Location: Fort Mill, South Carolina
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Fort Mill, South Carolina
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Dallas, Texas
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Dallas, Texas
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Location: Dallas, Texas
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Virginia
General Summary
As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives!
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants.
Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
Must have working knowledge of applicable federal regulations
Work closely with the Senior Management, to be innovative in terms of new origination opportunities
Manage Branch revenue and expenses to meet the Company's objectives
Procure new loan applications that result in funded loans
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Ensure all marketing is performed in a manner that is compliant
Ensure maintenance of a current license to perform Origination duties within their assigned branch
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Comply with company policies, local, state and federal laws regarding position and supervision of employees
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Any additional duties that may be assigned by the Divisional Vice President
Qualifications include:
High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
2 years' experience in sales leadership role managing Loan Originators, preferred
Demonstrated success in growing sales and revenue goals
Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
Proven leadership skills with demonstrated capacity in management/motivation of employees
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
Demonstrated proficiency with Microsoft Excel, Word and Outlook
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Commitment to high standards and adherence to company policy
Ability to manage priorities and workflow
Ability to make timely and sound decisions
Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Exempt
Compensation:
- Regular Pay: $36,000 - $64,000
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location.
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Texas
General Summary
The Loan Processor takes ownership and is responsible for timely processing of Conventional, FHA, VA, USDA and Bond mortgage loan files. The Loan Processor ensures completeness of mortgage loan applications and works to satisfy requirements for advancement of loan files to Underwriting and Closing, while meeting department service and quality standards. This includes obtaining, reviewing, and assembling documentation, along with preparing and submitting files, demonstrating a knowledge of current rules and regulations. Loan Processors work closely with customers, originators, as well as internal and external partners, providing a high level of professional service.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Review new files within 48 hours of receipt and verify that compliance documents were issued within proper time frame. Notify the appropriate staff member if additional documentation or information is needed
Review mortgage loan applications for accuracy and ensure LOS is updated appropriately
May work directly with borrowers answering questions and assisting in guiding them through the loan process
Confirm and validate loan application information by ordering all necessary documents to satisfy AUS (Automated Underwriting System) findings, investor and agency requirements
Validate loan in automated underwriting systems (DU, LP or GUS)
Use documentation to perform functions, such as calculating verified income or verifying assets, and update Encompass accordingly
Coordinate all third-party services such as survey, appraisal, title, homeowner’s insurance, etc.
Review all loan and verification documents for accuracy and update information in LOS (Encompass)
Utilize Government sites for VA and FHA files to place orders and obtain case numbers
Pull credit, order disclosures, appraisal, title, insurance and Verification of Employment (VOE) for loan files
Compile and review documentation (i.e., income, assets, liabilities, employment, etc.) received within 24 hours of receipt and follow up in the event of discrepancies or omitted data. Immediately notify Originator or appropriate staff if any discrepancies are identified
Receive appraisal and supporting documentation and notifies MLO of approval
Upload all relevant documentation received to Image Flow for validation
Prepare loan disclosures according to TRID regulations
Prepare and submit loan files to Underwriting (UW) for pre-approval decision and requests additional documentation to clear conditions
Review loan approval and ensure all tasks are completed and loan is on target to meet expected closing date
Send pre-approval letters and prepares files for closing
Proactively communicate loan status or updates to the Borrower(s), Originator and Third Parties
Assist with the clearing of post-closing conditions received to avoid any financial loss
Update various systems of record with critical loan information
Collaborate with title, valuation, underwriting, closing, technology, and other operational teams
Prepare mortgage loan commitment and denial letters, as applicable
Upon Clear to Close (CTC), submit loan files to Underwriting (UW) for final approval before submittal to Closing
Continue to stay abreast of underwriting and compliance guidelines and well as current regulatory lending laws and requirements
Maintain a focus on enhancing customer service skills and knowledge
Be a team player: actively seek training opportunities, solutions to various loan file issues and share best practices with team members
Review and manage pipeline of up to 25+ loans concurrently
Assist other Processors, Underwriters and Closing team members as needed
Additional duties as assigned
*Unlicensed associates who have borrower contact cannot quote rates, offer or negotiate the terms of a mortgage loan, take a mortgage application, or engage in any other activities that require a mortgage loan originator license.
