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Location: Lithuania Workplace: Remote ABOUT ENEBA   At Eneba, we’re building an open, safe and sustainable marketplace for the gamers of today and tomorrow. Our marketplace supports close to 20m+ active users (and growing fast!), provides a level of trust, safety and market accessibility unparalleled to none. We’re proud of what we’ve accomplished in such a short time and look forward to sharing this journey with you. Join us as we continue to scale, diversify our portfolio, and grow with the evolving community of gamers.    ABOUT THE TEAM We’re the Eneba Engineering team. We bring together product-minded engineers, tech leads, and managers who are passionate about building and maintaining a stable, scalable marketplace for gamers. Our mission is to keep Eneba running smoothly while enabling steady, iterative growth. We focus on reliability, clear ownership, and pragmatic engineering that serves real business needs. We're looking for a Head of Engineering to own Eneba's engineering organization day to day. You'll drive technical decisions, people structure, process evolution, and AI adoption across an org of 70+ engineers spanning Software Engineering, Mobile, Security, and IT Admin. You'll report directly to our VP of Technology and work in close partnership with our Director of Product. What you'll own in year one - Own the overall stability, reliability, and efficiency of Eneba’s core technology, ensuring the platform runs smoothly while continuing to evolve iteratively over time. - Lead, mentor, and support a lean core of engineering managers and tech leads fostering a culture of accountability, knowledge sharing, and strong technical ownership. - Maintain and continuously improve engineering practices, processes, and documentation so that teams can onboard quickly, rotate between projects, and keep the “machine” well oiled despite ongoing growth. - Collaborate closely with product, data, and other stakeholders to translate business needs into clear technical priorities that optimize for long-term maintainability over constant reinvention. - Anticipate scaling and stability risks (e.g., headcount changes, new projects, or shifts in focus) and proactively prepare the platform, architecture, and teams to handle them with minimal disruption. - Ensure a high bar for code quality, security, and operational excellence, while keeping the organization lean and efficient rather than growing the team unnecessarily. - Create an environment where Eneba can safely experiment with new practices and technologies that improve efficiency or enable future projects when needed, without compromising the stability of the existing platform. - AI adoption: setting the culture, tooling, and behavior modeling for AI/LLM usage across the engineering organisation Requirements - 8+ years of engineering experience, with 2+ years as a Head of Engineering, VP Engineering, or equivalent senior engineering leadership role - Proven experience leading engineering organisations of 60+ engineers in product-focused tech companies, operating as a manager of managers with tech leads and engineering managers reporting into you across multiple disciplines (backend, frontend, mobile) - Strong hands-on software engineering background earlier in your career, with the ability to make architecture and system design decisions across the stack and earn the trust of senior engineers independently - Track record of scaling engineering teams in startup or high-growth environments, with a demonstrated ability to move fast, make decisions without heavy approval chains, and operate in ambiguity - Experience working in consumer-facing product companies (marketplace, e-commerce, gaming, consumer fintech, or similar) - Genuine enthusiasm for people leadership at scale — you've built and coached engineering managers and tech leads over multiple years, developed talent, and handled underperformance, restructures, and difficult conversations directly - Active user of AI/LLM tools in your own work, with demonstrated experience driving adoption within your engineering team — including a clear point of view on trade-offs around cost, quality, and use cases - Demonstrated ability to run stable, scalable platforms with a focus on reliability, predictability, and incremental improvement over time - Strong stakeholder management and communication skills, with proven experience partnering closely with product leadership and representing engineering in executive-level and cross-functional discussions - Comfortable operating without rigid long-term roadmaps; able to bring judgment, structure, and continuity while preparing the organisation for likely challenges - Experience working in multi-product or multi-project organisations is a strong plus - Based in Lithuania or willing to travel regularly to our Kaunas headquarters, particularly in the first three months - Fluent English (business proficiency required)   What it’s like to work at Eneba   - Opportunity to join our Employee Stock Options program. - Opportunity to help scale a unique product.  - Various bonus systems: performance-based, referral, additional paid leave, personal learning budget. - Paid volunteering opportunities. - Work location of your choice: office, remote, opportunity to work and travel. - Personal and professional growth at an exponential rate supported by well-defined feedback and promotion processes.    *We’re an international team and our business language of choice is English. Good English level is required, proficiency is preferred. Please submit your resume in English   *To find out about how we handle your personal data, make sure to check out our Candidate Privacy Notice https://www.eneba.com/candidate-privacy-notice

Location: London Workplace: OnSite Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. Checkout.com is actively looking for an enthusiastic and talented Strategic Accounts, Business Developer to join us as we accelerate our Enterprise development of Global Accounts from our offices in London. This is a fantastic opportunity to play a fundamental role in our rapid growth as we revolutionise merchant experience and continue to set ourselves apart from the rest when managing our largest and most strategic accounts worldwide. If you are a motivated and focused individual, with high attention to detail and a relentless drive for growth and excellence, this is the role for you. We are looking for a self-starter who thrives in a fast-paced and competitive environment and is excited about joining us at this pivotal point in our journey. This role will be part of our Strategic Accounts team and sits within our Commercial department. You will have the opportunity to work cross-functionally with teams across Sales, Enablement, Product, Marketing, Solutions Engineering and more. The ideal candidate approaches enterprise business development and intelligence in an analytical manner, is data-driven, and is a creative problem-solver   What you will do: - Develop and own the strategic account plans and end-to-end deal progression strategy for a portfolio of key prospects in collaboration with Enterprise Sales Representatives. - Serve as the internal Methodology expert and trusted advisor on the key strategic accounts, including their industry, market trends, and critical business challenges. - Conduct in-depth market and account analysis (organisational structure, strategic priorities, competitive landscape) to generate actionable insights that accelerate sales cycles and inform business strategy. - Proactively leverage AI-driven systems (e.g., Salesforce, 6Sense, proprietary tools) and advanced analytics to optimise lead generation, strategic planning, and pipeline accuracy. - Work closely with Sales in nurturing, developing, and deepening relationships with existing and prospective merchants. - Influence cross-functional teams of stakeholders (including Product, Solutions Engineering, and Legal) to ensure an aligned team effort when dealing and onboarding with key merchants. - Assist senior leadership in shaping tailored solutions and product offerings for each merchant. - Collaborate daily with our engagement team to ensure a strong understanding and alignment across the entire sales cycle.   About You: - Relevant experience in Enterprise Sales Development, Strategic Account Management, or Consultative B2B Sales, preferably in payments, fintech, banking, or financial services. - Proven ability to build and sustain deep, multi-threaded relationships with multiple stakeholders up to the C-suite level within a large enterprise environment. - Demonstrated analytical and problem-solving skills, with experience using data/CRM (e.g., Salesforce) for account mapping, opportunity identification, and accurate forecasting. - Exceptional written and verbal communication and presentation skills, with the ability to articulate complex financial/technical value propositions to senior stakeholders. - Highly organised and able to prioritise shifting workloads and responsibilities effectively. - Eager to understand and navigate long sales cycles. - Commercially minded and possesses a deep understanding of issues large accounts are facing. - AI savvy user of enterprise tools and technologies. - Fluent in English (other languages are a plus) Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/

