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Location: New York, New York, United States Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Lithic is hiring a Senior Accountant to own the annual audit, support AP and AR activity, and drive the month-end close alongside the Accounting Manager. This role is the technical backbone of the accounting team. We encourage you to apply even if you don't meet every requirement below! What You'll Do Serve as the day-to-day lead on external audit requests — managing the PBC list, timeline, and fieldwork logistics, preparing schedules, workpapers, and tie-outs, and responding to auditor inquiries. Own product-level cash reconciliations across network payables, customer receivables, interchange, chargebacks, and fees — ensuring every dollar movement across the card lifecycle ties out between internal ledgers, processor/network reporting, and bank statements. Investigate reconciliation discrepancies using transaction-level data, document root causes, and partner with Data and Engineering to resolve underlying issues. Review AP and AR activity — payments, employee reimbursements, card issuance, invoicing, deferred revenue schedules, and credit application. Prepare and review month-end journal entries — accruals, allocations, reclasses — with adequate support and approval. Back up the Accounting Manager on monthly close to ensure timely, accurate reporting, including variance analysis and cost-saving opportunities. Research and document technical accounting positions, and help maintain and enforce company policies and procedures. Evaluate workflows and procedures, recommending and implementing changes that increase accuracy and efficiency. Provide guidance and technical review to junior team members, plus support for ad hoc analyses and projects. What You Bring BA/BS in Accounting with 4+ years in Big 4 and/or on a startup accounting team. FinTech experience preferred — familiarity with payments concepts (settlement, interchange, funds flow), or the ability to learn complex transactional data models quickly. Ability to write basic SQL to retrieve, filter, join, and summarize transactional data, with an investigative mindset to identify and explain discrepancies. Demonstrated use of AI tools (e.g., Claude) and advanced Excel to work through large, complex data sets — reconciliations, variance analysis, memo drafting, and process documentation. Experience working directly with auditors on an independent financial statement audit, with working knowledge of GAAP. Advanced ERP experience (preferably NetSuite) and hands-on AP/AR work, including subledger-to-GL reconciliation. Customer service-level communication skills with attention to accuracy and detail. Desire to succeed, adapt, and grow in a fast-paced organization, with an approachable demeanor that inspires trust. Experience with Salesforce, Ramp, Google Suite, and/or Looker is a plus. The annual US salary range for this role is $89,000 - $120,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a hybrid position. Candidates must be located within a commutable distance to our NYC office in Soho. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