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications
Listed below are the minimum qualifications required to successfully perform this role. These qualifications are necessary for someone to be considered for this position.
Qualifications include:
High School Diploma or Equivalent required
5+ (five) years related experience as a processor, underwriter or equivalent
Thorough working knowledge of real estate documentation, underwriting policies, compliance, and procedures
Familiarity with TILA / RESPA Integrated Disclosure (TRID)
High level of proficiency with mortgage loan processing and underwriting systems, such as Desktop Underwriting (DU), Loan Prospector (LP) and Guaranteed Underwriting System (GUS). Experience in Encompass and Engen is preferred
Strong PC skill with experience in MS Office including Word, Excel, and Outlook are required
Demonstrated ability to pre-underwrite a loan file
Excellent customer service skills and high standards
Excellent written and oral communication skills to effectively communicate with people at all levels and from various backgrounds
Timely communication and response times according to Department SLA (Service Level Agreements)
Acute attention to detail with strong organizational, problem-solving, multi-tasking and analytical skills
Ability to work independently and handle multiple priorities under stringent timelines
Sound judgment and decision-making skills with the ability to make timely and sound decisions
Proven ability to handle multiple loans and meet closing dates
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Oklahoma
General Summary
As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives!
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants.
Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
Must have working knowledge of applicable federal regulations
Work closely with the Senior Management, to be innovative in terms of new origination opportunities
Manage Branch revenue and expenses to meet the Company's objectives
Procure new loan applications that result in funded loans
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Ensure all marketing is performed in a manner that is compliant
Ensure maintenance of a current license to perform Origination duties within their assigned branch
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Comply with company policies, local, state and federal laws regarding position and supervision of employees
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Any additional duties that may be assigned by the Divisional Vice President
Qualifications include:
High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
2 years' experience in sales leadership role managing Loan Originators, preferred
Demonstrated success in growing sales and revenue goals
Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
Proven leadership skills with demonstrated capacity in management/motivation of employees
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
Demonstrated proficiency with Microsoft Excel, Word and Outlook
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Commitment to high standards and adherence to company policy
Ability to manage priorities and workflow
Ability to make timely and sound decisions
Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Exempt
Compensation:
- Regular Pay: $36,000 - $64,000
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location.
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Virginia
General Summary
As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives!
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants.
Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
Must have working knowledge of applicable federal regulations
Work closely with the Senior Management, to be innovative in terms of new origination opportunities
Manage Branch revenue and expenses to meet the Company's objectives
Procure new loan applications that result in funded loans
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Ensure all marketing is performed in a manner that is compliant
Ensure maintenance of a current license to perform Origination duties within their assigned branch
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Comply with company policies, local, state and federal laws regarding position and supervision of employees
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Any additional duties that may be assigned by the Divisional Vice President
Qualifications include:
High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
2 years' experience in sales leadership role managing Loan Originators, preferred
Demonstrated success in growing sales and revenue goals
Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
Proven leadership skills with demonstrated capacity in management/motivation of employees
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
Demonstrated proficiency with Microsoft Excel, Word and Outlook
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Commitment to high standards and adherence to company policy
Ability to manage priorities and workflow
Ability to make timely and sound decisions
Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Exempt
Compensation:
- Regular Pay: $36,000 - $64,000
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location.
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: South Carolina
General Summary
As a Branch Manager with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives!
By listening to our employees and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
The Branch Manager 's primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.
PRINCIPAL FUNCTIONAL RESPONSIBILITIES:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants.
Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
Must have working knowledge of applicable federal regulations
Work closely with the Senior Management, to be innovative in terms of new origination opportunities
Manage Branch revenue and expenses to meet the Company's objectives
Procure new loan applications that result in funded loans
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Ensure all marketing is performed in a manner that is compliant
Ensure maintenance of a current license to perform Origination duties within their assigned branch
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Comply with company policies, local, state and federal laws regarding position and supervision of employees
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Any additional duties that may be assigned by the Divisional Vice President
Qualifications include:
High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
2 years' experience in sales leadership role managing Loan Originators, preferred
Demonstrated success in growing sales and revenue goals
Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
Proven leadership skills with demonstrated capacity in management/motivation of employees
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
Demonstrated proficiency with Microsoft Excel, Word and Outlook
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Commitment to high standards and adherence to company policy
Ability to manage priorities and workflow
Ability to make timely and sound decisions
Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
Satisfactorily pass background check
PHYSICAL REQUIREMENTS:
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Exempt
Compensation:
- Regular Pay: $36,000 - $64,000
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location.
