Product Manager - Payments & Transactions

Location: Lagos, Nigeria We are expanding our B2B banking ecosystem and looking for a Product Manager (Payments & Transactions) to build and scale the payment capabilities that power everyday banking for SME customers. This is a hands-on, execution-focused role for someone who understands how payments actually work behind the scenes. Experience with Nigerian payment infrastructure (NIBSS Instant Payments, bank transfers, collections, virtual accounts, card processing, or agency banking) is highly preferred. We're looking for someone who can quickly understand the existing payments landscape, identify opportunities for improvement, and start delivering within the first 4–6 weeks. What You'll Do Own the roadmap for payments and transaction processing products serving SME customers Improve the reliability, speed, and success rates of payment processing across multiple payment rails Design and optimize payment journeys for transfers, collections, bill payments, and other banking transactions Work closely with Engineering to define product requirements, write PRDs, prioritize the backlog, and drive execution Collaborate with Operations, Compliance, Risk, and Banking Partners to ensure smooth payment processing and regulatory compliance Improve reconciliation, settlement, transaction monitoring, and operational workflows Analyze payment performance and customer behavior to identify bottlenecks and opportunities for optimization Drive integrations with banks, payment processors, and financial infrastructure providers Bring practical best practices from leading fintechs and digital banks operating in emerging markets Requirements What We're Looking For 4+ years of Product Management experience in fintech, banking, or payments Strong hands-on experience owning payment or transaction processing products Good understanding of payment rails, transaction lifecycle, reconciliation, settlement, and payment operations Experience working closely with engineering teams in agile product environments Ability to translate business problems into detailed product requirements and drive execution Strong analytical and stakeholder management skills Experience with African payment ecosystems, particularly Nigeria, is a strong advantage Benefits Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools. Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus Community: diverse, inclusive team where all voices are valued, and professional growth is a priority.