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Location: Belgrade; Lisbon Workplace: OnSite Aghanim is an integrated commerce, liveops automation, community engagement, and payments platform for video games.   Mobile games have traditionally depended on app stores for distribution, payments, and player relationships. We believe there is a better way. Aghanim helps game studios build direct relationships with players, sell directly, and build their future on their own terms. Today, more than 100 games worldwide are already building this future with Aghanim.   Our team brings together people across Los Angeles, New York, Seoul, Beijing, London, Lisbon, Belgrade and other locations around the globe, with deep expertise in gaming, fintech and technology. We move quickly, keep communication direct, and focus on getting things done. We believe the best people thrive when they have autonomy, ownership, and a stake in the company's success. [https://app.ashbyhq.com/api/images/user-content/4f457f07-466b-477b-b552-fbbabd850111/2de3a7cd-8843-41a9-8bbe-ceb897a42c4a/Logo%20(horizontal).svg] We’re looking for a hands-on DevSecOps Engineer to build security into our cloud infrastructure and delivery pipelines. You’ll work closely with DevOps and development teams to establish practical security standards as our platform grows. KEY RESPONSIBILITIES - Own cloud security on GCP: IAM, org policies, network security, and edge protection with Cloudflare. - Harden our GKE clusters and container supply chain. - Build automated security checks into CI/CD (SAST, dependency, container, and IaC scanning). - Own secrets management and least-privilege access across the platform. - Drive vulnerability and cloud posture management to remediation. - Build security monitoring and lead incident response. - Actively drive SOC 2 Type 2 and PCI DSS Level 1 work: implement controls, prepare evidence. REQUIRED QUALIFICATIONS - 5+ years in DevSecOps, cloud security, or a security-heavy DevOps/Platform role. - Strong production experience with GCP (AWS/Azure acceptable). - Hands-on experience securing Kubernetes and Terraform-managed infrastructure. - Practical knowledge of CI/CD security, cloud IAM, secrets, vulnerability management, and security monitoring. - Ability to build security practices from scratch and get teams to adopt them. - Strong English communication skills. NICE TO HAVE - Experience with Cloudflare, Datadog, Wiz, Drata, or GitHub Actions. - Prior SOC 2 or PCI DSS audit experience. - Background in payments, gaming, or high-load products. WHY JOIN US - World-class team – work alongside experienced professionals from around the globe who have built products used by millions of players - High growth, high impact – be part of a fast-growing company where ideas turn into products and reach customers in days, not months - Autonomy and ownership – we trust people to make decisions, take initiative, and drive results - Modern tools and technology – use AI, automation, and modern tools as part of your everyday work - Equity – participate in the company's growth and long-term success

Location: London Workplace: OnSite Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. The Role We are excited to be growing our incredible London Legal team and are looking to hire 2 Legal Counsel with a strong regulatory background in financial services. As Legal Counsel, you will work closely with all areas of the business and take a collaborative approach to solving complex legal challenges. You will be expected to advise on compliance with financial services and payments regulations, interact with regulators and assist in the implementation of broader regulatory projects and product launches across the Checkout.com http://Checkout.com group. The successful candidate will be able to handle a busy workload with minimal supervision, demonstrating excellent critical judgment, quick thinking and agility. This is a great opportunity to work on a broad range of projects across multiple jurisdictions, learn new areas of law and play a key role in supporting the company’s rapid growth. You will be joining an expanding team in one of Europe's most valuable fintechs. Our mission is to be a legal team that exceeds expectations across the board, providing pragmatic and commercially focused advice, finding creative solutions to manage risk and becoming trusted advisers to our colleagues in the business. How You'll Make An Impact - This role is based in London at our global head office and sits within the regulatory vertical of our Legal department - Support relationships with regulators on license-related matters, including potential de novo applications - Review payments product structures, flows and terms to ensure compliance with legal requirements - Advise on payments regulatory matters, including compliance with payments laws and related regulations across our different jurisdictions - Advise on broader regulatory requirements applicable to payment services providers, including with respect to group regulatory change projects - Advise the business on market expansion, researching and evaluating new territories and applying for new licenses or expanding the scope of existing licenses - Advise key business functions on new regulatory developments impacting our operations, products and contractual commitments - Conduct research on various multi-jurisdictional legal issues - Support the company’s strategic projects and initiatives by providing creative, proactive and results-orientated advice What We Are Looking For - Qualified solicitor/lawyer (3-7 PQE) with strong post-qualification experience either in-house or in private practice - Strong understanding of legal principles applicable to payments in the UK, including the payments ecosystem and payments regulatory and licensing strategy/execution, and to broader financial institutions - Previous FinTech, payments, software, e-commerce and/or bank experience is desirable but not essential - Experience working in a start up or other fast-paced and dynamic environment is desirable but not essential - Comfort with ambiguity, constant change, and a fast-paced culture - A practical, solutions-oriented focus to solving legal challenges - Experience working internationally and on a variety of cross-border matters - Excellent time management skills and experience managing a diverse workload and competing stakeholder demands - Ability to work autonomously and collaboratively as needed, flexing the approach as the matter requires - Strong communication skills and the ability to articulate and explain complex legal issues clearly and concisely - Enthusiasm for new challenges and skilling up in different areas of law Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/

