Location: Rome, Italy
Workplace: remote
Join Tether and Shape the Future of Digital Finance
At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction.
Innovate with Tether
Tether Finance:
Our innovative product suite features the world’s most trusted stablecoin,
USDT
, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services.
But that’s just the beginning:
Tether Power:
Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities.
Tether Data:
Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like
KEET
, our flagship app that redefines secure and private data sharing.
Tether Education
: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity.
Tether Evolution
: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways.
Why Join Us?
Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry.
If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you.
Are you ready to be part of the future?
About the job
We are looking for a
Head of Underwriting
to drive underwriting activities across Digital Asset Financing. This is a senior, hands-on role requiring strong financial and credit analysis capabilities, sound commercial judgement and a deep understanding of counterparty risk.
You will assess financing opportunities, evaluate institutional counterparties and structure transactions that balance commercial objectives with robust risk management. Working closely with internal stakeholders, you will play a key role in evaluating complex transactions and supporting informed, timely decisions in a dynamic market.
Responsibilities
Lead the credit assessment of borrowers (funds, miners, trading firms, corporates) from initial due diligence through transaction evaluation and approval recommendations.
Analyse counterparty financial statements, liquidity, leverage, trading strategy, business models and overall creditworthiness.
Evaluate digital asset collateral, collateral coverage, market volatility, liquidity and liquidation risks, where applicable.
Assess operational and custodial setup of counterparties
Structure terms, recommending appropriate LTV, tenor, covenants and margining.
Identify and assess counterparty, market, concentration and operational risks associated with proposed transactions.
Prepare clear, evidence-based underwriting assessments and present recommendations to relevant decision-makers.
Monitor existing exposures, identify emerging risks and recommend appropriate mitigation measures.
Collaborate with internal stakeholders to facilitate efficient transaction execution while maintaining disciplined underwriting standards.
Continuously enhance underwriting methodologies in response to evolving digital asset markets, products and risk dynamics.
Requirements
7+ years of relevant experience in underwriting, lending, credit risk, digital asset financing or a comparable field.
Strong expertise in financial analysis, counterparty assessment, loan structuring (LTV, rates, thresholds) and credit risk evaluation.
Understanding of collaterals including BTC/ETC, custody and transfers
Margin mechanics awareness, including margin requirements, collateralisation, loan-to-value ratios, margin thresholds and liquidation processes.
Counterparty due diligence experience, being able to effectively assess business models, ownership structures, operational capabilities and relevant risk factors.
Skilled in ongoing risk monitoring, collateral coverage, margin calls, margin breaches and timely escalation of emerging risks.
Understanding of digital assets, collateralised financing, cryptocurrency markets and associated liquidity and volatility risks.
Experience evaluating complex transactions and making well-reasoned recommendations based on quantitative and qualitative analysis.
Strong commercial acumen and the ability to balance business opportunities with prudent risk management.
Excellent analytical, problem-solving and critical-thinking skills, with exceptional attention to detail.
Strong communication and stakeholder management skills, including the ability to articulate complex risk considerations to senior decision-makers.
High levels of integrity, accountability and independent judgement.
Ability to operate effectively in a fast-paced, international environment, navigating ambiguity and making sound decisions under pressure.
Important information for candidates
Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles:
Apply only through our official channels.
We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/
Verify the recruiter’s identity.
All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website.
Be cautious of unusual communication methods.
We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms.
Double-check email addresses.
All communication from us will come from emails ending in
@
tether.to
or @
tether.io
We will never request payment or financial details.
If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately.
When in doubt, feel free to reach out through our official website.
Location: Munich, Germany
Workplace: remote
Join Tether and Shape the Future of Digital Finance
At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction.
Innovate with Tether
Tether Finance:
Our innovative product suite features the world’s most trusted stablecoin,
USDT
, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services.
But that’s just the beginning:
Tether Power:
Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities.
Tether Data:
Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like
KEET
, our flagship app that redefines secure and private data sharing.
Tether Education
: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity.
Tether Evolution
: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways.
Why Join Us?
Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry.
If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you.
Are you ready to be part of the future?
About the job
We are looking for a
Head of Underwriting
to drive underwriting activities across Digital Asset Financing. This is a senior, hands-on role requiring strong financial and credit analysis capabilities, sound commercial judgement and a deep understanding of counterparty risk.
You will assess financing opportunities, evaluate institutional counterparties and structure transactions that balance commercial objectives with robust risk management. Working closely with internal stakeholders, you will play a key role in evaluating complex transactions and supporting informed, timely decisions in a dynamic market.
Responsibilities
Lead the credit assessment of borrowers (funds, miners, trading firms, corporates) from initial due diligence through transaction evaluation and approval recommendations.
Analyse counterparty financial statements, liquidity, leverage, trading strategy, business models and overall creditworthiness.
Evaluate digital asset collateral, collateral coverage, market volatility, liquidity and liquidation risks, where applicable.
Assess operational and custodial setup of counterparties
Structure terms, recommending appropriate LTV, tenor, covenants and margining.
Identify and assess counterparty, market, concentration and operational risks associated with proposed transactions.
Prepare clear, evidence-based underwriting assessments and present recommendations to relevant decision-makers.
Monitor existing exposures, identify emerging risks and recommend appropriate mitigation measures.
Collaborate with internal stakeholders to facilitate efficient transaction execution while maintaining disciplined underwriting standards.
Continuously enhance underwriting methodologies in response to evolving digital asset markets, products and risk dynamics.
Requirements
7+ years of relevant experience in underwriting, lending, credit risk, digital asset financing or a comparable field.
Strong expertise in financial analysis, counterparty assessment, loan structuring (LTV, rates, thresholds) and credit risk evaluation.
Understanding of collaterals including BTC/ETC, custody and transfers
Margin mechanics awareness, including margin requirements, collateralisation, loan-to-value ratios, margin thresholds and liquidation processes.
Counterparty due diligence experience, being able to effectively assess business models, ownership structures, operational capabilities and relevant risk factors.
Skilled in ongoing risk monitoring, collateral coverage, margin calls, margin breaches and timely escalation of emerging risks.
