactive incident management, troubleshooting, and root cause analysis. Implement and maintain infrastructure security controls, including IAM, access management, patch management, vulnerability remediation, encryption, logging, and firewall administration. Develop and maintain backup, disaster recovery, high availability, and business continuity solutions. Automate infrastructure provisioning and operational tasks using scripting and Infrastructure-as-Code (IaC) tools. Maintain infrastructure documentation, architecture diagrams, asset inventories, configuration baselines, and operational procedures. Participate in change management, incident management, problem management, audit activities, and compliance remediation. Optimize infrastructure and cloud costs through resource utilization reviews and capacity planning. Collaborate with Security, Applications, Database, Service Desk, and Business teams to deliver reliable infrastructure services. Requirements What You Bring Educational Qualification Bachelor's degree or Higher National Diploma in Computer Science, Information Technology, Engineering, or a related discipline. Professional Certifications AWS Certified Solutions Architect (Associate or Professional). AWS Certified SysOps Administrator. CCNA or CCNP. CompTIA Network+ or Security+. Microsoft Certified (Azure Administrator), VMware, Linux, or equivalent certifications. ITIL Foundation certification is an added advantage. Experience Minimum of 3–5 years of experience in Cloud, Network, Systems, or Infrastructure Engineering roles. Hands-on experience managing AWS cloud infrastructure and enterprise on-premises environments. Experience supporting hybrid cloud infrastructure within financial services, fintech, banking, or other regulated industries is an added advantage. Professional Competencies Strong knowledge of AWS services, including EC2, VPC, IAM, S3, RDS, CloudWatch, CloudTrail, Route 53, ELB, Auto Scaling, AWS Backup, and Systems Manager. Strong networking knowledge covering TCP/IP, routing, switching, VLANs, VPNs, DNS, DHCP, NAT, firewalls, wireless networks, and network security. Experience administering Windows Server, Linux, Active Directory, virtualization platforms, storage, backup, and patch management. Knowledge of infrastructure automation using PowerShell, Bash, Python, Terraform, CloudFormation, or similar tools. Strong understanding of infrastructure security, access controls, vulnerability remediation, hardening, encryption, logging, and compliance. Experience with infrastructure monitoring, capacity planning, incident response, performance tuning, and root cause analysis. Excellent analytical, troubleshooting, communication, and stakeholder management skills. Strong ownership mindset with attention to detail and the ability to work effectively under pressure. Ability to collaborate across Infrastructure, Security, Applications, Audit, and Business teams while driving continuous improvement. This Role Is Ideal For You If: You enjoy designing, managing, and optimizing cloud and hybrid infrastructure. You are passionate about cloud technologies, networking, and infrastructure security. You enjoy troubleshooting complex technical issues and improving system reliability. You thrive in highly available, mission-critical environments. You enjoy automating infrastructure and improving operational efficiency. You work well across cross-functional teams and can effectively manage multiple priorities. You May Not Enjoy This Role If: You prefer purely application development over infrastructure and platform engineering. You are uncomfortable responding to production incidents or participating in on-call support. You dislike troubleshooting complex infrastructure and networking issues. You are not interested in security, compliance, or operational governance. You prefer highly repetitive work with limited opportunities for continuous improvement. Benefits What's In It For You Opportunity to build and manage enterprise-grade cloud and hybrid infrastructure in a leading fintech organization. Hands-on experience with modern AWS technologies, automation tools, and enterprise networking solutions. Exposure to large-scale infrastructure modernization and cloud transformation initiatives. Opportunity to collaborate with Security, Product, Engineering, and Operations teams on business-critical platforms. Continuous learning, professional certifications, and career development opportunities. Competitive compensation and the opportunity to solve complex, real-world technology challenges.