Location: London Workplace: OnSite Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. At Checkout.com http://Checkout.com, we create marketing that moves people to choose our products, builds a brand where great marketers want to work, and fuels the growth of our business. We’re looking for a GTM Engineer to join Marketing and help transform how we work internally. You’ll design and build AI-assisted workflows, agents and integrations that reduce manual effort, improve how information moves across the team and give marketers more time to focus on high-value work. Marketing Operations Team owns our marketing technology and tools, and the automation that supports go-to-market execution across our channels. This role works alongside Marketing Operations, with a different starting focus: improving the internal processes, workflows and systems that help Marketing plan and deliver its work. The aim is to 10x our impact. This is a hands-on technical role in a marketing team. You’ll spend around 70% of your time building: understanding how work gets done, finding where it is manual or breaking down, and shipping practical solutions. You’ll partner closely with Marketing Operations to make sure what you build fits our existing tools and standards. You’ll work across Marketing, in close partnerships across Marketing Operations, Commercial AI Transformation and the AI Centre of Excellence. You’ll bring a clear technical point of view on what is scalable and reliable, while making sure the systems you build are useful to the people who need them. HOW YOU’LL MAKE AN IMPACT FIND THE PROBLEMS WORTH SOLVING Work with teams across Marketing to understand their processes and the work behind their requests. Map workflows, identify manual effort, duplicated work, missing context and avoidable errors, then prioritise opportunities based on their potential value. You’ll use your creativity and judgement rather than simply build to a ticket. BUILD AI-ASSISTED WORKFLOWS AND INTEGRATIONS Create and ship agents, automations, skills and integrations that make internal marketing work easier. You might use Claude Enterprise, Copilot Studio, Clay, MCP connectors, coding agents or other tools across our marketing stack. Work with Marketing Operations when a solution involves our marketing technology or channel tools. MAKE INTERNAL MARKETING WORK MORE EFFICIENT Build workflows that help teams do the work behind marketing more efficiently, from briefing, research and insight gathering to planning, content development and hand-offs. Connect information and tools so people spend less time on repetitive coordination and more time on work that needs their expertise. Partner with Marketing Operations where workflows touch marketing technology or channel execution. BUILD SYSTEMS PEOPLE CAN RELY ON Design beyond the individual task. Consider the data, context, tools, users, hand-offs, controls and feedback loops a workflow needs to work well. Identify where information is missing, where an agent needs better direction or where teams need support to use and improve the system. HELP MARKETERS BUILD WITH AI Work alongside marketers to show what is possible and help them use AI with confidence. Create reusable patterns, skills, playbooks and guardrails so teams can solve more problems themselves and repeat good practice. TEST, LEARN AND IMPROVE Prototype and test workflows, learn from how people use them, and improve or retire them based on the results. Identify design, security, privacy, brand and scale risks early, and follow our AI governance and review processes. KEEP UP WITH THE TOOLS Stay curious about new models, coding tools, connectors and agent patterns. Be able to explain which tools are right for a particular job and why, whether you’re comparing Claude, ChatGPT, coding agents or emerging platforms. WHAT WE’RE LOOKING FOR YOU BUILD THINGS You’ve made working automations, prototypes, integrations, agents, internal tools or products, and enjoy taking a messy problem through to something people can use. Your job title matters less than what you’ve built and the value it creates. YOU USE AI HANDS-ON You use LLMs to get work done, not just to talk about what they could do. You’re comfortable prototyping with AI coding tools, testing different approaches, debugging and improving the result. You can show us something you’ve built with Claude, Codex, ChatGPT or another LLM platform, at work or in your own time. YOU HAVE SOUND TECHNICAL JUDGEMENT You can reason about systems, APIs, data flows, permissions and failure modes. You understand the difference between a promising demo and a dependable workflow. You don’t need a traditional software engineering background, but you do need to be comfortable working directly with technical tools and making sensible implementation choices. YOU UNDERSTAND MARKETING AND GTM You understand how demand generation, growth, customer marketing, marketing operations, sales and revenue processes connect. You’re familiar with concepts such as campaign briefs, segmentation, ABM, lead scoring, MQLs, MQAs, pipeline, attribution and lifecycle stages. You’re interested in the business outcomes behind the work. YOU’VE WORKED ACROSS MARKETING OR REVOPS TOOLS You’ve built or supported workflows across platforms such as Salesforce, HubSpot, Asana, Clay or similar tools. You can think across a stack rather than optimise one tool in isolation, and you’re comfortable with connectors, APIs, webhooks or MCP-style integrations. YOU KNOW HOW TO DESIGN USEFUL WORKFLOWS AND AGENTS You can give a workflow the context it needs, choose the right tools, define hand-offs, involve people at the right points and make outputs easy to review. You understand that an agent’s performance depends on its data and operating environment as well as the model. YOU PRIORITISE FOR VALUE You can judge which problems are worth solving, which should remain manual and where a simpler answer will work better. You balance speed, quality, risk, maintainability and commercial impact, and can make a clear case for what to build next. YOU MEASURE AND IMPROVE YOUR WORK You’re comfortable defining success measures, tracking usage and output, and deciding what to improve, stop or scale. You care about measurable gains in productivity, quality, speed or business impact. YOU THINK IN SYSTEMS You look for the process behind the immediate pain point. When a spreadsheet is difficult to use, for example, you’re curious about the data, decisions and hand-offs that created it, and what would make the process work better. You can hold the bigger picture while working through the details needed to ship. YOU COMMUNICATE CLEARLY AND BRING PEOPLE WITH YOU You can explain technical ideas to marketers, commercial leaders, Product, Engineering, Security, IT and Operations in a way that helps them make decisions. You listen well, communicate simply and influence through your work and judgement. YOU’RE CURIOUS AND SELF-STARTING You’re comfortable with ambiguity and motivated to learn. You’ve taught yourself new tools, built something outside your formal remit or pursued a technical interest in your own time. A personal project, prototype, automation, community contribution or other example could show us how you learn. YOU USE AI RESPONSIBLY You understand that marketing systems need to be accurate, secure, explainable and aligned with our brand and company standards. You know when people need to review an output, when data should not be used and when an experiment is not ready to scale. You might come from marketing technology, marketing operations, growth engineering, RevOps, automation engineering, product, full-stack engineering or another technical role close to commercial teams. What matters most is your curiosity about marketing, your judgement about what is worth improving and your ability to build practical solutions. Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/

Minimum 1-2 year of experience in B2B sales.