Location: Barcelona, Spain Workplace: fully About us We are EVOTYM — a specialised recruitment agency focused on FinTech, Payments, Crypto, and regulated financial services. We partner with international, fast-growing companies across Europe and help them hire exceptional talent in commercial, product, operations, compliance, and technology functions. Our team values quality, speed, ownership, and continuous improvement. We don't believe in "just filling vacancies" — we build long-term partnerships with our clients and invest time in understanding every role and every market. Role Overview We are looking for a Junior / Middle Recruiter who already has experience in a recruitment agency and wants to grow into a strong recruitment professional. This role is ideal for someone who enjoys a fast-paced environment, isn't afraid of a high workload, and genuinely wants to learn. You'll work on multiple international vacancies simultaneously, communicate directly with candidates and clients, and continuously improve your sourcing and recruitment skills. We're looking for someone who is ambitious, proactive, and ready to develop together with the company. Key Responsibilities Manage full-cycle recruitment processes from sourcing to the offer stage. Source candidates proactively using LinkedIn Recruiter, job boards, referrals, and other channels. Conduct candidate screening interviews and assess experience, motivation, and cultural fit. Present opportunities professionally and maintain strong candidate engagement throughout the process. Work closely with clients, hiring managers, and internal team members. Build and maintain high-quality candidate pipelines. Keep recruitment data accurate and up to date in the ATS. Manage multiple vacancies simultaneously while maintaining high-quality standards. Continuously improve sourcing techniques and recruitment processes. Requirements 1–3 years of recruitment experience in a recruitment agency (mandatory). Experience managing several vacancies simultaneously. Strong sourcing skills and confidence using LinkedIn. Fluent Russian and confident English (both written and spoken). Excellent communication and interviewing skills. Ability to work in a dynamic, fast-changing environment. Genuine motivation to learn, grow, and continuously improve. What We're Looking For High level of energy and work ethic. Strong sense of responsibility and ownership. Curiosity and willingness to learn new industries and roles. Ability to work quickly without sacrificing quality. Excellent organisational and time-management skills. Positive attitude and team-player mindset. Resilience and ability to handle a high-volume workload. Self-motivation and strong attention to detail. What We Offer Fully remote work. Competitive base salary plus performance-based bonuses. Career growth within a fast-growing international recruitment agency. Hands-on mentorship from experienced recruitment leaders. Opportunity to work with international FinTech, Payments, and Crypto companies. Access to LinkedIn Recruiter and other professional sourcing tools. Continuous learning, feedback, and professional development. Friendly, supportive, and highly collaborative team. Hiring Process Introductory interview with the Team Lead. Practical recruitment task or case discussion. Review and discussion of the assignment with the Team Lead. Final interview.

Location: Minsk, Belarus Workplace: fully About us We are EVOTYM — a specialised recruitment agency focused on FinTech, Payments, Crypto, and regulated financial services. We partner with international, fast-growing companies across Europe and help them hire exceptional talent in commercial, product, operations, compliance, and technology functions. Our team values quality, speed, ownership, and continuous improvement. We don't believe in "just filling vacancies" — we build long-term partnerships with our clients and invest time in understanding every role and every market. Role Overview We are looking for a Junior / Middle Recruiter who already has experience in a recruitment agency and wants to grow into a strong recruitment professional. This role is ideal for someone who enjoys a fast-paced environment, isn't afraid of a high workload, and genuinely wants to learn. You'll work on multiple international vacancies simultaneously, communicate directly with candidates and clients, and continuously improve your sourcing and recruitment skills. We're looking for someone who is ambitious, proactive, and ready to develop together with the company. Key Responsibilities Manage full-cycle recruitment processes from sourcing to the offer stage. Source candidates proactively using LinkedIn Recruiter, job boards, referrals, and other channels. Conduct candidate screening interviews and assess experience, motivation, and cultural fit. Present opportunities professionally and maintain strong candidate engagement throughout the process. Work closely with clients, hiring managers, and internal team members. Build and maintain high-quality candidate pipelines. Keep recruitment data accurate and up to date in the ATS. Manage multiple vacancies simultaneously while maintaining high-quality standards. Continuously improve sourcing techniques and recruitment processes. Requirements 1–3 years of recruitment experience in a recruitment agency (mandatory). Experience managing several vacancies simultaneously. Strong sourcing skills and confidence using LinkedIn. Fluent Russian and confident English (both written and spoken). Excellent communication and interviewing skills. Ability to work in a dynamic, fast-changing environment. Genuine motivation to learn, grow, and continuously improve. What We're Looking For High level of energy and work ethic. Strong sense of responsibility and ownership. Curiosity and willingness to learn new industries and roles. Ability to work quickly without sacrificing quality. Excellent organisational and time-management skills. Positive attitude and team-player mindset. Resilience and ability to handle a high-volume workload. Self-motivation and strong attention to detail. What We Offer Fully remote work. Competitive base salary plus performance-based bonuses. Career growth within a fast-growing international recruitment agency. Hands-on mentorship from experienced recruitment leaders. Opportunity to work with international FinTech, Payments, and Crypto companies. Access to LinkedIn Recruiter and other professional sourcing tools. Continuous learning, feedback, and professional development. Friendly, supportive, and highly collaborative team. Hiring Process Introductory interview with the Team Lead. Practical recruitment task or case discussion. Review and discussion of the assignment with the Team Lead. Final interview.

Location: Bucharest, Romania Workplace: fully About us We are EVOTYM — a specialised recruitment agency focused on FinTech, Payments, Crypto, and regulated financial services. We partner with international, fast-growing companies across Europe and help them hire exceptional talent in commercial, product, operations, compliance, and technology functions. Our team values quality, speed, ownership, and continuous improvement. We don't believe in "just filling vacancies" — we build long-term partnerships with our clients and invest time in understanding every role and every market. Role Overview We are looking for a Junior / Middle Recruiter who already has experience in a recruitment agency and wants to grow into a strong recruitment professional. This role is ideal for someone who enjoys a fast-paced environment, isn't afraid of a high workload, and genuinely wants to learn. You'll work on multiple international vacancies simultaneously, communicate directly with candidates and clients, and continuously improve your sourcing and recruitment skills. We're looking for someone who is ambitious, proactive, and ready to develop together with the company. Key Responsibilities Manage full-cycle recruitment processes from sourcing to the offer stage. Source candidates proactively using LinkedIn Recruiter, job boards, referrals, and other channels. Conduct candidate screening interviews and assess experience, motivation, and cultural fit. Present opportunities professionally and maintain strong candidate engagement throughout the process. Work closely with clients, hiring managers, and internal team members. Build and maintain high-quality candidate pipelines. Keep recruitment data accurate and up to date in the ATS. Manage multiple vacancies simultaneously while maintaining high-quality standards. Continuously improve sourcing techniques and recruitment processes. Requirements 1–3 years of recruitment experience in a recruitment agency (mandatory). Experience managing several vacancies simultaneously. Strong sourcing skills and confidence using LinkedIn. Fluent Russian and confident English (both written and spoken). Excellent communication and interviewing skills. Ability to work in a dynamic, fast-changing environment. Genuine motivation to learn, grow, and continuously improve. What We're Looking For High level of energy and work ethic. Strong sense of responsibility and ownership. Curiosity and willingness to learn new industries and roles. Ability to work quickly without sacrificing quality. Excellent organisational and time-management skills. Positive attitude and team-player mindset. Resilience and ability to handle a high-volume workload. Self-motivation and strong attention to detail. What We Offer Fully remote work. Competitive base salary plus performance-based bonuses. Career growth within a fast-growing international recruitment agency. Hands-on mentorship from experienced recruitment leaders. Opportunity to work with international FinTech, Payments, and Crypto companies. Access to LinkedIn Recruiter and other professional sourcing tools. Continuous learning, feedback, and professional development. Friendly, supportive, and highly collaborative team. Hiring Process Introductory interview with the Team Lead. Practical recruitment task or case discussion. Review and discussion of the assignment with the Team Lead. Final interview.