Understanding of digital assets, collateralised financing, cryptocurrency markets and associated liquidity and volatility risks.
Experience evaluating complex transactions and making well-reasoned recommendations based on quantitative and qualitative analysis.
Strong commercial acumen and the ability to balance business opportunities with prudent risk management.
Excellent analytical, problem-solving and critical-thinking skills, with exceptional attention to detail.
Strong communication and stakeholder management skills, including the ability to articulate complex risk considerations to senior decision-makers.
High levels of integrity, accountability and independent judgement.
Ability to operate effectively in a fast-paced, international environment, navigating ambiguity and making sound decisions under pressure.
Important information for candidates
Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles:
Apply only through our official channels.
We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/
Verify the recruiter’s identity.
All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website.
Be cautious of unusual communication methods.
We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms.
Double-check email addresses.
All communication from us will come from emails ending in
@
tether.to
or @
tether.io
We will never request payment or financial details.
If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately.
When in doubt, feel free to reach out through our official website.
Location: Luxemburg, Luxembourg
Workplace: remote
Join Tether and Shape the Future of Digital Finance
At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction.
Innovate with Tether
Tether Finance:
Our innovative product suite features the world’s most trusted stablecoin,
USDT
, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services.
But that’s just the beginning:
Tether Power:
Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities.
Tether Data:
Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like
KEET
, our flagship app that redefines secure and private data sharing.
Tether Education
: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity.
Tether Evolution
: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways.
Why Join Us?
Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry.
If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you.
Are you ready to be part of the future?
About the job
We are looking for a
Head of Underwriting
to drive underwriting activities across Digital Asset Financing. This is a senior, hands-on role requiring strong financial and credit analysis capabilities, sound commercial judgement and a deep understanding of counterparty risk.
You will assess financing opportunities, evaluate institutional counterparties and structure transactions that balance commercial objectives with robust risk management. Working closely with internal stakeholders, you will play a key role in evaluating complex transactions and supporting informed, timely decisions in a dynamic market.
Responsibilities
Lead the credit assessment of borrowers (funds, miners, trading firms, corporates) from initial due diligence through transaction evaluation and approval recommendations.
Analyse counterparty financial statements, liquidity, leverage, trading strategy, business models and overall creditworthiness.
Evaluate digital asset collateral, collateral coverage, market volatility, liquidity and liquidation risks, where applicable.
Assess operational and custodial setup of counterparties
Structure terms, recommending appropriate LTV, tenor, covenants and margining.
Identify and assess counterparty, market, concentration and operational risks associated with proposed transactions.
Prepare clear, evidence-based underwriting assessments and present recommendations to relevant decision-makers.
Monitor existing exposures, identify emerging risks and recommend appropriate mitigation measures.
Collaborate with internal stakeholders to facilitate efficient transaction execution while maintaining disciplined underwriting standards.
Continuously enhance underwriting methodologies in response to evolving digital asset markets, products and risk dynamics.
Requirements
7+ years of relevant experience in underwriting, lending, credit risk, digital asset financing or a comparable field.
Strong expertise in financial analysis, counterparty assessment, loan structuring (LTV, rates, thresholds) and credit risk evaluation.
Understanding of collaterals including BTC/ETC, custody and transfers
Margin mechanics awareness, including margin requirements, collateralisation, loan-to-value ratios, margin thresholds and liquidation processes.
Counterparty due diligence experience, being able to effectively assess business models, ownership structures, operational capabilities and relevant risk factors.
Skilled in ongoing risk monitoring, collateral coverage, margin calls, margin breaches and timely escalation of emerging risks.
Understanding of digital assets, collateralised financing, cryptocurrency markets and associated liquidity and volatility risks.
Experience evaluating complex transactions and making well-reasoned recommendations based on quantitative and qualitative analysis.
Strong commercial acumen and the ability to balance business opportunities with prudent risk management.
Excellent analytical, problem-solving and critical-thinking skills, with exceptional attention to detail.
Strong communication and stakeholder management skills, including the ability to articulate complex risk considerations to senior decision-makers.
High levels of integrity, accountability and independent judgement.
Ability to operate effectively in a fast-paced, international environment, navigating ambiguity and making sound decisions under pressure.
Important information for candidates
Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles:
Apply only through our official channels.
We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/
Verify the recruiter’s identity.
All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website.
Be cautious of unusual communication methods.
We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms.
Double-check email addresses.
All communication from us will come from emails ending in
@
tether.to
or @
tether.io
We will never request payment or financial details.
If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately.
When in doubt, feel free to reach out through our official website.
Location: Lugano, Switzerland
Workplace: remote
Join Tether and Shape the Future of Digital Finance
At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction.
Innovate with Tether
Tether Finance:
Our innovative product suite features the world’s most trusted stablecoin,
USDT
, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services.
But that’s just the beginning:
Tether Power:
Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities.
Tether Data:
Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like
KEET
, our flagship app that redefines secure and private data sharing.
Tether Education
: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity.
Tether Evolution
: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways.
Why Join Us?
Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry.
If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you.
Are you ready to be part of the future?
About the job
We are looking for a
Head of Underwriting
to drive underwriting activities across Digital Asset Financing. This is a senior, hands-on role requiring strong financial and credit analysis capabilities, sound commercial judgement and a deep understanding of counterparty risk.
You will assess financing opportunities, evaluate institutional counterparties and structure transactions that balance commercial objectives with robust risk management. Working closely with internal stakeholders, you will play a key role in evaluating complex transactions and supporting informed, timely decisions in a dynamic market.
Responsibilities
Lead the credit assessment of borrowers (funds, miners, trading firms, corporates) from initial due diligence through transaction evaluation and approval recommendations.
Analyse counterparty financial statements, liquidity, leverage, trading strategy, business models and overall creditworthiness.
Evaluate digital asset collateral, collateral coverage, market volatility, liquidity and liquidation risks, where applicable.
Assess operational and custodial setup of counterparties
Structure terms, recommending appropriate LTV, tenor, covenants and margining.