Location: Cairo, Egypt Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Kazakhstan, Remote/Kazakhstan Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Tbilisi, Remote/Georgia Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Spain, Remote/Spain Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Belgrade, Remote/Serbia Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Portugal, Remote/Portugal Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Poland, Remote/Poland Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Armenia, Remote/Armenia Workplace: remote About tabby Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success. We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today. What began as a better way to pay at checkout has grown into a financial system working the way it should have all along. About the Role As a Risk Analyst at Tabby, you will play a key role in analysing risk performance and contributing to the risk strategy across our products. You will work with large datasets to identify trends, monitor portfolio performance, and support data-driven decisions that balance growth with risk discipline. This role is highly cross-functional, requiring close collaboration with data, product and engineering teams to ensure healthy portfolio performance. What You’ll Do Analyse portfolio performance, customer behavior, and key risk indicators across products and segments. Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance and present insights to leadership Optimize risk strategies and policies to support sustainable growth Contribute to the design and rollout of new products and policies Collaborate with cross-functional teams to support launches in new markets and verticals Continuously seek to improve risk management processes and strategies through innovation and adopting best practices. What We’re Looking For Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field. 2–4 years of experience in risk management, fraud analytics, or a related data-driven role preferably in the Fintech sector or related financial services. Strong analytical skills and experience with SQL, Python or similar tools Understanding of consumer lending, digital wallets, transfers and fintech risk models Ability to work independently and in a fast-paced, high-growth environment Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely. Job Benefits Locations We hire candidates based within four hours of Dubai time , with remote work available in eligible locations. Depending on your circumstances, we can also discuss an individual relocation plan to our hubs in Armenia, Georgia, Serbia, Poland, and Spain. What you can expect Flexible working hours, coordinated with your team and the needs of your role. Autonomy and responsibility from day one. Opportunities to grow through the quality and impact of your work. AI Allowance to your preferred tools Participation in our employee stock option program. We’re committed to an inclusive, high-performing workplace where people from different backgrounds have the support to grow and achieve their goals. If this sounds like the right opportunity for you, we’d love to hear from you.

