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Location: Sofia, Bulgaria Workplace: fully About the Client Our client is a growing payment services provider serving international businesses. Its platform supports card payments, transfers, currency exchange, and day-to-day fund management. Role Overview Take ownership of the operational work that keeps card services aligned with changing scheme requirements. You will assess updates, coordinate action across teams, and improve the processes and documentation that support the card business. The role offers scope to make a direct impact while working with skilled colleagues across the business. Key Responsibilities Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates. Assess the impact of scheme changes and coordinate implementation with internal stakeholders. Support scheme integrations, certifications, testing, and the introduction of new programs or services. Prepare and submit mandatory scheme reports, including compliance, PCI DSS, and quarterly reports. Coordinate responses to card scheme requests, inquiries, and investigations. Keep internal registers, trackers, and operational records accurate and up to date. Maintain knowledge bases, Confluence pages, and process documentation. Give internal teams guidance on scheme requirements and best practices. Work with Product, Operations, Compliance, Finance, Risk, and Engineering to align processes with scheme requirements. Improve processes and operational efficiency across the card business. Requirements At least 1 year of hands-on experience working directly with Visa and/or Mastercard at an acquirer, issuer, processor, PSP, or card scheme. Practical knowledge of scheme rules and operating regulations, with experience applying them in daily work. Experience with mandate implementation, scheme reporting, compliance programs, and scheme inquiries or investigations. Experience using Visa Online, Mastercard Connect, or other scheme portals and tools. Experience supporting scheme integrations, certifications, testing, onboarding to new services, or technical and operational changes. Ability to manage multiple priorities and work independently in a fast-paced environment. Knowledge of PCI DSS and scheme compliance programs, such as fraud and chargeback monitoring, is a plus. A background in payments or regulated financial services is a plus. Strong written and verbal communication skills for working with international stakeholders. Languages: English Experience in fintech Key Soft Skills Strong analytical and problem-solving skills to investigate complex operational matters. Excellent attention to detail and organizational skills. Ability to manage multiple priorities and work independently in a fast-paced environment. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

Location: London, United Kingdom Workplace: fully About the Client Our client is a growing payment services provider serving international businesses. Its platform supports card payments, transfers, currency exchange, and day-to-day fund management. Role Overview Take ownership of the operational work that keeps card services aligned with changing scheme requirements. You will assess updates, coordinate action across teams, and improve the processes and documentation that support the card business. The role offers scope to make a direct impact while working with skilled colleagues across the business. Key Responsibilities Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates. Assess the impact of scheme changes and coordinate implementation with internal stakeholders. Support scheme integrations, certifications, testing, and the introduction of new programs or services. Prepare and submit mandatory scheme reports, including compliance, PCI DSS, and quarterly reports. Coordinate responses to card scheme requests, inquiries, and investigations. Keep internal registers, trackers, and operational records accurate and up to date. Maintain knowledge bases, Confluence pages, and process documentation. Give internal teams guidance on scheme requirements and best practices. Work with Product, Operations, Compliance, Finance, Risk, and Engineering to align processes with scheme requirements. Improve processes and operational efficiency across the card business. Requirements At least 1 year of hands-on experience working directly with Visa and/or Mastercard at an acquirer, issuer, processor, PSP, or card scheme. Practical knowledge of scheme rules and operating regulations, with experience applying them in daily work. Experience with mandate implementation, scheme reporting, compliance programs, and scheme inquiries or investigations. Experience using Visa Online, Mastercard Connect, or other scheme portals and tools. Experience supporting scheme integrations, certifications, testing, onboarding to new services, or technical and operational changes. Ability to manage multiple priorities and work independently in a fast-paced environment. Knowledge of PCI DSS and scheme compliance programs, such as fraud and chargeback monitoring, is a plus. A background in payments or regulated financial services is a plus. Strong written and verbal communication skills for working with international stakeholders. Languages: English Experience in fintech Key Soft Skills Strong analytical and problem-solving skills to investigate complex operational matters. Excellent attention to detail and organizational skills. Ability to manage multiple priorities and work independently in a fast-paced environment. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

Location: Lithuania Workplace: fully About the Client Our client is a growing payment services provider serving international businesses. Its platform supports card payments, transfers, currency exchange, and day-to-day fund management. Role Overview Take ownership of the operational work that keeps card services aligned with changing scheme requirements. You will assess updates, coordinate action across teams, and improve the processes and documentation that support the card business. The role offers scope to make a direct impact while working with skilled colleagues across the business. Key Responsibilities Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates. Assess the impact of scheme changes and coordinate implementation with internal stakeholders. Support scheme integrations, certifications, testing, and the introduction of new programs or services. Prepare and submit mandatory scheme reports, including compliance, PCI DSS, and quarterly reports. Coordinate responses to card scheme requests, inquiries, and investigations. Keep internal registers, trackers, and operational records accurate and up to date. Maintain knowledge bases, Confluence pages, and process documentation. Give internal teams guidance on scheme requirements and best practices. Work with Product, Operations, Compliance, Finance, Risk, and Engineering to align processes with scheme requirements. Improve processes and operational efficiency across the card business. Requirements At least 1 year of hands-on experience working directly with Visa and/or Mastercard at an acquirer, issuer, processor, PSP, or card scheme. Practical knowledge of scheme rules and operating regulations, with experience applying them in daily work. Experience with mandate implementation, scheme reporting, compliance programs, and scheme inquiries or investigations. Experience using Visa Online, Mastercard Connect, or other scheme portals and tools. Experience supporting scheme integrations, certifications, testing, onboarding to new services, or technical and operational changes. Ability to manage multiple priorities and work independently in a fast-paced environment. Knowledge of PCI DSS and scheme compliance programs, such as fraud and chargeback monitoring, is a plus. A background in payments or regulated financial services is a plus. Strong written and verbal communication skills for working with international stakeholders. Languages: English Experience in fintech Key Soft Skills Strong analytical and problem-solving skills to investigate complex operational matters. Excellent attention to detail and organizational skills. Ability to manage multiple priorities and work independently in a fast-paced environment. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

