Location: Al Khobar, Saudi Arabia; Dammam, Saudi Arabia
Eram Talent is seeking a dedicated
Data Quality Business Analyst
to join our growing team. In this role, you will be responsible for ensuring the integrity, accuracy, and reliability of data across our business systems. You will collaborate with cross-functional teams and stakeholders to define data quality standards, develop metrics, and implement processes that enhance data management practices.
Your responsibilities will include performing data analysis, identifying data quality issues, and recommending solutions to improve data governance. You will also work on data quality initiatives and may be involved in data profiling, cleansing, and monitoring to ensure adherence to organizational data quality standards.
Responsibilities
Consolidate guidelines, processes and parameters for conducting business analysis in order to follow a consistent approach in the process followed for collating data and carrying out analytics.
Support in coordinating with Technology departments through periodic meetings to understand the specific business requirements related to business analytics.
Coordinate with different internal departments to identify the most suitable data resources to ensure effective data collection and analysis based on the requirements.
Support in identifying potential external vendors/market research agencies etc. and coordinate with them to establish the data collection and reporting needs in order to ensure efficiency in the data collection process.
Coordinate with external consultants/forums to keep updated with the latest developments in the Technology landscape.
Perform data cleaning and standardisation for conducting the relevant analysis and ensures adherence to data quality standards while developing reports on procurement and logistics updates.
Stay up to date on the latest business intelligence tools, databases, systems or methods etc. and shares insights with Master Data Quality Manager on leveraging the same for business requirements.
Develop the requisite reports (weekly/monthly/ad-hoc) and ensures timely submission of the same to facilitate decision making.
Requirements
Bachelor’s degree in Information Technology, or equivalent from a recognized and accredited university is required.
5+ years of experience as a Data Quality Analyst or in a related field.
Certified Data Privacy Solutions Engineer (CDPSE) preferred.
Experience in Information Technology / Data Solutions / Networking / Cybersecurity preferred.
Strong understanding of data management principles, data governance, and data quality best practices.
Proficient in data profiling and analysis tools (e.g., SQL, Python, or ETL tools) to assess data quality.
Experience with data visualization tools such as Tableau, Power BI, or similar is a plus.
Strong analytical and problem-solving skills to identify data quality issues and develop actionable solutions.
Excellent communication skills, with the ability to work collaboratively with diverse teams and stakeholders.
Detail-oriented with a focus on delivering high-quality results.
Familiarity with data privacy and regulatory compliance standards is a plus.
Location: Global (Remote)
Workplace: Remote
DECISION INTELLIGENCE ANALYST
Team: Product
Location: Flexible / Remote
Reporting to: VP of Product
ROLE OVERVIEW
Rwazi’s platform produces decision-grade outputs powered by structured reasoning and AI-assisted judgment.
The Decision Intelligence Analyst owns decision quality.
This role evaluates system outputs, identifies reasoning weaknesses, and strengthens AI judgment through structured feedback and training loops.
It ensures the platform does not merely generate outputs — but generates sound, defensible decisions.
The Decision Intelligence Analyst is the quality control layer for decision intelligence.
CORE MANDATE
The Decision Intelligence Analyst is accountable for:
- Evaluating decision outputs for logical integrity and sound reasoning
- Identifying patterns of judgment failure or inconsistency
- Designing structured feedback loops to improve AI reasoning
- Training and refining AI judgment frameworks
- Defining measurable standards for decision quality
This role governs the reliability of Rwazi’s decision engine.
KEY RESPONSIBILITIES
DECISION OUTPUT EVALUATION
- Review system outputs for logical coherence and reasoning rigor
- Assess signal interpretation accuracy
- Identify tradeoff miscalculations or flawed inference pathways
- Document recurring reasoning gaps
AI JUDGMENT TRAINING
- Create structured examples to refine reasoning performance
- Develop edge-case libraries for training robustness
- Formalize evaluation rubrics for decision quality
- Collaborate with R&D to improve reasoning architecture
QUALITY STANDARDS & METRICS
- Define measurable criteria for decision-grade output
- Track improvements in reasoning consistency
- Monitor drift in output quality over time
- Establish acceptance thresholds for release
FAILURE MODE ANALYSIS
- Identify systemic reasoning weaknesses
- Surface blind spots in signal modeling
- Propose structured adjustments to logic layers
- Escalate structural flaws early
CROSS-FUNCTIONAL COLLABORATION
- Partner with Product to align quality with roadmap goals
- Collaborate with R&D on advanced reasoning improvements
- Provide structured feedback to Engineering when system behavior deviates
ROLE IMPACT
Strong performance in this role results in:
- Higher confidence in decision outputs
- Reduced reasoning inconsistencies
- Improved explainability
- Faster detection of system drift
- Stronger enterprise trust
This role protects the intellectual credibility of the platform.
WHAT THIS ROLE IS NOT
- This is not general QA
- This is not surface-level data validation
- This is not simple output review
This role evaluates reasoning quality, not formatting correctness.
QUALIFICATIONS AND PROFILE
We are looking for individuals who demonstrate:
- Strong analytical and logical reasoning ability
- Experience evaluating AI systems, decision frameworks, or complex models
- Comfort dissecting multi-step reasoning chains
- Ability to formalize judgment criteria
- Strong written clarity and structured thinking
- Comfort working with ambiguity and edge cases
Candidates may come from applied AI evaluation, consulting, operations research, economics, philosophy of logic, or technically rigorous analytical fields.