Location: Remote Canada At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. About the InfoSec team At Affirm, security is integral to our mission of building honest financial products and driving the company’s long-term success. The Security Operations and Resilience Engineering (SOR) program is the foundation of our prevention, detection, and response capabilities, helping safeguard Affirm’s assets and enterprise security ecosystem. As part of our Security Team, you’ll join a group of passionate, highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset. About the role We’re seeking an experienced security leader to lead Affirm’s global security investigations and incident response program as we expand internationally. This leader will guide complex investigations and incidents while building the operating practices, readiness, and technical capabilities needed to support consistent response across regions and scale with the business. In this role, you’ll lead a technically deep, engineering-oriented team that manages major incidents and builds better response capabilities. You’ll direct complex investigations while staying close to the technical work, bring structure to ambiguity, guide responders and executives through critical decisions, and turn incident findings into durable engineering improvements. You’ll also help shape AI-enabled investigation workflows, including agentic approaches to evidence gathering, analysis, and coordination, with human oversight and clear security, privacy, and operational safeguards. What you’ll do Lead security incidents and investigations across the full lifecycle, from initial assessment through containment, remediation, recovery, and post-incident review. Serve as incident commander for major security events, set clear roles and decision paths, and coordinate large technical and cross-functional response groups through ambiguity. Guide technical investigations and root-cause analyses with engineering teams, validate fixes, and drive durable corrective actions across the business. Manage and develop a technical, engineering-oriented response team, set priorities, coach engineers, and build incident command depth and consistent execution across regions. Set operating objectives and global readiness practices, including playbooks, escalation paths, exercises, on-call readiness, postmortems, and measures of response effectiveness. Drive engineering improvements to response tooling, security telemetry, detection, and automation, including agentic AI workflows that support investigation and analysis with appropriate human oversight and security and privacy safeguards. Translate complex security and incident metrics into actionable executive dashboards and board-level risk reporting, surfacing trends and remediation priorities that drive cross-functional action. What we look for 10+ years of experience in security operations, incident response, or a related security field. Proven ability to lead major security incidents and investigations in technology-driven, cloud-native environments, from detection and assessment through containment, remediation, and recovery. Strong technical foundation in security operations, with depth in investigations, incident response, detection, root-cause analysis, and/or digital forensics across cloud and enterprise environments. Experience in fintech or payments, and familiarity with using threat intelligence to inform response, are nice to have. Experience managing and developing technical or engineering teams, setting direction and priorities, coaching engineers, and guiding hands-on incident work alongside engineering improvements. Track record of building scalable response capabilities through repeatable practices, on-call readiness, exercises, postmortems, operational measures, and security tooling such as SIEM, EDR, or SOAR. Excellent written and verbal communication, including translating complex incidents, security metrics, and customer or business impact into clear executive updates and board-level reporting, and aligning cross-functional partners. Demonstrated ability to independently move ambiguous work forward, make sound decisions with incomplete information, and drive investigations, remediation, and program improvements to completion with measurable results. An AI-forward mindset and sound judgment in applying AI to security operations, including agentic investigation or automation workflows with human oversight and appropriate security, privacy, and operational safeguards. Pay Grade - R Equity Grade - 9 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). CAN base pay range per year: $ 209,000 - 269,000 Location - Remote Canada This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan. #LI Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Location: Remote US At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. About the InfoSec team At Affirm, security is integral to our mission of building honest financial products and driving the company’s long-term success. The Security Operations and Resilience Engineering (SOR) program is the foundation of our prevention, detection, and response capabilities, helping safeguard Affirm’s assets and enterprise security ecosystem. As part of our Security Team, you’ll join a group of passionate, highly skilled professionals redefining fintech security through collaboration, innovation, and a team-first mindset. About the role We’re seeking an experienced security leader to lead Affirm’s global security investigations and incident response program as we expand internationally. This leader will guide complex investigations and incidents while building the operating practices, readiness, and technical capabilities needed to support consistent response across regions and scale with the business. In this role, you’ll lead a technically deep, engineering-oriented team that manages major incidents and builds better response capabilities. You’ll direct complex investigations while staying close to the technical work, bring structure to ambiguity, guide responders and executives through critical decisions, and turn incident findings into durable engineering improvements. You’ll also help shape AI-enabled investigation workflows, including agentic approaches to evidence gathering, analysis, and coordination, with human oversight and clear security, privacy, and operational safeguards. What you’ll do Lead security incidents and investigations across the full lifecycle, from initial assessment through containment, remediation, recovery, and post-incident review. Serve as incident commander for major security events, set clear roles and decision paths, and coordinate large technical and cross-functional response groups through ambiguity. Guide technical investigations and root-cause analyses with engineering teams, validate fixes, and drive durable corrective actions across the business. Manage and develop a technical, engineering-oriented response team, set priorities, coach engineers, and build incident command depth and consistent execution across regions. Set operating objectives and global readiness practices, including playbooks, escalation paths, exercises, on-call readiness, postmortems, and measures of response effectiveness. Drive engineering improvements to response tooling, security telemetry, detection, and automation, including agentic AI workflows that support investigation and analysis with appropriate human oversight and security and privacy safeguards. Translate complex security and incident metrics into actionable executive dashboards and board-level risk reporting, surfacing trends and remediation priorities that drive cross-functional action. What we look for 10+ years of experience in security operations, incident response, or a related security field. Proven ability to lead major security incidents and investigations in technology-driven, cloud-native environments, from detection and assessment through containment, remediation, and recovery. Strong technical foundation in security operations, with depth in investigations, incident response, detection, root-cause analysis, and/or digital forensics across cloud and enterprise environments. Experience in fintech or payments, and familiarity with using threat intelligence to inform response, are nice to have. Experience managing and developing technical or engineering teams, setting direction and priorities, coaching engineers, and guiding hands-on incident work alongside engineering improvements. Track record of building scalable response capabilities through repeatable practices, on-call readiness, exercises, postmortems, operational measures, and security tooling such as SIEM, EDR, or SOAR. Excellent written and verbal communication, including translating complex incidents, security metrics, and customer or business impact into clear executive updates and board-level reporting, and aligning cross-functional partners. Demonstrated ability to independently move ambiguous work forward, make sound decisions with incomplete information, and drive investigations, remediation, and program improvements to completion with measurable results. An AI-forward mindset and sound judgment in applying AI to security operations, including agentic investigation or automation workflows with human oversight and appropriate security, privacy, and operational safeguards. Pay Grade - R Equity Grade - 15 Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $ 265,000 - 325,000 USA base pay range (all other U.S. states) per year: $ 236,000 - 296,000 #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: Health coverage at no cost: We cover 100% of premiums for employees and their dependents. Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

- Lead and manage the HR function, including recruitment, HR operations and employee relations. - Develop and implement HR strategies, policies and procedures aligned with business objectives.

Оптимизация и автоматизация процессов региональных команд L2 Support. Инициирование новых проектов, разработка и защита идей.

Ищем Product Owner уровня Middle+ и выше в банковский продукт. – Формирование и развитие продуктовой стратегии, подготовка Lean Canvas и дорожной карты продукта.