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Arizona
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: Illinois
General Summary
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type:
- Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible)
Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k)
We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Location: US - Remote
At Transactly, now proudly
a PLACE-owned company
, we’re not just coordinating real estate transactions—we’re elevating the client experience. Through our powerful platforms, and a team of
top-performing TCs
, we’re setting new standards for professionalism, white-glove service, and technology-powered excellence.
We’re actively hiring experienced
Transaction Coordinators
who are ready to grow with us—by serving PLACE-level agents and teams with unmatched attention, care, and consistency. This is more than a job. It’s a partnership in excellence, where your work is amplified by powerful systems, coaching, and opportunity.
What You’ll Do
Deliver
white-glove transaction coordination
to clients procured by Transactly
Provide
listing coordination
for high-volume real estate professionals
Operate confidently inside
Transactly's tech platform
for task management and communication
Maintain transaction records and updates within
Brivity
, PLACE’s tech platform
Practice
proactive, professional communication
with clients, agents, and co-op partners
Contribute insights and feedback to improve our platform, service model, and team culture
Step confidently into the
ownership mindset
—you are a reflection of PLACE values
What We’re Looking For
3+ years of real estate experience as a
Transaction Coordinator or licensed real estate agent
Passion for
organization, communication, and details
Willingness to
learn contracts and compliance
from multiple states
Strong working knowledge of
residential real estate documents and timelines
Confidence using digital tools, platforms, and systems
Proactive, adaptable, and
driven to exceed expectations
A heart for
service
, and a mind for
solutions
Tools + Support You’ll Receive
Access to
coaching, training
, and onboarding to get you ready for PLACE clients
Tech platform access
to streamline your daily coordination tasks
Branded materials, tools, and templates to help you deliver with consistency
Back-end
billing, client procurement, and support teams
to keep you focused on service
Opportunities to
grow your file count
and elevate your income through excellence
Compensation
Independent Contractor (1099)
– Pay per file
Errors & Omissions (E&O)
Insurance Provided
Potential for
high-volume file assignments
based on performance
Are You PLACE-Ready?
We’re not just filling roles. We’re building a team of
elite transaction coordinators
who care about the details, own their role, and thrive in a high-performance environment.
If you’re ready to grow your TC business, deliver exceptional service, and be part of something bigger—
apply toda
Location: Remote
About PLACE:
PLACE
is shaping the future of real estate. We are revolutionizing the real estate industry with advanced technology and innovative strategies. Our intuitive platform simplifies the real estate processes, providing clients with the tools and insights needed to excel.
About Connect
Connect is a home-services platform within
Transactly
, a
PLACE
company. We help homebuyers, renters, and homeowners navigate the services that come with a move from utilities and internet to other essential home needs through a simpler, more coordinated experience. PLACE brings together real estate teams, technology, mortgage, title, and consumer services. As part of that ecosystem, Connect has opportunities to grow through both external partnerships and relationships across the PLACE network.
The Role
We are looking for a Partner Success Manager who can turn great partnerships into highly engaged, successful, and growing partnerships.The Partner Success Manager owns the partner experience from onboarding and launch through ongoing adoption, engagement, retention, and growth. You will build trusted relationships with our partners, understand their business goals, and help them get measurable value from Connect. This is not a passive account-management role. You will be a champion and advocate for Connect, proactively creating excitement and momentum around the platform. You will help partners understand the value of Connect, get their teams engaged, identify opportunities to increase adoption, and continually find new ways to integrate Connect into their business and customer experience. You will work at the intersection of relationship management, technology, data, enablement, and growth. You’ll partner closely with Marketing, Product, Operations, Support, and other internal teams to remove obstacles, improve the partner experience, and turn partner feedback into action. The ideal person is naturally curious, highly organized, commercially minded, comfortable with technology, and genuinely enjoys helping customers and partners succeed.
What You’ll Own
Partner Onboarding & Launch
Own the onboarding experience for new partners and guide them through a successful Connect launch.
Work with partners and internal teams to configure accounts, workflows, integrations, and other requirements.