CULTURAL FIT
We value analysts who:
- Obsess over reasoning integrity
- Question outputs rather than accept them
- Care about intellectual rigor
- Prefer structured evaluation over intuition
- Are comfortable holding high standards
HOW CANDIDATES ARE EVALUATED
Candidates are evaluated based on:
- Their ability to critique and improve structured reasoning
- Clarity of their evaluation frameworks
- Depth of logical analysis
- Ability to identify hidden failure modes
- Their rigor in defining measurable quality standards
We prioritize demonstrated reasoning discipline over titles alone.
SUMMARY
The Decision Intelligence Analyst safeguards the quality and integrity of Rwazi’s decision engine.
This role ensures that as AI capabilities expand, decision outputs remain structured, defensible, and enterprise-grade.
Location: New Delhi, India; Mumbai, India; Pune, India; Warsaw, Poland; Tbilisi, Georgia
Top 3 Reasons To Join Us
Competitive Salary
100% Remote
Working on the latest tech for the Insurtech Market Leader
About Us
At CoverGo, our mission is to empower all insurance companies to make insurance 100% digital and accessible to everyone.
We are a leading global no-code insurance platform for health, life, and P&C
We’re the winner of the Insurtech of the Year in all of Asia and other awards globally
We work with insurance enterprise clients such as AXA, Bupa, MSIG, Dai-ichi, Bank of China Group Insurance, and many more
We're an international, diverse team of over 120 people with 30 nationalities and team members working remotely from all over the world
We are fully funded and backed by reputable VC funds and strategic institutional investors
We have a global presence in Asia, EMEA and the Americas
We’ve grown our annualized revenue by over 30x since January 2021
We’re constantly working towards making CoverGo a workplace that you love coming to. We deeply believe that bringing together a diversity of thoughts, expressions, and perspectives is key to building the best culture for equally diverse communities all over the world
What You Will Do:
Work with clients and technical resources to identify their business problems and develop the right approach and analytical solution
Plan and design simple to semi-complex business processes and system modifications
Make recommendations to improve and support business activities
Gather business requirements through a variety of techniques such as work sessions and interviews then analyze and document client complex business requirements and processes; communicate these requirements to appropriate parties
Create complex test case scenarios to be used in testing; monitor/oversee the testing of business applications to verify that all client requirements are incorporated into the system design
Develop business requirements documents/user stories to support the required modifications
May plan, allocate and monitor work of other business analysts
Understand simple to complex systems and related data to surface actionable insights, demonstrate sound judgment and decision-making skills
Assist in providing time estimates for project related tasks
Aid in updating process and procedural documentation
Develop basic understanding of technical development cycle of mobile application or web portals
Support QA, UAT and Release phases of the project via defect analysis, change maintenance, etc.
Any other task that may be assigned
What We Need:
Minimum 5 years of experience as Business Analyst
Minimum 1 year of experience in AI projects in the insurance domain
A degree in Business, IT or any relevant field
Previous experience working in the health insurance industry is required
Insurtech experience is preferred
Health Insurance-related domain certification from INS/LOMA or III is an added advantage
Knowledge of business analysis concepts of defining requirements, translating to technical solutions, and Agile approach to prioritizing work to epics, sprints
Business analysis skills including facilitation, process documentation, requirements gathering and user acceptance testing
Good organizational/time management skills to prioritize work and meet deadlines within defined timeframes
Experience in an Agile and/or Scrum environment is a must
Basic knowledge in generating process documentation, and document system functionality, data integration, and workflow
Excellent written and verbal communication skills in English
Technical writing skills is a plus
Why You'll Love Working Here
Fully Remote
Flexible Leave
International Environment
Competitive renumeration package
Performance Bonus
Company activities and events
Learning and development plan
Remote work allowance
CoverGo Company
Video
By submitting your application, you confirm that you have read, understood, and accepted the content of CoverGo’s
Privacy Notice
and you consent to the processing of your data as part of this application.
Location: Al Khobar, Saudi Arabia; Dammam, Saudi Arabia
Eram Talent is seeking a meticulous and skilled Data Control Analyst to join our esteemed consultancy team. As a key player in our efforts to maintain data integrity and compliance, the Data Control Analyst will be responsible for developing and managing data control frameworks that ensure data accuracy and security across the organization.
Key Responsibilities
Contribute to the maintenance of data dictionaries, data classification, and data lifecycle management practices.
Maintain the physical security and system security including physical security of servers and data user security
Support data stewardship activities, including data standardization, metadata management, and data quality improvement initiatives.
Utilise identity and access management (IAM) systems to verify user identity and control data access.
Make sure data is consistent with the common data models
Perform data validation and auditing using standard technical processes resolving data quality issues.
Identify the most suitable data storage system ensuring that versions of the data with a history of changes are stored alongside the latest version.
Employ the necessary technologies and processes to safeguard data, both physically and digitally.
Stay updated on KSA data protection laws, regulations, and industry best practices to ensure compliance.
Assist in data extraction, transformation, and loading (ETL) processes for business intelligence and reporting purposes.
Collaborate with business users to understand their data requirements and provide data insights as needed.
Recommend training and development interventions for team members to build their capabilities.
Contribute to the identification of opportunities for the continuous improvement of systems, processes and practices to increase productivity and operational efficiency.
Implement all relevant Department’s policies, processes, procedures and instructions so that work is carried out in a controlled and consistent manner.
Contribute to the preparation of timely and accurate reports to meet departmental requirements, policies and standards.
