Вакансии

Location: Poland Workplace: fully About the Client Our client is a growing electronic money institution, providing multi-currency accounts, payment processing, card acquiring, and mass payout services for online businesses. Operating across sectors such as e-commerce, iGaming, affiliate marketing, and Forex, they offer services to high-risk verticals and are active participants in SEPA, SEPA Instant, and SWIFT networks. Role Overview Take on a challenging position as the Deputy MLRO, where you will have the opportunity to drive the compliance and risk agenda within a fully remote setting. You will manage the entire merchant risk lifecycle, ensuring adherence to regulatory requirements and optimizing risk strategies to support the company’s growth. Key Responsibilities Manage the full merchant risk lifecycle: onboarding due diligence, ongoing monitoring, EDD reviews, escalations, and remediation. Prepare responses to EDD and compliance requests from IPS (Visa, Mastercard), including handling VIRP, BRAM, TLD, and merchant monitoring cases. Analyze complex merchant cases, including MCC accuracy, transaction laundering, website and traffic analysis, and business model validation. Draft defensible argumentation and remediation plans for IPS, sponsor banks, and commercial partners. Act as deputy to the MLRO on Financial Crime and AML matters: SAR reviews, escalations, sanctions, and PEP handling, transaction monitoring oversight. Support merchant onboarding and underwriting functions to ensure a balanced, risk-based approach. Requirements Strong hands-on background in Acquiring Risk, AML, Financial Crime, and Compliance. Solid knowledge of the UK regulatory framework (FCA regime) and Visa/Mastercard scheme rules. Proven track record handling IPS EDD and compliance requests. Deep understanding of MCC classification, transaction laundering typologies, and high-risk business models. Demonstrated ability to independently analyze complex merchant cases and draft remediation plans. Languages: English, Russian. Experience in fintech. Key Soft Skills Commercially oriented risk-based mindset. Ownership and autonomy. Strong written communication. Analytical rigour. Pragmatic and hands-on. What We Offer Competitive salary aligned with experience. Collaborative and transparent team culture. High-impact role in a scaling fintech company. Recognition of personal milestones and achievements. Social benefits.

Location: Cyprus Workplace: fully About the Client Our client is a growing electronic money institution, providing multi-currency accounts, payment processing, card acquiring, and mass payout services for online businesses. Operating across sectors such as e-commerce, iGaming, affiliate marketing, and Forex, they offer services to high-risk verticals and are active participants in SEPA, SEPA Instant, and SWIFT networks. Role Overview Take on a challenging position as the Deputy MLRO, where you will have the opportunity to drive the compliance and risk agenda within a fully remote setting. You will manage the entire merchant risk lifecycle, ensuring adherence to regulatory requirements and optimizing risk strategies to support the company’s growth. Key Responsibilities Manage the full merchant risk lifecycle: onboarding due diligence, ongoing monitoring, EDD reviews, escalations, and remediation. Prepare responses to EDD and compliance requests from IPS (Visa, Mastercard), including handling VIRP, BRAM, TLD, and merchant monitoring cases. Analyze complex merchant cases, including MCC accuracy, transaction laundering, website and traffic analysis, and business model validation. Draft defensible argumentation and remediation plans for IPS, sponsor banks, and commercial partners. Act as deputy to the MLRO on Financial Crime and AML matters: SAR reviews, escalations, sanctions, and PEP handling, transaction monitoring oversight. Support merchant onboarding and underwriting functions to ensure a balanced, risk-based approach. Requirements Strong hands-on background in Acquiring Risk, AML, Financial Crime, and Compliance. Solid knowledge of the UK regulatory framework (FCA regime) and Visa/Mastercard scheme rules. Proven track record handling IPS EDD and compliance requests. Deep understanding of MCC classification, transaction laundering typologies, and high-risk business models. Demonstrated ability to independently analyze complex merchant cases and draft remediation plans. Languages: English, Russian. Experience in fintech. Key Soft Skills Commercially oriented risk-based mindset. Ownership and autonomy. Strong written communication. Analytical rigour. Pragmatic and hands-on. What We Offer Competitive salary aligned with experience. Collaborative and transparent team culture. High-impact role in a scaling fintech company. Recognition of personal milestones and achievements. Social benefits.

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Position: Senior Software Engineer, Processing Location: Remote We are hiring a Senior Software Engineer for our Processing team to lead Lithic’s next phase of growth. The Processing team builds and maintains the real-time interfaces between Lithic and external payment networks. Every card authorization, clearing message, and settlement file flows through systems this team owns. The team manages both online and batch transaction flows across Mastercard, Visa, and Amex, along with transaction enrichment, disputes processing, and network compliance. The systems we maintain have strict latency and uptime requirements, because they sit on the critical path for every card transaction. The team also manages the physical network peering with card network partners, so infrastructure and networking expertise are important. The team primarily uses Java, Python, and Kotlin on AWS. What you'll do: Ensure high reliability, low latency, and correctness for Lithic's transaction processing interfaces and related services Develop new capabilities across authorization, clearing/settlement, disputes, and network integration surfaces Ensure that the team is delivering reliable, secure, and scalable code with minimal tech debt Evolve the infrastructure supporting physical network peering with card network partners, ensuring connectivity, failover, and capacity meet reliability requirements Own initiatives from planning to launch, keeping stakeholders informed and aligned along the way Participate in the team on-call rotation Lead efforts to improve systems and processes both within the team and across engineering Help drive strategic planning in collaboration with the engineering manager and product manager What you'll bring: 8+ years experience shipping code in fast paced production environments Advanced distributed system instincts and design skills Experience driving large cross-functional projects across engineering, product, and operations teams A proven commitment to empathy and inclusion Excellent communication skills Growth mindset and continuous desire to learn and improve is a must An interest in fintech and the payments space is preferred The annual US salary range for this role is $160,000 - $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States or Canada (Ontario or British Columbia). We do not offer visa sponsorship or assistance. Crack the code A hidden code is tucked into this application. Find it and enter it below to continue. 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 Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