Identify and assess counterparty, market, concentration and operational risks associated with proposed transactions.
Prepare clear, evidence-based underwriting assessments and present recommendations to relevant decision-makers.
Monitor existing exposures, identify emerging risks and recommend appropriate mitigation measures.
Collaborate with internal stakeholders to facilitate efficient transaction execution while maintaining disciplined underwriting standards.
Continuously enhance underwriting methodologies in response to evolving digital asset markets, products and risk dynamics.
Requirements
7+ years of relevant experience in underwriting, lending, credit risk, digital asset financing or a comparable field.
Strong expertise in financial analysis, counterparty assessment, loan structuring (LTV, rates, thresholds) and credit risk evaluation.
Understanding of collaterals including BTC/ETC, custody and transfers
Margin mechanics awareness, including margin requirements, collateralisation, loan-to-value ratios, margin thresholds and liquidation processes.
Counterparty due diligence experience, being able to effectively assess business models, ownership structures, operational capabilities and relevant risk factors.
Skilled in ongoing risk monitoring, collateral coverage, margin calls, margin breaches and timely escalation of emerging risks.
Understanding of digital assets, collateralised financing, cryptocurrency markets and associated liquidity and volatility risks.
Experience evaluating complex transactions and making well-reasoned recommendations based on quantitative and qualitative analysis.
Strong commercial acumen and the ability to balance business opportunities with prudent risk management.
Excellent analytical, problem-solving and critical-thinking skills, with exceptional attention to detail.
Strong communication and stakeholder management skills, including the ability to articulate complex risk considerations to senior decision-makers.
High levels of integrity, accountability and independent judgement.
Ability to operate effectively in a fast-paced, international environment, navigating ambiguity and making sound decisions under pressure.
Important information for candidates
Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles:
Apply only through our official channels.
We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/
Verify the recruiter’s identity.
All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website.
Be cautious of unusual communication methods.
We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms.
Double-check email addresses.
All communication from us will come from emails ending in
@
tether.to
or @
tether.io
We will never request payment or financial details.
If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately.
When in doubt, feel free to reach out through our official website.
Location: United Kindom, United Kingdom
Workplace: remote
Join Tether and Shape the Future of Digital Finance
At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction.
Innovate with Tether
Tether Finance:
Our innovative product suite features the world’s most trusted stablecoin,
USDT
, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services.
But that’s just the beginning:
Tether Power:
Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities.
Tether Data:
Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like
KEET
, our flagship app that redefines secure and private data sharing.
Tether Education
: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity.
Tether Evolution
: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways.
Why Join Us?
Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry.
If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you.
Are you ready to be part of the future?
About the job
We are looking for a
Head of Underwriting
to drive underwriting activities across Digital Asset Financing. This is a senior, hands-on role requiring strong financial and credit analysis capabilities, sound commercial judgement and a deep understanding of counterparty risk.
You will assess financing opportunities, evaluate institutional counterparties and structure transactions that balance commercial objectives with robust risk management. Working closely with internal stakeholders, you will play a key role in evaluating complex transactions and supporting informed, timely decisions in a dynamic market.
Responsibilities
Lead the credit assessment of borrowers (funds, miners, trading firms, corporates) from initial due diligence through transaction evaluation and approval recommendations.
Analyse counterparty financial statements, liquidity, leverage, trading strategy, business models and overall creditworthiness.
Evaluate digital asset collateral, collateral coverage, market volatility, liquidity and liquidation risks, where applicable.
Assess operational and custodial setup of counterparties
Structure terms, recommending appropriate LTV, tenor, covenants and margining.
Identify and assess counterparty, market, concentration and operational risks associated with proposed transactions.
Prepare clear, evidence-based underwriting assessments and present recommendations to relevant decision-makers.
Monitor existing exposures, identify emerging risks and recommend appropriate mitigation measures.
Collaborate with internal stakeholders to facilitate efficient transaction execution while maintaining disciplined underwriting standards.
Continuously enhance underwriting methodologies in response to evolving digital asset markets, products and risk dynamics.
Requirements
7+ years of relevant experience in underwriting, lending, credit risk, digital asset financing or a comparable field.
Strong expertise in financial analysis, counterparty assessment, loan structuring (LTV, rates, thresholds) and credit risk evaluation.
Understanding of collaterals including BTC/ETC, custody and transfers
Margin mechanics awareness, including margin requirements, collateralisation, loan-to-value ratios, margin thresholds and liquidation processes.
Counterparty due diligence experience, being able to effectively assess business models, ownership structures, operational capabilities and relevant risk factors.
Skilled in ongoing risk monitoring, collateral coverage, margin calls, margin breaches and timely escalation of emerging risks.
Understanding of digital assets, collateralised financing, cryptocurrency markets and associated liquidity and volatility risks.
Experience evaluating complex transactions and making well-reasoned recommendations based on quantitative and qualitative analysis.
Strong commercial acumen and the ability to balance business opportunities with prudent risk management.
Excellent analytical, problem-solving and critical-thinking skills, with exceptional attention to detail.
Strong communication and stakeholder management skills, including the ability to articulate complex risk considerations to senior decision-makers.
High levels of integrity, accountability and independent judgement.
Ability to operate effectively in a fast-paced, international environment, navigating ambiguity and making sound decisions under pressure.
Important information for candidates
Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles:
Apply only through our official channels.
We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/
Verify the recruiter’s identity.
All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website.
Be cautious of unusual communication methods.
We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms.
Double-check email addresses.
All communication from us will come from emails ending in
@
tether.to
or @
tether.io
We will never request payment or financial details.
If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately.
When in doubt, feel free to reach out through our official website.
Location: Austin, in-person
Underwriting & Funding Manager
About the role
inKind is looking for an Underwriting & Funding Manager to evaluate restaurant funding opportunities and make disciplined, timely funding decisions. You’ll own the review process from initial diligence through final recommendation or approval, helping inKind fund strong restaurant partners while managing risk.
This role requires financial judgment, attention to detail, and the ability to understand the business behind the numbers. You should be comfortable making decisions with incomplete information, asking thoughtful questions, and explaining your conclusions clearly.