Requirements
Bachelor’s degree in Information Technology, or equivalent from a recognized and accredited university is required
5 years experience in the same Field
Certified Data Privacy Solutions Engineer (CDPSE) preferred
Demonstrated proficiency in oral and written English
Experience in Information Technology / Data Solutions / Networking / Cybersecurity preferred
Proficiency in data analysis tools and software (SQL, Excel, etc.).
Excellent analytical and problem-solving skills.
Strong attention to detail and organizational skills.
Effective communication skills with the ability to collaborate across teams.
Location: Annapolis, MD
Position Objective:
Join our analytics team and help us enable our healthcare providers to improve the lives of our patients. You’ll have the opportunity to think globally about the health of our patient populations and drive new insights into interventions that make patients healthier and make the healthcare system more financially sustainable. Use your background in healthcare analytics to really enhance people’s lives in a direct and measurable way!
Essential Job Duties:
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Builds clear and intuitive analyses of data to convey information quickly. Builds training curricula and guide users to ensure they are successful with the data we provide. Designs a beautiful user experience for analytics consumers.
Communicates effectively with users, vendors, and AAMC leadership to gain consensus on proper timelines, project scope, and ensure desired outcomes are met.
Develops reports and analytical tools using Epic Reporting Workbench, Radar, Qlikview, Business Objects, and the Microsoft BI Stack. Gains a detailed understanding of the business operations driving analytics needs.
Documents work thoroughly and contribute to our culture of sustainable maintenance through adherence and creation of standards.
Applies Agile principles to daily work.
Educational/Experience Requirements:
The minimum level of education and experience for this position includes:
BS in Computer Science, Computer Engineering, or related disciplines
Three years’ experience performing analytics and experience with SQL.
Required License/Certifications:
Epic Billing data model or EpicCare data model certification obtained within 6-months of hire.
Working Conditions, Equipment, Physical Demands:
There is a reasonable expectation that employees in this position will not be exposed to blood-borne pathogens.
Physical Demands – Light
The physical demands and work environment that have been described are representative of those an employee encounters while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions in accordance with the Americans with Disabilities Act.
The above job description is an overview of the functions and requirements for this position. This document is not intended to be an exhaustive list encompassing every duty and requirement of this position; your supervisor may assign other duties as deemed necessary.
Pay Range
$90,309.04
—
$135,463.56 USD
Luminis Health Benefits Overview:
• Medical, Dental, and Vision Insurance
• Retirement Plan (with employer match for employees who work more than 1000 hours in a calendar year)
• Paid Time Off
• Tuition Assistance Benefits
• Employee Referral Bonus Program
• Paid Holidays, Disability, and Life/AD&D for full-time employees
• Wellness Programs
• Employee Assistance Programs and more
*Benefit offerings based on employment status
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To enable this feature, select "yes" when asked to "opt-in to receive text messages" and to "Receive updates from a recruiter about this job via SMS" when completing your application. Once you are opted in, you can easily opt-out at any time.
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Location: Atlanta, Georgia, United States
Senior Actuarial Analyst
DRIVE PROFITABLE GROWTH FOR THE BUSINESS
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Why you should join our
Actuarial Pricing
team:
As an Senior Actuarial Analyst on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth.
You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Actuarial Director. You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk.
Role overview:
Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep cyber and tech knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.
You will manage the overall program profitability, improve pricing accuracy, and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for leading and supporting a wide variety of pricing and underwriting related initiatives, quantifying the impacts and implications of those initiatives on the business and identifying ways to the overall economics of the business.
How you’ll make an impact:
By 3 months…
You’ll understand At-Bay’s internal data structure and develop key relationships across the business
You’ll have reviewed the existing Cyber and Tech E&O product structures, related tools, and related data sources to track and analyze product performance
You’ll have completed a quarterly rate indication and presented your recommendation to key stakeholders
You’ll identify areas of improvement in our systems and processes
By 6 months...
You’ll have developed a proposal to modify the Cyber rate plan and have evaluated the proposal will have on the business
You’ll have improved the depth and efficiency of the existing rate indication process via automation and/or innovation
You’ll have analyzed customer acquisition and retention data to improve At-Bay’s ability to understand the economics of the business
You’ll help coach team members and key
stakeholders
to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business
What you’ve accomplished already:
You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and communicated the results to leadership
You’ve worked cross-functionally with underwriting, product management, data science, claims or other analytical departments to solve complex business problems
You’ve developed tools to automate existing processes and/or improve visibility into the performance of the products
You’ve analyzed competitor rating plans and interpreted the results to improve your pricing and/or underwriting structures
You’ve passed 4+ exams in pursuit of your ACAS, FCAS, or other equivalent designation
You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
Our estimated base pay range for this role is $120,000-135,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.
#LI-DNI
#LI-LM1
Location: New York, New York, United States
Senior Actuarial Analyst
DRIVE PROFITABLE GROWTH FOR THE BUSINESS
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Why you should join our
Actuarial Pricing
team:
As an Senior Actuarial Analyst on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth.
You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Actuarial Director. You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk.
Role overview:
Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep cyber and tech knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.
You will manage the overall program profitability, improve pricing accuracy, and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for leading and supporting a wide variety of pricing and underwriting related initiatives, quantifying the impacts and implications of those initiatives on the business and identifying ways to the overall economics of the business.
How you’ll make an impact:
By 3 months…
You’ll understand At-Bay’s internal data structure and develop key relationships across the business
You’ll have reviewed the existing Cyber and Tech E&O product structures, related tools, and related data sources to track and analyze product performance
You’ll have completed a quarterly rate indication and presented your recommendation to key stakeholders
You’ll identify areas of improvement in our systems and processes
By 6 months...
