Вакансии

Location: Hong Kong, Hong Kong SAR; Singapore, Singapore Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About the Opportunity We are building a scalable financial operations platform to support the accurate movement, recording, reconciliation and reporting of fiat and digital assets. The Head of Financial Operations Platform will define and deliver the architecture that connects our trading, payment, banking, custody, blockchain, wallet and finance systems. This is a senior, hands-on platform leadership role. The successful candidate will establish trusted books and records, automate settlement and reconciliation, create effective exception workflows and give Operations and Finance the tools required to maintain accurate client and corporate asset records on a daily and, where feasible, near-real-time basis. The role owns platform capability and delivery. Client Asset Operations and Finance retain responsibility for executing, reviewing and signing off the underlying operational and accounting controls. What You Will Own Product strategy and multi-year roadmap for the financial operations platform. The canonical transaction and financial-event model across fiat and digital assets. Client and corporate asset subledgers, balances, positions, journals and transaction histories. Settlement and asset-movement workflows across banks, payment providers, custodians, wallets, blockchains and trading venues. Multi-way transaction- and balance-level reconciliation across operational sources, internal records and the finance system. Exception management, operational dashboards, control evidence, audit trails and management reporting. Build-versus-buy assessments, strategic vendors, migration, backfilling, parallel runs and legacy-process retirement. First Year Outcomes Document the end-to-end transaction, asset and accounting architecture. Establish an approved platform roadmap and target operating model. Define the canonical financial-event, subledger and reconciliation data model. Deliver systematic reconciliation for the highest-risk fiat and digital asset flows. Introduce centralized exception ownership, ageing, escalation and evidence. Reduce spreadsheet dependency and engineering-dependent investigations. Improve alignment between operational records, customer liabilities, external asset records and the finance system. Deliver a credible path from daily controls to near-real-time monitoring for material flows. What You’ll Be Doing Product Strategy and Architecture - Establish the target vision, operating principles and roadmap for ledger, settlement, reconciliation and client asset controls. - Map end-to-end funds and asset flows across deposits, withdrawals, trades, fees, transfers, financing, staking and other relevant products. - Partner with Architecture and Engineering to define scalable services, APIs, event schemas, data contracts, system boundaries and resilience requirements. - Make evidence-based build-versus-buy decisions and prevent fragmented point solutions from becoming the operating model. Ledger and Books and Records - Define requirements for double-entry ledgering, journals, balances, positions and transaction traceability. - Establish clear lineage from the originating operational event through the subledger and financial reporting environment. - Ensure the platform handles reversals, corrections, fees, foreign exchange, internal transfers, failed transactions, duplicated events and delayed events. - Work with Finance to maintain controlled alignment between operational books and records and the ERP or general ledger. Settlement and Reconciliation - Design workflows for fiat and digital asset settlement, including cut-offs, confirmations, status management, retries and failure handling. - Build automated multi-way reconciliation across trading engines, payment systems, banks, custodians, wallets, blockchain records, subledgers and ERP systems. - Define configurable matching rules, tolerances, materiality levels, frequencies and escalation thresholds. - Create near-real-time detection for missing, duplicated, delayed or incorrectly recorded transactions where feasible and proportionate. Operational Tooling and Controls - Build operator interfaces that support investigation and resolution without routine dependence on engineering queries or spreadsheets. - Incorporate maker-checker approvals, role-based access, segregation of duties, evidence retention and complete audit histories. - Define monitoring and alerting for data completeness, balance integrity, settlement failures, reconciliation breaks and control execution. - Support audit, regulatory examination and financial-reporting requirements with reproducible system evidence. Delivery and Stakeholder Leadership - Lead discovery, requirements definition, prioritization, testing, rollout and post-launch improvement. - Write clear product requirements, workflow diagrams, data definitions, control requirements and acceptance criteria. - Coordinate operational readiness across Product, Engineering, Operations, Finance, Treasury, Custody, Risk and Compliance. - Lead data migration, backfilling and parallel-run validation before replacing existing controls or processes. - Communicate roadmap priorities, risks, dependencies and measurable outcomes to senior management. What We Look For In You Eight or more years in fintech, financial services, digital assets, brokerage, custody, payments or capital-markets technology. Five or more years of product-management, platform leadership, technical program leadership or comparable engineering experience. Demonstrated delivery of a ledger, reconciliation platform, settlement system, payments infrastructure, brokerage books-and-records platform or digital asset back office. Strong understanding of transaction lifecycles, balances, positions, journal entries, reconciliation and financial controls. Technical fluency with APIs, event-driven systems, data schemas, batch and streaming pipelines, integrations, idempotency and failure handling. Ability to work directly with transaction-level data; practical SQL proficiency is strongly preferred. Track record of delivering mission-critical systems in regulated or control-intensive environments. Strong written communication, structured problem-solving and senior stakeholder-management skills. Nice to Haves Experience with both fiat and digital asset transaction flows. Knowledge of blockchain transactions, wallets, custodians and on-chain settlement. Experience integrating with ERP systems such as Oracle, SAP, NetSuite or Microsoft Dynamics. Familiarity with client asset segregation, safeguarding, books and records or comparable regulatory requirements. Experience with high-volume, continuously operating financial platforms. Knowledge of double-entry accounting and financial-close processes. Experience replacing manual reconciliation with automated platform capabilities. Experience assessing or implementing platforms such as Crypto or comparable ledger, reconciliation and digital asset accounting solutions. Perks & Benefits Competitive total compensation package L&D programs and Education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Location: Yamoussoukro, Côte d'Ivoire Workplace: remote Join Tether and Shape the Future of Digital Finance At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction. Innovate with Tether Tether Finance: Our innovative product suite features the world’s most trusted stablecoin, USDT , relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services. But that’s just the beginning: Tether Power: Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities. Tether Data: Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like KEET , our flagship app that redefines secure and private data sharing. Tether Education : Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity. Tether Evolution : At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways. Why Join Us? Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry. If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you. Are you ready to be part of the future? About the job We are seeking a highly driven Expansion Manager to expand Tether’s growth and presence in Cote d’Ivoire through adoption of its solutions, products and services. The Expansion Manager will play a pivotal role in identifying and executing new business opportunities, establishing strategic partnerships , and navigating regulatory landscapes . This role requires close collaboration with internal teams to develop and implement go-to-market strategies in Cote d’Ivoire and across the region. This is an exciting opportunity for a passionate professional who believes in financial inclusion, digital currencies, and driving innovation in Africa’s financial ecosystem . Frequent local and international travel is required. The ideal candidate is a strategic and entrepreneurial leader with a proven track record in business development, market expansion, and partnership management . You have: A degree in Business, Management, or Finance (MBA preferred). Strong analytical skills and experience in setting/monitoring KPIs. A proactive, independent, and well-organized approach to work. The ability to thrive autonomously in fast-paced, ambiguous environments . A history of successfully building and managing strategic partnerships . Responsibilities Business Development & Partnerships Identify, engage, and secure new business opportunities in Cote d’Ivoire and in the Francophone region. Build strong relationships with partners, customers, and stakeholders. Build and manage commercial and strategic partnerships with Ivorian banks, fintechs and large corporates Develop pipeline of USDt integration opportunities across the Francophone countries payment ecosystem Market Strategy & Execution Design and implement go-to-market strategies to expand Tether’s products and services. Track and analyze KPIs to assess and optimize market strategies. Market Research & Competitive Analysis Conduct in-depth market research to identify trends, threats, and growth opportunities. Analyze USDt and fiat flows for data-driven decision-making. Monitor regulatory changes and assess their business impact. Stakeholder & Government Engagement Manage relationships with regulators, government agencies, and industry bodies. Represent the company at key meetings and industry events. Marketing & Community Engagement Support and participate in fintech events, conferences, and meetups to enhance brand visibility. Requirements Deep knowledge of the Francophone market, culture, and regulations in blockchain, fintech, finance, remittances, and payments. Existing relationships at BCEAO and national central banks across WAEMU 7-10 years work experience in cross-border settlements, mobile money, and/or payment infrastructures; telecom or banking experience is a plus. Fluent in English and French (native preferred), with a Business, Management, or Finance degree (MBA preferred). Strong communication, negotiation, and relationship-building skills with partners, regulators, and stakeholders. Proven experience in partnerships, KPI monitoring, and business growth. Analytical, strategic, and results-driven with problem-solving skills. Entrepreneurial background and project management expertise. Comfortable in fast-paced, evolving environments with international travel readiness. Important information for candidates Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles: Apply only through our official channels. We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/ Verify the recruiter’s identity. All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website. Be cautious of unusual communication methods. We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms. Double-check email addresses. All communication from us will come from emails ending in @ tether.to or @ tether.io We will never request payment or financial details. If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately. When in doubt, feel free to reach out through our official website.