Location: Warsaw, Poland Workplace: fully About us We are EVOTYM — a specialised recruitment agency focused on FinTech, Payments, Crypto, and regulated financial services. We partner with international, fast-growing companies across Europe and help them hire exceptional talent in commercial, product, operations, compliance, and technology functions. Our team values quality, speed, ownership, and continuous improvement. We don't believe in "just filling vacancies" — we build long-term partnerships with our clients and invest time in understanding every role and every market. Role Overview We are looking for a Junior / Middle Recruiter who already has experience in a recruitment agency and wants to grow into a strong recruitment professional. This role is ideal for someone who enjoys a fast-paced environment, isn't afraid of a high workload, and genuinely wants to learn. You'll work on multiple international vacancies simultaneously, communicate directly with candidates and clients, and continuously improve your sourcing and recruitment skills. We're looking for someone who is ambitious, proactive, and ready to develop together with the company. Key Responsibilities Manage full-cycle recruitment processes from sourcing to the offer stage. Source candidates proactively using LinkedIn Recruiter, job boards, referrals, and other channels. Conduct candidate screening interviews and assess experience, motivation, and cultural fit. Present opportunities professionally and maintain strong candidate engagement throughout the process. Work closely with clients, hiring managers, and internal team members. Build and maintain high-quality candidate pipelines. Keep recruitment data accurate and up to date in the ATS. Manage multiple vacancies simultaneously while maintaining high-quality standards. Continuously improve sourcing techniques and recruitment processes. Requirements 1–3 years of recruitment experience in a recruitment agency (mandatory). Experience managing several vacancies simultaneously. Strong sourcing skills and confidence using LinkedIn. Fluent Russian and confident English (both written and spoken). Excellent communication and interviewing skills. Ability to work in a dynamic, fast-changing environment. Genuine motivation to learn, grow, and continuously improve. What We're Looking For High level of energy and work ethic. Strong sense of responsibility and ownership. Curiosity and willingness to learn new industries and roles. Ability to work quickly without sacrificing quality. Excellent organisational and time-management skills. Positive attitude and team-player mindset. Resilience and ability to handle a high-volume workload. Self-motivation and strong attention to detail. What We Offer Fully remote work. Competitive base salary plus performance-based bonuses. Career growth within a fast-growing international recruitment agency. Hands-on mentorship from experienced recruitment leaders. Opportunity to work with international FinTech, Payments, and Crypto companies. Access to LinkedIn Recruiter and other professional sourcing tools. Continuous learning, feedback, and professional development. Friendly, supportive, and highly collaborative team. Hiring Process Introductory interview with the Team Lead. Practical recruitment task or case discussion. Review and discussion of the assignment with the Team Lead. Final interview.

Location: Colombia; Mexico; Brazil; Argentina; Venezuela, Bolivarian Republic of About Huzzle At Huzzle, we connect high-performing B2B sales professionals with global companies across the UK, US, Canada, Europe, and Australia. Our clients include startups, digital agencies, and tech platforms in industries like SaaS, MarTech, FinTech, and EdTech. We match top sales talent to full-time remote roles where they’re hired directly into client teams and provided ongoing support by Huzzle. Role Type: Full-time Engagement: Independent Contractor About the company Our client is a premier solution provider supporting the entire electronics lifecycle through a comprehensive range of test and measurement equipment alongside specialty technical supplies. As an established North American leader, the team serves engineers and manufacturers by offering vital resources including environmental test chambers, precision soldering tools, and advanced measurement systems. By providing a diverse suite of services—from calibration and rentals to inventory management—they ensure that organizations can maintain high-volume workflows and precision performance across the technology and defense sectors. The team fosters an innovative, solutions-oriented environment dedicated to empowering the creators of tomorrow's technology. Operating with a focus on impact and reliability, the company has grown into a massive distribution powerhouse that balances technical expertise with a customer-centric approach. Candidates joining this fast-paced organization will contribute to a legacy of technical excellence, helping to deliver essential tools and services that drive progress within the electronics and aerospace industries. Job Summary We are a premier D2C eCommerce design agency dedicated to building high-converting digital experiences that turn traffic into loyal customers. We are seeking a talented Full Stack Shopify Developer to join our team and bridge the gap between creative design and technical excellence. In this role, you will be the technical engine behind our storefronts, crafting custom Liquid themes, building bespoke apps, and optimizing performance for high-growth brands. If you are a self-starter who thrives in a collaborative design environment and is passionate about the D2C space, we want to hear from you. Key Responsibilities Design, develop, and manage robust Shopify storefronts, including custom theme builds and template modifications. Convert design mocks from Sketch or Adobe into fully functional, responsive web pages and high-converting offer funnels. Create and maintain both public and private Shopify applications to extend store functionality. Optimize site speed, load times, and technical SEO to maximize conversion rates for diverse D2C clients. Perform rigorous QA, debugging first and third-party apps, and troubleshooting issues across the full eCommerce stack. Collaborate closely with design teams and project managers to translate brand style guides into seamless UX. Implement complex system integrations, data migrations, and third-party API synchronizations. Exercise project leadership during all development phases, staying ahead of new web and eCommerce technologies. Requirements Proven experience as a Full Stack Developer specifically within the Shopify ecosystem (Liquid, Shopify API, and App development). Expertise in core web technologies: HTML5, CSS3, JavaScript (ES6+), and Node.js. Strong proficiency with libraries and frameworks such as React, jQuery, or Backbone.js. Experience with CSS frameworks like Foundation or Bootstrap and version control systems. Deep understanding of Shopify Plus features, including customer, product, and order management. Ability to conduct root cause analysis and implement security and data protection best practices (GDPR). Exceptional communication skills and a collaborative mindset to work within a remote team environment. Presence in a North America or Latin America time zone for successful team synchronization. Open to part-time Nice-to-Haves Experience with PHP and SQL. Familiarity with Agile development methodologies. A strong portfolio demonstrating D2C eCommerce design creatives and successful site launches. Experience building custom landing pages specifically designed for high-volume marketing traffic. Benefits 🚀 Career growth and professional development opportunities 📈 Long-term stability within an industry-leading team 🎯 Impact-driven role with the ability to influence digital strategy 🤝 Collaborative and supportive work culture 🛠️ Opportunity to work with modern eCommerce technologies 💰 Tailored Compensation: Salaries vary by client and candidate preference — we’ll match you with options that fit your goals