You’ll have developed a proposal to modify the Cyber rate plan and have evaluated the proposal will have on the business
You’ll have improved the depth and efficiency of the existing rate indication process via automation and/or innovation
You’ll have analyzed customer acquisition and retention data to improve At-Bay’s ability to understand the economics of the business
You’ll help coach team members and key
stakeholders
to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business
What you’ve accomplished already:
You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and communicated the results to leadership
You’ve worked cross-functionally with underwriting, product management, data science, claims or other analytical departments to solve complex business problems
You’ve developed tools to automate existing processes and/or improve visibility into the performance of the products
You’ve analyzed competitor rating plans and interpreted the results to improve your pricing and/or underwriting structures
You’ve passed 4+ exams in pursuit of your ACAS, FCAS, or other equivalent designation
You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
Our estimated base pay range for this role is $120,000-135,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.
#LI-DNI
#LI-LM1
Location: Chicago, Illinois, United States
Senior Actuarial Analyst
DRIVE PROFITABLE GROWTH FOR THE BUSINESS
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Why you should join our
Actuarial Pricing
team:
As an Senior Actuarial Analyst on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth.
You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Actuarial Director. You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk.
Role overview:
Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep cyber and tech knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.
You will manage the overall program profitability, improve pricing accuracy, and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for leading and supporting a wide variety of pricing and underwriting related initiatives, quantifying the impacts and implications of those initiatives on the business and identifying ways to the overall economics of the business.
How you’ll make an impact:
By 3 months…
You’ll understand At-Bay’s internal data structure and develop key relationships across the business
You’ll have reviewed the existing Cyber and Tech E&O product structures, related tools, and related data sources to track and analyze product performance
You’ll have completed a quarterly rate indication and presented your recommendation to key stakeholders
You’ll identify areas of improvement in our systems and processes
By 6 months...
You’ll have developed a proposal to modify the Cyber rate plan and have evaluated the proposal will have on the business
You’ll have improved the depth and efficiency of the existing rate indication process via automation and/or innovation
You’ll have analyzed customer acquisition and retention data to improve At-Bay’s ability to understand the economics of the business
You’ll help coach team members and key
stakeholders
to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business
What you’ve accomplished already:
You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and communicated the results to leadership
You’ve worked cross-functionally with underwriting, product management, data science, claims or other analytical departments to solve complex business problems
You’ve developed tools to automate existing processes and/or improve visibility into the performance of the products
You’ve analyzed competitor rating plans and interpreted the results to improve your pricing and/or underwriting structures
You’ve passed 4+ exams in pursuit of your ACAS, FCAS, or other equivalent designation
You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
Our estimated base pay range for this role is $120,000-135,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.
#LI-DNI
#LI-LM1
Location: Remote (US)
Senior Actuarial Analyst
DRIVE PROFITABLE GROWTH FOR THE BUSINESS
About At-Bay
At-Bay is the world’s first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap — all through their cyber insurance policy — making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Why you should join our
Actuarial Pricing
team:
As an Senior Actuarial Analyst on the Pricing team, you will be working under the risk function with talented team members in modeling, risk analytics, decision engine, insurance and tech product. The Pricing team has helped At-Bay launch new products, secure reinsurance capacity, quantify and manage risk related KPIs and adjust pricing to drive profitable growth.
You’ll join a growing team of actuaries and actuarial analysts of diverse backgrounds and report to our Actuarial Director. You’ll be surrounded by a team that loves what they do, leverages technology to improve efficiency & minimize duplicative work, and recognizes the enormous responsibility that they have – to support key business decisions with data backed insights and a deep understanding of insurance risk.
Role overview:
Your work will directly contribute to At-Bay’s risk assessment framework that helps with data-driven decisions involving millions of dollars of exposure. This is a multidisciplinary role that includes developing deep cyber and tech knowledge, business acumen, research, and analytical skills. This is also a hands-on operational role where you’ll see in house submission, quotes and binds and understand how each risk decision will impact on the business.
You will manage the overall program profitability, improve pricing accuracy, and work cross-functionally with Insurance & Tech Product, Underwriting, Claims, and Decision Engine teams on the implementation of those products. You will be responsible for leading and supporting a wide variety of pricing and underwriting related initiatives, quantifying the impacts and implications of those initiatives on the business and identifying ways to the overall economics of the business.
How you’ll make an impact:
By 3 months…
You’ll understand At-Bay’s internal data structure and develop key relationships across the business
You’ll have reviewed the existing Cyber and Tech E&O product structures, related tools, and related data sources to track and analyze product performance
You’ll have completed a quarterly rate indication and presented your recommendation to key stakeholders
You’ll identify areas of improvement in our systems and processes
By 6 months...
You’ll have developed a proposal to modify the Cyber rate plan and have evaluated the proposal will have on the business
You’ll have improved the depth and efficiency of the existing rate indication process via automation and/or innovation
You’ll have analyzed customer acquisition and retention data to improve At-Bay’s ability to understand the economics of the business
You’ll help coach team members and key to understand actuarial analytics, Cyber pricing and risk, and how it differs from traditional pricing and other lines of business
What you’ve accomplished already:
You’ve evaluated the profitability of a portfolio of insureds using actuarial techniques and communicated the results to leadership
You’ve worked cross-functionally with underwriting, product management, data science, claims or other analytical departments to solve complex business problems
You’ve developed tools to automate existing processes and/or improve visibility into the performance of the products
You’ve analyzed competitor rating plans and interpreted the results to improve your pricing and/or underwriting structures
You’ve passed 4+ exams in pursuit of your ACAS, FCAS, or other equivalent designation
You’ve achieved proficiency with Excel and SQL, and have experience with Python and/or R
Our estimated base pay range for this role is $120,000-135,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.