What you’ll do
Review new funding opportunities. Assess applications, financial statements, sales trends, bank activity, existing obligations, and other supporting materials for completeness and accuracy.
Underwrite restaurant businesses. Evaluate operating performance, cash flow, liquidity, ownership experience, and the restaurant’s ability to support the proposed funding structure.
Determine appropriate funding terms. Recommend funding amounts, structures, conditions, and risk mitigants based on your analysis and inKind’s underwriting guidelines.
Make funding decisions. Approve or decline requests within your delegated authority and present exceptions or larger transactions to the appropriate decision-makers.
Document your judgment. Prepare concise underwriting summaries that explain the opportunity, key risks, assumptions, and rationale for each decision.
Lead diligence. Work with restaurant owners and internal teams to resolve questions, verify information, and identify material discrepancies or potential fraud.
Coordinate funding readiness. Confirm that required approvals, documentation, and funding conditions are complete before funds are released.
Improve the process. Help refine underwriting standards, approval workflows, and reporting to make decisions more consistent and efficient.
Learn from performance. Partner with the team monitoring funded restaurants to compare actual results with underwriting assumptions and improve future decisions.
Minimum Experience
4+ years of experience in commercial underwriting, small business financing, fintech lending, credit analysis, investment analysis, or a related field.
Strong financial statement analysis and modeling skills, including the ability to evaluate cash flow, liquidity, leverage, repayment capacity, and unit-level economics.
Experience independently evaluating transactions, assessing financial and operational risks, and making or recommending funding decisions.
Experience building, implementing, or improving underwriting processes, with a focus on automation, operational efficiency, and scalable decision-making.
Ability to translate underwriting policies, financial thresholds, risk indicators, and approval requirements into structured business rules and automated workflows.
Strong analytical and technical aptitude, with the ability to work with financial datasets, identify patterns, validate information, and support data-driven underwriting decisions.
Strong Excel or Google Sheets skills, including financial modeling, scenario analysis, and working with transaction-level data.
Familiarity with underwriting systems, financial data platforms, automated decisioning tools, or workflow automation technologies.
Ability to partner effectively with Product, Engineering, and Data teams to define requirements, test solutions, and implement improvements to underwriting systems and processes.
Sound commercial judgment and the ability to balance funding opportunities, speed of execution, and disciplined risk management.
Clear written and verbal communication skills, including the ability to explain complex financial findings, underwriting decisions, and technical requirements to financial and nonfinancial stakeholders.
Strong organization, attention to detail, and follow-through, with the ability to manage multiple funding reviews and process improvement initiatives without sacrificing quality.
Preferred Experience
Restaurant, hospitality, or multiunit business underwriting experience.
Familiarity with restaurant point-of-sale (POS) data, payment processing systems, seasonality, food and labor costs, and location-level profitability.
Experience with alternative financing structures, including revenue-based financing or merchant cash advances.
Hands-on experience implementing automated underwriting workflows, rules-based decision engines, risk-scoring models, or automated approval processes.
Experience integrating or analyzing financial data from banking platforms, POS systems, payment processors, or third-party data providers.
Working knowledge of SQL and experience with Snowflake, Sigma, Tableau, or similar data and business intelligence platforms.
Experience using AI, machine learning, or automation tools to improve financial analysis, document processing, risk assessment, or underwriting efficiency.
A track record of building or refining underwriting policies, approval frameworks, and risk management processes in a high-growth fintech or lending environment.
What success looks like
You deliver timely, well-supported funding decisions; identify material risks before funding; maintain clear and complete approval records; and help inKind grow a healthy portfolio of restaurant partners.
Compensation and benefits: $120,000 - 155,000 base salary + Benefits
Who we are:
inKind connects passionate diners with exceptional restaurants across the country. inKind partners with thousands of restaurants and has millions of users who want to discover great places, dine confidently, and earn meaningful rewards.
Through the inKind app, guests earn 20% back every time they dine, turning everyday meals into something more rewarding. From celebrated restaurant groups like José Andres and Michael Mina to beloved neighborhood favorites, inKind helps diners explore the best restaurants in town while supporting the restaurants and chefs who shape how their cities eat.
Rooted in hospitality and built on a win-win philosophy, inKind exists to help great restaurants thrive while inspiring guests to dine out more often. Every meal creates value on both sides of the table, empowering diners to savor more while strengthening the restaurant community.
inKind is an Equal Opportunity Employer. We believe that diversity is vital to inKind's ability to provide our clients with the best recommendations and are committed to fostering a varied and inclusive work environment. Your race, color, ancestry, religion, gender, gender identity, national origin, sexual orientation, age, marital status, disability status, veteran status, or any other protected category have no bearing on our hiring decisions.
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Location: Taguig, National Capital Region
Workplace: Hybrid
About Salmon Bank
Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.
The Role
We are building our MSME lending business from the ground up and are looking for an experienced Underwriting Lead to design and own the credit function. This is a hands-on builder role — you will not inherit a finished framework. You will design it, document it, and develop the team that runs it. If you have built underwriting functions before and want to do it again in a fast-moving, BSP-regulated fintech environment, this role is for you.
What You'll Do
• Design and document the end-to-end MSME underwriting framework: credit policy, risk appetite, scoring methodology, and delegation of authority matrix
• Define and standardize credit assessment criteria for business term loans, with extensibility to revolving credit lines and cash flow-based products
• Establish approval workflows, escalation paths, and documentation standards for credit decisions
• Coach and develop the local underwriting team, building internal capability to operate independently
• Collaborate with Risk, Compliance, and Product to ensure underwriting standards meet BSP regulatory requirements
• Review and sign off on credit decisions during the framework build-out phase
What We're Looking For
• Minimum 5 years of MSME/SME credit underwriting experience, ideally in SEA or emerging market banking or fintech
• Prior experience building or rebuilding underwriting functions and processes from scratch
• Strong knowledge of financial statement analysis, cash flow-based lending, and collateral assessment
• Familiarity with BSP regulations and Philippine lending compliance standards
• Comfortable working in fast-paced, high-growth environments where processes are still being shaped
• Strong leadership and communication skills — able to coach junior underwriters and collaborate across teams
Why Join Us
• Be part of building MSME lending in a BSP-licensed digital bank from the ground up
• Work within a regulated financial infrastructure with the agility of a startup
• Competitive compensation and benefits including HMO on Day 1
• Collaborative and international team environment
• BGC, Taguig headquarters
Задачи:
— Оценивать цену и заключать договоры по страховым и перестраховочным рискам, связанным с недвижимостью и погодными условиями.
