Senior Product Manager, Cards

About the Company Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. About the Role Rain is hiring a Senior Product Manager to own cards — one of the most strategically important surfaces at the company. Cards are how stablecoins meet real-world spend, and this role will shape the product, platform, and growth decisions that define that experience for our partners and their end users. This is a senior individual contributor role. You’ll operate as the directly responsible PM for cards end to end: the roadmap, the cardholder experience, the platform capabilities that power it, and the activation and growth loops that make the product stick. You’ll work closely with engineering, design, partnerships, and directly with our fintech, neobank, and institutional customers. What You’ll Do • Own the roadmap for Rain’s cards product — cardholder experience, platform capabilities, and growth — and drive it end to end • Partner deeply with engineering on platform and infrastructure tradeoffs (issuing flows, authorization behavior, ledger design, network integrations) and translate them into partner-facing product decisions • Define and ship the card experience our fintech, neobank, and institutional partners put in front of their users — onboarding, activation, spend controls, and lifecycle • Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs • Translate complex payments and stablecoin infrastructure into intuitive product surfaces • Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest-leverage work • Measure ruthlessly, iterate quickly, and set a bar others want to work to What We’re Looking For • 8-10 years of product management experience, with a track record of shipping products from zero-to-one through scale at a product-led company with a strong engineering culture and high bar for quality • Exceptional product judgment and analytical rigor — you’re someone others describe as one of the sharpest PMs they’ve worked with, and you consistently raise the bar for the people around you • A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction • Strong technical fluency (APIs, payments systems, blockchain concepts) and the instinct to pull on technical threads yourself rather than defer to engineering • Genuinely excited to live in the details — you believe product quality is won in the specifics and are energized by the work to get them right • Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease • Proven ability to ship quickly, measure adoption, and iterate in a fast-moving environment Nice to Have, But Not Mandatory • Experience with card issuing, payments, or cross-border fintech products • Exposure to stablecoins, crypto, or smart contract ecosystems • Previous startup or hypergrowth environment experience Things that enable a fulfilling, healthy, and happy experience at Rain: • Unlimited time off with a minimum 10 days required • Flexible working: work from home, come into an office, or both • Stipend to set up a comfortable home workspace • For US employees, coverage of 95% health, dental, and vision plan costs and 90% for dependents, plus 100% company-subsidized life insurance • 401(k) plan with 4% company match • Equity option plan for all employees • Monthly stipend for health and wellness spending • In-office meals covered with DoorDash credit • Team summits and company offsites both domestic and international