Location: Lagos, Nigeria The Card Operations Manager is responsible for the effective day-to-day management of Renmoney’s debit and credit card operations, ensuring operational stability, regulatory and scheme compliance, accurate reconciliation and settlement, effective fraud controls, efficient card issuance and personalisation, and a consistently positive cardholder experience. The role will oversee the end-to-end operational processes supporting the card business and work closely with internal stakeholders, card schemes, processors, personalisation bureaus and other service providers to ensure that card products are delivered reliably, securely and efficiently. 1. Card Operations Management Manage the end-to-end operational processes for Renmoney’s debit and credit card portfolio, including card issuance, personalisation, activation, transaction processing, reconciliation, settlement and dispute management. Ensure card operational processes are efficient, scalable and appropriately controlled. Identify opportunities to automate manual card operations processes and improve turnaround times. Monitor operational performance and proactively address issues that could affect card availability, transaction processing or customer experience. Develop, maintain and continuously improve card operations procedures, process maps and operating manuals. 2. Regulatory and Card Scheme Compliance Ensure card operations comply with all applicable CBN, NIBSS and card scheme requirements, including Mastercard, Verve, Visa and AfriGO requirements w Monitor changes in regulatory and scheme rules and coordinate implementation of required operational changes. Ensure all required regulatory and scheme reports are accurate and submitted within stipulated timelines. Coordinate responses to internal audits, external audits, regulatory reviews and card scheme assessments. Ensure audit and compliance findings relating to card operations are addressed within agreed timelines. 3. Card Issuance, Personalisation and Inventory Management Manage card ordering, inventory, personalisation, activation and distribution processes. Maintain adequate card stock levels to support approved issuance plans and prevent stock-outs. Work closely with card personalisation bureaus and other service providers to ensure cards are produced and delivered within agreed service levels. Monitor card issuance turnaround times and resolve operational bottlenecks. Ensure appropriate controls are maintained over blank cards, personalised cards, PINs and other sensitive card materials. 4. Transaction Processing, Reconciliation and Settlement (this is primarily handled by the central operations team; the job of the card ops manager here will be to ensure everything is done correctly, within stipulated timelines and in line with regulations) ·       Oversee daily reconciliation of card transactions across relevant channels, processors, card schemes and settlement accounts. Ensure reconciliation is completed within agreed timelines and discrepancies are promptly investigated and resolved. Work closely with Finance, Technology, Risk and relevant partners to resolve settlement and reconciliation breaks. Ensure the accuracy and completeness of operational card data used for financial, risk and management reporting. Monitor outstanding reconciliation items and ensure timely closure. 5. Fraud Risk and Card Security Work with Risk, Fraud and Information Security teams to strengthen fraud prevention, monitoring and response across Renmoney card products. Ensure fraud alerts and suspicious card transactions are reviewed and escalated promptly. Coordinate investigations and resolution of card-related fraud incidents. Monitor card fraud trends and recommend operational controls to reduce fraud exposure and losses. Ensure operational processes comply with applicable card security and data-protection requirements. 6. Dispute and Chargeback Management (this is primarily handled by the central operations team; the job of the card ops manager here will be to ensure everything is done correctly, within stipulated timelines and in line with regulations) Oversee cardholder disputes, chargebacks, reversals and transaction-related investigations. Ensure disputes are processed in accordance with card scheme rules and agreed customer service timelines. Monitor outstanding dispute cases and ensure timely resolution. Analyse dispute trends and recommend process improvements to reduce recurring issues. 7. Vendor and Partner Management Manage operational relationships with key card ecosystem partners, including processors, personalisation bureaus, card schemes and other service providers. Monitor vendor performance against contractual service-level agreements. Conduct regular operational and service review meetings with key partners. Escalate and drive resolution of high-impact service issues. Maintain appropriate documentation of vendor performance, incidents and remedial actions. 8. Customer Experience and Issue Resolution Partner with Customer Experience and other relevant teams to ensure card-related customer complaints and operational issues are resolved promptly. Monitor card-related customer complaints, turnaround times and recurring issues. Conduct root-cause analysis of significant or repeated customer issues and implement corrective actions. Drive initiatives that improve the reliability and quality of the cardholder experience. 9. Management Information and Reporting Prepare periodic card operations reports for management covering operational performance, issuance, reconciliation, fraud, disputes, customer complaints, vendor performance and key incidents. Maintain accurate operational dashboards and performance indicators. Provide timely insights on operational risks, trends and emerging issues. Support budgeting, forecasting and operational planning for the card business. 10. Stakeholder Management Collaborate with Product, Technology, Finance, Risk, Compliance, Customer Experience, Internal Audit and other internal stakeholders to support the card business. Support the launch of new card products, features and operational capabilities. Represent Card Operations in relevant internal governance forums and partner engagements. Ensure operational readiness before the launch of new card products, programmes or functionality. Key Performance Indicators Performance will be measured across the following areas: Zero regulatory sanctions or card scheme penalties arising from card operations. Timely closure of audit and compliance findings. 100% timely submission of applicable regulatory and scheme reports. Reduction in manual operational processes and card-related escalations. Completion of transaction reconciliation within agreed T+1 timelines. Reduction in confirmed card fraud losses and timely review of fraud alerts. Achievement of agreed vendor SLA performance. Timely resolution of high-impact vendor incidents. Reduction in card-related customer complaints and repeat complaints. Achievement of card personalisation and activation turnaround times. Prevention of material card stock-outs. Achievement of agreed reconciliation accuracy levels and timely closure of reconciliation breaks. Timely delivery of management and operational reports. Requirements Bachelor’s degree in Finance, Banking, Business Administration, Economics, Accounting, Information Technology or a related discipline. Relevant professional certifications in cards, payments, banking operations, risk, fraud or project management would be an advantage. Minimum of 5–7 years’ experience in banking, fintech, payments or card operations, with at least 2–3 years in a supervisory or managerial capacity . Strong practical knowledge of debit and/or credit card operations. Experience working with card schemes such as Mastercard, Verve and/or AfriGO. Good understanding of card transaction processing, reconciliation, settlement, disputes, chargebacks, fraud management and card personalisation. Familiarity with CBN, NIBSS and applicable payment-card regulatory requirements. Experience managing processors, card bureaus, card schemes and other third-party service providers. Required Skills and Competencies Strong understanding of the cards and payments ecosystem. Excellent operational and process-management skills. Strong analytical and problem-solving capability. Good understanding of operational risk, fraud and control frameworks. Strong reconciliation and financial-control orientation. Excellent vendor and stakeholder management skills. Strong attention to detail and commitment to accuracy. Ability to manage multiple operational priorities and incidents simultaneously. Strong written and verbal communication skills. Data-driven approach to performance management and decision-making. Strong customer-service orientation. Ability to identify operational inefficiencies and drive automation and process improvement. Ability to work effectively across Product, Technology, Finance, Risk, Compliance and Customer Experience teams. Success Profile The successful Card Operations Manager will be highly organised, control-conscious and commercially aware, with the ability to balance operational efficiency, regulatory compliance, risk management and customer experience. The individual should be proactive in identifying issues before they affect customers, comfortable managing multiple external partners, and capable of building robust operational processes that can support the growth of Renmoney’s card portfolio.