Location: Miami, United States About the company Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands About the Role Transak requires a Product Partnerships Manager to own, deepen, and protect the existing product-level partner relationships that power our on/off-ramp infrastructure. The priority is relationship continuity, integration health, service quality, commercial performance, and partner confidence across Transak’s current partner base. This role centers on partnerships that are already directly tied to our product surface: payment methods and rails, API integrations, banking and PSP relationships, liquidity providers, fraud/risk providers, and ecosystem integrations. The person will manage strategic product partnerships across existing payments, crypto infrastructure, wallets, exchanges, fintechs, banks, PSPs, and ecosystem partners. They must be commercially sharp, technically fluent, operationally disciplined, and able to translate partner issues, capabilities, and roadmap opportunities into clear internal execution plans. This role should not be treated as a generic business development or international expansion hire. It requires hands-on product partnership management: improving the quality of existing partner relationships, running structured account plans, managing escalations, driving integration and performance improvements, protecting revenue continuity, and identifying expansion opportunities within current relationships before sourcing new markets or new partners. Key Responsibilities 1. Product Partnership Management Own day-to-day and senior-level relationships with key product partners globally, with emphasis on the Americas. Manage partnerships tied directly to the product: payment rails, payment methods, APIs, banking integrations, wallets, exchanges, and infrastructure providers. Maintain strong partner confidence through clear communication, responsiveness, and structured follow-through. Build account plans for priority partners, including revenue opportunities, product dependencies, integration health, risks, and executive touchpoints. Run regular partner business reviews tracking product performance: conversion, payment-method coverage, uptime, latency, support SLAs, issues, decisions, and next steps. Escalate relationship and integration risks early and propose practical recovery plans. 2. Existing Partner Growth & Relationship Depth Build structured account plans for priority existing partners, including relationship map, executive sponsor, commercial contribution, product dependencies, integration health, service issues, risks, and growth opportunities. Deepen senior and working-level relationships with current partners through regular business reviews, clear follow-through, and proactive communication. Identify opportunities to expand value within existing relationships: additional payment methods, improved coverage, better conversion, higher approval rates, stronger SLAs, better partner tooling, and co-developed product improvements. Maintain a clear view of each partner’s strategic importance, operational health, commercial performance, renewal or contract considerations, and unresolved blockers. Coordinate internal action plans across Commercial, Product, Engineering, Legal, Compliance, Risk, Operations, and Finance to improve partner outcomes. Treat new market or new partner expansion as secondary unless it directly supports an existing strategic relationship or protects a current revenue-critical capability. 3. Product & Integration Execution Translate partner capabilities and asks into clear product requirements and integration plans. Partner with Product and Engineering on integration priorities, roadmap dependencies, API specifications, and partner-facing timelines. Track integration health post-launch: adoption, conversion, error rates, payment-method performance, and partner-reported issues. Work with Operations, Risk, and Compliance to resolve partner product issues and improve service quality. Keep internal stakeholders aligned through concise updates, decision logs, and action trackers. Ensure partner commitments are realistic, documented, and owned. 4. Commercial Growth & Revenue Ownership Identify growth opportunities with existing and new partners alongside the Revenue team (Sales and Customer Success). Negotiate or support commercial discussions, including pricing, volume commitments, SLAs, integration priorities, and co-marketing opportunities. Track partner performance, revenue impact, conversion, payment-method coverage, operational issues, and market-specific blockers. Work with Finance to build evidence-based business cases for partner and market investments. Balance growth ambition with risk, compliance, and operational readiness. 5. Partner Portfolio Management & Ecosystem Intelligence Maintain a clear portfolio view of existing product partners across wallets, exchanges, fintechs, payment providers, banks, crypto infrastructure firms, risk providers, and local payment-method providers. Segment partners by strategic value, revenue contribution, product dependency, integration complexity, operational risk, executive relationship strength, and growth potential. Prioritize partner work by protecting revenue continuity, improving product performance, reducing operational friction, strengthening strategic relationships, and unlocking near-term value from existing integrations. Represent Transak credibly in partner discussions, QBRs, escalation forums, renewal conversations, industry forums, and market-development conversations. Identify competitive threats, market shifts, partner roadmap changes, and emerging partner needs that could affect existing relationships. Feed partner intelligence into leadership planning, product strategy, commercial planning, and risk management. Must-Haves Mid-career experience: 5-10 years in product partnerships, strategic partnerships, business development, account management, or ecosystem development, with direct product integration ownership. Direct experience in fintech, payments, crypto, wallets, exchanges, banking infrastructure, remittance, PSPs, or related financial services. Hands-on experience with API-based partner integrations and product-dependent partner relationships. Strong relationship management skills with senior external stakeholders. Demonstrated ability to manage complex partner escalations and cross-functional execution. Strong commercial judgement and comfort with revenue and partner-performance metrics. Cross-functional collaboration: experience working across Product, Engineering, Operations, Compliance, Legal, Risk, and Finance. Clear written communication and disciplined follow-through. Nice-to-Haves Existing network across fintech, crypto, payments, wallets, exchanges, PSPs, risk providers, or banking partners, particularly among Transak-relevant partner categories. Experience growing, renewing, repairing, or scaling existing product partnerships across complex payment, banking, risk, or crypto infrastructure relationships. Prior work at an on/off-ramp, crypto exchange, wallet, PSP, acquirer, fintech infrastructure company, neobank, or remittance company. Experience negotiating commercial agreements, pricing, SLAs, or integration commitments. Technical fluency: comfort reading API documentation and discussing integration architecture with Engineering. Spanish and/or Portuguese language ability. Experience with regulated financial services environments. Comfort with data-driven account planning and partner performance reviews.