Location: Limassol, Cyprus Workplace: on-site Our team is developing a payment gateway for accepting funds from users on behalf of merchants, as well as sending funds from merchants to users. The system involves storing user payment data and is subject to PCI DSS compliance. It contains multiple integrations with payment systems, providers, and other gateways and processors, including 3DS. We are seeking an experienced HR Manager to join our passionate team. Job Responsibilities: Act as the main HR point of contact for employees and managers, providing hands-on support across a wide range of people-related matters. Build strong relationships across the company and maintain a good understanding of employee experience, team dynamics, and emerging people needs. Partner with managers on performance, development, employee relations, organizational changes, and complex individual cases. Own and continuously improve key HR processes across the employee lifecycle, from onboarding and probation to development, internal moves, and offboarding. Review and adapt existing HR practices to better fit the company’s evolving needs, culture, and ways of working. Identify gaps and proactively design and implement new HR practices, policies, and solutions where needed. Use employee feedback and people data to identify trends, risks, and opportunities for improvement. Help build a scalable and effective People function that evolves together with the business. Take ownership of HR processes, policies, and benefits currently provided at group level, assess their fit for company, and adapt, replace, or redesign them where needed as the company evolves. Own and evolve employee benefits and related People programs, evaluating their effectiveness, employee value, cost, and fit with the company’s needs. Balance employee needs with business priorities, applying sound judgment and ensuring People decisions are practical, consistent, and aligned with the company’s goals and culture. Ensure HR practices and policies remain compliant with applicable employment requirements, working with internal or external legal and operational partners where necessary. You’ll thrive here if you have 5+ years of broad HR experience in a People Partner, HRBP, or Senior HR Generalist role, ideally within a technology, fintech, or other fast-paced environment. Strong hands-on experience across the employee lifecycle and solid knowledge of core HR processes. Proven experience independently owning and improving HR processes, not only supporting their execution. Ability to assess existing practices, identify what needs to change, and drive improvements from idea through implementation. Strong employee relations experience and confidence handling complex or sensitive individual cases. Comfortable being a visible and approachable HR presence for employees while partnering effectively with senior managers. Strong ownership, judgment, communication, and stakeholder management skills. Comfortable working in an evolving environment where processes and ways of working are still being developed. Experience building, transforming, or localizing HR practices would be a strong advantage. Fluent English. Russian is a plus. Conditions We know that great talent deserves great conditions, so here's what you can expect when joining us: EU-based employment contract and a 3-year Cyprus work visa with full support for your relocation and visa processes, including assistance for your family. EU passport. Opportunity to obtain an EU passport after 4 years of residence. Full relocation package: flights to Limassol for you and your family, a company-covered apartment for the first month, and full relocation support to make your move smooth and hassle-free. Transparent performance reviews twice a year, with bonus opportunities and salary adjustments. Private medical insurance for you and your family. Corporate mobile plan (unlimited in Cyprus with roaming included). Mindfulness & well-being support, including psychological assistance with 50% coverage. 50% coverage of school and kindergarten fees for your children. Fully covered sports benefits, and also access to in-house electric scooters and bike rentals. Provident fund (Cyprus): a long-term savings plan co-funded by you and the Company together (available after probation) that grows throughout your time with us in Cyprus. Professional growth support: language courses, conferences, training programs, and coaching. Peer recognition program: receive and share kudos for great work. A fully equipped office in Limassol’s city center, with everything you need for deep work and collaboration. Free breakfasts and lunches in the office and an in-house coffee bar with high-quality drinks and a health bar stocked with nutritious snacks. A strong engineering culture: international teams, corporate events, team buildings, and hackathons — because great work happens in great communities. Benefits are provided in accordance with the company’s policies and eligibility criteria. Recruitment process HR Interview (45 minutes); Hiring Team Interview (1 hour); Final interview (1 hour); Recommendations check; Job Offer.

Задачи: — монтаж 5–7 Reels в месяц; — монтаж коротких горизонтальных видео для YouTube; — работа с записями интерфейса, субтитрами, графикой и звуком. Требования: — опыт монтажа коротких роликов; — чувство ритма; — соблюдение сроков; — базовое понимание криптовалют; — опыт с fintech- и криптопроектами будет плюсом. Условия: — удалённая работа; — сдельная оплата за ролик; — стоимость согласуется по формату и сложности. Для отклика нужно прислать примеры работ, расценки, сроки монтажа, кратко рассказать об опыте с похожими проектами и знании криптотематики.

About the project: A fast-growing fintech startup providing SaaS solutions for institutional investors. The platform includes advanced solutions for financial analysis, trade flow management and portfolio management. Requirements: — Strong experience with C# / .NET / ASP.NET Core — Solid experience with Angular — Good understanding of SOLID principles and design patterns — Working knowledge of relational databases — Familiarity with Git — Good understanding of UI/UX principles — Experience working in an Agile environment — Strong communication and collaboration skills What we're looking for: — A self-driven engineer passionate about technology — Someone who takes ownership and accountability for their work — Strong attention to detail and a focus on quality — A proactive approach to automation and process improvement — Ability to clearly communicate technical ideas — Comfortable working in a fast-paced, highly collaborative environment — Open to feedback and able to work effectively with both technical and business stakeholders Responsibilities: — Design, develop and maintain components and frameworks for the client's technology ecosystem — Collaborate with internal and external stakeholders to understand application development needs — Research and evaluate new technologies and use cases — Identify inefficiencies and implement appropriate technology solutions — Contribute ideas and improvements to the product and development process

