Transak

Location: London, United Kingdom About the company Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands About the role Transak's Fiat/Payments team builds and operates the rails that move money between traditional banking systems and crypto — ACH, SEPA, Faster Payments, wires, virtual accounts, and card rails. As an SDE 3, you will own critical, high-throughput payment microservices end-to-end: design, build, scale, and operate systems that move real money for users across multiple currencies and jurisdictions, with US,UK/EU regulatory and global banking-partner requirements as a core part of the job. This is a senior individual-contributor role calibrated against SDE 3 / Senior Engineer, driving architecture decisions, mentoring engineers, and being the go-to owner for a payments domain, while staying hands-on in code daily. Key Responsibilities Payment Systems Ownership & Architecture Own payment microservices end-to-end — design, build, deploy, and operate Node.js services (orders, payment, reconciliation, virtual accounts, payout orchestration) handling real-time financial transactions at scale. Design for correctness and failure: idempotent, retry-safe, reconciliable systems where every transaction is traceable, auditable, and recoverable (partial failures, webhook replays, duplicate detection, distributed state machines). Architect for scale and resilience across a distributed microservices architecture; make service-boundary and build-vs-buy decisions; address root causes rather than symptoms. Banking & Partner Integrations Drive integrations with banking and payment partners (e.g. banking and card providers / risk providers) — API contracts, webhook handling, sandbox-to-production rollout, and reconciliation logic across multiple rails (ACH, SEPA, Faster Payments, wires). Work with Risk, Compliance on KYC, AML, and fraud-control touchpoints in the payment flow. Infrastructure, CI/CD & Operations Build and maintain CI/CD pipelines (Jenkins) — automated testing, blue/green or canary deployments, and rollback strategies for services that cannot tolerate downtime or data loss. Operate infrastructure on AWS (ECS/EKS, Lambda, SQS/SNS, RDS, CloudWatch); contribute to infra-as-code, monitoring, alerting, and on-call runbooks for payment-critical systems. Optimize the data layer: schema design and query performance in MongoDB, caching and rate-limiting strategies with Redis, and safe migration patterns for high-volume transactional collections. Participate in on-call for payment-critical services, including incident response and postmortems. Technical Leadership & Collaboration Lead technical roadmaps — break down large, ambiguous payments initiatives into shippable milestones; write design docs/RFCs; drive consensus across Engineering, Product, Risk, and Operations. Mentor and raise the bar — review code and designs, coach mid-level engineers, and help hire and grow the team. Uphold security and compliance best practices for handling PII/financial data in a regulated, PCI-DSS-adjacent environment. What We're Looking For 6+ years of professional software engineering experience, with a significant portion building backend/distributed systems; prior experience in fintech, payments, on-and-offramp provider, or banking infrastructure strongly preferred . Strong hands-on expertise in Node.js (TypeScript preferred) for performant, production-grade backend services. Deep experience with MongoDB — schema design, aggregation pipelines, indexing strategy, and performance tuning at scale. Proficiency with Redis — caching, distributed locks, rate limiting, and pub/sub patterns. Proven experience designing and operating microservices architectures , including inter-service communication (REST/gRPC/event-driven via SQS/Kafka,ELK,New relic, Mixpanel), service discovery, and API contract design. Solid understanding of CI/CD pipelines , with hands-on experience using Jenkins (pipeline-as-code, multi-stage builds, automated test gates). Working knowledge of AWS infrastructure — ECS/EKS/Lambda, VPC networking basics, IAM, S3, RDS, CloudWatch; infra-as-code (Terraform/CloudFormation) is a plus. Strong grasp of distributed systems fundamentals: idempotency, eventual consistency, retries/backoff, circuit breaking, and failure isolation. Track record of owning a service or domain end-to-end in production, including on-call responsibility. Excellent written communication — comfortable authoring design docs/RFCs and explaining trade-offs to engineers and non-technical stakeholders (Risk, Ops, external partners). Nice-To-Haves Experience with payment rails (ACH, SEPA, Faster Payments, SWIFT/wires) or card processing. Familiarity with banking partner integrations, webhook-driven reconciliation, or ledger/double-entry accounting systems. Exposure to KYC/AML/fraud tooling. Experience at a fintech/crypto-native company, payments processor, or Big Tech payments org. Prior experience operating in a regulated environment (FCA, EMI/PI licensing context), given the UK/EU banking scope of this role.