Требования:
— Опыт работы с машинным обучением.
— Знание SQL.
— Владение Excel.
— Знание Python.
— Опыт работы с моделированием катастроф, страхованием избыточных линий, управлением агрегатами, ценообразованием и перестрахованием.
— Наличие лицензии Property Casualty.
Условия:
— Удалённая работа.
— Зарплата $140,000 - $150,000 в год.
Location: Geneve, Switzerland
Workplace: remote
The role:
Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions.
We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up.
This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.
Key Responsibilities:
Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.
Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.
Determine appropriate lending amounts, terms, covenants, security, and other risk protections.
Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.
Support the development and scaling of the new credit business.
Requirements:
10+ years of relevant credit experience.
Strong experience in
credit underwriting and structuring
, rather than purely credit analysis.
Previous experience with
fintech & payments is mandatory.
Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.
Experience establishing or developing credit policies, processes, or risk frameworks.
Crypto, digital assets, or stablecoin experience is a plus, but
not required
.
Location: Madrid, Spain
Workplace: remote
The role:
Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions.
We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up.
This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.
Key Responsibilities:
Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.
Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.
Determine appropriate lending amounts, terms, covenants, security, and other risk protections.
Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.
Support the development and scaling of the new credit business.
Requirements:
10+ years of relevant credit experience.
Strong experience in
credit underwriting and structuring
, rather than purely credit analysis.
Previous experience with
fintech & payments is mandatory.
Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.
Experience establishing or developing credit policies, processes, or risk frameworks.
Crypto, digital assets, or stablecoin experience is a plus, but
not required
.
Location: London, United Kingdom
Workplace: remote
The role:
Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions.
We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up.
This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.
Key Responsibilities:
Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.
Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.
Determine appropriate lending amounts, terms, covenants, security, and other risk protections.
Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.
Support the development and scaling of the new credit business.
Requirements:
10+ years of relevant credit experience.
Strong experience in
credit underwriting and structuring
, rather than purely credit analysis.
Previous experience with
fintech & payments is mandatory.
Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.
Experience establishing or developing credit policies, processes, or risk frameworks.
Crypto, digital assets, or stablecoin experience is a plus, but
not required
.
Location: Atlanta
Workplace: OnSite
Company Description
We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day.
We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers.
Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale.
If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact.
With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started.
At Checkout.com http://Checkout.com, we build the global payment infrastructure that empowers the world’s most innovative businesses to thrive. We are looking for an exceptional Underwriter to join our Atlanta team and play a pivotal role in our growth.
In this role, you won’t just be ticking boxes—you will be a strategic partner. You will dive deep into complex enterprise business models, evaluate credit exposure, and balance risk with commercial opportunity. Operating at the intersection of Risk, Sales, and Legal, you will get unique, cross-functional exposure while working directly with some of our highest-value merchants.
HOW YOU’LL MAKE AN IMPACT
- Deconstruct Complex Business Models: Analyze enterprise-scale applications and apply creative evaluation techniques to unlock high-value, complex deals while adhering to internal risk guidelines.
- Navigate High-Stakes Verticals: Confidently underwrite merchants in high-risk lines of business, including travel, ticketing, securities, and gaming.
- Quantify & Mitigate Risk: Calculate credit exposure dynamically, tailoring your approach to the specific nuances of each merchant.
- Drive Financial Diligence: Dissect P&Ls, balance sheets, and cash flow statements, applying a deep understanding of accounting principles to assess financial health.
- Advise & Influence: Synthesize complex micro and macro risks into clear, balanced recommendations. You will present these insights directly to Senior Management, the Credit Risk Committee, and our partner banks.
- Be the Face of Underwriting: Join forces with Sales and Account Management on customer calls, acting as a trusted advisor to our clients.
- Enable Next-Gen Payouts: Assess and process applications for our innovative Pay to Card and Pay to Bank solutions.
WHAT WE’RE LOOKING FOR
- Proven Expertise: 4+ years of experience in merchant underwriting or a closely related financial analysis role.
- Financial Acumen: Expert-level ability to assess diverse business models, analyze financial statements, and identify credit risk exposure.
- A "Customer First" Mindset: Excellent communication skills with a knack for delivering creative, commercial solutions without compromising risk standards.
- Collaborative Drive: A true champion of our "One Team" culture who builds bridges across cross-functional departments.
- Decisive Execution: Strong escalation management skills—you act with urgency, take ownership, and resolve roadblocks effectively.
- An Innovator's Spirit: A passion for operational excellence and a desire to actively contribute to broader departmental projects and process improvements.
- Bonus Points: Familiarity with Customer Due Diligence, KYC, and KYB protocols is a strong plus.
Additional Information
Bring all of you to work
We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.
It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
Life at Checkout.com http://Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/
Responsibilities
Underwriting Framework and Credit Policy:
— Design the fund's underwriting framework from scratch: credit policy, underwriting standards, rating and scoring methodology, credit memo templates, and approval workflows — built for LP diligence from day one.
— Build the data edge into the process: integrate Xsolla's payments telemetry and game-revenue data into underwriting as a durable information advantage.
Deal Underwriting and Structuring:
— Lead the underwriting of lending facilities to game studios and gaming businesses: financial analysis, revenue durability, downside cases, and recovery analysis.
— Structure facilities: term loans, revolvers, royalty- and revenue-based structures — including covenants, collateral packages, borrowing bases, and pricing.
— Draft and negotiate term sheets and credit documentation with borrowers alongside external counsel.
Credit Committee and Governance:
— Stand up and run the credit committee process: present transactions, document decisions, and maintain an audit trail that stands up to LP and auditor scrutiny.