Location: Almaty, Kazakhstan Workplace: OnSite WHY WORK AT HIGGSFIELD AI? Higgsfield AI is the fastest-scaling generative AI company in history, hitting $1B in annual revenue run rate, 30M+ users worldwide, 6M+ generations per day, and powering 390 of Fortune 500 brands. We're building at the absolute frontier of AI-powered video creation and next-generation creative tools. Joining Higgsfield means becoming part of a high-impact team shaping the future of AI-native experiences, at a company that isn't just moving fast, but rewriting what fast looks like. WHAT THIS ROLE MEANS AT HIGGSFIELD Most subscription businesses lose a password. We lose GPU-seconds. When someone runs two hundred accounts off one card to harvest a per-account promotional grant, the cost lands on our compute bill the same hour, and it does not stop until somebody finds them. We have found operators doing exactly that — hundreds of accounts, synchronised signups, machine- generated emails, round-the-clock automation — and we have also found that most of our worst- margin accounts are not abusers at all, just heavy users on an unlimited plan. Telling those two apart, account by account, with evidence that survives being challenged, is this job. You are the person who finds them, proves it, and puts a number on it. You make sure: - Every enforcement action we take is backed by evidence a stranger could follow - We know what abuse cost us last month, on the same basis as last month - The detection system is measured against real cases, not against its own past decisions - When a ring changes shape, somebody notices this week — and that somebody is you WHAT YOU WILL DO Investigation & casework - Run ring investigations end to end: from a flagged account or a cost anomaly to a named cluster, its members, its signature, its lifetime economics and a recommended action. - Build the linkage yourself — shared payment instruments, IP and ASN concentration, email-stem families, registration bursts, behavioural and automation fingerprints — and know which links are evidence and which are coincidence. - Separate abuse from unprofitable-but-legitimate every single time. On an unlimited plan, negative gross margin is normal. Cost is a gate, never a trigger. - Triage the review queue the detection system produces, and feed what you learn back into it. Your adjudications are the only unbiased labels the scientist has. Evidence & defensibility - Produce evidence packages that hold up outside the company — to an external auditor, to a payment network, to a customer disputing a ban, to Legal enforcing our Terms. Our abuse work has already been used in all four contexts. - Write per-account, not per-ring, when the action is per-account. A ban list without a reason column is not evidence. - Know what our Terms of Use actually entitle us to do, and flag when the evidence supports the finding but not the action. Quantification & reporting - Own the abuse loss number: what it cost, on what basis, net of the revenue we reversed and the legitimate customers we caught by mistake. Same definition every month, written down. - Distinguish COGS burned, revenue at risk, revenue reversed and cash refunded — they are four different numbers and people will conflate them. - Build the recurring reporting that tells us whether the problem is growing, and the ad-hoc answer to "why did compute spike last Tuesday" that is due the same day. Monitoring & adaptation - Watch the detectors themselves. A rule that stops firing is a detection event, not a quiet week. - Check the instrument before explaining the movement: a missing upstream table, a silently dropped join, a vendor signal that went away. This has bitten us and it will again. - Spot new abuse patterns before they are in anybody's model — usually in a cost anomaly, a strange cohort, or a support ticket that does not fit. How we work - SQL and Python on raw payment, usage and identity data in BigQuery, without anyone preparing it for you. We use AI heavily — resourcefulness beats syntax. - Close partnership with the Antifraud data scientist (you validate what they build), Payments (chargebacks and processor signals), Support (the humans who meet your false positives) and Finance (the loss number goes in the accounts). WHO WE'RE LOOKING FOR - 2+ years doing investigative or risk analytics — fraud, abuse, trust and safety, AML, chargebacks, gaming or marketplace integrity. What matters is that you have chased real bad actors, not modelled them in the abstract. - Strong SQL, without help. Self-joins, window functions, cohort replay, and joining payments to usage to identity across messy keys. This is the single most-used skill in the role. - Python at working level for analysis — pandas, notebooks, a bit of graph work. - Investigative instinct: you follow the thread, you notice the thing that does not fit, and you can say when a pattern is a coincidence. - Evidentiary discipline: you can write up a finding so that somebody who distrusts you can check it, and you know the difference between "this looks like abuse" and "this is provable." - Unit-economics literacy: gross margin per account, what compute costs, and why a negative-margin customer may be entirely legitimate. - The judgment to escalate rather than act when the evidence is thin, and to say so in writing. - Clear written and spoken English, B2+. Backgrounds that often do well: - Fraud / risk analysts from fintech, payments, marketplaces, gaming, crypto or betting - Trust & safety investigators and platform-integrity analysts - Chargeback, dispute or AML analysts who write their own queries - Strong product or BI analysts who got handed the abuse problem and kept it WHAT THIS ROLE IS NOT This role is not a fit if you: - Want to build models full time — that is the Antifraud data scientist, and it is open - Want to do content moderation or NSFW classification - Would put an account on a ban list without being able to say why in one sentence - Treat every negative-margin account as an abuser - Need a labelled dataset or a clean table before you can start - Are uncomfortable that your work gets real people's accounts restricted, sometimes wrongly - Want predictable 9–5 workdays HIRING PROCESS - Screening call (30 min) - Hiring-manager screen (30 min) - Business case (1 hour) - Take-home with real-shaped data (7 days, ~10–12 hours of work) - Team interview (60 min) - Paid on-site trial (1 month) THE DEAL - Competitive salary in USD - Equity: participation in the company's stock option program - On-site role in Almaty, Kazakhstan - Relocation support (flight + temporary housing) - Flat structure, high autonomy, fast career growth