Location: Office, EU We are the creators of a new fintech era! Our mission is to revolutionize the world by making blockchain technology accessible to everyone in everyday life. WhiteBIT is a global team of more than 1,500 professionals united by a shared vision of shaping the future. We are building our own blockchain ecosystem to ensure maximum transparency and security for over 8 million users worldwide. Our cutting-edge solutions, rapid adaptation to market challenges, and technological excellence set us apart from traditional companies. Our official partners include Juventus, FC Barcelona, Lifecell, FACEIT, and VISA. Join us as a Head of Data Platform. Requirements Education & Experience: — MSc in computer science, mathematics, statistics, physics or another quantitative field; PhD is a plus, not a requirement — research-grade methodology sits with the Quantitative Researcher — 5+ years in data engineering / analytics, incl. lead / management experience; built a trading / financial data platform from zero at a crypto exchange, HFT / electronic-trading firm, market maker, or trading fintech. Bank / enterprise-DWH background alone does not qualify — Personally carried production ownership of money data — trades, balances, positions, P&L — where a data error is a financial error Core Technical Skills — data platform: — Hands-on today: designs and ships pipelines personally — advanced SQL and Python; ClickHouse (or kdb+ / comparable columnar OLAP) in production — Streaming and batch in one architecture: Kafka or equivalent, event feeds with second-grade freshness alongside hourly aggregates; trading-day logic — metrics counted within a trading day that starts and ends at a fixed morning hour, with an automatic daily reset — Optimizes data footprint and computational overhead across every stage: selects the tech stack, partitioning logic, and execution flow based on cost-to-performance impact — Data-correctness engineering: reconciliation, idempotent backfills, late / duplicate event handling, data-quality monitoring and lag alerting — Vendor and API integration: institutional market-data providers (Kaiko / Amberdata class), exchange APIs, FX feeds; schema design and documentation others can build on Core Technical Skills — analytics & applied math: — Applied statistics at a working level: distributions, hypothesis tests and confidence intervals, correlation vs causation, time-series and aggregation pitfalls (session boundaries, survivorship, outliers) — enough to catch a methodological error in an analyst's query or notebook, and to have designed or reviewed metric / experiment methodology in past roles — Metric and semantic design: one written definition per metric (P&L, uptime, spread, fill rate) enforced across every report; analytical data models (marts / star schemas) that make those definitions computable and cheap to query — BI stack governance: Tableau / Grafana — performance, access control, versioned metric definitions; reviews dashboards for correctness rather than building them all himself — ML literacy: understands when a model is — and is not — needed and can supervise applied work; research-grade modeling remains the Quantitative Researcher's mandate Market & Domain Knowledge: — Trading data from practice, not textbooks: maker/taker, fees and rebates, perpetual funding, realized / unrealized P&L, inventory and exposure, order-book depth and spread, slippage, quoting uptime — Understands the consumers: how analysts, quants and desk heads use the data, and how market-quality / compliance metrics feed liquidity-provider terms — Has built and run a mixed organisation of data engineers and analysts: separate hiring bars and growth tracks, peer review of queries and dashboards as a standard, methodology documented before a number ships — Partners with quantitative research: turns the Researcher's methodology into production metrics and dashboards without distorting it; runs the sign-off process with quant and desk stakeholders — Treats balances and client data as confidential by default: access control, least privilege, audit trail, no raw-data leaks — Never ships silently wrong numbers: escalates early, cuts scope consciously, flags uncertainty in the data Mindset & Soft Skills: — Player-coach: the first months are personal hands-on delivery; scaling through the team runs in parallel, not instead — Speaks business: reports status in money and deadlines; prioritizes by P&L impact — which dataset unblocks which decision; no jargon walls with management and stakeholders — Owner of the direction's technical goals, not of a backlog: takes a business problem, decomposes it into tasks, executes and delegates Responsibilities - Platform — Architect and ship the central data warehouse: every trade, position, balance and P&L across all trading services; an hourly contour for BI plus a real-time contour for monitoring; trading-day logic with automatic daily reset — Build the data layers behind LP terms: market quality (spread, depth near mid price, fill rate, per-order slippage), quoting-uptime start/stop events per maker and pair, external tier-1 benchmarks and FX feeds for regional fiat pairs — Close the data debt: gaps in realized-P&L coverage, history backfills, broken monitoring services — restore or replace — Set and hold agreed data-freshness targets and pipeline-health alerting; own schemas and documentation — Own analytics delivery end-to-end: the KPI rulebook published and signed, financial / attribution / historical-performance dashboards, compliance screens and provider scorecards — Enforce a single semantic layer: one definition per metric across every report; methodology documented before a dashboard ships — Quality gate: numbers are reviewed and challenged before they reach management; sign-offs from quant / desk collected per deliverable Responsibilities : — Hire leaders-first and onboard the technical team (~10 people: data engineering, analytics & BI, technical PM) per the approved hiring plan; hand tasks down without losing velocity — Single interface to exchange tech (requirements, acceptance, freshness targets) and to analytics / quant stakeholders; run delivery in Jira against the approved one-year roadmap — After the build: run the platform as a service to the direction — researcher-generated tasks, new metrics and pair groups, regular recalibration. Working terms Immerse yourself in Crypto & Web3: Master cutting-edge technologies and become an expert in the most innovative industry. Work with the Fintech of the Future: Develop your skills in digital finance and shape the global market. Take Your Professionalism to the Next Level: Gain unique experience and be part of global transformations. Drive Innovations: Influence the industry and contribute to groundbreaking solutions. Join a Strong Team: Collaborate with top experts worldwide and grow alongside the best. Work-Life Balance & Well-being: Modern equipment. Comfortable working conditions, and an inspiring environment to help you thrive. 22 business days of paid leave. Additional days off for national holidays. Your privacy matters to us. You can learn more about how we handle your personal data with regard to your application in our Candidate Privacy Notice .

Location: United States; London, United Kingdom About the company: Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands. About the Role: This role owns Transak’s Compliance & KYC product surface , translating regulatory requirements into scalable, conversion-optimised product systems. The PM is accountable for: KYC / KYB onboarding flows Authentication and identity verification Progressive / tiered KYC Compliance configuration across jurisdictions Partner-facing compliance APIs and tooling Product interfaces between Compliance, Risk, Ops, and Engineering This is not a policy-setting role. It is a product execution and strategy role operating within regulatory constraints. Key Responsibilities Product Strategy & Ownership Own the Compliance & KYC vertical end-to-end Define long-term vision, success metrics, and KPIs Prioritise roadmap using data, user feedback, and regulatory requirements Execution & Delivery Write clear, detailed PRDs Partner with Design and Engineering to ship features Drive agile execution and post-launch iteration Technical & Analytical Depth Work closely with backend and API engineers Instrument onboarding funnels and KYC flows Use data (dashboards, SQL, analytics tools) to improve conversion, cost, and risk outcomes Cross-Functional Leadership Partner with Compliance, Risk, Legal, Finance, and Operations Align product decisions with regulatory readiness across regions Communicate progress, risks, and trade-offs to leadership Innovation & Continuous Improvement Identify automation and scalability opportunities in compliance flows Track market and regulatory trends in fintech and Web3 Maintain strong customer and partner feedback loops Success Outcomes (12–18 Months) Business & User Outcomes Increased onboarding conversion in compliant regions Reduced user and partner time-to-onboard Faster partner launches and integrations Operational & Risk Outcomes Lower cost per verification / KYB case Reduced manual compliance operations Scalable handling of new jurisdictions and regulatory changes Minimum Requirements Ownership of a core product area in fintech, payments, crypto, or API-led B2B Demonstrated business impact through product decisions Fluency in analytics, funnels, and experimentation Cross-functional leadership experience Good-to-Have Deep exposure to KYC/KYB, payments, risk, or APIs Multi-region product experience Above-basic data skills (SQL, dashboards)