Location: Cyprus Workplace: fully About the Client Our client is a growing payment services provider serving international businesses. Its platform supports card payments, transfers, currency exchange, and day-to-day fund management. Role Overview Take ownership of the operational work that keeps card services aligned with changing scheme requirements. You will assess updates, coordinate action across teams, and improve the processes and documentation that support the card business. The role offers scope to make a direct impact while working with skilled colleagues across the business. Key Responsibilities Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates. Assess the impact of scheme changes and coordinate implementation with internal stakeholders. Support scheme integrations, certifications, testing, and the introduction of new programs or services. Prepare and submit mandatory scheme reports, including compliance, PCI DSS, and quarterly reports. Coordinate responses to card scheme requests, inquiries, and investigations. Keep internal registers, trackers, and operational records accurate and up to date. Maintain knowledge bases, Confluence pages, and process documentation. Give internal teams guidance on scheme requirements and best practices. Work with Product, Operations, Compliance, Finance, Risk, and Engineering to align processes with scheme requirements. Improve processes and operational efficiency across the card business. Requirements At least 1 year of hands-on experience working directly with Visa and/or Mastercard at an acquirer, issuer, processor, PSP, or card scheme. Practical knowledge of scheme rules and operating regulations, with experience applying them in daily work. Experience with mandate implementation, scheme reporting, compliance programs, and scheme inquiries or investigations. Experience using Visa Online, Mastercard Connect, or other scheme portals and tools. Experience supporting scheme integrations, certifications, testing, onboarding to new services, or technical and operational changes. Ability to manage multiple priorities and work independently in a fast-paced environment. Knowledge of PCI DSS and scheme compliance programs, such as fraud and chargeback monitoring, is a plus. A background in payments or regulated financial services is a plus. Strong written and verbal communication skills for working with international stakeholders. Languages: English Experience in fintech Key Soft Skills Strong analytical and problem-solving skills to investigate complex operational matters. Excellent attention to detail and organizational skills. Ability to manage multiple priorities and work independently in a fast-paced environment. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

Location: Estonia Workplace: fully About the Client Our client is a growing payment services provider serving international businesses. Its platform supports card payments, transfers, currency exchange, and day-to-day fund management. Role Overview Take ownership of the operational work that keeps card services aligned with changing scheme requirements. You will assess updates, coordinate action across teams, and improve the processes and documentation that support the card business. The role offers scope to make a direct impact while working with skilled colleagues across the business. Key Responsibilities Monitor and interpret Visa and Mastercard bulletins, mandates, rule changes, and operational updates. Assess the impact of scheme changes and coordinate implementation with internal stakeholders. Support scheme integrations, certifications, testing, and the introduction of new programs or services. Prepare and submit mandatory scheme reports, including compliance, PCI DSS, and quarterly reports. Coordinate responses to card scheme requests, inquiries, and investigations. Keep internal registers, trackers, and operational records accurate and up to date. Maintain knowledge bases, Confluence pages, and process documentation. Give internal teams guidance on scheme requirements and best practices. Work with Product, Operations, Compliance, Finance, Risk, and Engineering to align processes with scheme requirements. Improve processes and operational efficiency across the card business. Requirements At least 1 year of hands-on experience working directly with Visa and/or Mastercard at an acquirer, issuer, processor, PSP, or card scheme. Practical knowledge of scheme rules and operating regulations, with experience applying them in daily work. Experience with mandate implementation, scheme reporting, compliance programs, and scheme inquiries or investigations. Experience using Visa Online, Mastercard Connect, or other scheme portals and tools. Experience supporting scheme integrations, certifications, testing, onboarding to new services, or technical and operational changes. Ability to manage multiple priorities and work independently in a fast-paced environment. Knowledge of PCI DSS and scheme compliance programs, such as fraud and chargeback monitoring, is a plus. A background in payments or regulated financial services is a plus. Strong written and verbal communication skills for working with international stakeholders. Languages: English Experience in fintech Key Soft Skills Strong analytical and problem-solving skills to investigate complex operational matters. Excellent attention to detail and organizational skills. Ability to manage multiple priorities and work independently in a fast-paced environment. What We Offer Competitive salary aligned with experience Collaborative and transparent team culture High-impact role in a scaling fintech company Recognition of personal milestones and achievements Social benefits