Location: Lagos, Nigeria About Renmoney Renmoney is a leading Nigerian financial institution committed to making financial services simple, accessible, and impactful for millions of individuals and small businesses. We leverage technology, data, and innovation to provide lending, savings, payments, and emerging financial solutions that improve our customers' financial wellbeing. Our ambition is to build one of Africa's most trusted and customer-centric financial services platforms. As we continue to scale, we are seeking an exceptional Chief Financial Officer to help shape our next phase of growth. Please note that this is a Lagos-based executive role, requiring an on-site presence in Nigeria. The Role The Chief Financial Officer (CFO) is a key member of the Executive Committee and strategic partner to the CEO, Board, investors, and regulators. The CFO is responsible for safeguarding the financial strength of the business while driving sustainable growth, capital optimisation, investor confidence, and long-term value creation. The role provides leadership across Finance, Treasury, Financial Planning & Analysis (FP&A), Tax, Procurement, Investor Relations, Regulatory Reporting, Capital Management, and Financial Operations. The successful candidate will build a high-performing finance organisation that delivers timely insights, enables effective decision-making, strengthens governance, and supports the company's strategic ambitions. Key Responsibilities Strategic Leadership Serve as a trusted adviser to the CEO, Board, and Executive Committee on all financial and strategic matters. Contribute to the development and execution of the Company's long-term strategy and growth plans. Drive enterprise-wide performance management and ensure resources are allocated to the highest-return opportunities. Provide strategic challenge and independent insight to support decision-making across all business functions. Promote a culture of accountability, transparency, execution excellence, and value creation. Financial Strategy & Performance Lead the Company's financial planning, budgeting, forecasting, and performance management processes. Develop financial models and strategic scenarios to support growth initiatives, product expansion, and investment decisions. Deliver insightful management reporting and performance analysis to the Executive Committee and Board. Establish clear profitability and return-on-capital metrics across products, channels, and customer segments. Drive continuous improvement in forecasting accuracy and financial discipline. Treasury, Funding & Capital Management Develop and execute the Company's funding and capital strategy. Ensure effective liquidity management and maintenance of adequate capital buffers. Lead relationships with banks, institutional lenders, development finance institutions, investors, and funding partners. Identify and execute opportunities to diversify funding sources and reduce cost of funds. Monitor capital adequacy and ensure alignment with regulatory and growth requirements. Support fundraising initiatives, including debt and equity transactions. Investor Relations & Stakeholder Management Build and maintain strong relationships with shareholders, investors, lenders, auditors, rating agencies, and key stakeholders. Present financial performance, strategic initiatives, and funding opportunities to existing and prospective investors. Ensure timely, accurate, and transparent communication with stakeholders. Support future capital raising and strategic partnership opportunities. Regulatory Compliance & Governance Ensure full compliance with all regulatory, statutory, tax, and reporting requirements. Maintain strong relationships with regulators, including the Central Bank of Nigeria and other relevant authorities. Lead statutory reporting, annual audits, tax management, and financial governance activities. Ensure effective internal controls, policies, and risk management frameworks are maintained and continuously improved. Promote a strong control environment and a "no surprises" culture. Business Performance & Analytics Drive the use of data and analytics to improve commercial decision-making. Establish robust business intelligence and management reporting capabilities. Monitor business performance, portfolio profitability, customer economics, and operational efficiency. Partner with Business, Risk, Product, Operations, and Technology teams to optimise financial outcomes. Ensure financial insights are translated into actionable business decisions. Portfolio & Risk Management Work closely with Risk and Business teams to optimise portfolio growth and profitability. Monitor portfolio quality, expected losses, provisioning, and risk-adjusted returns. Evaluate the financial implications of credit, liquidity, operational, and market risks. Support sustainable growth through disciplined balance sheet management. Technology & Finance Transformation Drive automation, digitisation, and continuous improvement across finance processes. Ensure finance systems and reporting infrastructure support business scalability. Improve reporting speed, quality, and accessibility through technology and data. Lead finance transformation initiatives that enhance efficiency and effectiveness. Leadership & Talent Development Build, lead, and develop a high-performing finance organisation. Foster a culture of accountability, ownership, continuous learning, and excellence. Develop succession plans and strengthen leadership capability across the finance function. Mentor and coach future finance leaders within the organisation. Collaborate effectively across all business functions to achieve organisational goals. Success Measures Within the first 6–12 months, the CFO will be expected to: Strengthen profitability and forecasting accuracy. Improve capital efficiency and liquidity management. Enhance management reporting and business insights. Successfully execute funding and capital initiatives. Strengthen investor, Board, and regulatory confidence. Improve finance operational efficiency through automation and transformation. Build a high-performing finance leadership team capable of supporting the Company's long-term growth ambitions. Requirements Education & Professional Qualifications Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline. ACA, ACCA, CPA, CFA, or equivalent professional qualification required. MBA or advanced business qualification is an advantage. Experience Minimum 5 years of experience in a CFO, Finance Director, Deputy CFO, or equivalent executive finance role. Minimum 15 years of progressive finance leadership experience preferred. Proven experience working in an international business environment. Strong experience within financial services, banking, fintech, lending, payments, or consumer finance. Demonstrated success managing large balance sheets, funding programmes, and regulatory relationships. Proven experience leading fundraising and investor engagement initiatives; capital management experience is an advantage. Experience driving finance transformation and organisational growth. Key Competencies Strategic & Commercial Strong understanding of growth, profitability, and value creation drivers. Ability to connect financial performance with business strategy is an advantage. Leadership Executive presence and credibility with Boards, investors, regulators, and senior stakeholders. Strong influencing and stakeholder management skills. Proven ability to build and lead high-performing teams preferred. Technical Excellence Deep knowledge of financial reporting, treasury, taxation, and regulatory requirements, with capital management expertise an advantage. Strong financial modelling capability. Experience with modern finance systems and data-driven decision-making. Personal Attributes Collaborative and able to work effectively across multiple functions. Benefits Visa sponsorship for the relocation to Lagos, Nigeria Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan, annual performance review Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools. Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Location: San Francisco, CA ABOUT COLUMN For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve. At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us! THE OPPORTUNITY Column is growing its in-house commercial legal team to own the legal infrastructure behind our most important commercial and strategic relationships. This isn't your typical in-house commercial counsel role reviewing SaaS contracts - you'll architect novel partnership structures that enable modern banking experiences, navigating complex regulatory requirements along the way. You'll work closely with Column's Sales & Partnerships, Risk, and Compliance teams to define how we structure our deals, serve our customers, and scale our platform safely. This is a hybrid in-person role based in our Presidio office — one of the most beautiful locations in SF — 3–4+ days per week. We offer up to $2,000/month in post-tax rent subsidy for employees who live within 2 miles of our office and welcome candidates who would relocate. WHAT YOU'LL DO - Own complex agreements end-to-end: Structure, draft, and negotiate complex customer, and vendor, and third-party agreements covering a broad range of banking products and services, including agreements related to payments and money movement service and banking partnerships inclusive of deposit account, card, and lending programs. - Build and manage legal playbooks and templates that scale: Develop and maintain templates and inventories of contracts, terms of services, notices, and disclosures for the Bank’s products, services, and distribution channels that enable speed without sacrificing quality. - Negotiate: Lead negotiations with high-growth fintechs and enterprise customers, balancing commercial priorities with regulatory requirements. - Develop strong cross-functional partnerships: Work closely with the Sales and Business teams to understand the Bank’s goals, strategy, and risk tolerance for each deal in order to develop an efficient and risk-based contracting strategy. - Expand into additional areas of law: As the fourth member of our growing Legal team, you'll support each other with novel research, product and regulatory advice, exam management, subpoena responses, litigation deliverables, and corporate governance materials. - Help us level up how Legal operates: Serve as a thought partner to the business and legal to support Column's ongoing growth through improvements to bank agreements, policies, and legal processes. WHAT YOU'LL NEED TO BE SUCCESSFUL - 8+ years as a practicing lawyer; priority given to candidates with law firm experience in a technology transactions or fintech practice and/or in-house experience at a fintech or financial institution - Experience driving complex commercial negotiations - Ability to independently draft and negotiate commercial agreements, with a strong understanding of both contract law and commercial transactions - Comfort with project management, deadlines, and juggling execution across multiple initiatives for multiple stakeholders - Nice to haves: - Understanding of traditional commercial banking products and services including ACH and wire transactions, accounts, lending, cards, cash management, sweeps, and check issuance/deposit, among others - Experience in structured finance or with lending products - Understanding of money transmission WHAT YOU'LL GET FROM US - 🏥 Comprehensive health, dental, and vision plans, including options that are 100% covered by Column for you and 100% covered for your dependents! - 🐣 Comprehensive family planning and fertility benefits via partnership with Carrot, including reimbursement of up to $20,000 in qualified expenses - 🏡 Up to $2,000 (post-tax) monthly rent subsidy for employees living within 2 miles of Column’s office - 💳 FSA and HSA account options to enable use of pre-tax money for medical and dependent care expenses - 📈 401k plan, including self-directed brokerage options - 🌴 Flexible time-off policy - take the time off that you want and need to relax and recharge - 🧳 Sabbatical Program - reach your 5-year anniversary to take up to 8 weeks of fully paid leave to rest, recharge, and pursue personal interest - with full salary and benefits - 👶 100% paid parental leave, including 16 weeks for birth mothers, 12 weeks for primary caregivers, and 8 weeks for secondary caregivers - 😇 Up to $4,500 in annual reimbursements for backup childcare - 🍽️ Catered lunches and dinners for SF employees - 🚆 Commuter benefits, including paid transportation to-and-from the office - 🎉 Regular team building events, including annual offsite PAY TRANSPARENCY Compensation packages at Column include base salary, equity, and benefits. New hire offers are made based on a candidate's experience, expertise, geographic location, and internal pay equity relative to peers. The annual base salary range for this position is $210,000 - $300,000 + equity. WE LOOK FORWARD TO HEARING FROM YOU Column is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together a team with different perspectives, educational backgrounds, and life experiences, and believe a diversity of ideas is what allows us to develop the best solutions. All qualified individuals are encouraged to apply. If you need assistance or a reasonable accommodation during the application and recruiting process, please reach out to accommodations@column.com. We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here https://e-verify.gov.