#LI-DNI
#LI-LM1
Location: Al Khobar, Saudi Arabia; Dammam, Saudi Arabia
Eram Talent, a leading Talent Acquisition Company and a division of ERAM Holdings, is looking for a motivated Procurement & ERP Analyst to join our team within the IT Business Solutions sector. We specialize in connecting top-tier talent with exceptional opportunities across various industries, and we are committed to delivering innovative solutions to our clients.
The Procurement & ERP Analyst for IT Business Solutions is responsible for supporting the procurement process for IT solutions and services within the client.
This role will collaborate with stakeholders in Procurement to understand their IT solution needs and requirements.
Key Responsibilities:
Analyze user behaviour, needs, and feedback to identify opportunities for improving the user experience within the e-marketplace; collaborate with UX/UI designers to enhance the platform's usability, navigation, and overall user interface.
Conduct user testing and gather user feedback to drive iterative improvements to the e-marketplace.
Implement processes for onboarding new vendors and sellers onto the emarketplace platform; manage vendor profiles, product listings, and catalogues on the e-marketplace, ensuring accurate and up-to-date information.
Collaborate with procurement teams to ensure compliance with vendor qualification criteria, contracts, and policies.
Monitor and analyze key performance metrics of the emarketplace, such as transaction volume, conversion rates, user engagement, and revenue; identify trends, patterns, and areas for improvement based on performance data.
Generate regular reports and dashboards to communicate the emarketplace's performance to stakeholders such as the IT Business Solutions Manager.
Collaborate with IT security teams to implement and maintain appropriate security measures for the e-marketplace platform.
Ensure compliance with local Saudi data protection regulations, privacy policies, and industry standards.
Coordinate the allocation of IT resources, such as hardware, software, network capacity, and personnel, to meet demand requirements; develop resource allocation plans, considering factors such as project priorities, resource availability, and business needs.
Monitor and analyze the capacity of IT infrastructure and systems, such as servers, storage, networks, and cloud resources; anticipate future capacity needs based on demand forecasts and growth projections for the Procurement function.
Manage the inventory of IT solutions, licenses, and assets to ensure their availability and optimal utilization; collaborate with procurement and finance teams to track and manage IT solution inventory levels, cost, and lifecycle.
Requirements
Bachelor’s degree in computer science, information technology, supply chain management, procurement or equivalent from a recognized and accredited university is required
Certified Professional in Supply Management (CPSM) or any procurement-related/other relevant certification preferred
At least 5 years of experience in procurement analysis or ERP system management.
Strong understanding of procurement processes and ERP functionality (preferably SAP, Oracle, or similar).
Excellent analytical skills, with proficiency in data analysis and reporting tools.
Exceptional problem-solving and critical-thinking abilities.
Strong communication skills to effectively collaborate with stakeholders.
Experience in training and supporting teams on ERP systems is a plus.
Location: Remote - European Region
Workplace: hybrid
Coinspaid Solutions is a fintech company building blockchain payment infrastructure for the global economy.
We design, implement, and scale payment systems that connect digital assets with real-world financial operations. Our solutions help businesses and financial institutions operate efficiently in the evolving digital asset landscape.
For over 11 years, we’ve been developing products that bring crypto payments closer to mainstream adoption. Today, our team includes 350+ professionals working remotely across multiple countries.
We combine the pace of fintech with a long-term approach to building products, teams, and careers. As a remote-first company, we give people flexibility in how they work while maintaining strong collaboration and shared ownership across teams.
🏆 In 2026, Coinspaid was recognized as Best Corporate Culture in the Blockchain Industry in Europe, reflecting our focus on ownership, trust, and collaboration.
Responsibilities:
Gather, validate and document business requirements
Analyze current systems and identify areas for improvement
Identify issues, risks and benefits of existing and proposed solutions and outline business impacts
Create functional specifications for solutions and internal technical documentation
Design APIs and interaction scenarios
Help to define business problems via in-depth investigation and gather technical and non-technical information
Outline detailed requirements for a solution and ensure the delivered solution meets those business requirements
Improve and validate existing methods for generating product and project documentation
Define tasks to developers and testers
Requirements:
3+ years of BA/SA experience
Mathematical, analytical, creative and problem-solving skills
Proficiency in verbal and nonverbal communication and interpersonal skills
Effective logical thinking skills
Prioritisation, high focus, and self-motivation
Explain ideas in simple and user-friendly language
Good understanding of SDLC, PDLC
Experience in using business analysis tools, knowledge of process modelling notations and visualizing the architecture, such as: BPMN, UML, C4, etс
Strong knowledge of integration patterns and formats
Experience in creating data models
Certifications (preferred)
Good level of spoken and written English and Russian
Why should you choose Coinspaid?
You’ll be joining a company that is actively shaping its space – with enough scale to matter and enough room to make an impact.
At Coinspaid, people are expected to think, contribute, and take ownership – and are supported in doing so.
We focus on flexibility, wellbeing, and long-term growth – without overcomplicating how benefits work.
Flexible Benefits
Benefit Bar – up to €230/monthA flexible monthly budget you can use for what matters most to you – from sports and mental health to coworking, home office, or medical-related expenses.