NU Case club (консалтинговый клуб при НУ) организует ивент с Mastercard для дата аналитиков и консультантов. What to expect: — Solve a business case and apply analytical thinking to a real-world problem — Explore how data and analytics support business decisions at Mastercard — Learn how Mastercard consultants approach structured problem-solving and data-driven decision-making — Hear directly from Mastercard professionals about their projects, career paths, and day-to-day work — Get an inside look at the Mastercard Launch Program The Mastercard Launch Program is an 18-month graduate development program for recent Bachelor’s and Master’s graduates, combining full-time work with structured learning, mentorship, and professional development. Career tracks include: — Performance Analytics — data-driven insights, analytics, and business performance — Strategy & Transformation — strategic problem-solving and business transformation — Marketing — customer insights, marketing strategy, and data-informed decisions Students from all majors are welcome! Whether you study Economics, Business, Data Science, Computer Science, Mathematics, or another field, this session is a great opportunity to explore how your analytical skills can translate into a career at Mastercard.

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Lithic is hiring a Senior Software Engineer for our Issuing team to work cross-functionally with product, solutions, compliance and support to build reliable, developer-friendly experiences that make the complicated world of payments safe and easy for our customers and their users. Issuing is the front door for Lithic and its customers’ card payments programs. Nearly every API interaction and card transaction traces back to a card or account created by a service the Issuing team owns. We can be the reason a launch is successful, a customer signs on or an end user takes up a payment card in their day-to-day life. You’ll build and own the services that manage the entire lifecycle of cards and account holders, including card issuance, physical card manufacturing, digital wallet and agentic tokenization, as well as the KYB/KYC programs that keep our customers and bank partners safe. Working with our team will turn you into an expert in the card payments space. We encourage you to apply even if you don’t meet every requirement listed below! What You’ll Do: Build and innovate in card and account lifecycle features Own initiatives from planning to launch, including working with stakeholders and demonstrating developer-first product design thinking Design APIs as products, thinking through the developer experience from endpoints to docs to error messages Build resilient, fault-tolerant systems with predictable failure modes and fast recovery Lead efforts to improve systems and processes both within the team and across teams Participate in the team’s on-call rotation Write and operate production services in Python and Rust on AWS What You’ll Bring: 4+ years of experience shipping code in fast-paced production environments Strong distributed systems design skills, including building high-availability, fault-tolerant services Experience building APIs that drive the product experience for external developers Sound judgment about what has to be right the first time and what can ship with a narrower scope and be iterated on later The ability to advocate for high-leverage work and weigh it collaboratively against near-term deadlines Experience in or desire to learn Rust Growth mindset and continuous desire to learn and improve Previous experience in fintech (especially card payments) is a bonus The annual US salary range for this role is $160,000 - $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States or Canada (Ontario or British Columbia). We do not offer visa sponsorship or assistance. Crack the code A hidden code is tucked into this application. Find it and enter it below to continue. 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 Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

Location: Remote Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Reporting to Sam Pinsak, Privacy’s Product Lead, who oversees both product and marketing, you'll partner closely with your engineering manager, eng lead, and the engineers on your pod, a product designer, and, depending on the work, leads across risk, payment, and dispute ops, compliance, biz ops, and support. The product team is small, senior, and moves fast. This is a hands-on role: you'll own a broad surface and live in the details — writing the specs, pulling the data you need to make a call, staying close to customers, and sitting in planning and grooming with your engineering squad. You're self-sufficient with data day to day and partner with an analyst on the deeper dives, and you lean on AI tooling to do the work of a much bigger team. Every bet ties back to the P&L, scope gets cut hard, and you'll have a short path to the CEO and to real customers. What You’ll Do: Own the roadmap and strategy for a core product surface Own the surface and its year-long roadmap; keep the whole thing moving while going deep where it counts most right now Pick the right problems across that surface and frame them into testable bets with clear outcomes; set the product vision and strategy Act as the default decision-maker for your surface and make cross-area trade-offs; defend your calls under ambiguity at leadership review Drive decisions with data and deep customer + business understanding Own the metrics that roll directly into financial and business outcomes for your surface; know which levers move them and which to pull first to hit a target Reason in contribution-margin and unit-economics terms, not just feature impact; hold a segment-level model of our customers and spearhead the research that resolves high-impact, ambiguous questions Build the dashboards and success metrics other teams adopt, and use data to drive cross-functional buy-in Lead the team and work cross-functionally Lead an engineering squad as its product manager, and influence cross-functional teams to re-prioritize toward your roadmap Turn recurring decisions into playbooks the team reuses; push for configurable systems and AI/tooling patterns that lift the whole team, not just you Communicate clearly from the detail level up to the strategic picture, adapting to your audience; mentor other PMs and raise the team's craft bar What You’ll Bring: Ownership of a product area (or multiple connected areas) end-to-end and set its strategy — not just execution of a roadmap handed to you Demonstrate strong judgment under ambiguity: you pick the right problems, make defensible calls, and know when to walk away from one Fluent in unit economics and how product decisions move the P&L Ability to find the levers that matter in performance data and turn them into a clear story for non-technical audiences Fluent with AI-assisted tools and actively building with them to multiply your own and the team's output Ability to ramp quickly across unfamiliar domains and get to real depth quickly Consumer or D2C product experience; consumer fintech or payments a strong plus, not a requirement Ability to operate autonomously, with strong communication skills, ruthless about scope without sacrificing quality, and humble The annual US salary range for this role is $ 168,000 - $225,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States. We do not offer visa sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From Anywhere: work from anywhere in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, vision, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday

- Process chargeback cases and fraud-related inquiries from acquiring banks and payment systems. - Investigate disputed transactions and prepare supporting evidence.

