Finance Specialist / Settlement Specialist

Location: United Kingdom Workplace: hybrid About the Client Our client is an international payment services provider for online businesses. It offers multi-currency accounts, payment processing and merchant payout services. Role Overview Take ownership of the financial checks and settlements that keep merchant payments moving. You will investigate discrepancies, improve the accuracy of financial data and work with skilled colleagues and international partners in a growing payments business. Key Responsibilities Manage daily payment operations, including transaction and settlement checks, manual reconciliations and accuracy reporting. Analyse card network and processing reports to investigate and resolve discrepancies. Process settlement files, verify calculations and execute merchant bank transfers. Manage invoice payments, payment schedules, cash balances and internal tracking tools. Coordinate with merchants, banks, payment partners and internal teams to resolve operational issues. Apply accounting standards, internal policies and payment controls to transactions, payouts and reports. Authorise outgoing transfers and safeguard client funds. Prepare financial reports and proposals for senior management with the team lead. Requirements Experience in payment operations, settlements or finance operations within a payments company, bank or licensed financial institution. Hands-on experience manually reconciling transaction and settlement data and resolving discrepancies. Experience executing bank transfers and managing payment schedules and cash balances. Advanced Excel skills and practical experience with financial tracking tools. Languages: English , Russian . Experience in fintech. Key Soft Skills Attention to detail and a structured approach to financial data. Fast learning and flexibility in non-standard situations. Practical problem-solving focused on efficiency over bureaucracy. Transparent and direct communication. What We Offer Competitive salary aligned with experience. Collaborative and transparent team culture. High-impact role in a scaling fintech company. Recognition of personal milestones and achievements. Social benefits.