Location: New York, NY Workplace: OnSite About the Company Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stablecoins usable in the real-world by powering card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech, crypto, and SaaS, including ICONIQ, Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and several more. If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk. Our Ethos We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. About the Role Rain is hiring a Financial Partnerships Manager to expand our strategic financial ecosystem partnerships globally. This role is responsible for identifying, developing, and managing the partnerships that enable Rain’s products, expansion, and long-term growth. These relationships may include banks, financial institutions, payment processors, fiat on/off-ramp providers, treasury and liquidity providers, compliance infrastructure providers, fintech platforms, and other strategic financial ecosystem participants. You will own the strategy and execution behind some of Rain’s most important external relationships. This includes sourcing and evaluating new partnership opportunities, negotiating commercial and operational agreements, driving cross-functional initiatives, and ensuring partners are positioned to support Rain’s evolving business objectives. You will serve as a bridge between external partners and internal stakeholders across Product, Compliance, Legal, Operations, GTM, Risk, and Executive Leadership. Success in this role requires exceptional organization, strong relationship management, sound commercial judgment, and a deep understanding of how modern financial infrastructure is built and operated. As Financial Partnerships Manager, you will help shape Rain’s infrastructure strategy by identifying new capabilities, unlocking market expansion opportunities, improving economics, reducing operational dependencies, and strengthening the resilience of our partner ecosystem. This is a highly cross-functional role that requires equal comfort operating at both strategic and execution levels while managing complex initiatives across a rapidly evolving financial landscape. The Impact You Will Have - Execute Rain’s financial partnership strategy to support product expansion, geographic growth, and infrastructure resilience - Build and deepen relationships across financial institutions, fintech infrastructure providers, and strategic ecosystem partners - Identify, evaluate, and secure new partnerships that unlock product capabilities, regulatory coverage, market access, improved economics, or operational efficiencies - Lead complex cross-functional initiatives with partners from initial evaluation through implementation, launch, and ongoing optimization - Serve as the internal owner and quarterback for launching Rain’s strategic partner relationships - Identify partnership risks, operational bottlenecks, and ecosystem dependencies while driving mitigation plans and contingency strategies - Help shape product and expansion strategies by bringing market intelligence, partner feedback, and ecosystem insights into internal planning processes - Position Rain as a preferred long-term partner within the global financial infrastructure ecosystem What We’re Looking For - 5+ years of experience in partnerships, business development, financial services, fintech, payments, banking, crypto, or financial infrastructure - Deep familiarity with modern financial ecosystems, including banking, payments, stablecoins, treasury operations, settlement infrastructure, compliance systems, and money movement - Demonstrated success building and managing strategic partnerships with financial institutions, infrastructure providers, fintechs, or technology platforms - Experience negotiating and managing complex commercial relationships involving legal, compliance, operational, technical, and executive stakeholders - Strong understanding of stablecoins, cross-border payments, financial infrastructure, and the evolving intersection of traditional finance and digital assets - Experience leading large cross-functional initiatives that require alignment across multiple internal and external stakeholders - Experience operating within regulated environments and working closely with compliance, legal, and risk teams - Ability to evaluate partnership opportunities through strategic, commercial, operational, and regulatory lenses - Strong project management and organizational skills with a proven ability to drive initiatives from concept through execution - Demonstrated ability to identify process improvements, build scalable solutions, and thrive in fast-moving, iterative environments. - Clear, disciplined communicator capable of translating complex technical and regulatory concepts into actionable business decisions. Things that enable a fulfilling, healthy and happy experience at Rain: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: United States (US) Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. What You’ll Be Doing Lead global finance operations. Accounting and reporting, month end close, financial controls, regulatory reporting, local audit, and regulatory reporting all sit under you. You'll lead a team of 30+ professionals across 15 countries and be accountable for the quality, timeliness, and defensibility of everything that comes out of it. Partner with the regional C-suite on what's next. Business strategy, exchange listings, infrastructure investment, and M&A — you'll be in the room, and you'll be the one putting numbers behind the options. Capital planning and investor relations sit with you, as do external partnerships that carry a financial dimension. Price the decisions before they're made. New products, new markets, new licenses. Each one gets a financial evaluation from your team — unit economics, capital requirements, tax and regulatory cost, downside cases. Leadership should be able to trust that analysis without re-running it. Tighten controls and risk frameworks across crypto and fiat. This is the part most finance leaders haven't done before. Internal controls, SOX readiness, audit, and global regulatory obligations have to work across digital-asset custody and movement as well as conventional banking flows. You'll build the frameworks that hold up in both worlds. Own external relationships. Regulators, banking partners, payment providers. These relationships determine what the business can and can't do in a given market, and they need a senior finance voice who regulators and bank credit committees take seriously. Standardize the plumbing. Global finance policies, a single reporting architecture, consistent close and consolidation processes. Sit on leadership committees at both the global and local entity level, including boards and governance bodies where a licensed entity requires it. Maintain up-to-date knowledge of regional financial regulations and cryptocurrency market developments. What We Look For In You Degree in Finance, Accounting, Economics, or a related field Deep technical foundation in IFRS and US GAAP. CPA, ACCA, CA or equivalent certifcation 15+ years of progressive financial leadership experience, preferably in a cryptocurrency exchange, fintech, or financial services company. Strong understanding of cryptocurrency markets, blockchain technology, and digital asset accounting. Expertise in financial regulations of various global jurisdictions (e.g., NYDFS, MAS, VARA, MiCA, FCA). Proven experience with financial systems (e.g., Oracle NetSuite) and automation tools. Strong analytical, strategic, and leadership skills with the ability to influence at all levels. Excellent communication skills and ability to operate in a fast-paced, dynamic environment. Experience managing multi-currency operations and intercompany transactions. Ability to lead and develop teams in multiple jurisdictions and work across different time zones. Nice to Have Have MBA or equivalent Bonus points if you have previously worked at a crypto exchange! Passionate about blockchain technology and the crypto space Perks & Benefits Competitive total compensation package Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependents More that we love to tell you along the process! OKX Statement: OKX is committed to equal employment opportunities regardless of race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, lawful alien status, national origin, age, marital status, and non-job related physical or mental disability, or protected veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. The salary range for this position is $300,533 - $360,639 The salary offered depends on a variety of factors, including job-related knowledge, skills, experience, and market location. In addition to the salary, a performance bonus and long-term incentives may be provided as part of the compensation package, as well as a full range of medical, financial, and/or other benefits, dependent on the position offered. Applicants should apply via OKX internal or external careers site. Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

О проекте: Мы работаем в сфере криптопроцессинга. Это платёжный контур, который принимает крипту и/или фиат, проводит обмен и отдаёт деньги мерчанту. Мы обеспечиваем потоки: Crypto–Fiat, Fiat–Crypto и Crypto–Crypto. Вокруг этого — кошельки, курсы, комиссии, AML/KYT, лимиты и выплаты. Работаем в белую. О вакансии: ▫️Деятельность: Сбор информации. ▫️Вид информации: Веб-сайты, тарифы, контактные данные. ▫️Направление: Сбор веб-сайтов с процессингами, принимающими оплату в криптовалюте. ▫️Гео: ЕС, ОАЭ, Аргентина. ▫️Категории сайтов: Интернет-магазины по продаже реальных и цифровых товаров. ▫️Цель: Анализ привязанных к сайтам процессингов на предмет тарифов, поддерживаемых монет и общих условий. Обязанности: ▫️Предварительный сбор: Поиск и разбивка магазинов по гео и специализации. ▫️Внесение данных в таблицу: Ссылка на магазин, ссылка на процессинг, поддерживаемые монеты, тарифы. ▫️Переговоры: Ведение диалога в мессенджерах с представителями процессингов. ▫️Дисциплина: Стабильный онлайн. Условия: ▫️Трудоустройство по ТК РФ (но есть разные виды трудоустройства) ▫️ЗП: по запросу кандидата. ▫️Формат работы: Удаленно, но работа по часовому поясу МСК

Location: London, England; Dublin Workplace: hybrid About us   Aave Labs began with a simple question: how do we make financial services like borrowing, saving, and earning more accessible globally?   We built the Aave Protocol, now the world’s largest and most trusted onchain lending market, connecting decentralized finance with individuals, traditional finance, and fintech.   Today, we build trusted, high-quality products that expand access to lending, credit, and savings globally   Our culture   We build trusted products that help people access and discover economic opportunities.   We hold a high bar for quality and craftsmanship. No detail is too small. Trust depends on it.   We’re a global team building products people can actually use, turning complex technology into something simple and reliable.   We stay aligned, move quickly, and think long term, while keeping teams lean and focused on impact.   About the Role We're hiring a Principal Backend Engineer to lead the engineering team behind Push, Aave Labs' regulated, non-custodial on-ramp and off-ramp. This is a hands-on technical leadership role spanning the systems that connect banking and open-banking partners, identity and compliance controls, payment processing, blockchain settlement, customer wallets, and the applications through which customers access Push. You'll set the technical direction for a high-stakes financial product where correctness, security, auditability, and operational resilience directly affect customer funds and regulatory obligations. Alongside designing and building critical systems, you'll provide day-to-day leadership to the engineering team, create clarity from product and regulatory requirements, and ensure the team can deliver safely at pace. How you can make an impact: Own the technical direction and architecture for Push across backend services, external integrations, data flows, and onchain settlement Translate product, regulatory, and operational requirements into a clear engineering roadmap, well-scoped projects, and sound technical decisions Design and build resilient services for on-ramp and off-ramp transaction lifecycles, including payment initiation, status tracking, settlement, exception handling, and customer notifications Lead integrations with open-banking, payments, identity, compliance, and blockchain infrastructure providers Define secure boundaries between fiat systems, non-custodial wallets, and onchain execution, ensuring sensitive data, permissions, and signing-related flows are handled appropriately Set and uphold standards for secure development, architecture review, testing, observability, incident response, deployment, and sustainable on-call ownership Partner closely with Product, Compliance, Legal, Security, Operations, Finance, and application engineers Remain hands-on in the codebase, particularly for complex architecture, high-risk changes, and critical production issues Let's connect if you have: 8+ years of backend engineering experience, including senior technical leadership of production systems and teams Experience designing distributed, event-driven systems that move or account for real money, with a strong understanding of failure modes and operational risk Experience with regulated financial products and understanding how to balance compliance and regulatory requirements with product features and goals Strong backend programming skills. Production experience with Rust is highly desirable; deep experience with Go, Java, C++ can substitute Strong knowledge of API design, PostgreSQL or another relational database, messaging systems, and service-to-service integration patterns Experience in regulated fintech, payments, banking, digital assets, or another environment requiring auditability, controls, and high availability Excellent system-design judgement, including migration strategy, build-versus-buy decisions, security boundaries, and the long-term operational cost of architecture choices A track record of leading engineers through ambiguous, high-impact work while remaining close to implementation and production operations Haven’t quite met all the criteria? Let’s not miss out on the chance to speak. Whilst you might not meet every single requirement, you might bring other, more exciting skills to the companies!   Equal opportunities statement:   Aave Labs celebrates diversity and views each and every team member as a separate individual with their own unique identity. No matter your race, religion, gender, ethnicity, age, disability, sexual orientation or even the wallet you use, we welcome you at Aave Labs. As an equal opportunities employer, we take accountability and believe in everyone's potential to build, create and inspire changes. With a mission to build a diverse workforce, we are proud to foster a working environment in which everyone can feel safe and valued for who they are.