Work & Flexibility
Fully remote work from almost anywhere
Optional offices and relocation support
Flexible, async-friendly environment
Growth & Learning
Budget for courses, certifications, and professional development
Language learning support
Cross-team learning and knowledge sharing
Wellbeing & Support
Medical insurance or reimbursement depending on location
Access to mental health support
Financial support for important life events
Extras
Merch shop with rewards system
Team offsites and company events
Sounds good? Well then, we can’t wait to see your resume!
To learn more please visit: https://coinspaid.com/about-us/ & https://coinspaid.com/careers/
Location: Dhahran, Saudi Arabia
Eram Talent is actively seeking an IT Application & Systems Analyst to join our dynamic team. In this role, you will be responsible for analyzing, designing, and implementing IT applications and systems that support organizational objectives. You'll work closely with various stakeholders to gather requirements, troubleshoot issues, and ensure that the IT applications meet the evolving needs of the business.
Your expertise will contribute to the optimization and continuous improvement of our IT systems, enhancing performance and user experience. This is an exciting opportunity to be part of a fast-paced environment where your skills and insights will drive impactful solutions.
Requirements
Key Responsibilities:
• Develop and implement a comprehensive data management strategy to support the Operational Excellence & Compliance Division's safety goals and objectives.
• Design, build, and maintain dashboards and reports to provide insights and trends on safety performance, identifying areas for improvement and opportunities for optimization.
• Develop and implement data management solutions, including data collection, storage, and analysis, to support safety-related data and metrics.
• Collaborate with stakeholders to identify and prioritize data requirements, and develop solutions to meet those needs.
• Develop and maintain data quality control processes to ensure accuracy, completeness, and consistency of safety data.
• Provide technical leadership and guidance to junior team members, and mentor them in the development of their skills and expertise.
• Collaborate with the IT department to implement new software and systems, including:
o Providing system requirements and specifications to ensure alignment with business needs.
o Participating in the design and development of new systems and software.
o Conducting testing and quality assurance to ensure system functionality and performance.
o Providing training and support to end-users to ensure successful adoption and utilization of new systems and software.
• Ensure compliance with relevant company policies, procedures, and regulatory requirements related to data management and safety reporting.
QUALIFICATION AND EXPERIENCE
• Bachelor's degree in a related field (e.g. Computer Science, Information Technology).
• Minimum 10 years of experience in business analysis, preferably in the Oil & Gas industry, with a strong background in Safety.
• Strong knowledge of business analysis principles, data analysis, and reporting techniques.
• Experience with data management, including data collection, storage, and analysis.
• Strong analytical, problem-solving, and communication skills.
• Ability to work in a team environment and collaborate with stakeholders at all levels.
• Proficiency in programming languages, such as SQL, Python, and R.
• Experience with data visualization tools, such as Tableau or Power BI.
• Knowledge of machine learning and artificial intelligence techniques, including predictive analytics and data mining.
• Certification in business analysis, such as Certified Business Analyst Professional (CBAP) or Certified Management Consultant (CMC), is preferred.
• Experience with cloud-based business analysis tools and platforms, is preferred but not required
Work Location: Office
Weekly Hours: 8 hours per day (Office)
Location: Zurich; Geneva
Workplace: OnSite
Blockstream https://blockstream.com/ was founded in 2014 by Dr. Adam Back https://en.wikipedia.org/wiki/Adam_Back and a group of fellow cryptographers and engineers who are passionate about Bitcoin and its potential to change the world. Today, Blockstream is the leading Bitcoin company, providing cutting-edge infrastructure solutions for enterprises, institutions, and individual Bitcoin users. We develop industry-leading Bitcoin self-custody solutions, Bitcoin-based financial products, second-layer scaling technologies, and enterprise-grade blockchain infrastructure.
We are seeking a Business Analyst, a client-facing role responsible for gathering requirements, documenting business processes, and bridging the gap between business stakeholders and technical teams in blockchain and fintech implementations. This is an excellent opportunity for recent graduates or early-career professionals to develop expertise in digital assets, financial services transformation, and enterprise blockchain solutions.
Within the Service & Enterprise Solutions organization, the Business Analyst works closely with banking and institutional clients to understand their needs, document workflows, and translate complex requirements into actionable specifications. This role collaborates with Delivery Managers, Solution Architects, and Product teams to ensure blockchain solutions align with business objectives and regulatory requirements.
What You'll Be Doing (Responsibilities):
- Gather and document business requirements from banking and financial services clients
- Conduct stakeholder interviews and requirements elicitation sessions
- Map and document business processes related to digital assets, payments, and financial services
- Create functional specifications, user stories, and acceptance criteria
- Analyze business processes to identify improvement opportunities
- Translate business requirements into clear technical specifications
- Support user acceptance testing (UAT) and test case development
- Facilitate communication between business and technical teams
- Document solution designs, data flows, and system integration requirements
- Assist with change management and end-user training initiatives
What We Look for In You (Required Qualifications):
- Bachelor's degree in Business Administration, Information Systems, Finance, or related field
- 0-2 years of professional experience as a Business Analyst (internships in banking, fintech, or consulting count)
- Strong analytical and problem-solving skills with attention to detail
- Excellent written and verbal communication skills
- Ability to understand technical concepts and explain them to non-technical audiences
- Proficiency with requirements documentation tools (MS Office, Google Workspace, Confluence, or similar)
- Self-starter with proven ability to work collaboratively across multiple teams and geographies, demonstrating high-quality and high-touch customer engagement throughout all phases of delivery
- Strong stakeholder management and facilitation skills
- Eagerness to learn about blockchain technology and financial services
- Languages: French and English required; Swiss German, German and/or Italian a plus
- Location: Switzerland, with focus on Geneva and Zurich.