Location: Almaty, Kazakhstan Workplace: OnSite WHY WORK AT HIGGSFIELD AI? Higgsfield AI is the fastest-scaling generative AI company in history, hitting $1B in annual revenue run rate, 30M+ users worldwide, 6M+ generations per day, and powering 390 of Fortune 500 brands. We're building at the absolute frontier of AI-powered video creation and next-generation creative tools. Joining Higgsfield means becoming part of a high-impact team shaping the future of AI-native experiences, at a company that isn't just moving fast, but rewriting what fast looks like. WHAT THIS ROLE MEANS AT HIGGSFIELD Generative video has a problem most subscription businesses don't: every unit we sell costs us real compute. A stolen password costs a streaming service nothing. An account farm on an unlimited generation plan costs us GPU-seconds, at scale, every hour it runs. We have found organised operators running hundreds of accounts on a single card, reselling unlimited generations, and harvesting per-account promotional grants at industrial scale. We have also found that most of our negative-margin accounts are not abuse at all — they are ordinary heavy users on an unlimited plan, which is a pricing problem wearing a fraud costume. Telling those two populations apart, at account level, before the money is gone, is this job. You own the question of who is taking value they did not pay for, and the system that stops them. You make sure: - We catch abuse before the compute is burned, not in a post-mortem that reconciles the loss - Every enforcement action has a measured precision, a measured cost of being wrong, and a way back for the customer we got wrong - The difference between fraud and unprofitable pricing is a number we can defend, not a vibe - When operators adapt — and they will, within days — we find out from a monitor, not from the monthly margin review WHAT YOU WILL DO Detection & scoring - Own the account-abuse scoring system end to end: signals, weights, thresholds, the scoring job, the monitoring, and the recalibration when it decays. - Build detection that fires early. A rule that catches 88% of the money on day 11 is worth far less than one that catches 60% at checkout, and you should be able to say why in dollars. - Work the two halves that actually matter together: linkage (who is connected to whom) and economics (what are they consuming). Either one alone produces a system nobody can switch on — linkage without economics flags families sharing a card, economics without linkage flags our best customers. - Treat cost as a gate, not a label. On an unlimited plan, being gross-margin negative is normal. Entity resolution & ring detection - Find rings, not just accounts: shared payment instruments, IP and ASN concentration, email-stem families, synchronised registration bursts, behavioural fingerprints, automation signatures. - Do it without a reliable device fingerprint — we do not have one today, and part of this job is telling us what it would be worth and what it would cost. - Know where graph methods break. Transitive closure through a shared card will happily merge thousands of unrelated people into one "ring"; we have done exactly that and thrown the result away. Enforcement, policy & the cost of being wrong - Design graduated, reversible actions — throttle, rate-limit, step-up verification, hold, pre-grant refusal, manual review queue, ban — and match the severity to the confidence. - Own the false-positive budget explicitly: how many paying customers are we willing to inconvenience to save a dollar of compute, and what is the appeal path for the ones we get wrong. - Build the pre-grant gates. The cheapest abuse to stop is the kind we decline to enable in the first place — a trial we do not grant costs nothing to claw back. - Partner with Payments on Stripe Radar, chargebacks and dispute economics; with Support on the queue your model creates; with Legal on what our Terms actually entitle us to do. Measurement & adversarial monitoring - Quantify what the system is worth in money — COGS avoided, net of the revenue you destroyed and the support cost you created. Keep that number current. - Run holdouts even on enforcement, wherever it is legal and safe to do so, because otherwise you will never know what your rules are worth. - Monitor for adaptation, not just drift. Model decay here is caused by an adversary, and it looks different: a signal stops firing, a ring changes shape, a cohort's behaviour shifts inside a week. - Watch your own inputs. A detection system that silently loses a feature degrades to a system that cannot reach its own threshold — and reports nothing wrong while doing it. Making it usable - Ship scores and reasons, never scores alone. An analyst, a support agent or an auditor must be able to read why an account was actioned. - Produce evidence that survives outside the company. Our abuse work has already been used in an external audit and in Terms-of-Use enforcement; write for that standard. - Work in SQL, Python and BigQuery on raw event, payment and generation data. We use AI heavily — resourcefulness beats syntax. WHO WE'RE LOOKING FOR - Experience building abuse, fraud or trust-and-safety detection that actually took action on real users — payments fraud, promo abuse, multi-accounting, bonus abuse, account takeover, marketplace or gaming abuse. Anti-money-laundering and credit-risk backgrounds transfer if the modelling was yours. - Genuine understanding of the adversarial setting: that your counterparty responds, that your training labels are generated by your own past decisions, and that offline AUC on a censored label set is close to meaningless. - Strong SQL and Python on raw event data without help: joins across payments, usage and identity, window functions, cohort replay. Gradient boosting, and the judgment to know when a two-condition rule beats a model. - Comfort with graph and linkage thinking — connected components, shared-attribute clustering, and an instinct for when a link is evidence and when it is coincidence. - Precision-first evaluation instincts: precision at the operating point, cost-weighted error, and why you would take 20% recall at 90% precision over the reverse in an enforcement system. - Unit-economics literacy: gross margin per account, what compute actually costs us, why a negative-margin customer may be entirely legitimate. - The judgment to escalate rather than act when the evidence is thin, and to say so in writing. - Clear written and spoken English, B2+. Backgrounds that often do well: - Fraud / risk data scientists from fintech, payments, marketplaces, gaming or crypto - Trust & safety and platform-integrity teams who owned detection and enforcement policy - Growth or product data scientists who ended up owning promo-abuse because nobody else would - Analysts from payment processors, PSPs or chargeback/dispute operations who moved into modelling WHAT THIS ROLE IS NOT This role is not a fit if you: - Want to build content-moderation or NSFW classification — that is a different function here - Would ship a ban list without knowing its precision - Optimize AUC on a label set your own enforcement created, and call it validated - Need a labelled fraud dataset to exist before you can start - Treat every negative-margin account as an abuser - Are uncomfortable that being right 90% of the time means being wrong about real, paying, legitimate people — and that you own what happens to them - Want predictable 9–5 workdays HIRING PROCESS - Screening call (30 min) - Hiring-manager screen (30 min) - Business case (1 hour) - Take-home with real-shaped data (7 days, ~10–12 hours of work) - Team interview (60 min) - Paid on-site trial (1 month) THE DEAL - Competitive salary in USD - Equity: participation in the company's stock option program - On-site role in Almaty, Kazakhstan - Relocation support (flight + temporary housing) - Flat structure, high autonomy, fast career growth