Задачи: — Вести и развивать действующих B2B-мерчантов — Проактивно предлагать клиентам новые платежные методы, GEO и условия — Анализировать снижение или остановку трафика и возвращать объемы — Реактивировать неактивных клиентов и платежные методы — Добиваться тестирования и запуска новых методов — Координировать интеграции с клиентами и платежными партнерами от постановки задачи до production — Организовывать добавление методов в платежные каскады клиентов — Контролировать routing, положение метода в каскаде и фактическое распределение трафика — После интеграции доводить метод до реального платежного объема — Собирать обратную связь по conversion / approval / decline rate и стабильности методов — Совместно с технической и операционной командами оперативно решать проблемы и предлагать альтернативные решения — Масштабировать методы, которые показывают хорошие результаты Интеграция считается завершенной не после подключения API, а после запуска реального платежного трафика. Кого ищем: Приоритет — кандидаты с опытом в: — PSP / Payment Processing — High-Risk Payments — Acquiring / Alternative Payment Methods — Crypto / Fiat Payments — Gambling / Betting / Gaming — Forex / Trading — других high-risk verticals Необходимо уверенно ориентироваться в платежной терминологии и процессах: merchant, acquiring, pay-in, payout, cascading, routing, conversion rate, approval rate, decline rate, API integration, callback/webhook, settlement, chargeback, limits, traffic volume. Особенно важна проактивность: не ждать запроса клиента, а самостоятельно находить возможности для роста оборота. Если трафик снизился — выяснить причину и восстановить его. Если появился новый метод — определить подходящих клиентов и предложить им запуск. Если клиент согласился — довести до интеграции и production. Если интеграция завершена, но трафика нет — добиться фактического запуска. Если метод показывает хорошие результаты — увеличить объем и его приоритет в каскаде. KPI: Основной KPI — реальный платежный оборот действующей клиентской базы. Дополнительно: — рост оборота существующих клиентов — количество запущенных платежных методов — успешные интеграции и скорость их запуска — доля активных клиентов — реактивация клиентов и методов — фактический объем после интеграции — revenue / gross profit по клиентской базе Условия: — Готовая база действующих B2B-клиентов — Существующий платежный оборот — Постоянное расширение платежных методов — Удаленная работа — Быстрое принятие решений без корпоративной бюрократии — Фикс + существенная бонусная часть, привязанная к результату

Location: Bangalore, India About the company Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands. About the role We are looking for a Software Development Engineer 1 (Backend) to build and scale the APIs and services that power Transak's global on/off ramp platform. You will work primarily with Node.js, MongoDB, and Redis in a microservices environment, shipping production features that are used by millions of users across our partner applications. This role is ideal for an engineer with 2–5 years of experience who writes clean, well-tested code, cares about correctness and performance, and wants to grow into owning services end-to-end. You will collaborate closely with senior engineers, product, and other pods, learning how we design for scale, reliability, and security in a regulated fintech environment. Key Responsibilities API & Service Development Build, test, and maintain RESTful APIs and backend services in Node.js. Model data effectively in MongoDB and use Redis for caching, queues, and rate limiting. Contribute to microservices with clean, readable, and well-documented code. Quality & Reliability Write unit and integration tests; participate in code reviews. Debug, profile, and fix issues in staging and production. Follow secure coding practices in a compliance-sensitive domain. Collaboration & Delivery Understand the product and business context behind engineering requirements and contribute to shaping solutions, not just implementation. Break down tasks, give reliable estimates, and ship iteratively. Work with senior engineers on design and integrate feedback quickly. Coordinate with frontend, product, and other backend pods on shared contracts. Learning & Growth Ramp up on distributed systems concepts and asynchronous communication patterns. Proactively improve areas of the codebase you touch. What We’re Looking For 2–5 years of backend development experience. Strong hands-on experience building APIs with Node.js . Working experience with MongoDB and Redis . Exposure to a microservices architecture. Solid fundamentals in data structures, algorithms, and problem solving. A good team player who collaborates well and gels easily with the team. Strong problem-solving ability and product thinking — able to understand the underlying user/business problem, break down ambiguous requirements, evaluate trade-offs, and propose practical solutions rather than simply executing predefined tasks. Nice-To-Haves Exposure to distributed systems complexity (consistency, idempotency, retries, failure handling). Experience with asynchronous communication (message queues, event-driven patterns, pub/sub). Understanding of frontend systems and how they consume backend APIs. Experience in high-growth fintech or Web3 startups.