Location: Ta' Xbiex, Malta At COLIBRIX ONE*, we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include: Global card processing Digital wallet infrastructure Cross-border merchant accounts Alternative payment methods (APMs) Corporate accounts for legal entities We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech. At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you. Role Overview We are seeking a Legal Counsel to join our growing legal and compliance function in Malta. This role offers an exciting opportunity for a proactive, detail-oriented, and business-minded professional to manage a wide range of legal matters, including contract management, corporate governance, compliance, and data protection. You will act as a trusted advisor to management and internal teams, ensuring that the group’s operations align with applicable legislation, internal policies, and regulatory expectations. Key Responsibilities 1. Contract Management Draft, review, and negotiate agreements with external counterparties (suppliers, partners, financial institutions, IT vendors, marketing agencies, etc.) for Colibrix group companies in Malta. Ensure contractual terms comply with applicable laws, internal policies, and company interests. Manage the document execution process via DocuSign or other e-signature tools (agreements, board resolutions, internal approvals). Review and update company Terms & Conditions , client agreements, and other onboarding-related documentation. Support the Client Relations and Compliance teams with legal input on AML/KYC and regulatory matters. 2. Corporate Governance Prepare and maintain corporate records, including board and shareholder resolutions, articles of association, registers of directors/shareholders , and meeting minutes. Draft and coordinate internal policies and procedures, maintaining a centralised register and archive. Collaborate with corporate secretaries to update legal databases, contract registers, and correspondence archives. Ensure proper management, confidentiality, and secure storage of corporate documentation. 3. Compliance and Data Protection Act as the Data Protection Officer (DPO) , maintaining privacy policies, GDPR procedures, and internal training programmes. Support the Compliance team in interpreting new regulations and updating internal policies accordingly. Provide legal support for internal risk management, memos, and procedural documentation. 4. Internal Legal Support Review and advise on internal documentation such as employment agreements, service contracts , and intercompany agreements. Provide guidance to internal teams on matters of corporate governance, data protection, IP rights, and employment law . Assist in coordinating audits, inspections, and regulatory requests , ensuring accuracy and compliance. 5. Legislative Monitoring and External Liaison Monitor and analyse legal and regulatory developments relevant to the Group’s operations. Coordinate with external law firms and consultants on complex legal and regulatory issues. Requirements Degree in Law; qualification to practice in an EU jurisdiction preferred. 3–5+ years of experience in a corporate or in-house legal role, ideally in financial services, payments, or technology. Strong understanding of contract law, corporate governance, GDPR, and compliance frameworks . Excellent English communication skills (written and verbal). High attention to detail, analytical mindset, and ability to work independently. What We Offer Opportunity to shape the future of fintech solutions within a growing international company. Collaborative and transparent team culture that values your expertise and ideas. Continuous professional growth and development opportunities. Competitive compensation and benefits package. Hybrid work flexibility and a modern, dynamic work environment in Malta. *Employment will be offered by Mellifera Kartiera Limited, registration number C107685, legal address: Villa Malitah, Mediterranean Street, The Village, St. Julians, STJ 1870, Malta, which is part of the group of companies operating under the COLIBRIX ONE brand. COLIBRIX ONE  is a brand representing a group of legal entities, including Mellifera Kartiera Limited, Colibrix Limited, and Mellifera Operations Limited. While this position is offered within Mellifera Kartiera Limited, the employer reserves the right to offer employment through another legal entity within the group.