Establish clear launch plans, milestones, and next steps to ensure partners are set up for long-term success.
Conduct product demonstrations, training sessions, and team enablement as needed.
Partner Engagement & Adoption
Serve as the primary point of contact for assigned partners and build strong, trusted relationships across key stakeholders.
Develop a deep understanding of each partner’s business, goals, customers, and opportunities.
Drive ongoing adoption and engagement with Connect by helping partners understand and utilize the platform’s products, features, and capabilities.
Keep Connect top of mind with partners through proactive communication, education, training, and creative engagement strategies.
Identify barriers to adoption and develop practical solutions to increase partner participation and customer utilization. Partner Performance & Growth
Monitor partner activity, usage, and performance to identify trends, opportunities, and potential issues.
Conduct regular partner meetings and business reviews focused on performance, goals, progress, and opportunities.
Provide partners with meaningful reporting and insights that demonstrate the value of Connect.
Identify opportunities to deepen partner engagement and introduce additional Connect products and services.
Partner with Sales and internal stakeholders on expansion opportunities when appropriate.
Help develop strategies that increase partner retention, engagement, customer utilization, and overall value. Partner Enablement & Marketing.
Work closely with Marketing to create partner-facing resources, presentations, training materials, emails, campaigns, and other enablement tools.
Help develop messaging and campaigns that increase awareness, engagement, and adoption of Connect.
Create and deliver compelling presentations and training that help partner teams understand both the “why” and the “how” of Connect.
Identify what partners need to effectively promote and incorporate Connect into their customer experience.
Cross-Functional Partnership
Collaborate closely with Product, Marketing, Operations, Support, and other internal teams to advocate for partner needs and resolve issues.
Proactively coordinate internal resources to address partner questions, challenges, and opportunities.
Bring partner feedback, insights, and trends back to internal teams to help improve the Connect platform and overall partner experience.
Contribute to cross-functional initiatives focused on improving onboarding, adoption, retention, partner satisfaction, and growth. CRM, Data & Operations.
Become highly knowledgeable in HubSpot and use it to manage partner activity, communications, reporting, workflows, and campaigns.
Maintain accurate partner information, activity, notes, and next steps within HubSpot.
Use data and reporting to make informed recommendations and prioritize partner opportunities.
Establish consistent processes that create a scalable and exceptional partner experience.
How Success Will Be Measured
Success in this role means our partners don't just use Connect—they understand its value, actively engage with it, and see it as an important part of the experience they provide to their customers.
Key measures of success may include:
Successful and timely partner onboarding and launches
Partner adoption and engagement
Customer utilization of Connect services
Partner retention and satisfaction
Growth within existing partner accounts
Expansion of Connect products and services
Partner participation in training and enablement initiatives
Quality and consistency of partner communication and account management
Effective use of data and insights to drive partner outcomes
What We’re Looking For
We’re looking for someone who is energized by people, technology, and growth. You are likely to thrive in this role if you are:
A natural relationship builder who enjoys becoming a trusted partner to customers and stakeholders.
A strong communicator who is comfortable leading meetings, presentations, training sessions, and product demonstrations.
Highly organized and able to manage multiple partners, projects, deadlines, and priorities without losing attention to detail.
Proactive and resourceful—you see a problem or opportunity and take ownership rather than waiting to be asked.
Comfortable learning and working with software platforms, integrations, workflows, and technology.
Data-minded and able to use reporting and performance metrics to identify opportunities and make recommendations.
A strong writer who can create clear, compelling, partner-facing communications.
Comfortable working cross-functionally with Marketing, Product, Operations, Support, Sales, and other teams.
Commercially minded and able to recognize opportunities to increase partner engagement and grow the relationship.
Curious, adaptable, and excited to learn a new platform, industry, and set of products.
Someone who genuinely enjoys helping customers and partners succeed.
Base Salary: $90,000–$125,000
, based on experience and qualifications.
Fully remote work environment
Health, dental, and vision insurance
401(k) with company match
Wellness incentives
Generous paid time off
Stock Options
How We Work
Our values guide how we build, sell, and serve:
Take Ownership. Embrace Transparency. Have Mettle. Remain Agile. Be Engaged.
If you are excited to build new partnerships, create measurable growth, and help make the moving experience easier for consumers, we would like to meet you.