— Establish portfolio monitoring: watchlist discipline, covenant tracking, and a workout playbook as the portfolio builds.
LP Diligence and Fundraising Support:
— Be the credit face of the fund: appear in fund materials and LP meetings as the fund's credit authority; own underwriting answers in LP due diligence.
— Support capital formation: help shape the fund's risk-return narrative, portfolio construction guidelines, and track-record presentation.
Credit Playbook and Team Building:
— Codify the credit playbook: standards, templates, and documentation that make the fund's underwriting repeatable and audit-ready.
— Build the bench: as the fund scales, hire and mentor the junior credit team — analysts, associates, and in time a portfolio/risk officer.
Qualifications and Skills
Experience:
— 7+ years in private credit, direct lending, specialty finance, or leveraged finance, with personal responsibility for underwriting and closing institutional credit transactions.
— Experience at an early-stage or first-time credit fund — credit policy written from scratch, LPA input, first LP diligence — is strongly preferred.
— Lending against media, IP, royalties, recurring digital revenue, or gaming businesses is a strong plus.
— A track record you can walk LPs through: deals underwritten, structures used, and how they performed — including the ones that went wrong and what you did about it.
Skills and Competencies:
— Deep fluency in credit analysis, financial modeling, covenant design, collateral structures, and credit documentation.
— The gravitas to sit across from LPs, investment committees, and founders — and the judgment to say no to a deal.
— Enjoys mentoring junior team members and building a strong credit culture as the team grows.
— Comfort operating in a lean, fast-moving team where you build the machine you then operate.
Education and Credentials:
— A bachelor's degree in finance, economics, business, or a related field; an MBA and/or a CFA charter is preferred.
Benefits:
— 100% company-paid medical, dental, and vision plans.
— Unlimited Flexible Time Off.
— Personalized career roadmap for each employee.
— Professional development through training and educational opportunities.
— Supportive environment prioritizing physical, mental, and emotional well-being of employees and their families.
Location: Atlanta
Workplace: OnSite
Company Description
We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day.
We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers.
Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale.
If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact.
With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started.
Job Description
We are looking for a seasoned underwriter with a background in payments, due diligence, and financial analysis to join our Platforms Underwriting team in Atlanta.
You will be part of a team that is responsible for underwriting applications for customers utilizing Checkout.com http://Checkout.com’s solution for platforms, primarily Payment Facilitators, Marketplaces, and Staged Digital Wallet Operators. This team focuses on analysis relevant to Customer Due Diligence, Enhanced Due Diligence, Business Model, Credit, and Financial Analysis.
This role offers unique exposure to our core business areas, collaborating closely with our key internal players (Commercial, Compliance, Risk, Legal teams and Senior Management) and our high-value merchants and partners.
How you'll make an impact
- Conduct business model analysis and a holistic assessment of a customer’s risk profile, leveraging your proficient-level understanding of the risks and requirements of different Platform models (ISVs, Payfacs, Marketplaces, Staged Digital Wallets, MORs).
- Conduct customer due diligence and enhanced due diligence analysis on prospective customers including KYC, KYB, PEP, Sanctions, and Adverse Media screening.
- Conduct expert-level analysis of P&L, balance sheet, and cash flow statements of Platform models and other high-risk sectors.
- Prepare persuasive summaries to internal stakeholders and risk committees, identifying mitigants and making balanced recommendations for each deal.
- Represent the Platform Underwriting team in leading and attending customer calls and meetings alongside Sales or Account Managers.
- Approve individual credit submissions in line with approval authority.
- Identify operational issues and areas for improvement, and make detailed recommendations on how to improve the merchant onboarding experience.
- Act as a mentor to new or junior team members through training initiatives and credit approvals.
- Foster a culture of collaboration with key internal stakeholders, in particular Sales/Account Managers, and first and second line Risk and Compliance personnel and Legal.
- Contribute to department and cross-functional projects/initiatives as required.
What we’re looking for
- Proficient-level understanding of Checkout's Platform product offering, including features and limitations, and the ability to independently classify different Platform models.
- Expert-level financial statement analysis and credit exposure assessment ability.
- Demonstrated ability to make sound judgments, balancing risk and reward.
- Competent escalation management, acting with urgency to ensure escalations are prioritized, owned, and resolved effectively.
- Ability to continually monitor and independently manage competing priorities and adjust accordingly without impact to SLA attainment.
- Excellent written and interpersonal communication skills, with concise presentation skills and the ability to deliver complex messages clearly.
- A passion for operational improvement initiatives and the ability to contribute to broader department initiatives and projects.
- Possess a ‘customer first’ approach to delivering creative solutions.
Experience you'll bring to the role
- 6+ years of direct experience related to financial analysis or merchant underwriting.
- 5+ years of work experience related to due diligence, merchant underwriting, or equivalent underwriting work.
- Demonstrable experience related to customer due diligence, enhanced due diligence, merchant underwriting, credit insurance, and/or commercial lending.
- Subject matter expertise in AML/CTF and/or underwriting and financial analysis.
- Domain expertise within the payments or Fintech industry will be preferable.
- Previous experience coaching or mentoring is desirable.
Additional Information
Bring all of you to work
We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.
Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands.
We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.
It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.
Life at Checkout.com http://Checkout.com
We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.
Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us.
For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/
Location: Remote USA
Workplace: remote
ABOUT THE OPPORTUNITY
Xsolla is seeking a Head of Underwriting to serve as the fund's senior credit authority alongside the Chief Credit Officer. You will design the underwriting framework from a clean sheet, lead the underwriting and structuring of the fund's first facilities, and stand in front of LPs as living proof that the fund underwrites to institutional standards.
This is a builder's mandate. You will codify how this fund underwrites — the credit playbook, standards, templates, and documentation that make the process repeatable and defensible — and, as the team grows, mentor the junior credit hires who operate it.
The role reports directly to Stan Rudoi, Chief Credit Officer and Head of the Xsolla Credit Fund, and sits on the fund's credit committee.
