Managing Director

Location: Barcelona, Spain Keller Executive Search is recruiting a Managing Director on behalf of our client, a fintech business in unsecured consumer lending. Based in Barcelona, this appointment offers the opportunity to lead the Spanish business, translating Group strategy into profitable, compliant local execution and supporting its longer-term growth ambitions. Reporting directly to the CEO, you will connect commercial performance, credit outcomes, finance, legal, people and customer operations. The mandate combines profitable growth with product development: strengthening longer-term lending while maintaining established product performance. Your understanding of borrowers and lending economics will shape decisions across acquisition, pricing, servicing and collections. This is a hands-on general management opportunity with meaningful scope to influence business performance and develop functional leaders. You will turn strategy into practical priorities, coach managers and work with legal and Group specialists on regulatory implementation. The role suits an established general manager or an unsecured-lending leader ready for broader business ownership. A previous Managing Director title is not required; demonstrated readiness to lead across functions is essential. Key Responsibilities Translate Group strategy into a country business plan, budgets and execution priorities. Own operating-profit delivery, balancing commercial growth, credit performance and operating costs. Strengthen longer-term lending while protecting established product performance. Use borrower insights to guide segmentation, pricing, acquisition and product decisions. Connect digital acquisition, conversion, servicing and collections into an effective customer journey. Lead functional managers across commercial, financial, legal, people and customer operations. Develop managers through coaching, effective delegation and clear accountability. Direct local regulatory implementation and relevant licensing work with legal and Group specialists. Establish performance reviews and communicate results, risks and business decisions to the CEO. Prioritize initiatives within agreed resources while maintaining controls and customer outcomes. Additional Information Location: Barcelona, Spain. Hybrid working, approximately three office days per week, with attendance arrangements negotiable. Permanent appointment. Travel: two five-day trips annually, plus onboarding and necessary ad hoc travel. Relocation assistance is not available. Preferred start: January 2027. Selection includes leadership interviews and a case study. Requirements Essential Direct personal responsibility for an unsecured consumer-lending business, product, portfolio or relevant commercial or operating function. Sound unsecured-credit judgment and understanding of borrower needs, affordability and lending economics. Demonstrated commercial drive, supported by attributable growth or performance improvements. Readiness for integrated business ownership, demonstrated through financial accountability, business planning and cross-functional decisions. Practical experience coaching and developing managers. Hands-on execution, sustained follow-through and effective delivery within agreed budgets and resources. Spanish proficiency at C2 and English proficiency at C1. Master's degree, MBA or equivalent qualification. Ability to meet an agreed Barcelona-based hybrid arrangement, accept permanent employment and undertake required business travel. Preferred Experience scaling unsecured instalment lending, or transferable product-expansion and commercial-transformation experience. Experience directing lending-related regulatory change with legal and risk specialists. Operating or commercial responsibility across digital consumer-finance channels. Knowledge of Spain's unsecured consumer-credit market. Experience translating multinational Group priorities into local execution. Relevant banking-governance experience alongside direct unsecured-lending responsibility. Ideal Candidate Profile You are a commercially ambitious lending leader who combines borrower understanding with disciplined execution. You enjoy taking broad business ownership, developing managers and turning competing priorities into practical action. You pursue growth with equal attention to credit quality, customer outcomes and sustainable profit. Benefits Indicative base salary of EUR 110,000, negotiable with flexibility for exceptional candidates. Annual results-based bonus. Direct CEO reporting with scope to shape country-level performance. Opportunity to broaden your leadership contribution as the business grows. Agency statement Keller is a recruitment agency serving clients from startups and non-profits to multinationals, emphasizing ethical search, attentive candidate care, and leadership placements that support long-term client outcomes. Learn more about the firm and our candidate services on our website . Equal Opportunity policy Equal Employment Opportunity Statement Keller Executive Search and our clients are Equal Opportunity Employers. For all positions with Keller or our clients, qualified applicants are considered without regard to race, skin color, religion, sex, sexual orientation, gender identity or expression, nationality, age, disability, genetic information, or any other characteristic protected under EU and member-state law. Commitment to Diversity We foster a diverse, inclusive environment where all individuals are valued and respected, and we celebrate cultural diversity across EU member states. Reasonable Accommodations We provide reasonable accommodations to individuals with disabilities under EU Directive 2000/78/EC and national laws, using an interactive process to determine effective accommodations. Compensation Information For client positions, compensation information is provided per applicable EU and national laws, including in postings or during recruitment where required. We are committed to pay transparency and equal pay for equal work under EU Directive 2006/54/EC and national pay equity laws. Compliance with Laws We and our clients comply with EU and national non-discrimination laws across all employment terms and conditions, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Workplace Harassment We and our clients prohibit workplace harassment based on any protected characteristic, including race, ethnic origin, religion, sex, sexual orientation, gender identity or expression, nationality, age, disability, or genetic information. Data Protection and Privacy We process personal data in compliance with the GDPR and applicable national laws. See our Privacy Policy at www.kellerexecutivesearch.com for how we collect and process recruitment and employment data. Pay Equity We and our clients are committed to pay equity and conduct periodic pay equity analyses under applicable EU and national laws. Working Time and Leave We comply with EU Directive 2003/88/EC and national laws on working hours, rest periods, and leave entitlements. Health and Safety We provide a safe, healthy workplace in line with EU Framework Directive 89/391/EEC and relevant national laws. Works Councils and Employee Representation We respect employees' rights to form and join works councils and other representation under EU Directive 2009/38/EC and national laws. Country-Specific Declarations Because employment laws vary between EU member states, we: Local Law Compliance: Comply with all national laws of the member state where employment takes place, in addition to EU regulations. Country-Specific Addenda: Maintain addenda for each EU country where we operate, outlining national requirements that exceed or differ from EU standards. Language Requirements: Provide translated versions of this policy and addenda where local law requires. Notification of Applicable Laws: Inform candidates during recruitment of the national laws applying to their potential employment. Regular Updates: Regularly review and update addenda to reflect changes in national law. Precedence of National Law: Apply national law where it provides greater protection or additional rights. Specific Declarations: Where required, make declarations on pay transparency and gender pay gap reporting, working time arrangements, collective bargaining agreements, data protection and privacy, whistleblower protection, and quota systems for underrepresented groups. Access to Information: Employees and candidates may request applicable country-specific policies at assistance@kellerexecutivesearch.com . Use of Artificial Intelligence in Recruitment Keller Executive Search and our clients may use AI tools solely to support human decision-making by helping review and assess candidate qualifications and materials. AI never automatically rejects, disqualifies, or makes final hiring decisions; all AI-assisted evaluations are reviewed by experienced recruitment professionals, and qualified human recruiters make all hiring decisions. Our AI use aims to enhance fairness, consistency, and efficiency while upholding equal opportunity and non-discrimination. Genetic Information In line with EU and national laws, we and our clients do not discriminate based on genetic information, nor request or require it from applicants or employees except as permitted by law. Local Laws We and our clients comply with all applicable local employment laws and ordinances where we operate within the EU. Note: This posting may be for a position with Keller Executive Search or one of our clients; the employer will be identified during the application and interview process. Employment laws and requirements may vary by employer and EU location.