Location: Москва HR-платформа Сбера "Пульс" ищет Java/Kotlin лида разработки. Обязанности * Разработка и поддержка backend-сервисов на Kotlin/Java в рамках текущего стека (Spring Boot 3, Exposed, PostgreSQL, Kafka, K8s) * End-to-end владение бэкендом: от обсуждения требований с системным аналитиком до выката в продакшен и последующей эксплуатации * Проектирование схем БД, миграций, доменных моделей и контрактов API * Реализация интеграций через Kafka и REST с внешними и внутренними системами с учётом отказоустойчивости и идемпотентности * Настройка деплоя и эксплуатации сервисов в Kubernetes (манифесты/Helm, конфиги, секреты), участие в CI/CD-пайплайне * Покрытие кода юнит- и интеграционными тестами (Testcontainers), совместная работа с тестировщиком над сценариями и приёмкой * Совместная работа с системным аналитиком: уточнение требований, валидация постановок на реализуемость, влияние на декомпозицию * Контроль качества и техдолга на бэкенде: code style, ревью собственных решений, рефакторинг, документация * Участие в инцидент-менеджменте: разбор проблем на проде, дежурство в разумных пределах, постмортемы * Технологические решения по стеку и архитектуре бэкенда — самостоятельно, согласовывая ключевые с тимлидом/архитектором * Соблюдение требований домена: безопасность данных, аудит операций, корректность денежных расчётов Требования * 5+ лет коммерческой разработки бэкенда на JVM, из них значимый опыт на Kotlin (желательно Kotlin 2) и/или современной Java (17+, опыт с Java 21 — плюс) * Глубокое знание Spring Boot 3, включая Spring Data, Spring Security, конфигурацию, тестирование (Spring Test, Testcontainers) * Уверенная работа с PostgreSQL: проектирование схем, индексы, оптимизация запросов, объяснение планов, миграции (Flyway/Liquibase), понимание уровней изоляции и транзакций * Опыт с Kotlin Exposed (или готовность быстро перейти с JPA/Hibernate/jOOQ) * Практический опыт с Apache Kafka: продюсеры/консюмеры, партиционирование, гарантии доставки, идемпотентность, обработка ошибок и DLQ * Опыт эксплуатации сервисов в Kubernetes: написание манифестов/Helm-чартов, конфигурация ресурсов, health/readiness probes, понимание сетевой модели, секретов, графика выкатки * Уверенный CI/CD: GitLab CI / GitHub Actions / Jenkins, сборка артефактов, контейнеризация (Docker), автоматические тесты в пайплайне * Понимание архитектурных паттернов: чистая/гексагональная архитектура, DDD-подход к моделированию домена, идемпотентность, транзакционные паттерны (outbox, saga), eventual consistency * Опыт проектирования и сопровождения REST API (OpenAPI/Swagger), понимание контрактного подхода * Самостоятельность и продуктовое мышление: умение декомпозировать задачу из бизнес-постановки в технические шаги, принимать архитектурные решения и нести за них ответственность * Внимание к надёжности: метрики, логирование, трейсинг (Prometheus/Grafana/OpenTelemetry или аналоги), умение разбирать инциденты в проде * Опыт работы в FinTech или другом домене с высокими требованиями к корректности денежных операций, аудиту и безопасности — сильное преимущество * Английский на уровне чтения технической документации Будет плюсом *   Опыт работы единственным бэкендером в команде или в условиях высокой автономии * Знание coroutines в Kotlin, опыт реактивного программирования (WebFlux, Reactor) * Опыт с распределёнными транзакциями, saga, transactional outbox в продакшене * Опыт с инфраструктурой как код (Terraform/Helmfile/ArgoCD) Условия * Инновационные, амбициозные проекты и задачи, которые развивают: всегда есть возможность прокачать свои навыки в работе и профессионально расти; * Среда для обмена знаниями – высокая экспертиза внутри команды; * Сплоченная команда, работающая над общими задачами и умеющая хорошо отдыхать; * Нашу культуру создают сами сотрудники – мы их слышим и помогаем создавать и поддерживать корпоративные комьюнити по интересам * Стабильная заработная плата и годовой бонус; * Гибридный формат работы. Современный IT-офис вблизи Москва-Сити в пяти минутах от метро "Кутузовская", с фитнес залом; * Более 400 образовательных программ СберУниверситета для профессионального и карьерного развития;  * Расширенный ДМС, льготное страхование для семьи и корпоративная пенсионная программа; * Гибкий дисконт по ипотечному кредиту, равный 1/3 ключевой ставки ЦБ; * Подписка Прайм с возможностью использования трёх близких; * Вознаграждение за рекомендацию друзей в команду Сбера.

Location: Lagos, Nigeria Who We Are We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role The Senior Risk Analyst (Portfolio Risk) is responsible for driving portfolio risk analytics, credit performance monitoring, Expected Credit Loss (ECL) modeling, impairment analysis, and value-added risk initiatives that optimize portfolio performance and profitability. The role partners closely with Risk, Finance, Product, Collections, and Technology teams to deliver actionable portfolio insights, automate reporting, improve decision-making, and support strategic initiatives such as Risk-Based Pricing (RBP), digitalization, and portfolio optimization. This role is ideal for someone with strong analytical capabilities, deep knowledge of retail lending portfolios, IFRS 9/ECL methodologies, and the ability to translate complex data into business recommendations within a fast-paced financial services environment. What You Will Do Monitor and analyze portfolio performance across all lending products, identifying emerging risks, trends, and business opportunities. Develop, automate, and maintain portfolio risk dashboards, management reports, and executive reporting. Lead value-added portfolio initiatives including Risk-Based Pricing (RBP), digitalization, and portfolio optimization projects. Deliver timely, accurate, and insightful reporting to support strategic and operational decision-making. Own the portfolio Expected Credit Loss (ECL) and impairment analysis in accordance with IFRS 9 requirements. Provide profitability analysis by evaluating impairment costs, portfolio performance, and P&L contribution across each lending product. Support forecasting of credit losses, provisions, and portfolio performance under different economic scenarios. Design and enhance portfolio monitoring frameworks, early warning indicators, and risk performance metrics. Collaborate with Data, Finance, Product, Collections, and Technology teams to improve data quality and reporting automation. Build automated reporting solutions and improve data infrastructure to reduce manual processes. Conduct deep-dive analyses into portfolio trends, customer behavior, segmentation, and credit performance. Perform portfolio stress testing, sensitivity analysis, and scenario modeling. Support regulatory reporting, internal audits, and governance requirements relating to portfolio risk. Recommend risk policy enhancements based on portfolio performance and analytical findings. Maintain documentation for portfolio methodologies, reporting processes, and analytical models. Drive continuous improvement initiatives across portfolio analytics and reporting capabilities. Requirements What You Bring Educational Qualification Bachelor's degree in Statistics, Mathematics, Economics, Finance, Accounting, Computer Science, Engineering, or a related quantitative discipline. Master's degree is an added advantage. Professional Certifications FRM (Financial Risk Manager) – preferred. CFA (Chartered Financial Analyst) – an advantage. ACCA, ACA, or equivalent accounting qualification is beneficial. IFRS 9 or Credit Risk certifications are an added advantage. Microsoft Power BI, SQL, Python, SAS, or Data Analytics certifications are desirable. Experience Minimum of 5–7 years of experience in Portfolio Risk, Credit Risk Analytics, Risk Modelling, or Financial Risk. Experience within banking, fintech, consumer lending, digital lending, or financial services. Demonstrated experience with IFRS 9, Expected Credit Loss (ECL), impairment analysis, and portfolio monitoring. Experience building automated reporting and portfolio dashboards. Experience supporting senior management with portfolio performance insights and strategic recommendations. Professional Competencies Strong knowledge of portfolio risk management principles and retail lending products. Deep understanding of IFRS 9, ECL methodologies, impairment calculations, and provisioning. Strong analytical skills with experience interpreting large datasets and translating insights into business actions. Advanced proficiency in SQL, Excel, Power BI, Tableau, Python, SAS, R, or similar analytical tools. Strong understanding of P&L drivers, portfolio profitability, and financial performance analysis. Experience designing portfolio monitoring frameworks and early warning indicators. Ability to automate reporting processes and improve reporting efficiency. Strong knowledge of credit risk metrics including PAR, Roll Rates, Vintage Analysis, Loss Rates, Recoveries, and Collections performance. Excellent presentation, communication, and stakeholder management skills. Strong attention to detail with the ability to influence strategic decision-making through data. Ability to manage multiple priorities within a fast-paced environment. This Role Is Ideal For You If: You enjoy transforming complex portfolio data into strategic business insights. You are passionate about credit risk analytics, portfolio optimization, and automation. You enjoy improving reporting efficiency through digitalization and data-driven solutions. You thrive in solving complex business problems using analytics. You enjoy collaborating across Risk, Finance, Technology, and Product teams. You want to influence credit strategy and portfolio performance at scale. You May Not Enjoy This Role If: You prefer operational roles over analytical and strategic work. You are uncomfortable working with large datasets and complex financial models. You dislike automation, reporting, or continuous process improvement. You prefer highly repetitive work with limited opportunities for innovation. You are not interested in financial performance, impairment, or portfolio optimization. Benefits What's In It For You Opportunity to shape portfolio strategy within a leading fintech organization. Direct ownership of portfolio analytics, IFRS 9 reporting, and risk insights that influence executive decision-making. Exposure to large-scale digital transformation, Risk-Based Pricing (RBP), and advanced analytics initiatives. Opportunity to collaborate with Risk, Finance, Product, Data, Engineering, and Executive Leadership teams. Continuous learning, professional certification sponsorship, and career development opportunities. Competitive compensation and the opportunity to solve complex, high-impact credit risk challenges.