ABOUT US
Xsolla is a global commerce company with robust tools and services to help developers solve the inherent challenges of the video game industry. From indie to AAA, companies partner with Xsolla to help them fund, distribute, market, and monetize their games. Grounded in the belief in the future of video games, Xsolla is resolute in the mission to bring opportunities together, and continually make new resources available to creators. Headquartered and incorporated in Los Angeles, California, Xsolla operates as the merchant of record and has helped over 1,500+ game developers to reach more players and grow their businesses around the world. With more paths to profits and ways to win, developers have all the things needed to enjoy the game.
Beyond its core commerce platform, Xsolla is building a private credit fund that lends to video game studios, underwritten with a data advantage no traditional lender has: Xsolla's own payments telemetry across thousands of games. The fund is in its capital formation phase and is led by Stan Rudoi, Chief Credit Officer. This is a ground-floor opportunity to help raise a first-time fund inside a profitable, global gaming-commerce company, alongside the broader Xsolla capital markets ecosystem (Xsolla Funding Club, Xsolla SPAC 1 — Nasdaq: XSLLU, and other strategic vehicles).
For more information, visit xsolla.com.
Responsibilities
Underwriting Framework and Credit Policy
Design the fund's underwriting framework from scratch:
credit policy, underwriting standards, rating and scoring methodology, credit memo templates, and approval workflows — built for LP diligence from day one.
Build the data edge into the process:
integrate Xsolla's payments telemetry and game-revenue data into underwriting as a durable information advantage.
Deal Underwriting and Structuring
Lead the underwriting
of lending facilities to game studios and gaming businesses: financial analysis, revenue durability, downside cases, and recovery analysis.
Structure facilities:
term loans, revolvers, royalty- and revenue-based structures — including covenants, collateral packages, borrowing bases, and pricing.
Draft
and negotiate term sheets and credit documentation with borrowers alongside external counsel.
Credit Committee and Governance
Stand up and run the credit committee process:
present transactions, document decisions, and maintain an audit trail that stands up to LP and auditor scrutiny.
Establish portfolio monitoring:
watchlist discipline, covenant tracking, and a workout playbook as the portfolio builds.
LP Diligence and Fundraising Support
Be the credit face of the fund:
appear in fund materials and LP meetings as the fund's credit authority; own underwriting answers in LP due diligence.
Support capital formation:
help shape the fund's risk-return narrative, portfolio construction guidelines, and track-record presentation.
Credit Playbook and Team Building
Codify the credit playbook:
standards, templates, and documentation that make the fund's underwriting repeatable and audit-ready.
Build the bench:
as the fund scales, hire and mentor the junior credit team — analysts, associates, and in time a portfolio/risk officer.
Qualifications and Skills
Experience
7+ years in private credit, direct lending, specialty finance, or leveraged finance, with personal responsibility for underwriting and closing institutional credit transactions.
Experience at an early-stage or first-time credit fund — credit policy written from scratch, LPA input, first LP diligence — is strongly preferred. You have seen what a fund needs before it has infrastructure.
Lending against media, IP, royalties, recurring digital revenue, or gaming businesses is a strong plus.
A track record you can walk LPs through: deals underwritten, structures used, and how they performed — including the ones that went wrong and what you did about it.
Skills and Competencies
Deep fluency in credit analysis, financial modeling, covenant design, collateral structures, and credit documentation.
The gravitas to sit across from LPs, investment committees, and founders — and the judgment to say no to a deal.
Enjoys mentoring junior team members and building a strong credit culture as the team grows.
Comfort operating in a lean, fast-moving team where you build the machine you then operate.
Education and Credentials
A bachelor's degree in finance, economics, business, or a related field; an MBA and/or a CFA charter is preferred.
Benefits
We are passionate about fostering a supportive environment for our team, so we prioritize the physical, mental, and emotional well-being of our employees and their families through a comprehensive Benefits Program. This includes 100% company-paid medical, dental, and vision plans, unlimited Flexible Time Off, and a personalized career roadmap for each employee. By investing in professional development through training and educational opportunities, we ensure that our team thrives both personally and professionally. Together, we’re not just building a business; we’re cultivating a community that values creativity, collaboration, and the transformative power of play.
Equal Employment Opportunity Statement
Xsolla is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, national origin, age, disability, sexual orientation, gender identity, or any other characteristic protected by law. We consider qualified applicants with criminal histories in accordance with the Fair Chance Act.
Criminal History Consideration
For the Head of Underwriting – Credit Fundposition, we will conduct a background check that may include the following:
Criminal history check
Employment verification
Education verification
Credit history check
Relevance to Job Responsibilities
The background check is relevant to this position because of the following role responsibilities:
Handling sensitive financial information and supporting fund analytics, financial models, and deal data
Accessing confidential company data
Ensuring compliance with regulatory requirements
Rights Under the Fair Chance Act
Applicants are encouraged to inquire about their rights under the Fair Chance Act. If you have questions regarding our hiring practices, please contact careers@xsolla.com.
By submitting the following job application form, you consent to Xsolla processing your data for career-related inquiries and potential employment opportunities. We process your data in accordance with this Xsolla Privacy Notice for Job Applicants. Please direct any inquiries regarding your data privacy to careers@xsolla.com.
Location: London, UK
Workplace: OnSite
ABOUT RAMP
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 7.5% and grows revenue 16% in their first year – far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
ABOUT THE ROLE
Ramp is looking for a Senior Underwriter to join our Underwriting team in Europe. You’ll evaluate businesses applying to Ramp, make credit and risk decisions, and help improve how we assess customers across our products.
This is an early regional role supporting EU and US applicants. We’re looking for someone with strong financial judgment who can work independently, make clear decisions with incomplete information, and help us build scalable underwriting processes.
WHAT YOU’LL DO
- Review applications for Ramp’s corporate card and bill pay products across the EU and US.
- Analyze financial statements, bank data, bureau information, and other risk signals to assess business health and repayment ability.
- Recommend the appropriate outcome, including approval, decline, a lower limit, or a request for additional information.
- Communicate clearly with customers when additional information or context is needed.
- Manage an underwriting queue while meeting quality and SLA expectations.