Location: Almaty, Kazakhstan Workplace: OnSite WHY WORK AT HIGGSFIELD AI? Higgsfield AI is the fastest-scaling generative AI company in history, hitting $1B in annual revenue run rate, 30M+ users worldwide, 6M+ generations per day, and powering 390 of Fortune 500 brands. We're building at the absolute frontier of AI-powered video creation and next-generation creative tools. Joining Higgsfield means becoming part of a high-impact team shaping the future of AI-native experiences, at a company that isn't just moving fast, but rewriting what fast looks like. WHAT THIS ROLE MEANS AT HIGGSFIELD We sell subscriptions and credit packs to consumers in over a hundred countries, and today almost all of it moves as cross-border card payments in USD. That has three consequences, and this role owns all three. We are declined more than we should be. In some of our largest growth markets roughly one attempt in three fails, and a meaningful share of those are not "no money" — they are cross-border blocks, card limits, stale credentials on renewal, and issuers who do not recognise us. We pay more than we should. Our blended cost of acceptance is the single largest line below compute, and the majority of the network component sits on transactions our processor classes as cross-border. We are not on the rails our customers use. In two of our fastest-growing markets, the dominant local payment method is one we do not offer at all. You own the measurement and the argument behind fixing all of it. You make sure: - We know our true authorization rate — at the unit the business actually cares about, not the one that is easy to compute - Every basis point of payment cost has a name, a geography and an owner - A decline is a diagnosis, not a statistic - When we propose a new rail, a new entity or a new processor arrangement, the number underneath it holds up to Stripe's own analysis and to our board's WHAT YOU WILL DO Authorization & decline analysis - Own authorization rate end to end: by country, issuer, BIN, card brand and funding type, plan price point, first payment vs renewal, and payment method. - Build and maintain the decline taxonomy — what each decline code actually means, which are recoverable, which are terminal, and which are us rather than them. - Measure at the right unit. An invoice that succeeds on the third retry is a success, not two failures and a success, and reporting it the other way has made teams optimise the wrong thing. - Separate soft declines we can recover from hard declines we cannot, and put a number on the recoverable pool. Cost of acceptance - Own the blended take rate and its decomposition: interchange, scheme fees, processor markup, cross-border and currency-conversion components, disputes, and the fixed per-transaction pieces. - Find where the cost actually sits. Averages hide it — the cost is concentrated by corridor, by card type and by whether the transaction is domestic. - Build the evidence for commercial conversations with our processor, and keep it current enough to reuse. Local payment methods, entities and routing - Size the case for new rails market by market: what share of local commerce runs on them, what our current card performance costs us, and what we would realistically recover. - Model merchant-of-record and local-acquiring arrangements against the alternative of our own entities, honestly — including the fee we would pay for the privilege. - Design and read the experiments that prove it, with the product analytics team. A new payment method is an A/B test, not a launch. Renewals, dunning and involuntary churn - Own the retry and dunning strategy as a measurable system: when to retry, how often, through which rail, and when to stop. - Quantify involuntary churn separately from voluntary. They look identical in a cancellation count and they need completely different fixes. - Track the health of stored credentials — network tokens, card-account-updater coverage, expiring cards — because in a subscription business that is silent revenue leakage. Disputes, refunds and reconciliation - Own dispute and chargeback rates against network thresholds, with the lag handled properly — disputes arrive weeks after the charge and a same-period denominator understates you. - Reconcile processor data to the revenue ledger and explain the differences rather than plugging them. - Work with the antifraud team where disputes are abuse rather than genuine dissatisfaction. HOW WE WORK - SQL and Python on raw processor and billing data in BigQuery. We use AI heavily — resourcefulness beats syntax. - Partner with Finance (the numbers get booked), Product (checkout and paywall), Engineering (the billing integration) and our processor's team directly. WHO WE'RE LOOKING FOR - 2+ years in payments analytics, payment operations, billing, or risk at a merchant, PSP, acquirer, or fintech. This is a domain role — general analytics experience without payments does not transfer quickly enough. - Fluency in the actual mechanics: authorization vs capture vs settlement, decline codes, 3DS and SCA, network tokens and account updater, interchange and scheme fees, chargeback lifecycle, MCC, BIN, cross-border and DCC. - Strong SQL, without help. Most of this job is joining sessions to intents to charges to invoices to refunds across imperfect keys and getting the denominator right. - Python at working level for analysis. - The instinct to check the unit of measurement before quoting a rate — per attempt, per invoice, per user, per session are four different numbers and only one of them answers the question. - Comfort with subscription billing specifically: renewals, proration, plan changes, failed payments, dunning, involuntary churn. - Commercial judgment: you can build the case for a rail or a rate and defend it against a vendor who does this for a living. - Clear written and spoken English, B2+. Backgrounds that often do well: - Payment operations or payments analytics at a consumer subscription, marketplace or gaming company - Analysts from PSPs, acquirers, orchestration platforms or card networks - Billing / revenue operations analysts who owned dunning and involuntary churn - Risk or chargeback analysts who moved toward the acceptance side WHAT THIS ROLE IS NOT This role is not a fit if you: - Want to own checkout UX or pricing — that is Product Analyst, and it is open - Want to build fraud models — that is the Antifraud data scientist, and it is open - Would report an authorization rate without saying what the denominator was - Would take a processor's own analysis of their own performance at face value - Need someone else to prepare the data - Want predictable 9–5 workdays HIRING PROCESS - Screening call (30 min) - Hiring-manager screen (30 min) - Business case (1 hour) - Take-home with real-shaped data (7 days, ~10–12 hours of work) - Team interview (60 min) - Paid on-site trial (1 month) THE DEAL - Competitive salary in USD - Equity: participation in the company's stock option program - On-site role in Almaty, Kazakhstan - Relocation support (flight + temporary housing) - Flat structure, high autonomy, fast career growth

Описание проекта: создание экосистемной Customer720 платформы. Данные из банковских систем и CRM других бизнесов. Задачи: — Владеть архитектурой и развитием Data Core. — Проектировать слои Bronze / Silver / Gold и модели данных. — Исследовать банковские, legacy- и внешние источники, восстанавливать их семантику. — Строить pipelines от raw-данных до подготовленных data products. — Разрабатывать трансформации на SQL / dbt / Python. — Определять инженерные стандарты для ELT, data modelling, metadata, lineage и data quality. — Развивать data catalog и metadata-as-code подход. — Проектировать data contracts и интеграции Data Core с другими компонентами. — Переводить исследовательские решения и ручные процессы в production. — Работать с Git, CI/CD, Docker, Linux и закрытыми Dev/UAT-контурами. Требования: — Совокупный релевантный опыт не менее 6 лет обязательно. — Банковские или fintech-данные. — Core banking / legacy banking systems. — Опыт работы Lead / Staff / Principal Data Engineer или сильного Senior с архитектурным ownership. — Опыт проектирования и самостоятельной реализации data platform / DWH / Lakehouse. — Customer 360 / Golden Record / MDM. — Сильный SQL и уверенный Python. — dbt или аналогичные transformation frameworks. — Airflow / Dagster / Prefect или аналоги. — Хорошее понимание data modelling, historization, grain и master entities. — Практический опыт data quality, lineage и metadata management. — Data Vault 2.0. — OpenMetadata или другие data catalog solutions. — Умение самостоятельно принимать технические решения и отвечать за результат. — Опыт работы с плохо документированными источниками. — Git, CI/CD, Docker, Linux. — Практический AI-native способ разработки. Условия: — Оформление: ИП, ГПХ. — Формат работы: полная занятость.