Location: Lagos, Nigeria Who We Are We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role The Senior Anti-Fraud & Credit Policy Manager leads the Bank's Credit Policy and Fraud Prevention function, ensuring robust controls across customer onboarding, loan origination, and portfolio management. The role is responsible for developing and optimizing fraud prevention strategies, KYC controls, credit policy rules, and fraud detection models while safeguarding the business against financial crime and operational losses. The successful candidate will oversee anti-fraud systems, external risk data providers, blacklist management, and continuous monitoring of fraud attacks. Working closely with Risk, Credit, Product, Operations, Technology, Compliance, and Data Science teams, this role will drive automation, enhance decisioning frameworks, and strengthen fraud prevention capabilities across the lending lifecycle. This role is ideal for someone with extensive experience in fraud risk management, credit policy, digital lending, and data-driven decisioning within banking or fintech. What You Will Do Lead the design, implementation, and continuous improvement of credit policies and anti-fraud strategies across all lending products. Develop, monitor, and optimize KYC, customer verification, and fraud prevention controls throughout the customer lifecycle. Design, implement, and fine-tune fraud detection rules, cross-match models, and decision engines to improve fraud detection while minimizing false positives. Manage fraud prevention platforms and decisioning systems to enhance approval quality and customer experience. Oversee relationships with external risk data providers, including credit bureaus, identity verification providers, device intelligence, and fraud intelligence vendors. Evaluate the effectiveness of third-party fraud and identity solutions and recommend enhancements where necessary. Own and maintain customer, device, identity, and merchant blacklists, ensuring timely updates and governance. Monitor fraud trends, emerging threats, attack patterns, and suspicious activities across digital channels. Lead daily fraud monitoring, investigate fraud incidents, and coordinate rapid response actions to mitigate losses. Develop fraud dashboards, KPIs, and management reports to support executive decision-making. Conduct root cause analysis of fraud events and implement preventive controls. Collaborate with Product, Engineering, Data Science, and Operations teams to implement new fraud controls and policy enhancements. Review lending policies and recommend updates based on portfolio performance, fraud trends, regulatory changes, and business strategy. Support internal and external audits, regulatory examinations, and compliance activities relating to fraud prevention and credit policy. Ensure all fraud prevention activities comply with regulatory requirements and internal governance standards. Lead continuous improvement initiatives through automation, analytics, and advanced fraud detection techniques. Requirements What You Bring Educational Qualification Bachelor's degree in Computer Science, Information Technology, Mathematics, Statistics, Economics, Finance, Accounting, Engineering, or a related discipline. Master's degree is an added advantage. Professional Certifications Certified Fraud Examiner (CFE) – preferred. Certified Anti-Money Laundering Specialist (CAMS) – an advantage. Certified Risk Management Professional (CRMP), FRM, or equivalent certifications are desirable. Professional certifications in Data Analytics, SQL, Python, SAS, or Power BI are an added advantage. Experience Minimum of 6–8 years of experience in Fraud Risk Management, Credit Policy, Financial Crime, Credit Risk, or Digital Lending. At least 3 years in a leadership or senior specialist role. Experience within banking, fintech, consumer lending, or financial services. Hands-on experience managing fraud prevention systems, KYC platforms, and rule-based decision engines. Experience working with external fraud intelligence, identity verification, and credit bureau providers. Professional Competencies Strong knowledge of digital fraud prevention, financial crime, and credit policy management. Deep understanding of KYC, Customer Due Diligence (CDD), identity verification, and fraud risk controls. Experience designing and optimizing fraud rules, scorecards, cross-match models, and decision engines. Strong understanding of fraud attack vectors, synthetic identity fraud, account takeover, device fraud, application fraud, and first-party fraud. Experience managing external risk data providers and integrating third-party fraud solutions. Strong knowledge of blacklist management, fraud monitoring, and fraud investigation processes. Proficiency in SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Strong analytical and problem-solving skills with the ability to identify emerging fraud patterns. Excellent stakeholder management, communication, and leadership skills. Strong understanding of regulatory requirements relating to fraud prevention, AML, KYC, and consumer lending. Ability to balance fraud prevention with customer experience and business growth. This Role Is Ideal For You If: You enjoy building robust fraud prevention and credit policy frameworks. You are passionate about protecting customers and the business from financial crime. You enjoy analyzing fraud patterns and improving decision engines through data. You thrive in fast-paced, technology-driven lending environments. You enjoy collaborating across Risk, Compliance, Product, Engineering, and Operations teams. You are motivated by solving complex fraud challenges using analytics and technology. You May Not Enjoy This Role If: You prefer operational processing over strategic risk management. You are uncomfortable making high-impact risk decisions. You dislike working with fraud analytics, rule optimization, and large datasets. You prefer environments with limited change and innovation. You are not interested in regulatory compliance, fraud prevention, or credit governance. Benefits What's In It For You Opportunity to lead fraud prevention and credit policy for a fast-growing fintech organization. Ownership of fraud strategy, KYC controls, and credit decisioning frameworks that directly influence portfolio quality and customer trust. Exposure to advanced fraud technologies, digital identity solutions, and analytics-driven decisioning. Opportunity to collaborate with Risk, Product, Engineering, Data Science, Compliance, and Executive Leadership teams. Continuous learning, professional certification support, and career development opportunities. Competitive compensation and the opportunity to solve complex, high-impact fraud and credit risk challenges.

Location: Lagos, Nigeria Who We Are: We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role: The Portfolio Manager is responsible for developing, implementing, and managing credit portfolio strategies that support the Bank's expansion into new markets and regions. The role ensures sustainable portfolio growth by balancing risk, profitability, and customer acquisition while adapting credit strategies to local market dynamics and regulatory environments. This role will lead portfolio performance monitoring, market analysis, credit strategy optimization, and expansion initiatives across multiple geographies. Working closely with Credit Risk, Product, Finance, Data, Collections, and Business teams, the Portfolio Manager will drive data-driven decisions that maximize portfolio quality and business performance. This role is ideal for someone with strong expertise in portfolio management, retail lending, credit analytics, and expansion strategy within banking or fintech. What You Will Do: Develop and execute portfolio strategies to support expansion into new markets and regions. Design localized credit strategies based on customer behaviour, market conditions, regulatory requirements, and portfolio performance. Monitor portfolio quality, profitability, and growth across multiple regions using key credit risk metrics. Analyse portfolio trends, customer segments, and product performance to identify growth opportunities and emerging risks. Perform portfolio forecasting, scenario analysis, stress testing, and profitability assessments. Recommend enhancements to underwriting policies, pricing strategies, and portfolio limits to optimise business performance. Partner with Product and Business teams to support the launch of new lending products and market expansion initiatives. Monitor key portfolio indicators including delinquency, default rates, recoveries, vintage performance, roll rates, and loss trends. Conduct deep-dive analysis on regional portfolio performance and provide actionable recommendations to senior management. Collaborate with Finance on Expected Credit Loss (ECL), impairment analysis, and portfolio provisioning. Develop automated dashboards and portfolio reporting to support executive decision-making. Drive continuous improvement initiatives across portfolio analytics, reporting automation, and risk management processes. Ensure compliance with internal credit policies, regulatory requirements, and governance standards. Work closely with Risk, Data Science, Technology, Collections, and Operations teams to improve portfolio performance and customer outcomes. Requirements What You Bring Educational Qualification: Bachelor's degree or Higher National Diploma in Finance, Economics, Statistics, Mathematics, Business Administration, Engineering, Computer Science, or a related quantitative discipline. A Master's degree is an added advantage. Professional Certifications: Financial Risk Manager (FRM) or Chartered Financial Analyst (CFA) certification is preferred. Professional certifications in Credit Risk Management or Portfolio Management are an added advantage. Microsoft Power BI, SQL, Python, SAS, or equivalent data analytics certifications are desirable. Experience: Minimum of 5–7 years of experience in Portfolio Management, Credit Risk, Credit Analytics, or Retail Lending. Hands-on experience managing consumer lending portfolios within banking, fintech, or other financial institutions. Experience supporting regional expansion, multi-market portfolios, or new market launches is an added advantage. Professional Competencies: Strong understanding of retail lending, portfolio management, and credit risk principles. Experience analysing portfolio performance using key risk and financial metrics. Knowledge of IFRS 9, Expected Credit Loss (ECL), impairment analysis, and portfolio profitability. Strong analytical skills with experience using SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Experience with portfolio segmentation, vintage analysis, roll rates, delinquency monitoring, and stress testing. Strong understanding of lending products, customer behaviour, and market dynamics. Excellent communication, stakeholder management, and presentation skills. Strong commercial acumen with the ability to balance business growth and portfolio quality. Ability to work effectively in a fast-paced, data-driven environment while managing multiple priorities. This Role Is Ideal For You If: You enjoy building and optimising lending portfolios across new markets. You are passionate about using data to drive strategic business decisions. You thrive in high-growth, fast-paced financial services environments. You enjoy collaborating with cross-functional teams to deliver business outcomes. You are motivated by solving complex portfolio and credit risk challenges. You May Not Enjoy This Role If: You prefer operational or administrative work over strategic portfolio management. You are uncomfortable working with large datasets and financial analysis. You dislike balancing commercial growth with risk management. You prefer highly repetitive work with limited opportunities for innovation and strategic thinking. Benefits What's In It For You: Opportunity to lead portfolio strategy for regional expansion within a fast-growing fintech organisation. Exposure to large-scale lending portfolios, market expansion, and strategic growth initiatives. Opportunity to collaborate with Credit Risk, Product, Finance, Data, Engineering, and Executive Leadership teams. Continuous learning, professional certifications, and career development opportunities. Competitive compensation and the opportunity to influence business growth while managing portfolio performance across multiple markets.