Location: Miami, United States About the company Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands About the Role Transak requires a Product Partnerships Manager to own, deepen, and protect the existing product-level partner relationships that power our on/off-ramp infrastructure. The priority is relationship continuity, integration health, service quality, commercial performance, and partner confidence across Transak’s current partner base. This role centers on partnerships that are already directly tied to our product surface: payment methods and rails, API integrations, banking and PSP relationships, liquidity providers, fraud/risk providers, and ecosystem integrations. The person will manage strategic product partnerships across existing payments, crypto infrastructure, wallets, exchanges, fintechs, banks, PSPs, and ecosystem partners. They must be commercially sharp, technically fluent, operationally disciplined, and able to translate partner issues, capabilities, and roadmap opportunities into clear internal execution plans. This role should not be treated as a generic business development or international expansion hire. It requires hands-on product partnership management: improving the quality of existing partner relationships, running structured account plans, managing escalations, driving integration and performance improvements, protecting revenue continuity, and identifying expansion opportunities within current relationships before sourcing new markets or new partners. Key Responsibilities 1. Product Partnership Management Own day-to-day and senior-level relationships with key product partners globally, with emphasis on the Americas. Manage partnerships tied directly to the product: payment rails, payment methods, APIs, banking integrations, wallets, exchanges, and infrastructure providers. Maintain strong partner confidence through clear communication, responsiveness, and structured follow-through. Build account plans for priority partners, including revenue opportunities, product dependencies, integration health, risks, and executive touchpoints. Run regular partner business reviews tracking product performance: conversion, payment-method coverage, uptime, latency, support SLAs, issues, decisions, and next steps. Escalate relationship and integration risks early and propose practical recovery plans. 2. Existing Partner Growth & Relationship Depth Build structured account plans for priority existing partners, including relationship map, executive sponsor, commercial contribution, product dependencies, integration health, service issues, risks, and growth opportunities. Deepen senior and working-level relationships with current partners through regular business reviews, clear follow-through, and proactive communication. Identify opportunities to expand value within existing relationships: additional payment methods, improved coverage, better conversion, higher approval rates, stronger SLAs, better partner tooling, and co-developed product improvements. Maintain a clear view of each partner’s strategic importance, operational health, commercial performance, renewal or contract considerations, and unresolved blockers. Coordinate internal action plans across Commercial, Product, Engineering, Legal, Compliance, Risk, Operations, and Finance to improve partner outcomes. Treat new market or new partner expansion as secondary unless it directly supports an existing strategic relationship or protects a current revenue-critical capability. 3. Product & Integration Execution Translate partner capabilities and asks into clear product requirements and integration plans. Partner with Product and Engineering on integration priorities, roadmap dependencies, API specifications, and partner-facing timelines. Track integration health post-launch: adoption, conversion, error rates, payment-method performance, and partner-reported issues. Work with Operations, Risk, and Compliance to resolve partner product issues and improve service quality. Keep internal stakeholders aligned through concise updates, decision logs, and action trackers. Ensure partner commitments are realistic, documented, and owned. 4. Commercial Growth & Revenue Ownership Identify growth opportunities with existing and new partners alongside the Revenue team (Sales and Customer Success). Negotiate or support commercial discussions, including pricing, volume commitments, SLAs, integration priorities, and co-marketing opportunities. Track partner performance, revenue impact, conversion, payment-method coverage, operational issues, and market-specific blockers. Work with Finance to build evidence-based business cases for partner and market investments. Balance growth ambition with risk, compliance, and operational readiness. 5. Partner Portfolio Management & Ecosystem Intelligence Maintain a clear portfolio view of existing product partners across wallets, exchanges, fintechs, payment providers, banks, crypto infrastructure firms, risk providers, and local payment-method providers. Segment partners by strategic value, revenue contribution, product dependency, integration complexity, operational risk, executive relationship strength, and growth potential. Prioritize partner work by protecting revenue continuity, improving product performance, reducing operational friction, strengthening strategic relationships, and unlocking near-term value from existing integrations. Represent Transak credibly in partner discussions, QBRs, escalation forums, renewal conversations, industry forums, and market-development conversations. Identify competitive threats, market shifts, partner roadmap changes, and emerging partner needs that could affect existing relationships. Feed partner intelligence into leadership planning, product strategy, commercial planning, and risk management. Must-Haves Mid-career experience: 5-10 years in product partnerships, strategic partnerships, business development, account management, or ecosystem development, with direct product integration ownership. Direct experience in fintech, payments, crypto, wallets, exchanges, banking infrastructure, remittance, PSPs, or related financial services. Hands-on experience with API-based partner integrations and product-dependent partner relationships. Strong relationship management skills with senior external stakeholders. Demonstrated ability to manage complex partner escalations and cross-functional execution. Strong commercial judgement and comfort with revenue and partner-performance metrics. Cross-functional collaboration: experience working across Product, Engineering, Operations, Compliance, Legal, Risk, and Finance. Clear written communication and disciplined follow-through. Nice-to-Haves Existing network across fintech, crypto, payments, wallets, exchanges, PSPs, risk providers, or banking partners, particularly among Transak-relevant partner categories. Experience growing, renewing, repairing, or scaling existing product partnerships across complex payment, banking, risk, or crypto infrastructure relationships. Prior work at an on/off-ramp, crypto exchange, wallet, PSP, acquirer, fintech infrastructure company, neobank, or remittance company. Experience negotiating commercial agreements, pricing, SLAs, or integration commitments. Technical fluency: comfort reading API documentation and discussing integration architecture with Engineering. Spanish and/or Portuguese language ability. Experience with regulated financial services environments. Comfort with data-driven account planning and partner performance reviews.