Location: Hong Kong, Hong Kong SAR OKX will be prioritising applicants who have a current right to work in Hong Kong, and do not require OKX's sponsorship of a visa. Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About The Opportunity Our mission is to drive user growth and engagement across global markets by building a scalable growth platform — the shared campaign engine, task and incentive systems, loyalty programs, and ToB operational tooling that power growth for every business line at OKX — and by unlocking acquisition through diversified channels including SEO, ASO, affiliate, referral, and paid. As the Growth Platform Product Lead, you will own the product vision and roadmap for our growth middle-platform, lead a team of product managers, and act as the central partner to business, channel, and regional stakeholders who rely on the platform to hit their growth targets. This is a leadership role for someone who has built growth infrastructure at scale and knows how to turn a fragmented set of campaign tools into a unified, self-serve growth system. What You’ll Be Doing Own the Growth Platform Strategy Define the multi-year vision and roadmap for the growth middle-platform: campaign engine, task/mission system, rewards and incentive infrastructure, loyalty and tiering, user segmentation and targeting, and the ToB configuration and analytics layer that operators use daily. Set platform standards for reusability, configurability, and time-to-launch so that new growth activities can be shipped by business teams without bespoke engineering. Balance platform investment against business-line requests, and make clear, well-communicated prioritization calls. Build the Platform Lead the design and delivery of ToC growth products (campaigns, tasks, mega sales, loyalty) and the ToB capabilities behind them (campaign configuration, rules engine, budget and risk controls, reporting). Drive experimentation infrastructure and growth analytics so that every campaign is measurable, comparable, and optimizable. Leverage AI tools and automation to shorten experimentation cycles, surface insights faster, and scale growth operations with fewer manual touchpoints. Enable Channel Growth Partner with channel owners across SEO, ASO, referral, affiliate, and paid to translate channel-specific funnel needs into platform capabilities. Identify high-leverage channel opportunities and build the platform features that amplify channel performance across markets. Manage Stakeholders Across the Organization Serve as the single point of accountability for the growth platform with Trading, Listing, Paid Ads, Content, Affiliate, Referral, regional growth teams, and risk/compliance. Establish intake, prioritization, and governance processes that keep dozens of concurrent stakeholders aligned and informed. Influence senior leadership on platform investment, trade-offs, and sequencing; resolve conflicts between business urgency and platform integrity. Lead and Grow the Team Manage, coach, and develop a team of product managers; set clear goals, review work quality, and build a high-performance culture. Raise the bar on PM craft across the team: problem framing, data literacy, spec quality, and cross-functional execution. What We Look For In You 5+ years of product management experience , including 2+ years managing product managers and owning a multi-quarter roadmap. Deep growth middle-platform experience : you have designed and shipped a campaign engine, task/mission system, incentive or rewards platform, loyalty program, or comparable shared growth infrastructure that served multiple business lines. Proven platform thinking : track record of consolidating scattered, one-off growth tools into a reusable, configurable, self-serve system, and of measuring the efficiency gains that resulted. Exceptional stakeholder management : demonstrated ability to run intake and prioritization across many competing internal customers, manage up to executive leadership, and hold the line on platform trade-offs without losing partner trust. Strong data and analytics fluency : comfortable defining campaign and platform metrics, reading experiment results, and using data to settle prioritization debates. Large-scale delivery : experience navigating complex cross-team dependencies in a fast-moving, global organization. High learning velocity : able to rapidly internalize new domains — crypto, regional markets, new channels — and connect product, data, and market signals into actionable strategy. Nice-To-Haves Experience in crypto, fintech, or other regulated consumer products where growth mechanics must satisfy risk and compliance constraints. Hands-on experience with SEO and/or ASO strategy, including keyword optimization, app store listing optimization, and organic growth levers. Experience building ToB operational platforms or internal tooling used by non-technical operators at scale. Experience applying AI/LLM tooling to growth operations, analytics, or PM workflows. Perks & Benefits Competitive total compensation package L&D programs and education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Please note that Hong Kong is a group-level service hub, and OKX does not carry on a business of operating a virtual asset trading platform in Hong Kong. Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Location: Singapore, Singapore OKX will be prioritising applicants who have a current right to work in Singapore, and do not require OKX's sponsorship of a visa. Who We Are At OKX, we believe that the future will be reshaped by crypto, and ultimately contribute to every individual's freedom. OKX is a leading crypto exchange, and the developer of OKX Wallet, giving millions access to crypto trading and decentralized crypto applications (dApps). OKX is also a trusted brand by hundreds of large institutions seeking access to crypto markets. We are safe and reliable, backed by our Proof of Reserves. Across our multiple offices globally, we are united by our core principles: We Before Me , Do the Right Thing , and Get Things Done . These shared values drive our culture, shape our processes, and foster a friendly, rewarding, and diverse environment for every OK-er. OKX is part of OKG, a group that brings the value of Blockchain to users around the world, through our leading products OKX, OKX Wallet, OKLink and more. About The Opportunity Our mission is to drive user growth and engagement across global markets by building a scalable growth platform — the shared campaign engine, task and incentive systems, loyalty programs, and ToB operational tooling that power growth for every business line at OKX — and by unlocking acquisition through diversified channels including SEO, ASO, affiliate, referral, and paid. As the Growth Platform Product Lead, you will own the product vision and roadmap for our growth middle-platform, lead a team of product managers, and act as the central partner to business, channel, and regional stakeholders who rely on the platform to hit their growth targets. This is a leadership role for someone who has built growth infrastructure at scale and knows how to turn a fragmented set of campaign tools into a unified, self-serve growth system. What You’ll Be Doing Own the Growth Platform Strategy Define the multi-year vision and roadmap for the growth middle-platform: campaign engine, task/mission system, rewards and incentive infrastructure, loyalty and tiering, user segmentation and targeting, and the ToB configuration and analytics layer that operators use daily. Set platform standards for reusability, configurability, and time-to-launch so that new growth activities can be shipped by business teams without bespoke engineering. Balance platform investment against business-line requests, and make clear, well-communicated prioritization calls. Build the Platform Lead the design and delivery of ToC growth products (campaigns, tasks, mega sales, loyalty) and the ToB capabilities behind them (campaign configuration, rules engine, budget and risk controls, reporting). Drive experimentation infrastructure and growth analytics so that every campaign is measurable, comparable, and optimizable. Leverage AI tools and automation to shorten experimentation cycles, surface insights faster, and scale growth operations with fewer manual touchpoints. Enable Channel Growth Partner with channel owners across SEO, ASO, referral, affiliate, and paid to translate channel-specific funnel needs into platform capabilities. Identify high-leverage channel opportunities and build the platform features that amplify channel performance across markets. Manage Stakeholders Across the Organization Serve as the single point of accountability for the growth platform with Trading, Listing, Paid Ads, Content, Affiliate, Referral, regional growth teams, and risk/compliance. Establish intake, prioritization, and governance processes that keep dozens of concurrent stakeholders aligned and informed. Influence senior leadership on platform investment, trade-offs, and sequencing; resolve conflicts between business urgency and platform integrity. Lead and Grow the Team Manage, coach, and develop a team of product managers; set clear goals, review work quality, and build a high-performance culture. Raise the bar on PM craft across the team: problem framing, data literacy, spec quality, and cross-functional execution. What We Look For In You 5+ years of product management experience , including 2+ years managing product managers and owning a multi-quarter roadmap. Deep growth middle-platform experience : you have designed and shipped a campaign engine, task/mission system, incentive or rewards platform, loyalty program, or comparable shared growth infrastructure that served multiple business lines. Proven platform thinking : track record of consolidating scattered, one-off growth tools into a reusable, configurable, self-serve system, and of measuring the efficiency gains that resulted. Exceptional stakeholder management : demonstrated ability to run intake and prioritization across many competing internal customers, manage up to executive leadership, and hold the line on platform trade-offs without losing partner trust. Strong data and analytics fluency : comfortable defining campaign and platform metrics, reading experiment results, and using data to settle prioritization debates. Large-scale delivery : experience navigating complex cross-team dependencies in a fast-moving, global organization. High learning velocity : able to rapidly internalize new domains — crypto, regional markets, new channels — and connect product, data, and market signals into actionable strategy. Nice-To-Haves Experience in crypto, fintech, or other regulated consumer products where growth mechanics must satisfy risk and compliance constraints. Hands-on experience with SEO and/or ASO strategy, including keyword optimization, app store listing optimization, and organic growth levers. Experience building ToB operational platforms or internal tooling used by non-technical operators at scale. Experience applying AI/LLM tooling to growth operations, analytics, or PM workflows. Perks & Benefits Competitive total compensation package L&D programs and education subsidy for employees' growth and development Various team building programs and company events Wellness and meal allowances Comprehensive healthcare schemes for employees and dependants More that we love to tell you along the process! Notice: All official OKX vacancies are published on this website. While roles may appear on selected third-party platforms from time to time, information on other sites may be inaccurate or outdated. If in doubt, please apply directly through our official careers website. Information collected and processed as part of the recruitment process of any job application you choose to submit is subject to OKX 's Candidate Privacy Notice .