Nice To Haves (Preferred Qualifications):
- Basic understanding of blockchain, cryptocurrency, or digital assets
- Exposure to process mapping and business process modeling tools (Visio, Lucidchart, BPMN)
- Familiarity with financial services operations (payments, custody, trading, settlements)
- Knowledge of SQL or data analysis tools
- Understanding of agile methodologies and tools (Jira, Confluence)
- Awareness of regulatory requirements in financial services (AML/KYC, MiCA)
- Business analysis certification (ECBA, CCBA, or similar) or willingness to pursue
- Interest in progressing
🔒 Stay Safe from Job Scams
All official Blockstream communication will come from an @blockstream.com http://blockstream.com email address. We will never ask you to share sensitive information or purchase equipment during the hiring process. If in doubt, contact us at hr@blockstream.com. Learn more about avoiding job scams here https://consumer.ftc.gov/consumer-alerts/2022/05/want-work-home-spot-scams-first.
Location: Chișinău
Workplace: onsite
The international technology company Ajax Systems opens a full-cycle production.
Ajax Systems is the largest developer and manufacturer of security systems in Europe. The back office, R&D department, and two full-cycle production facilities are located in Ukraine. The company has branch offices worldwide: UAE (Dubai), Italy, Spain, Germany, Poland, Canada, and many other regions. Ajax team has more than 2,200 employees, including 500 developers and 1,200 production workers. Attracting local expertise in each key market enables us to scale the product globally and grow fast.
Responsibilities:
Data collection and extraction:
working with databases, ERP systems, Google Sheets, and APIs.
Data cleaning and transformation:
Data Cleaning / Wrangling.
Report and dashboard development.
Data visualization:
selecting the most appropriate visualizations to communicate information effectively.
Ad-hoc business support:
responding to ad-hoc requests from different departments and supporting report users.
Documentation:
documenting analysis methodologies, data sources, and KPI calculation logic.
Report automation:
automating regular reporting, reducing manual operational work, and building data pipelines using ETL tools or scheduling features in BI tools.
Requirements:
Advanced SQL analysis:
writing complex queries using JOINs, CTEs, and window functions to retrieve and analyze the required data.
Building data pipelines and ETL processes:
designing and implementing reliable processes for extracting, transforming, and loading data from various sources into a centralized storage system (Data Warehouse, Data Lake).
Working with cloud platforms:
hands-on experience with Google BigQuery.
Data Storytelling:
ability to go beyond simply presenting charts and tell a clear, compelling story based on data that leads to specific business decisions. This includes structuring presentations and effectively communicating insights.
Strong knowledge of Power BI.
Tech Stack:
SQL, Power BI, Google BigQuery, Python.
Ajax Systems is a big team of professionals and open-minded people who share ambitious goals. Join in!
Location: Montreal
DRW
is a diversified trading firm with over 3 decades of experience bringing sophisticated technology and exceptional people together to operate in markets around the world. We value autonomy and the ability to quickly pivot to capture opportunities, so we operate using our own capital and trading at our own risk.
Headquartered in Chicago with offices throughout the U.S., Canada, Europe, and Asia, we trade a variety of asset classes including Fixed Income, ETFs, Equities, FX, Commodities and Energy across all major global markets. We have also leveraged our expertise and technology to expand into three non-traditional strategies: real estate, venture capital and cryptoassets.
We operate with respect, curiosity and open minds. The people who thrive here share our belief that it’s not just what we do that matters–it's how we do it. DRW is a place of high expectations, integrity, innovation and a willingness to challenge consensus.
Our
Real-time Strategy team
at the Montreal office is looking for a highly motivated and passionate individual to work the
European trading session
to help develop trading strategy that will allow us to capture and monetize market-moving events. To this end, you will work alongside a small team to provide insight and help flesh out new opportunities.
In this role you will be required to support the European Market hours.
If you wish to be part of a dynamic company that values and recognizes your skills, ambition and ideas, you’ll have:
A passion for the field of geopolitics and finance
A Bachelor’s degree in Economics, Finance, Political Science or any related program
Strong organizational skills and close attention to detail
A willingness to learn and an ability to adapt to constantly evolving demands
A creativity and drive to help improve our processes and trading methodologies
Excellent written and oral communication skills
As a Real-time Market Strategist for DRW, here are somethings you will focus on:
Use available resources and extensive research to distil “market sentiment”
Help analyze and make sense of seemingly unrelated events
Use the insight gleaned to develop strategy allowing traders to monetize market events
Bring fresh ideas and approach to help refine existing practices and seek out new opportunity
What DRW Montreal has to offer you:
Recognized as one of Canada’s Best Employers for the past 8 years
Committed to continuous learning & development
Industry leading benefits package and perks
Focused on employee well-being and work-life balance
Community initiatives, volunteer program and opportunities for giving back
Find out more about all of our perks & benefits at:
https://drw.com/work-at-drw/montreal-benefits
For more information about DRW's processing activities and our use of job applicants' data, please view our Privacy Notice at
https://drw.com/privacy-notice
.
California residents, please review the California Privacy Notice for information about certain legal rights at
https://drw.com/california-privacy-notice
.
