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Location: Arizona General Summary As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals. PRINCIPAL FUNCTIONAL RESPONSIBILITIES: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants. Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages Must have working knowledge of applicable federal regulations Work closely with the Senior Management, to be innovative in terms of new origination opportunities Manage Branch revenue and expenses to meet the Company's objectives Procure new loan applications that result in funded loans Adhere to all Envoy standards, including, but not limited to production minimums and customer service Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Ensure all marketing is performed in a manner that is compliant Ensure maintenance of a current license to perform Origination duties within their assigned branch Adhere to all Envoy standards, including, but not limited to production minimums and customer service Comply with company policies, local, state and federal laws regarding position and supervision of employees Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Any additional duties that may be assigned by the Divisional Vice President Qualifications include: High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred 2 years' experience in sales leadership role managing Loan Originators, preferred Demonstrated success in growing sales and revenue goals Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum Proven leadership skills with demonstrated capacity in management/motivation of employees In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred Demonstrated proficiency with Microsoft Excel, Word and Outlook Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Commitment to high standards and adherence to company policy Ability to manage priorities and workflow Ability to make timely and sound decisions Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated Satisfactorily pass background check PHYSICAL REQUIREMENTS: The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Exempt Compensation: - Regular Pay: $36,000 - $64,000 Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location. Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: North Carolina General Summary As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-Exempt Compensation: - Regular Pay: $7.25 - $15.00/hour Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected. - Bonus Pay (eligible) Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Arizona General Summary The Producing Branch Manager ‘s primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production.  The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy’s products to Real Estate Agents, Home Buyers, other lead sources and all referral sources Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants. Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages Must have working knowledge of applicable federal regulations Work closely with the Senior Management, to be innovative in terms of new origination opportunities Manage Branch revenue and expenses to meet the Company’s objectives Procure new loan applications that result in funded loans Adhere to all Envoy standards, including, but not limited to production minimums and customer service Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Ensure all marketing is performed in a manner that is compliant Ensure maintenance of a current license to perform Origination duties within their assigned branch Adhere to all Envoy standards, including, but not limited to production minimums and customer service Comply with company policies, local, state and federal laws regarding position and supervision of employees Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties that may be assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High School diploma or equivalent is required, Bachelor’s Degree in Business, Finance or related field, preferred 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred 2 years’ experience in sales leadership role managing Loan Originators, preferred Demonstrated success in growing sales and revenue goals Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum Proven leadership skills with demonstrated capacity in management/motivation of employees In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred Demonstrated proficiency with Microsoft Excel, Word and Outlook Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Commitment to high standards and adherence to company policy Ability to manage priorities and workflow Ability to make timely and sound decisions Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated Satisfactorily pass background check Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Arizona General Summary The Producing Branch Manager ‘s primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production.  The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy’s products to Real Estate Agents, Home Buyers, other lead sources and all referral sources Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants. Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages Must have working knowledge of applicable federal regulations Work closely with the Senior Management, to be innovative in terms of new origination opportunities Manage Branch revenue and expenses to meet the Company’s objectives Procure new loan applications that result in funded loans Adhere to all Envoy standards, including, but not limited to production minimums and customer service Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Ensure all marketing is performed in a manner that is compliant Ensure maintenance of a current license to perform Origination duties within their assigned branch Adhere to all Envoy standards, including, but not limited to production minimums and customer service Comply with company policies, local, state and federal laws regarding position and supervision of employees Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties that may be assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High School diploma or equivalent is required, Bachelor’s Degree in Business, Finance or related field, preferred 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred 2 years’ experience in sales leadership role managing Loan Originators, preferred Demonstrated success in growing sales and revenue goals Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum Proven leadership skills with demonstrated capacity in management/motivation of employees In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred Demonstrated proficiency with Microsoft Excel, Word and Outlook Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Commitment to high standards and adherence to company policy Ability to manage priorities and workflow Ability to make timely and sound decisions Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated Satisfactorily pass background check Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Auburn, CA General Summary As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals. PRINCIPAL FUNCTIONAL RESPONSIBILITIES: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants. Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages Must have working knowledge of applicable federal regulations Work closely with the Senior Management, to be innovative in terms of new origination opportunities Manage Branch revenue and expenses to meet the Company's objectives Procure new loan applications that result in funded loans Adhere to all Envoy standards, including, but not limited to production minimums and customer service Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Ensure all marketing is performed in a manner that is compliant Ensure maintenance of a current license to perform Origination duties within their assigned branch Adhere to all Envoy standards, including, but not limited to production minimums and customer service Comply with company policies, local, state and federal laws regarding position and supervision of employees Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Any additional duties that may be assigned by the Divisional Vice President Qualifications include: High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred 2 years' experience in sales leadership role managing Loan Originators, preferred Demonstrated success in growing sales and revenue goals Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum Proven leadership skills with demonstrated capacity in management/motivation of employees In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred Demonstrated proficiency with Microsoft Excel, Word and Outlook Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Commitment to high standards and adherence to company policy Ability to manage priorities and workflow Ability to make timely and sound decisions Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated Satisfactorily pass background check PHYSICAL REQUIREMENTS: The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Exempt Compensation: - Regular Pay: $36,000 - $64,000 Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location. Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Charlotte, NC General Summary The RELO’s primary duty is making sales of residential mortgage loan products to home buyers.  The RELO is a salesperson who is customarily and regularly engaged in making sales away from Envoy’s branch offices or the RELO’s home office. Loan origination activities constitute no more than 25% of the RELO’s time, which is primarily spent conducting sales activities. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Create sales opportunities by promoting Envoy’s loan products to other realtors, builders, home buyers, and referral sources Generate and qualify leads and meet with potential clients Develop and maintain relationships with potential clients Solicit & procure new loan applications by meeting with and presenting loan products to potential clients Educate home buyers on current loan product offerings and programs for which they qualify Meet with potential home buyers in homes listed for sale and real estate offices to make sales pitches Ensure all marketing is performed in a manner that is compliant Use Envoy’s point of sale system to create new loan applications Provide dual capacity disclosure and if applicable, affiliated business arrangement disclosure to potential clients Take regular sales training Work primarily away from Envoy’s office without set hours Is primarily commission-based based on performance Assist with collection of financial information (tax returns, bank statements, etc.) and other related documents that are required as part of the application process Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures Authorize credit reports, appraisals, flood certifications, and title work Ensure maintenance of active real estate and NMLS licenses Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE.  THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position. Qualifications include: Strong sales experience and sales expertise Licensed real estate agent or broker Must have NMLS and SAFE, UST, preferred. High school diploma or equivalent, Bachelor’s degree is preferred Knowledge of Microsoft Excel, Word and Outlook Knowledge of mortgage loan products (FHA/VA/CONV) Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Charlotte, NC General Summary The Senior Processor partners with Originators, Borrower, Underwriting and Closing teams in preparing loan files. The Senior Loan Processor may also be responsible for providing training and coaching to Loan Processors and branch staff, processing employee loans and escalated member complaint files. This position acts as subject matter expert for the Loan Origination System (LOS) and is responsible for a variety of administrative duties. Strong communication skills are needed for this position as it requires interaction with branch staff, third-party vendors, and corporate employees, at all levels of the organization, in a timely, efficient, and professional manner. This position may also provide an opportunity to become a licensed Originator, which includes completing additional state licensing requirements. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Responsible for maintaining a leadership role including but not limited to training new mortgage Loan Processors, sharing solutions to various underwriting issues and share best practices with all team members Prioritize strategically by organizing resources, time, and people to achieve key objectives; proactively address critical concerns, work quickly to get things done; demonstrate knowledge skill and abilities while demonstrating operational excellence and delivering consistent results Lead by example, communicating decision making processes; demonstrate transparency and honesty Pull/Update credit reports, order disclosures, appraisal, title, insurance and Verification of Employment (VOE), fraud compliance and tax return verification for loan files Clearly communicate and engage team in achieving goals, providing clear and timely feedback and hold employees accountable in achieving performance expectations Review new files within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed Review mortgage loan applications for accuracy and ensure LOS is updated appropriately May work directly with borrowers answering questions and assisting in guiding them through the loan process Confirm and validate loan application information by ordering all necessary documents to satisfy AUS (Automated Underwriting System) findings, investor and agency requirements Validate loan in automated underwriting systems (DU, LP or GUS) Use documentation to perform functions, such as calculating verified income or verifying assets, and update LOS (Encompass) accordingly Coordinate all third-party services such as survey, appraisal, title, homeowner’s insurance, etc. Review all loan and verification documents for accuracy and update information in LOS (Encompass) Utilize Government sites for VA and FHA files to place orders and obtain case numbers Compile and review documentation (i.e., income, assets, liabilities, employment, etc.) received within 24 hours of receipt and follow up in the event of discrepancies or omitted data. Immediately notify Originator or appropriate staff if any discrepancies are identified Receive appraisal and supporting documentation and notifies MLO of approval Upload all relevant documentation received to Image Flow for validation Prepare loan disclosures according to TRID regulations Prepare and submit loan files to Underwriting (UW) for pre-approval decision and requests additional documentation to clear conditions Review loan approval and ensure all tasks are completed and loan is on target to meet expected closing date Send pre-approval letters and prepares files for closing Proactively communicate loan status or updates to the Borrower(s), Originator and Third Parties Assist with the clearing of post-closing conditions received to avoid any financial loss Update various systems of record with critical loan information Collaborate with title, valuation, underwriting, closing, technology, and other operational teams Prepare mortgage loan commitment and denial letters, as applicable Upon Clear to Close (CTC), submit loan files to Underwriting (UW) for final approval before submittal to Closing Continue to stay abreast of underwriting and compliance guidelines and well as current regulatory lending laws and requirements Maintain a focus on enhancing customer service skills and knowledge Manage an assigned pipeline of 25+ loans continuously to meet closing expectations Assist other Processors, Underwriters and Closing team members as needed Maintain regular attendance, plus potential overtime, as necessary Additional duties as assigned *Unlicensed associates who have borrower contact cannot quote rates, offer or negotiate the terms of a mortgage loan, take a mortgage application, or engage in any other activities that require a mortgage loan originator license. THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High school diploma/GED and comparable work experience, required 7+ years related experience as a processor, underwriter or equivalent Demonstrated leadership skills, able to engage others in achieving goals and providing excellence in all they do Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures High level of proficiency with mortgage loan processing and underwriting systems Solid Knowledge of TRID, RESPA, FHLMC, FNMA, FHA, VA program guidelines Knowledge of Microsoft Excel, Word, and Outlook Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Ability to learn, or have past in-depth experience, in mortgage banking process, with a preference in residential mortgage banking Ability to analyze issues and create effective resolutions, while managing multiple projects concurrently Ability to process, organize and interpret large amounts of data, which reflects loan files Excellent customer service skills and adept at working in a team environment Must be a self-starter who is reliable, detail oriented with the ability to resolve issues Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Proven ability to handle multiple loans and meet closing dates Demonstrated ability to pre underwrite a loan file Must be able to speak, read, write, and understand the primary language(s) used in the workplace Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Charlotte, NC General Summary The Senior Processor partners with Originators, Borrower, Underwriting and Closing teams in preparing loan files. The Senior Loan Processor may also be responsible for providing training and coaching to Loan Processors and branch staff, processing employee loans and escalated member complaint files. This position acts as subject matter expert for the Loan Origination System (LOS) and is responsible for a variety of administrative duties. Strong communication skills are needed for this position as it requires interaction with branch staff, third-party vendors, and corporate employees, at all levels of the organization, in a timely, efficient, and professional manner. This position may also provide an opportunity to become a licensed Originator, which includes completing additional state licensing requirements. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Responsible for maintaining a leadership role including but not limited to training new mortgage Loan Processors, sharing solutions to various underwriting issues and share best practices with all team members Prioritize strategically by organizing resources, time, and people to achieve key objectives; proactively address critical concerns, work quickly to get things done; demonstrate knowledge skill and abilities while demonstrating operational excellence and delivering consistent results Lead by example, communicating decision making processes; demonstrate transparency and honesty Pull/Update credit reports, order disclosures, appraisal, title, insurance and Verification of Employment (VOE), fraud compliance and tax return verification for loan files Clearly communicate and engage team in achieving goals, providing clear and timely feedback and hold employees accountable in achieving performance expectations Review new files within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed Review mortgage loan applications for accuracy and ensure LOS is updated appropriately May work directly with borrowers answering questions and assisting in guiding them through the loan process Confirm and validate loan application information by ordering all necessary documents to satisfy AUS (Automated Underwriting System) findings, investor and agency requirements Validate loan in automated underwriting systems (DU, LP or GUS) Use documentation to perform functions, such as calculating verified income or verifying assets, and update LOS (Encompass) accordingly Coordinate all third-party services such as survey, appraisal, title, homeowner’s insurance, etc. Review all loan and verification documents for accuracy and update information in LOS (Encompass) Utilize Government sites for VA and FHA files to place orders and obtain case numbers Compile and review documentation (i.e., income, assets, liabilities, employment, etc.) received within 24 hours of receipt and follow up in the event of discrepancies or omitted data. Immediately notify Originator or appropriate staff if any discrepancies are identified Receive appraisal and supporting documentation and notifies MLO of approval Upload all relevant documentation received to Image Flow for validation Prepare loan disclosures according to TRID regulations Prepare and submit loan files to Underwriting (UW) for pre-approval decision and requests additional documentation to clear conditions Review loan approval and ensure all tasks are completed and loan is on target to meet expected closing date Send pre-approval letters and prepares files for closing Proactively communicate loan status or updates to the Borrower(s), Originator and Third Parties Assist with the clearing of post-closing conditions received to avoid any financial loss Update various systems of record with critical loan information Collaborate with title, valuation, underwriting, closing, technology, and other operational teams Prepare mortgage loan commitment and denial letters, as applicable Upon Clear to Close (CTC), submit loan files to Underwriting (UW) for final approval before submittal to Closing Continue to stay abreast of underwriting and compliance guidelines and well as current regulatory lending laws and requirements Maintain a focus on enhancing customer service skills and knowledge Manage an assigned pipeline of 25+ loans continuously to meet closing expectations Assist other Processors, Underwriters and Closing team members as needed Maintain regular attendance, plus potential overtime, as necessary Additional duties as assigned *Unlicensed associates who have borrower contact cannot quote rates, offer or negotiate the terms of a mortgage loan, take a mortgage application, or engage in any other activities that require a mortgage loan originator license. THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High school diploma/GED and comparable work experience, required 7+ years related experience as a processor, underwriter or equivalent Demonstrated leadership skills, able to engage others in achieving goals and providing excellence in all they do Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures High level of proficiency with mortgage loan processing and underwriting systems Solid Knowledge of TRID, RESPA, FHLMC, FNMA, FHA, VA program guidelines Knowledge of Microsoft Excel, Word, and Outlook Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Ability to learn, or have past in-depth experience, in mortgage banking process, with a preference in residential mortgage banking Ability to analyze issues and create effective resolutions, while managing multiple projects concurrently Ability to process, organize and interpret large amounts of data, which reflects loan files Excellent customer service skills and adept at working in a team environment Must be a self-starter who is reliable, detail oriented with the ability to resolve issues Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Proven ability to handle multiple loans and meet closing dates Demonstrated ability to pre underwrite a loan file Must be able to speak, read, write, and understand the primary language(s) used in the workplace Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Charlotte, NC General Summary The Loan Processor takes ownership and is responsible for timely processing of Conventional, FHA, VA, USDA and Bond mortgage loan files. The Loan Processor ensures completeness of mortgage loan applications and works to satisfy requirements for advancement of loan files to Underwriting and Closing, while meeting department service and quality standards. This includes obtaining, reviewing, and assembling documentation, along with preparing and submitting files, demonstrating a knowledge of current rules and regulations. Loan Processors work closely with customers, originators, as well as internal and external partners, providing a high level of professional service. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Review new files within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed Review mortgage loan applications for accuracy and ensure LOS is updated appropriately May work directly with borrowers answering questions and assisting in guiding them through the loan process Confirm and validate loan application information by ordering all necessary documents to satisfy AUS (Automated Underwriting System) findings, investor and agency requirements Validate loan in automated underwriting systems (DU, LP or GUS) Use documentation to perform functions, such as calculating verified income or verifying assets, and update Encompass accordingly Coordinate all third-party services such as survey, appraisal, title, homeowner’s insurance, etc. Review all loan and verification documents for accuracy and update information in LOS (Encompass) Utilize Government sites for VA and FHA files to place orders and obtain case numbers Pull credit, order disclosures, appraisal, title, insurance and Verification of Employment (VOE) for loan files Compile and review documentation (i.e., income, assets, liabilities, employment, etc.) received within 24 hours of receipt and follow up in the event of discrepancies or omitted data. Immediately notify Originator or appropriate staff if any discrepancies are identified Receive appraisal and supporting documentation and notifies MLO of approval Upload all relevant documentation received to Image Flow for validation Prepare loan disclosures according to TRID regulations Prepare and submit loan files to Underwriting (UW) for pre-approval decision and requests additional documentation to clear conditions Review loan approval and ensure all tasks are completed and loan is on target to meet expected closing date Send pre-approval letters and prepares files for closing Proactively communicate loan status or updates to the Borrower(s), Originator and Third Parties Assist with the clearing of post-closing conditions received to avoid any financial loss Update various systems of record with critical loan information Collaborate with title, valuation, underwriting, closing, technology, and other operational teams Prepare mortgage loan commitment and denial letters, as applicable Upon Clear to Close (CTC), submit loan files to Underwriting (UW) for final approval before submittal to Closing Continue to stay abreast of underwriting and compliance guidelines and well as current regulatory lending laws and requirements Maintain a focus on enhancing customer service skills and knowledge Be a team player: actively seek training opportunities, solutions to various loan file issues and share best practices with team members Review and manage pipeline of up to 25+ loans concurrently Assist other Processors, Underwriters and Closing team members as needed Additional duties as assigned *Unlicensed associates who have borrower contact cannot quote rates, offer or negotiate the terms of a mortgage loan, take a mortgage application, or engage in any other activities that require a mortgage loan originator license. THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High School Diploma or Equivalent required 5+ (five) years related experience as a processor, underwriter or equivalent Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures Familiarity with TILA / RESPA Integrated Disclosure (TRID) High level of proficiency with mortgage loan processing and underwriting systems, such as Desktop Underwriting (DU), Loan Prospector (LP) and Guaranteed Underwriting System (GUS).  Experience in Encompass and Engen is preferred Strong PC skill with experience in MS Office including Word, Excel, and Outlook are required Demonstrated ability to pre-underwrite a loan file Excellent customer service skills and high standards Excellent written and oral communication skills to effectively communicate with people at all levels and from various backgrounds Timely communication and response times according to Department SLA (Service Level Agreements) Acute attention to detail with strong organizational, problem-solving, multi-tasking and analytical skills Ability to work independently and handle multiple priorities under stringent timelines Sound judgment and decision-making skills with the ability to make timely and sound decisions Proven ability to handle multiple loans and meet closing dates Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Illinois General Summary As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-Exempt Compensation: - Regular Pay: $7.25 - $15.00/hour Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected. - Bonus Pay (eligible) Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Forest Hill, MD General Summary As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-Exempt Compensation: - Regular Pay: $7.25 - $15.00/hour Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected. - Bonus Pay (eligible) Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Washington General Summary As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-Exempt Compensation: - Regular Pay: $7.25 - $15.00/hour Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected. - Bonus Pay (eligible) Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Margate, NJ General Summary As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running. Come join us, and be part of a team where your success, is our success! General Summary The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources. Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans Educate borrowers on current offerings and programs for which they qualify Ensure all marketing is performed in a manner that is compliant Create & maintain data from new loan applications and other documents in origination system Reviews loans in process daily and determine priorities Performs document audit and resolves exceptions to approve (or reject) loan packages for funding Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac Re-disclose all new loans when there is a Change of Circumstance (CoC) Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations Authorize and/or order credit reports, appraisals, flood certifications, and title work Defers loans that do not meet basic standards to Underwriter Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing Analyzes loan files and submits completed loans for approval Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process. Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan Present complete and accurate files to the Processor Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients May work more than 50% of the time out the office, is non-exempt and primarily commission-based Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications include: High school diploma or equivalent, Bachelor's degree is preferred 3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred Knowledge of Microsoft Excel, Word and Outlook In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time. Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated. Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl Job Type: - Non-Exempt Compensation: - Regular Pay: $7.25 - $15.00/hour Supplemental Pay: - Commission Pay NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected. - Bonus Pay (eligible) Benefits: (Full-Time) - Health Insurance - Paid Time Off (PTO) - Paid Holidays - 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Missouri General Summary The RELO’s primary duty is making sales of residential mortgage loan products to home buyers.  The RELO is a salesperson who is customarily and regularly engaged in making sales away from Envoy’s branch offices or the RELO’s home office. Loan origination activities constitute no more than 25% of the RELO’s time, which is primarily spent conducting sales activities. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Create sales opportunities by promoting Envoy’s loan products to other realtors, builders, home buyers, and referral sources Generate and qualify leads and meet with potential clients Develop and maintain relationships with potential clients Solicit & procure new loan applications by meeting with and presenting loan products to potential clients Educate home buyers on current loan product offerings and programs for which they qualify Meet with potential home buyers in homes listed for sale and real estate offices to make sales pitches Ensure all marketing is performed in a manner that is compliant Use Envoy’s point of sale system to create new loan applications Provide dual capacity disclosure and if applicable, affiliated business arrangement disclosure to potential clients Take regular sales training Work primarily away from Envoy’s office without set hours Is primarily commission-based based on performance Assist with collection of financial information (tax returns, bank statements, etc.) and other related documents that are required as part of the application process Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures Authorize credit reports, appraisals, flood certifications, and title work Ensure maintenance of active real estate and NMLS licenses Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE.  THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position. Qualifications include: Strong sales experience and sales expertise Licensed real estate agent or broker Must have NMLS and SAFE, UST, preferred. High school diploma or equivalent, Bachelor’s degree is preferred Knowledge of Microsoft Excel, Word and Outlook Knowledge of mortgage loan products (FHA/VA/CONV) Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Kentucky General Summary The RELO’s primary duty is making sales of residential mortgage loan products to home buyers.  The RELO is a salesperson who is customarily and regularly engaged in making sales away from Envoy’s branch offices or the RELO’s home office. Loan origination activities constitute no more than 25% of the RELO’s time, which is primarily spent conducting sales activities. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Create sales opportunities by promoting Envoy’s loan products to other realtors, builders, home buyers, and referral sources Generate and qualify leads and meet with potential clients Develop and maintain relationships with potential clients Solicit & procure new loan applications by meeting with and presenting loan products to potential clients Educate home buyers on current loan product offerings and programs for which they qualify Meet with potential home buyers in homes listed for sale and real estate offices to make sales pitches Ensure all marketing is performed in a manner that is compliant Use Envoy’s point of sale system to create new loan applications Provide dual capacity disclosure and if applicable, affiliated business arrangement disclosure to potential clients Take regular sales training Work primarily away from Envoy’s office without set hours Is primarily commission-based based on performance Assist with collection of financial information (tax returns, bank statements, etc.) and other related documents that are required as part of the application process Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures Authorize credit reports, appraisals, flood certifications, and title work Ensure maintenance of active real estate and NMLS licenses Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE.  THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position. Qualifications include: Strong sales experience and sales expertise Licensed real estate agent or broker Must have NMLS and SAFE, UST, preferred. High school diploma or equivalent, Bachelor’s degree is preferred Knowledge of Microsoft Excel, Word and Outlook Knowledge of mortgage loan products (FHA/VA/CONV) Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Kansas City, Missouri General Summary The Producing Branch Manager ‘s primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production.  The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Promote Envoy’s products to Real Estate Agents, Home Buyers, other lead sources and all referral sources Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants. Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages Must have working knowledge of applicable federal regulations Work closely with the Senior Management, to be innovative in terms of new origination opportunities Manage Branch revenue and expenses to meet the Company’s objectives Procure new loan applications that result in funded loans Adhere to all Envoy standards, including, but not limited to production minimums and customer service Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines Ensure all marketing is performed in a manner that is compliant Ensure maintenance of a current license to perform Origination duties within their assigned branch Adhere to all Envoy standards, including, but not limited to production minimums and customer service Comply with company policies, local, state and federal laws regarding position and supervision of employees Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties that may be assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY  RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be  considered for this position. Qualifications include: High School diploma or equivalent is required, Bachelor’s Degree in Business, Finance or related field, preferred 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred 2 years’ experience in sales leadership role managing Loan Originators, preferred Demonstrated success in growing sales and revenue goals Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum Proven leadership skills with demonstrated capacity in management/motivation of employees In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred Demonstrated proficiency with Microsoft Excel, Word and Outlook Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Commitment to high standards and adherence to company policy Ability to manage priorities and workflow Ability to make timely and sound decisions Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated Satisfactorily pass background check Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with  hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Georgia General Summary The RELO’s primary duty is making sales of residential mortgage loan products to home buyers.  