Задачи: — Самостоятельно проектировать и собирать сложные продуктовые фичи, кастомные CRM-модули и внутренние HR-сервисы; — Использовать AI-first подход (Cursor, Claude Code, v0) для ускорения разработки и выкатки MVP; — Продумывать юзер-флоу, архитектуру баз данных, API-интеграции и пользовательские интерфейсы; — Тесно сотрудничать с продуктовой командой, быстро валидировать гипотезы и закрывать задачи «под ключ». Требования: — Сильный бэкграунд в Fullstack-разработке (TypeScript, React / Next.js, Node.js); — Опыт использования современных AI-инструментов разработки на ежедневной основе; — Продуктовое мышление (Founder / Builder mindset) — фокус на ценности для пользователя и бизнеса, а не только на коде; — Умение работать автономно, глубоко понимать бизнес-задачу и предлагать оптимальные технические решения. Условия: — Полностью удаленный формат работы (Full remote); — Отсутствие излишней бюрократии и микроменеджмента; — Возможность создавать продукты с нуля и напрямую влиять на развитие бизнеса.

Location: London Workplace: OnSite Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. The Role Checkout is looking for an experienced financial crime compliance lead to establish, grow, and maintain a global second-line team. This role will oversee the compliance frameworks supporting our rapidly evolving portfolio of mass market products. This opportunity is a perfect fit if you are excited by the prospect of leveraging the momentum and resources of a global scale-up to support the launch and scale of high velocity products. As products expand and launch, there will be an opportunity to grow your team across multiple regions. You will be expected to: - Build the Framework: Establish the global framework for second-line escalations for new products; working closely with relevant regional MLROs to ensure consistency and operational excellence. - Drive Cross-Functional Alignment: Partner with Risk, Operations, and Product teams to align compliance requirements with fraud mitigation and user experience goals. - Monitor Emerging Trends: Maintain a deep understanding of financial crime typologies, regulatory guidance, and emerging industry trends, ensuring these are proactively factored into our control framework and knowledge base. - Design & Deliver Training: Develop and deliver targeted training to business and compliance teams regarding complex financial crime and fraud risks inherent in high-volume environments. - Ensure Compliance-by-Design: Partner with our Regulatory Compliance function to integrate compliance requirements early in the product development lifecycle. - Own Compliance Requirements: Assume central responsibility for mapping and maintaining SDD, CDD, and EDD requirements for our evolving product set, ensuring relevant factors are codified into global minimum standards. - Strategic Advisory: Directly advise Product and Operations teams on the opportunities and risks associated with automation, AI deployment, and system scale. - Integrate Risk Assessments: Collaborate closely with regional MLROs to ensure product-specific risk profiles are accurately captured and factored into Business-Wide Risk Assessments. - Implement Assurance: Collaborate with our Assurance and Internal Controls team to design and execute robust compliance monitoring processes for new product lines. Experience we are looking for: - 6+ years of second-line compliance experience in fintech, payments, or banking at scale (neobank/fintech experience strongly preferred). - Deep expertise in financial crime (AML/CFT/Sanctions/Fraud) risk, with regulatory compliance experience as a strong plus. - Experience growing and leading a team, with cross-border/global management experience highly desirable. - Proven track record in architecting frameworks for high-volume environments and working directly with technical/product stakeholders to design solutions. Personal qualities we look for: - Confident decision-maker: Ability to quickly assess risks, weigh mitigations, and provide strong, defensible rationale for your decisions. - Technical fluency: Comfortable working directly with technical leaders to drill down into the configuration of user journeys, systems, and tooling. - AI-first mindset: Experience deploying AI or automation tools to accelerate compliance processes at scale. - Strategic thinker: Ability to immerse yourself in fine details while keeping the broader organisational picture in mind. - Growth-oriented: Relentlessly curious and driven; always learning and spotting opportunities to develop yourself and others. - Proportionate and Collaborative: An obsession with balancing strong compliance with scalability and user experience, supported by exceptional interpersonal and communication skills. Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/

Задачи: — Управление операционными, финансовыми, ликвидными и валютными рисками в сфере высокорисковых платежей. — Мониторинг балансов, экспозиции и финансовой стабильности банков, PSP и платежных шлюзов. — Обеспечение соответствия управления рисками европейским и международным нормативам (PSD2/PSD3). Требования: — Опыт работы в управлении рисками не менее 3 лет в сферах iGaming, высокорисковых платежей, FinTech, PSP, эквайринга. — Глубокое понимание процессов платежей, альтернативных платежных методов (APMs), Visa/Mastercard и трансграничных расчетов. — Преимущество — опыт работы на европейских и/или азиатско-тихоокеанских рынках. — Знание PSD2/PSD3 и руководящих принципов EBA будет плюсом. — Владение английским языком на уровне Upper-Intermediate и выше, русский — свободно. — Продвинутый уровень Excel. — Знание SQL или инструментов искусственного интеллекта будет плюсом.

В крупном коммерческом банке требуется системный аналитик уровня Senior для участия в разработке интеграционных решений. Кандидат должен иметь опыт работы в сфере FinTech и владеть навыками системного анализа. Работа предполагает удалённый формат с возможностью сотрудничества на международном уровне.

