Principal / Lead Backend Developer

Responsibilities: — Shape the architecture together with the CTO — Write a significant portion of the code — Build components including ledger, accounts and balances, customer and KYC layer, transfers and payments, integrations with partner banks — Deliver a working prototype of the full customer flow from onboarding and account opening to receiving and sending money Requirements: — At least 10 years of experience in software engineering as a hands-on lead engineer — Experience building a neobank in Europe, including developing the banking core such as ledger, accounts, balances, transactions, and bank integrations — Proven track record of taking the product to production with real customer money and ability to explain architectural decisions and rebuilds — Fluent English, as the team operates fully in English — Open technology stack; CTO prefers Go but it is not mandatory Conditions: — Initial remote work for the first months — Subsequent relocation to Dubai