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring a Senior Risk Associate to run Lithic's risk assessment function: the client risk assessment program, the third party risk management program, and the enterprise risk assessment. You will execute the assessments, own the operations that keep them on schedule and defensible, and continuously improve the rubrics, questionnaires, registers, and SOPs that govern them. You will also own program underwriting: the criteria, limit and reserve recommendations, and periodic reassessment that follow a client from diligence through scale. This is an AI-forward role. Lithic is deploying agentic tooling across diligence and documentation workflows, and this role owns that build in the assessment domain: testing, tuning, and documenting the tooling so routine collection, review, and drafting are absorbed by automation, while you own the judgment calls, the exceptions, and the written product that goes to partner banks and examiners. This role operates with limited guidance and owns its programs end to end. It is sized for ownership, orchestration, and judgment rather than queue/ticket processing. What you'll do: Execute client risk assessments end to end: document collection, interviews, scoring against the weighted risk typologies, written assessment, tier determination, and pre-launch conditions. Own program underwriting: apply and maintain underwriting criteria, recommend spend, transfer, and reserve limits, and reassess programs as volume, product mix, and financial condition change. Run third party risk operations: vendor intake and tiering, due diligence and certification report review, control effectiveness ratings, the vendor risk register, annual reviews, and vendor issue and incident tracking. Support the enterprise risk assessment and the risk register: maintain the assessment inventory and calendar, collect and test control evidence, apply the enterprise rating methodology consistently across sub-assessments, and prepare Enterprise Risk Committee materials. Continuously improve the programs: refine rubrics, weights, questionnaires, and templates based on observed outcomes, and author and maintain the SOPs that make each assessment repeatable by someone other than you. Test, deploy, and tune agentic tooling across the assessment workflows, including document review, questionnaire analysis, vendor due diligence, and drafting, and document the context that makes the output repeatable and defensible. Define and report the KPIs and KRIs for the assessment programs, and surface concentration, trend, and thematic findings to leadership and oversight forums. Serve as the evidence owner for partner bank, audit, and examiner requests touching client, third party, and enterprise risk assessment. Mentor and cross-train teammates on assessment methodology, scoring discipline, and the tooling. What you'll bring: Hands-on experience conducting risk assessments in fintech, payments, or banking, across client or counterparty, third party or vendor, and enterprise or operational risk. Working knowledge of underwriting fundamentals: financial statement review, liquidity and runway analysis, loss and exposure monitoring, and limit setting. Fluency with rubric-based scoring methodologies and the discipline to apply them consistently and defend a rating. A track record of owning discrete risk programs end to end with limited guidance, including authoring the SOPs and defining the metrics that govern them. Ability to read control reports (ISO 27001, SOC 2 Type II, PCI DSS AOC) and translate findings into a residual risk position and a remediation ask. Comfort working with AI-assisted or agentic tooling, including how to test, tune, document, and defend AI-assisted decisions to bank partners and regulators Self-starter who can create structure where none exists and knows when to escalate and collaborate Clear, concise writing under a compliance standard: assessments, memos, and committee materials that hold up in front of a partner bank or an examiner. The annual US salary range for this role is $86,000 - $144,000, plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

About the company: Inwizo is a payment provider and strategic partner offering intelligent solutions and global reach to empower businesses in the digital economy. The company values a diverse team focused on making global commerce more accessible and inclusive. About the Role: The position is for an experienced High Risk Acquiring Monitoring Specialist in the Risk and Compliance function, focusing on card schemes rules and payment compliance. The role ensures the integrity, security, and scalability of Inwizo's operations. What We’re Looking For: — Minimum 3 years in compliance or risk roles within Acquiring institutions — Experience working with merchants in the Adult industry — Strong understanding of Card Scheme regulations (Visa and Mastercard), onboarding risk standards, and regulatory frameworks in Adult Acquiring vertical — Experience in high risk merchant and wider low & mid risk businesses in EU and/or UK (a strong plus) — Basic knowledge of KYC/KYB, merchant onboarding flows for low to high-risk business verticals — Experience working with Card Schemes and regulators, including audits, reporting, and licensing support — Hands-on expertise with multi-jurisdictional compliance and UK & EU EMI regulations (a strong plus) — Excellent analytical, communication, and interpersonal skills — Fluent English required; fluency in other languages is desirable — Focused on smart compliance rather than strict rule-following — Proactive, self-motivated, comfortable working independently in remote, international, and high-growth environments