#LI-KS1
Location: Dammam, Saudi Arabia; Khafji, Saudi Arabia
Eram Talent is looking for a detail-oriented and proactive Health & Safety Analyst to join our dynamic team. As a leading talent acquisition consultancy, Eram Talent specializes in providing top-notch recruitment solutions across various industries.
In this role, you will be responsible for analyzing health and safety data, conducting risk assessments, and providing insights and recommendations to enhance the overall safety performance of the organization.
Responsibilities
Collects, analyzes, and interprets data to improve workplace safety, environmental performance, and regulatory compliance.
Conducting risk assessments, investigating incidents, preparing compliance reports, developing and delivering training, and collaborating with teams to implement safety initiatives and reduce hazards.
This role requires a strong understanding of HSE regulations and data analysis to provide insights that support management decisions and promote a safety-first culture.
EHS analyst provides support in planning, implementation and monitoring of environmental, health, and safety programs and policies to ensure compliance
Track Environmental, Health and Safety metrics including Ǫuarterly KPIs and PPE Acknowledgement submissions
Conduct formal and systematic reviews of campus operations and activities to ensure compliance with regulations.
Responsible for the accuracy and auditing of all Safety related statistics
Track safety, health and Environmental audit documents
Work with affected departments to coordinate, implement and maintain employee /
trainee injury prevention strategies and program(s)
Provide hazard analysis, program customization, training and EHS support to activities within the organization, creative services and scripted television production activities
Support the maintenance of EHS database of accidents and incidents
Supports site in achieving EHS targets C objectives
Track all the HSE related contracts’ submissions
Organize and track HSE Campaigns
HSE Records and Files control and management
Requirements
Relevant degrees such as bachelor’s degree in engineering, Industrial, Safety, Health, Environmental Science
Relevant Certificates in HSE Fields such as OSHA / NEBOSH.
3-5 years in similar field
Knowledge in local safety regulations, EHS policies, standards and compliance
Experience in Microsoft Office
Fluent in English Language (Speaking, Writing, Reading)
Experience in Environmental Health, Fire Systems would be beneficial.
Location: Tbilisi, Georgia
Workplace: Hybrid
ABOUT PAVE BANK
Pave Bank is a fully licensed commercial bank, regulated by the National Bank of Georgia. We are reimagining how global businesses access and move capital by bridging the gap between traditional finance and digital assets. Joining Pave Bank means becoming part of a fast-growing institution redefining this convergence. You will have the opportunity to work alongside second-time founders and industry leaders, gain deep exposure to institutional banking and digital assets, and grow within a dynamic and ambitious team.
THE ROLE
We are seeking a Commercial Operations Analyst to join our team in Tbilisi (Visa sponsorship available). This role will support the commercial team in building scalable processes, managing client pipelines, and ensuring smooth operations as we expand globally.
KEY RESPONSIBILITIES
- Support commercial reporting and prepare insights for the leadership team to guide decision-making.
- Assist in the client onboarding process, coordinating across internal teams to ensure a smooth experience.
- Track and maintain the commercial pipeline, ensuring accurate records of client opportunities.
- Manage and optimize CRM workflows to improve visibility and efficiency.
- Contribute to process improvement initiatives, identifying ways to streamline commercial operations.
- Collaborate with cross-functional teams to support business development activities.
REQUIREMENTS
- Prior experience in commercial, operations, or analytical roles is strongly preferred.
- Previous experience working in startups or fast-paced environments is strongly preferred.
- Strong analytical and organizational skills, with attention to detail.
- Proficiency in Excel/Google Sheets, familiarity with CRM tools and utilising AI tools and automation software (Make, n8n) to create systems.
- Excellent communication skills in English (additional languages a plus).
- Knowledge of digital assets and cryptocurrency is a plus, but not required.
- Proactive mindset and eagerness to learn in a dynamic environment.
Location: Cairo, Egypt; Rabat, Morocco; Riyadh, Saudi Arabia; Delhi, India
Müller's Solutions is looking for a passionate
ServiceNow Business Analyst
to join our talented team. In this critical role, you will act as a bridge between business stakeholders and the technical team, ensuring that the implemented ServiceNow solutions effectively meet business needs and drive operational excellence.
Key Responsibilities:
Collaborate with stakeholders to gather, analyze, and document business requirements related to ServiceNow implementations.
Conduct process analysis and mapping to identify opportunities for improvement within ServiceNow.
Translate business requirements into functional specifications for the technical team.
Facilitate workshops and meetings to interface with users and gather feedback on ServiceNow solutions.
Assist in the development of test cases and conduct user acceptance testing (UAT) to validate solutions.
Provide support and training to users to promote understanding of ServiceNow functionalities.
Monitor and analyze metrics to recommend improvements and enhancements to existing processes.
Requirements
Requirements:
Bachelor’s degree in Business Administration, Information Technology, or related field.
Minimum 3 years of experience as a Business Analyst, preferably in IT service management or ServiceNow projects.
Strong understanding of ServiceNow functionality and its applications within business processes.
Excellent analytical skills with a focus on identifying and addressing business needs.
Proficient with process mapping tools and techniques.
Exceptional communication and interpersonal skills to engage effectively with both technical and non-technical stakeholders.
Ability to work collaboratively and manage multiple priorities in a fast-paced environment.
Knowledge of ITIL practices and relevant ServiceNow certifications are a plus.
Benefits
Why Join Us:
Opportunity to work with a talented and passionate team.
Competitive salary and benefits package.
Exciting projects and innovative work environment.
Cairo, Egypt; Rabat, Morocco; Riyadh, Saudi Arabia; Delhi, India