The RELO is a salesperson who is customarily and regularly engaged in making sales away from Envoy’s branch offices or the RELO’s home office. Loan origination activities constitute no more than 25% of the RELO’s time, which is primarily spent conducting sales activities. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Create sales opportunities by promoting Envoy’s loan products to other realtors, builders, home buyers, and referral sources Generate and qualify leads and meet with potential clients Develop and maintain relationships with potential clients Solicit & procure new loan applications by meeting with and presenting loan products to potential clients Educate home buyers on current loan product offerings and programs for which they qualify Meet with potential home buyers in homes listed for sale and real estate offices to make sales pitches Ensure all marketing is performed in a manner that is compliant Use Envoy’s point of sale system to create new loan applications Provide dual capacity disclosure and if applicable, affiliated business arrangement disclosure to potential clients Take regular sales training Work primarily away from Envoy’s office without set hours Is primarily commission-based based on performance Assist with collection of financial information (tax returns, bank statements, etc.) and other related documents that are required as part of the application process Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures Authorize credit reports, appraisals, flood certifications, and title work Ensure maintenance of active real estate and NMLS licenses Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE.  THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position. Qualifications include: Strong sales experience and sales expertise Licensed real estate agent or broker Must have NMLS and SAFE, UST, preferred. High school diploma or equivalent, Bachelor’s degree is preferred Knowledge of Microsoft Excel, Word and Outlook Knowledge of mortgage loan products (FHA/VA/CONV) Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.

Location: Oregon General Summary The RELO’s primary duty is making sales of residential mortgage loan products to home buyers.  The RELO is a salesperson who is customarily and regularly engaged in making sales away from Envoy’s branch offices or the RELO’s home office. Loan origination activities constitute no more than 25% of the RELO’s time, which is primarily spent conducting sales activities. Duties and Responsibilities The primary job duties and responsibilities of this position include but are not limited to: Create sales opportunities by promoting Envoy’s loan products to other realtors, builders, home buyers, and referral sources Generate and qualify leads and meet with potential clients Develop and maintain relationships with potential clients Solicit & procure new loan applications by meeting with and presenting loan products to potential clients Educate home buyers on current loan product offerings and programs for which they qualify Meet with potential home buyers in homes listed for sale and real estate offices to make sales pitches Ensure all marketing is performed in a manner that is compliant Use Envoy’s point of sale system to create new loan applications Provide dual capacity disclosure and if applicable, affiliated business arrangement disclosure to potential clients Take regular sales training Work primarily away from Envoy’s office without set hours Is primarily commission-based based on performance Assist with collection of financial information (tax returns, bank statements, etc.) and other related documents that are required as part of the application process Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures Authorize credit reports, appraisals, flood certifications, and title work Ensure maintenance of active real estate and NMLS licenses Comply with local, state and federal laws regarding position Adhere to all Envoy standards, including, but not limited to production minimums and customer service Conduct business in an ethical manner and in the best interest of Envoy, with Envoy’s core values in mind Any additional duties as assigned THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE.  THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT. Qualifications Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position. Qualifications include: Strong sales experience and sales expertise Licensed real estate agent or broker Must have NMLS and SAFE, UST, preferred. High school diploma or equivalent, Bachelor’s degree is preferred Knowledge of Microsoft Excel, Word and Outlook Knowledge of mortgage loan products (FHA/VA/CONV) Exceptional follow-up, time management, interpersonal, and verbal and written communication skills Willingness to learn, self- motivated, social media savvy and a forward thinker Excellent customer service skills and working in a team environment Excellent interpersonal, verbal and written skills are a must Must be a self-starter who is reliable, detail oriented and the ability to resolve issues Strong relationship building a must, along with strong written and verbal communication skills Ability to analyze issues and create effective resolutions, while managing multiple projects at one time Physical Requirements The employee must occasionally lift and/or move up to 25 pounds Specific vision abilities required by this job include close vision While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.