About the Company The company is a fast-growing startup developing payment infrastructure solutions in crypto and working with international clients across multiple markets, focusing on scalable financial products and seamless payment experiences. About the Role: We are looking for a responsible and detail-oriented Chargeback & Fraud Specialist to manage notifications from acquiring banks and processors, communicate with merchants, and ensure full compliance with international card schemes. This role is ideal for a professional with experience in acquiring, anti-fraud, or risk management who wants to grow in a dynamic fintech environment. Responsibilities: - Receive and process chargeback and fraud-related notifications from acquirers (banks and processing partners). - Ensure all incoming data complies with Visa and Mastercard requirements. - Timely notify merchants about chargebacks and fraud cases, providing full details. - Consult merchants on received notifications, explain reasons for chargebacks, and identify potential risks. - Maintain internal case logs, including reports, notification templates, and correspondence records. - Collaborate with internal teams to analyze fraud patterns, prevent recurring cases, and improve notification processes. - Participate in the development and implementation of internal procedures for processing chargeback and fraud-related information. Requirements: - Experience in acquiring, anti-fraud, risk management, or merchant support. - Knowledge of international payment systems and chargeback processing principles (Reason Codes, Dispute Lifecycle). - Ability to process and systematize information from multiple sources. - Strong attention to detail, responsibility, and ability to meet deadlines. - Excellent communication skills and proficient written English (for merchant communication). - Experience with Visa Risk Monitoring Program (VRMP), Mastercard Merchant Monitoring Program (MMP), and Chargeback Monitoring Programs (VCMP/MCMP) is a plus. - Russian - native. - English - fluent. Conditions: - Competitive compensation package (fixed + bonus). - Fully remote. - Opportunity to scale and develop the business.

Location: New York, NY Workplace: Hybrid ABOUT THE COMPANY Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. OUR ETHOS We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. The Role We are hiring a Compliance Associate to support our bank sponsorship relationships and the compliance workstreams behind new product and market expansion. You will sit at the center of Product, Engineering, Legal, and our sponsor banks: translating partnership agreements and regulatory requirements into concrete product requirements, preparing the documentation our bank partners rely on, and helping launches move quickly without compromising on compliance. This is a high-visibility, execution-heavy role for someone equally comfortable reading a bank partnership agreement and sitting in a product spec review. You will see products from concept through launch and own the compliance record that makes each launch defensible. What You'll Do • Serve as a day-to-day compliance point of contact for sponsor bank partners — responding to diligence requests, preparing materials, and tracking open items to closure. • Review new products, features, and market expansions for compliance impact, and translate applicable regulations and bank partner requirements into clear, actionable product requirements. • Build and maintain compliance documentation: requirement matrices, policies and procedures, launch checklists, control descriptions, and risk assessments. • Read and interpret bank partnership agreements, network rules, and regulatory guidance, and flag where product designs create obligations or gaps. • Partner with Product and Engineering from the start of the design process so compliance requirements are built in rather than retrofitted. • Support disclosure, marketing, and UX reviews for accuracy and consistency with consumer protection expectations (UDAAP, Reg E, Reg Z, Reg CC). • Support bank partner oversight activities, audits, exams, and third-party risk assessments — including evidence collection, remediation tracking, and follow-up. • Monitor regulatory and network developments relevant to card issuing, BaaS, and stablecoin-linked payments, and summarize the practical implications for the business. • Track compliance deliverables and deadlines across multiple concurrent launches and stakeholders, escalating risks early and clearly. What We’re Looking For • 4+ years experience in compliance, risk, or regulatory roles within banking, fintech, or payments. • Working knowledge of the bank sponsorship / Banking-as-a-Service (BaaS) model and third-party risk management expectations. • Familiarity with core consumer financial regulations (e.g., BSA/AML, UDAAP, Reg E, Reg Z, Reg CC, EFTA, GLBA). • Ability to read and interpret bank partnership agreements, regulatory guidance, and compliance requirements, and translate them into clear, actionable product requirements. • Strong cross-functional collaboration skills — comfortable working directly with Product, Engineering, Legal, and bank partners. • Excellent written communication skills, including experience creating compliance documentation (requirement matrices, policies, checklists). • Detail-oriented with strong project management and organizational skills; comfortable tracking multiple deliverables and deadlines across stakeholders. • Analytical mindset with the ability to assess compliance risk and prioritize issues. Bonus Attributes • Prior experience working directly with a sponsor bank or bank partnership team. • Experience at a fintech, neobank, or payments company. • Familiarity with product and project management tools. • Professional certification such as CRCM (Certified Regulatory Compliance Manager), CAMS (Certified Anti-Money Laundering Specialist), or similar. • Experience supporting bank exams, audits, or third-party risk assessments. • Exposure to stablecoins, digital assets, or cross-border payments. THINGS THAT ENABLE A FULFILLING, HEALTHY AND HAPPY EXPERIENCE AT RAIN: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: New York, New York, United States Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Lithic's Treasury Operations team owns the movement of money across our card issuing infrastructure — network settlement, sponsor bank transfers, and the reconciliation that keeps it all provable. This is a hands-on, high-ownership role for someone who wants to learn the inner workings of payments and fintech infrastructure, not just observe them from a reporting layer. You'll be running a critical, time-sensitive engine every day — and at the same time, working alongside the Head of Treasury Operations to improve how that engine works as the function scales. You’ll also work cross-functionally across a wide range of teams (Finance, Treasury Engineering, Risk, Analytics, Processing, Customer Success, Bank Operations) — this role sits at the center of a lot of different workflows, not off in a silo. What you'll do: Execution (50%) Own day-to-day execution of network settlement transfers (Mastercard, Visa) and related treasury transfers across sponsor banks Operate in a time-sensitive environment where errors or delays have immediate downstream consequences Support reconciliation and ensure transfers tie out against expected activity Be a reliable, detail-oriented operator of an existing process — accuracy and consistency matter as much as speed Process Optimization (20%) Take existing workflows and make them better: fewer manual steps, stronger controls, cleaner audit trails Identify friction or risk in current processes and propose (and build) improvements Balance improvement work against the need for strong financial controls — nothing gets streamlined at the expense of auditability Project Support (30%) Support the Head of Treasury Operations on larger initiatives as the function scales Contribute analysis, documentation, and execution support to new treasury infrastructure, reporting, or process builds Ongoing Run ad hoc data analysis (SQL, Excel) to answer operational and financial questions on the fly Support downstream audit and reporting needs tied to settlement and reconciliation activity Be available outside normal business hours in rare emergency situations (e.g., a failed settlement or bank-side issue) What you'll learn: This role is a front-row seat to the nuts and bolts of card issuing and payments infrastructure — network settlement mechanics, sponsor bank relationships, and the guts of how money actually moves through a modern fintech stack. You'll come out of this role with a depth of operational fintech knowledge that's hard to get anywhere else. What you'll bring: 2–4 years of relevant experience in treasury operations, funds transfer/money movement operations, cash management, or a closely adjacent operational finance role Experience with reconciliation and financial controls — you understand why the numbers need to tie out, not just how to make them tie out Strong Excel and Google Sheets skills, including comfort with (or willingness to learn) Google Apps Script for automating recurring workflows SQL proficiency for querying and validating data (we use Snowflake and Metabase); Python or other scripting is a plus, not a requirement Working comprehension of accounting concepts and financial operations / money movement (ACH, wires, card settlement, or similar) — you should be knowledgeable about how transfers and reconciliation tie back to the books Familiarity with Jira and Slack, or similar ticketing and collaboration tools, for tracking progress and coordinating across teams Comfort shifting flexibly between fixed process workflows and operating in an agile enrivonment (sprints, tickets, iterative process improvement) Interest in operating in a fast-moving startup/fintech environment — this isn't a traditional back-office treasury seat The annual US salary range for this role is $80,000 - $110,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a hybrid position. Candidates must be located within a commutable distance to our NYC office in Soho. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