Location: APAC Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About the role OKX runs a large peer-to-peer (P2P) crypto marketplace: an escrow-protected orderbook where users buy and sell crypto for local fiat through verified liquidity providers, with support for a wide range of local payment methods. The professional liquidity providers who post offers are what keep the marketplace deep and reliable. You will own the relationship with these key liquidity providers in various markets: supporting partners' operational needs, maintaining marketplace depth and reliability, and improving partner experience. This is a builder's seat: high ownership, frontline, and fast-moving. What you'll do Own the P2P liquidity provider programme: monitor marketplace depth and coverage, and improve partner satisfaction and retention Manage the liquidity-provider programme, tiering frameworks, account management and retention strategies. Lead the growth strategy and retention funnel with data: build and read funnels, produce recurring analysis, and turn it into decisions. Contribute to user quality and marketplace health, partnering with the user risk team on high-risk user profiling and dispute reduction. (Growth is the priority; risk exposure is a plus, not a requirement.) What we're looking for 7+ years in growth, account management or relationship management for high-value users or clients, including team leadership, with a track record of managing partner programmes at scale. Multi-market experience is strongly preferred. Proven experience managing high-volume client or partner relationships and improving partner engagement and service quality. Strong data and funnel fluency: owns metrics, runs analysis, steers decisions from data. High-energy and genuinely hungry: gets on the frontline, has built something 0 to 1, and pushes into harder markets rather than safer ones. Backgrounds in payments, remittance or fintech are especially relevant. Crypto or digital-currency experience is a plus, not a requirement. Strong operators from large internet and marketplace companies are also welcome. Working proficiency in English. At least one of the two roles also requires working proficiency in Mandarin (liquidity-provider and stakeholder coverage across Greater China markets). Nice to have Experience with fiat on-ramp / off-ramp, cross-border payments, or remittance. Exposure to emerging markets (Southeast Asia, Africa, LatAm, MENA). Experience with user-segmentation, high-risk-user filtering, or trust and safety / fraud operations. Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice . Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Location: Canada; Brazil; Ireland; Cyprus; Portugal; Poland; United Kingdom Workplace: Remote BUILDING THE FUTURE OF OPEN FINANCE Payward - the parent company behind Kraken, NinjaTrader, Breakout, xStocks, Payward Services and CF Benchmarks - has spent the last 15 years building one of the most modern and globally accessible financial infrastructure platforms in the industry, built to advance an open, global financial system. THE TEAM Founded in 2011, Kraken is one of the world's longest-standing crypto platforms, trusted by over 10 million individuals and institutions across the globe. It offers spot trading, margin, futures, staking, and OTC services, with products built for both individual investors and institutional clients.   THE OPPORTUNITY We are seeking a highly skilled Sr. Manager, Model Risk Management to join our team, focusing on Transaction Monitoring and Customer Risk Assessments models for Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) purposes. The successful candidate will be responsible for ensuring that our Transaction Monitoring, Customer Risk Assessment and Screening models are robust, effective, and compliant with regulatory requirements. - Model Validation: perform independent validation of Transaction Monitoring / Customer Risk Assessment / Screening models, AI models (built in Claude or ChatGPT), including but not limited to: - Reviewing model pre & post development documentation, data quality, accuracy, access and testing methodologies. - Assessing model performance, accuracy, and stability. - Evaluating model risk and identifying potential biases. - Reviewing AI Models for AML/CFT Program - AML/CFT Regulatory Compliance: ensure that Transaction Monitoring and Customer Risk Assessment models comply with relevant AML/CFT regulations, including but not limited to: - EU AML/CFT Directives. - US BSA/AML regulations. - FATF recommendations. - Risk Assessment: conduct risk assessments to identify potential AML/CFT risks associated with Transaction Monitoring and Customer Risk Assessment models, including but not limited to: - Identifying higher-risk customer segments, products, and geographies. - Assessing the effectiveness of controls and mitigants. - Model Monitoring and Maintenance: develop and implement procedures for ongoing model monitoring and maintenance, including but not limited to: - Annual reporting & certification - Tracking model performance and identifying degradation. - Conducting regular model reviews and updates. - Collaboration and Communication: collaborate with various stakeholders, including but not limited to: - Model Engineering and owners. - AML/CFT subject matter experts. - Business units and risk management teams. - Documentation and Reporting: prepare and maintain high-quality documentation, including but not limited to: - Model validation reports. - Risk assessments. - Regulatory compliance reports. - Methodology Development: contribute to the development and maintenance of model validation methodologies, including but not limited to: - Developing and refining model validation frameworks. - Identifying best practices and industry standards.   WHAT YOU BRING - Bachelor's degree in a quantitative field (e.g., mathematics, statistics, computer science, engineering). - 5+ years of experience in model validation, risk management, or a related field, preferably in AML/CFT. - Understanding of international Model Risk Management rules and regulations, such as OCC SR 11-7. - Strong understanding of machine learning and statistical modeling techniques. - Deep understanding of fiat and crypto payment flows - Proficiency in programming languages (e.g., Python, R, SQL). - Experience with data visualization tools (e.g., Tableau, Power BI). - Strong understanding of financial markets, products, and services. - Excellent written and verbal communication skills, with the ability to articulate complex technical concepts to non-technical stakeholders. NICE TO HAVES - Professional certifications (e.g., FRM, CDA, CAP). - Experience with AML/CFT transaction monitoring and Customer Risk Assessment systems - Knowledge of cloud-based technologies. - Experience with agile development methodologies.     Unless a specific application deadline is stated in the job posting, applications are accepted on an ongoing basis. Please note, applicants are permitted to redact or remove information on their resume that identifies age, date of birth, or dates of attendance at or graduation from an educational institution. We consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. OUR COMMITMENT Payward is powered by people from around the world and we celebrate the diverse talents, backgrounds, contributions, and unique perspectives that everyone brings to the table. We hire based on merit, seeking out people with the right abilities, knowledge, and skills for the job. We encourage you to apply for roles where you don't fully meet the listed requirements, especially if you're passionate or knowledgeable about crypto. We may ask candidates to complete job-related skills or work-style assessments as part of our hiring process. These assessments evaluate competencies relevant to the role and are applied consistently across candidates for similar positions. Results are considered alongside experience and interviews, and are not the sole basis for any employment decision. As an equal opportunity employer, we don't tolerate discrimination or harassment of any kind, whether based on race, ethnicity, age, gender identity, citizenship, religion, sexual orientation, disability, pregnancy, veteran status, or any other protected characteristic as outlined by federal, state, or local laws. Stay connected Follow us on X https://twitter.com/krakenfx Learn on the Kraken Blog https://blog.kraken.com/#:~:text=Enter%20your%20email%20address Connect on LinkedIn https://www.linkedin.com/company/kraken-exchange/ Candidate Privacy Notice https://www.kraken.com/legal/candidate-privacy-notice

Location: Flexible Workplace: Hybrid Job Title: Software Engineer Department: Engineering & Product Development Reports to: Engineering Lead Location: Flexible About Codex Codex is building the infrastructure for stablecoin-based cross-border payments — moving money faster, cheaper, and more transparently than the legacy financial system. Backed by Circle, Coinbase, Dragonfly, Wintermute, and Cumberland, we're a small team solving hard problems at the intersection of crypto and global payments.   The Role You'll own Codex's financial partner integrations end-to-end — from API contract and webhook design through to reconciliation and production hardening — and build the automation layer that makes our trading and treasury operations increasingly self-running. This is a high-ownership role at the infrastructure layer of the business. You'll be adding new payment rails, eliminating manual operational workflows, and designing systems that handle real money reliably across fiat and crypto rails. You'll work directly with the founders and Engineering & Product Development team, and closely with Compliance, Operations, and Financial Partnerships.   Responsibilities Financial Partner Integrations - Own integrations with banks, payment providers, and liquidity venues end-to-end — from API contract and webhook design through to production hardening and reconciliation - Build integrations that are robust to vendor reality: incomplete documentation, schema changes without warning, and validation rules that shift post-go-live - Build messaging / notification systems with signature verification and replay protection; pin schemas against real sandbox behaviour; design for failure at every layer - Maintain and evolve the reconciliation layer across all connected payment rails — fees, settlement windows, and exception handling as first-class concerns Operational Automation - Identify manual workflows in onboarding, compliance, and back-office operations and systematically replace them with product and automation - Enable self-service for internal ops teams and customers, reducing engineering dependency for routine operational tasks - Work closely with Compliance and Operations to understand where the friction is and build the tooling that removes it Treasury & Liquidity Automation - Design and build the automation layer for Codex's trading and treasury operations — automated position management, liquidity routing, and risk controls - Design for failure: clear handling of automated decision failures, position unwinding, and safe degradation Engineering Standards - Set and maintain the engineering standard for how payment integrations are built at Codex — idempotency, audit trails, fail-closed design, exact decimal arithmetic, and deterministic durable orchestration - Mentor engineers on the hard parts of money movement systems - Continuously design and build for security, hardening our systems - Ship and critically review AI-assisted code with the judgement to identify plausible but incorrect output or output detrimental to a product’s long-term health and sustainability What We're Looking For - 6 to 10+ years of backend engineering experience in cross-border payments, stablecoins, FX infrastructure, or crypto custody (Senior profiles are also considered favourably) - Production experience with both crypto rails (on-chain settlement on major networks like Ethereum, Tron and Solana; bridging major stablecoins; DeFi protocols) and fiat rails (SWIFT, SEPA, local schemes such as FPS or CHATS) - Must-have: Production experience with durable workflow orchestration — Temporal strongly preferred. Includes deterministic replay, safe versioning of live workflows, idempotency keys, and compensation logic - Must-have: Strong TypeScript/Node and Postgres in a money context — fail-closed design, exact decimal arithmetic, append-only audit trails - Must-have: Hands-on third-party API integration experience, including vendors with incomplete documentation, webhook reliability requirements, and schema instability