Location: New York, NY Workplace: Hybrid ABOUT THE COMPANY Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stablecoins usable in the real-world by powering card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech, crypto, and SaaS, including Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and several more. If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk. OUR ETHOS We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. THE ROLE We're hiring a Product Compliance Manager to make sure every product Rain ships is compliant by design. You'll sit between Product, Engineering, Legal and Compliance, turning regulations and card network rules into clear product requirements before code is written, not after launch. Rain moves fast: partners go live in weeks, and new products like embedded wallets, credit and prepaid programs, and agent-issued virtual cards keep coming. You'll own the compliance review that lets that speed hold up with regulators, the networks, our bank partners and auditors. WHAT YOU'LL DO - Own product compliance reviews. Assess new products, features and partner programs end to end, from PRD to launch, and sign off on the compliance requirements each one needs. - Translate rules into requirements. Turn regulations and network rules into concrete specs, controls and acceptance criteria that Product and Engineering can build against. - Keep card programs network-compliant. Own adherence to Visa and Mastercard operating rules as a Principal Member, including program approvals, network registrations and periodic attestations. - Cover consumer protection. Apply Reg E, Reg Z, TILA, UDAAP, ECOA and state requirements to cardholder agreements, disclosures, fees, rewards and dispute flows. - Review partner programs. Assess partner use cases, marketing materials, cardholder terms and onboarding flows before launch, and monitor them after. - Partner with Financial Crimes. Make sure KYC/KYB, sanctions screening and transaction monitoring requirements are built into products such as wallets, payouts, onramps and offramps. - Track the landscape. Follow stablecoin, payments and money transmission developments in the US and abroad, including federal stablecoin rules and MiCA, and flag what changes our roadmap. - Build the program. Maintain product compliance policies, the review process, a product risk inventory and the evidence trail that bank partners, networks, regulators and auditors ask for. WHAT WE'RE LOOKING FOR - 5+ years in product compliance, regulatory compliance or a similar role at a fintech, card issuer, program manager, sponsor bank or payments company. - Hands-on knowledge of card issuing: Visa and/or Mastercard operating rules, prepaid and credit programs, and the issuer–processor–program manager model. - Working knowledge of US consumer financial regulation, including Reg E, Reg Z, UDAAP and state money transmission rules. - A track record of reviewing products before launch and writing requirements that engineers actually build from. - Sound judgment on risk: you know when to say "yes, if" and when to say no, and you can explain both. - Clear writing for very different readers, from an engineer's ticket to a bank partner's due diligence questionnaire. NICE TO HAVE, BUT NOT MANDATORY - Experience with stablecoins, digital assets or crypto-linked card programs. - Exposure to international regimes such as MiCA, UK FCA rules or APAC payments licensing. - Background at a Principal Member issuer or sponsor bank, including network audits or bank partner exams. - Familiarity with BSA/AML, OFAC and FinCEN requirements. - A JD or a certification such as CAMS or CRCM. - Comfort reading API docs and working inside tools like Linear, Jira or Notion. THINGS THAT ENABLE A FULFILLING, HEALTHY, AND HAPPY EXPERIENCE AT RAIN: - Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take at least 10 days off. - Flexible working ☕ We support a flexible workplace. If you feel comfortable at home, please work from home. If you’d like to work with others in an office, feel free to come in. We want everyone to be able to work in the environment in which they are their most confident and productive selves. New Rainmakers will receive a stipend to create a comfortable home environment. - Easy to access benefits 🧠For US Rainmakers, we offer comprehensive health, dental, and vision plans for you and your dependents, as well as a 100% company subsidized life insurance plan. - Retirement goals💡Plan for the future with confidence. We offer a 401(k) with a 4% company match. - Equity plan 📦 We offer every Rainmaker an equity option plan so we can all benefit from our success. - Rain Cards 🌧️ We want Rainmakers to be knowledgeable about our core products and services. To support this mission, we issue a card for our team to use for testing. - Health and Wellness 📚 High performance begins from within. Rainmakers are welcome to use their card for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! - Team summits ✨ Summits play an important role at Rain! Time spent together helps us get to know each other, strengthen our relationships, and build a common destiny. Expect team and company off-sites both domestically and internationally.

Location: Tbilisi, Georgia; Warsaw, Poland; Astana, Kazakhstan; Almaty, Kazakhstan; Yerevan, Armenia Join COLIBRIX ONE – Innovating the Future of Payments At COLIBRIX ONE* , we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include: Global card processing Digital wallet infrastructure Cross-border merchant accounts Alternative payment methods (APMs) Corporate accounts for legal entities We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech. At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you. The role: We are looking for a Customer Support Specialist to assist clients and partners with a wide range of issues related to acquiring and payment systems. This role goes beyond basic customer service - you will handle technical inquiries, perform initial diagnostics and investigate issues affecting transaction processing. Close collaboration with internal teams and clear communication with clients are key to ensuring fast and effective resolution of technical problems. Responsibilities: Provide timely technical support to clients and partners regarding acquiring operations and payment systems Register and categorize incoming inquiries, including requests for assistance, error reports, and reporting-related queries Perform initial analysis and diagnosis of issues arising during transaction processing and payment gateway operations Resolve simple technical issues independently and escalate more complex problems when necessary Advise clients on setting up and using software for payment operations Document client inquiries, including problem descriptions, actions taken, and outcomes Collaborate with other company departments to promptly address clients' technical issues What you need to succeed in this role: At least 1–2 years of relevant experience in the fintech industry Excellent written and verbal communication skills in English and Russian Knowledge of the principles of operation, payment terminals and payment gateways Good understanding of the technical aspects of payment processing and standard data transmission protocols in this field Experience with incident management and monitoring systems (e.g., Intercom, JIRA, Grafana, Asana) Experience with any ticketing/CRM system Quick learning ability and adaptability to new information A proactive and problem-solving mindset with excellent organizational skills Excellent communication skills and ability to explain complex technical concepts in simple terms Ability to work in shifts, including both day and night, to ensure 24/7 customer support What we offer: Opportunity to shape the future of fintech solutions within a growing company A collaborative and supportive team environment Continuous learning and development opportunities to enhance your skills and career growth Competitive salary Paid vacation Fully remote work Additional Information: Employment Type: B2B Contract Working schedule: Shift-based, including both day and night shifts (24/7 rotation) * Employment will be offered through one of the group’s legal entities - Mellifera Kartiera Ltd, Colibrix Ltd, or Mellifera Operations Ltd - depending on the role, location, and applicable legal framework.