Location: Nairobi; Cairo; Lagos; Accra Workplace: Remote ABOUT THE COMPANY Boost https://www.withboost.co/ is a global platform that powers FMCG manufacturers and last-mile distribution networks with radically easy technology and growth services. Boost’s Platform-as-a-Service offering includes: - WhatsApp ordering to grow sales and serve more retailers with less effort; - An offline-enabled sales app for sales reps to manage their customers; - A fully-featured fulfilment platform with end-to-end visibility; and - Digital payment and credit solutions in partnership with Mastercard. We are currently scaling across markets and channels through strategic partnerships with Unilever and Mastercard, with more in the pipeline. ABOUT THE ROLE Boost https://www.withboost.co/is searching for exceptional candidates to level up our backend engineering team. We’re looking for individuals who are equally motivated by crafting Pythonic code as they are by creating delightful user experiences. You’ll join a small, high-performing team building commerce and fintech products for the FMCG sector, working directly with experienced co-founders across Africa and beyond. This is a unique opportunity to join an incredible team in a purpose-driven startup! WHAT YOU WILL DO Your job, in collaboration with others in the product and engineering teams, will be to write elegant, performant, and well-tested code that improves our products in meaningful ways. You will be expected to contribute to features, bug fixes, tests, and infrastructure code alike, through both software and systems engineering. Internally, you will also be a crucial link between Boost country teams and the thousands of informal sector retailers served by our customers in order to upskill internal teams’ technical knowledge of the product. This role reports to Boost’s Chief Technology Officer (CTO). 1. Write elegant, performant, and well-tested code You will work side-by-side with the product and engineering teams to ship new—and improve existing—code: - Work to understand the wider purpose of each feature you work on. - Define, communicate, and execute on a clear plan for your work, while ensuring any unclear expectations are clarified. - Scope larger features down into smaller, actionable items of work. - Strive to reduce technical debt and communicate larger refactors. - Support the work of your peers through pairing, reviewing, and mentoring. - Prepare clean and well-written pull requests, and help to ship your work. - Actively participate in broader engineering efforts. - Raise the bar for customer experience! 2. Enable the engineering team to make better decisions We work in a collaborative way—and as a member of the Platform team, you will be in one of the best positions to promote collaboration, learning, and prioritisation across teams. - Contribute to the Platform roadmap and prioritisation. - Work closely with in-country product teams to better understand product requests and ensure requirements are well written and understood. WHAT YOU HAVE - 5+ years’ experience in a relevant field - A deep knowledge of Python and the ability to write clear and Pythonic code. - Strong AI expertise and an AI-first mindset, with the judgment to know when to guide closely and when to delegate. - Experience working with relational databases and SQL (any dialect is fine, but we work with PostgreSQL). - Experience working with cloud infrastructure (we use AWS). - Relevant experience in a similar role, preferably within a fast-growing startup. - Openness to others’ ideas with a shared desire to understand and communicate the purpose of the work. WHO YOU ARE - Keen, bright, and your superpower is curiosity. - Comfortable in a fast-paced environment and with a passion for learning from and delighting customers - Someone with an engineering, mathematical, or scientific background. - Someone who supports the work of their peers through pair programming, reviewing, and mentoring. - Someone who adjusts well to shifting priorities when necessary. - Someone who loves to share what they’re learning and working remotely. - Someone who is a great communicator and loves to build bridges between people with different backgrounds and cultures—and in different locations. - Motivated by our mission, resonates with our virtues and principles, and ambitious to grow into a larger future role. BOOST VIRTUES These virtues should strongly resonate with you and are the foundations of the company we will build together: - Be purpose-driven: You should be motivated by the potential to enable informal retailers to thrive in the digital economy. - Be tenacious: When faced with adversity, you relentlessly persevere until you find a solution. - Be compassionate: You are able to empathise with others to feel their pain and then take actionable steps to deliver solutions that alleviate it. - Be whole: You live to work and achieve results, but you take care of your well-being. - Be good: You are always your honest, authentic self who does the right thing, even when under pressure.