Location: Limassol Workplace: onsite The Transaction Monitoring Specialist sits at the intersection of financial crime detection and payment operations: monitoring transaction flows in real time, reconciling fiat and crypto movements as they settle, keeping liquidity available across banking rails, PSPs, exchanges and wallets, and acting as first responder when payment flows degrade. This is a hands-on operational role for someone comfortable making decisions quickly on live money movement, and equally comfortable documenting why those decisions were made. What You’ll Be Doing Monitor transactions and manage alerts : monitor fiat and crypto transactions in real time, investigate anomalies and suspicious activity, review alerts from transaction monitoring, sanctions screening, and blockchain analytics tools, and escalate cases to Compliance/MLRO when required. Perform payment reconciliation : reconcile internal ledgers with banks, PSPs, card acquirers, exchanges, and on-chain records; investigate and resolve breaks, unmatched items, duplicates, failed settlements, and other discrepancies. Manage reconciliation exceptions and customer-impacting issues : maintain the exception log, drive root-cause analysis and resolution, and support refunds, returns, chargebacks, misdirected deposits, and fund recovery. Manage liquidity and positions : monitor fiat and crypto balances across accounts and platforms, execute funding, rebalancing, and sweep instructions, and identify liquidity shortfalls, concentration risks, and settlement timing mismatches. Handle payment incidents and operational issues : detect, triage, escalate, and track incidents through resolution; monitor payment provider and blockchain network health and take mitigating actions when necessary. Maintain operational processes and partner relationships : keep runbooks, playbooks, checklists, and escalation procedures up to date and act as an operational point of contact for banking, PSP, and exchange partners. Prepare operational reporting : produce regular MI covering transaction volumes, success/failure rates, alerts, reconciliation breaks, incidents, and liquidity utilization, providing reliable data for Finance and Treasury. Drive continuous improvement: identify recurring manual work and operational issues, propose automation and control improvements, and work with Product and Engineering to implement and test process improvements. Qualifications You Will Bring 3 years of relevant experience in payment operations, transaction monitoring, AML/financial crime operations, settlement, or treasury within payments, fintech, crypto, or banking. Strong understanding of payment rails: SEPA / SEPA Instant, SWIFT, Faster Payments, local ACH schemes, card acquiring, and open banking. Working knowledge of crypto operations: major blockchains, stablecoins, wallet structures, transaction tracing, confirmation/finality, and network/gas fees. Understanding of AML/CTF and sanctions requirements for virtual assets, including KYC/CDD, PEP and sanctions screening, source of funds, Travel Rule, SAR/STR escalation, MiCA, and local VASP requirements. Strong reconciliation and control mindset: comfortable working with ledgers, debits/credits, settlement cycles, cut-offs, and transaction discrepancies. Strong analytical and investigative skills: ability to work with raw transaction data, identify root causes, reach defensible conclusions, and clearly document findings. Advanced Excel/Google Sheets and preferably SQL: able to analyse large volumes of transaction and operational data. High attention to detail, sound judgement, and strong communication skills: able to work under time pressure, handle sensitive financial data with discretion, and communicate clearly in written and spoken English. Nice-to-Have Experience with blockchain analytics, transaction monitoring, and sanctions screening tools. Experience in crypto/virtual asset operations, particularly with stablecoins, on-chain investigations, and multiple blockchain networks. Experience with payment incident management and operational controls, including developing runbooks, escalation procedures, and process improvements. Experience working with automation, SQL-based reporting, or operational data analysis to reduce manual work and improve reconciliation and monitoring processes. Join Unlimit Team now! Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.

Location: Mexico City; Brazil Office Workplace: onsite About Unlimit Unlimit is the global financial infrastructure for the borderless agentic economy. Designed to bridge the gap between fragmented local markets and the future of autonomous commerce, Unlimit provides the programmable operating layer for the world’s most ambitious businesses. Through an integrated technology stack, the platform unifies global payment acceptance, programmable financial accounts, and digital asset rails into a singular financial layer. By mapping hyper-local payment ecosystems directly into its architecture, Unlimit enables businesses to move value and settle transactions instantly across continents. Built on decades of hard-won regulatory depth and an extensive global license portfolio, the platform provides direct access to a massive global infrastructure. With major hubs in London, San Francisco, Singapore, São Paulo, and Mexico City, Unlimit is building the infrastructure that makes global expansion a matter of code, not geography. The Transaction Monitoring Specialist sits at the intersection of financial crime detection and payment operations: monitoring transaction flows in real time, reconciling fiat and crypto movements as they settle, keeping liquidity available across banking rails, PSPs, exchanges and wallets, and acting as first responder when payment flows degrade. This is a hands-on operational role for someone comfortable making decisions quickly on live money movement, and equally comfortable documenting why those decisions were made. What You’ll Be Doing Monitor transactions and manage alerts : monitor fiat and crypto transactions in real time, investigate anomalies and suspicious activity, review alerts from transaction monitoring, sanctions screening, and blockchain analytics tools, and escalate cases to Compliance/MLRO when required. Perform payment reconciliation : reconcile internal ledgers with banks, PSPs, card acquirers, exchanges, and on-chain records; investigate and resolve breaks, unmatched items, duplicates, failed settlements, and other discrepancies. Manage reconciliation exceptions and customer-impacting issues : maintain the exception log, drive root-cause analysis and resolution, and support refunds, returns, chargebacks, misdirected deposits, and fund recovery. Manage liquidity and positions : monitor fiat and crypto balances across accounts and platforms, execute funding, rebalancing, and sweep instructions, and identify liquidity shortfalls, concentration risks, and settlement timing mismatches. Handle payment incidents and operational issues : detect, triage, escalate, and track incidents through resolution; monitor payment provider and blockchain network health and take mitigating actions when necessary. Maintain operational processes and partner relationships : keep runbooks, playbooks, checklists, and escalation procedures up to date and act as an operational point of contact for banking, PSP, and exchange partners. Prepare operational reporting : produce regular MI covering transaction volumes, success/failure rates, alerts, reconciliation breaks, incidents, and liquidity utilization, providing reliable data for Finance and Treasury. Drive continuous improvement: identify recurring manual work and operational issues, propose automation and control improvements, and work with Product and Engineering to implement and test process improvements. Qualifications You Will Bring 3 years of relevant experience in payment operations, transaction monitoring, AML/financial crime operations, settlement, or treasury within payments, fintech, crypto, or banking. Strong understanding of payment rails: SEPA / SEPA Instant, SWIFT, Faster Payments, local ACH schemes, card acquiring, and open banking. Working knowledge of crypto operations: major blockchains, stablecoins, wallet structures, transaction tracing, confirmation/finality, and network/gas fees. Understanding of AML/CTF and sanctions requirements for virtual assets, including KYC/CDD, PEP and sanctions screening, source of funds, Travel Rule, SAR/STR escalation, MiCA, and local VASP requirements. Strong reconciliation and control mindset: comfortable working with ledgers, debits/credits, settlement cycles, cut-offs, and transaction discrepancies. Strong analytical and investigative skills: ability to work with raw transaction data, identify root causes, reach defensible conclusions, and clearly document findings. Advanced Excel/Google Sheets and preferably SQL: able to analyse large volumes of transaction and operational data. High attention to detail, sound judgement, and strong communication skills: able to work under time pressure, handle sensitive financial data with discretion, and communicate clearly in written and spoken English. Nice-to-Have Experience with blockchain analytics, transaction monitoring, and sanctions screening tools. Experience in crypto/virtual asset operations, particularly with stablecoins, on-chain investigations, and multiple blockchain networks. Experience with payment incident management and operational controls, including developing runbooks, escalation procedures, and process improvements. Experience working with automation, SQL-based reporting, or operational data analysis to reduce manual work and improve reconciliation and monitoring processes. Join Unlimit Team now!   Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.