Location: United States; London, United Kingdom About the company: Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands. About the Role: This role owns Transak’s Compliance & KYC product surface , translating regulatory requirements into scalable, conversion-optimised product systems. The PM is accountable for: KYC / KYB onboarding flows Authentication and identity verification Progressive / tiered KYC Compliance configuration across jurisdictions Partner-facing compliance APIs and tooling Product interfaces between Compliance, Risk, Ops, and Engineering This is not a policy-setting role. It is a product execution and strategy role operating within regulatory constraints. Key Responsibilities Product Strategy & Ownership Own the Compliance & KYC vertical end-to-end Define long-term vision, success metrics, and KPIs Prioritise roadmap using data, user feedback, and regulatory requirements Execution & Delivery Write clear, detailed PRDs Partner with Design and Engineering to ship features Drive agile execution and post-launch iteration Technical & Analytical Depth Work closely with backend and API engineers Instrument onboarding funnels and KYC flows Use data (dashboards, SQL, analytics tools) to improve conversion, cost, and risk outcomes Cross-Functional Leadership Partner with Compliance, Risk, Legal, Finance, and Operations Align product decisions with regulatory readiness across regions Communicate progress, risks, and trade-offs to leadership Innovation & Continuous Improvement Identify automation and scalability opportunities in compliance flows Track market and regulatory trends in fintech and Web3 Maintain strong customer and partner feedback loops Success Outcomes (12–18 Months) Business & User Outcomes Increased onboarding conversion in compliant regions Reduced user and partner time-to-onboard Faster partner launches and integrations Operational & Risk Outcomes Lower cost per verification / KYB case Reduced manual compliance operations Scalable handling of new jurisdictions and regulatory changes Minimum Requirements Ownership of a core product area in fintech, payments, crypto, or API-led B2B Demonstrated business impact through product decisions Fluency in analytics, funnels, and experimentation Cross-functional leadership experience Good-to-Have Deep exposure to KYC/KYB, payments, risk, or APIs Multi-region product experience Above-basic data skills (SQL, dashboards)

Location: Bangalore, India About the company Our mission is that “Any financial application can onboard any user, anywhere in the world, in 1 click.” Transak provides onboarding to financial applications through authentication, KYC, risk checks, and fiat on/off ramps. This is a next generation of infrastructure for the next generation of financial applications that are built on blockchain and stablecoin rails. Our API and widget-based solutions are used by top partners like MetaMask, Coinbase, Ledger, and Trust Wallet to enable seamless onboarding of over 10 million users across over 450 active applications. We have raised over $37M from top-tier investors including Consensys, Tether, and Animoca Brands. About the role We are looking for a Software Development Engineer 1 (Backend) to build and scale the APIs and services that power Transak's global on/off ramp platform. You will work primarily with Node.js, MongoDB, and Redis in a microservices environment, shipping production features that are used by millions of users across our partner applications. This role is ideal for an engineer with 2–5 years of experience who writes clean, well-tested code, cares about correctness and performance, and wants to grow into owning services end-to-end. You will collaborate closely with senior engineers, product, and other pods, learning how we design for scale, reliability, and security in a regulated fintech environment. Key Responsibilities API & Service Development Build, test, and maintain RESTful APIs and backend services in Node.js. Model data effectively in MongoDB and use Redis for caching, queues, and rate limiting. Contribute to microservices with clean, readable, and well-documented code. Quality & Reliability Write unit and integration tests; participate in code reviews. Debug, profile, and fix issues in staging and production. Follow secure coding practices in a compliance-sensitive domain. Collaboration & Delivery Understand the product and business context behind engineering requirements and contribute to shaping solutions, not just implementation. Break down tasks, give reliable estimates, and ship iteratively. Work with senior engineers on design and integrate feedback quickly. Coordinate with frontend, product, and other backend pods on shared contracts. Learning & Growth Ramp up on distributed systems concepts and asynchronous communication patterns. Proactively improve areas of the codebase you touch. What We’re Looking For 2–5 years of backend development experience. Strong hands-on experience building APIs with Node.js . Working experience with MongoDB and Redis . Exposure to a microservices architecture. Solid fundamentals in data structures, algorithms, and problem solving. A good team player who collaborates well and gels easily with the team. Strong problem-solving ability and product thinking — able to understand the underlying user/business problem, break down ambiguous requirements, evaluate trade-offs, and propose practical solutions rather than simply executing predefined tasks. Nice-To-Haves Exposure to distributed systems complexity (consistency, idempotency, retries, failure handling). Experience with asynchronous communication (message queues, event-driven patterns, pub/sub). Understanding of frontend systems and how they consume backend APIs. Experience in high-growth fintech or Web3 startups.