Location: Sao Paolo Workplace: hybrid About Unlimit Unlimit is the global financial infrastructure for the borderless agentic economy. Designed to bridge the gap between fragmented local markets and the future of autonomous commerce, Unlimit provides the programmable operating layer for the world’s most ambitious businesses. Through an integrated technology stack, the platform unifies global payment acceptance, programmable financial accounts, and digital asset rails into a singular financial layer. By mapping hyper-local payment ecosystems directly into its architecture, Unlimit enables businesses to move value and settle transactions instantly across continents. Built on decades of hard-won regulatory depth and an extensive global license portfolio, the platform provides direct access to a massive global infrastructure. With major hubs in London, San Francisco, Singapore, São Paulo, and Mexico City, Unlimit is building the infrastructure that makes global expansion a matter of code, not geography. We are seeking an Anti-Money Laundering Manager to lead our financial crime prevention and regulatory compliance efforts in Brazil. In this critical leadership role, you will act as the responsible for the Prevention of Money Laundering and Terrorist Financing. You will be exclusively responsible for overseeing regulatory reporting to the relevant Brazilian authorities, maintaining and implementing compliance policies, and managing all financial crime prevention activities. This role ensures that our operations meet all local regulatory requirements as we continue to scale our financial services and local payment capabilities in the region. What you will do: AML / CFT / Sanctions Compliance Act as the responsible Manager for PLD/FT, maintaining direct reporting lines to the Board of Directors/Executive Office as required by Brazilian law. Ensure effective AML/CTF/Sanctions compliance throughout the Brazilian business. Act as the primary reporting agent and correspondent to COAF (Conselho de Controle de Atividades Financeiras). Identify AML/CTF/Sanctions risks associated with business practices, products, and services in the Brazilian market. Maintain and further develop AML/CTF/Sanctions policies, programs, practices, and procedures to remain in compliance with current BACEN regulations, requirements of external partners, and best practices. Monitor developments and new trends in the Brazilian and international AML/CTF framework. Regulatory Compliance Be the central point of contact with the Central Bank of Brazil (BACEN) and other regulatory authorities for anti-money laundering and combating the financing of terrorism purposes. Ensure that the Brazilian business meets its regulatory requirements and mitigates AML/CTF/Sanctions risks to avoid breaches, fines, and regulatory sanctions. Oversee AML compliance regarding participation and membership with local and international payment systems and networks (such as PIX, Mastercard, Visa, Elo, etc.). Prepare periodic regulatory reports required by Brazilian legislation. Assist with regulatory inquiries and inspections, as well as internal and external audits. Transaction Monitoring & Reporting Identify, monitor, and formally report Suspicious Transaction Reports (STRs) to COAF. Continuously improve transaction monitoring systems to detect and report suspicious activities. Perform ad-hoc reviews to ensure the effectiveness of transaction monitoring processes and procedures. Customer KYC/KYB & Onboarding Oversee and manage the Know Your Customer (KYC) and Know Your Business (KYB) onboarding processes for new customers. Review and update KYC/KYB profiles for existing customers. Ensure compliance with local Brazilian and international regulatory requirements related to customer identification and verification. Training & Awareness Prepare and provide tailor-made AML/CTF/Sanctions training for the staff in Brazil. Provide actionable advice and assistance to other operational functions dealing with AML/CTF-related matters. Who we are looking for: 5+ years of effective working experience as an AML/CFT manager or Head of PLD/FT at a payment institution, credit institution, or EMI in Brazil. Regulatory Expertise: Deep, hands-on knowledge of Brazilian financial regulations, specifically BACEN and COAF rules (including Law No. 9,613/1998 and BCB Circular No. 3,978/2020). Experience liaising with bank partners, auditors, and financial regulators (BACEN), with the ability to handle regulatory inquiries, inspections, and audits. Solid experience in drafting, reviewing, and updating AML/CTF/Sanctions policies and procedures to reflect industry best practices and the evolving regulatory environment. Excellent analytical and organizational skills with strong attention to detail. Confidence to interact with individuals from all levels of the business and relevant external partners, including C-level executives. University degree in a relevant field. Language: Excellent English and Portuguese is an absolute must. Certification: CAMS or ICA certification is highly preferred and considered a strong bonus. Join Unlimit Team now!   Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.

Location: Cyprus; Lisbon, Portugal; Tbilisi, Georgia; Belgrade, Serbia; Kraków, Poland At COLIBRIX ONE*, we're building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include: Global card processing Digital wallet infrastructure Cross-border merchant accounts Alternative payment methods (APMs) Corporate accounts for legal entities We're a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we're looking for talented professionals who are ready to shape the future of fintech. At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we'd love to hear from you. The ideal candidate will bring deep technical expertise, a collaborative mindset, and the ability to influence and mentor team members through knowledge and experience rather than formal authority. What You Need to Succeed 5+ years of professional Go development experience, including 3+ years in fintech, banking, payments, or other transaction-critical systems Strong knowledge of distributed systems, microservices, and API design (REST and gRPC) Advanced PostgreSQL skills, including transactions, isolation levels, locking, indexing, migrations, and concurrency Experience designing reliable transactional systems using idempotency, retries, event deduplication, transactional outbox, sagas, and reconciliation Hands-on experience with event-driven architectures and message brokers such as NATS, Kafka, or RabbitMQ Experience building and operating production services, including incident investigation, safe deployments, database migrations, and observability Practical knowledge of AWS, Kubernetes, and CI/CD Experience integrating with banks, payment providers, processors, AML/KYC, or anti-fraud platforms Understanding of security requirements for financial and personal data Ability to translate business requirements into technical solutions and independently drive implementation Strong communication skills and working proficiency in Russian and English Banking Domain Experience Hands-on experience in several of the following areas is highly valued: Ledgers, accounting flows, accounts, and balance management Holds, reversals, adjustments, reconciliation, and settlement SEPA, SWIFT, and ISO 20022 Card transaction lifecycles and card scheme integrations Nice to Have Experience with Temporal or a similar workflow engine Experience with NATS/JetStream, GitLab CI/CD, OpenTelemetry, Prometheus, Grafana, Loki, or Tempo Knowledge of event sourcing or append-only financial data models Familiarity with PCI DSS and GDPR Experience using AI coding tools for analysis, implementation, testing, or code review What We Offer: Opportunity to shape the future of fintech solutions within a growing company Collaborative, horizontal team structure that values your expertise and ideas Continuous learning and development opportunities to enhance your skills and career growth Competitive salary and benefits package Flexible work arrangements to support work-life balance * This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.