Location: Paris Workplace: OnSite Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. Please make your application, including your CV, in English Language. We are a global compliance team headquartered out of London. About the role As a Senior Analyst – Permanent Controls, you will join the Permanent Controls team, a global Second Line of Defence (2LoD) function based across Paris and Mauritius. Reporting directly to the Head of Permanent Controls within the Compliance department, you will focus on the financial perimeter, exercising second-line control, independent oversight, and framework monitoring over the organization's finance domain. You will partner closely with the First Line of Defence (1LoD) to establish control standards, design control matrices, and provide guidance when needed. You will also execute 2LoD control plans, issue formal findings, and track recommendations through to resolution.   Sitting in the Second Line of Defense, the global Permanent Controls team serves as an ongoing, trusted advisor and objective challenge to operational teams (1LoD), helping them design robust controls and ensure operational integrity across the organization. Unlike periodic audit functions, Permanent Controls operates continuously to proactively identify vulnerabilities, standardize control frameworks, and foster a strong risk culture.   Note on Governance: This is a 2LoD function focused on ongoing control design, execution, and 1LoD enablement. It is distinct and independent from the Internal Audit (3LoD) function within Checkout.com.   Key responsibilities - Control Design: Collaborate with stakeholders to translate identified risks into comprehensive 2nd line control plans, standards, and templates. - 1LoD Enablement: Partner with the First Line of Defence teams to design, refine, and assess their control matrices, ensuring alignment with internal standards and regulators' expectations (ACPR, FCA..). - Execution & Testing: Formalize and execute second line permanent controls across critical perimeters, including: - Financial regulatory reporting across global entities (France, UK, US, etc.). - Accuracy of financial data, accounting standards, and reconciliations. - Internal financial processes, procedures, and statutory compliance (including the Order of 3 December 2014). - Safeguarding mechanisms (flow of funds, compliance with safeguarding measures, timelines, and incident monitoring). - Reporting & Escalation: Present detailed control findings and anomaly reports to the Head of Permanent Controls; track the implementation of remediation recommendations. - Proactive Continuous Improvement: Identify operational control gaps, take the initiative to propose practical solutions, and drive improvements to the overall control framework. - Tooling & Automation: Contribute to the implementation and optimization of automated control tools, tracking dashboards, and recommendation monitoring systems whenever possible.   About You - Experience: 5 years of experience in Financial Audit, Internal Control, or Financial Reporting within the financial services (banking, Fintech..) or payments industry. - Regulatory Context: Familiarity with regulatory frameworks and ACPR expectations is strongly preferred. - Mindset & Working Style: - Proactive & Autonomous: A "go-getter" who takes ownership, anticipates control gaps, and brings actionable solutions to the table rather than waiting for direction. - Naturally Curious: A drive to understand end-to-end business operations, data flows, and complex payment mechanics. - Rigorous & Analytical: Meticulous attention to detail with an ability to leverage data analytics to evaluate controls, transactions and processes objectively. - Languages: Fluency in French and English is required. - Communication: Strong stakeholder management skills, with the ability to communicate clear findings and influence decision-making across lines of defence.   Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/

Задачи: — развитие клиентского frontend и admin panel — проектирование и реализация новых фич end-to-end: от технического решения до релиза — работа с React, TypeScript, Node.js — SSR, prerendering, BFF — интеграции с Go-backend — WebSocket, SSE — white-label / multi-theme архитектура — runtime config, design tokens — unit и integration tests — code review и участие в технических решениях Требования: — 3-4+ года коммерческой разработки — сильный React и TypeScript — JavaScript, HTML/CSS, adaptive / cross-browser — state management: Redux, Zustand, MobX или аналоги — понимание HTTP, REST, базовые знания SQL — Git, CI/CD — frontend security: XSS, tokens, validation — умение проектировать решения, читать и ревьюить чужой и AI-generated code Будет плюсом: — опыт с white-label / multi-tenant продуктами — знание design systems / theme systems — опыт работы с Figma → code / design tokens — знание Go — опыт в fintech, crypto, Web3 — понимание agentic workflows, MCP, AI в CI Условия: — полностью удалённая работа — полная занятость — зарплата $2500-3000 — минимум бюрократии и микроменеджмента — много новых продуктовых задач — влияние на архитектуру и продукт — компания оплачивает AI-инструменты

ОБЗОР ПОЗИЦИИ И ПРОДУКТА: Мы строим Customer Intelligence & Personalization Platform для экосистемы бизнесов в Армении на основе Golden Record (единый профиль клиента). Вам предстоит спроектировать слой между сырыми данными core banking системы и витринами платформы. Главный вызов — реверс-инжиниринг слабо документированного источника, восстановление бизнес-смысла данных и создание осознанной модели для Customer 360, сегментации и скоринга. Мы используем AI-native подход и ожидаем того же от кандидата (применение AI для разбора legacy, написания SQL и документации). Задачи: • Исследовать core banking систему, legacy- и внешние источники, восстанавливать их семантику; • Идти от целевой витрины к источнику: определять таблицы и логику сбора атрибутов; • Разделять случаи, когда одинаковые данные получены разными путями, фиксировать правила выбора; • Описывать модель данных и метаданные (сущности, связи, grain, ключи, историчность); • Формировать требования к витринам для сегментации, scoring и рекомендаций; • Писать SQL-исследования, прототипы трансформаций и проверять гипотезы; • Выяснять смысл данных напрямую у сотрудников банка. Требования: • Сильный SQL (оконные функции, сложные join-цепочки, анализ качества и распределений); • Опыт реверс-инжиниринга плохо документированных источников; • Опыт работы с банковскими / fintech-данными (Core banking, ArmSoft, legacy системы) и построения Customer 360; • Понимание data modelling (сущности, grain, ключи, историчность, master entities); • Уверенное владение Python на уровне исследования данных; • Владение Git, Linux, опыт работы в закрытых Dev/UAT-контурах; • Использование AI-инструментов для анализа схем и написания кода; • Проактивность и самостоятельность в доведении задач от «сырья» до целевой витрины (отлично подойдет бэкграунд дата-инженера с опытом работы с сырыми источниками). Будет плюсом: • Знание армянского языка; • Методологии матчинга и дедупликации; • Опыт с Data Vault 2.0, DBT (или аналоги); • Понимание PII, маскирования, RBAC; • Опыт работы в регулируемом on-premise контуре; • Экспертиза в ML, ML Ops. Условия: • Взаимодействие по договору ИП; • Гибридный формат работы в Армении (готовность работать из офиса банка до 3 раз в неделю).