Location: Lagos, Nigeria Who We Are: We're a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experience. The Role: The Credit Policy Analyst is responsible for designing, implementing, and continuously improving credit policies and underwriting strategies for new lending products, including Credit Cards, Credit Lines, Buy Now Pay Later (BNPL), Merchant Financing, and other emerging digital credit solutions. The role partners closely with Credit Risk, Product, Data Science, Fraud, Technology, Finance, and Operations teams to ensure new products are launched with robust credit decisioning frameworks that balance portfolio growth, customer experience, profitability, and risk management. This role is ideal for someone with strong expertise in credit policy development, consumer lending, and data-driven decision-making within a fast-paced banking or fintech environment. What You Will Do: Design and develop credit policies for new lending products, including Credit Cards, Credit Lines, BNPL, Merchant Financing, and other digital lending solutions. Define customer eligibility criteria, underwriting standards, credit limits, pricing strategies, and approval rules for new products. Develop, test, and optimize credit decision rules, scorecards, and policy frameworks to improve portfolio quality and customer acquisition. Monitor the performance of newly launched products and recommend policy enhancements based on portfolio analytics and business performance. Conduct policy simulations, scenario analysis, and impact assessments before implementing credit policy changes. Collaborate with Product, Data Science, Fraud, Engineering, Collections, and Finance teams throughout the product development lifecycle. Analyse customer behaviour, repayment trends, portfolio performance, and profitability to support policy improvements. Recommend changes to approval strategies, credit limits, pricing, and risk controls based on portfolio performance and market trends. Develop automated dashboards, portfolio monitoring reports, and policy performance metrics for management reporting. Support A/B testing and champion/challenger strategies to continuously improve credit decisioning. Ensure all credit policies comply with regulatory requirements, internal governance standards, and the Bank's risk appetite. Maintain comprehensive documentation of credit policies, governance approvals, decision rules, and implementation procedures. Support audits, regulatory reviews, and compliance activities relating to credit policy management. Requirements What You Bring Educational Qualification: Bachelor's degree or Higher National Diploma in Finance, Economics, Statistics, Mathematics, Computer Science, Engineering, Business Administration, or a related quantitative discipline. A Master's degree is an added advantage. Professional Certifications: Financial Risk Manager (FRM), Chartered Financial Analyst (CFA), or equivalent risk management certification is preferred. Credit Risk or Consumer Lending certifications are an added advantage. Professional certifications in SQL, Python, SAS, Power BI, or Data Analytics are desirable. Experience: Minimum of 4–6 years of experience in Credit Policy, Credit Risk, Portfolio Analytics, Consumer Lending, or Lending Strategy. Hands-on experience designing or managing credit policies for retail or digital lending products. Experience within banking, fintech, consumer finance, or other regulated financial institutions. Experience supporting the launch of new lending products is an added advantage. Professional Competencies: Strong understanding of consumer lending, underwriting principles, and credit policy management. Experience developing credit strategies for products such as Credit Cards, Credit Lines, BNPL, Merchant Financing, or unsecured lending products. Knowledge of scorecards, decision engines, credit bureau data, affordability assessments, and risk-based pricing. Strong analytical skills with experience using SQL, Excel, Power BI, Python, SAS, or similar analytical tools. Understanding of portfolio monitoring, IFRS 9, Expected Credit Loss (ECL), and portfolio performance metrics. Experience conducting policy performance analysis, segmentation, champion/challenger testing, and portfolio optimisation. Excellent analytical, communication, and stakeholder management skills. Strong attention to detail with the ability to balance business growth, customer experience, and credit risk. This Role Is Ideal For You If: You enjoy designing credit strategies for innovative lending products. You are passionate about balancing business growth with prudent risk management. You enjoy using data and analytics to improve customer decisioning. You thrive in collaborative, cross-functional product development environments. You enjoy solving complex lending and credit policy challenges. You May Not Enjoy This Role If: You prefer operational or administrative work over analytical and strategic roles. You are uncomfortable making data-driven credit policy recommendations. You dislike working with large datasets, policy optimisation, and performance analytics. You prefer highly repetitive work with limited opportunities for innovation. Benefits What's In It For You: Opportunity to shape the credit strategy for innovative lending products within a leading fintech organisation. Hands-on experience launching and optimising products such as Credit Cards, Credit Lines, BNPL, and Merchant Financing. Exposure to Product, Data Science, Risk, Engineering, Finance, and Executive Leadership teams. Continuous learning, professional certification support, and career development opportunities. Competitive compensation and the opportunity to solve complex, real-world lending and credit risk challenges.

Задачи: — Разрабатывать новые mini apps и продуктовые модули для trading web-платформы с экосистемой mini apps (tournaments, challenges, loyalty, achievements, education и другие engagement-механики); — Создавать frontend на React + TypeScript; — Разрабатывать backend на Python (FastAPI / Django); — Интегрировать frontend с API, торговыми и аналитическими сервисами; — Проектировать архитектуру, участвовать в code review и технической декомпозиции; — Использовать AI-инструменты (Cursor, Claude Code, Codex) для ускорения разработки с обязательной проверкой качества кода. Требования: — Коммерческий опыт с React, TypeScript и Python; — Опыт разработки на FastAPI и/или Django; — Опыт работы с PostgreSQL/MySQL, Redis и REST API; — Понимание архитектуры SPA, Docker и CI/CD; — Опыт написания тестов и проведения code review; — Умение писать безопасный, масштабируемый и поддерживаемый код. Будет плюсом: — Опыт в fintech, trading, betting, gaming или iGaming; — Опыт с WebSocket, Kafka, event-driven архитектурой; — Знание Kubernetes, OpenAPI, BFF; — Понимание OWASP и принципов безопасной разработки. Условия: — Современный стек (React, TypeScript, FastAPI, Django, PostgreSQL, Redis, Docker); — Работа над высоконагруженным продуктом с real-time механиками; — Сильная продуктовая команда и обязательное code review; — Возможность влиять на архитектуру и развитие платформы; — В первую очередь рассматриваются кандидаты, которые уже находятся на Кипре.