Location: Ukraine/Europe We are the creators of a new fintech era! Our mission is to change this world by making blockchain accessible to everyone in everyday life. WhiteBIT is a global team of over 1,200 professionals united by one mission — to shape the new world order in the Web3 era. Each of our employees is fully engaged in this transformative journey. We work on our blockchain platform, providing maximum transparency and security for more than 8 million users worldwide. Our breakthrough solutions, incredible speed of adaptation to market challenges, and technological superiority are the strengths that take us beyond ordinary companies. Our official partners include the National Football Team of Ukraine, FC Barcelona, Lifecell, FACEIT and VISA. The future of Web3 starts with you: Requirements 5+ years in product management, of which 2+ years on card, neobank or payments products Has worked on a crypto product or in a crypto company: exchange, crypto card, custodial wallet, on/off-ramp or stablecoin payments Knows the card lifecycle end-to-end: issuing (virtual and physical), activation, Apple / Google Pay tokenization, authorization, settlement, disputes and chargebacks Has launched or scaled a card product through an issuer, BIN sponsor or program manager, including vendor selection and commercial negotiations Has launched financial products in several countries, working with Legal and Compliance on KYC/AML and local regulatory requirements Understands yield products: where the yield comes from, spread to the user, risk and liquidity constraints, and how to present yield clearly to non-crypto users Owns unit economics and P&L: interchange, FX spread, yield spread, cashback and loyalty costs, CAC and payback Has driven activation, retention and monetization after launch, using funnels, cohorts and A/B tests; works with SQL or a product analytics tool hands-on Has designed payment and onboarding UX for mass-market users: transparent fees, real-time transaction feedback, simple KYC flow Has managed or mentored PMs or designers and set priorities across several product lines English – Professional working; Ukrainian – Native. Nice-to-have: Visa / Mastercard scheme rules and card processing basics (ISO 8583) Loyalty, cashback, rewards or tier systems B2B2C or embedded finance distribution: payroll, mass payouts, contractor payments Launches in emerging markets (Ukraine, Brazil, Africa, Georgia, Armenia) Transfers (IBAN, phone, link) and investment products (tokenized stocks) in a consumer app Growth and referral mechanics in fintech Responsibilities Own the vision, strategy and roadmap of the Payments product: card, transfers, Earn, Savings, cashback, loyalty and tiers Launch card products and new card features, and expand them to new countries together with Legal and Compliance Manage relationships and commercial terms with card issuers, program managers, payment schemes and other financial vendors Grow usage and profitability of the Bank: activation, card spend, Earn balances, retention and revenue per user Own Earn as a product: rate competitiveness, how yield is presented to users, risk and liquidity limits agreed with WhiteBIT and Compliance Design the user journey from sign-up and KYC to first payment, top-up and transfers; run experiments and fix drop-off points Build growth mechanics into the product: referrals, cashback, tiers and B2B2C partner onboarding together with BD Lead and develop the product office (2 PMs, 1 designer): ownership areas, goals, product rituals, feedback and performance reviews Build quarterly and annual product plans and align engineering, design, compliance, legal and BD on them Report to the CEO on product metrics, roadmap and key decisions Working terms Master cutting-edge technologies and become an expert in the most innovative industry. Work with the Fintech of the Future: Develop your skills in digital finance and shape the global market. Take Your Professionalism to the Next Level: Gain unique experience and be part of global transformations. Drive Innovations: Influence the industry and contribute to groundbreaking solutions. Join a Strong Team: Collaborate with top experts worldwide and grow alongside the best. Work-Life Balance & Well-being: Modern equipment. Comfortable working conditions, and an inspiring environment to help you thrive. 24 calendar days of paid leave. Additional days off for national holidays. With us, you’ll dive into the world of unique blockchain technologies, reshape the crypto landscape, and become an innovator in your field. If you’re ready to take on challenges and join our dynamic team, apply now and start a new chapter in your career! Let’s Build the Future Together! WhiteBIT offers all candidates an equal opportunity to join the team. All hiring decisions are made without regard to race, national origin, gender identity or sexual orientation, age, religion, disability, medical condition, marital status, familial status, veteran status, or any other legally protected characteristic of an individual. Your privacy matters to us. You can learn more about how we handle your personal data with regard to your application in our Candidate Privacy Notice .

• Развивать и оптимизировать процессы платежного направления, контролировать соблюдение внутренних регламентов и SLA. • Анализировать платежные и операционные метрики, готовить рекомендации по повышению эффективности процессов.