Location: London, United Kingdom Workplace: hybrid About the Client Our client is a high-risk payment platform operating as a PSP across complex and regulated industries, including fintech, crypto, gambling, digital services, payment facilitators, wallets, and other high-risk sectors. The company provides acquiring, payouts, multi-currency accounts, and banking rails within a single infrastructure. It holds licenses in both Europe and the UK and is a Principal Member of Visa and Mastercard, enabling direct acquiring and issuing capabilities. Role Overview Join as the MLRO/CRO and take charge of shaping the compliance landscape in a dynamic fintech environment. This role offers the opportunity to lead anti-money laundering (AML) ensuring adherence to global standards. You'll be instrumental in managing compliance strategies and driving the company's mission to maintain integrity and trust in financial operations. Key Responsibilities Act as the appointed MLRO and oversee the AML/CFT compliance framework. Maintain and enhance AML, KYC, sanctions, and transaction monitoring policies. Review and approve high-risk customers and complex onboarding cases. Ensure compliance with European and UK regulatory requirements. Manage relationships with regulators, banking partners, Visa, and Mastercard on compliance matters. Provide AML guidance and training across the business. Requirements 5+ years of AML/Compliance experience within payments, fintech, EMI, PSP, or crypto. Previous experience as an MLRO or Deputy MLRO. Strong knowledge of AML/CFT, sanctions, KYC, and financial crime regulations. Experience with high-risk merchants and regulated payment products. Languages: English Experience in fintech Key Soft Skills Confident stakeholder management and regulatory communication skills. Exceptional attention to detail. Strong analytical and problem-solving abilities. Ability to work independently and as part of a team. High level of integrity and ethical standards. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

Location: Almaty, Kazakhstan; Astana, Kazakhstan; Belgrade, Serbia; Cluj-Napoca, Romania; Krakow, Poland; Larnaca, Cyprus; Lodz, Poland; Lublin, Poland; Remote.BG, Bulgaria; Remote.GE, Georgia; Remote.KZ, Kazakhstan; Remote.PL, Poland; Riga, Latvia; Sofia, Bulgaria; Tbilisi, Georgia; Varna, Bulgaria; Warsaw, Poland; Wroclaw, Poland; Yerevan, Armenia We are seeking a knowledgeable and proactive Way4 Subject Matter Expert (SME) to join our Quality Assurance (QA) team. This key role will act as a bridge between QA, business stakeholders, and vendors by providing deep expertise in the Way4 card processing system and the Acquiring Payment Industry. The SME will support the QA team by maintaining domain knowledge of the Acquiring platform, including Vendor, IPS, and Merchant requirements. Responsibilities include answering system-related questions, assisting with new feature testing, contributing to automation efforts, and maintaining QA tools. As part of a dynamic and collaborative QA team focused on quality and innovation, your Way4 expertise will be crucial to delivering high-quality service. European time zone, with flexible hours. Support the QA team on all Way4-related queries. Provide detailed explanations of Way4 processes, configurations, and workflows within Acquiring Platforms to ensure effective test planning and execution. Collaborate with development, business analysis, and operations teams to clarify system requirements. Participate in testing new features, enhancements, and fixes related to the Way4 system. Assist in defect triage, troubleshooting, and root cause analysis for Way4 functionalities. Document complex system behaviors and test methodologies related to Way4. Contribute to optimizing and maintaining QA tools and frameworks for Way4 integrations. Identify opportunities to improve processes and testing based on Way4 expertise. Stay informed on new Way4 features and releases to assess impacts on QA strategy. Facilitate domain knowledge sharing across the team. 3+ years of experience with the Way4 payment platform. Knowledge of Visa, MasterCard, and other IPS. Experience with programming or scripting languages such as Java or Python to support test automation and QA tooling. Proficient in PL/SQL scripting and analysis. Experience with Online Processing, Clearing, IPS Settlement, Merchant Settlement, and Dispute processes. Proven skills in writing functional and system requirements documentation. Strong analytical and problem-solving abilities. Excellent verbal and written communication skills. Strong English proficiency. Spoken Russian language skills.

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. We are hiring a Senior Software Engineer for the Product Platform team, which owns the foundational layer of our API that all other Lithic products build on top. The team’s mission is to make Lithic's API the best in fintech — reliable, consistent, and a joy to integrate with. This includes API Gateway, Events Platform, API key management and authorization, audit logging, or API norms and versioning strategy. What you'll do: Write reliable, secure, and scalable code for Lithic's product platform with minimal tech debt Improve the reliability of systems in team’s scope and participate in the team on-call rotation Own projects from planning to launch, spanning areas like API key management, reliability, audit logging, or search, keeping stakeholders informed and aligned along the way Lead efforts to improve systems and processes within the team What you'll bring: 4+ years building production backend systems, ideally including public-facing APIs at scale Experience in or desire to learn Rust; ability to understand Lithic’s system written in other programming languages (Python, Java) Interest and experience in leveraging AI tools to enhance productivity Ability to navigate ambiguity, align diverse perspectives, and drive toward practical solutions Experience with API design fundamentals and product thinking: versioning, backward compatibility, schema-driven development, and weighing tradeoffs from the customer's perspective Comfort with designing systems from scratch and owning the product development process end-to-end Strong written communication skills and experience working in a remote, async-first team that’s spread across time zones The annual US salary range for this role is $160,000 to $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. Crack the code A hidden code is tucked into this application. Find it and enter it below to continue. 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 Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