Location: Yamoussoukro, Côte d'Ivoire Workplace: remote Join Tether and Shape the Future of Digital Finance At Tether, we’re not just building products, we’re pioneering a global financial revolution. Our cutting-edge solutions empower businesses—from exchanges and wallets to payment processors and ATMs—to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction. Innovate with Tether Tether Finance: Our innovative product suite features the world’s most trusted stablecoin, USDT , relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services. But that’s just the beginning: Tether Power: Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities. Tether Data: Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like KEET , our flagship app that redefines secure and private data sharing. Tether Education : Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity. Tether Evolution : At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways. Why Join Us? Our team is a global talent powerhouse, working remotely from every corner of the world. If you’re passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We’ve grown fast, stayed lean, and secured our place as a leader in the industry. If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you. Are you ready to be part of the future? About the job We are seeking a highly driven Expansion Manager to expand Tether’s growth and presence in Cote d’Ivoire through adoption of its solutions, products and services. The Expansion Manager will play a pivotal role in identifying and executing new business opportunities, establishing strategic partnerships , and navigating regulatory landscapes . This role requires close collaboration with internal teams to develop and implement go-to-market strategies in Cote d’Ivoire and across the region. This is an exciting opportunity for a passionate professional who believes in financial inclusion, digital currencies, and driving innovation in Africa’s financial ecosystem . Frequent local and international travel is required. The ideal candidate is a strategic and entrepreneurial leader with a proven track record in business development, market expansion, and partnership management . You have: A degree in Business, Management, or Finance (MBA preferred). Strong analytical skills and experience in setting/monitoring KPIs. A proactive, independent, and well-organized approach to work. The ability to thrive autonomously in fast-paced, ambiguous environments . A history of successfully building and managing strategic partnerships . Responsibilities Business Development & Partnerships Identify, engage, and secure new business opportunities in Cote d’Ivoire and in the Francophone region. Build strong relationships with partners, customers, and stakeholders. Build and manage commercial and strategic partnerships with Ivorian banks, fintechs and large corporates Develop pipeline of USDt integration opportunities across the Francophone countries payment ecosystem Market Strategy & Execution Design and implement go-to-market strategies to expand Tether’s products and services. Track and analyze KPIs to assess and optimize market strategies. Market Research & Competitive Analysis Conduct in-depth market research to identify trends, threats, and growth opportunities. Analyze USDt and fiat flows for data-driven decision-making. Monitor regulatory changes and assess their business impact. Stakeholder & Government Engagement Manage relationships with regulators, government agencies, and industry bodies. Represent the company at key meetings and industry events. Marketing & Community Engagement Support and participate in fintech events, conferences, and meetups to enhance brand visibility. Requirements Deep knowledge of the Francophone market, culture, and regulations in blockchain, fintech, finance, remittances, and payments. Existing relationships at BCEAO and national central banks across WAEMU 7-10 years work experience in cross-border settlements, mobile money, and/or payment infrastructures; telecom or banking experience is a plus. Fluent in English and French (native preferred), with a Business, Management, or Finance degree (MBA preferred). Strong communication, negotiation, and relationship-building skills with partners, regulators, and stakeholders. Proven experience in partnerships, KPI monitoring, and business growth. Analytical, strategic, and results-driven with problem-solving skills. Entrepreneurial background and project management expertise. Comfortable in fast-paced, evolving environments with international travel readiness. Important information for candidates Recruitment scams have become increasingly common. To protect yourself, please keep the following in mind when applying for roles: Apply only through our official channels. We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: https://tether.recruitee.com/ Verify the recruiter’s identity. All our recruiters have verified LinkedIn profiles. If you’re unsure, you can confirm their identity by checking their profile or contacting us through our website. Be cautious of unusual communication methods. We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms. Double-check email addresses. All communication from us will come from emails ending in @ tether.to or @ tether.io We will never request payment or financial details. If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately. When in doubt, feel free to reach out through our official website.

Workplace: fully About Utorg Founded in 2019, Utorg builds the infrastructure for stablecoin payments: on- and off-ramps, self-custodial wallets, and crypto cards. Over 2 million users across 130+ countries already buy, hold, and spend crypto through our app. On the B2B side, the same rails power 2,100+ platforms, with $2.4B+ moved to date. Fully MiCA-authorized across the EEA. PCI DSS Level 2 certified. Backed by Dragonfly, TA Ventures, and Hypra. Location: Remote About the Role We are looking for an experienced Head of Finance to lead and build out our Finance function. You will own management reporting, financial control, settlements, budgeting, cash-flow planning, and team development. Treasury (liquidity management, payment execution, FX operations, and fund movements) is a separate function and is not part of this role. You will collaborate closely with Treasury but will not have direct administrative authority over it. As Head of Finance, you will be the business owner of financial reporting and automation: define the financial logic, set requirements for the Data team, validate outputs, and embed automated reports into the department’s daily workflow. Key Responsibilities Own and deliver end-to-end management reporting: P&L, Cash Flow Statement, Balance Sheet, plan-vs-actual analysis, and profitability by product, merchant, payment method, and legal entity. Build and maintain the budgeting cycle: operating budget, payment calendar, cash-flow forecast, gap analysis, scenario planning, and obligation tracking. Design and run the financial control framework: regular reconciliations (internal system vs. PSP vs. bank), mismatch classification, SLA-driven resolution process, approval flows, and audit trail. Manage merchant settlements: settlement amount calculation, provider fees, minimum fees, surcharges, refunds, chargebacks, FX conversions, and balance transfers. Oversee multi-entity finance: consolidated reporting across several legal entities, currencies, and intercompany transactions; prepare data for statutory accounting and external audits. Act as the business owner of financial automation: formalize financial logic, define KPIs and data sources, set requirements for Data Analysts, Data Engineers, and Development teams, and accept dashboards and reports into production. Lead and develop the Finance team: hire, structure roles, assign accountability, and drive continuous improvement in a fast-changing environment. Report financial results and insights to the CEO and founders in clear, business-oriented language. Experience we are looking for: 8+ years in finance, with at least 3 years managing a finance team or function . Background in at least one of: fintech, payments/PSP, acquiring, EMI, banking, crypto payments, or another high-volume transactional business. Proven track record of building or transforming financial processes and moving from manual Excel-based reporting to automated pipelines. Experience managing multiple legal entities, currencies, and intercompany operations. Management Reporting Hands-on ownership of P&L, Cash Flow, Balance Sheet, and plan-vs-actual reporting. Ability to define financial metrics and standard calculation formulas; build unit economics. Profitability analysis by product, client, channel, or business line. Confident working with Volume, Revenue, Total Clearing Cost, COGS, Gross Profit & Margin, EBITDA, SG&A, Merchant Obligations, Provider Costs, Net Position, and Cash Flow. Experience presenting financial results to C-level executives and board members. Payments & Financial Operations Deep understanding of money flow in a payment business. Experience with settlement cycles, provider fees, processing and clearing costs, refunds, chargebacks, FX conversions, and balance transfers. Ability to trace the financial result from a single transaction up to the consolidated P&L. Reconciliation & Financial Control Practical experience organizing regular reconciliations: internal data vs. PSP, PSP vs. bank, obligations vs. actual payouts. Ability to classify discrepancies, set acceptable thresholds, assign ownership, define SLAs, and build a resolution process. Experience with audit trail, separation of duties (calculation, verification, execution), and control of manual adjustments. Data Team Collaboration & Automation Ability to formalize financial business logic and define formulas, data sources, and acceptance criteria for reports and dashboards. Experience setting requirements for Data Analysts, Data Engineers, and Development teams. Ability to validate calculations, detect discrepancies between dashboards and source data, and prioritize automation by business impact. Tools Advanced Excel / Google Sheets and experience building financial models. Experience with BI tools (Power BI, Tableau, Grafana, Looker Studio, or similar). Comfortable working with large data volumes. Language English B2+ (Upper-Intermediate or higher). You will work with contracts, bank and PSP correspondence, participate in calls, and explain financial calculations to international counterparts. Nice to Have Hands-on experience with crypto payments: on-ramp/off-ramp, crypto-fiat and crypto-crypto conversions, blockchain fees, wallet balance reconciliation. SQL knowledge; experience with BigQuery or other DWH. Experience implementing ERP, reconciliation systems, or treasury management systems. Background in an international company; experience with European PSPs, EMIs, or banks. Experience building a finance department from scratch or leading a finance transformation. External audit experience. Remote team management experience. What We Expect in 6 Months A clear Finance department structure with defined roles and accountability. Automated P&L reporting with minimal manual Excel work. Regular cash-flow forecasting in place. Merchant settlement monitoring and discrepancy control are running smoothly. Clear boundaries of responsibility between Finance, Treasury, and the Data team. What we offer: Work fully remote as part of an international company. A data-driven environment with an established Data Platform, automated reconciliations, and data-quality checks already in place. Direct reporting line to the founders and CEO, with full ownership over the Finance function. A clear mandate and timeline: within 6 months, you will build a structured Finance department, automate P&L reporting, launch regular cash-flow forecasting, and establish merchant settlement controls with the resources and support to make it happen. A team ready for leadership. Existing finance staff, a dedicated Data team to partner with on automation, and a separate Treasury function that handles execution so you can focus on strategy and control. Career growth as the company scales across multiple entities, currencies, and markets. Competitive salary based on experience and individual performance review. Transparent feedback and a culture that values ownership, open dialogue, and visible impact.