Location: United States (Remote) Workplace: Remote ABOUT ONEPAY OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are: - Ready to run - Hungry and driven by urgency - Exceptional at what they do, with low ego - Comfortable operating in motion THE ROLE As a Platform Engineer on the Builder Experience Team at OnePay, you will build the core platform services and developer frameworks that power large-scale, distributed systems and enable the next generation of intelligent, agent-driven applications.   WHAT YOU’LL DO - Design and operate platform-oriented core services that support high-scale distributed systems across OnePay’s product ecosystem - Develop internal developer tooling and shared infrastructure that improve velocity, reliability, and observability across engineering teams - Build and evolve frameworks that support the construction and orchestration of agentic applications, enabling intelligent, automated workflows across products - Drive enhancements in CI/CD pipelines, automation, and developer workflows to increase deployment speed, reliability, and confidence across teams   YOU BRING - 2-9 years of experience in software engineering within fintech, cloud infrastructure, or large-scale distributed systems environments - Experience building developer platforms, internal tooling, or frameworks that enable other engineers to move faster - Deep expertise in distributed systems, asynchronous processing, and high-availability platform services - Production experience in AWS cloud environments and building cloud-native infrastructure - Demonstrated experience designing and building agentic developer tools that empower automation, collaboration, or intelligent workflows - Strong experience working with CI/CD pipelines and driving continuous integration and delivery improvements - Drive and proactivity – everyone here is a builder and executor TOOLS WE USE We use Typescript front to back, with node and NestJS frameworks for server code and React Native for our iOS, Android, and Web clients. We run on a highly distributed cloud-native stack with Kubernetes and AWS, and scale and resiliency are at the heart of everything we build. We also embrace agentic development, so engineers have their choice of a variety of models and agent harnesses, including Claude Code, Cursor, Codex, and more to fit their workflow. While you don't need experience with our exact stack, familiarity with modern software engineering practices will help you ramp up quickly. WHAT WE OFFER - Competitive base salary, stock options, and health benefits from Day 1 - 401(k) plan with company match - Remote-friendly (US), flexible time off (FTO), and opportunities for growth - A high-growth, mission-driven, inclusive culture where your work has real impact STANDARD INTERVIEW PROCESS Our process varies by role. Most candidates go through: - AI-assisted initial screen - Interview with Talent Partner - Technical or Hiring Manager Interview - Team Interview - Executive Interview - Offer! EQUAL EMPLOYMENT OPPORTUNITY To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Location: Dubai, UAE Workplace: Remote ABOUT COLUMN For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve. At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us! THE OPPORTUNITY As Column’s Emerging Markets Lead, you will spearhead one of our most strategic international expansion initiatives. In this role, you will be responsible for driving 0-to-1 growth for a new banking product by building and nurturing relationships with prospective partners and customers in select markets, with a specific focus on CIS and Eastern Europe. This role combines global expansion strategy, business development with hands-on relationship management, requiring a general business athlete who thrives on networking and executing complex partnerships. This is a unique opportunity to be on the founding team for a new business line, with significant autonomy and direct impact on Column’s global expansion strategy. This position will be based in Dubai, with regular travel throughout the region and occasional travel to Column’s headquarters in San Francisco. WHAT YOU’LL DO - Lead regional market development: Own the end-to-end process of identifying, evaluating, and executing on high-value partnerships with banks across a number of international markets. - Build and maintain key relationships: Serve as the primary relationship owner for prospective and existing customers, conducting regular in-person meetings, attending local industry events, and managing ongoing partnership development. - Own partnership execution: Lead complex deal processes from initial outreach through contract signature, working collaboratively with Column’s Legal, Compliance, and Product teams. - Develop market intelligence: Gather and synthesize insights on local market conditions, regulatory developments, competitive landscape, and customer needs to inform Column’s regional strategy. - Market expertise and network: Become an expert on the correspondent banking space in our key emerging markets and build an extensive network within their banking and fintech ecosystems. - Drive operational excellence: Build scalable processes for onboarding, relationship management, and ongoing support that can be replicated as we expand. WHAT YOU’LL NEED TO BE SUCCESSFUL - 6+ years of experience in partnerships, business development, growth, operations or strategy in a high-caliber environment - 4+ years of business experience specifically in CIS and Eastern European markets - Native fluency in Russian and experience managing business relationships with Russian-speaking clients and stakeholders - Track record of successfully managing complex partnerships and high-value deals with executive stakeholders - Natural networker who thrives on building trust and long-term relationships with senior executives, market experts and decision-makers - Strong strategic thinking - ability to assess market opportunities, evaluate potential partners, and provide strategic recommendations to senior leadership - Hyper-organized approach to project management, including coordinating efforts across multiple teams; comfort juggling multiple projects and priorities is critical - Scrappy, roll-up-your-sleeves attitude - we thrive because we work harder, are more creative, and have zero ego when it comes to getting our hands dirty to build a business WE LOOK FORWARD TO HEARING FROM YOU Column is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together a team with different perspectives, educational backgrounds, and life experiences, and believe a diversity of ideas is what allows us to develop the best solutions. All qualified individuals are encouraged to apply. If you need assistance or a reasonable accommodation during the application and recruiting process, please reach out to accommodations@column.com. We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here https://e-verify.gov.

Location: Tashkent, UZ Workplace: Remote ABOUT COLUMN For companies building financial technology and transforming the financial services space, the biggest bottleneck to their growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend, and Affirm, and have seen this problem firsthand — builders and developers needing to partner with traditional banks, and creating API and abstraction layers over the patchwork that is the bank, its core, and many other vendors. All of this results in a complex (and often expensive) banking supply chain involving a user, fintech, BaaS middleware provider, bank, core and the Federal Reserve. At Column, we set out to simplify and fix this. We are a bank and a software company built from the ground up, offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transparent, and less costly banking supply chain. Come build with us! THE OPPORTUNITY As Column’s Emerging Markets Lead, you will spearhead one of our most strategic international expansion initiatives. In this role, you will be responsible for driving 0-to-1 growth for a new banking product by building and nurturing relationships with prospective partners and customers in select markets, with a specific focus on Uzbekistan. This role combines global expansion strategy, business development with hands-on relationship management, requiring a general business athlete who thrives on networking and executing complex partnerships. This is a unique opportunity to be on the founding team for a new business line, with significant autonomy and direct impact on Column’s global expansion strategy. This position will be based in Tashkent, with regular travel throughout the region and occasional travel to Column’s headquarters in San Francisco. WHAT YOU’LL DO - Lead regional market development: Own the end-to-end process of identifying, evaluating, and executing on high-value partnerships with banks across a number of international markets. - Build and maintain key relationships: Serve as the primary relationship owner for prospective and existing customers, conducting regular in-person meetings, attending local industry events, and managing ongoing partnership development. - Own partnership execution: Lead complex deal processes from initial outreach through contract signature, working collaboratively with Column’s Legal, Compliance, and Product teams. - Develop market intelligence: Gather and synthesize insights on local market conditions, regulatory developments, competitive landscape, and customer needs to inform Column’s regional strategy. - Market expertise and network: Become an expert on the correspondent banking space in our key emerging markets and build an extensive network within their banking and fintech ecosystems. - Drive operational excellence: Build scalable processes for onboarding, relationship management, and ongoing support that can be replicated as we expand. WHAT YOU’LL NEED TO BE SUCCESSFUL - 6+ years of experience in partnerships, business development, growth, operations or strategy in a high-caliber environment - 4+ years of business experience specifically in Uzbekistan markets - Native fluency in Russian and Uzbek - Track record of successfully managing complex partnerships and high-value deals with executive stakeholders - Natural networker who thrives on building trust and long-term relationships with senior executives, market experts and decision-makers - Strong strategic thinking - ability to assess market opportunities, evaluate potential partners, and provide strategic recommendations to senior leadership - Hyper-organized approach to project management, including coordinating efforts across multiple teams; comfort juggling multiple projects and priorities is critical - Scrappy, roll-up-your-sleeves attitude - we thrive because we work harder, are more creative, and have zero ego when it comes to getting our hands dirty to build a business WE LOOK FORWARD TO HEARING FROM YOU Column is committed to working with the best and brightest people from the broadest talent pool possible. We value bringing together a team with different perspectives, educational backgrounds, and life experiences, and believe a diversity of ideas is what allows us to develop the best solutions. All qualified individuals are encouraged to apply. If you need assistance or a reasonable accommodation during the application and recruiting process, please reach out to accommodations@column.com. We participate in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program here https://e-verify.gov.