Location: Uruguay About Testlio Hi there! We're Testlio, a global software testing company that has been helping businesses improve their digital products since 2012. We work with companies around the world to test websites, mobile apps, and online payment systems. Our freelance community helps us identify issues and make sure these products work as expected for real customers. Learn more about us at www.testlio.com . We're looking for people in Paraguay and Uruguay to help test online payments for an international payments technology company. Requirements Location: Currently living in Paraguay or Uruguay. Paraguay: Visa, Mastercard, American Express, Infonet, USDC, USDT. (You have access to at least one of them) Uruguay: Visa, Mastercard, American Express, Diners Club, OCA, Lider, Creditel, Mercado Pago Wallet/Connect, USDC, USDT.(You have access to at least one of them) Comfortable following written instructions and sharing feedback in English. Frequency: Expected weekly opportunities, with occasional additional requests. Work type: Remote, freelance, and flexible. You don't need access to every payment method. Having one is enough to apply! What You'll Do Follow simple, step-by-step instructions from our testing team. Complete small, authorized test transactions using eligible payment methods. Check whether payments are successful or if any errors appear. Share your results and report issues, including screenshots when needed. Why do we need local testers? Payment methods work differently from country to country. A transaction that works in one country might fail in another. That's why we need people who live locally and have access to the payment methods customers actually use. Your role is to help us check whether payments work correctly and report any issues you find. No previous software testing experience is required. Privacy & Security We take the protection of personal and financial information seriously. You'll only be asked to complete authorized testing activities. Never share passwords, full card numbers, or sensitive account information in your reports. Interested in joining us? Apply through our official Testlio Work Opportunities page . If your profile matches the project requirements, our team will reach out with the next steps. All official email communications will come from a @testlio.com email address, so please keep an eye on your inbox! #LI-REMOTE

Location: Paraguay About Testlio Hi there! We're Testlio, a global software testing company that has been helping businesses improve their digital products since 2012. We work with companies around the world to test websites, mobile apps, and online payment systems. Our freelance community helps us identify issues and make sure these products work as expected for real customers. Learn more about us at www.testlio.com . We're looking for people in Paraguay and Uruguay to help test online payments for an international payments technology company. Requirements Location: Currently living in Paraguay or Uruguay. Payment methods: Access to at least one of the following: Paraguay: Visa, Mastercard, American Express, Infonet, USDC, USDT. Uruguay: Visa, Mastercard, American Express, Diners Club, OCA, Lider, Creditel, Mercado Pago Wallet/Connect, USDC, USDT. Comfortable following written instructions and sharing feedback in English. Frequency: Expected weekly opportunities, with occasional additional requests. Work type: Remote, freelance, and flexible. You don't need access to every payment method. Having one is enough to apply! What You'll Do Follow simple, step-by-step instructions from our testing team. Complete small, authorized test transactions using eligible payment methods. Check whether payments are successful or if any errors appear. Share your results and report issues, including screenshots when needed. Why do we need local testers? Payment methods work differently from country to country. A transaction that works in one country might fail in another. That's why we need people who live locally and have access to the payment methods customers actually use. Your role is to help us check whether payments work correctly and report any issues you find. No previous software testing experience is required. Privacy & Security We take the protection of personal and financial information seriously. You'll only be asked to complete authorized testing activities. Never share passwords, full card numbers, or sensitive account information in your reports. Interested in joining us? Apply through our official Testlio Work Opportunities page . If your profile matches the project requirements, our team will reach out with the next steps. All official email communications will come from a @testlio.com email address, so please keep an eye on your inbox! #LI-REMOTE