- Partner with teams across Risk, Product, Engineering, Sales, and Customer Support to improve policies, tools, and workflows.
- Identify emerging risks and use AI and automation to improve decision quality and efficiency.
WHAT YOU NEED
- 4+ years of experience in underwriting, credit risk management, commercial lending, credit operations, or a related risk role.
- Experience in corporate cards, payments, fintech, banking, or related financial services.
- Strong financial analysis skills and experience reviewing financial statements, bank data, and transaction activity.
- Sound judgment and the ability to make defensible decisions with incomplete or conflicting information.
- Clear written and verbal communication skills.
- Experience operating independently and building or improving underwriting processes in a fast-moving environment.
- Experience underwriting European businesses or working with EU-based financial services customers.
- Experience using AI or automation to improve workflows.
NICE TO HAVE
- Experience at a high-growth startup or on a scaling operations team.
WORK SCHEDULE
This role will follow a schedule aligned with European customer needs, extending Ramp’s underwriting coverage beyond standard US business hours.
BENEFITS AVAILABLE TO ALL FULL-TIME RAMP EMPLOYEES (GLOBAL)
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
UNITED STATES
- 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- One Medical annual membership
- 401(k), including employer match on contributions made while employed by Ramp
- Fertility HRA (up to $10,000 per year)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
- Pet insurance
- In-office perks: lunch, snacks, drinks, and more
- Relocation expense coverage to NYC or SF (if needed)
CANADA
- Group medical, dental, and vision coverage through Sun Life
- Life, AD&D, and disability coverage
- Fertility drug coverage (up to $4,000 lifetime)
- Group Retirement Plan with employer match (RRSP + DPSP)
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
- Employee Assistance Program and virtual care through Lumino Health
UNITED KINGDOM
- Private medical insurance through Freedom Elite
- Virtual GP and at-home care via eMed x Livi
- Workplace pension through Penfold, with salary sacrifice option
- Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay
REFERRAL INSTRUCTIONS
If you are being referred for the role, please contact that person to apply on your behalf.
OTHER NOTICES
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
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Location: United States; Los Angeles, United States
About Us
We are a growing commercial real estate lending and investment company focused on structuring and closing high-value commercial deals across multiple asset classes. We are looking for a highly analytical and relationship-driven professional who can combine strong underwriting expertise with business development and deal origination skills.
This role is ideal for someone who understands commercial real estate finance end-to-end — from sourcing opportunities and underwriting deals to structuring transactions and managing closings.
Responsibilities
Underwrite commercial real estate transactions across multiple asset classes including multifamily, office, retail, industrial, hospitality, and mixed-use
Analyze borrower financials, rent rolls, operating statements, tax returns, and market data
Build and review financial models, cash flow projections, and valuation analyses
Structure loan terms and investment scenarios based on risk assessment and deal strategy
Source and originate new commercial lending opportunities through brokers, borrowers, investors, and industry relationships
Manage deal flow from initial screening through closing
Coordinate due diligence, legal documentation, title, third-party reports, and closing requirements
Present investment and lending recommendations to leadership
Maintain relationships with lenders, brokers, borrowers, and capital partners
Monitor market trends and identify strategic lending and investment opportunities
Requirements
4+ years of experience in commercial real estate underwriting, investment analysis, mortgage banking, acquisitions, or loan origination
Strong understanding of commercial lending structures and CRE financial analysis
Experience underwriting income-producing properties and evaluating investment opportunities
Proven ability to source, negotiate, or originate commercial deals
Experience working with banks, private lenders, debt funds, bridge loans, agency financing, or institutional capital
Advanced Excel and financial modeling skills
Strong communication and negotiation abilities
Ability to thrive in a fast-paced, entrepreneurial environment
Preferred Background
We are especially interested in candidates with experience in:
Commercial mortgage banking
CRE acquisitions or investment analysis
Loan origination and capital markets
Debt/equity structuring
Institutional or private real estate lending
What We Offer
Competitive base salary + performance-based compensation
Opportunity to work on high-value commercial transactions
Career growth within an expanding real estate finance platform
High exposure to acquisitions, underwriting, and capital markets
Collaborative and entrepreneurial team environment
Location: Los Angeles, United States; California City, United States; Orange, United States
About LBC Mortgage
LBC Mortgage
is a Los Angeles–based mortgage company with over
20 years of industry experience
. Alongside our traditional mortgage business, we operate a fast-growing
Private Money / Hard Money Lending Division
, focused on funding real estate investment loans with speed, accuracy, and strong risk management.
We are looking for a skilled
Hard Money Underwriter
who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.
Responsibilities
Underwrite
Hard Money / Private Money loans
(Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
Analyze property details, exit strategies, deal structure, and overall risk
Calculate and validate
LTV, ARV, LTC
, rehab budgets, and timelines
Review appraisals, comps, and market data to confirm property value and feasibility
Issue approvals and conditions, ensuring fast and clear communication with the team
Work closely with Loan Officers, Processors, and Management to move loans efficiently
Identify red flags early and provide clear recommendations
Ensure adherence to internal guidelines and lending policies
Requirements
2+ years of underwriting experience in Hard Money / Private Lending
(required)
Strong understanding of
Fix & Flip and Bridge loan underwriting
Ability to evaluate
ARV-based deals
, rehab scopes, and budgets
Strong knowledge of appraisals, title reports, insurance, and entity structures
Strong attention to detail and ability to work in a high-volume, fast-paced environment
Excellent communication skills and ability to make confident decisions
Preferred Qualifications
Experience underwriting
DSCR
and rental investment loans
Experience with
Ground-Up Construction loans
Familiarity with Encompass or other mortgage/loan CRM systems
Strong knowledge of investor real estate lending across multiple states
Why Join LBC Mortgage
Established company with strong leadership and long-term stability
Growing private lending division with strong pipeline
Opportunity for career growth into Senior Underwriter / Underwriting Manager role
Competitive compensation based on experience
Remote flexibility and supportive team environment
Los Angeles, United States; California City, United States; Orange, United States
УдалённоheadMunich, Germany
УдалённоheadГеография найма не уточнена
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