Location: Lagos, Nigeria Who We Are We’re a technology-driven financial services company committed to making financial inclusion count for millions of Nigerians. Through innovation and customer-centric solutions, we provide lending, savings, payments, and other financial products that help individuals and businesses thrive. The Position We are seeking an experienced and commercially astute Project Manager to lead the end-to-end implementation of Salesforce CRM across the business. This role will drive the full lifecycle of the Salesforce deployment, including solution design, stakeholder alignment, system integration, implementation, adoption, and optimization. A key focus will be ensuring seamless integration between Salesforce, Rencore, and Mambu to support customer management, loan origination, deposit onboarding, and card product workflows. As the Salesforce Champion, you will work closely with business and technology teams to deliver a platform that drives operational efficiency, customer experience, and business growth. Responsibilities Salesforce Project Delivery Lead full lifecycle Salesforce implementations and enhancements—from requirements gathering and solution design through configuration, integration, testing, data migration, training, go-live, and post-go-live optimization. Develop and manage detailed project plans, timelines, budgets, resource plans, and risk registers using Agile, Waterfall, or hybrid methodologies. Serve as the Salesforce Implementation Champion by building executive sponsorship, driving cross-functional alignment, and promoting user adoption across departments. Work closely with Salesforce architects, developers, administrators, and external implementation partners to deliver high-quality solutions. Facilitate workshops, process mapping, gap analysis, and requirements sessions to translate business needs into effective Salesforce configurations and automations. Lead change management, communication plans, and training programs to maximize user adoption and minimize resistance. Manage project budgets, vendor relationships, and resource allocation to deliver projects on time and within budget. Deliver the Salesforce CRM implementation aligned to business goals across the Loans, Deposits, and Cards business lines. Project Planning & Governance Develop and maintain a comprehensive project plan covering scope, milestones, resource allocation, risk management, and budget tracking. Establish governance structures including steering committee meetings, working groups, and cross-functional status reviews. Monitor and report project health metrics including RAG status, issue logs, dependency maps, and change control. Apply structured project management methodologies appropriate to the implementation context. Systems Integration & Technical Oversight Lead the design and delivery of the Salesforce → Rencore → Mambu integration model. Define data flow specifications, field mapping, and API integration requirements with architects and integration teams. Define and validate condition-based triggers governing when customer information is propagated into Mambu. Oversee data migration, system integrations, and quality assurance activities. Coordinate User Acceptance Testing (UAT), System Integration Testing (SIT), and regression testing cycles. Product Workflow Delivery Oversee Salesforce workflow design and configuration for Loans, Deposits, and Cards product lines. Ensure workflows align with regulatory, compliance, and operational requirements. Support: Loans : Lead capture, credit application intake, document collection stages, underwriting handoff, and disbursement triggers. Deposits : Account opening workflows, customer onboarding journeys, compliance documentation, and activation conditions. Cards : Card application management, eligibility checks, approval workflows, and fulfilment integration. Customer & Lead Data Management Define data governance standards for customers and lead information managed within Salesforce, including mandatory fields, data quality rules, and lifecycle stages. Establish validation frameworks that determine when a lead record matures into a customer profile eligible for downstream system population. Ensure the integrity and completeness of data migrated or created in Salesforce, with traceability into Rencore and Mambu. Stakeholder & Change Management Serve as the primary point of accountability for all Salesforce implementation workstreams with internal and external stakeholders. Manage relationships with implementation partners, Rencore technical teams, and Mambu integration support. Lead organisational readiness activities, including training programmes, process documentation, and adoption tracking. Proactively manage stakeholder expectations and escalate risks or blockers through appropriate governance channels. Compliance & Regulatory Alignment Ensure the implementation adheres to NDPR and applicable regulatory requirements. Collaborate with Compliance and Legal teams to ensure AML, KYC, and credit risk requirements are embedded within workflows. Ensure audit trails are built into Salesforce configurations to support regulatory reporting and audit requirements. Requirements What You Bring Education & Experience Bachelor’s degree in computer science, Information Systems, Business Administration, or a related field; Master’s degree is an advantage. Minimum 7 years of project management experience, with at least 3 years managing CRM or enterprise software implementations. Proven track record delivering Salesforce implementations in complex, multi-stakeholder environments. Demonstrated experience managing system integration projects involving multiple platforms, APIs, and data pipelines. Experience in financial services or fintech, with knowledge of core banking concepts, loan origination, deposit management, or card processing. PMP, PRINCE2, SAFe, or equivalent project management certification required. Technical Expertise Strong knowledge of Salesforce platforms including Sales Cloud, Service Cloud, or Financial Services Cloud. Experience managing integration architecture, APIs, data migration, and data quality initiatives. Familiarity with Mambu or similar cloud-native core banking platforms. Proficiency with project management tools such as JIRA, MS Project, Asana, and Confluence. Preferred Qualifications Salesforce Administrator or Salesforce Project Management certification. Experience working in regulated financial services environments. Knowledge of CBN regulatory frameworks. Experience supporting large-scale digital transformation programmes. This Job Is Perfect For You If You Have successfully delivered enterprise CRM implementations from planning through deployment. Can balance business priorities, technical requirements, and stakeholder expectations. Thrive in complex, cross-functional environments. Have strong systems thinking and integration experience. Are highly organized, commercially minded, and delivery focused. Benefits What's In It For You Lead a high-impact digital transformation programme at the heart of the business. Partner with senior leaders across Technology, Operations, Product, and Commercial teams. Gain exposure to Salesforce, core banking integration, and large-scale fintech transformation initiatives. Competitive compensation and benefits package. Opportunity to make a lasting impact in a fast-growing, technology-driven financial services organisation.