Location: San Juan, Puerto Rico; New York, NY; District of Columbia; Europe | Spain Workplace: Hybrid About the Company Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Norwest, Galaxy Ventures, Dragonfly, Bessemer Venture Partners, FirstMark, Lightspeed, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. Our Ethos We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. About the role Rain builds payments and stablecoin infrastructure. Finance, Risk, Compliance, and our partners rely on data from card transactions, settlements, ledger entries, and onchain transfers. We’re looking for a Data Engineer with batch and streaming experience to bring this data into our warehouse and keep it correct. You’ll build scalable, idempotent pipelines that handle late and duplicate data and alert us when something breaks. At Rain, everyone models data, writes production-quality code, and automates their own workflows. We use AI to speed up repetitive work, but we own and check the results. In this role, you’ll automate ingestion and quality checks so new sources come online quickly and stay trustworthy. What you’ll do - Build scalable batch and streaming pipelines, choosing the right approach for latency, cost, and correctness. - Process events near real time, handling deduplication, windowing, and late or out-of-order events. - Own batch ingestion from databases (CDC), files (SFTP and GCS), APIs, and onchain sources. - Build incremental dbt models that handle late data, duplicates, CDC deletes, and backfills; reconcile streaming and batch outputs. - Orchestrate pipelines in Dagster with sensors, schedules, and alerts. - Add freshness, volume, and reconciliation checks to every source, and fix root causes. - Work with backend pods on event and table contracts to prevent downstream breakage. - Partner with Analytics Engineers, Data Scientists, and Risk on their data needs, including ML features. What you’ll need - At least 3 years building production data solutions, including owning both batch and streaming pipelines end to end, from source to warehouse. - Experience designing data solutions at scale. - Strong SQL and Python / Rust, plus experience with a cloud data warehouse such as BigQuery, ClickHouse, or Snowflake and an understanding of their trade-offs. - Streaming experience with tools such as Pub/Sub, Kafka, Dataflow/Beam, or Flink. - Batch experience with dbt and an orchestrator such as Dagster or Airflow. - Experience with production data quality testing, monitoring, and reconciliation. - Ability to debug across the source database, pipeline, warehouse, and report. - Ability to use AI tools to learn and work faster while checking their output. Nice to have - Building offline and real-time ML feature pipelines, such as fraud or risk features. - Working with payments, banking, or blockchain data, including EVM or Solana events and indexers. - Using CDC and ingestion tools such as Datastream, Debezium, Meltano, Fivetran, or Airbyte. - Experience with GCP. Things that enable a fulfilling, healthy and happy experience at Rain: Flexible time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: San Juan, Puerto Rico; New York, NY; District of Columbia; Europe | Spain Workplace: OnSite About the Company Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Norwest, Galaxy Ventures, Dragonfly, Bessemer Venture Partners, FirstMark, Lightspeed, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. Our Ethos We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. About the role Rain is building payments and stablecoin infrastructure, and our data platform holds some of the most sensitive data a company can have: cardholder, ledger, and partner data across many countries. We’re looking for a Data Platform Engineer who has built and run data platforms for both batch and streaming to own the platform our data team and engineering pods depend on: the warehouse, streaming infrastructure, orchestration, BI, ML platform, access controls, and the tooling that makes all of it safe, reliable, and cost-efficient. Your product is the platform, and your customers are the engineers, analysts, and scientists who build on it. You’ll own the platform layer: the data and ML platform, the infrastructure for ingestion and processing in batch and streaming, data governance and security compliance, the warehouse, and the analytics and BI tooling. Data Engineers, Analytics Engineers, Data Scientists, and engineering pods build on it to run experiments, operate reliably, and turn data into decisions. At Rain, we’re builders who use AI to automate repetitive work. That changes what data roles look like: where a data scientist used to only analyze and an analyst used to only build dashboards, here everyone models data, writes production-quality code, and automates their own workflows. You own the result, including checking what the AI produces. For this role, that means automating access, deploys, and governance so the platform runs itself and stays compliant. What you’ll do - Design and build data platforms at scale for both batch and streaming, choosing storage, compute, and processing based on latency, cost, and reliability needs. - Own the infrastructure for BigQuery, streaming (such as Pub/Sub or Kafka, and Dataflow or Flink), Dagster+, and Lightdash as code, including environments, CI/CD, and deploys. - Own access and governance: IAM, policy tags, PII contracts, masked and no-PII access paths, and audit logs, across tables and streams. - Provide ML platform capabilities: feature pipelines, training data, and serving real-time features to fraud and risk models. - Build platform tooling: templates, CI checks, schema registry and data contracts, catalog, and lineage. - Monitor platform reliability, latency, and cost, and fix what is slow or expensive. - Design how backend events and CDC land in the warehouse, and advise backend pods on event design. - Respond to platform incidents and access requests, and automate the repetitive ones away. What you’ll need - At least 4 years building and running data platforms in production on a cloud provider such as GCP, AWS, or Azure, in both batch and streaming: you have operated infrastructure for each, not only one. - Experience designing data platforms at scale: storage and compute choices, multi-team access, reliability, and cost. - Experience operating cloud data warehouses and real-time stores such as BigQuery and ClickHouse. - Experience operating streaming infrastructure such as Pub/Sub, Kafka, Dataflow, or Flink, including retention, schema evolution, replay, and lag monitoring. - Experience operating batch infrastructure: orchestration (Dagster or Airflow), CI/CD, and environments. - Infrastructure as code with Terraform. - Experience with access control and data governance, such as IAM, column- or row-level security, and PII handling. - Strong Python and SQL. - Proficiency using AI tools to learn new skills and accelerate your work, while taking responsibility for checking the output. Nice to have - ML infrastructure experience, such as feature stores, Vertex AI, or model serving. - Experience in regulated environments such as payments, banking, PCI, or SOC 2. - Experience with data catalogs and lineage tools. - Experience with cost optimization in BigQuery, ClickHouse, or Snowflake. - Experience with CDC tools such as Datastream or Debezium. Things that enable a fulfilling, healthy and happy experience at Rain: Flexible time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: San Juan, Puerto Rico; New York, NY; District of Columbia; Europe | Spain Workplace: OnSite About the Company Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Norwest, Galaxy Ventures, Dragonfly, Bessemer Venture Partners, FirstMark, Lightspeed, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk. Our Ethos We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company. About the role Rain is building payments and stablecoin infrastructure. Every transaction generates data across our system. We’re looking for an Analytics Engineer, Finance to own the data layer Finance runs on: model it, reconcile it against source systems, test it, automate it, and make it self-serve. You’ll partner with Finance and Accounting and the data team to make sure every number we report ties back to its source. We’re looking for someone with high agency and urgency who owns problems end to end, digs into discrepancies until the numbers tie out, and communicates clearly when something is uncertain. We care less about where you trained and more about what you’ve built. At Rain, we’re builders who use AI to automate repetitive work. That changes what data roles look like: where a data scientist used to only analyze and an analyst used to only build dashboards, here everyone models data, writes production-quality code, and automates their own workflows. You own the result, including checking what the AI produces. For this role, that means building trusted models and automating the reconciliations and reporting Finance depends on. What you’ll do - Build and own models for Finance: ledger, settlements, card transactions, invoicing, fees, and collateral, with clear grain and consistent definitions. - Build and run reconciliations between internal systems and external sources (card networks, processors, banks, partners); investigate breaks and fix the root cause. - Support month-end close and audit readiness with validated, documented outputs Finance can trust. - Automate recurring Finance reporting and deliveries (scheduled reports, exports, and alerts) so close and partner reporting run without manual work. - Add data quality tests and alerts so issues are caught before Finance sees them. - Partner with Finance to define metrics such as revenue, costs, volume, and contribution profit, and make them reusable across teams. - Build self-serve reporting so Finance can answer recurring questions independently. - Work with data and platform engineers on ingestion and source changes, following Rain’s data standards and access policies. What you’ll need - At least 3 years of experience in analytics engineering, software engineering, or analytics with a strong data modeling focus. - Proficiency using AI tools to learn new skills, navigate unfamiliar domains, and accelerate your work, while taking responsibility for checking the output. - Strong SQL in a modern data warehouse such as BigQuery, Snowflake, or Redshift, including complex joins, window functions, and incremental logic. - Hands-on dbt experience: data modeling, testing, documentation, version control, and code review. - Experience reconciling data across systems and explaining differences down to the row. - Familiarity with financial metrics and processes, such as revenue and costs, financial statements, reconciliation, or monthly close. - Strong attention to detail: you validate results against source systems and explain assumptions, tradeoffs, and uncertainty. - Ability to work independently and collaboratively in a fast-moving startup, communicating clearly with technical and nontechnical partners. Nice to have - Experience in payments, card issuing, fintech, or stablecoins, such as settlement files, ledgers, or interchange. - Experience with BI as code, such as Lightdash, Looker, or Omni. - Python or another scripting language for automation and data checks. - Experience working directly with Finance or Accounting teams. - Experience with orchestration and ingestion tools such as Dagster, Airflow, Meltano, Fivetran, or Datastream. Things that enable a fulfilling, healthy and happy experience at Rain: Flexible time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