Location: Remote Workplace: Remote ABOUT THE COMPANY Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. OUR ETHOS We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. ABOUT THE TEAM We’re building the next generation of wallet infrastructure at Rain, supporting both custodial and non-custodial architectures. Our team is tackling foundational problems across cryptography, key management, secure computing, and blockchain wallet infrastructure—not simply integrating existing wallet SDKs. We’re looking for exceptional engineering leaders and senior individual contributors who can architect these systems from the ground up, bring deep expertise in one or more areas of wallet security and infrastructure, and have the technical breadth to work across multiple wallet architectures. Most importantly, we want engineers who are excited to push the technical frontier and define what modern wallet infrastructure should look like, rather than reproduce the standard stack that exists today. WHAT YOU'LL DO - Own the architecture of Rain’s wallet infrastructure, designing secure, scalable systems for custody, key management, transaction signing, authorization, and recovery. - Design flexible signing infrastructure that can support MPC, HSMs, secure enclaves, TEEs, and emerging cryptographic approaches without creating fragmented systems. - Build and evolve wallet systems across multiple account models, including EOAs, smart contract wallets, account abstraction, ERC-4337, embedded wallets, and multichain infrastructure. - Define the boundaries between cryptography and wallet orchestration, including how keys, signing authority, transaction policies, permissions, and authorization interact across the platform. - Architect security-critical key management systems covering key generation, distributed key generation, storage, rotation, backup, recovery, and hardware-backed isolation. - Build highly available signing and transaction infrastructure capable of securely controlling high-value customer assets while maintaining reliable, developer-friendly APIs. - Set the technical direction for wallet security, including threat modeling, policy engines, secrets management, account recovery, authentication, and programmable authorization. - Make foundational build-vs.-buy decisions across cryptography, custody, wallet, and security infrastructure while ensuring the architecture can evolve alongside new blockchain standards and cryptographic techniques. WHAT WE'RE LOOKING FOR - Deep expertise in one or more areas of wallet, custody, cryptography, or security infrastructure, combined with strong distributed systems and architecture fundamentals. - Experience designing or building production wallet, custody, signing, or key management systems, particularly infrastructure responsible for securing high-value assets. - Strong knowledge of applied cryptography, such as MPC, threshold cryptography, threshold signatures, distributed key generation, ECDSA, EdDSA, or secure multiparty computation. - Experience with HSMs, secure enclaves, TEEs, confidential computing, hardware-backed key isolation, or other security-critical infrastructure. - Strong understanding of modern wallet and blockchain account architecture, including EOAs, smart contract wallets, account abstraction, ERC-4337, transaction orchestration, and multichain systems. - Experience designing authentication, authorization, policy, permissions, recovery, or secrets-management systems where security and correctness are critical. - A track record of making high-leverage architectural decisions in complex distributed systems, including evaluating tradeoffs across security, reliability, developer experience, and extensibility. - The ability to form strong technical opinions, communicate tradeoffs clearly, and own architecture from first principles through production, rather than simply integrating existing wallet or custody providers. THINGS THAT ENABLE A FULFILLING, HEALTHY AND HAPPY EXPERIENCE AT RAIN: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: New York, NY Workplace: Hybrid ABOUT THE COMPANY Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.   OUR ETHOS We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. ABOUT THE TEAM We are hiring a VP of Engineering to own the craft, quality, and technical direction of our roughly 50-person engineering organization as we enter our next stage of growth. We expect to approximately double the size of the team, and we’re looking for a leader who has successfully scaled a high-performing engineering organization while maintaining an exceptionally high technical bar. This isn’t a role focused on adding headcount for the sake of growth. We want someone who can thoughtfully scale the team, strengthen the systems that move real money, and make our engineers significantly more effective as the organization grows. This leader should be deeply technical and genuinely engaged in the code, architecture, and engineering decisions—not operating adjacent to them. You will lead through a mix of direct reports and a small group of engineering managers and tech leads, partnering closely with Product, Risk, and Compliance. You will spend your time on design reviews, incident retros, hiring, and the handful of technical bets that determine whether we can support the next order of magnitude of transaction volume. If your ideal week is entirely calendar blocks and roadmap decks, this is not the right role. If your ideal week includes a hard design debate, a code review that changes someone's mind, and a coaching conversation that raises a manager's ceiling, keep reading. WHAT YOU’LL DO - Own engineering strategy and architecture across card issuing, wallets, ledger, money movement, onchain settlement, and integrations with card networks and banking partners — including the multi-year technical roadmap that gets us there. - Set and own Rain's engineering quality bar across system design, code review, testing, observability, documentation, and technical decision-making, ensuring correctness is treated as critical for systems that move customer funds. - Go deep where the risk is. You won't own day-to-day code, but you will review critical designs, weigh in on the highest-consequence architecture and build-vs.-buy decisions, and be technical enough that no one can hand you a bad design and have it pass. - Drive reliability, scalability, and operational excellence by establishing SLOs, improving incident response, capacity planning for 10x growth, and designing resilient systems with graceful degradation, idempotency, and replay capabilities. - Build security, compliance, and correctness into the platform by design, partnering closely with Risk, Compliance, and Security to meet PCI, SOC 2, fraud-control, regulatory, and blockchain infrastructure requirements. - Increase engineering velocity without sacrificing quality through improvements to CI/CD, developer tooling, local environments, technical debt management, and architecture that enables teams to ship safely and independently. - Build and develop a high-performing engineering organization by hiring and coaching engineering managers and technical leads, establishing clear team ownership and boundaries, and owning headcount planning and the performance bar. - Operate as a member of the leadership team — translating company strategy into technical plans, partnering across Product, Design, Risk, Compliance, and GTM, and representing engineering to the board, banking and network partners, and customers. YOU ARE LIKELY TO SUCCEED IF YOU HAVE: - 15+ years building production software, including 8+ years leading engineers and meaningful time leading managers. - Current technical credibility. You have written or reviewed meaningful production code recently enough that an architecture review is a place you add value, not a place you nod along. - Deep experience with distributed backend systems at scale: data modeling, consistency and idempotency, queues and event-driven design, and the operational reality of running all of it. - A track record of raising an engineering bar. You can point to specific practices you introduced and the measurable change in quality, velocity, or reliability that followed. - Real reliability ownership — you have carried a pager, run incident command during a serious outage, and built the follow-through that kept it from recurring. - Experience in payments, fintech, banking infrastructure, or another domain where money, ledgers, or regulatory obligations made correctness non-negotiable. - You have hired and developed engineering managers, not only engineers. There are leaders you grew who would come work for you again. - Clear written communication. You can make a complex technical tradeoff legible to a CEO, a compliance officer, and a partner's engineering team in the same week. - Executive range. You are as comfortable in a board or partner conversation as you are in a design review, and you can hold a technical position under commercial pressure. - Comfort with ambiguity and speed. You would rather ship something correct this quarter than design something perfect for next year. BONUS ATTRIBUTES: - Hands-on experience with card issuing, processing, or the Visa and Mastercard network stack. - Working knowledge of stablecoins, onchain settlement, custody and key management, or EVM and Solana infrastructure. - Experience operating under SOC 2, PCI DSS, or bank and program-manager oversight. - Experience leading distributed or multi-region teams. THINGS THAT ENABLE A FULFILLING, HEALTHY AND HAPPY EXPERIENCE AT RAIN: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.