Location: Barcelona, Spain; Warsaw, Poland; Limassol, Cyprus Join COLIBRIX ONE – Innovating the Future of Payments At COLIBRIX ONE* , we’re building advanced, AI-powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real-world financial solutions that include: Global card processing Digital wallet infrastructure Cross-border merchant accounts Alternative payment methods (APMs) Corporate accounts for legal entities We’re a fast-growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact - and we’re looking for talented professionals who are ready to shape the future of fintech. At COLIBRIX ONE, your work directly powers the digital economy. If you're eager to solve meaningful challenges and build with purpose, we’d love to hear from you. About the Role We are looking for a detail-oriented Accounting Specialist to join our Finance team. In this role, you will be responsible for bank reconciliations, processing supplier invoices, resolving discrepancies, and supporting month-end closing activities. You'll help ensure accurate financial records and smooth day-to-day accounting operations. Key Responsibilities Bank reconciliation Import bank statements and reconcile all company bank accounts to the general ledger on a daily or weekly basis. Investigate and resolve unmatched transactions, suspense items and discrepancies, posting corrections with proper support. Monitor ageing of open items and escalate anything unresolved after 10 days. Accounts payable and invoice processing Receive supplier invoices from all channels and register them accurately in the ERP. Check each invoice for correct legal entity, VAT details, amounts, bank details and potential duplicates. Route invoices to budget holders for approval and follow up on delayed approvals. Reconcile supplier statements and resolve differences. Respond promptly and professionally to supplier queries on invoices and payments. Month-end procedure Support the month-end close with AP accruals, reconciliations and schedules. Provide documentation for internal and external audits. Requirements Degree in accounting, finance or economics (completed or currently in progress), or an equivalent professional qualification. At least 1.5 years of experience in bank reconciliation, accounts payable or general accounting. Solid understanding of double-entry bookkeeping, VAT and invoice compliance rules. Hands-on experience with an ERP or accounting system. Exceptional attention to detail and a persistent, analytical approach to resolving discrepancies. Ability to manage a high volume of transactions and meet deadlines. Fluent in English and Russian (proficiency in additional languages is considered an asset). What We Offer Opportunity to shape the future of fintech solutions within a growing company. A collaborative and supportive team environment. English / Spanish classes. Opportunity to receive reimbursement for work-related training/courses. * This position is offered within the COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.